A MIRACLE-HOME STORY: Buying Our Canada Home for Cash?

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  • Опубліковано 6 жов 2024
  • A MIRACLE-HOME STORY: Buying Our Canada Home for Cash?
    I hope this story reminds you of the light at the end of the tunnel in any tight situation. xo
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КОМЕНТАРІ • 352

  • @VictoriaFash
    @VictoriaFash Рік тому +163

    PG needs to start a faith channel. I think he has so much to offer

  • @toulackbonwi6836
    @toulackbonwi6836 Рік тому +7

    This is clear example of " u will live to see the goodness of God in the land of the living".....God continue to bless ur home🥳🥳🥳🥳🥰🥰🥰🥰🥰

  • @Peace-tx7fc
    @Peace-tx7fc Рік тому +5

    This is similar to my pastor’s story here in the US,we just opened the house last week Sunday. Congratulations peeps, I key into your testimony

  • @lifewiththeejays
    @lifewiththeejays Рік тому +9

    So refreshing seeing PG on the channel again 😃😃💃 BTW for those of us who didn't really understand the percentages and mortgage calculations, pose for selfie 📸✌️😂😂😂

  • @lasheun
    @lasheun Рік тому +4

    Hahaha.. this story reminds me of when I bought my house 4 years ago🤣🤣
    Congratulations, the joy of waking up in your own house cannot be compared with the stress of acquiring it..

  • @bolawaoni8455
    @bolawaoni8455 Рік тому +7

    Congratulations to your family. I am glad you shared your struggles and as a Realtor here in the GTA, Ontario, I want to amplify to people that please please have your pre-approvals before you buy a preconstruction and some wiggle room cash incase your property doesn't appraise well at closing. Having the initial deposit is not enough sometimes :) Congrats again Tolulope.

    • @oredapofalomo7019
      @oredapofalomo7019 Рік тому

      This… but my question is what happens upon closing when the pre-approval is invalid based of the time difference between making the deposit for a Precon and closing?

    • @bolawaoni8455
      @bolawaoni8455 Рік тому

      @@oredapofalomo7019 This is sadly unavoidable hence I said have some wiggle room in terms of availability of funds just incase, just just incase.

  • @adeoladawn
    @adeoladawn Рік тому +5

    I tap into your testimony. Considering starting the journey of house hunting here in the US! Pray for me 😅😅😅😅. Big Congratulations

  • @siesiesworld7987
    @siesiesworld7987 Рік тому +3

    Congratulations on your new house. I am one year old here in Canada and I am praying God blesses us to buy a house soon.

  • @Torybylade
    @Torybylade Рік тому +2

    I know this feeling but the way Gd comes through is just beyond words

  • @olathomas6058
    @olathomas6058 Рік тому +3

    Congratulations and may God continue to bless your home and family. Amen

  • @osamudiamenlinda8405
    @osamudiamenlinda8405 Рік тому +9

    I’m 20217 my lender pulled out a day to closing 😢 actually I got the call when I was doing the final walkthrough😅 I lost 10k deposit Bcos the house sold less than the amount I bided for it, I was even praying not to get sued. I was 5months postpartum 😢 guess what it didn’t even shake me 😅 I don’t know how and why considering the fact that all my savings was gone😢 but today 💃💃💃 Let’s just say God had a plan for me.

  • @Deetee_19
    @Deetee_19 Рік тому +2

    I have followed this series keenly because I know God is in the story and as we key in as a family, we will return to give God all the glory! Welldone Solutions Family ❤❤❤

  • @topeagbebiyi1552
    @topeagbebiyi1552 Рік тому +3

    Thank you for sharing, people see the end result and just focus on that, they don’t understand the process and sleepless nights that has gone into getting to that point.

    • @TolulopeSolutions
      @TolulopeSolutions  Рік тому +3

      Like! Nobody shares the horror process 🤦🏽‍♀️🤦🏽‍♀️

  • @oyindamoladaramola1760
    @oyindamoladaramola1760 Рік тому +5

    It's how Toviyah looks so much like his daddy for me 🥺

  • @adewaleaderinsola1203
    @adewaleaderinsola1203 Рік тому +3

    It’s always a pleasure having PG💃💃 Celebrating the goodness of God in you guys journey honestly! He always comes through

  • @olaleyemonisola2437
    @olaleyemonisola2437 Рік тому +2

    Whatever will not cost a man will never grow a man... Sometimes we need to try hard things and see how we can survive in the midst of strong decision... God knows you can't pull out cause he can see the state of your mind... The level of your faith has leveled up..... Well done Solution I always love the woman you are... To the Man of faith congratulations PG that's huge faith...

  • @danielle6723
    @danielle6723 Рік тому +3

    I’m so glad you shared this video because I don’t think lots of people understand the process of buying a house on this side of the world. The process can be extremely stressful and trying but God always always shows up huge. I’m 100% sure that you still didn’t share all the details, I thank God He always comes through. Praise Jesus!!!!!

  • @themortgagechic_ca
    @themortgagechic_ca Рік тому +3

    I smiled all through this video. A lot of people don't fully understand it all when it comes to pre-construction properties. Obtaining a mortgage is not a linear process either, a lot can happen in between. Please guys before you sign the purchase and sale agreement with the builder you MUST make sure you have been pre-approved by a mortgage broker. Don't risk losing your down payment. Usually, builders should even insist on seeing a pre approval before letting you commit. I'm glad it ended well. Congratulations once again!

    • @oredapofalomo7019
      @oredapofalomo7019 Рік тому +2

      This… but my question is what happens upon closing when the pre-approval is invalid based of the time difference between making the deposit for a Precon and closing?

  • @henriettamartin-amoatobra1604
    @henriettamartin-amoatobra1604 Рік тому +1

    This is what I really love about you, Tolu, your openness to inform us about your challenges encounters to whatever breakthrough you have.
    God bless you for that. Love you

  • @ezinnenjokuobi8521
    @ezinnenjokuobi8521 Рік тому +3

    Unity of purpose is also key. You plan together

  • @victoradebayo2584
    @victoradebayo2584 Рік тому +2

    Congratulations The Adejumo's, God is really good and kind. I tap into your amazing testimony 🎉🤗

  • @lifejourney93
    @lifejourney93 Рік тому +2

    Thanks for sharing the process. Multiples of six figures for a down payment. Over $200, 000 . The price of the house was really marked up. Now that the house prices have settled wonder what your house is valued at.

  • @Godgotme367
    @Godgotme367 Рік тому +1

    I so love Solutions and PG. You really inspire me. I started watching your channel as far back as when your younger sister was leaving Nigeria to Canada to study.
    See how far you and your family have come. God bless you and your lovely family real good.
    Congratulations on your new home. Many more to come in Jesus name, Amen.

  • @blessingorekoya2900
    @blessingorekoya2900 Рік тому +2

    God is Wonderful ❤️❤️💖💖💖. PS:- The way PG looks at you ehn... It's expresses a pure love. I tap from the blessing of this beautiful marriage. I pray for a better one for my Future Partner and Children.

  • @madonnanene522
    @madonnanene522 Рік тому

    You are always honest, that's why I'm always coming back here and I learn a thing or two each time. God bless your family and the house he has blessed you with.

  • @oluwakemiadeyemo_
    @oluwakemiadeyemo_ Рік тому +1

    Congratulations once again. Thank you for sharing your journey. I'm about to start a particular project and I am thinking where will the fund come from but this is an encouragement to not loose sight of the goal and not give up but constantly looking up to Jesus because all supplies come from him. Love you so much Solution mama and PG.

  • @Abayflo
    @Abayflo Рік тому +1

    Congratulations 🎊 on your new home. We had the same experience back in September while buying our house.
    There's always one hidden cost/ documentation or the other to meet up if you don't want to lose your earnest deposit. It was always stressful, but God will always come through.
    Thanking God for you too.

  • @nmachike
    @nmachike Рік тому +2

    'It may not be in God's perfect will, but God will always have a way to bail you out' this spoke to me👌

  • @ebishuefavour8447
    @ebishuefavour8447 Рік тому +1

    Thank you for this.
    You always show me light on my own issues

  • @chichi3008
    @chichi3008 Рік тому +2

    Hello Gbemiga and Tolulope . I love you guys together. ❤This video was very timely. My husband and I spoke about this yesterday, particularly if it makes sense to buy a house cash or to invest the rest of the money in something. We’re fairly new in Canada but we haven’t begun the process of looking for a house yet because the Holyspirit asked my husband to do a couple of things first plus we’ve heard that the process of getting a house can be daunting! I bless God for coming through for you. He’s ever faithful! I also congratulate you purchasing your first home in Canada.

    • @TolulopeSolutions
      @TolulopeSolutions  Рік тому +1

      Glad this was timely for you and praying your steps are ordered! Welcome

  • @coachbetsy
    @coachbetsy Рік тому +1

    I can totally relate to all the emotions of buying your first Canadian property! It’s stress promax, thank God for coming through for you. I share in your joy. 🎉

  • @ogegbuna-okafor7669
    @ogegbuna-okafor7669 Рік тому +1

    Congrats🎉 . Thanks for sharing your inspiring and faith filled journey to owning your own home in Canada.🤗

  • @DrChioma
    @DrChioma Рік тому +2

    This is such an inspiring testimony! God can be trusted! His name be forever praised 🙌🏾🙌🏾
    Congratulations 🎉🎈

  • @Mamacita99-o5d
    @Mamacita99-o5d Рік тому +2

    Congratulations guys! This is very interesting how the mortgage system works in Canada. It is very different here in Australia, you will need your mortgage approved before signing a contract to either build or buy an established property. We also have mortgage brokers in Australia who help with lending options, they do the leg work for you while you relax and enjoy the process. Wishing you both the best!

  • @VictoriaFash
    @VictoriaFash Рік тому +3

    Wow!
    God always come through! Congratulations Fam

  • @Treasurewithoutmeasure
    @Treasurewithoutmeasure Рік тому +1

    God bless you both so free hearted and open

  • @onyialice3508
    @onyialice3508 Рік тому +8

    Thank you for telling your story. I particularly like how u made emphasis that the bulk of the funds for your deposit was from savings you came with from Nigeria. A lot of people love to assume that if you are from a wealthy family, everything is just handed over to you. While that could be the case for or some people, others like to work hard to earn & make their own living esp someone like you who has always emphasized on the place of hard work even in the midst of blessings from family. Congratulations to you guys! May your experience serve as a motivation & also a guide for other immigrants who wish to be homeowners in the future.

    • @TolulopeSolutions
      @TolulopeSolutions  Рік тому +4

      Not the bulk of it eventually but you get it 💯 💯 ! Thank you for pointing that out and laying emphasis!! Amen to your prayers

  • @courageoustracian3741
    @courageoustracian3741 Рік тому +3

    Woooow powerful testimony 🙌 God be praise 👏. Very happy for you both.

  • @patienceenayi9253
    @patienceenayi9253 Рік тому +4

    The beauty of building together 🙏🙏
    I can totally relate to your story of wanting something and stepping into the process and realize it bigger than you imagine…😂 the sweet part of knowing God is that when e pass our power we can run to him to give us the strength to finish the journey strong.

  • @anitaibetei4899
    @anitaibetei4899 Рік тому +8

    Ahhh. That part of you being the one that stressed in the face of adversaries, I can relate! Men the way my husband stays calm in the face of trouble leaves me suspecting the guy🤣🤣 like guy did you starch up money some where🤣 ah beauty of marriage. I Love Love

    • @TolulopeSolutions
      @TolulopeSolutions  Рік тому +3

      Hahaha I can’t tell u I didn’t think of this 😂😂

  • @ruthekrigwe515
    @ruthekrigwe515 Рік тому +1

    Thank you for sharing. I could feel the pressure on your behalves. Congratulations once again. I'm connecting to this testimony.

  • @christabelmercy9864
    @christabelmercy9864 Рік тому

    Congratulations to you two, indeed God is faithful.this is so encouraging. Thank you for sharing

  • @Funmilayo07
    @Funmilayo07 Рік тому

    Congratulations on your testimony, I am so happy and share in your excitement with you.😀
    I am encouraged also.
    Your home is blessed. Amen!!!!!

  • @pipaluv94
    @pipaluv94 Рік тому +1

    CONGRATULATIONS 🎉🎉🎉🎉
    I tap into this testimony big time!!! ❤️

  • @adenijiayomide5328
    @adenijiayomide5328 Рік тому +1

    God is definitely a miracle worker!!!! Such a beautiful testimony❤❤❤

  • @ogomsseries
    @ogomsseries Рік тому +1

    Hallelujah👏👏👏👏congratulations to your family and love the key factor here,committed everything in the hands of God while playing our parts as humans

  • @aiyetimiyibolanle119
    @aiyetimiyibolanle119 Рік тому +1

    Watching this just strengthened my faith in God on what I’m believing him for. Thank you so much PG and solutions mama ❤❤

  • @oluwatosinoguntunde
    @oluwatosinoguntunde Рік тому +2

    I just like Tolulope Solutions and PGee! They are amazing couple. I am just amazed at there narratives. So brilliant! I like it.

  • @MrsPittison
    @MrsPittison Рік тому +1

    This is faith boosting. Congratulations once again great family

  • @millaw7353
    @millaw7353 Рік тому +1

    My builder had postponed 3 times too God is good

  • @SeunObisesanYouthZone
    @SeunObisesanYouthZone Рік тому +5

    This one that my heart wants to jump out of my chest with this story. What God cannot do does not exist!

  • @OlamideDimeji-Ajayi
    @OlamideDimeji-Ajayi Рік тому +2

    This is the type of content I LOVE to see. Thanks for sharing PG and Solutions ma

  • @olabisidurojaiye
    @olabisidurojaiye Рік тому +1

    The same in UK . Scrutinising a lot ,checking your bank account. Very stressful. Well done. One document after the other 💪🏿🙏🏿❤️

  • @aishajackson50
    @aishajackson50 Рік тому +1

    Lol “it started to feel like we bought it cash”. I know the feeling. When we bought a house in 2021 I had never paid or seen that much money in a transaction in my life. Haha

  • @dorels4j237
    @dorels4j237 Рік тому

    I loved this video. The smiles, sharing the reality of the journey and the victory God gave you, are beautiful to watch.

  • @sn2919
    @sn2919 Рік тому

    I have been following you for a while but this video really resonates with me thank you for showing us this part of the story!

  • @fikeojelabi
    @fikeojelabi Рік тому +3

    Please more videos like these on details of jobs and how you saved up money for it

  • @funmibeeful
    @funmibeeful Рік тому

    Congratulations guys! I can relate to your testimony when we also decided to buy a house. Thank God for victory!

  • @kemioshuntoye563
    @kemioshuntoye563 Рік тому +2

    PG has a striking semblance with his dad! Don't know how I was just seeing Bishop all through this video. Faith is the currency of the kingdom, you are the seeds of faith- filled people and the apple doesn't fall too far from the tree😁 Congrats again guys👏🎉🎊

  • @godsfavourite9379
    @godsfavourite9379 Рік тому

    Oh my God Tolulope I thank God and I rejoice with you and my family on your new home. I live in Ontario and totally understand what you and PJ went through. My last advice is to always get as much information you can before you make any financial decision especially in Canada.

  • @LifestylewithLonnie
    @LifestylewithLonnie Рік тому +1

    What a testimony, all Glory to God🙏 congratulations again to you guys 🎉🎉

  • @tobidurojaiye9014
    @tobidurojaiye9014 Рік тому +1

    God is always faithful. Thank you for sharing. I really learnt a lot.

  • @chinwea5145
    @chinwea5145 Рік тому +1

    Love it whenever PG is in the house!!!!! Welcome to the Canada homeowners club🎉🎉🎉

  • @toluwaniolayiwola6665
    @toluwaniolayiwola6665 Рік тому +1

    SOLUTIONS Gets Solutions to her own needs while granting Solutions to her world. Congratss PG and Mama T you guys make walking with God so beautiful and satisfying

  • @evergraced9389
    @evergraced9389 Рік тому

    Congratulations & thanks for sharing! Your generosity is always heartfelt. Cheers to Greater exploits!

  • @lilyannKabey
    @lilyannKabey Рік тому

    The fun in this stressful video is wow. 🤣 the two of you rock better . Thanks a lot for sharing your experience

  • @anjilicious
    @anjilicious Рік тому +1

    It's the head rub towards the end for me 😂 love it!!!!

  • @cecechampion4
    @cecechampion4 Рік тому +1

    Congratulations once again. Thank you, Tolu and hubby for sharing your story and the valuable information. Buying a house is a stressful process. So, when someone mentioned casually how there are Nigerians who own 5 houses in Canada in one of the previous videos, as if it's the norm I'm like forget about the money part, the documentation, unexpected expenses, and things to put in place are very stressful. So, going over the same process 5 times must be an investment worth doing in the long run. Speaking of money, you both had some money saved up from Nigeria which was helpful. Saving up from a 9-5 job in a short period of time should be put into consideration because that's a different ball game.

  • @bukolaladiti8812
    @bukolaladiti8812 Рік тому +3

    Welcome to the club of home ownership in diaspora, congrats.🎉🎉

  • @fatimaha1791
    @fatimaha1791 Рік тому

    Congratulations....thank you for sharing the struggle as well.

  • @ugoanumudu
    @ugoanumudu Рік тому +2

    I enjoyed the video. Thank you so much for being transparent.

  • @estherolugbemi8431
    @estherolugbemi8431 Рік тому

    Congratulations once again. I totally understand how stressful this process can be, from asking for different documents, to the crazy interest rate and also praying for appraisal to be in our favor, through it all God was faithful.

  • @inspiredbysase
    @inspiredbysase Рік тому

    I came here from your instagram post, Solutions and I am really encouraged. Thank you for listening to God first and putting him above your own personal opinion so you can confirm what he has already said to his people. Once have I spoken twice have we heard. ALL POWER BELONGS TO JESUS. NOTH IN OUT LIVED AND OUT NATION NIGERIA. AMEN

  • @Talk2TeaMe
    @Talk2TeaMe Рік тому

    Congratulations to your family. I can only imagine as in Australia reverse is the case the interest rates keep going so for people who bought houses during the pandemic they have more to pay for monthly mortgage now. So glad you and yours could work out something favourable for you. We pray for more favours in all we do. Amen.

  • @theonaghisefamily
    @theonaghisefamily Рік тому +1

    Congratulations Congratulations 🎊 👏May the Lord make a way for us that's interested in having a home soon 🙏

  • @abimbolaolumuyiwa
    @abimbolaolumuyiwa Рік тому

    So happy for your testimony 🎊. Congratulations to you guys again 👏

  • @bayonleabioshun5640
    @bayonleabioshun5640 Рік тому +1

    Great content,This is real value for my time. CONGRATULATIONS !!!

  • @tosano.42
    @tosano.42 Рік тому +3

    The interest rate hikes over the last 6 - 8 months in Canada would have made the process of getting a B-lender or even just locking down a competitive rate so difficult!
    I was on a similar hard road with closing on a home in Dec ‘22, had to come up with additional 10% in down payment (on top of 10% already) to get to 20%. When they calculated all the GDS and TDS, liability versus asset, etc, nothing was making sense to qualify for mortgage, so that 20% down was necessary 😢. In fact they were suggesting 25% down! In the end, God made a way for us to close and I’m thankful for you guys too! The house buying/closing process in Canada fit humble person! 😂😢😂

    • @tosano.42
      @tosano.42 Рік тому

      Then there’s also closing costs on top of all the wahalurr of meeting mortgage demands! 😂

  • @mpumiegwebu4041
    @mpumiegwebu4041 Рік тому

    Congratulations guys, much love 💜💜💜💜💜

  • @mszosime
    @mszosime Рік тому +1

    This story of builders moving closing date! It also happened for me!!!!! It was moved and we still missed it and the builder did not charge the interest they threatened they would charge if we didn’t close on the new closing date. God truly exists and He truly makes exceptions for His own! MERCY!!!!!!!!

    • @TolulopeSolutions
      @TolulopeSolutions  Рік тому +1

      Wow!!! This is the first I’ve heard! God really came through for you

  • @blessingafricatalesbymoonlight

    Thank you for this transparency ❤❤❤

  • @Olo833
    @Olo833 Рік тому +3

    6 figures as a down payment... Baybeeeee yall got it. Congratulations. So happy for y'all

    • @Olo833
      @Olo833 Рік тому

      OMG almost 30% down? Wow seems like the Canadian lending market is more brutal than the US.

    • @TheOsagieFam
      @TheOsagieFam Рік тому

      It is

  • @IfePinkiesTV
    @IfePinkiesTV Рік тому

    Wowwww this is a testimony 🙏👏 God is so good & kind, I’m inspired, thanks for sharing ❤

  • @Ooluchy
    @Ooluchy Рік тому

    Congratulations again my people. God bless your home.🎉🎉🎉🎉🎉🎉🎉🎉

  • @chingmelissa9673
    @chingmelissa9673 Рік тому +1

    Very encouraging, thanks for sharing watching from Cameroon

  • @adeyomiadeniji-adele6549
    @adeyomiadeniji-adele6549 Рік тому

    Nice for let us knw the realities. House 🏠 can be stressful but always worth it

  • @EatwithEdem
    @EatwithEdem Рік тому +2

    This is very interesting , I will also share this testimony soon IJN Amen 🙏🥰

  • @paulinaaghayedo6109
    @paulinaaghayedo6109 Рік тому

    It is well, I’m so thankful for you guys. Congratulations

  • @chiomaemelu5840
    @chiomaemelu5840 Рік тому +1

    Omo thank you guys for transparency marriage and building a life together no be beans ooo God bless you guys oooo

  • @jesumiseunolayinka6462
    @jesumiseunolayinka6462 Рік тому

    Congratulations once again, Gbenga & Tolu. You both had a strong faith, and God worked everything out beautifully for you. ❤

  • @ehimegbeebenezer9865
    @ehimegbeebenezer9865 11 місяців тому

    Congratulations....i tapped into your testimony IJN.

  • @DeliveryEase
    @DeliveryEase Рік тому

    THIS IS SO MIND BLOWING AND SO SATISFYING TO WATCH...CONGRATS AGAIN GUYS

  • @EnglishPrepClass
    @EnglishPrepClass Рік тому

    Congratulations team Solution. God always comes through for his own. I’m glad you spoke about interest rate because here in Australia, people are selling their houses because of the high interest rate. More achievement coming your way

  • @funkeagbeja5528
    @funkeagbeja5528 Рік тому +1

    Congratulations again. I understand your situation. Buying a house is not easy at all. At a point I told my husband “if this is God, it will not be this difficult “ but my husband said with God we will take possession of this house. And like a dream, we got our dream house as in see shouttttttt. With God nothing is hard for him.

    • @TolulopeSolutions
      @TolulopeSolutions  Рік тому +1

      Your husband is a mature Christian haha! Understanding that ‘the violent take it by force’ is also something

    • @funkeagbeja5528
      @funkeagbeja5528 Рік тому

      @@TolulopeSolutions yes ooo the violent took it by fire by force😂🤣😅

  • @ItunuoluwaLambo
    @ItunuoluwaLambo Рік тому

    I thank God for your testimony! Thank you, Jireh.

  • @debbiedignified927
    @debbiedignified927 Рік тому

    So happy seeing you sharing this part
    Congratulations once again

  • @habibatlawal603
    @habibatlawal603 Рік тому +1

    Hi Tolulope please I want to say thank you for this video I actually needed to hear this words especially the part that God performs miracle and how he came through for u not because I about buying a house but cause I have been in an unlikely situation(cross road) and I have been to praying for God to take me out of it anyways thank you

  • @EsteeLicious
    @EsteeLicious Рік тому

    Wow...what a testimony. Super inspiring and big congrats❤❤

  • @mrsa4715
    @mrsa4715 Рік тому +3

    Congratulations again. 🎊. Ile atura ooo, in Jesus' name. It's funny how things are different country to countries. In the UK here, you will need a mortgage in principle before the seller can even take reserves deposit from you, then all the checks and enquiries about the value of the house, the environment pluse the ground they are building on sef would have been done by your intend lender before they approve your mortgage, then you can pay your deposit on your date of completion. Taking away the forth and back.
    Pele eku ajaye 😄 like you said. It's a very funny process.
    Make your house a home and enjoy more of God's blessings. Kisses to the kiddos.

  • @estherjesusanya4067
    @estherjesusanya4067 Рік тому

    This house go enter billion sha.. God sed grace🤲🤲. Congratulations once again 🥳🥳🥳