5 SECRETS To Know Before Buying A House In Canada! First Time Home Buyers Guide 🏡 🇨🇦
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- Опубліковано 23 лип 2024
- Hey OT Lovers! 👋🏾 Thanks For Watching!
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We live in ➜ Calgary, Alberta, Canada
Meet The OT Love Train, Members of the #UA-camBlack Voices Creator Class of 2023:
As a content creator couple, we’ve been bringing smiles to the faces of our global audience since 2017 with content that revolves around our lifestyle, relationship and humorous personalities.
We keep it real on our channels as we continuously strive to create and publish valuable content to inspire, educate and de-stress our viewers.
We're made up of this awesome duo; Olus B and Dorothy Tuash - a black power couple who believes love can change the world.
Our vision is to become a consistent reference for black authenticity, positivity and excellence.
#buyingahome #homebuyers #livingincanada
Subscriber Count: 22,051 (Nov 28, 2022)
Timestamps:
00:00 Intro
01:00 5 Things To Know
01:45 A Realtor Isn't Necessary
03:07 Mortgage Advisor
05:15 Good Credit Score
06:37 Down Payment
08:19 Start Early
11:05 Be Transparent
12:33 Pre-Outro
12:44 Bloopers
13:18 Outro
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Tags included are:
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Thanks for the video and congratulations on your new home. i will join you there in a couple of years after my NYSC
I love the OTLT content, there’s always something to learn. Well done OTLT 💪🏽💪🏽
Whoop whoop, thank you! 🥰
Nice one 👍 thanks for sharing this vital information with us 👍 we are taking note 📝
Congratulations on your new home guys ! Glad it all worked out for you!
Thanks you 🥰
You guys are doing well shaa! A huge congratulations 🥳 🎊🎉. Here’s to many more blessings and being intentional ❤. Such an amazing achievement and we praise God🙏🏾💝👏🏾🙌🏾
Thank you so much 🤗
I love your laugh Dorothy☺️. Thank you for the information guyssss. I will need it one day. Amen!
🙏🏾🙏🏾🙏🏾🙏🏾
Thanks for all the information you guys share.
This is the most valuable content I've watched on home buying by immigrants in Canada. Thank you for your honesty. I appreciate you and I'm enlightened.
This is one channel I always hit the like button before the video starts. Because I already know the video is a banger.
🥰🥰🥰 Awww, thank youuu 🥹
You guys are amazing!!❤😍
I love you guys see u next year. U are an inspiration ❤️
Thanks you soo much 🥰
i am happy for you guys. keep the basement warm
for me. i just got an accommodation in your house.😎
😄
love you guys, all loaded and enlightening video .happy couple🥰
Thank youuuuu 😁😁
😂😂😂😂 you guys are just so amazing 😊😊😊 I love you guys like mad. I will relocating to Canada 🇨🇦 next month. Alberta, to be precise. It would be a privilege to see you see you lice. I can't wait. 😊
Thank you for all the information y’all keep passing across❤
🥰🥰🥰
We are anticipating the next video
🎉🎉🎉
Congratulations once again💃🏾💃🏾💃🏾 most beautiful couple on UA-cam,and that’s on PERIOD👌😊😘
😆😆😆😆😆
Toyosi, your blue sweaters looks amazing 😘
Thank youu 🥹
Congratulations!!!
I lurrrvveee this new couch and the artwork behind, LOVELYYY 🎊😻♥️ Infact, the video in its entirety is so crisp 😻💯
And by the way, is it just me or this video looks like one of your first videos; your Pr story video I guess 🤔 it’s doing me like deja vu😂 Just that it’s a different topic entirely and Dorothy was sitting on the right if I am not mistaken 😆🥰
Thank you so much for sharing these powerful tips with us. God bless you abundantly. I, Folashade Adebayo taps into this blessing from Oluwa 😅🙏🏻🙌
Na real “responsible debtor” 🤣🤣🤣 Congratulations once again my people ♥️
Hahaha, thanks for the love Fola! Ire a kari oo 🥰🥰🥰 Na real DeJaVu loool 😂
New sub here. I have now subscribed. Congratulations guys. Super excited for you both. Such an achievement 👏 👌 🙌
Thanks so much! 😊
There's always something to learn from you guys. 💗
Aww thanks!
Olu ooh. Lol lol lol. So fun, Congratulations once again!!
Thanks guys this was informative
Glad it was helpful!
You guys are doing amazing work 👏
Thanks you soo much 🥰
These were all very helpful tips 👌
🙏🏾🙏🏾🙏🏾
Congratulations guys.
Guys I don't leave in Canada but I like you guys manners that's why I will subscribe
Awww thank you soo much 🥰
I love you guys so much! Role models❤
Thanks you soo much 🥰
A realtor might be important because from the commission given to realtors here in the US, you can get a percentage like 1% or more and realtors usually receive like 3-5% commission so imagine how much that is. If you don’t use a realtor, that money is lost. Some people don’t use a realtor and they don’t get this money because they don’t know this. You as the buyer is not the person paying the realtor but the seller so there is nothing to lose as a buyer. I recommend using a realtor always even when you have done some part of the work yourself. Don’t leave money on the table. Probably things work differently in Canada
Just some clarification for Canada’s housing Market , realtors are an important part of the process for buying homes. In their particular situation, they were working with a builder for a custom home so there is not much need for realtor in their case . If a person is buying an already made home , a realtor is necessary to help find and secure the perfect home that fits the needs of the buyer . I Hope this helps.
@@Beautyfulchild25 I understand. Here in the US, same would still apply when working with a builder on a custom home. It’s totally optional but not using a realtor would be leaving money on the table.
@@FFTLInspired it applies in Canada too even when you are building by yourself
Also some realtors partner with builders and they are able to gets cheaper rate on new builds.
This also applies in Canada 🇨🇦
OT love train I will definitely visit when I land, u both are my dear friends so motivating
🥰
The quality of this video 🥹🥹🥹🥹🥹🥹
🥳🥳🥳🥳
Congratulations to you guys 💃💃💃
Thank youuuu 🥰
Thanks for sharing!
Thanks for watching!
GOD BLESS YOU GUYS, THANKS FOR THIS VIDEO
Thanks you soo much 🥰
Am happy for you guys hope you guys will help me and my husband to buy a house too
🥰
Thank you guys. This video is super educative
I love how these new to Canada channel, show me things and I'm born in Canada. I also have a channel I know how hard it is to get the subscribers.
🙏🏾🙏🏾🙏🏾
I'm learning a lot from you guys
Thanks for watching!
Exactly, it disturbs my head to know that i owe!
😂😂😂
I would rather use a realtor as they have connections to a wider selection with massive experience. By using a realtor you also transfer the initial stressful process & closing to a realtor & focus on other issues as buying a home or building is a very exciting but stressful process:
That’s okay! Different strokes for different folks like we said 😜
You guys are so funny 😂. Thanks for the info
😃😃😃 Thanks for watching!
I love you guys❤️❤️❤️
“Responsible debtor”😂 Thank you for this!
Yeahhhhhhhh 🎊🎊🎊🎊🎊
Much love from cameroon 🇨🇲
🥰🥰🥰
Congrats guys! Happy for you both. I just subscribed this morning o! So anytime I have questions, make sure you answer me very well 😁am actually new in calgary so things are bit fuzzy. Thank you for your amazing videos though.😊
Awesome! Thank you! Welcome to Calgary 🥰
Love your banter, kudos guys🤩
🥰🥰🥰
You see the how to save d money ehn without saps sapaing person na the tips I Dey find like this. Thank you for this video guys. Don’t take long to send us the remaining videos o. Trust me to keep asking. Na me yinn o. I don put my original name. Still waiting to jam you guys for road sha in this Calgary. Dorothy looks amazing my the way.
Hahaha, lmaoo so the full name be this? We don register am oo 😂😂😂😂
Liked and saved ❤
🥳🥳🥳
My favorites ❤❤❤❤
Liked and subscribed and will recommend your channel to friends 😂
Awww, you;'re the best! 😂🥰🥰🥰
love you guys
Thanks you soo much 🥰
I just subscribed and I'm a Realtor 😭😭😭 . Congratulations 😁😁😁
Hahaha, no mind us jareyyy 😂🥰🥰
very informative video. well done guys
Thanks for watching!
Great presentation. Using a Realtor is very important. People should not be dissuaded from using a Realtor, the role of a professional cannot be downplayed. Congratulations on your new home.
Thanks! Different strokes for different folks like we said 😊
It's always the bloopers for me!😂
😂😂😂
Congratulations 🥰
Thanks 💯
Congratulations
Abeg shey you don change camera ni? This new video quality mad gan ooo 😍😍
Same camera o 😂
First to comment, God bless you guys
🔥🔥🔥
I Smiled All Through,Y’all Are Interesting 😂
Thanks you soo much 🥰
Great video. Congratulations on your new home. Using a Realtor is however very important, even with Custom built homes. Realtors understand the technicalities with the building. My Realtors gave us great tips that we wouldn't have known. Also, the builder pays the Realtor, so why not allow them enjoy the benefit, rather than allow the builder walk away with it.
Thanks! We didn't need one so we didn't go out of our way to look for one 😊
Awn so interesting ❤
🥰🥰🥰
Thank you for this video
Talking about down payment....after paying the down payment will u live in the house immediately to complete the payment at the said agreement
You’ll need to pay your full down payment before possession 😊
Nice to see my Juniors progressing. Keep moving on up my dear Brother and Sister. This is what I like. Everyone that I know are very successful in their good lifes. As long as it is for any good purpose in life. All the good life blessings always from our Almighty God. And we give thanks and praise to our Almighty God for the good life blessings. Peace and God bless from the one and only Novell...
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How did you lock in the house?
Great job guys... I'm a realtor in Nigeria and I'll like to get into U S and Canada Market, hope I can get a builder/Developer to work with ?
If you have anyone on your list, kindly link me up pls
I’m from tiktok do you have cassava Ewa 😂😂😂
Very big specialty 😂😂
🤣 abeg naaa
i am moving to calgary… toronto is crazy. see how everything is easy
Hahaha, you are welcome in advance!
Thanks OTLT as always for the meaningful info ❤ So, when exactly can one pay the down payment? Cos you mentioned while they’re building the house, you have the time to start gathering funds. Does it mean down payment can be made while the house is being built?
Yes you can pay while they are building but you usually have to pay like half upfront and the rest can be spread for just a few months (2-4 in my experience).
Also please note this is when dealing with a trusted builder who you have visited and researched - beware of spam comments here asking you to reach out 😊
I love this. Thank you guys so much for sharing these information. This so informative for me. God’s blessings to you guys for not being selfish. Bye way you guys now have a new subscriber. This is gold! Please can I have your email or Mortage advisor information.
Thanks for watching! Please send us an email for the contact 🙏🏾 hello@theotlovetrain.com
Thanks for always guys! Quick question,please. So how do you get information on show homes that are available for viewing , especially for the pre constructed ones. Thanks!
If you're doing the work by yourself, it means eg you drive by & ask the construction company normally they build show houses at the site & use one of the homes as an office so you will find them at the site, or word of mouth from friends, online research etc but if you're using a realtor they do the work for you, you tell the realtor what you want eg specifically tell them you want a new home or hope to buy a show home ie homes that builders used as model homes but they're selling them as they've completed building in that location.
Yuup you’ll need to shop around if you’re doing the work yourself - like drive around or search for new homes and locations online
Eyin temii🥰
😁😁😁
Wetin be this 😂😂😂
Olus said awww I don wanna go 😂😂😂
😂
Pls can u make a video of how a person with survival job can buy a home
Great tips. It's same way here in America...
Question: if someone has a good credit and history in America, can they apply that in Canada to buy a property?
I think you should be able to since database is shared and verifiable between both countries but do some research 😉
No. This doesn't work. You need to establish a separate credit history for each country.
Love you babies
I have subscribed oooooooooo
Hahaha nice oneeee 😝
Being waiting for d next video on how u achieve it, save , how much like it cost on down payment, can student on survival job do it, pls update us we your loyal subbie, waiting for 4months now
Coming soon 😊
Would you say being a couple and combining funds made it easier as opposed to being a single rider and trying to achieve same feat.
Definitely!
Fo Shizzle!
You guys are owing us plenty videos oo
Just know that
We go surprise you tomorrow!
New subscriber
Welcome ❤❤❤❤❤🎉🎉🎉🎉
Welcome aboard 🥰
Where did you find the show homes ?
Look out when you drive around or google 😊
Hi OT lover, I just discovered your Chanel, I love your video, please can I have the contact for the mortgage advisor please
Thanks! Please send us an email 😊
Ah ah ok fine I have subscribed….
😁😁😁
😂I have subscribed
🥳
“To do all these things early “ can only be done when you have money oo😂😂😂
Lmaoo all of una dey capable naa 🥳🥳🥳
Tnks alot for the information, I'm here in Canada as a single mom,pls how possible would it be for me to buy a house. I'm a PSW.thank u.
It’s definitely possible! 💪🏾💪🏾💪🏾
It's definitely possible, you definitely get a mortgage advisor...1st step.... I'm happy to help of course!
❤️❤️❤️❤️Awwwnnn...see as Una fine😩😩😩
Paid mortgage advisor or provided by the bank?
Not provided by the bank
Olus don start again, which one be 'responsible debtor'?
😃😃😃
Please fill us on getting the down payment stories
😂😂😂
E dey load
❤❤
Dorothy you are looking more beautiful
Aww thanks 🥰
❤
5% is not bad o
Rich people talking!!!
Afi responsible debtor 😂😂😂
Please send details of your advisor…thanks
Please send an email
responsible debtor! 😂😂😂😂
Oya thank me