How To Clear Home Loan Faster? - Home Loan Details in Tamil | Practical Demo in Excel

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  • Опубліковано 22 сер 2023
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    How To Clear Home Loan Faster? - Home Loan Details in Tamil | Practical Demo in Excel
    Accelerate your journey to debt-free living! Discover effective strategies for clearing your home loan faster. From smart budgeting and extra payments to refinancing options, we'll guide you through the process. Secure your financial freedom sooner and embark on new horizons. Let's pave the way to a mortgage-free future together. #HomeLoanFreedom #DebtFreeLiving #FinancialGoals"
    #ClearingHomeLoan
    #MortgageFreedom
    #DebtFreeLife
    #LoanPayoffStrategies
    #FinancialFreedom
    #AccelerateHomeLoan
    #SmartBudgeting
    #ExtraPayments
    #LoanRefinancing
    #FasterHomeOwnership
    #DebtReduction
    #LoanManagement
    #FinancialEmpowerment
    #HomeLoanTips
    #BudgetingHacks
    #LoanFreeFuture
    #financialsuccesstips
    DISCLAIMER
    We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

КОМЕНТАРІ • 350

  • @ffreedomapptamil
    @ffreedomapptamil  Місяць тому

    Download ffreedom app:- ffdm.app/awQi

  • @sundararajanrajaram5926
    @sundararajanrajaram5926 8 місяців тому +10

    மிக தெளிவான விளக்கம் அளித்துள்ளார் நன்றி

  • @charlessanthanam8886
    @charlessanthanam8886 10 місяців тому +5

    Vanakkam 🙏🏻 yuvarani explications excellent exemple Very Nice 👍
    Thanyou 🌸💐👏🙏🏻🙏🏻🙏🏻

  • @Dhivakar
    @Dhivakar 7 місяців тому +6

    Good video which showcases a lot of ideas. But, I have a lot of questions.
    1.Nowadays banks give only variable interest rate for home loans, then how to acquire a fixed interest rate home loan?
    2. There will be terms and conditions and how to not latch in that so, later they shouldn't say I'm trapped?
    3. What's the max limit one can pay on 13th month as a bonus, or adding additional interest are not clear?

  • @kasthurichannel1452
    @kasthurichannel1452 10 місяців тому +8

    மிக அருமை எளிய முறையில் புரிந்து கொள்ள முடிகிறது மிக்க நன்றி ❤❤❤

  • @nafisns
    @nafisns 10 місяців тому +7

    Akka video pakka wait 🎉nega Vera level akka🎉🎉🎉🎉🎉

  • @prakasamantonysamy4563
    @prakasamantonysamy4563 7 місяців тому +49

    அதுவரைக்கும் கல்யானம் பன்னாமல்,பிள்ளை பெறாமல், அப்பன் ஆத்தாவை பார்க்காமல், அக்கா தங்கச்சியை கட்டி கொடுக்காமல், பிள்ளைகளை பள்ளிக்கு அனுப்பாமல், ஆஸ்பத்திரிக்கு செல்லாமல், பண்டிகைகள் இல்லாமல் இருந்தால் நலம்.

  • @manigurusamy5714
    @manigurusamy5714 9 місяців тому +4

    Superma . Valthukkal 🎉🎉

  • @mohamedsala6740
    @mohamedsala6740 9 місяців тому

    My dear sister, your are very very useful person and your disclose of about EMI settlement explanation great. Your selfless service to viewers, please keep it up.

  • @chinnakannupathi3300
    @chinnakannupathi3300 10 місяців тому +2

    சூப்பர் ஐடியா
    ரொம்ப நன்றிங்க ராணி

  • @SJS3002
    @SJS3002 8 місяців тому +18

    எங்களை விழிப்புணர்வு படுத்துவதற்கு மிக்க மகிழ்ச்சி மேலும் ஒரு சந்தேகம் ஆர்பிஐ ரூல்ஸ் படி வருடம் வருடம் இன்ட்ரஸ்ட ஏற்றுகிறார்கள் இந்த சிஸ்டத்தை நாள் அனைவருக்கும் மன உளைச்சல் ஏற்படுகிறது இவைகளை சரிசெய்ய என்ன செய்வது

  • @akilakil7550
    @akilakil7550 8 місяців тому +1

    Very clear explanation.Thank you da

  • @user-pb8gp8cs6f
    @user-pb8gp8cs6f 10 місяців тому +5

    நான் வீட்டுக்கடன் வாங்கி மாதா மாதம் 22500 ரூபாய் கட்டிக்கொண்டு வருகிறேன்.இது 12 வருடங்கள் கட்ட வேண்டும்.வருடம் ஒரு முறை குறைந்த பட்சம் ஒரு இலட்சம் (மாத தவணை) இல்லாமல் கட்டி வருகிறோம்.வட்டி விகிதம் கூடும்போது அதிகரிக்கும்.குறையும்போது குறைவாக இருக்கும்.இந்த கடனுக்கு விழிப்புணர்வு பதிவிட அன்புடன் வேண்டுகிறேன்.
    உங்கள் காணொளிகள் பயனுள்ளதாக இருக்கிறது.வாழ்த்துக்கள் சகோ👍🙏👍

  • @gowthamis8749
    @gowthamis8749 10 місяців тому +3

    Super mam. Middle classku purira mathiri 5 lak or 10 lak ku explain panunga plz

  • @sarojinisanthoshkumar2491
    @sarojinisanthoshkumar2491 8 місяців тому

    Supara solringa... Ellorkum puriyara mari... Thanku sis

  • @AlaOfficial17
    @AlaOfficial17 10 місяців тому

    Hai very usefull but what abt personnel loan plz expalain alla the rules n regulations epdi seekirama PL na mudikalam nu sollunga

  • @magalasharon6315
    @magalasharon6315 10 місяців тому +1

    Thank u for u r guidence mam.its veryusefull

  • @senthilkumarsenthil832
    @senthilkumarsenthil832 10 місяців тому +2

    Really helpful God bless you and family ma

  • @karpagamparamesh2591
    @karpagamparamesh2591 6 місяців тому +1

    Thank you for good explanation 😊

  • @ramachandran4576
    @ramachandran4576 10 місяців тому +1

    Very useful information
    Thank you mam

  • @rajalakshmanan
    @rajalakshmanan 6 місяців тому +1

    Very useful Video THANKING YOU MADAM

  • @ganeshkumar326
    @ganeshkumar326 10 місяців тому +1

    Nice explanation yuva

  • @ranjithranjith7495
    @ranjithranjith7495 10 місяців тому +1

    Madam axis Bank home loan eduthurukom...fixed interest kidaiyathu compound interest vaangirukan ..athu epdi ec aha clear pandrathu madam...any idea madam?

  • @Raja_navi3212
    @Raja_navi3212 10 місяців тому +2

    Flexible interrest sbi la intha idea set aagatha sis sollunga pls

  • @srinipoorni2346
    @srinipoorni2346 9 місяців тому +1

    Tnq very much sis. Really helpful for this video 😊

  • @manijegan4090
    @manijegan4090 8 місяців тому +1

    Very useful mam...but already homeloan pottu 6 year achu.inne yepdi homeloan vegama close pandratha pathi konjam idea share pannuga

  • @thangarasu5167
    @thangarasu5167 10 місяців тому +1

    Pls come up with more awarness videos like this. thanks

  • @gunasekar6541
    @gunasekar6541 8 місяців тому +1

    Mam Please let me know in both ideas which is best monthly increased or yearly one high kindly inform, tks

  • @rajaanitha1988
    @rajaanitha1988 5 місяців тому +1

    Thank you sis. for your explanation

  • @saisssweshami786
    @saisssweshami786 8 місяців тому

    Thanq so much.ma..superb explanation..

  • @manikandanmarimuthu975
    @manikandanmarimuthu975 5 місяців тому

    பயனுள்ள தகவல்

  • @anujk7086
    @anujk7086 3 місяці тому

    Much useful, will implement all 3 strategies

  • @chitraa3550
    @chitraa3550 6 місяців тому

    Thank you so much for your ideas

  • @sivalakshmi841
    @sivalakshmi841 8 місяців тому

    Romba nandri sister

  • @manisharahman9931
    @manisharahman9931 9 місяців тому

    Idhula edhachum onu matum dan applicable for pre payment or more than one tips kuda nama loan la apply pana mudiyum ah sis..??

  • @subhalakshmis9019
    @subhalakshmis9019 9 місяців тому +5

    Please share us the Excel file in editable format. That will be useful..

  • @RKGAMING-vi8pp
    @RKGAMING-vi8pp 6 місяців тому

    Thank-you useful message

  • @manisweety2485
    @manisweety2485 10 місяців тому

    Madam insurance pathi video podunga edhu pottal lifeku best ah erukum with family madam

  • @josephajay8263
    @josephajay8263 9 місяців тому +1

    Thanks akka

  • @suthanp3609
    @suthanp3609 10 місяців тому +2

    Mam your information is good but eppo home loan fixed interest la illaya madam floating interest ku ithu setagatha

  • @aarthixavier55
    @aarthixavier55 7 місяців тому

    Very helpful information

  • @meenatchikasinathan9441
    @meenatchikasinathan9441 4 місяці тому +1

    Super. Neenga 10 L explain pannunga plz akka

  • @ranjancom2000
    @ranjancom2000 10 місяців тому +1

    Lot of new information I got from this video

  • @subhalakshmis9019
    @subhalakshmis9019 9 місяців тому

    "Pre-construction interest claim" apadina yena?
    Home loan yeduthiruken, veedu under construction. But interest increase aagitae pogudhu. 4.6 lakhs already pay paniten. Veedu construction complete aanadhum, endha 4.6+ amount enaku thirumba vandhuduma?

  • @jayashreebopinder23031990
    @jayashreebopinder23031990 10 місяців тому +3

    For variable interest and. 30 years can you share

  • @kprakash5061
    @kprakash5061 8 місяців тому +1

    Hi sister tell me about the jewel purchase particularly wastage details

  • @gopikahari7666
    @gopikahari7666 7 місяців тому

    Super good information...😊

  • @marimuthu-dg1cf
    @marimuthu-dg1cf 3 місяці тому

    இப்படி ஒரு தகவலை கொடுத்த எனது சகோதரிக்கு வாழ்த்துக்கள் 🎉

  • @yaminiu1227
    @yaminiu1227 8 місяців тому

    Is it a good idea to reduce the amount paid in EPF and pay the excess amount in housing loan and close it.
    Kindly suggest

  • @KHariganesh
    @KHariganesh 10 місяців тому +1

    Madam one clarification
    Madam now home loan interest rates are increased above 10% said buy SBI Bank
    Please help me

  • @Arun-88
    @Arun-88 10 місяців тому +5

    Just small correction. You can do Part payment and additional EMI even for floating interest…

  • @veerakavin4253
    @veerakavin4253 2 місяці тому

    Sister, nenga solratellam ok...
    Idellam bank la poyee yearly once 13th month money matum katanuma,, inta option la previous ah choose panni... Ilati money kattitu anta officer kita sollikite irukanuma,,,

  • @nagendranperiyasamy1872
    @nagendranperiyasamy1872 10 місяців тому +1

    Indha excel sheet share pannunga sis

  • @thameemsha8106
    @thameemsha8106 10 місяців тому +3

    What about floating intrest rate?

  • @merlinantony1512
    @merlinantony1512 4 місяці тому

    Very useful content for us, eye opener

  • @AbdulRahim-cl8ee
    @AbdulRahim-cl8ee 8 місяців тому

    Very useful sister

  • @mbaskar1695
    @mbaskar1695 10 місяців тому +3

    Interesting. If you share the excel sheet that will help to understand easily...

  • @HariHaran-mb1cv
    @HariHaran-mb1cv 5 місяців тому

    3rd opposion eppadi madam? Montly montly auto depit apparam eppadi madam na extra pay pana mudium.please explain mam

  • @Susa29123
    @Susa29123 Місяць тому

    I am a banker I am also don't know this thank you for your detail explanation. Ethey mathiri ella loan detail explain pana nalla erukum and most important one credit card users ku oru details explain pana nalla iruku oru full and details explanation yena normal people credit card using athigama panaraga but avagaluku athodha merits and demerits theriyala entha matri clear and simple way la explain pana oru nalla helpa irukum plz we are waiting

  • @varatharajpandi5986
    @varatharajpandi5986 10 місяців тому +1

    Mam home lone tharannu sollitu charge vangittu Athuvenum ethu venum sollittu reject panniranga Athukku oru video potunga pls

  • @divinegirl1998
    @divinegirl1998 8 місяців тому +1

    Sister please explain education loan

  • @pazhanishubbu
    @pazhanishubbu 6 місяців тому

    Excellent sister

  • @chithraviji144
    @chithraviji144 10 місяців тому

    Sister my husband tractor vanki loan katta mudiyala 2month loan amount kattala athukku ethavathu solution solluga sis

  • @vinothalicerajendran4243
    @vinothalicerajendran4243 10 місяців тому +2

    Last sonnathu super athavida fixed interest nu sunnathu than puriyala sister

  • @dhanapalselvam1307
    @dhanapalselvam1307 9 місяців тому

    Home loan vaangi sondha nilathula veedu KATTALAAMAA illa already kattuna veettai manai yoda vaangalaamaa? Idhu la edhu better

  • @erenyeager6907
    @erenyeager6907 10 місяців тому

    I approached the bank for a foreclosure statement in June 2023 but till now I didn't get it ,is there any act for it

  • @jayanthi7453
    @jayanthi7453 9 місяців тому

    Best monthly premium company name சொல்லுங்க cashless type

  • @user-zk1uf5lq3g
    @user-zk1uf5lq3g 6 місяців тому

    Hi mam
    I got home loan for one bank they not ready to provide the login credentials,if I asked to branch they saying that kind of speciality not available.for this case what I can do..

  • @skinfo360view9
    @skinfo360view9 9 місяців тому +1

    Floating interest ku entha method apply panna mudiyatha mam. Floating interest pathi video podunka. 13th month matum emi double panalama ila every year continue pana best ah reply

  • @umalathathiruneelakandan1115
    @umalathathiruneelakandan1115 9 місяців тому

    Mam nanga 2017 la loan vaanginom athukkana closing plan irruntha sollunga mam

  • @Taniya4u
    @Taniya4u 8 місяців тому

    but all bank coming with floating rate of interest. do you have solution to it

  • @harrishsb5309
    @harrishsb5309 2 місяці тому

    @yuvarani madam but repco rate increase every 2 to 3 yrs that time interest also increase??

  • @rajamohamedkalifasahib7390
    @rajamohamedkalifasahib7390 10 місяців тому +2

    Please share the excel sheet

  • @gorillagiri7327
    @gorillagiri7327 7 місяців тому

    Good work 👍 keep it up

  • @kothaisrinivas8828
    @kothaisrinivas8828 4 місяці тому

    Fixed loan na mattum than intha 3 points nu solli irrukeenga, appo floting loan ku madam yenna points irruku nu sollunga, because ippo housing loan only floting loan tha kidaikuthu

  • @ramansrinivasan2584
    @ramansrinivasan2584 8 місяців тому

    Floating ku endha method use sis?

  • @saranyasuganya775
    @saranyasuganya775 10 місяців тому +7

    Madam na floating rate of interest la loan vangi iruka athuku Enna pannalam plz make vedio plz

    • @maxbuy5553
      @maxbuy5553 10 місяців тому

      Part payment close pannunga

  • @yoganandans511
    @yoganandans511 10 місяців тому

    Super message

  • @vvvvvvvv7061
    @vvvvvvvv7061 7 місяців тому +1

    Hello team,
    Most of the people asking the same question, y particularly 13th month double EMI.
    What will happen if we pay before that. Can you please reply....
    Incase of you don't know also no issues but kindly reply...

  • @murugadassr3834
    @murugadassr3834 10 місяців тому +1

    Pls upload that excel sheet.

  • @ushakarthick9654
    @ushakarthick9654 3 місяці тому

    very useful video sis,thk u 😊

  • @vinothr-spreadpositivity4646
    @vinothr-spreadpositivity4646 10 місяців тому +3

    Sister thanks for brief explanation, but doubt is which bank is providing fixed rate loans, all are floating only right😊

  • @mkarthimkarthi5812
    @mkarthimkarthi5812 7 місяців тому

    Good explain madam

  • @priyamani7112
    @priyamani7112 9 місяців тому

    Car loan preclose pathi sollugga akka

  • @padminirajan1152
    @padminirajan1152 Місяць тому

    Super very veryuseful

  • @VijayKumar-qk2ee
    @VijayKumar-qk2ee 10 місяців тому

    Thank-you

  • @isaacpremkumar8285
    @isaacpremkumar8285 6 місяців тому

    If I have taken in floating interest how to close earlier please tell me.

  • @mirrarvind8768
    @mirrarvind8768 9 місяців тому

    Nice sister keep it up

  • @90skidArun
    @90skidArun 8 місяців тому +4

    We did not understood that 13th month double payment logic. Could you please explain further more? Will that make the same impact if I do the same any of after 13th month?

    • @umasankar5703
      @umasankar5703 6 місяців тому

      Add 10% extra from your emi. Pay that amount separately to the bank directly not paying along with the emi. This 10% ll reduce the principle

  • @Kesavansailor-zo5py
    @Kesavansailor-zo5py 6 місяців тому

    Super sister❤❤ thank

  • @selvasamy1280
    @selvasamy1280 10 місяців тому

    Thanks akk

  • @mohamedshameera89
    @mohamedshameera89 10 місяців тому

    Floating interest la home loan eduthavangalukku videos podunga

  • @Muthukumar-fd5xl
    @Muthukumar-fd5xl 3 місяці тому

    Mam,
    Emi எப்போ இருந்து start agum.
    Interest எப்போ இருந்து கட்ட வேண்டும்

  • @prakashsubramanian9416
    @prakashsubramanian9416 6 місяців тому

    Please share the excel sheet with all 4 sheets and editable format

  • @archunanarjun
    @archunanarjun 5 місяців тому

    Thankyou ,bank ல principal amount செலுத்த போனால் வாங்க மாற்றங்க என்ன செய்வது

  • @balajisubramanian9398
    @balajisubramanian9398 3 місяці тому

    Good one . Superb

  • @deepakamarnath9258
    @deepakamarnath9258 10 місяців тому +2

    Need this Excel Sheet? Pls

  • @yathumoore.......2156
    @yathumoore.......2156 5 місяців тому

    Super mam thank you

  • @KavithaKavi-jo8vz
    @KavithaKavi-jo8vz 10 місяців тому

    Super sister ❤❤

  • @sraja3834
    @sraja3834 2 місяці тому

    Thank you sister