@@dananichols349ok wanna come make it work now? With current pay, rent prices and student loans? My husband and I make a little over $6k a month in California: after rent, car payment, insurance, life insurance, groceries, student loans, electric for our car, monthly expenses, credit card bills, we literally have nothing left to even go out. We sit down every week and go over our budget and track our expenses. To get $5k in our savings we literally are venmoing ourselves some money from the credit card and doordashing as our quality time together so we can have cash in case of emergency. There’s nothing else to cut! We wake up at 6am to go to work and bust our ass everyday and we can’t eat out, do anything fun because everything is expensive.
Work hard, go the extra mile, impress those up top, TEAM mentality, best interest of the company, come early and stay late, never for ask for anything, the squeaky wheel gets replaced, and you are SO lucky to be here….you’re fired. Yeah. We got so screwed by the Boomers.
30 years ago, there was a movie called Reality Bites. One of the characters was THRILLED to be making $400 a week because she and her roommate were never going to have rent problems again. They still expect us to be thrilled and not have rent problems with that same $400 a week.
@@javaskullwhy are they not thrilled? Same reason those making, as you claim, $2.00 per day are not thrilled - it is not anywhere near enough to support oneself let alone a family.
My father was an unskilled paint store clerk before I started school. I just saw the California house we owned at the time listed for over TWO MILLION!
I am 100% lucky as I was able to get into my house right before the market went insane. My house went from 265k to over 400k in the span of the 6 years I've lived in it. I doubt I'd be able to afford it. I got in when rates were closer to 4% and refinanced to 2.75% for a 15 year mortgage. We need to kick hedge funds out of the single family housing market.
Yeah me too, except I am in Canada, and near Toronto, so I got the suburbs boost and the COVID boost. Bought in 2015 for 285K, house since 2022 is worth between 1.1 and 1.4 million. Yep got insanely lucky. Could not afford my house today even as a software engineer.
My dad (boomer) says times aren’t all that bad. While he’s looking to buy his 3rd brand new truck in 10 years. Asked him if he wanted to help fix a belt on my mower. He didn’t want to get dirty. So he bought me a $3,000 mower. When my old mower worked fine. Just needed a new belt. He lives in a house that costed him $230k 20 years ago. It’s nearly a million dollar house now. I tell him how much of a raw deal I’m getting compared to him.
Let’s come back down to reality. People that have money or doing well for themselves would say that. Great for your dad, that he is doing well and not struggling. However, for the MAJORITY of the country … it is that bad.
@agentp6621 The grandfathering part is very important. Cause it sounds like your daddy will have nothing to leave you. Everyone needs to learn how to pass wealth to their children. It has always been the way. People are so poor now that they don't understand wealth at all, especially the boomers. I'm gen x and I'm trying like crazy to make this happen for my family cause we were never taught this stuff.
@lolaottinger3038 Are you implying that it's better to start at zero than with caring parents? What I am teaching is wealth management. It's a skill no school is going to teach you. Everyone can work hard and build character, it's important, but wealth management is king.
My father went to work at the phone company right out of high school. With his pay, he bought a house in his 20s, raised 4 kids, put an in-ground pool into the yard, took us to the beach every summer, and retired comfortably before age 65. I'm 61, have two master's degrees (earned before college costs got outrageous), have never come close to having the money to buy a house, haven't been able to afford a vacation for nearly 6 years, live frugally, and may be able to retire when I'm 70. Every time I see one of those "financial experts" on TV in their Armani suits telling me that I'm irresponsible because I "just don't save enough" and "try buying less Starbucks", I want to scream and tell them off in detail.
@@bretmiller21 I'm a fucking mechanical engineer and I can't find a home which I can afford. Perhaps if I get a partner who makes around the same amount as I do, we'd have a chance, but dating is also a massive pita.
@@DCG909 We shouldn't live in an economy that is based on dual incomes at all. Having a second income should be a pleasant bonus not a hard requirement.
Royal Geniuses who don't know what the vouch refers to, it's what you're told growing up. You're given a set of expectations of what adult life will be. That's the voucher.
$32 for me. There's 8 of us paying the bills in a 3 bedroom house I had to buy from a family member that costs more than all utilities and food combined. That's undervaluing the house and the seller losing almost 50k just so the rest of us could have a place to sleep while we contemplated poverty.
It looks like prices are going up, but its half that, and the other half is a dollar is worth “less” than before, so now you need more of em to get the same things.
$500k US ... ah the good life. Where I am it's pushing, with exchange, 1.5 -2.0 million.😢 At $30 per hour, gross, that will only take a few centuries. 😮
I'm GenX and don't understand how people don't get that things have changed so much. It seems like the socioeconomic system used to go in a cycle and generally trended upwards but that cycle is dead and the trend is now only downwards. Its only through tragic circumstances coinciding with the propery collapse that i managed to become a mortgage holder and have some hope of leaving something, anything for my kids. There will be no investment portfolio, no savings no life insurance pay out but a roof that they own is more than i had dared hope for
it actually started april 20, 1933 when congress ended the gold standard for the us dollar. that allowed them to just print money whenever for whatever reason since the dollar no longer has any material value.
I’d say Gen Z. The way she sounded confused about 34 year olds needing to be in bed early and having low energy - def made it seem like she was way younger and didn’t understand
Yeah. Her channel was blowing up and Content Creators are recreating the cartoon in so many different ways. Very sad. It's amazing content. Sucks that people are stealing it .
Exactly - there ae dozens of "animators" who just copy everything, and touch up the video a bit (one guy just put wigs on the characters). LOL - and one commenter lamented about *corporate* greed!
Younger Gen Xer here, in the same boat. Live in California and there's no way in hell I can ever buy a house. And no, I'm not willing to move to Texas or Ohio or Georgia.
And yet, still the boomers tell me I can't afford any of this crao because I'm LAZY. No, I can't afford it because I'm not a genius entrepreneur and/or born into a rich family. I didn't invent a method for cold fusion so I gotta slum it with the rest of the wage slaves...
Boomers only had to pay 1.5% social security tax. They are pulling way more out than they put in. My dad was pissed when I told him that. He didn’t know that the rate went up to 6.2% in 1990 right when I started working. Most of his work time was in a government job and he only had to work 30 years to get a pension of 80% of his salary. He also has 100% medical coverage for very cheap.
In 1980 the Social Security net began to shrivel, unions lost New Deal protections, many government regulations were eliminated... it's almost like a political thing... /s (sarcasm grew strong with Gen X, born 1964-1980.)
We were supposed to "eat the rich" over 10 yrs ago but instead of banding together, we let them split us and right under our noses they eroded whatever little progress had been made. I had my knife and fork, but by myself i looked like a psycho, or worse, a naive idealist.
I'm just going to post this for reference. 2021-2040? Generation Alpha/Post millennials. 2000-2020 New Silent Generation/Generation Z 1980-2000 Millennials/Generation Y 1965-1979 Thirteeners/Generation X 1946-1964 Baby Boomers 1925-1945 The Silent Generation 1900-1924 The G.I. Generation
I have belonged to unions all of my working life, great pay, great benefits, great training for the job skill you choose. College is good I suppose, but I was a journey man by 24 and got paid to learn. Go Union.
im basically writing a book on how americans got screwed outta basically being able to live a life of their own choosing, with sources and stuff to back it up. ive been forced to switch to open source just to keep my own works mine, so that means a total rewrite that honestly is much needed in the long term.
Education is useful. Sure, some degrees are more likely to result in more opportunities, which is the situation I'm in, but diminishing the importance of education is going to continue in the result of the fall of the US as a world power.
The Engineers in my company only make a salary as larger as their college debt so no. Even good degrees don't work anymore unless it's something like Stem or Rocket Science, which I'd like to remind you is not a skill most people can develop. Boomers by forcing their kids to go to college devalued all but the most difficult and rigorous career paths while they became millionaires cleaning up puke in a school in their union janitor job.
I don’t know who’s behind this series, but your writing is top notch, and your performances are spot on. I just discovered your channel and am already down wit’ya. Shared a couple videos with friends and I can’t wait to binge your whole catalog. Stay true to your vision, try pursuing only what excites you, that you’re passionate about, without expectations, and the Universe and I will continue to support ya’all. You’re one in 1 million.
To be fair we didn't really uphold our end of the bargain either. Being 25 and having five baby daddies but never having been married, getting a degree in gender studies, telling men to leave us the fuck alone for 50 or 60 years. If we're not going to pull our end why should reality pull its?
I'm a boomer. It was my parents' generation that took advantage of the G.I Bill to buy a $14,000 house and get an education. My husband and I saw the consumer treadmill trick and determined to opt out. We lived out of a camper van while homesteading on land we purchased for $10,000 in the 1970s. We built a recession-proof agricultural business and stayed out of debt. I also finished college and went into IT. To get ahead in life you need to think outside the box, sacrifice frappe-lattes and soda pop, and become productive in some way. You are competing for scarcer global resources because the sources of cheap labor are drying up. So don't waste any money you can get your hands on. If I was 20 years old today I would buy a used van and live in it to avoid paying rent. That's how my husband I saved $10,000 for land in the 1970s while earning a few dollars an hour. Dinner was rice, beans, vegetables, tortillas, scrambled eggs, and sometimes a fish we caught while living in Florida. It was rather fun, living like the Boxcar Kids.
Wages of hourly employees haven't gone up to match the increase in cost of living, however the wages of CEO's has gone up to 10 times the cost of living
I know a very smart millenials, who went to trade school, got a well paying jobs, without any student loan, he was making more than 80k after 2 years and bought a small old condo, and sold it and bought a small house; I know another millenial who got a master in social science and communication; got more than 100k in debt; not able to find any job in his field and is very active on social media; WHO IS THE SMARTER?
The problem is this though, trades will be overflowing within a couple of decades and then it will be trades that have their salaries devalued... You're just pendulum swinging. Today's parents need to make sure their kids don't feel obligated to go to college or be a tradesmen. We have bore witness to what happens when children are funneled into one path for financial success.
Oh, boo-freaking-hoo!! It's not like previous generations had to deal with life and the future being different than you thought. Every generation has had to deal with unmet expectations and reality. There is nothing special about you. Not all previous generations pulled themselves up by their boot-straps, only because they couldn't afford boot-straps. Yet, they somehow figured it out, and made it work. And, honestly, it is pretty funny!
You're not too bright, you know what happens when you pull up your boot straps? You lift your feet off the ground and fall on your ass. Old people are so dumb you guys really are like an inferior species. That saying was invented as a mockery of "hard work" being what brings success. It's simply not true and never has been. Some people will work harder than you ever have, hell illegal immigrants do harder work than you ever have and they'll never get paid as much as you do. They will never see success even though the labor they do would have you in tears and with a gun in your mouth by the end of the day. They suffer and work hard so that you can buy 2 dollar tomatoes at Walmart rather than 10 dollar tomatoes with fair wages paid.
The absolute pain I'm doing what you were told and even exceeding it. Then taking 4 to 7 year courses just to even be denied the job because of all the other competition. Ect BS Besides my own millennial story being trash fire. I know I'm not alone. Literally don't need to look for I can just look at my siblings my brother for one. He wanted to be a carpenter and did everything he needed. Basically did free labor for 4 to 7 years while learning it. But anytime he did to try and get a job doing it it was only for a very short temporary thing and you always have to go find another job. He only stays afloat by constantly juggling debt. Always have to replace the piece of crap lemon car that he can barely afford because of it and pain egregious rent. Forced to live with people who don't want to pay the fair share. To try and afford it. And this is just a generic story millennials with tricked into doing. Thanks boomers. Millennials are now have the responsibility of trying to make things slightly better for the next generations. We can at least say they have a slightly better but still trash like us.
a Voucher is the physical paper and Evidence of a type of Bond or Contract.. something that has a certain value, and can be used/'turned in' in the future.. ..in this fictional cenario it represent an mental image of how the future would be..
Lifetime welfare departments aren't buying up multiple houses as individual owners, to rent several of them out. Hedge funds and firms are doing that. Once we make it illegal, and we will do that as soon as you lose the right to vote by expiration (I presume, old folk?), then it'll get better. Had to recover from the 1930s the same way too... well, someone better than you had to, but still, they got through it, you're living it up on their glory, and we'll fix it again soon.
No more free stuff, you have to leave the house. Get a job and then get another one and eat ramen noodles like the rest. No house for you, no car for you. You will walk and save the planet.
So I work 45 hours a week. Where's my house? Not in fast food either, I make 54,600 yearly. I literally am the degreeless working man you conservative morons are always saying you care about.
Ever heard of Ronald Reagan? We all know you can't name a single democratic policy that caused this. Someone of your inferior intellect probably doesn't even understand basic economic principles. So do enlighten us about which democratic policy harmed us. Bonus points if you can do it without googling something you heard from some upward failure on Fox.
Back in 1995, we purchased 3.5 acres of land for $14,900. We used a newer pick up truck and a bay line boat for collateral. Got that paid off quickly then used the land as collateral for building our house. We took a building loan of $110,000. The house and land is now assessed for $425,000. We are paid off, no equity loans anymore. BUT, and that’s a big but, we are in the repair or replace mode. We take care of something every year or so, starting with the roof, the furnace/air conditioner, appliances at least once. Dual income, no kids until later. That’s how to do it. Oh and go to a tech school, learn a trade. You find a job in your trade at the snap of a finger. The job is High pay, and no student loan! Then the company/hospital you work for will pay 80% or more of your continued education should you desire to go back to school. Another option to consider is to work 3rd shift. There is always a 3rd shift premium to make.
women who get married at 19 can still have a home, family, and not have to worry about money or student loans. What you need to do is find an older, established man and learn to be a good wife..
Renting has always been more expensive then Buying, because the mortgage is tax deductable. However, Biden increased the standard deduction, so, it's even now, everyone pays more.
Actually it was Trump who basically took away the mortgage deduction or any deductions except for the very wealthy by increasing the standard deduction.
There is something she can do: VOTE FOR RESPONSIBLE REPUBLICAN REPRESENTATIVES AND SENATORS!!!!! If the economy is sooooo important to you, stop voting Democrat!
Reagan, a Republican is literally the president that gave corporations the power they have today. He is the reason your boss only pays you the minimum. He laid the groundwork for "employment at will". He's the reason Unions were crippled. I know data is scary and difficult for your kind but try it some time, you might actually learn how to really make this country better. It's certainly not through project 2025.
Late boomer more gen X here. My first house was 13K. Mother in law died and no one wanted the house. It needed about 40K in upgrades which I did. My generation knew how to do things. Sold it for 150K and bought a bigger house. Flipped it and made enough money to buy a smaller house that was paid for. I could afford a large garage and restored old cars. It can be done if you're willing to learn and do the work.
average cost of a house is $450,000. Not a fancy house, just a house house. Average cost of a college degree is $40,000. average annual income is $60,000. Now, average income in 1964 "late boomer era" was $6,600 or about half of the cost of your first house. so you would make the value of your home in 2 years. Millenials will make the value of their home in 8 years. And that is coupled with the requirement to go to college in order to achieve the $60,000 dollar income. (You also would not get the loan on this house because you don't make enough to qualify. With my $59,000 income I am approved for about $200,000 on a home and I have good credit). Without college the best you will do is a California McDonald's worker that makes $20 an hour, or roughly $40,000 making the minimum college loan a requirement. So take your "It can be done if you're willing to learn and do the work" quote and reevaluate your position. Oh, and before you spout about your generation knowing how to do things, I can build a house, plow a field and work an anvil (and brew beer because its fun). But I also spend a good portion of my day teaching boomers how to use computers and cell phones and excel spreadsheets because as my generation knows how to do things.
@@ryanmanley3364 First thing, you are living in the worst state for buying houses. Here in NW Florida you can still find houses that need a little work for reasonable prices. Hurricane Michael made that a lot easier. I do feel sorry for young people in your position. Don't tie yourself to a terrible state.
@DocZoidberg549 so first, i want to apologize. This is a very hot-button issue for me. I have 2 masters degrees and a rather crappy income to go with it as well as $140,000 in student loan debt. I teach for a living. So leaving my state means i have to restart my teacher retirement package over and just lose what i have accumulated. With my job, ive dont cost vs income in every state and only Washington state is better on average unless you want to live and work in NY city (no thanks. Not a big city guy but definatly not a NYC guy) i just get very tired of being told i need to learn more and work harder when thats not how to do it anymore.
My Dad and Grandfather built the home I grew up in. Middle class hood in the late 60's. Wonderful time. One week vacation every summer to a small podunk resort on a lake. Couple hour drive. Drove once to Disney and back took 3 days each way to get there. Did decent in High School same as my one brother. Went to college, Army paid for a lot of it. Paid it back with 20+ years in the Reserves. Life is good.
Try Obama's "stimulus" programs. The guy ran up more debt than all previous Presidents combined and it's Millennials and Gen Z who are feeling the pain now.
@@ayushmishra927 The short term effects of Obama's "Stimulus Spending" The guy ran up more debt than all previous Presidents combined. The reforms he pushed through to "fix the banking system" are the reason Millennials got screwed.
Don't forget decades of liberal Democrats who refuse to change them or do anything about it. The American political system inaction. [intentionally spelled inaction and not in action]
The millennial dream is a job that pays more $20/hr so you can afford a dog 😅
and you be getting by… not having extra
😢😢😢 our capitalist society is just feudalism 2.0
@@YTladytalkingagainsurvive not thrive 😢
Min job should pay 25.00 per hrs
@@nonenone4015 someday... 😓 Next generation maybe
Well the gen X voucher also sucked.
We were all told to stay in school and graduate and we would get a good job.
What a load of crap that was
And somehow, we got our crap together and made it work.
@@dananichols349ok wanna come make it work now? With current pay, rent prices and student loans? My husband and I make a little over $6k a month in California: after rent, car payment, insurance, life insurance, groceries, student loans, electric for our car, monthly expenses, credit card bills, we literally have nothing left to even go out. We sit down every week and go over our budget and track our expenses. To get $5k in our savings we literally are venmoing ourselves some money from the credit card and doordashing as our quality time together so we can have cash in case of emergency. There’s nothing else to cut! We wake up at 6am to go to work and bust our ass everyday and we can’t eat out, do anything fun because everything is expensive.
Work hard, go the extra mile, impress those up top, TEAM mentality, best interest of the company, come early and stay late, never for ask for anything, the squeaky wheel gets replaced, and you are SO lucky to be here….you’re fired.
Yeah. We got so screwed by the Boomers.
The sound of it being torn up LMAO
...Whn reality hits u in the face lol...
What is voucher
It was MAGNIFIED!!!
01:44 “This is your old voucher, it’s (RIIIIIIPPPP!) it’s just no longer valid, so there’s just no point in even… keeping it around, you know?”
I never felt such a strong urge to slap a fictional character than right here lol
My friend and I lament on this busted voucher. Bamboozled, hoodwinked, and led astray is an understatement 😒
30 years ago, there was a movie called Reality Bites. One of the characters was THRILLED to be making $400 a week because she and her roommate were never going to have rent problems again. They still expect us to be thrilled and not have rent problems with that same $400 a week.
Why are you not thrilled? People in Africa live on $2.00 a day. What is wrong with kids these days?
@@javaskullwhy are they not thrilled? Same reason those making, as you claim, $2.00 per day are not thrilled - it is not anywhere near enough to support oneself let alone a family.
Fast food workers in CA make $800;a week.
My father was an unskilled paint store clerk before I started school. I just saw the California house we owned at the time listed for over TWO MILLION!
I keep wondering when that real estate bubble's going to burst...
I am 100% lucky as I was able to get into my house right before the market went insane. My house went from 265k to over 400k in the span of the 6 years I've lived in it. I doubt I'd be able to afford it. I got in when rates were closer to 4% and refinanced to 2.75% for a 15 year mortgage. We need to kick hedge funds out of the single family housing market.
Same here; ‘97/90k!
What is voucher?
That just means your property tax went up with the assessed house value so it's equivalent to paying rent now.
I'm just renting a small one bedroom apartment
Yeah me too, except I am in Canada, and near Toronto, so I got the suburbs boost and the COVID boost. Bought in 2015 for 285K, house since 2022 is worth between 1.1 and 1.4 million. Yep got insanely lucky. Could not afford my house today even as a software engineer.
My dad (boomer) says times aren’t all that bad. While he’s looking to buy his 3rd brand new truck in 10 years. Asked him if he wanted to help fix a belt on my mower. He didn’t want to get dirty. So he bought me a $3,000 mower. When my old mower worked fine. Just needed a new belt. He lives in a house that costed him $230k 20 years ago. It’s nearly a million dollar house now. I tell him how much of a raw deal I’m getting compared to him.
Let’s come back down to reality. People that have money or doing well for themselves would say that. Great for your dad, that he is doing well and not struggling. However, for the MAJORITY of the country … it is that bad.
That’s my point. He was grandfathered into the prosperity we were all expecting.
@agentp6621 The grandfathering part is very important. Cause it sounds like your daddy will have nothing to leave you.
Everyone needs to learn how to pass wealth to their children. It has always been the way. People are so poor now that they don't understand wealth at all, especially the boomers. I'm gen x and I'm trying like crazy to make this happen for my family cause we were never taught this stuff.
@@sirmagnus99how about teaching your children to amass their own wealth?
@lolaottinger3038 Are you implying that it's better to start at zero than with caring parents? What I am teaching is wealth management. It's a skill no school is going to teach you. Everyone can work hard and build character, it's important, but wealth management is king.
My father went to work at the phone company right out of high school. With his pay, he bought a house in his 20s, raised 4 kids, put an in-ground pool into the yard, took us to the beach every summer, and retired comfortably before age 65.
I'm 61, have two master's degrees (earned before college costs got outrageous), have never come close to having the money to buy a house, haven't been able to afford a vacation for nearly 6 years, live frugally, and may be able to retire when I'm 70.
Every time I see one of those "financial experts" on TV in their Armani suits telling me that I'm irresponsible because I "just don't save enough" and "try buying less Starbucks", I want to scream and tell them off in detail.
You should have gotten a degree that can help you make money. Underwater Basket Weaving will not make you any money...
@@bretmiller21
I'm a fucking mechanical engineer and I can't find a home which I can afford.
Perhaps if I get a partner who makes around the same amount as I do, we'd have a chance, but dating is also a massive pita.
@@DCG909 We shouldn't live in an economy that is based on dual incomes at all. Having a second income should be a pleasant bonus not a hard requirement.
@@bretmiller21 Ah yes. The old "underwater basket weaving" from family guy instead of paying attention. You're a bootlicking tool.
Have you ever lived on a strict budget? I'm not 61 yet.
Royal Geniuses who don't know what the vouch refers to, it's what you're told growing up. You're given a set of expectations of what adult life will be. That's the voucher.
People think this is a millenial issue - I'm Gen X - I'll never own property or retire - welcome to corporate greed. It's hell.
Yup.
Work harder, get more education, make more $$$...failure is NOBODIES fault but your own...
@@wipatriot510🤣🤣🤣 incredible that some people still believe that 🤡
You can blame trillions of dollars in debt created to fund all the government give-aways.
Its more government policy and spending than corporate greed at this point.
here I am making $25/hour and barely affording my mobile home...
$32 for me. There's 8 of us paying the bills in a 3 bedroom house I had to buy from a family member that costs more than all utilities and food combined. That's undervaluing the house and the seller losing almost 50k just so the rest of us could have a place to sleep while we contemplated poverty.
The most unrealistic part of this is the millennial asking for a manager.
House for 100,000 dollars seriously?!! Girl yes that voucher is real old😂😂😂😂
We Millennials have been screwed over royally, itd bad, real bad.
OMG...this is soooooooooo true!! The price of everything is RIDICULOUS!!!
#Bidenomics at work...
It looks like prices are going up, but its half that, and the other half is a dollar is worth “less” than before, so now you need more of em to get the same things.
@@mrwonk Are you stupid? This has been happening since Reagan hit the office. NONE of this is recent.
$500k US ... ah the good life.
Where I am it's pushing, with exchange, 1.5 -2.0 million.😢
At $30 per hour, gross, that will only take a few centuries. 😮
I'm GenX and don't understand how people don't get that things have changed so much. It seems like the socioeconomic system used to go in a cycle and generally trended upwards but that cycle is dead and the trend is now only downwards. Its only through tragic circumstances coinciding with the propery collapse that i managed to become a mortgage holder and have some hope of leaving something, anything for my kids. There will be no investment portfolio, no savings no life insurance pay out but a roof that they own is more than i had dared hope for
1980. It started with Reagan.
it actually started april 20, 1933 when congress ended the gold standard for the us dollar. that allowed them to just print money whenever for whatever reason since the dollar no longer has any material value.
As someone straddling GenX and millenials, I fully agree.
the rep is 100% gen x
Nah. Rep is Boomer. Gen X is way more chill
I’d say Gen Z. The way she sounded confused about 34 year olds needing to be in bed early and having low energy - def made it seem like she was way younger and didn’t understand
How is it possible for you guys to memorize stuff like this?!?! It’s equivalent to being an expert at calling people names.
Nope, I’m Gen X, have never been able to own property. It’s a boomer.
Kein4463 is stealing all your content. Unless that's like an alternate channel.
They are both "stealing" content from the original Tiktoker who goes by Customer Service Academy on UA-cam.
Was trying to figure this out for the longest time. Thanks. There are I about 7 other channels stealing these videos
@@Pallidum thank you
Yeah. Her channel was blowing up and Content Creators are recreating the cartoon in so many different ways. Very sad.
It's amazing content. Sucks that people are stealing it .
Exactly - there ae dozens of "animators" who just copy everything, and touch up the video a bit (one guy just put wigs on the characters).
LOL - and one commenter lamented about *corporate* greed!
Veronica always has receipts ready to produce at the right time 😂☝🏾
“I don’t know anything I just work here”
I never that sarcasm could be such a beautiful ART
02:11 I love the way you emphasize “SHOCK”! It’s like you’re harshly sounding out every letter of a 1-syllable word :)
Millennial voucher?! Wtf is that?
It’s a joke to show how life is now.
Younger Gen Xer here, in the same boat.
Live in California and there's no way in hell I can ever buy a house.
And no, I'm not willing to move to Texas or Ohio or Georgia.
As a Texan: yes please stay there. We have enough people moving here. It’s not cheap no mo.
Even here in SD the average house is 350k-450k so it's getting much worse.
Do not move to Texas unless you're already a millionaire as it's projected to be the most hostile state to making a decent life in the next few years.
Lol trust me Ohio isn’t much better, especially in the bigger cities
😂 the needing to be home before 8 after we turn 34. Lol im about to be 36. I never go anywhere at night anymore.
And yet, still the boomers tell me I can't afford any of this crao because I'm LAZY.
No, I can't afford it because I'm not a genius entrepreneur and/or born into a rich family. I didn't invent a method for cold fusion so I gotta slum it with the rest of the wage slaves...
Boomers only had to pay 1.5% social security tax. They are pulling way more out than they put in. My dad was pissed when I told him that. He didn’t know that the rate went up to 6.2% in 1990 right when I started working. Most of his work time was in a government job and he only had to work 30 years to get a pension of 80% of his salary. He also has 100% medical coverage for very cheap.
I work 45 hours a week in a manufacturing quality lab. I'm contributing to society, where the eff is my affordable starter home?
In 1980 the Social Security net began to shrivel, unions lost New Deal protections, many government regulations were eliminated... it's almost like a political thing... /s (sarcasm grew strong with Gen X, born 1964-1980.)
Gonna borrow a conservative term here. Woooo let's go Reagan! Sarcasm just to be clear, he was a POS and he ruined the country.
We were supposed to "eat the rich" over 10 yrs ago but instead of banding together, we let them split us and right under our noses they eroded whatever little progress had been made.
I had my knife and fork, but by myself i looked like a psycho, or worse, a naive idealist.
POOR MILLENNIALS...they have no clue what's coming!
millenials are 40 years old now
@@fpupesh the older ones, you mean.
@@fpupeshNot everyone, me still got to get to that age
I'm just going to post this for reference.
2021-2040? Generation Alpha/Post millennials.
2000-2020 New Silent Generation/Generation Z
1980-2000 Millennials/Generation Y
1965-1979 Thirteeners/Generation X
1946-1964 Baby Boomers
1925-1945 The Silent Generation
1900-1924 The G.I. Generation
@@WhoThisMonkey NOTHING about Gen Z is silent
The voice acting in some of the best I've heard! This sounds so realistic. On all fronts, unfortunately.
The fact that she's bring bad news in such a gentle tone like it's not something to panic and scream about is wow😅
I have belonged to unions all of my working life, great pay, great benefits, great training for the job skill you choose. College is good I
suppose, but I was a journey man by 24 and got paid to learn. Go Union.
My hubby is in the electrical union, we are super blessed. 🙏🏻
im basically writing a book on how americans got screwed outta basically being able to live a life of their own choosing, with sources and stuff to back it up.
ive been forced to switch to open source just to keep my own works mine, so that means a total rewrite that honestly is much needed in the long term.
What the hell is this voucher thing. I want the original voucher she had.
You forgot about the part where you go to college and get a useless degree, so there's no way you can get a decent job to pay off your student loans.
Education is useful. Sure, some degrees are more likely to result in more opportunities, which is the situation I'm in, but diminishing the importance of education is going to continue in the result of the fall of the US as a world power.
The Engineers in my company only make a salary as larger as their college debt so no. Even good degrees don't work anymore unless it's something like Stem or Rocket Science, which I'd like to remind you is not a skill most people can develop. Boomers by forcing their kids to go to college devalued all but the most difficult and rigorous career paths while they became millionaires cleaning up puke in a school in their union janitor job.
Never heard of "the voucher". do parents give it to their kids? If so, how is it redeemable at work?
Very funny video, but these aren't tears of laughter.
72 Million in 2022.
Good stuff - Thanks for your excellent work. Cheers.
It's not just you guys across the pond, here in the UK we can't afford anything really. Screwed by the idiots.
I don’t know who’s behind this series, but your writing is top notch, and your performances are spot on. I just discovered your channel and am already down wit’ya. Shared a couple videos with friends and I can’t wait to binge your whole catalog. Stay true to your vision, try pursuing only what excites you, that you’re passionate about, without expectations, and the Universe and I will continue to support ya’all. You’re one in 1 million.
As a 43 year old that PCOS and fertility issues part, was hella accurate 😮💨🥴
To be fair we didn't really uphold our end of the bargain either. Being 25 and having five baby daddies but never having been married, getting a degree in gender studies, telling men to leave us the fuck alone for 50 or 60 years. If we're not going to pull our end why should reality pull its?
I'm a boomer. It was my parents' generation that took advantage of the G.I Bill to buy a $14,000 house and get an education. My husband and I saw the consumer treadmill trick and determined to opt out.
We lived out of a camper van while homesteading on land we purchased for $10,000 in the 1970s. We built a recession-proof agricultural business and stayed out of debt. I also finished college and went into IT. To get ahead in life you need to think outside the box, sacrifice frappe-lattes and soda pop, and become productive in some way. You are competing for scarcer global resources because the sources of cheap labor are drying up. So don't waste any money you can get your hands on.
If I was 20 years old today I would buy a used van and live in it to avoid paying rent. That's how my husband I saved $10,000 for land in the 1970s while earning a few dollars an hour. Dinner was rice, beans, vegetables, tortillas, scrambled eggs, and sometimes a fish we caught while living in Florida. It was rather fun, living like the Boxcar Kids.
"voucher"...???
Wages of hourly employees haven't gone up to match the increase in cost of living, however the wages of CEO's has gone up to 10 times the cost of living
So, what you are saying is, in essence, that your parents were wrong.
I'll give you a freebie: so were ours.
This one jut come across spiteful... i like bad managers getting put in their place. this? no tso much
Gen X at least late years isn't any better 😜
Mid years same.
I was gonna berate you all for expecting the world to owe you a living...
I know a very smart millenials, who went to trade school, got a well paying jobs, without any student loan, he was making more than 80k after 2 years and bought a small old condo, and sold it and bought a small house; I know another millenial who got a master in social science and communication; got more than 100k in debt; not able to find any job in his field and is very active on social media; WHO IS THE SMARTER?
The problem is this though, trades will be overflowing within a couple of decades and then it will be trades that have their salaries devalued... You're just pendulum swinging. Today's parents need to make sure their kids don't feel obligated to go to college or be a tradesmen. We have bore witness to what happens when children are funneled into one path for financial success.
What the heck are they talking about on this video? What voucher are they referring to? I am soo lost!
Suggestion: vote Trump2024.
Crushed all her dreams...😢❤
Brutal reality check.
Millennials are in their 40's...😮
Yeah, and we've been fucked most of our working lives.
Umm.. I'm 33, lol.. I also think some Millennials are still 27.
Yup! Very first of the Gen Zillennials here…I’m more millennial and 27. The high end of millennials is 43
Old ass millennial here 👋🏾. I turn 43 this year....but operated financially as a GenX-er.
1:40 made me lose it 😂
I'm confused about the voucher metaphor
I dont see millenials having decent lives at all in todays economic climate
Oh, boo-freaking-hoo!!
It's not like previous generations had to deal with life and the future being different than you thought. Every generation has had to deal with unmet expectations and reality. There is nothing special about you. Not all previous generations pulled themselves up by their boot-straps, only because they couldn't afford boot-straps. Yet, they somehow figured it out, and made it work.
And, honestly, it is pretty funny!
You're not too bright, you know what happens when you pull up your boot straps? You lift your feet off the ground and fall on your ass. Old people are so dumb you guys really are like an inferior species. That saying was invented as a mockery of "hard work" being what brings success. It's simply not true and never has been. Some people will work harder than you ever have, hell illegal immigrants do harder work than you ever have and they'll never get paid as much as you do. They will never see success even though the labor they do would have you in tears and with a gun in your mouth by the end of the day. They suffer and work hard so that you can buy 2 dollar tomatoes at Walmart rather than 10 dollar tomatoes with fair wages paid.
What housing voucher? Is this a Canada thing?
The absolute pain I'm doing what you were told and even exceeding it.
Then taking 4 to 7 year courses just to even be denied the job because of all the other competition. Ect BS
Besides my own millennial story being trash fire.
I know I'm not alone.
Literally don't need to look for I can just look at my siblings my brother for one.
He wanted to be a carpenter and did everything he needed.
Basically did free labor for 4 to 7 years while learning it.
But anytime he did to try and get a job doing it it was only for a very short temporary thing and you always have to go find another job.
He only stays afloat by constantly juggling debt. Always have to replace the piece of crap lemon car that he can barely afford because of it and pain egregious rent.
Forced to live with people who don't want to pay the fair share. To try and afford it.
And this is just a generic story millennials with tricked into doing. Thanks boomers.
Millennials are now have the responsibility of trying to make things slightly better for the next generations.
We can at least say they have a slightly better but still trash like us.
OMG the 8 o'clock thing got me it's so true
100% accurate and not funny, at all 😂
What the heck would this voucher be for? Not being snarky. I honestly don't know. Please clue me in. Thanks in advance. 🙂
Voucher????
The GenX voucher sucked too.
Why is there a dog panting in the background ? 😂
WTH is a voucher?
what the hell is this about?
That's biden-nomics 😂
If you're serious I feel bad for you
😮 WHAT THE HECK!
What is a voucher? I got no voucher. This is useless.
The dog lmao
Don't know if he's the reason you need the pills or he's the reason youve stayed sane so far...
Blue shirt is MEAN ☹️
😂
💀
What animation app/software is this?
You did it again ❤
Sad Reality
What is a voucher
What is a "voucher"?
Exactly
a Voucher is the physical paper and Evidence of a type of Bond or Contract.. something that has a certain value, and can be used/'turned in' in the future..
..in this fictional cenario it represent an mental image of how the future would be..
@@Patrik6920I’ve never heard it used that way, to represent how your life will turn out.
@@mynameisben123it was symbolic.
@@mynameisben123 .. unusuall, but hilarious... and maby sad lol...
😂😂😂 8:30 IS my cut off
😂😂😂😂😂😂😂
Average houses were not $100k in 2014.
Dear. I graduated in 2008. The dream was sold to me as early as 1995. Houses were 130k. Don't start.
@@gene8447we bought our house in 1998, on 5 acres. 3/2/2, fireplace, pool, barn…gas stove, central AC. We paid $79k for that house in Alvin, Tx.
around me they were still 15% below at $75K-85K
Well you can't invite tens of millions into the country as lifetime welfare dependents without some consequences. FJB.
Lifetime welfare departments aren't buying up multiple houses as individual owners, to rent several of them out. Hedge funds and firms are doing that. Once we make it illegal, and we will do that as soon as you lose the right to vote by expiration (I presume, old folk?), then it'll get better.
Had to recover from the 1930s the same way too... well, someone better than you had to, but still, they got through it, you're living it up on their glory, and we'll fix it again soon.
FLBJ. The Hart-Celler Act of 1965 is why this happened.
Keep being jealous. It's not getting you anywhere
No more free stuff, you have to leave the house. Get a job and then get another one and eat ramen noodles like the rest. No house for you, no car for you. You will walk and save the planet.
So I work 45 hours a week. Where's my house? Not in fast food either, I make 54,600 yearly. I literally am the degreeless working man you conservative morons are always saying you care about.
"You will own nothing and you will be happy."
😂😂😂
Thanks to Democrats
Ever heard of Ronald Reagan? We all know you can't name a single democratic policy that caused this. Someone of your inferior intellect probably doesn't even understand basic economic principles. So do enlighten us about which democratic policy harmed us. Bonus points if you can do it without googling something you heard from some upward failure on Fox.
Republicans are equally guilty.
Yup! Cause nothing at all was expensive ever under Republicans lolol
@@andyprompt😂
I’m not a millennial but I gave birth to one 😂 What the heck is a voucher?
Back in 1995, we purchased 3.5 acres of land for $14,900. We used a newer pick up truck and a bay line boat for collateral. Got that paid off quickly then used the land as collateral for building our house. We took a building loan of $110,000. The house and land is now assessed for $425,000. We are paid off, no equity loans anymore. BUT, and that’s a big but, we are in the repair or replace mode. We take care of something every year or so, starting with the roof, the furnace/air conditioner, appliances at least once.
Dual income, no kids until later. That’s how to do it. Oh and go to a tech school, learn a trade. You find a job in your trade at the snap of a finger. The job is High pay, and no student loan! Then the company/hospital you work for will pay 80% or more of your continued education should you desire to go back to school.
Another option to consider is to work 3rd shift. There is always a 3rd shift premium to make.
women who get married at 19 can still have a home, family, and not have to worry about money or student loans. What you need to do is find an older, established man and learn to be a good wife..
Women don't want to be your slave incel.
The marriage part is on her.
Renting has always been more expensive then Buying, because the mortgage is tax deductable. However, Biden increased the standard deduction, so, it's even now, everyone pays more.
Actually it was Trump who basically took away the mortgage deduction or any deductions except for the very wealthy by increasing the standard deduction.
@@midlife_minimalist Whooooa watch out with those facts man. People don't seem to be able to grasp those anymore.
There is something she can do: VOTE FOR RESPONSIBLE REPUBLICAN REPRESENTATIVES AND SENATORS!!!!! If the economy is sooooo important to you, stop voting Democrat!
didn't this all happen under Republicans accumulatively since Reagan? Of course it did. You've got your superiority wires crossed.
Reagan, a Republican is literally the president that gave corporations the power they have today. He is the reason your boss only pays you the minimum. He laid the groundwork for "employment at will". He's the reason Unions were crippled. I know data is scary and difficult for your kind but try it some time, you might actually learn how to really make this country better. It's certainly not through project 2025.
Late boomer more gen X here. My first house was 13K. Mother in law died and no one wanted the house. It needed about 40K in upgrades which I did. My generation knew how to do things. Sold it for 150K and bought a bigger house. Flipped it and made enough money to buy a smaller house that was paid for. I could afford a large garage and restored old cars. It can be done if you're willing to learn and do the work.
average cost of a house is $450,000. Not a fancy house, just a house house. Average cost of a college degree is $40,000. average annual income is $60,000. Now, average income in 1964 "late boomer era" was $6,600 or about half of the cost of your first house. so you would make the value of your home in 2 years. Millenials will make the value of their home in 8 years. And that is coupled with the requirement to go to college in order to achieve the $60,000 dollar income. (You also would not get the loan on this house because you don't make enough to qualify. With my $59,000 income I am approved for about $200,000 on a home and I have good credit). Without college the best you will do is a California McDonald's worker that makes $20 an hour, or roughly $40,000 making the minimum college loan a requirement. So take your "It can be done if you're willing to learn and do the work" quote and reevaluate your position. Oh, and before you spout about your generation knowing how to do things, I can build a house, plow a field and work an anvil (and brew beer because its fun). But I also spend a good portion of my day teaching boomers how to use computers and cell phones and excel spreadsheets because as my generation knows how to do things.
@@ryanmanley3364 First thing, you are living in the worst state for buying houses. Here in NW Florida you can still find houses that need a little work for reasonable prices. Hurricane Michael made that a lot easier. I do feel sorry for young people in your position. Don't tie yourself to a terrible state.
@DocZoidberg549 so first, i want to apologize. This is a very hot-button issue for me. I have 2 masters degrees and a rather crappy income to go with it as well as $140,000 in student loan debt. I teach for a living. So leaving my state means i have to restart my teacher retirement package over and just lose what i have accumulated. With my job, ive dont cost vs income in every state and only Washington state is better on average unless you want to live and work in NY city (no thanks. Not a big city guy but definatly not a NYC guy) i just get very tired of being told i need to learn more and work harder when thats not how to do it anymore.
@@ryanmanley3364 No need to apologize my friend.
You paid a measly 53k? Talk about intense privilege. I could buy a 53k dollar house right now, problem is, there isn't any.
The old millennial woman be REEEEing
My Dad and Grandfather built the home I grew up in. Middle class hood in the late 60's. Wonderful time. One week vacation every summer to a small podunk resort on a lake. Couple hour drive. Drove once to Disney and back took 3 days each way to get there. Did decent in High School same as my one brother. Went to college, Army paid for a lot of it. Paid it back with 20+ years in the Reserves. Life is good.
Yup, the long term result of conservative banking laws.
Try Obama's "stimulus" programs.
The guy ran up more debt than all previous Presidents combined and it's Millennials and Gen Z who are feeling the pain now.
What is voucher?
@@ayushmishra927 The short term effects of Obama's "Stimulus Spending"
The guy ran up more debt than all previous Presidents combined.
The reforms he pushed through to "fix the banking system" are the reason Millennials got screwed.
Don't forget decades of liberal Democrats who refuse to change them or do anything about it.
The American political system inaction.
[intentionally spelled inaction and not in action]
The whole country got screwed by Obummer.