45 Lakhs income in Hyderabad PART-1 | USA Dream | Term Insurance set
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- Опубліковано 16 вер 2024
- Hello All,
Here is the life of Satya who lives in Hyderabad.
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Thank you for your guidance in helping people invest in the right places. Your efforts are truly appreciated. Looking forward to meeting you soon!
Many thanks for it andi. It is a privilege for me.
@@PersonalFinancebyChandu Hi chandu Garu, if possible can i have satya contact details for Devops training purpose
Please DM me in Instagram instagram.com/personalfinancebychandu/
Or send out email to collabwithchandu@gmail.com
Advise from a 14 years H1b candidate suggestion brother-- since you have parents to take care - there’s no green card near future and single income …. It’s my two cents.. already you have good life and salary in Hyderabad . Take good decision and take care…
I will pass on the info to Satya andi.Thank you
Me teaching skills valla meku subject meda confidence..job easy vastundhi ani nammakam..anduke india to u.s plan chesaru..good ❤
Mastaru.. Going to US by having 45 LPA in india isn't a good choice. 45 LPA is Good. Try to have second income and stay here. US isn't safe. Forget about the money safety is important.
I have the same feeling for 100k. If it is higher, he can give it a try. But I cannot discourage him after doing multiple attempts for his dream.
It would be a great experience but it might not add too much value in his finances.
@@PersonalFinancebyChandu but they can save money for kids education right
I am in US, if someone is getting 45lcas in India there is absolutely no need to come here, because once you are here there will definitely be a struggle, if you loose jobs you have to shift everything or sometimes cities. There are tons of people with his kind of experience level but still they struggled and lost jobs, grass is not greener on the other side. Many of our acquaintances whom we met they said moving to US was a bad decision as they were in a much better shape in India itself. Also GC is long wait once kids turn 21 they have to move out of the country. Which will be stressful for both parents and kids
I will pass on the info to Satya andi. Thank you
Nice bro. I watched this concept in a Netflix show called Get smart with money. Good that you started in telugu.
Good to hear. Thank you
45 lakhs india lo already vaste US ki ravadam waste.. ikkada jobs levu..GC aithe impossible…single person job aithe akkada ikkada same amount save aithayi..only good thing kids education free…
Kids education free but their insurance as good as decent school fees in India
@@kerenkgowdaI know overall family insurance is so expensive..only solution is to get a full time job with very good salary. employer can pay half of the insurance. some other benefits also with full time job and also some stability.
Hyderabad lo unnapude 45 lakhs vasthunayi ante, vallu entha smart unnaro ardam cheskovali. Vallu us ki vellina, vallaki unna skillset tho compulsory job dorukuthundi and us lo top 1% package vasthundi like 200k+.
It is wrong to say that school education is free in USA. In Delaware House owners bear Education charges to the tune of $ 2250 per annum
@@durgaprasadreddy5033 ikkada skill set anedi may be 20% play chestadi..adi kaakunda remaining things duniya untayi..first of all oka super package iche job dorkalante you need to wait until you get the right opportunity, what about the h1b amount you are supposed to pay to your h1b employer while you are searching for the job? what about the market conditions? if you are coming through your current indian company then may be you can stay with them until you finad a nee job? what about the family while you are doing all these things? US lo skill set unnollani masth mandini choosina, but they stick with their current employer either because their GC processing is in the middle so they wait until they get their 140 approved, or they wait until market conditions improve, or they wait because their kid is in the middle of the school.. itla sava lakhsha kaaranalu untayi.. okka skill set okkate criteria kaadu..ade india lo aithe with the current salary..he can lead stress free life without unnecessary visa issues…
100k lo you will save peanuts with family . On top of it you should get some extra money from India to survive . Don’t be greedy and don’t come and ruin your life here . Just in case if anyone of you get sick should sell your current assets in India to pay off the loan. Your 45l is as good as 250 here
Nice bro I watch your every video's so nice. Very informative.
Thank you so much 😀
Living in US for more than 10 yrs -
100k Salary current reality in 2024
22-25% Tax (least possible, more in metropolitans)
1000/month health insurance for family of 4 = 12k
Take home - around 66k = 5,500 per month
Bare minimum cost of essentials -
Rent 2bhk - 2000
Utilities, wifi, phones,etc - 500
Car (5yr old used, maintenance, insurance & gas) - 1000
Groceries (shopping & misc) - 1000
Kids school - Free
Balance saving - roughly 1000 in very best case scenario which will mostly be spent for EMIs in india. No scope for building wealth.
100k salary is no longer sufficient, must have dual income or at least 200k to live the US Dream (good lifestyle + accelerated wealth generation compared to India)
I will pass on the calculations to Satya andi
Perfect ga explaine Chesaru
Could you touch on how is he getting 2.8L per month with 45 LPA. What tax saving plans are opted for such high inhand salary.
He opted new tax regime , he mentioned
@@PersonalFinancebyChandu Thanks. But with New tax regime one would be paying more tax with 45 LPA. 2.8L in hand per month seems too high.
I am not questioning the correctness of the data. But interested to know how one can get that high in hand.
Was thinking about your channel recently.
Can you please plan a video on bucket strategy investing ? Especially the calculation of overall returns from it.
I hope you are referring to the monthly investments like SIP. and making them multiple chunks and investing some part in dips.
@@PersonalFinancebyChandu I mean to ask about investing already accumulated FIRE corpus, by dividing it into multiple buckets. So that we can do SWP from the short-term bucket, and shift funds from medium-term bucket to short term bucket when short term bucket is almost empty. Also the similar shifts between medium term and long term buckets. Am I clear ? Can you please make a video on it ?
*thankyou team for all your efforts and updates*
Thank you Ganesh for your constant support.
Unique concept salary secrets
Its already a show in US and then North Indians started andi.
I am trying to make it more reachable to telugu audience
I want to express my heartfelt gratitude for the exceptional work you're doing. I've been thoroughly engaged with your videos, and I must say, it's been a fantastic learning experience for me personally. Moreover, I've applied few things to my financial journey based on the valuable suggestions you've shared with individuals those who were identical to my profile.
Looking for one to one connect with you to learn more insights from you
These are the messages that makes me motivated to push myself to create videos.
Myself working 12 hours of IT job with 2 hours travel and , taking few hours to make videos and edit them for a week by sacrificing family and personal time. These messages gives me immense pleasure to stretch more.
Appreciate you taking time in giving me boost.
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As per PPP , 45 LAKHS in india is equal to 180k to 200k USD per annum. You should move to US if u have above 200kUSD offer
Good one andi.
The Grass Is Greener on the Other Side
Hi Chandu
Your giving valuable suggestions
Thank you so much 🙂
I live in US. If he is getting 45 lpa then I wouldn’t recommend to come to US with 100k. If it’s metro city then nothing will be saved here. But lifestyle is good here compared to there
Please initiate a discussion focused on investment without delving too deeply into personal matters. You can suggest investment strategies that would be beneficial for everyone.
Yes andi. For sure. Part 2 will be released tomorrow.
I will keep these points in mind. Thank you so much
45 lpa na great achievement but layoff wasteee first wicket meraaa avtaruuu be careful bro...
It is a bad decision to move to US ...think of alternative option to settle in India
No need of going usa , try to do step sip planning with certified financial planner and stick to the investing sips with discipline all sorted
Bro enni switch kodithe 45 aindi bro..nuvvu yuga purushudivi..my guess you switched even more below 10lacks before COVID to 45 lacks after COVID ..sudi thirigindi..ee job nilabettukovadame yekkuva
Inspirational journey
Yeah truly
Good video 🎉
Thank you
Nice Chandu bro..keep doing videos with more content. Also do some reels to get more subscribers to channels
Sure andi. I will plan on it. Time is a big concern for me as I am full time working professional.
"Na Okkanike atla anipistadha anukunna neku kuda anipistadha"
US lo unollu antha, India nundi H1 try chestunna vallani discourage eh chestaru endukabba 😅
Because they know the ugly fact of living in US with less pay. Real time lo manaki, akkada kastalu cheptunnaru. Its good that Satya is getting good suggestions from our community people.
Informative video
Glad you liked it andi
Good going. Chandu ji.
Thank you
Kallu moosukuni .....us plan marchukondi..u should not regret decision made after words.... i am working in big mnc with high salary in us . I am saving less than you..and planning to return.....100k is very less...even if u get 150 k after some experience....u wont be able to save more than what u r earning right now
I will pass on the info to Satya andi. Thank you
madi kuda goleti township daggara Asifabad bro, mancherial city lo ammama vallu untaru
Nice and useful video
Thanks a lot
What is the intrest rate if we lift the cheety?
Nice video bro..
Thanks
Please can you share his company name.... it is a very inspirational journey... I also want to try for that company.
Job protection kosam, Usually company name share cheyyanu andi. Also, all IT companies will give great pay for top talent.
So sad to see most folks focuses only on wealth but not on health.
Most indian don't know how to live life. Work important but it's also important to have fun along the journey (life). Hobbies undhali apart from work. Overall work life balance important. No point on working in weekends.
45 lakhs is far better than 100 k in India
Submiites last 3 weeks on wards but no use
Big Nooooooo. $100k in 🇺🇸🇺🇸🇺🇸assalu saripovu......45 lakh in india is very good salary.
His recommendation is highly basic and text books based Anyone with basic finances can do better planning than this anchor.
95% of highly educated ppl don't even know these basics of personal finance planning. Most of them have too much of ego that they know everything and doing right
I agree with you. But did Satya do great investments from his career beginning as per text books. No right. Though people know the knowledge, they need someone to say they are doing great. Also everyone might not have that text book knowledge.
I know many people who started their investment journey after I started my UA-cam journey. Even if one persons starts planning their finances and starts investment by watching these videos, I will be happy.
@kiranreddygvs Correct ga chepparu andi.
@@PersonalFinancebyChandu I tried a lot to educate my friends but most of them are reluctant to do goal based investing and planning , all they want is doubling amount in less time and continue in that loop and anxiety
Why you havent discussed and suggested to invest in mutual funds chandu bro
It will in part 2 . Releasing soon andi
@@PersonalFinancebyChanduin that case mention “part-1” in the title.
Good video
Thanks
Very nice 👍 sir
Thanks and welcome
Good vedio
Thank you so much
Comment as you said initially
More videos like this
Sure. Thank you so much
👏👏👏
Thank you Anna
30thoussand chala decent amount.
Investment guruchi emi cheppali
Second part releasing soon bro.
Cheyalsina anta matter ledu le bro light teesuko. Asalu new age enta finances gurnchi suggestions isthunav? How much you earned?
Na Age tho em sambandam bro. My mutual funds gave me 28% XIRR.
If you can give good suggestions, please post it here. I will personally call Satya and pass on same info.
@@PersonalFinancebyChandu please don’t try to sell yourself with XIRR. Mine is 31.06.. it is just a number.
@@maheshkumar-dy9xo If you find something useful , then appreciate it.
Else move on. There is no need to sell ourselves here. I am not trying to sell anything here. If you are making good wealth, help others in creating rather than trying to intimidate others.
#spread happiness
#peace 😊
@@PersonalFinancebyChanduBro medi kuda oka personal finance video teyi bro like me educational background and investment and the profits you earned.
For sure andi @bunnyrock4047
Hi
Hello
28:42 Ending Mukyam Bigulu software kastalu 😆 hope he is doing some sip's
He is in the initial phase of investing.
Lag.....
Bro. 1.25x speed to chudandi
Hi chandu
Hello andi
House is dead cheap andi
Yes even I felt same. But for renovation, spent amount is more.
@@PersonalFinancebyChandu even then i think it’s cheap andi ..he got a good deal
Nice video
Thanks
@@PersonalFinancebyChandu kapil chitti promotion లెక్క undi andi మోర్.
@@NADIGTOTI143 ledu andi. Vallaki manaki sambandam ledu. Knowledge kosam telsukunna anthe
@@PersonalFinancebyChandu i know andi,
Small doubt nenu 2 years back term insurance thisukunna,
Nenu ఒకేషనల్ ga drink చేస్తా, అందులో చెప్పలేదు should it be fine or is there any chance now i can update?
@@NADIGTOTI143 meeru before taking policy if you used to drink that will be a problem. If you have started drinking after taking policy, then it won't be any issue in declaration.
Rather than here, ping me in Instagram to discuss on this.
Hi