What asset class should we choose for retirement? | Parimal Ade

Поділитися
Вставка
  • Опубліковано 6 жов 2024
  • There is no one-size-fits-all answer to this question, as the best asset class for retirement will depend on your individual circumstances and goals. Some common asset classes that people use for retirement include stocks, bonds, mutual funds, exchange-traded funds (ETFs), and cash equivalents such as savings accounts and certificates of deposit (CDs).
    A financial advisor or financial planner can help you evaluate your retirement goals and risk tolerance, and recommend a mix of asset classes that is appropriate for your situation.
    It is generally recommended to have a diversified portfolio that includes a mix of different asset classes, as this can help to spread risk and potentially increase returns over the long term.
    Yadnya's Model Portfolios: investyadnya.i...
    Yadnya's Stock-O-Meter Plus Subscription : investyadnya.i...
    Yadnya's Portfolio Tracker : investyadnya.i...
    Yadnya Shorts UA-cam Channel Link : / @investyadnyashorts3050
    LEGAL DISCLAIMER:
    Use of this information is at the user's own risk. The Company and its directors, associates and employees will not be liable for any loss or liability incurred to the user due to investments made or decisions taken based on the information provided herein. The investment discussed or views expressed herein may not be suitable for all investors. The users should rely on their own research and analysis and should consult their investment advisors to determine the merit, risks and suitability of recommendation. Past performance is not a guarantee for future performance or future results. Information herein is believed to be reliable, although its accuracy and completeness cannot be guaranteed. The images used may be copyright of the company or third party. As a condition to using the services, the user agrees to the terms of use of the website and the services.
    DISCLOSURES UNDER SEBI (RESEARCH ANALYST) REGULATIONS, 2014:
    Yadnya Academy Pvt. Ltd. (InvestYadnya) is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000008349.
    Disclosure with regard to ownership and material conflicts of interest
    1. Neither Research Analyst nor the entity nor his associates or relatives have any financial interest in the subject Company;
    2. Neither Research Analyst nor the entity nor its associates or relatives have actual / beneficial ownership of one per cent or more securities of the subject Company, at the end of the month immediately preceding the date of publication of the research report or date of public appearance;
    3. Neither Research Analyst nor the entity nor its associates or his relatives have any other material conflict of interest at the time of publication of the research report or at the time of public appearance.
    Disclosure with regard to receipt of Compensation
    1. The Research Entity and its associates have not received compensation from the subject company in the past twelve months.
    2. The subject company is not or was not a client during the twelve months preceding the date of recommendation.

КОМЕНТАРІ • 35

  • @neenasathe
    @neenasathe Рік тому +2

    Fantastic Parimal....Best advice !!

  • @aparnadange7168
    @aparnadange7168 Місяць тому

    Best advice I have seen on you tube

  • @vsonpat3520
    @vsonpat3520 Місяць тому

    Very well explained sir👍

  • @geramer
    @geramer Рік тому +3

    3 year is very aggressive. I think there has 2 times in nifty50 in last 30 years where for 8-10 years market was at similar level

  • @motivation6383
    @motivation6383 Рік тому

    Yes ...your views are right ...am following the same..

  • @manishrakundla8205
    @manishrakundla8205 Рік тому

    Thanks Parimal Ji

  • @Sandsubha
    @Sandsubha Рік тому

    YES TRUE, I WAS JUST PLANNED THE SAME LAST WEEK

  • @sahilsood88
    @sahilsood88 Рік тому

    Ye advise toh paid hni chahiye thi... Thank you!

  • @bitanmallik2184
    @bitanmallik2184 Рік тому +1

    Outstanding video sir , 👌💓

  • @devendraaswal1816
    @devendraaswal1816 Рік тому +1

    Perfecto !!!! Sir

  • @radhikanaik1548
    @radhikanaik1548 Рік тому

    Very nicely explain

  • @raunak1604
    @raunak1604 Рік тому +1

    Hello Sir, I have been watching your videos for quite sometime and I always like your videos( though commenting for the first time). I like your thought process and the way in which explain things.. Thanks for making things interesting for students like me.

  • @arpanroy9963
    @arpanroy9963 Рік тому +5

    I started investing at 25 one year ago... Investing in good quality popular large caps apart from small cap midcap large cap index funds, I am told many times by others that I'm not taking enough risk or should invest high risk stocks penny stocks etc... And I become bothered 🥺😑

    • @anandkothari9616
      @anandkothari9616 Рік тому

      Being in equity is itself a high risk allocation of savings. When you are getting returns much above FD and inflation no need to worry.

    • @arpanroy9963
      @arpanroy9963 Рік тому

      @@anandkothari9616 yeah, thanks🙏

  • @auronmusic1465
    @auronmusic1465 Рік тому +1

    What about retiring of Dividends ?

  • @must604
    @must604 Рік тому

    आप एक व्हिडिओ बनायेगे तो अच्छा रहेगा.
    Debt funds व्हर्सेस Bank FD.
    Debt funds मे कूच जादा advantage है क्या?

  • @sanjaypandya5644
    @sanjaypandya5644 Рік тому +2

    Sir iam 49 what is the good field to invest for retirement after 58 yr

  • @upendrasinhvaghela9612
    @upendrasinhvaghela9612 Рік тому

    Nice sir ji

  • @ChairmanDr.BrahmachariSeminars

    Great session I see regularly, God bless!, I also been associated with Finance and Astrology from last 25 years. Use Astrological calculations and deep research to find the personality and birth chart details with many many astrological maths for each human being to invest short term or long term with astrology help..
    Can we do a joint session mostly on weekends or mutual availability combining your thoughts + Stock Market Astrology + Finance Astrology bringing a fresh new perspective to entire dimensions of investing and wealth creation ? Appreciate your reply and have a nice week ahead.

    • @ChairmanDr.BrahmachariSeminars
      @ChairmanDr.BrahmachariSeminars Рік тому +1

      @ᴘᴀʀɪᴍᴀʟ ᴀᴅᴇ it was not to participate, sorry. Have been practising 25 years Astrology, Vastu and many more and we can do joint sessions on Investment and Astrology together if u r ok ? pls let me know.

  • @dabhadepallavi
    @dabhadepallavi Рік тому

    Nice sir ...sound quality very poor

  • @niravpatel7841
    @niravpatel7841 Рік тому

    Psicology of money book ka series kau ban kiya bahut motivation milta here apka explain karne ka tarika bahu siple hee pla start thai seris sir

  • @vivekshankar2780
    @vivekshankar2780 Рік тому

    Can I take personal financial advice from you?

  • @must604
    @must604 Рік тому

    Debt फंड मे क्यू रखने का?
    Returns कम मिलते है.

  • @ankitaggarwal1341
    @ankitaggarwal1341 Рік тому

    Aap aaj ekdum Paresh rawal ji jaise dikh rahe the video me.

  • @abhijeetsingh115
    @abhijeetsingh115 Рік тому

    no one crazy chapter 1

  • @K2Maji
    @K2Maji Рік тому +13

    Oversimplfied... Better to consult professional advisor regarding retirement planning.

    • @Chandala_bhikshuki
      @Chandala_bhikshuki Рік тому

      Thanks for the advice .. as a gift pls accept this .. 🖕🏿

    • @mekailazh
      @mekailazh Рік тому +1

      No ..he is right..this is the strategy recommended by CFPs.

    • @shyamaljoshi9007
      @shyamaljoshi9007 Рік тому

      Great Strategy, but how and when to book profit from equity asset class.

    • @nuzhatduste5858
      @nuzhatduste5858 Рік тому +2

      Hello sir.. i am retired person and have 30 lakhs but dont know where to invest for my monthly expense .. I need atleast 30k every month… is it safe to invest in mutual funds and start swp. And i need this swp from nxt month. Plz help

    • @Jyyo
      @Jyyo Рік тому +3

      @@nuzhatduste5858 please use senior citizen and PMVY scheme, there is a slab of 15 lakh each