How to Achieve Rs 10 Crore Retirement Fund? Parimal Ade

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  • Опубліковано 6 жов 2024
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КОМЕНТАРІ • 135

  • @manoharsinghraghuwanshi3075
    @manoharsinghraghuwanshi3075 Рік тому +12

    आपकी बात बहुत संतुलित होती है और शब्दों का चयन भी,, आप कभी भी कोई लालच या अत्यंत लुभावने स्वप्न भी नहीं दिखाते है,, सिर्फ वास्तविक तथ्य जमीनी बात यही है आपकी खास बात,,,
    धन्यवाद आपके इस वीडियो के लिए,,

  • @PratikDaga23
    @PratikDaga23 Рік тому +32

    Remember, this investment is only for retirement.
    You need to plan additionally for other bigger goals like house, education etc.
    People need to really think hard about unreasonable spendings on weddings etc.

  • @dibakr21
    @dibakr21 Рік тому +60

    7% ka inflation ka rakshas hai😂😂

    • @Arihant997
      @Arihant997 Рік тому +3

      Actually equity returns go up with inflation!!

    • @adwaitvedant3297
      @adwaitvedant3297 Рік тому +5

      In long term inflation of India will go down ....To around 2-3%

    • @loop_hunter4225
      @loop_hunter4225 Рік тому +2

      @@adwaitvedant3297 Same applies for the return of investment also dost..!

    • @gdp2102
      @gdp2102 Рік тому

      @@adwaitvedant3297 Impossible. 2-3% inflation means deep recession and Indian economy can't be in it. Even actual inflation numbers do not match with Govt numbers.

    • @Gyaan_paapi
      @Gyaan_paapi Рік тому +2

      @@adwaitvedant3297 inflation 2-3% hoga toh nifty bhi max 5-6% return dega .. everything is connected bhai.

  • @gdp2102
    @gdp2102 Рік тому +18

    Thanks sir 🙏🙏
    Post retirement I'm moving to Bhutan 😂. Where taxation, cost of living and inflation situation is much bearable.

    • @VishKrish1
      @VishKrish1 Рік тому +2

      R u serious ? Coz i was also planning to move around after retirement .

    • @gdp2102
      @gdp2102 Рік тому

      @@VishKrish1 For roaming around you need even more money 💵💰

    • @kgf_2030
      @kgf_2030 Рік тому

      😂😂😂

    • @kgf_2030
      @kgf_2030 Рік тому

      @@gdp2102 he is not planning to move around. He is planning to shift there. A lot of people around the world do this .

    • @dheerajsharma-rr1zm
      @dheerajsharma-rr1zm Рік тому

      @@VishKrish1 you shouldnt have problem until GDP guy is your spouse

  • @rajsekhardas2553
    @rajsekhardas2553 Рік тому +5

    Sir..all are relative. It's depends on person to person. Who knows if Nifty return 8% for next 10 years then what will happen?? :)

  • @mrunalsoni2009
    @mrunalsoni2009 Рік тому +3

    All these calculations are showing to consume only interest income till death. Why don't we consume corpus as well after 70 years as in that case we need less corpus I think. Children can get set till that age and if no dependencies on us. Can you please guide some calculations like that?

  • @alwayslearner9765
    @alwayslearner9765 Рік тому +4

    Biggest component is TAXATION. Which is missing.

  • @thelife8173
    @thelife8173 Рік тому +3

    Sr plz continue ur model portfolio stock series

  • @SanjayPatel-iw2yr
    @SanjayPatel-iw2yr Рік тому +1

    Esi kai companys he jo 2008 ke high ko is bul market me chu nahi pai

  • @ajaipandey5498
    @ajaipandey5498 Рік тому +1

    सर नमस्कार। सर कभी इक्विटी टैक्सेशन पर गहराई से प्रकाश डालें। उसमें कृपया यह बताने की कृपा करें कि यदि किसी की इनकम ना के बराबर है या taxable income नहीं है, और उसे शॉर्ट टर्म कैपिटल गेन या लांग टर्म कैपिटल गेन (1 लाख को छोड़कर) हो रहा है तो उसका टैक्स कितना बनेगा।

  • @ravirathodj30
    @ravirathodj30 Рік тому

    Manage 10 lakh , and take sbi multicap fund current NAV is near to RS10
    After 10-12 years you will get 1 core+
    Then do swp

  • @piyushnikhade2034
    @piyushnikhade2034 2 місяці тому

    You are correct sir, but inflation and time may not value that money as it does today. Because many people will have that amount of corpus.

  • @miteshshahprimeeditorfilms4988

    Hi sir
    Should we invest in global health ipo

  • @adityakolhatkar8703
    @adityakolhatkar8703 Рік тому +3

    Hello Sir, wonderful video!
    Could you please share this Excel with us?

  • @pprao2006
    @pprao2006 Рік тому +1

    What about other financial goals like child education, their marriage etc.... With these goals, there will be always a deficit if panning to retire before age of 60

  • @Atulneeya
    @Atulneeya Рік тому +2

    Can you please share the link for this Calculation Sheet !! Thanks

  • @rahulgupta-ur9ik
    @rahulgupta-ur9ik Рік тому +3

    Hello Sir, i have taken your model portfolio series but i was expecting some stocks wich is undervalued having strong fundamental and very less people knowing about the company and it has atleast 90 % probability to become multibagger in last 5 to 10 years.But didn't found any such stock in any of the portfolios. Can you please plan for making one such portfolio?.

    • @kaustubht
      @kaustubht Рік тому

      They do have few such small cap stocks , but those portfolios can't have all this types of stocks , they will get crushed in the bear market and whole portfolio will nosedive

  • @dr.dineshvaghela7779
    @dr.dineshvaghela7779 Рік тому

    75k expense k samne more than one lac kaise possible hai??
    This is very base less calculation.
    How many people may have more than 2 lac salary??

  • @santoshkumarch4583
    @santoshkumarch4583 Рік тому +2

    Sir. How to get the spreadsheet?

  • @harshadrajadhyaksha6731
    @harshadrajadhyaksha6731 Рік тому +3

    Thanks for introducing me to Apna and Mr. Logan, as a beginner I have been able to make over $12,000 profit, I rather trade with an expert than trade on my own

  • @arvindkavathekar837
    @arvindkavathekar837 Рік тому +2

    Monthly salary 50k, then how 10crore possible

    • @MohitYadav-th7fz
      @MohitYadav-th7fz Рік тому

      Kai logo ki salary itni bhi nahi hai bhai ..vo kya kare

  • @SoumyaSGupta
    @SoumyaSGupta Рік тому +2

    Adha video dekh samajh aa gaya bare logo ki chochle hain....51000 ka 100000 ka sip 😃

  • @bkchauhan1373
    @bkchauhan1373 Рік тому +1

    Sir,
    How can i gift my physical n demeterilise form of mutual funds to my mager daughter.

  • @ramangarg9990
    @ramangarg9990 Рік тому +2

    Whenever I read such captions like excel for retirement plans or shit like thus, I quit the video as these are not practical & infeasible

  • @ggking139
    @ggking139 Рік тому +1

    Sir mai to city me reheta hu tabhi bhi mujhe 12000/ month hi hai

  • @must604
    @must604 Рік тому +4

    इंटरेस्ट रेट मोदी साब जैसे PM होगे तो retyrement तक 0.25%हो गे.

    • @PT11111
      @PT11111 Рік тому

      Interest rates are proportional to inflation. So according to you Modi PM raha toh inflation itni kam ho jaayegi ki interest rates sirf 0.25 rahenge. Like in Japan? Yeh toh fir achi baat hui na?

  • @rafiqkhan2776
    @rafiqkhan2776 Рік тому +1

    This excel sheet is not available on your website

  • @rajendraapte9011
    @rajendraapte9011 Рік тому +1

    I want to know about your model portfolio and would like to get it.
    Please guide me

  • @youtuberuser
    @youtuberuser Рік тому

    Age 29 yr...Salary 3 lacs pm...pre tax...expenses 40 k...how to invest for future...

  • @abhishekpathak2409
    @abhishekpathak2409 2 місяці тому

    Sir aap miss guide na kare pls
    agar humare paas 10cr hai toh every year 1 cr we can make with 12% of profit every year it will never over even it will be double after 30 yrs

  • @sudheshsankarkk
    @sudheshsankarkk Рік тому

    Thanks for sharing 🙏

  • @arunbhardwaj7691
    @arunbhardwaj7691 Рік тому

    Sir please make a video on intellect arena...🙏🙏

  • @gouthampai5055
    @gouthampai5055 6 місяців тому

    Thank you parimal Sir

  • @SanjayPatel-iw2yr
    @SanjayPatel-iw2yr Рік тому +1

    20 sal pahele ki kai blue chip company's abhi kahi dikh nahi rahe

  • @llnvamsi
    @llnvamsi Рік тому +1

    Suggest best books to improve ourselves in life parimal sir

    • @n.r.krishna995
      @n.r.krishna995 Рік тому +1

      I recently came across channel "Sango life sutras" and was very impressed.
      For books I also liked all Brian Tracy books. Simply language and to the point. Found great help in them.

  • @rizwanbeg6559
    @rizwanbeg6559 Рік тому +1

    If lumsum then where do your suggest to get average 12 - 15% returns other than index funds

  • @smvinay1206
    @smvinay1206 Рік тому +2

    File name avadla... copy of copy of... 😉 have started it a few years back... hope it stays 🙏

  • @rohitcmrec
    @rohitcmrec Рік тому +3

    aisa kiya to sara salary SIP me he chala jayega for child education, retirement, child marriage, etc

  • @AHCish
    @AHCish Рік тому

    Thank you

  • @vikramchauhan1831
    @vikramchauhan1831 5 місяців тому

    Sirji monthly expense 9 lakhs ke baad batayen

  • @kgf_2030
    @kgf_2030 Рік тому

    What was the 10% annual income increase ? Was that salary increase ? That's unreasonable

  • @udaysingh3272
    @udaysingh3272 Рік тому

    you already read phycology of money. things looks good on excel spreadsheet might not work practically. however we can use start with this. otherwise we go nowhere

  • @jagdishchauhan2740
    @jagdishchauhan2740 Рік тому

    Guru ji apki awaz thodi eco Hoti hey ..
    Utni clear nhi hoti jitni other youtubers ki voice aati hey ..
    Shayd yeah mic ka prob ho plz check kro yesa koi problem h ki nhi

  • @anshuman5331
    @anshuman5331 Рік тому +1

    bhai 12 % chodo.
    10 % guarantee wala dila do bus

  • @rajnikantdivecha1833
    @rajnikantdivecha1833 Рік тому

    Sir
    Nice video
    Thanks
    👌👌👍

  • @Paras01995
    @Paras01995 Рік тому

    Bandhan bank pr view dein sir 🙏

  • @rajgogoi2178
    @rajgogoi2178 5 місяців тому

    Is this excel available anywhere. ?

  • @anupkraok
    @anupkraok Рік тому

    I don't see the excel sheet in the video section. Can you please attach the same?

  • @meghrajmjadeja
    @meghrajmjadeja Рік тому

    This excel sheet is not available on your website. Can you please link it here?

  • @mayureshamle1802
    @mayureshamle1802 Рік тому

    Great video. Can you please share the excel?

  • @mexicanmomo
    @mexicanmomo Рік тому

    Can't do that much.

  • @indian-po2xs
    @indian-po2xs Рік тому

    Sir why you are not consistent? You stopped 5am satsang, and very irregular to Friday satsung too.. pls be consistent 🙏

  • @umanggupta6561
    @umanggupta6561 Рік тому +3

    Sir 25000 montly income aapne calculate kiya aur monthly SiP 35000 ki 🤦😅😂

    • @ParimalAde
      @ParimalAde  Рік тому +1

      Plz watch it again. You will get your answer😃

    • @umanggupta6561
      @umanggupta6561 Рік тому

      @@ParimalAde okay I'll Sir 😅

    • @pravejw
      @pravejw Рік тому +1

      25K is monthly expenses not income

    • @umanggupta6561
      @umanggupta6561 Рік тому +1

      @@pravejw yes I watched it again and understood!

  • @abhinav05252
    @abhinav05252 Рік тому

    can you share this excel sheet too?

  • @lukmanghadiyali3299
    @lukmanghadiyali3299 Рік тому

    Sir kindly provide sharia fund as well sharia investment

  • @sandhyasharma5145
    @sandhyasharma5145 Рік тому

    Target for iex and bel for next 2 week plz ?

  • @raghavendravernekar2465
    @raghavendravernekar2465 Рік тому

    Good Video sir...

  • @sajalwani1642
    @sajalwani1642 Рік тому

    Please share the sheet link

  • @saurav25681830
    @saurav25681830 Рік тому

    Iam a govt employee and through NPS iam investing about 15000 p.m increasing about 10% per year...Remaining service is 26 years .......can you please suggest me how to get a good retirement corpus .

  • @siddharth0401
    @siddharth0401 6 місяців тому +1

    Sir 100 cr chaiye next 5 saal. Mein😢

    • @prashantdhawan7385
      @prashantdhawan7385 5 місяців тому

      Modi ji ke pass jao woh jaroor aapki personal economy main char chand laga denge.

  • @akhilgupta7541
    @akhilgupta7541 Рік тому +1

    CAN YOU PLEASE PROVIDE THIS EXCEL SHEET ? PLS

    • @n.r.krishna995
      @n.r.krishna995 Рік тому

      He said they are available on his website. Did you check there?

    • @akhilgupta7541
      @akhilgupta7541 Рік тому

      @@n.r.krishna995 ya i check but it is not available in excel sheet .

    • @sajalwani1642
      @sajalwani1642 Рік тому

      @@akhilgupta7541 same here not availble

  • @lokeshpandey943
    @lokeshpandey943 Рік тому

    Please make the same for 52-55 year old person

  • @sangqtp
    @sangqtp Рік тому

    Are you investing for individuals and manage all these when we buy a portfolio from you? Let’s say I am interested in lumpsum payment what happens next?

  • @niravgor8658
    @niravgor8658 Рік тому

    Can we get this excel file?

  • @SHISHIRKUMAR-y5v
    @SHISHIRKUMAR-y5v Рік тому

    Jo log video dekh rahe hai bacche nahi hai
    Ek baat ko kai baar samajha rahe hai sir
    Please concise

  • @SHISHIRKUMAR-y5v
    @SHISHIRKUMAR-y5v Рік тому

    Sir ek baat ko das baad bolane se jyada samajh me nahi aati
    Short me bataiye

  • @Mr_amazaingai
    @Mr_amazaingai Рік тому

    Excel sheet download link

  • @autotadka639
    @autotadka639 Рік тому

    Should One Have Different Mitul Fund Portfolio for Different Goals, If Yes it will lead to More Mitul Funds, What to Do

    • @ParimalAde
      @ParimalAde  Рік тому +3

      Not required. Total funds should not go beyond 4 to 5

    • @gurpreetkakkar
      @gurpreetkakkar Рік тому +2

      @@ParimalAde sorry but i disagree with your view points , pls check below
      1. Everything isn't inflated by 7% , basic food price, flight tickets, compare them to prices 20 years ago. So directly compounding annual expenses by inflation is a very wrong way.
      2. 10 CR is a huge some, i get it that its value will be really less after 20 yrs but a lot less like 3-4 CR can also work. If one gets 15% return through mutual fund on 4 CR , its 60 lakh. Even if one has annual expenses of 30 lakh, half the interested amount is reinvested to beat inflation.
      3. Again this is a big mistake people show in their vedios, to achieve goal of retirement fund you showed it through 3 different ways but instead they are all to be followed at one single time.
      Like at the age of 30 years , i start with 10 lakh as i have 8 yrs experience and expect that as saving, now lumpsum 10 lakh and then 50k SIP, 5% step up as 10% is impossible to achieve due to rising expenditures. So lumpsum+ step up SIP will take me to my goals earliest.
      Also once i retire in 20 years, above investment should be added with PF also should be counted.
      So it might take less time realistically to achieve my goal, we should have realistic goals as well.
      invest 100% in MF small cap fund , regardless of your age money will compound at 15%
      Why settle for less

    • @rudrachatterjee2614
      @rudrachatterjee2614 5 місяців тому

      @@gurpreetkakkar A 14 year SIP in a small cap fund also yielded only 8-9% return.

  • @NoName-zc9ib
    @NoName-zc9ib Рік тому +3

    अमीरों वाला वीडियो देख लिया 😅🤣

  • @VeerSingh-vi5to
    @VeerSingh-vi5to Рік тому +1

    V goodness

  • @doodlemoodle699
    @doodlemoodle699 Рік тому +1

    Yes bank ko bahut bahut bda hone do……fir milke kuch ghapla kar lenge……itni calculation me pdne ki kya jaroort hai ✌️✌️

  • @TheCuriousCurator-Hindi
    @TheCuriousCurator-Hindi Рік тому +1

    So if I have 2 cr. I am super safe. Waiting for this day.

  • @satysharma8020
    @satysharma8020 Рік тому

    Jai Shri Krishna Parimal sir, aapne chandan ka tika lagaya he. Aap par suit 👌 karta he. Ramji aapka Kalyan kare.

  • @AJ-tz5fv
    @AJ-tz5fv Рік тому +2

    Hypothetical calculation

    • @n.r.krishna995
      @n.r.krishna995 Рік тому

      Please explain your reason for this comment. That would be helpful to everyone.

    • @AJ-tz5fv
      @AJ-tz5fv Рік тому +1

      10 Cr - 20 Cr everything is possible in Excel sheet and maths . But the thing is, it's not feasible for all तुच्छ प्राणीs to invest this much amount every month only for retirement. We follow Parimal Sir just bcoz his arguments are reasonable as well as Rational. But this time he is not 😉

  • @SVM_alumni
    @SVM_alumni Рік тому +1

    नेता मंत्री को छोड़कर किसके पास इतना पैसा है कि १ लाख का SIP करेगा

  • @literallynobody4840
    @literallynobody4840 Рік тому

    10% annual hike kisko milta hai bhai🤥🤔

  • @RajanRaj-po9xr
    @RajanRaj-po9xr Рік тому

    If socialism had been a right philosophy, China shouldn't have adopted a liberal economic policy in 1975?, India shouldn't have gone to privatization in 1990?, Soviet Union (Russia) shouldn't have been divided into 16 pieces? The world is developed by capitalism, liberal economic policy. Therefore, let's remove the word socialism from the constitution of Nepal.स

  • @Sehat_ki_khabar
    @Sehat_ki_khabar Рік тому

    Bachho ke padai ka kharch unke sadi ka kharch apne khud ke makan ka kharch bado bachhe ke ilaj ka kharch ye bhi to samil hua nahi hai kyuki aapke 50 sal kehone ke time pe yahi sab kharche aapko nichod dalenge fir aapke pass invest karne ko bacha kya bhaiya jyadater bade dhani logo ka paisa 2-3 generation me banta jo pahla generation hota hai vo jyada dikkat me rahta hai fir kuch paise bachakar agar investment kare aur use agli generation aage badaye tabhi wealth badega

  • @SABKABAAP.9
    @SABKABAAP.9 Рік тому

    SIR JEE RETAIL INVESTORS KE PASS 1 LAKH RUPAY PAR MONTH KAHAN SE AAYEGA 5 HAZAR BHI KAR DE SIP WO BHI BARI CHIZ HAI YE 10 CARORE KA SAPNA RETAIL INVESTOR KA KABHI HASIL NAHIN HO SAKTA HAI 10 CARORE KE LIYEA BHI MOTA SIP CAHYEA WO KAHAN SE AAYEGA

  • @akhileshchandra2702
    @akhileshchandra2702 5 місяців тому

    Jab rupee hoge tabhi carpus banege.inka bhashan sun kar nahee.

  • @jiteshchhabra9845
    @jiteshchhabra9845 Рік тому

    Please provide that excel sheet link if possible!

  • @mithunmahato309
    @mithunmahato309 Рік тому +2

    Taallish lath 😁😁

  • @ChandanKumar-kx7ep
    @ChandanKumar-kx7ep Рік тому

    उसके लिए हर महीने डेढ़ लाख कमाना पड़ेगा 😅😮‍💨

  • @PraveenKumar-sf4ho
    @PraveenKumar-sf4ho Рік тому +2

    Inki baate sukar aam admi ko heart attack aa jaye

  • @anubhavrastogi5888
    @anubhavrastogi5888 Рік тому

    Kite flying 😁

  • @NIKUNJMASHRU
    @NIKUNJMASHRU Рік тому

    Truchh prani

  • @AnishShukla88
    @AnishShukla88 Рік тому

    Lagta hai tucch prani ban ke kaam nahi chalne wala :D

  • @dineshkudache6618
    @dineshkudache6618 Рік тому

    After watching this, I thought there should be pill to get died instantly

  • @nirmalyaster
    @nirmalyaster Рік тому

    10 crore.. hmm.. I will dream and die in my bed.. How much I have to sell myself to my bosses and social dogma to get this number.. isse better hain akela hi mar jaun.. Shaadi karke bhi koi fayda nehi.. sab selfish hain.. bache hain to wo nehi dekne wala mereko at later.. so ye sab kiu.. akela jio kam payse sain and mar jaun. :)
    [Edit]: Abhi mera age 40 saal hain.. aur mujhe office ka gulami nehi karna.. and thankfully I am not an interest object to opp sex.. helps me to decide my own retirement. Ha haa

  • @ramanraina976
    @ramanraina976 Рік тому

    first comment

  • @MittiKaSafar
    @MittiKaSafar Рік тому +1

    Sir, Do you have 10cr with you? Pl doscuss only when you have 10cr. Otherwise ist make yourself 10cr.

    • @venky1973
      @venky1973 Рік тому

      He will have more than that

    • @Parvez861
      @Parvez861 Рік тому

      @@venky1973 🔔

    • @MittiKaSafar
      @MittiKaSafar Рік тому

      @@venky1973 Do you think had he been having 10cr, he would have been sitting at youtube and making videos.

    • @adityakolhatkar8703
      @adityakolhatkar8703 Рік тому

      @@MittiKaSafar There are so many UA-camrs today with a net worth more than 10-20 crores, yet keep making UA-cam videos because they are passionate about growing their businesses and spreading financial awareness. :)