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How To Build a ₹10 Crore Corpus in 20 Years or Less? | Detailed Financial Plan | How to Build Wealth
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- Опубліковано 7 сер 2024
- Building a 9 figure investment corpus is a dream for every investor. So in this video, we explore multiple paths that can help an investor realize the dream of building a 10 Crore corpus.
Topics Covered:
00:00 Introduction
01:28 LET MATH SHOW THE PATH
05:35 A SIP IN TIME GETS US A NINE (FIGURE CORPUS)
11:27 SOME IMPORTANT CONSIDERATIONS
👉 Resources:
► ETMONEY Calculator - www.etmoney.com/tools-and-cal...
► Excel Calculator - cdnblog.etmoney.com/wp-conten...
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📚 The Little Book That Still Beats the Market : amzn.to/3HvsKtN
👉 LET MATH SHOW THE PATH
A number like 10 crores might feel a little daunting at first but much like any plan, a financial target often comes to three things - a) the initial investment or starting capital, b) annual returns and c) the duration. For example. if you have 10 lakhs of investible surplus, then an annual return of 26% for the next 20 years will take you to 10 crores. Make use of what you already have to ensure you are putting your investments in potentially better performing instruments
👉 A SIP IN TIME GETS US A NINE (FIGURE CORPUS)
Building a nine-figure wealth corpus needs discipline and perhaps, the most effective way of doing that via the SIP route. Watch out for the 15-15-15 and 15-15-30 rules which can get you to 1 crore and 10 crore within 15 and 30 years respectively.
A combination of the lumpsum approach and the SIP approach makes the task of achieving a high number like 10 crores a lot more doable. In our view, this combination of an initial lump sum plus the use of annual bonuses and a monthly SIP can go a long way in helping investors build a multi-crore wealth corpus
👉 SOME IMPORTANT CONSIDERATIONS
1. Instruments of Investing: Equity does a lot better than debt over the long term
2. Shifting Corpus from equities to fixed-income instruments when nearing the goal
3. Inflation and taxes
#ETMONEY #10CroreCorpus #MutualFunds
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Everyone talking about how to start investing in 20's but this is the video im waiting for ,,for those u started a bit late, like me
U look like in 20's though
@@pkpradeep9747 , he is 21....that is why he says he is a bit late
Kalpit, yeah a bit late....u are 21 no?
@@vishwasgaikwad1414 30 Sir,,
@@kalpitparmar7236 , good you are thinking of investing in ur 30s.....that is not late actually...but early. But, first think of earning money, then invest
One time loan from parents "can be quite a discussion" ... I like that 😎
Haha .. don't say that the money is for investing in equities
@@ETMONEY झझ
@@ETMONEY 3:05 The list of Funds which are performing morethan 20% as per it's 20 years Annualised Returns 😍
I'm 20 ..and I'm learning and investing as much as i can
Wish me luck for my Goal ❤️
Hi im 22 n started investing rn also
Being a beginner im quite nervous too since i have no experience in investing and also no employment for now except tuition.
@@YoYo-nt7yf don't invest heavily untill you get a secured job or stable income .... but yes invest little and learn continously (that's what I'm doing)...
you will not be nervous about investing after 1 or 2 years
I wish you good luck for your bright future :) ..don't stress out and you'll get through this very nicely
@@chhotu4205 wish the same to you
But a question @Chhotu, it seems that the market keeps going down slowly will it perhaps affect mutual funds also?
The risks and their return rates.
@@YoYo-nt7yf yes ofcourse ....mutual funds basically take your money and invest in stock market while applying their research ..so if market move up and down mutual funds also tend to up and down
my suggestion - don't see market ups and down daily ....you should invest for the long term in better stocks and mutual funds...........market will always move up and down ..but in the long term we witness decent returns :)
The way he speaks, he is master at subject. So confident.
Thanks!
I, being exactly 40, thought this video was made especially for me... Thanks for the wonderful insights... It will help a lot of people like me...
You are so welcome, Nandan Banerjee. Certainly expecting you to breach the 10 crore mark within the next 20 year. As a platform which analyses lakhs and lakhs of transactions each month, I can assure you that many investors have been reaching this goal using the very techniques described in the video. Wishing you the best!
Very good.
@@ETMONEY Hello sir , my question is 90% of the companies you mentioned at 3:12 min. of your video are achieved this historical target returns just now after 2nd Corona wave...
Am I saying Correct ? Do Correct me if I am saying wrong...
@@yashkhandake7258 The period under consideration is from June 2001 to May 2021
@@ETMONEY Can you suggest me Good SIP plan for minimum 30yrs investment... I can take risk for fruitful returns...
The only useful video about investments I watched in recent times. There are many videos which does touch base on MF/Stocks/Compounding but none really goes in-depth with an achievable plan or a target for x years, especially for people who are above 30 or 40. Good job.
Thank you very much. Content should be actionable .. it's how we would go about accumulating 10 crores, so we thought 'why not have everyone construct their plans on similar lines'. Glad you liked it
Just reached 40 yrs milestone this month.. The video makes so much sense and gives a clear path for financial planning. Very well explained by the presenter!
Happy birthday!
Hi sir
What's your corpus size right now?
This post is so nice, I watched it twice and thrice with my family to make them understand the magic of compounding.
That's great, Varun Singh.
And yes, this is the video kind of THE best in category for specific this common question in the crowd and so far in the youtube too. The best thing is presenting the facts and delivering it in a very pleasant way.
Thank you!
Really good insights & a lot of effort must have gone behind designing the calculation. Great work Team 🎉
Thanks a ton. Yes, the creation of a 15-minute video takes us 4-4.5 man days of effort (research, script, recording and post-production)
Extremely good and informative video!
Very very clear narration !! Will be of great help for youngsters.
Sir You are one of my Mentor. You explain in such Subtle way.
I have just shared it to all my close friends. This video can be master guide for middle class ppl who really want to do some good money in long term.
Thanks for sharing!!
Clear concise video with no outlandish targets,fancy terms..this maybe the best video on financial planning
Thank you for your appreciation. Happy to know that you found this useful.
Good post sir! I am 43 now and due to personal and professional reasons I couldnt save any money till last year. As my runway is shorter, targeting a lesser sum of 1 Crore. I am sure I would achieve this, rest assured! Please keep posting your ideas!
Wishing you the very best!
Been a while since I have sat through an investment discussion straight to the end. Quite Lucid and informative. Very well made content. And, for those a bit skeptical, its all true and achievable.
Thanks, glad to hear that.
Excellent work sir.... I am in my 30s and get to learn a lot related to investment options watching your videos... Keep this up and let us learn more and more... Thanks a lot...
Most welcome. Glad to be a part of your financial journey
What wonderful Vedio Sankar!!! I have shared it with so many of friends and relatives and my staff, and asked them all to watch this at least twice immediately along with their spouse and children, and then once in a month for the next few months. Great shot!
Thank you very much, Tissy Joseph. We certainly hope it helps everyone see the light .. at the end of the day, it's about breaking a big task into smaller & visible goals.
Highly informative video especially the last few points. We generally don't consider the abnormalities in market cycle in our overall returns, hence for a long term investor if a huge market crash occurs during let's say the final 5 years of investing, it going to put a significant dent on overall returns.Hence we need to financially plan 5-6 years ahead of retirement.
I just saw you for the first time in this video and I am really so much impressed by your speech and the way you explain. So simple easy to understand yet so precise. Hats off to you bro.
Thank you for the kind words, Yatin Shah
Absolutely amazing. One of the best educational videos. Keep ur good work going. Many of my friends have subscribed already. We appreciate your work and awaiting more such videos with great content. I request you to do some videos on debt mutual funds and how to choose. Thank you
Thank you so much for your continued patronage and your appreciation. We have a couple of explainer videos on debt funds, maybe that helps.
Part 1 : ua-cam.com/video/0I68yyBwcno/v-deo.html
Part 2 : ua-cam.com/video/1BTke9iLuYg/v-deo.html
Exceptional video, practical approach with agility and flexible options.. great presentation by Shankar sir... Hats off 👏
Thank you very much Vipul Karde. Yes ofcourse, a plan should be as simple and clear as possible. The complications start when there is overthinking
One of the best videos! Thank you, this is what i was looking for
I feel all his videos are BEST as always..
One of the best videos by ET Money. Thank you. 🙏🏼
Our pleasure! Thanks. Pls try it out .. we know that with a combination of these techniques, it is possible to reach 10 crores in 20 years.
Easily the best video, I see in You tube and easily one of the BEST, if not the BEST speaker/ Presenter!
Thank you very much. Appreciate that! Will certainly share this comment with everyone in the team
This is a great piece to refer to. I have shared it with my closest folks for to become millionaire buddies in the next 20 years :))
Thanks for the appreciation
Love how the description is so detailed....as people can read -through the important points!
Thank you
Amazing videos with stats & detailed insights....please keep up this kind of video as most others only speak more without much of the data from the last 10-15% which is very helpful here.
Thanks
Thanks once again for this great educative video . i have been looking forward to get acquainted with stock and crypto make but it seems so impossible
I have been considering going into trading and securities investment and i heard now is the best time to engage with the market . can you recommend a good and trusted expert trader.
Presenter is very knowledgeable and chooses his words carefully. 😇😇❤️
Really great video ETMoney...worth every suggestion...most interesting part is Person's presentation, which is wonderful...Thnq
Have a big question here, as the Best MutualFunds keeps changing every 5year, How can we choose the best one for 17-20years or do we need to change the MF every 5yrs based on performance?
Also any suggestion on which type is best for 20yrs? (Multi or Large or Flexi)? Thank you
Very clear and crisp way of explaining the investment math with different combinations. Found this video very useful.
Great to hear! Thanks Vishal Lokare
One of the most useful videos I have come across. Also, the number are close match to mine.. really helpful.
Seems a good FIRE number of 3 Cr also takes more than 10 years is the sad part as we cant expect 12% all time. 😊
Excellent!! Really Appreciate the efforts in educating us the Financial Knowledge!!
Sir, the entire video is very informative and to the point. The explanation with the aptly supported data added value and clarity to the theme.
I invest in Parag Parikh Flexi cap found which has a CAGR of ~22% for a period of Five years.
As the longevity is improved, even this video is very useful when for the people in 50s to create a Corpus.
Thank you so much for your effort, sir. Appreciate it. 👍👍👍
Most welcome, Thejasvi Vondivillu. Thanks for sharing your experience
Sir, when ever i see a new video posted by you.. it gives a new HIGH :) But, it gives me a dissatisfaction of why i havent started investing in my early 20's. But, its never too late. Thanks for educating people :)
So nice of you. Thank you for your kind words, Venkata Ramana. Well, we are happy the question came from a 40 year old .. so there is some hope for people in their 40s (me included) to become a nine-digiter by retirement age
Brilliant presentation by Shankar ! very meticulous discussion which others overlook.
Thank you, Anant Kumar Lal.
Excellent video. Much impressed with the data and the way of presentation.
Subscribed and liked in first few mins. Great work. !
Welcome aboard! And thanks for your appreciation
Every young boy between the age of 16 to 30 years should must watch this programme. Excellent, explained in a very simple way.
Boom! Glad you liked it.
Except that it's stressful and may distract many from their education😂 as a 30 yr woman, I have successfully completed the "lumpsum" route shown in the first half of the video and it was a bit stressful 😊
I am 17
Amazing content! This is really helpful for planning long term investments. Thank you
Thank you. Hope to see you planning it out on the excel sheet we have provided in the description of this video
No doubt, ET money has the best analysis of personal finances out here.
Such a wonderful job
Brilliant
Thank you man. excellent information.
Thanks for great information. Please tell me If I am investing in PPF and NPS on monthly basis, is it still required to invest in debt mutual fund for diversification or I can put rest of my investments in equity fund? I am already investing 15,000 per month in both and I can invest 30,000 per month additional.
Most useful video and you explained in very simple manner ☺️. Thanks for your team 👍
Glad you liked it. Thanks
This has been the most credible and very clear learning. Thank you so much!
You're very welcome! Glad you found it useful
Liked it even before watching it. That's the faith I've on this channel content
Thanks Aditya Maram
Amazing eye opener , लेट पण थेट
Salute to you and guidance on how to plan investments. I learned a lot from your videos. Thanks a ton sir..
You are doing a fantastic job for all of us...
It's our pleasure. Thank you for the appreciation
As usual one of the masterpiece 👍
Thank you very much!
You made us pause the video several times .. that's awesome 👌...thanks for the wonderful video
Thank you
at 2.07 ...you are showing interest rate as 12% ....but while speaking its 26%.....needs to be corrected.....its 26% over 20 years will give you 10cr not at 12%
Very nicely explained. Keep up the good work...!!!
Great video.🎉
Create one for aggressive apparoach for same Target in 10 years and how and when to shift in fix returns assets
thank you so much i have already started investing through ET MONEY...and i sure will follow this calculations and achieve this goal, also i will help my son to do this early...
Thanks for your patronage. Wishing you the very best with your financial journey
This content is too good to watch! Thank you!
Glad you enjoyed it!
I find these videos full of knowledge, though people sometimes are sole bread earner which makes it quite hard to start, but delay isn’t the enemy
Awesome Thank you so much for all the work by ET Money
Comprehensive as always 👍🏼
Thanks!
Wonderful video & great idea of a mix match of lumpsum & SIP
Thanks 👍 Please do give it a try .. the idea here is to sow a seed of "it's possible" in the minds of all viewers. We see many investors on our platform reaching this target and have studied their patterns .. and it's always a combination of lumpsum and SIP that gets them there. Wish you the best!
Thank you so much for a informative video, great job 👌🤩
Most welcome, Sachin KN. Do download the excel sheet and look forward to you planning out your road-to-10-crore .. wishing you the best
Amazing content 🙌... Really appreciate your teams efforts to solve a common mans problem👏👏. I can imagine the efforts put in by ET Money to come with these options.. Sharing that excel calculator is just another level.. You guys are seriously helping India on financial education, which is very much needed after a situation like COVID ..
Thank you very much. Glad that our content is helping you & others with their financial journey
Hey Lakshmi what's the password to open the calculator
@@ETMONEYþþt
An excellent presentation. After listening to it I straight away subscribed to your channel.
Lovely. Welcome aboard!
ET Money and Shankar: Another fabulous video. I have been stopped from sharing these videos anymore in my groups as they said all of them have now subscribed. Great Job.
Just to let you know, most of the folks don't know much on Direct vs Regular in mutual funds. I had to specifically explain and still it was not bought into much because they do not get their consolidated portfolio at a single place. That was till I heard you say that you only deal with Direct.
So now I have started sending them to your app.
Thank you for your patronage, Jaikrishnan. And thanks for sharing the videos with your groups, we hope everyone is liking our content.
With regards to the confusion on direct and regular funds, might I suggest you share this video (ua-cam.com/video/0g_7nlmEBxk/v-deo.html) with those seeking that information. It will really benefit them. Thx again
I have watched many videos on compounding from renowned financial advisor and must say yours is the best and most thorough.
Thank you for your appreciation
Very useful video as always
Brilliant content 👍👍👍
Thats an excellent video, covering various methods to reach our dream corpus!
Glad you liked it! Thanks
Excellent video.👍
Its very useful
thank u sir
Worth watching 😍
Wonderful video, thanks Sankar. The excel calculator is very useful, where lump sum and SIP can be calculated. One request, currently it’s fixed for 20 yrs.. can we able to change the yrs? Thanks
Thank you.
Thank You so much Sir for providing most useful financial education 🥇💐
It's our pleasure. Thanks for liking it
Great information. i appreciate it.
Amazing video, thank you for sharing. Is there a way to reach out to your team for investment recommendations or guidance please?
Incredible content! Thank you so much for all the work that goes into this
Good knowledge video is shared and for past few months I am analyzing the options of investment. Since I am in 40-45 bracket. With few liabilities it is really challenging to finalize.
Thank you! Pls do plan. If you have a plan, you are already ahead of 95% of others who are still to do step number 1.
Excellent really good guidelines for people above 40-45 with really good options. Thanks a lot
Glad it was helpful!
Thank you for such an informational video..🔥🔥🔥
Glad it was helpful!
Tuned in after a long time ... enjoyed it :)
Welcome back !
Valuable information, Thanking you so much
Very Good Content, thanks for sharing the wisdom. My Question is, is it wise to invest lumpsum in equities? As a general thumbrule the recommendation I get from financial experts is to take only the SIP route for equities and lumpsum only for debt funds. Please advice.
I think Lumpsum would work perfect when the markets are down or if you don't want to time the market then simply divide your lumpsum corpus into15 to 20 pieces and invest just like SIP. Remember to stretch this SIP for 2 years ,incase if the markets are at high valuations(just like you have lumpsum in july august 2021 where markets were at all time high) 2 years would be enough to give you a decent valuation at an average.
Must watch for all 30s, Thank you ET Team for making this video
Our pleasure! Thanks for the kind words
Thank you so much ET money and god for showing this video. Im turning 40 in next 2 days and will get 10 lakhs in a week. Thanks for showing the plan to achieve 10Cr which will help me to comfortably retire by 50.
dont you think there is a huge calculation mistake present in the vid. he is telling about 26% annual return and showing the equation of 126% return totally fake brain washing.
Excellent video ❤
What a superb video!
Thanks a lot, sir
I have one topic suggestion,
Ramesh Damani in his interviews has time and again said that if you invest Rs 10 lakh in business which grow at 18% ROI, you will be able to reach a Rs 100 crore in a span of 30 years, all you need is 10 doubles
It will be great if you can make a video on this topic and convey is it even practically doable!
Thanks for your kind words.
That's what we said in this video.
10 lakhs * (1.26)^10 = 1 crore
10 lakhs * (1.26)^20 = 10 crores
10 lakhs * (1.26)^30 = 100 crore
I am not sure where 18% comes from. Per math, it should be 26% per annum
Thank you, I will look it in :)
Thank you for this nice video! 👍🏻
Glad you liked it!
hi, i m 30 yrs old. How much amount do you think should i target for when i retire? is there any formula for setting the target?
No words... amazing vdo... ❤️
Thanks ✌️
Your video is highly informative. Can you suggest your insights about lumpsum investment.
Great I am looking for same information and still have some doubts like, if 10 lakhs investment has to be diversified how would you suggest it.
Thanks for wonderful video
It is really informative.
Most welcome
Your starting music is awesome 🌷
Content s are as usual A class 👍
Thank you very much
I am 21 Years. Investing in sip 5 K every month (Min,) and 13 Lakhs lump sum for the next 30 Years
It was another amazing knowledge sharing and appreciate it 👍👍
Thank you for your appreciation
Loved it
Really Nice Information as always.
So nice of you. Thank you
A very very BIG THANK YOU for uploading such an useful video
It's our pleasure. Happy to be of assistance
Great and well presented ❤️❤️
Thanks a lot 😊
Very good information. Similar information I was looking around. Have to work on identification of mutual fund for SIP investment.
Glad it was helpful! Please try out the ETMONEY Fund Report Card for the selection of funds. It's pretty useful.