bro how did you deal with the doubts of taking such a huge loan one might have what if I dont get a job after graduation or another type of what-if thoughts that are so troublesome and problematic for our sanity.
One of the best questions yaar. Tbh it's really tough to have the financial burden and all the uncertainty that comes along with moving to a completely new country. Even I had few moments of breakdown where I was getting rejected from companies was in a hectic part time but that's when my family. Especially my dad and my brother supported me to keep going.
Hey man last part hit hard! Thanks mate. Going to Griffith limerick is it good than dbs? Do lmk if you have time. Its for cybersecurity and need videos how to look for cheap accommodation
Hi bro, Person call link is not working and can you update working link here. I am planning to pursue my masters in Ireland and I am planning to settle there and I have a few queries about studies, Ireland health care and education system. So I want to discuss with you.
I don't get this can someone explain when he said "with time when loan amount decreases, it starts contributing to the principle amount rather than the interest"???
So when you start paying your EMI eg: 45,000 INR then most of it say 28,000 goes towards your interest and remaining amount goes towards your principal amount. So say if your loan is 25 Lacs and you paid your first EMI then your pay back amount becomes 24,85,000/- and not 24,55,000/-
Hello Tanmay, Thanks for the wonderful insights from the video. Just a basic question, is it practicable to repay loan in the first 3 years given the cost of living?
Heey Aditi yes it is practical might not be possible during university days as you're working part time but once you are working full time it is possible. A friend of mine managed to payoff 6L with part time in a year.
I was earning 800-1100 depending on the hours I was getting in a particular month. It was enough for me to manage my expenses and save about 50€ approx
I starting saving and paying off my debt only once I got my full time. Until then I should've paid off the interest that was getting accumulated but was naive and invested that. It's mentioned in the video too.
I don't think so I had no savings but I showed that my whole education is funded via the Student Loan and also showed them that the 50% Fees were paid already.
It doesn't work like that. You just have to show proof of funds that includes your tuition fees and living expenses. Basically, if you are taking a loan you can show the sanction letter. My sister took a loan from Credila with the help of wemakescholars and showed it as proof and she got her visa.
Tanmay, I would love to know if you save 30% of what you earn there. Cause here in India I save around 50% of what I earn gross. Also what is the salary you believe would be sufficient to save 2k euros per month with reasonable expenditures.
Heey well brother interest rates depends on multiple factors like my salary credit score collateral so even from the same bank there would be a difference.
Heey Naveen, so you can look for Master's in Computer Science, Data domain or cyber security. I feel these are the booming fields. But also do you own research too. London, Manchester, Nottingham have good universities also look aim for universities that are eligible for govt. Scholarships that would help.
Jey Bro i am planning to do masters in human resource management or either supply chain management can you please tell from these two courses which course is good to do from Ireland and if you have knowledge about job market of other European countries please share.
hey bro, I personally chose business analytics, but I can’t make any recommendations but what you can do is go on LinkedIn and talk to professionals working in both fields and then make your decision based on that.
Bro am planning for masters in business analytics I have 7-8 months what sort of certifications I can apply in India to have better cv and on what type of topics I should focus on right now please reply buddy. Video was too good thanks for telling about non collateral loan. Awesome work❤️
I feel to give a suggestion i.e, any given day for an education loan for an Indian please go to a Public Sector Bank.The interest rates are comparitively lower than private banks,nbfcs. Process may be hard, but the 10-25 year tenure to repay, moratorium period 0f 1-2yrs to find a job, emi payable after your masters are the few benefits, but please do your own thorough research as well. all the best
Thankss for the suggestion bro really appreciate it. In my case the govt bank said they could only sanction 15L as it was non collateral and from a university that was not oj their top list
Bro about to move to UK for study same shit loan but which bank is competitively good for education loan Looking for desperate help will start processing in January Please need guidance
Heey I have heard mixed reviews from every bank there's none as really good or really bad. What you can do is look for a bank that checks all the boxes I mentioned in video and go ahead with it.
I took for Master's. I believe it'll be same for Bachelors just the moratorium period would be more as well the loan amount would be huge. And the banks do provide upto 2Cr. This is assuming you asked for bachelor's abroad.
Look out for scholarships that would be really good option. As well as the loan amount sanction depends upon the university ranking if it's A, AA etc. Based on this the loan amount and interest rate is fixed
Bro i am planning to do mba from abroad but due to crisis in different countries I have been stuck in deciding. Did you recommend Ireland. And what's the job market
Hey I would say it's similar situation like I know there's an ongoing housing crisis here in Ireland and mostly Irish market is considered to be for experienced people. But with that said I came as a fresher and doing fairly well.
In US prodigy is an option in Ireland you can ask in the banks/ credit union I found both providing similar offers. For India I've not researched about it but you can ask in other banks
Yess so you get a loan sanctioned of 20L. Disburse 10L to pay your fees or any education expense. And then when you need the rest 10L you disburse it then.
It is very competitive however you can opt for grad roles the pay will be less hence you won't be eligible for sponsorship but then you have gain experience in the role and switch to other company based on Irish experience for salary hike that'll meet the criteria. I haven't heard of anyone who came back eventually people get some or the other work
It depends on the universities too. Some banks have internal list of universities and based on that they give interest rates. If you're going for collateral then SBI HDFC would be good. However compare all the options available
loan ko 3 saal me repay karne ka mtlb? within 3 years of a job after graduation or 3 years including your 1-2 years master studies where we do part time for barely managing living expenses
Yess actually what I have observed if you plan well you can pay it off back in 3 years right when you start part time. But majorly it'll be done once you get full time. So yeah after you get full time it'll be paid off within 2.5-3 years max. If planned properly
Bhai itna cute hain ye ! Btw am planning to do MSc in Management with specialisations in finance and analytics. Actually I wanted to do an MBA but without work experience I couldn’t get into good university. So I opted for MSc . Are universities in Ireland still have applications open for MSc programmes ? Or should I be looking in UK itself ? I couldn’t show the savings of 10 lakhs apart from the sanctioned lone amount for Australia so the consultancy suggested me to go for UK as it doesn’t require to show savings apart from the Loan sanction letter. She also said that even for Ireland we need to show atleast 5 to 6 lakhs fixed amount or in savings account apart from the loan amount even though the sanctioned lone amount covers all the tuition fee , yearly expenses and fight tickets and stuff . Are they being real ? Or just manipulating me to go for UK ? Also top universities in UK for business and management applications are closed , I feel like why am I doing this when I don’t get good university instead I could join a good university here in India itself for MBA by clearing CAT in this year but by doing that I’ll miss this jan intake . Pls do suggest something am I confused state !
Hi bro , I have a doubt reg interest, when exactly interest adds up to our loan , during our studies itself or wait until we get a job? I have no idea about this , can you explain about that .. would be helpful for me ... Any idea about NZ bro ? Is it good to study there cyber sec? Thanks in advance .. and also please do videos in english😅
Yess your interest will start right away even during the moratorium period on the amount you disbursed. I might not be the right person. But just a overall perspective about the domain. I believe that cyber sec is an upcoming domain as we have so much data being generated. The best practice would be asking to people on Linkedin who have been to the uni which you're targeting there.
Hi bro I am planning to go france for MBA, planning to take loan, can you assist me what is job Market there to get job, if I took a loan can I repay it within 2/3years.? Can you suggest me some others countries which having good potential on MBA job market, which Ican repay the loan.!
Heey bro yes you can repay it back within 2/3 years. I'm not sure particularly about how's the market in France. But the market in Ireland is the one that favours experienced that's what I've known. But with that said I started as a fresher. So it's really how soon you start the applications and make connections.
Hello! First of all, thank you so much for making this video. I took notes of everything, and all the information has been very helpful. I am planning for the September '25 intake at the University of Galway and had a few questions: 1. Who is paying €1000 to a student working part-time? 2. Don't you think the cooling-off or moratorium period is actually beneficial for students? It gives them time to save up before starting to repay the bank. 3. Is it a good idea to use the savings from part-time work in the first year to pay off the interest that accrues during that time? Then, once employed full-time, can we combine those savings (as you mentioned, ₹50,000) with an additional ₹50,000 set aside for EMI payments, and in the second or third year, pay off the full loan amount?
1. So the minimum wages in Ireland right now is €12.70/hr and you are legally allowed to work 20 hours and in a month you have four weeks so you can do the math it’s roughly around €900-1000. 2. Ya it's good but this is my opinion that if there's some minimum payment going every month I won't spend mindlessly. And make minimum payments towards the accumulated interest roughly 8-10k INR a month. 3. I mean ya you can do it but then your principal amount will keep going up and the compound interest will add onto it. Hence I feel if you have extra cash above 50k make the part payment. It's better again in the sense that if I have extra cash it might get spent so better I prefer I'll do the part payment.
What are you studying in Ireland? And how is the job market for management students...? And should students who have already done masters should they considdr coming abroad?
I completed my MSc Business Analytics in 2023. There were students in my batch who did 2nd Masters. Seems like you have some experience so it'll be handy.
Which bank was more comfortable to give you the loan and which bank did you chose??? And how much does you father earn in a month as i dont have house aur other property if my father earn 25000 per month will i get loan??? For upto 25 lakh aur 20 lakh????
I would say none there were some or the other issues. But I went ahead with IDFC. About the earnings sorry not comfortable sharing that. But yea you can go for a non collateral application might be the case you get loan of lesser amount or slightly higher interest rate. Check with the bank once.
Hi Tanmay, I'm also planning to do master in Business Management and wanted to know if I would be needing a tech background in Ireland, like is there some sort of prerequisite over there?
Thanks for the feedback. If you’re trying to pitch your services, maybe don’t start by insulting someone’s work. It’s a terrible strategy. Instead, why not focus on showcasing your skills and let your work speak for itself? You might actually land some clients that way. Good luck.
@@tanmayeah ahah! im sorry if i made you feel insulted bro, not the intent, let's put this way, I wanted to give a feedback, the music can be a bit subtle, its just too intimidating.
Hello dear brother thanks for making this video. Please don't ignore my question.. My question is i want to take a non collateral loan.. our family dont have any assets. My brother is doing a private job of 25 to 30k salary per month. If i take a non collateral loan .. whose name this loan will be. Mine or my brother??? In whose cibil score this loan will be active.. Please dont ignore my comment brother.. waiting for your valuable reply. Thanks a ton for making this video ❤
Damn Bro!! First guy to provide such detailed understanding. Great job, brother
Thank you soo much means a lot❤️
Beautiful explanation and nice video editing. Loved the Recommendation at 9:30.
Glad you liked it!
Bros got the best content for students coming to Ireland. 🔥 video as always!
Thanks broo!
I am Nigerian and we dont get loans but your recommendation is a sure way to save money. welldone. please do more videos in English
Hey thanks for your feedback will try making more English focused content or at least include subtitles 🫡
One Day Nigerian Will Get The Loan
Yes, you right ❤
You wont get loans normally, but a good academic might get you one for study.
just moved to London yesterday, thanks for the vid
Great! All the best for your journey ❤️
I'm also planning to move here, can you share me whole process
Honestly thank you so much for sharing this. This is what I was looking for❤
You're so welcome!
absolutely loved your way of explaining stuff.
Thank you soo much for the love 🤝🏻
Thank you soo much for this video. Luv the content
Hats off to you for helping so many people who has being struggling
Thanks alot man this made my day ❤️
Much needed video bro ✨
Glad I could help
Bro much helpful video, and captivating editing👌
Great Advice!
Glad it was helpful!
Thanks for the info bro ❤
Most welcome ❤️
Wonderful video. Hope you reach greater heights
Thank you so much for your wishes!
I would love to see more videos on your channel and keep making it.
Thanks definitely more videos coming up it's just the start 🤝🏻
This was helpful!
Thanks 🙏🏻
Excellent brother!!! Keep doing
Thanks a ton🙏🏻
Useful tips, thanks for the video
Thanks ❤️🙏🏻
Thanks for the video !
Most welcome ❤️
Amazing tips, thank you
Glad it was helpful!
great content , would help a lot of people
Thanks yrr!
Very helpful! Thank you
You're welcome!
Great work bro❤
Thank you so much 😀
Very nice video. Really helpful.
Glad it was helpful!
Better than any counsellor or bank personal has explained all this
Arrey thanks man means alot.❤️
Amazing video ❤
Thank you!!
You earned a new subscriber bro
Thanks for subbing
One of the best videos on study abroad stuff
Thankyou soo much means alot to me!
bro how did you deal with the doubts of taking such a huge loan one might have what if I dont get a job after graduation or another type of what-if thoughts that are so troublesome and problematic for our sanity.
One of the best questions yaar. Tbh it's really tough to have the financial burden and all the uncertainty that comes along with moving to a completely new country. Even I had few moments of breakdown where I was getting rejected from companies was in a hectic part time but that's when my family. Especially my dad and my brother supported me to keep going.
Bro i feel your pain. Thanks for sharing the tips.
I know ya you're welcome!
Hey man last part hit hard! Thanks mate. Going to Griffith limerick is it good than dbs? Do lmk if you have time. Its for cybersecurity and need videos how to look for cheap accommodation
Hey yeah it's a good one and nice choice of course I see some good demand for that. All the best💯
Thank You so much bro❤.
Most Welcome 😊
spoke like a true brother
Thanks!
Man such good advice 🙌🏼🙌🏼🙌🏼🌸 thanks so much
You're so welcome!
Very nicely explained, Thankyou so much
You are most welcome
Thank you so much for shareing your experience
You're most welcome ❤️
Very good content. Thank u
Glad you liked it
Thankyouuuu!!!!
You're welcome!!
Hi bro,
Person call link is not working and can you update working link here. I am planning to pursue my masters in Ireland and I am planning to settle there and I have a few queries about studies, Ireland health care and education system. So I want to discuss with you.
Hey bro, I have updated it can you have a look at it. Thanks!
I don't get this can someone explain when he said "with time when loan amount decreases, it starts contributing to the principle amount rather than the interest"???
So when you start paying your EMI eg: 45,000 INR then most of it say 28,000 goes towards your interest and remaining amount goes towards your principal amount. So say if your loan is 25 Lacs and you paid your first EMI then your pay back amount becomes 24,85,000/- and not 24,55,000/-
Non collàteral loàn without a co applicant is that possible?
Thanks tanmay ❤
Most welcome 🤝🏻
Really good video for an intl student like me.
Thanks for the insightful tips. Please do more videos to help out students in such under covered spaces
Sure will do. Thanks for the support yar🤝
Nice information brother
Thanks
bro it is been stressful about whole abroad study process and loan but your video was very helpful
Glad it helped
superb explanation on saving money keep up the good work
Glad it helped
Hi sir I want to take Eduaction loan but bank say show us entrance exam test I have to join through managment quota why they are not giving loan
You can show them the college offer letter and email that might work too
Hello Tanmay,
Thanks for the wonderful insights from the video.
Just a basic question, is it practicable to repay loan in the first 3 years given the cost of living?
Heey Aditi yes it is practical might not be possible during university days as you're working part time but once you are working full time it is possible. A friend of mine managed to payoff 6L with part time in a year.
@@tanmayeah That's great, thanks for the reply!
Hi brother, just a question in your partime roughly how much were you making? Was it enough for your expenses and also help you pay the loan
I was earning 800-1100 depending on the hours I was getting in a particular month. It was enough for me to manage my expenses and save about 50€ approx
I starting saving and paying off my debt only once I got my full time. Until then I should've paid off the interest that was getting accumulated but was naive and invested that. It's mentioned in the video too.
@@tanmayeah thank you for the info bro! Much appreciated 😊
Very Good Content
Thankyou ❤️
very helpful
Glad it helped
Thank you 👍 bhaiya
Most welcome 🙏🏻
if we dont have saving there may be chances of get f1 visa getting rejected?
I don't think so I had no savings but I showed that my whole education is funded via the Student Loan and also showed them that the 50% Fees were paid already.
It doesn't work like that. You just have to show proof of funds that includes your tuition fees and living expenses. Basically, if you are taking a loan you can show the sanction letter. My sister took a loan from Credila with the help of wemakescholars and showed it as proof and she got her visa.
Background music ❤
Thanks
bro i have done bachelors in metullurgy can i apply for data analytics / business analytics in ireland ?
Yes bro you can study, you'll need a strong profile though check my podcast with Sanjana how she transitioned.
Also bro you do have good opportunities in India for Metallurgy, so you can checkout for that
Great video, but music is quite irritating
Thanks for the feedback will work on it
Tanmay, I would love to know if you save 30% of what you earn there. Cause here in India I save around 50% of what I earn gross. Also what is the salary you believe would be sufficient to save 2k euros per month with reasonable expenditures.
Ya I do follow 50-30-20 rule. And if you're looking to save 2k euro a month you'll need 60-70k plus
Hi bro please make a video on those bank who provides loan at less interest rate please please
Heey well brother interest rates depends on multiple factors like my salary credit score collateral so even from the same bank there would be a difference.
Hi bro
I did bcom computers and completed full stack development course
Suggest me best master course for me in the uk
Heey Naveen, so you can look for Master's in Computer Science, Data domain or cyber security. I feel these are the booming fields. But also do you own research too. London, Manchester, Nottingham have good universities also look aim for universities that are eligible for govt. Scholarships that would help.
Jey Bro i am planning to do masters in human resource management or either supply chain management can you please tell from these two courses which course is good to do from Ireland and if you have knowledge about job market of other European countries please share.
hey bro, I personally chose business analytics, but I can’t make any recommendations but what you can do is go on LinkedIn and talk to professionals working in both fields and then make your decision based on that.
nice video brother
Thanks!
Bhai Background band car kuch Sunay nhi darha
Will improve in the upcoming edits
Bro am planning for masters in business analytics I have 7-8 months what sort of certifications I can apply in India to have better cv and on what type of topics I should focus on right now please reply buddy. Video was too good thanks for telling about non collateral loan. Awesome work❤️
You can do SQL, Python, Azure/AWS certificates. You can also checkout tutorials about other tools that are being used in the industry.
Hello brother can we take loan from NBFC's Like Avanse Finance
Yes you can
Very useful vedio . Thanks for sharing
Thanks glad you found it helpful!
thank you
You're welcome
Hey
Waht about progidy finance!!
I feel to give a suggestion i.e, any given day for an education loan for an Indian please go to a Public Sector Bank.The interest rates are comparitively lower than private banks,nbfcs. Process may be hard, but the 10-25 year tenure to repay, moratorium period 0f 1-2yrs to find a job, emi payable after your masters are the few benefits, but please do your own thorough research as well. all the best
Thankss for the suggestion bro really appreciate it. In my case the govt bank said they could only sanction 15L as it was non collateral and from a university that was not oj their top list
Bro about to move to UK for study same shit loan but which bank is competitively good for education loan
Looking for desperate help will start processing in January
Please need guidance
Heey I have heard mixed reviews from every bank there's none as really good or really bad. What you can do is look for a bank that checks all the boxes I mentioned in video and go ahead with it.
Very informative video, thank you.
I will be travelling to Germany as a student and I took a loan of 25 lakhs. Very helpful.
You're most welcome ❤️
Hope you clear it out soon and all the best for your future in Germany 🎉
Hello..what about taking student loan for bachelor's?
I took for Master's. I believe it'll be same for Bachelors just the moratorium period would be more as well the loan amount would be huge. And the banks do provide upto 2Cr. This is assuming you asked for bachelor's abroad.
Look out for scholarships that would be really good option. As well as the loan amount sanction depends upon the university ranking if it's A, AA etc. Based on this the loan amount and interest rate is fixed
Bro i am planning to do mba from abroad but due to crisis in different countries I have been stuck in deciding. Did you recommend Ireland. And what's the job market
Hey I would say it's similar situation like I know there's an ongoing housing crisis here in Ireland and mostly Irish market is considered to be for experienced people. But with that said I came as a fresher and doing fairly well.
Hi bro.. can you tell Any recommendation for refinance Bank company
In US prodigy is an option in Ireland you can ask in the banks/ credit union I found both providing similar offers. For India I've not researched about it but you can ask in other banks
You take loan of 20lakh ,disbursement of 10 lakh and remaining 10lakh can use it later or how , im confused
Yess so you get a loan sanctioned of 20L. Disburse 10L to pay your fees or any education expense. And then when you need the rest 10L you disburse it then.
Bro apny kitna ka lia loan and which bank have you prefer
Mine was 26,30,000/-
Choose a bank that matches the criteria fully or mostly mentioned in the video
Nice video
Thank you ❤️
Bhai how competitive is Irish market for newbies?? And kuch aesa case bhi hota hai kya ki job bhi nhi lgti to wo log fir kya krte hai back to india??
It is very competitive however you can opt for grad roles the pay will be less hence you won't be eligible for sponsorship but then you have gain experience in the role and switch to other company based on Irish experience for salary hike that'll meet the criteria.
I haven't heard of anyone who came back eventually people get some or the other work
Pliz name some banks that have low interest
It depends on the universities too. Some banks have internal list of universities and based on that they give interest rates. If you're going for collateral then SBI HDFC would be good. However compare all the options available
loan ko 3 saal me repay karne ka mtlb? within 3 years of a job after graduation or 3 years including your 1-2 years master studies where we do part time for barely managing living expenses
Yess actually what I have observed if you plan well you can pay it off back in 3 years right when you start part time. But majorly it'll be done once you get full time. So yeah after you get full time it'll be paid off within 2.5-3 years max. If planned properly
Bhai itna cute hain ye ! Btw am planning to do MSc in Management with specialisations in finance and analytics. Actually I wanted to do an MBA but without work experience I couldn’t get into good university. So I opted for MSc . Are universities in Ireland still have applications open for MSc programmes ? Or should I be looking in UK itself ? I couldn’t show the savings of 10 lakhs apart from the sanctioned lone amount for Australia so the consultancy suggested me to go for UK as it doesn’t require to show savings apart from the Loan sanction letter. She also said that even for Ireland we need to show atleast 5 to 6 lakhs fixed amount or in savings account apart from the loan amount even though the sanctioned lone amount covers all the tuition fee , yearly expenses and fight tickets and stuff . Are they being real ? Or just manipulating me to go for UK ? Also top universities in UK for business and management applications are closed , I feel like why am I doing this when I don’t get good university instead I could join a good university here in India itself for MBA by clearing CAT in this year but by doing that I’ll miss this jan intake . Pls do suggest something am I confused state !
Heey bro can you drop a dm on Instagram with the reference to this comment it'll be very big answer. Better we will have a talk about it.
Your thought process is similar to mine, i tracking my loan. Your tips might help me and others. Thanks a lot.
Glad you liked it ❤️
Hi bro ,
I have a doubt reg interest, when exactly interest adds up to our loan , during our studies itself or wait until we get a job? I have no idea about this , can you explain about that .. would be helpful for me ...
Any idea about NZ bro ? Is it good to study there cyber sec?
Thanks in advance .. and also please do videos in english😅
Yess your interest will start right away even during the moratorium period on the amount you disbursed.
I might not be the right person. But just a overall perspective about the domain. I believe that cyber sec is an upcoming domain as we have so much data being generated. The best practice would be asking to people on Linkedin who have been to the uni which you're targeting there.
I am planning to move Australia in 2025 for my bachelor . Planning to take a loan of 20 lakhs. It will be worth it or what?
That's great you're taking that step ya now that you've made your mind then don't doubt the decision the loan would be paid off dw about it.
Hi bro
I am planning to go france for MBA, planning to take loan, can you assist me what is job Market there to get job, if I took a loan can I repay it within 2/3years.? Can you suggest me some others countries which having good potential on MBA job market, which Ican repay the loan.!
Heey bro yes you can repay it back within 2/3 years. I'm not sure particularly about how's the market in France. But the market in Ireland is the one that favours experienced that's what I've known. But with that said I started as a fresher. So it's really how soon you start the applications and make connections.
Did you took loan by yourself without involving your parents?
I took it myself as non collateral but my dad is guaranteer (co-applicant)
@@tanmayeah From which bank you have taken loan
Hello!
First of all, thank you so much for making this video. I took notes of everything, and all the information has been very helpful. I am planning for the September '25 intake at the University of Galway and had a few questions:
1. Who is paying €1000 to a student working part-time?
2. Don't you think the cooling-off or moratorium period is actually beneficial for students? It gives them time to save up before starting to repay the bank.
3. Is it a good idea to use the savings from part-time work in the first year to pay off the interest that accrues during that time? Then, once employed full-time, can we combine those savings (as you mentioned, ₹50,000) with an additional ₹50,000 set aside for EMI payments, and in the second or third year, pay off the full loan amount?
1. So the minimum wages in Ireland right now is €12.70/hr and you are legally allowed to work 20 hours and in a month you have four weeks so you can do the math it’s roughly around €900-1000.
2. Ya it's good but this is my opinion that if there's some minimum payment going every month I won't spend mindlessly. And make minimum payments towards the accumulated interest roughly 8-10k INR a month.
3. I mean ya you can do it but then your principal amount will keep going up and the compound interest will add onto it. Hence I feel if you have extra cash above 50k make the part payment. It's better again in the sense that if I have extra cash it might get spent so better I prefer I'll do the part payment.
Tanmay bhau Marathi manus paishya badal itka chaan samjavtoy baghune mast watala.
Lai Bhari 🎉🎉
Thanks yrr manapasun ❤️🙏🏻
Bhai aap ki abhi salary kitni h please reply 😅
Ap loan amount per month repay karne k baad bhi apne gharwalon ko kuch paisa bhej paate ho?
Yess I don't send them a fixed amount monthly but if they need anything I am able to manage it. But I feel you can send back atleast 20k INR easy.
@@tanmayeah honestly 20k INR is too less for parents living in metropolitan cities :')
What are you studying in Ireland? And how is the job market for management students...?
And should students who have already done masters should they considdr coming abroad?
I completed my MSc Business Analytics in 2023. There were students in my batch who did 2nd Masters. Seems like you have some experience so it'll be handy.
Pls dont include hindi. 😪
Will try I'm from India so feels comfortable like talking from my heart. Will try including English subtitles soon.
Hindi sikho
@@surajsarkar666sikho means what ??
@@shibbasabbasabdullah78 learn
@@tanmayeahbro hindi mai he btana
Background music is very irritating and loud
At last he become emotional 😢
HOW MUCH AMOUNT DID YOU TOOK FOR YOUR LOAN?
I took 25 Lacs
@@tanmayeah Your content is very helpful brother. Keep shinning Boss.
Please do only in english..... I couldn't understand hindi
Sure thanks for the feedback and also I'll try to include subtitles in future
Which bank was more comfortable to give you the loan and which bank did you chose??? And how much does you father earn in a month as i dont have house aur other property if my father earn 25000 per month will i get loan??? For upto 25 lakh aur 20 lakh????
I would say none there were some or the other issues. But I went ahead with IDFC. About the earnings sorry not comfortable sharing that. But yea you can go for a non collateral application might be the case you get loan of lesser amount or slightly higher interest rate. Check with the bank once.
Hi Tanmay, I'm also planning to do master in Business Management and wanted to know if I would be needing a tech background in Ireland, like is there some sort of prerequisite over there?
I don't think there would be any. But having one would be a plus. You can reach out to Alumni on Linkedin and ask more about it.
bruhh you need a video editor, the background music is just hitting my anxiety to roof, hmu if we can connect lol, freelancer here
Thanks for the feedback. If you’re trying to pitch your services, maybe don’t start by insulting someone’s work. It’s a terrible strategy. Instead, why not focus on showcasing your skills and let your work speak for itself? You might actually land some clients that way. Good luck.
@@tanmayeah ahah! im sorry if i made you feel insulted bro, not the intent, let's put this way, I wanted to give a feedback, the music can be a bit subtle, its just too intimidating.
@@chasingthewind. yess i got it guys, my bad, apologies
Either speak fully in english or go for hindi.... people listening who can't speak Hindi...u know it's irritating 😊
Sure bro i will take care of it
Hello dear brother thanks for making this video.
Please don't ignore my question..
My question is i want to take a non collateral loan.. our family dont have any assets.
My brother is doing a private job of 25 to 30k salary per month.
If i take a non collateral loan .. whose name this loan will be. Mine or my brother??? In whose cibil score this loan will be active..
Please dont ignore my comment brother.. waiting for your valuable reply.
Thanks a ton for making this video ❤
So the loan would be in your name itself your brother can be your co signer if needed. And the cibil score would be yours as the loan is in your name.
@tanmayeahh Thank you for the prompt response.
New sub here 😊
Bhai tujhe hindi aati h toh kyo mixup kr k confuse kr raha h 😢
Bro not everyone understands hindi so keep it mix and this is my natural way of speaking will improve thanks❤️