BIG TROUBLE For Condo Owners In South Florida

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  • Опубліковано 2 січ 2025

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  • @c-mobucks4930
    @c-mobucks4930 10 місяців тому +9

    It's not just Florida being affected by the condo collapse. I owned a condo in Atlanta and we were forced to increase our dues from $220/mo to $400/mo beginning in 2023. They said it "could" drop back down in the future but I saw the writing on the wall and sold my unit Jan 2024. I'm so glad i got a sucker to take that money pit off my hands!!! I've learned through the years that once they increase dues, they never go back down.

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Exactly, for some reason a lot of people think this is an isolated situation only happening in Florida...it's nationwide. Thanks for the comment and for watching.

  • @Gamesso1slOo0l
    @Gamesso1slOo0l 10 місяців тому +19

    All condos built 30 to 40 years ago by the ocean will likely have all sorts of structural issues due to the salt. They are going to be a nightmare for owners

    • @robertzeoli
      @robertzeoli  10 місяців тому

      We have tons of those that are checked for structural integrity at 40 years. Thanks for the comment and for watching the video!

  • @Aggie4life77
    @Aggie4life77 10 місяців тому +9

    Wait, over $700 a month for HOA fees? That’s $8400 a year and we haven’t even gotten to taxes. All that on top of the mortgage. NOPE!

    • @robertzeoli
      @robertzeoli  10 місяців тому +2

      $700 is actually a bargain, thanks for the comment and for watching!

    • @bumblebay9559
      @bumblebay9559 10 місяців тому +3

      Yep sold 2 years ago. $700 is not a bargain, when you see the books and how reckless the board is with your $$. Parking lots with pot holes , stairways have cracks in floors never get fixed. Residents continued to vote against reserves to fix issues, with new condo laws you now can’t avoid serious problems.

    • @robertzeoli
      @robertzeoli  10 місяців тому +1

      @@bumblebay9559 We agree 100%, it's pretty common to see HOA fees close to $700 even for small 55+ condos in the 200-300K range.

  • @RoseBornagain
    @RoseBornagain 10 місяців тому +5

    I used to live in Ft Lauderdale by the ocean and coastal stunning at the time my HOA was 150 now is over $1000. But I learned never to have an HOA. Now I own a house with land in Italy and there is no taxes on the property.

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Good for you...no taxes? That's incredible. Thanks for the comment and for watching.

  • @koolz4094
    @koolz4094 10 місяців тому +11

    No way I would purchase any condo....poor investment, HOA fees are out of control !!

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Thanks for the comment and for watching.

  • @jsd354
    @jsd354 10 місяців тому +3

    A pending assessment is a disclosure item that has to be shared with a buyer at the time of purchase. That’s why it’s so important to have a knowledgeable realtor or attorney looking after your interests in a real estate transaction. The seller is legally obligated to disclose latent defects. Not all sellers are as honest.

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Very true, Thanks for the comment and for watching!

  • @fabioapolito5953
    @fabioapolito5953 10 місяців тому +2

    I sold mine a few years ago. The first the letters in condo tell it all.

    • @robertzeoli
      @robertzeoli  10 місяців тому +1

      Good timing. Thanks for the comment and for watching!

  • @alexanderbazan3839
    @alexanderbazan3839 9 місяців тому +2

    Well that isn't even half the issue. 50% of the cost is mismanaged in hoa as well ass corruption and pocketing. Even when they have contractors, they will request the contractors to inflate their estimates

  • @tomkinison6782
    @tomkinison6782 7 місяців тому +1

    Got out in February. Sold our beachfront condo before HOA fees and assessments came.

    • @robertzeoli
      @robertzeoli  7 місяців тому

      Good move, thanks for the comment and for watching!

  • @Invest4Cashflow
    @Invest4Cashflow 8 місяців тому +2

    🎉🎉🎉thanks 🎉🎉🎉

  • @supremepartydude
    @supremepartydude 8 місяців тому +1

    I sold my waterfront condo in Port Richey in March 2022 specifically because I fully anticipated everything you said in this video.

    • @robertzeoli
      @robertzeoli  8 місяців тому

      Good timing on your part. Thanks for the comment and for watching!

  • @wespotter6985
    @wespotter6985 10 місяців тому +3

    Prospective buyers often don't have access to condo docs.

    • @robertzeoli
      @robertzeoli  10 місяців тому +1

      This is why they prospective buyers need a professional representing them. Thanks for the comment and for watching.

    • @c-mobucks4930
      @c-mobucks4930 10 місяців тому

      Banks won't finance you without disclosure of the CCRs, bylaws and financial solvency of HOAs. Unless you're buying cash, the association is forced to provide this info.

  • @rick-be
    @rick-be 10 місяців тому +5

    Salt water and direct sun will play havoc with anything man made.

  • @beekeeper11
    @beekeeper11 9 місяців тому +2

    It's time Americans move to Mexico, Panama, and Guatemala . I see bank bail outs coming when the Floridians can't pay for their condo/homes.

  • @rick-be
    @rick-be 10 місяців тому +3

    Doesn't a private owner have the option of not having any insurance?
    I've owned several homes and refused to have insurance
    except through the bank which held my mortgage.

    • @robertzeoli
      @robertzeoli  10 місяців тому +1

      You are 100% correct, I know many people that cancel their policies one they pay the house off, I know of others that are afraid to do so because of the risk. Thanks for the comment and for watching.

  • @rn2811
    @rn2811 10 місяців тому +11

    Your checklist for homeownership in South Florida.
    Be a multimillionaire
    Have enough to be self-insured
    Be a multimillionaire .

    • @robertzeoli
      @robertzeoli  10 місяців тому

      We agree, thanks for the comment and for watching.

    • @rick-be
      @rick-be 10 місяців тому

      And be ready to flip like everyone in Naples.

  • @craftsmanctfl3493
    @craftsmanctfl3493 10 місяців тому +5

    This is old news as these laws regarding condos were passed a couple of years ago. Anyone who is a legal resident of Florida can receive a homestead exemption. These laws don’t apply to condos under three stories (garden-type apartments), so look for a garden style condo under three stories and inland 2-5 miles or more.

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Thanks for the comment and for watching!

    • @rick-be
      @rick-be 10 місяців тому

      No condo is worth buying,rentals are the only way to go.

  • @luissuarez4540
    @luissuarez4540 8 місяців тому +1

    Real estate market in Hollywood, Florida particularly in the condominium sector, is experiencing inflated prices. It's advisable to exercise caution and consider waiting until prices stabilize or come down before making a purchase decision. Rushing into a condo purchase at this time may result in overpaying for a property.
    Additionally, I urge you to be vigilant and meticulous when dealing with Homeowners' Association (HOA) matters. Unfortunately, instances of HOA fraud have been reported in the area. Before finalizing any transaction, ensure that you thoroughly review all HOA documents, financial statements, and governing rules to protect yourself from potential fraud or mismanagement.

    • @robertzeoli
      @robertzeoli  8 місяців тому

      Thanks for the comment and for watching!

  • @Invest4Cashflow
    @Invest4Cashflow 8 місяців тому +2

    It is not smart in Florida to buy a condominium until 2026. I would say.

    • @robertzeoli
      @robertzeoli  8 місяців тому +1

      Thanks for the comment and for watching!

  • @valentingarciaable
    @valentingarciaable 10 місяців тому +1

    *******🔥******** condo maintenence, hoa and INSURANCE... I remind every single one of you that insurance companies are not a charity and they have stockholders also and they will not agree in all consciousness to charge $1,000 a year for example per unit when a hurricane could wipe it all out and have to pay a billion $. And if you ask the State of Florida to subsidize condo owners well then what about the homeowners that we are paying our own insurance and our own maintenance and then you want us to help pay for yours???? The audacity. Listen this world you have to look out for yourself and if you want to live in the Sunshine State or for that matter on the North Carolina or South Carolina coastline, then you have to pay through the nose and nobody's forcing you to live there... I know it sounds horrible and it is very painful for the condominium owners but insurance companies are not a charity so they are not going to bend over backwards to help you because they have stockholders and they have to take care of themselves... Furthermore there is a huge amount of the population that commits insurance fraud and tries to get $60,000 for a kitchen that's worth 20k.... There is a lot of insurance fraud and then when you have to pay a lot in your insurance bill you complain but you also committed fraud to the insurance....p.s. this utuber here is telling it like it is. Like it or not

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Good information, thanks for the comment and for watching!

  • @nickzlb77
    @nickzlb77 10 місяців тому +1

    Wonder if I’m related to this guy. Hey Robert any family stemming from the Bronx?

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Yes Nick, I grew up in the Bronx and have family in Long Island as well.

    • @nickzlb77
      @nickzlb77 10 місяців тому

      @@robertzeoli wow its likely we are related. My grandfather joseph zeoli has 3 boys and a girl (Nick who is my father, Anthony, Rocco and Anna). Was married to my grandmother Lucille. We grew up in Long Beach (still there today). All the best in your ventures.

  • @JK-ld8cd
    @JK-ld8cd 10 місяців тому +2

    Taxes shouldnt be based on purchase price. it should be based on similar size houses property values. You cant have 2 identical houses paying extremely different taxes. its an unfair system that clogs up the boards with appeals...

    • @robertzeoli
      @robertzeoli  10 місяців тому +2

      You are correct, it is based on the assessed value of the home. Check this link out, it will explain how the taxes are calculated after purchase. Thanks for the comment and for watching! bcpa.net/TaxCalc.asp

  • @toordal
    @toordal 10 місяців тому +1

    I"m going to make an offer on a Florida condo just as soon as I finish watching all the UA-cam videos telling me about all the crisis problems there are right now with Florida condos.🤣🤣

    • @robertzeoli
      @robertzeoli  10 місяців тому

      Smart move, at least you're prepared and know what to look out for. Thanks for the comment and for watching!

    • @toordal
      @toordal 10 місяців тому +1

      @@robertzeoli It was a joke about how many videos about these crises there are.

    • @robertzeoli
      @robertzeoli  10 місяців тому

      @@toordal I understand, so are you ready to put in an offer?...let's do this!!@

  • @Castle743
    @Castle743 9 місяців тому +3

    DONT BUY
    WAIT, 2025 after inspection
    To see problems with building.

    • @robertzeoli
      @robertzeoli  9 місяців тому

      Thanks for the comment and for watching

  • @oscalsochirino8706
    @oscalsochirino8706 10 місяців тому +1

    I can’t wait till those hoas adjust this May be the next cause for collapse in fl housing market

    • @robertzeoli
      @robertzeoli  10 місяців тому

      They've been adjusting already. A collapse is very unlikely though, thanks for the comment and for watching.

  • @massbill-gj8oe
    @massbill-gj8oe 6 місяців тому

    lots of fraud

  • @celestialtl
    @celestialtl 9 місяців тому

    The board associations should invest in Bitcoin if they want to be rich when maintenance jobs arrive