I'm 28 years old. I was born and raised in Montreal Canada but I agree with most things he said. I'm planning to move to Pattaya Thailand permanently, the West is done.
@@RawDogTV lol. Sure man, who is your full time therapist? Quit stealing oxygen from people who can use it effectively dog boy. You are waaay too butter soft for this.
@@esparda07 it’s not particularly cyclical. Two thirds of humanity live in Asia and very few of them could give a shit about the west in general. But ur right, Asia has risen, and the west in the process of long term decay
My goodness, I can relate. Canada's become an unhappy, unfree place. When I'm in Thailand, there's an indescribable sense of freedom. When I return to Canada, there's a sense of emasculation.
That was another great video & one that I can totally relate to. I was born & raised in Canada but, somehow, I never felt like it was "home". In 2001 a friend & I went to Cuba for a 1 week Christmas avoidance vacation. That 1 trip was a game changer for me. For the first time in my life, I felt like I was "home". It was very difficult to go back to my life in Canada after being in Cuba. Cuba made me realize how disconnected I was in Canada. I always had a low grade, chronic, depression & could never figure out what was wrong or what was missing. After 10 trips to Cuba I realized that I needed to expand my search to other places so that I could find a viable retirement place. Sadly, I had to concede that life in Cuba is just a little too challenging for me. So, in Oct 2014 I took a huge leap of faith & I set out in search of my happy retirement place. I am currently in my 9th year of full time travel & have completely forgotten about settling into retirement life! It's been a wonderful 8+ years & I'm happy to say that I don't have a nano second of regret. I have found many wonderful places & people during my travels but, here are a few of my favorites: Big Cities: Bangkok, Mexico City & Seoul, South Korea...in that order Countries: Bangkok (lol), Ecuador & Vietnam...in that order. *I've been to many other parts of Thailand but, Bangkok is a Universe unto itself so, when I talk about Thailand, I mean Bangkok! Mid Sized Cities: Playa del Carmen, Mexico, Da Nang, Vietnam & Valladolid, Mexico. Honorable mentions: Campeche, Puebla & San Cristobol de las Casas (all in Mexico). In terms of banking in foreign countries, Canada has a direct deposit agreement with many countries around the world so, it is possible to have your pensions deposited directly into a foreign bank account, depending on the country. *CPP can be taken at 60 as a reduced rate. I took mine at 60 because, hey, there are no guarantees that any of us will live until we're 65. I'm turning 65 in March so, I've already had 5 years of enjoying a pension that I paid in to for 39 years. One last note. It doesn't matter how much withholding tax is withheld at source by your Canadian payer, at the end of the year you can file an "elective" return, claim all your deductions as per usual & get a refund of the overpayment. There is also a declaration that you can file to have the withholding taxes reduced but, I can't remember the name of the form. Sorry...
It was so refreshing to read about your life. Thanks for sharing. Fellow Canadian here. I have a question. How does the “health care” scenario work out with full time travelling? Are you still eligible for govt health care or did you have to take a private insurance?
@@mamatatalukdar6413 I think Dan's guest explained that Canadian health care will only cover you for a specified number of months when you are out of the country (or, out of the province). Some provinces allow 3 months, some allow up to 7 months. If you are planning to be gone for longer than that, your choices are to be uninsured or, seek out private or, travel insurance. Travel & private insurance should be sufficient to cover you for the first 3 months when you return to Canada as you are not eligible for coverage under the provincial healthcare until you are back in the province for 3 months.
Awesome information for Canadians. This gentlemen has really great info. I'm also Canadian and we are very much alike in our lifestyle. I'm in the Philippines now on vacation. Traveled here 4 times.Also interested in Thailand. Thank you for the great video.
Being on the ground is everything. I thought I would like Chiang Mai with my research but ended up loving Pattaya more - especially playing Beach Tennis. I must have played 3 hrs every night for almost 2 months. Until coming home to help family. I have also thought about splitting the year. My North Carolina has great weather about half the year. Like now. Always a pleasure.
As a Canadian I agree good choice to retire abroad. Actually Canada does have a tax treaty with Thailand and a good one. The 25% witholding tax is default for all non residents that kicks in. If I live let's say in the Philippines I still will have to pay 25% tax by default. Some countries u can claim back a portion like 10% back depending on the tax treaty if u need to pay tax in ur new country etc. Anyways that doesn't matter what matter is u need to have a decent amount of income oversea to retire.
As a Canadian I can say your guest was very well informed and gave accurate information. He obviously did his homework. Sounds like he comes from Toronto where life is tougher but Canada is a great place to live if you are in the right place.
Thanks for the Canadian content. Gave me a couple scenarios to research. Part time business for 5 months in Canada; retain health care. retain full OAS pension; slow travel 7 months.
@@flighteye6642 you only receive GIS if you income is under $20k. If you receive GIS, you likely aren’t buying a ticket to Thailand. And yes 1/40 per year. So anyone who hits 58 years old living in Canada gets 100%. That means they would lose $18/month for each year short of 40 years in Canada. Who really cares at that point?
@@mactravel112 dumb question, why wouldn't he want to retain Canadian health care? And you won't receive the Guaranteed Income Supplement if you're outside of Canada for more than 6 months. The extra $1,026.96 per month helps a lot And to say if you get GIS you won't be getting a ticket to Thailand is ridiculous, I know MANY people that have so your opinion is irrelevant
Yes, this information about government pensions is more or less what I have discovered on government websites (I'm Canadian). Government pension plans in Canada seem to be less generous than in U.S. when you consider $1 CAD is usually about 70 cents U.S. in exchange. I would be interested to find out if there is a private insurance plan available to Canadians intended for the purpose of covering the 3 months waiting period required to re-establish residency and public health insurance for citizens returning to Canada after extended absence. Thank you Dan for making a vid with information specific to Canadians.
It’s 183 days not 153 days. Guaranteed income supplement is only available if you are resident of Canada. You must qualify for old age security OAS to qualify for guaranteed income supplement. You Basically you need to be in a category where you don’t have much money to get guaranteed income supplement. So you maintain a minimum lifestyle and aren’t homeless. Love from Canada. Cheers.
You qualify for the additional GIS, if you live in Canada for 6 months a year. Its worth the flight back every 6 months and keep your Health Care going also.
Wow lots of Canada bashing going on here! You would think Canada is among the worst places to live in the world lol. I just returned from Thailand on vacation, it's so bloody hot there and I didn't even go in the hottest time of the year. The pollution and air quality was pretty bad too. Some beautiful beaches, great food though. The driving habits was crazy and absolutely no place for pedestrians to walk. It's also so far from home which would make it less desirable than Mexico to retire. When you have family and grandkids that's an important consideration.
I’ve appreciated growing up in Canada ! There are many worst places in the world to be raised in or live in. Sure Canada has issues, as someone who doesn’t much follow politics or the news in my 40s, noticed those issues widening. Grew up in Ontario, spent five years in Alberta, now 15 in Victoria BC… widening issues like: the homeless, unsafe mental health, drug/substance addiction, the strain on health care or education system, babying children, young adults not interested in working jobs unless know of struggle financially when growing up, the over compensating for indigenous funding yet cutting in everything else, gas prices, food costs, the insane cost of rent or housing market. However my employer is overly concerned with creating a safe space, have union pension, can ride my bicycle safely around the city so don’t have a automobile (thou did have a scooter for 8yrs here that retired) and my apartment is way below market as lived in it for +10yrs…. When only started building saving a few years ago and look at how expensive the housing /cost of living is getting my goals are learning more, to keep saving while wisely going on vacation to visit different countries that perhaps are more affordable options. I feel that bashing Canada as a Canadian is somewhat disrespectful. As I know that’s because I’m grateful for having a safe, naturally beautiful place to live in and more, that also there are much worst places to be living in that are really worst what off ! that I have empathy for ! So I show my respect by trying to not to apart of the noise that doesn’t offer assistance to creating change or solutions !!!!
Same!) I wasn’t trying to be rude or cuz negativity just tired of people whining on about Canada when really in terms of what privileges it has … the great thing about traveling or even educating oneself on other countries is that can learn such comparisons eh. I’ve got a trip planned to Thailand in December, that excited for the opportunity ! And hoping to add more travel. Also to keeping learning as after 12years at current job like a change. Anywho love watching your videos Thanks for sharing and sending you positive, healthy, joyful energy
I am a single female currently visiting Thailand. I have been here many times and have always felt safe. The people here are truly wonderful. I plan on moving here permanently in the fall
If your income is so low to qualify for GIS, you probably can't afford to vacation in Thailand for 6 months and while maintaining a residence in Canada at the same time. Sure there may a few people with relatives to stay with for free, but not too many.
Agree with Martin. One way ticket purchased for October. Heading to Ao Nang/Krabi. The latter is not my first time being there. You can also apply for a reduced tax to 15% before you leave Canada . Based on total yearly income.
I'm a little confused when it comes to the tax. You're still doing your taxes for Canada and paying taxes to Canada or are you doing your taxes in Thailand and paying the Thai government the taxes?
I'm loving these interviews on your channel. It's so interesting to hear about people's lives before and after moving to Thailand. My dad married a lady he met in the Philippines when he was 68 (9 years after my mother died) and they travelled back and forward between Australia and Philippines for several years, and my dad loved it so much in the Philippines, they decided to move there, and he spent the last 7 years of his life there. He was very happy and content. He loved the culture and the people, and he was able to live very well on his pension. My daughter and her husband are now planning to move to Koh Samui, from here in Australia, after travelling to Thailand many times. Although I will miss them, I say good on them! I guess I will be travelling to Thailand quite a bit now to visit them!
Canada holds free healthcare over our heads using our fears. They also cut you off if you are away more than six months 😮. Many new immigrants leave Canada due to cold weather and high taxation
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What kinds of risks are you taking if you move overseas?
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I'm 28 years old. I was born and raised in Montreal Canada but I agree with most things he said. I'm planning to move to Pattaya Thailand permanently, the West is done.
Glad to know I’m not Dans only 20 something fan! Feel the same way about the GTA
Montreal definitely does suck. Look to get out soonest if you can. Much better in Thailand
@@RawDogTV lol. Sure man, who is your full time therapist? Quit stealing oxygen from people who can use it effectively dog boy. You are waaay too butter soft for this.
True. It's cyclical. The west's population is declining and off to retirement and the east's is still ready to work for the next 30 years.
@@esparda07 it’s not particularly cyclical. Two thirds of humanity live in Asia and very few of them could give a shit about the west in general. But ur right, Asia has risen, and the west in the process of long term decay
My goodness, I can relate. Canada's become an unhappy, unfree place. When I'm in Thailand, there's an indescribable sense of freedom. When I return to Canada, there's a sense of emasculation.
Sadly, in Canada the only value seems to risk aversion which in the end just kills life…
Maybe it is the weather, I feel kind of sad in the winter in Canada . I miss the food and weather in Bangkok sometimes.
As a Canadian, I appreciate the Canadian perspective 👍
Same
That was another great video & one that I can totally relate to.
I was born & raised in Canada but, somehow, I never felt like it was "home".
In 2001 a friend & I went to Cuba for a 1 week Christmas avoidance vacation. That 1 trip was a game changer for me. For the first time in my life, I felt like I was "home". It was very difficult to go back to my life in Canada after being in Cuba. Cuba made me realize how disconnected I was in Canada. I always had a low grade, chronic, depression & could never figure out what was wrong or what was missing. After 10 trips to Cuba I realized that I needed to expand my search to other places so that I could find a viable retirement place. Sadly, I had to concede that life in Cuba is just a little too challenging for me. So, in Oct 2014 I took a huge leap of faith & I set out in search of my happy retirement place. I am currently in my 9th year of full time travel & have completely forgotten about settling into retirement life! It's been a wonderful 8+ years & I'm happy to say that I don't have a nano second of regret.
I have found many wonderful places & people during my travels but, here are a few of my favorites:
Big Cities:
Bangkok, Mexico City & Seoul, South Korea...in that order
Countries:
Bangkok (lol), Ecuador & Vietnam...in that order.
*I've been to many other parts of Thailand but, Bangkok is a Universe unto itself so, when I talk about Thailand, I mean Bangkok!
Mid Sized Cities:
Playa del Carmen, Mexico, Da Nang, Vietnam & Valladolid, Mexico.
Honorable mentions:
Campeche, Puebla & San Cristobol de las Casas (all in Mexico).
In terms of banking in foreign countries, Canada has a direct deposit agreement with many countries around the world so, it is possible to have your pensions deposited directly into a foreign bank account, depending on the country.
*CPP can be taken at 60 as a reduced rate. I took mine at 60 because, hey, there are no guarantees that any of us will live until we're 65. I'm turning 65 in March so, I've already had 5 years of enjoying a pension that I paid in to for 39 years.
One last note. It doesn't matter how much withholding tax is withheld at source by your Canadian payer, at the end of the year you can file an "elective" return, claim all your deductions as per usual & get a refund of the overpayment. There is also a declaration that you can file to have the withholding taxes reduced but, I can't remember the name of the form. Sorry...
Great information. My first trip was to Mexico.
All good points here!!
It was so refreshing to read about your life. Thanks for sharing. Fellow Canadian here. I have a question. How does the “health care” scenario work out with full time travelling? Are you still eligible for govt health care or did you have to take a private insurance?
@@mamatatalukdar6413 I think Dan's guest explained that Canadian health care will only cover you for a specified number of months when you are out of the country (or, out of the province). Some provinces allow 3 months, some allow up to 7 months.
If you are planning to be gone for longer than that, your choices are to be uninsured or, seek out private or, travel insurance. Travel & private insurance should be sufficient to cover you for the first 3 months when you return to Canada as you are not eligible for coverage under the provincial healthcare until you are back in the province for 3 months.
@@CumbiaDancer5678 thank you so much!
Awesome information for Canadians. This gentlemen has really great info. I'm also Canadian and we are very much alike in our lifestyle. I'm in the Philippines now on vacation. Traveled here 4 times.Also interested in Thailand. Thank you for the great video.
Either one of those is a major improvement on life in Canada
Being on the ground is everything. I thought I would like Chiang Mai with my research but ended up loving Pattaya more - especially playing Beach Tennis. I must have played 3 hrs every night for almost 2 months. Until coming home to help family. I have also thought about splitting the year. My North Carolina has great weather about half the year. Like now. Always a pleasure.
Yes. You have to put feet on the ground.
As a Canadian I agree good choice to retire abroad. Actually Canada does have a tax treaty with Thailand and a good one. The 25% witholding tax is default for all non residents that kicks in. If I live let's say in the Philippines I still will have to pay 25% tax by default. Some countries u can claim back a portion like 10% back depending on the tax treaty if u need to pay tax in ur new country etc. Anyways that doesn't matter what matter is u need to have a decent amount of income oversea to retire.
You can also apply before you leave to reduce it to 15%. If your income bracket is low enough.
Perfectly described: Chiang Mai or Hua Hin. Both good choices.
As a Canadian I can say your guest was very well informed and gave accurate information. He obviously did his homework. Sounds like he comes from Toronto where life is tougher but Canada is a great place to live if you are in the right place.
Agree...glad not everyone is a Canada basher
It's a good country in many ways for sure but expensive, not much fun without breaking the wallet.
Chiang Mai's a lovely place, lovely climate. Lots to recommend it.
Except for burning season with v bad air quality
If you like pagodas, Thailand, Burma, Laos and Cambodia are the places to go.
Good Video, Dan n Quan are very good help to move to places 👽
Thanks for the Canadian content. Gave me a couple scenarios to research. Part time business for 5 months in Canada; retain health care. retain full OAS pension; slow travel 7 months.
You retain OAS regardless of residency. Why would you want to retain Canadian health care?
@@mactravel112 you lose 1/40 per year not resident of Canada before 40 yrs after 18yr old. also, want to get GIS.
@@flighteye6642 you only receive GIS if you income is under $20k. If you receive GIS, you likely aren’t buying a ticket to Thailand.
And yes 1/40 per year. So anyone who hits 58 years old living in Canada gets 100%. That means they would lose $18/month for each year short of 40 years in Canada. Who really cares at that point?
@@flighteye6642 all the best on your journey, escape the matrix and live the life you want to live
@@mactravel112 dumb question, why wouldn't he want to retain Canadian health care? And you won't receive the Guaranteed Income Supplement if you're outside of Canada for more than 6 months. The extra $1,026.96 per month helps a lot
And to say if you get GIS you won't be getting a ticket to Thailand is ridiculous, I know MANY people that have so your opinion is irrelevant
Yes, this information about government pensions is more or less what I have discovered on government websites (I'm Canadian).
Government pension plans in Canada seem to be less generous than in U.S. when you consider $1 CAD is usually about 70 cents U.S. in exchange.
I would be interested to find out if there is a private insurance plan available to Canadians intended for the purpose of covering the 3 months waiting period required to re-establish residency and public health insurance for citizens returning to Canada after extended absence.
Thank you Dan for making a vid with information specific to Canadians.
Province like Alberta has no waiting period for health insurance. Change your residence to for example Edmonton.
Great content, keep it coming !!!! I retired today 🙂
Congratulations, all the best on your journey
God bless
It’s 183 days not 153 days.
Guaranteed income supplement is only available if you are resident of Canada.
You must qualify for old age security OAS to qualify for guaranteed income supplement.
You
Basically you need to be in a category where you don’t have much money to get guaranteed income supplement. So you maintain a minimum lifestyle and aren’t homeless.
Love from Canada.
Cheers.
You qualify for the additional GIS, if you live in Canada for 6 months a year. Its worth the flight back every 6 months and keep your Health Care going also.
Thank's for the Canadian ''point de vue''.
The front of the car at 13:22 looks amazingly like a 1942 Cadillac.
Haelthcare in Canada is pretty bad now and the waits are horrible ... USA for seniors is much better . If he was American he could go to Guam etc...
He is Canadian.
Wow lots of Canada bashing going on here! You would think Canada is among the worst places to live in the world lol. I just returned from Thailand on vacation, it's so bloody hot there and I didn't even go in the hottest time of the year. The pollution and air quality was pretty bad too. Some beautiful beaches, great food though. The driving habits was crazy and absolutely no place for pedestrians to walk. It's also so far from home which would make it less desirable than Mexico to retire. When you have family and grandkids that's an important consideration.
Sounds like you both found what you want. Thanks for sharing.
NOW, YOU ARE REACHED THE 1O7 K SUBSCRIBERS (A SILVER TROPHY)..... YOU DESERVED IT BECAUSE YOU ARE A HARD WORKING PERSON!!!!!!!!!!
Carbon tax on heating fuels is also taxed by the HST. Canadians pay far too much for far too little 😮
Bummer.
I’ve appreciated growing up in Canada !
There are many worst places in the world to be raised in or live in.
Sure Canada has issues, as someone who doesn’t much follow politics or the news in my 40s, noticed those issues widening.
Grew up in Ontario, spent five years in Alberta, now 15 in Victoria BC… widening issues like: the homeless, unsafe mental health, drug/substance addiction, the strain on health care or education system, babying children, young adults not interested in working jobs unless know of struggle financially when growing up, the over compensating for indigenous funding yet cutting in everything else, gas prices, food costs, the insane cost of rent or housing market.
However my employer is overly concerned with creating a safe space, have union pension, can ride my bicycle safely around the city so don’t have a automobile (thou did have a scooter for 8yrs here that retired) and my apartment is way below market as lived in it for +10yrs…. When only started building saving a few years ago and look at how expensive the housing /cost of living is getting my goals are learning more, to keep saving while wisely going on vacation to visit different countries that perhaps are more affordable options.
I feel that bashing Canada as a Canadian is somewhat disrespectful.
As I know that’s because I’m grateful for having a safe, naturally beautiful place to live in and more, that also there are much worst places to be living in that are really worst what off ! that I have empathy for ! So I show my respect by trying to not to apart of the noise that doesn’t offer assistance to creating change or solutions !!!!
I love Canada, But I also love to see the world.
Same!)
I wasn’t trying to be rude or cuz negativity just tired of people whining on about Canada when really in terms of what privileges it has … the great thing about traveling or even educating oneself on other countries is that can learn such comparisons eh.
I’ve got a trip planned to Thailand in December, that excited for the opportunity !
And hoping to add more travel.
Also to keeping learning as after 12years at current job like a change.
Anywho love watching your videos
Thanks for sharing and sending you positive, healthy, joyful energy
Leaving Canada may be the best thing you ever did 😊
152 days is incorrect the required days is 183 days and is universal to be considered resident for tax purposes 6 months + 1 day
Thanks for your thoughts. And people should do their own research because rules change all the time.
In order to be eligible for Old Age Security you should have lived at least 10 years (not 20) in Canada.
Only if you are living in Canada. If you are living outside of Canada it is 20 years.
@@Avarua59 Yes, you're right.
@@Avarua59 correct
Nice story!
Thanks for listening
People are literally dying to leave Canada.
me and a buddy are seriously considering it. I'm 40 and wondering if it's doable
Is Thailand safe for single women?
very safe. If you are currently living in the west, you are in more danger
I am a single female currently visiting Thailand. I have been here many times and have always felt safe. The people here are truly wonderful. I plan on moving here permanently in the fall
Absolutely. Much safer than many places in the western countries
yes a lot safer than countries in the West
We both feel really safe in Thailand.
If your income is so low to qualify for GIS, you probably can't afford to vacation in Thailand for 6 months and while maintaining a residence in Canada at the same time. Sure there may a few people with relatives to stay with for free, but not too many.
Thanks for your thoughts. Find another Canadian that wants to split the year with you and swap places (rotate) through both countries. :-)
As a Canadian, I found this video super informative!
Glad it was helpful!
Agree with Martin. One way ticket purchased for October. Heading to Ao Nang/Krabi. The latter is not my first time being there. You can also apply for a reduced tax to 15% before you leave Canada . Based on total yearly income.
I'm a little confused when it comes to the tax. You're still doing your taxes for Canada and paying taxes to Canada or are you doing your taxes in Thailand and paying the Thai government the taxes?
I would love to know too…what James asked ⬆️
@@25Soupy Taxes are paid in Canada only. Unless you have permission from the Thai government to work in Thailand
I'm loving these interviews on your channel. It's so interesting to hear about people's lives before and after moving to Thailand. My dad married a lady he met in the Philippines when he was 68 (9 years after my mother died) and they travelled back and forward between Australia and Philippines for several years, and my dad loved it so much in the Philippines, they decided to move there, and he spent the last 7 years of his life there. He was very happy and content. He loved the culture and the people, and he was able to live very well on his pension. My daughter and her husband are now planning to move to Koh Samui, from here in Australia, after travelling to Thailand many times. Although I will miss them, I say good on them! I guess I will be travelling to Thailand quite a bit now to visit them!
Canada holds free healthcare over our heads using our fears. They also cut you off if you are away more than six months 😮. Many new immigrants leave Canada due to cold weather and high taxation
Sad.
Love your videos Dan. Great as always
👍👍👍💜❤️💜👍👍👍