Here's How I Really Save Money
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- Опубліковано 10 лип 2024
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Let's talk about money - spending it and saving it.
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Other UA-camrs: I want to be rich so I can travel the world and buy expensive things
Lana: I want to be rich so I can buy a farm and host weekly parties for old people
How can we not love you 😭
Yeah that's true!
Haha
Kevinsaidso better yet, get rich and build an off grid community away from smart cities, where everyone can pitch in farm, grow food, fish, build workshops, hoke school, etc.
Actually that sounds kind of nice
@@LanaBlakely It is a lovely plan and think of how much joy that would bring to them as well as yourself! ❤
“I want the local elderly people to come over for coffee and food once a week to play games and share stories” I LOVE THIS SO MUCH.
I fell in love with that too! @Lana, I wish you the means to have that bc it is sooo adorable! 🥰
I fell in love with that too! @Lana, I wish you the means to have that bc it is sooo adorable! 🥰
That’s the cutest ❤️😭🥺 (not possible right now 😭 but will be eventually )
Out in the country in the USA there are many families like this.
Dye
"Call it manifestation, call it a vision board, I just call it planning." Somehow that struck me as savage and I laughed out loud.
The best way to save money is to buy only the things we absolutely need.
Reyna Singh yep and to be truly aware of where your money is going and be interested in it
@Daniel H nothing boomer about that, zoomer.
Well, it may be the best way but then what would you do living such a life? Just Eat Work & Sleep?
@@briandsouza7854 How you interpret need is up to you. Enjoyment can potentially be a need. Plenty of things I enjoy are free, such as going outside and enjoying nature. But I also enjoy camping, so I've bought the things I need to do that. And over the years, my camping gear has paid for itself. So I don’t just eat, sleep work. I also enjoy life but I don’t overdo it on unnecessary expenditures.
@@ReynaSingh You did bought camping equipment, since you "need it" for camping. So I guess that's justifiable for almost anything then, I purchased a movie ticket since I "need it" to watch the movie I've wanted to watch. I've purchased a PS4 since I "need it" play games.
Time is your most important resource. The biggest problem with spending money, is that it costs time to spend it.
@Mojito 😂😂😂😂😂
Unless you spend the money on things that will save you time so you can focus your time on earning money. Like housecleaning, or a home cook for example. Assuming you can afford these things lol
@beautiful boombap What a sad mindset about life, seeing time as profit and not enjoying the present.
The biggest flex.
The biggest problem with spending money is the time spent to do so is taking time away from making money.
" if you can't buy something twice , you probably can't afford it"
- Jay Z
That's a saying way older than Jay Z
Thanks !!
Jay Z didn't say that shit,
it's been said long before he was even born
@S M Makes me cringe how socially acceptable debt is in today's age. High interest credit cards, student loans on worthless degrees, car payments, phone plans over 1,000 a year (my last plan was $100 a year)... Then people complain that they feel like a slave in the rat race...If someone is doing this, it is their choice, but I'll scoff at them if they whine about "Living paycheck to paycheck" when I can clearly see them throwing away their cash.
@S M Couldn't have said it better myself.
First thing first: believe that you can improve your financial situation
Yep! Nothing else matters if you don't.
It is so sad to me that we don’t teach finance in school. It’s one of the most important skills we need to have in life.
Schools don't teach us about life, family does.
Schools never teach us anything that we actually need to know in life anyway
I have only been to one highschool that spoke about personal finance out of 6 highschools. It is also an online course if your school offers that. But I agree, i don't think there is enough guidance and awareness in schools, and maybe one day that will be changed
I know, it's so sad! It's such a necessary subject
If they teach money in schools then you can't be a slave to the rich. They know that. If US government wanted to FORCE schools to teach finance they would just write up some bills to do so but they don't. The rich don't want everyone to know how to make money. A burger flipper can be rich in 20-30 years if he invests correctly it isn't that hard you just have to have discipline.
Yes! Mindset is EVERYTHING! Ofc some people are born rich, but you can't control that, the only thing you can control is yourself!!
Yes always!
truly!
@@heyitsraymond I believe you didn't watch the entire video because at 01:07 she mentions Graham.
A
U Should start a Podcast.
YES
In my country we have a saying that goes "you took that from my mouth" which means I was just about to say that and you said it , so yeah you took that from my mouth
Yes plssss
Wassim Aoufi pretty sure every country has that saying and isn’t it ‘you took the words right out of my mouth’
@@jamieannetts8330 oh yeah! you're right
Here's How I Really Save Money: Minimalism
You're the kind of woman the world needs
Agreeeeed so much on that! You can tell she’s trying to get her life together even though we don’t need to settle for anything less. We should always crave for self care and self love and to take care of our finances and everything good !
Pro tip: every time you decide not to buy overpriced coffee or not to take uber etc. just transfer this amount of money to your saving account!
🙏
HELP! I decided not to buy a million dollar mansion and i can't transfer a million dollars to my savings. (kidding lol)
Excellent ✔
this is such a good tip, i'll try!
It doesn't matter how much you make per/year. Changing your Mindset is the Key to Save Money. If you can't understand that you'll never be free.
that's so true.
“The mind is just like a muscle - the more you exercise it, the stronger it gets and the more it can expand.”
-- Idowu Koyenikan
Thanks.
I remember someone told me that "it is not your fault that you are born poor, it's your fault if you die poor". a great mindset and self-control or discipline is the key if you want to make your life better. life really taught me the hard way.
Pro tip: Keep a record of all your expenses - even the small ones. I guarantee you will see worrying patterns over a month or so. You may see things $150 on starbucks and $250 on uber. These things pile up A LOT and end up being thousands every year. Use an excel spreadsheet or something.
Zero budget is the way to go :)
Mint - is awesome if you’re in the US
"I have a farm house down the line and chickens are expensive." will be my new reply to anyone that asks me out
*Sounds more like you got a cat collection in your future.*
that was my favourite line of the whole video bahahahaha
This little trick might help: when I wanted to quit facebook, I deleted the apps on phone and only log in on computer, even so I only log in in private mode, the browser won't save cookies so I had to type in password everytime, it gets kinda annoying and I just stopped logging in as frequent. Same principle applies to money: make payment process harder, if you want to buy something on amazon? type your card number everytime you make a purchase, you will think twice before you actually make the purchase because you hesitate when you type in card number, and you will buy less and save more down the path.
Brilliant👏👏👏 thanks for writing this comment
True although can't say the same regarding recurring expenses
*My tips:*
*1.* you should take a step back/ zoom out and look at the world objectively.
Look at what people on your social media and people around you are buying and think about it.
Is it really necesary for you or you just want it because everyone else has it?
*2.* invest rather than to buy.
Purchase something at a reasonable price that will last and be of good use.
That way you invest but don't let the prices fool you.
Sometimes even though something is expensive it might not be of high quality.
Look for something with a high value not high price.
*3.* look at what effect something has on the nature and on you.
*4.* ask yourself if you need that thing or you just want it.
(If you reaalllyy want something try to find it at a lower price)
If I think of more I'll wrote them down
I like what you said, "think I am just as capable as anyone else".
Money is just as much of a tool as any other. It's neither bad nor good. The way you use it and the way you choose to acquire it define you in my opinion. If I want to get to know someone fast I just find out what they spend their money on and to what extent they would go to make money. It's that simple.
I always try to remember that money has to be a means, not an end.
What is right or wrong is the way laws decide how it should or should not flow.
Omg when she said she wants to have her own farm .. my heart skipped a beat bc that’s my dream too 😌
We'll get there!
Lana Blakely yes we’ll 🙂
“Whether you think you can, or you think you can't--you're right.”
― Henry Ford
It's all about your mindset
A trick I used to do, automatically takes 10% of my income and put it into a savings account before I spend it on anything. It was called paying yourself first. That worked well. The book "The Richest Man in Babylon" is all about that. What has read that book?
Since childhood, one of the best things my mother taught and encouraged us is to save money. Later I came across so many people who faced frustrations just because not spending money in a correct way rather investing extravagantly. Watching your video is helping me understand how I can inspire them effectively to save money. Thank you Lana. You are not only influencing me, but also influencing those persons whom I am going to share the thoughts you expressed.
Same here! Thank you for your words Nazifa
Great financial advice! Now after you put the money in your saving account, quickly learn how to wisely and safely invest your money. Saving accounts earn very little interest and can’t keep pace with inflation. However, saving is the first big step. Without saving you won’t have any money to make it work for you through wise investment planning. If you don’t know how to invest, it may be wise to get a reputable independent financial advisor to help you. Read and watch videos on the investment subject and you can learn how to invest on your own.
Who else loved how natural she made that squarespace ad?
I love your AIM of having an Area for local elders to come to your place and the farm goal. I love working on a farm. I love the idea of thinking of how many hours you’d work at the job you hate for that YOLO purchase. Good tip
I didn't l, it was pretty transparent
Yeah thinking of the cost in terms of hours spent at work definitely saved me a lot of money hah!
my favorite youtuber is you only lana!
I'm saving up for when I go to university I'm only 14 and I started saving in January I've saved just over 300 pounds and I think for someone who doesn't have a job that's pretty good! (ik University is very expensive but I want to pay some of the chunk x)
Thats amazing
@@theratlovedu60 thank you :)
Luckily in Switzerland Uni fees are
low and free is your family earns
low salaries. As long as you have
the Academic Level. It only costs
between CHF 600- 800. No student
debt here.
Smart kid
@@user-lx7ul5ft7y lucky! At most university it's 10k a year and the course I want to do is 4 years so 40k and that's without rent, bills, food etc
My personality is pretty materialistic and impulsive when I want something, but I’ve been able to manage it through promising to myself, “wait X amount of time, let it sit in the cart, and if you still like it after X days, then buy it without worry.” And the time frame increases depending on however more expensive the purchase price is.
The promise does two things: Satisfies my strong craving that I must have it (just, later) and controlling the impulse through a framework.
A lot of times I actually don’t want the item by the next day, lol - hence, saving me lots of money
If you can't buy two of them, don't buy one. Meaning if you don't have enough to buy 2 TVs, don't buy 1. Reconsider your priorities
that's an awesome mindset!! thank you for sharing
Woah that's genius.
That is a great thought!
I live by that but then i save for like 2 years and can finally afford one, so i just buy it coz i can't legally have a job
Nice one
This channel is a must to watch/listen.
I was literally about to order some food now but because of you I mixed some ingredients together !
I always ask "is it going to improve my quality of life?" before buying something. I read about it in the book Design your self by Karim Rashid and it applies to almost everything in life.
🙏
"Pursue what is meaningful, not what is expedient" - Dr. Jordan Peterson. 🙏
Working class kids with £200 trainers
Steven Donald lmao 😂
Don't buy the latest tech (iPhone) every year.
Or don't have all the streaming packages.
Discipline isn't easy but it is achievable.
🤘🤓
“Everything in life is an exchange“ well said
In love with this girl. Something about this channel that calms/comforts me.
Thank you! This video came at the perfect time for me! I recently got a financial/budgeting journal and it asks questions to uncover some of our unhealthy ways of thinking and I’m realizing some of the ways I’m sabotaging myself just through my thoughts. This is so true: “You need to take control of your narrative”
I LOVE the coffe for the senior citizens idea!!! so cute and wholesome! I would also LOVE to see a video on things you don’t spend money on! this video was very helpful and inspiring as well! thank you for the great content
I was taking notes like crazy. You have so many good tips and I am definetly going to try them out. I love how you talked about what helped you in the past and I really think that is something that can help me. Please do more finance videos and as someone else already suggested, you should make a podcast!
her voice is really relaxing
Invest rather save, What nobody tells you is the value of the money you save in the bank drops 2% every year, losing purchasing power overtime
To everyone who reads this comment:
I wish you a wonderful day :)
you too!!
You too 😌
You too! :)
You too!!
You too!!! Blessings 💓
Just a friendly reminder to anyone reading, please stay safe, keep being you, never give up and I pray all your dreams come true, as much as I pray my youtube dream comes true🙏🏽🧡
Investors make up the top notch hemisphere of the wealth. That's the more reason why one should save and invest to secure profit and ensure success....🎲
Well said, you have a wise point on that. But what exactly do we invest in I'd be happy if you give me some ideas and give them a try
@Anna Rebecca I'm a novice who is looking to make investments lately in the stock or forex market, but I've seen a lot of stock market crashing lately I'm quite skeptical about it what's my chance of being profitable?
I'm a successful profitable trader in "Forex" and "Stocks"
@@villa8719 that's a wise decision in few months time you'll be ecstatic of the decision you've made.
My dear I ain't gonna lie to you my dear, the truth is that it's really profitable but at the same time it can be your worst nightmare if you happen to be at the wrong end of the rope.
Please make a video on what things you don't spend money on and what are the substitutes for it.
I just want to say thank you so much for making all these videos by sharing your stories and your advice to help us! I’ve been watching you for awhile now and you’re amazing! 💕
You literally spoke my mind .
I have been looking at my dream apartment and location for months now & have a certain expectation on how I want my furniture to look. That whole space and peace is what I’m aiming for .
Lana's videos always have something that put a smile on my face. The farm yard animals 😁
You are one of the person whom I believe the most, you are literally amazing
Thanks Lana, those are great tips. I always used the "How many hours of work would I have to do to pay for this activity or item?" "Is it worth that much ?" A lot of the time the answer would be "no" for me. It's also about knowing the difference between wants and needs. I also like that you put it into perspective about going to Starbucks and going out to eat often. It can be hard sometimes when your on the go. Another good tip is that it's always good to plan ahead. Make the time to make your lunch before hand or make your coffee at home in the morning. Make it a fun ritual that you look forward to doing everyday and and that you start off the day well. Anyways it's nice to see a new video, this one was good.
Most calm person I have ever seen.
@Lana Blakely this video opened my eyes yesterday. We have been having some financial difficulties recently and I have been really depressed because of it. Anxiety is my worst problem... BUT recently I have bought a house in a village where I previously owned 5 acres of land a run a small farm raising pigs and chickens and growing veggies. Only 6 other elderly people live here so we often have coffee together. When I saw your video, I realized I live your dream. How can I be miserable when I live someone elses dream?! My other problems somehow seemed solvable. Thank you!
how are you literally reading my mind lana...i was just searching on how to save money and here u are posting a video about it...honestly you are the best...love you loads
;) glad it came at a good time for you!
i am always HERE for your matter-of-fact, no bs advice, lana 🙌 💛
I would love to hear about the things you don’t buy or find alternates for when it comes to “but I want that” purchases!
You can see how much love and effort you put into your work / videos. thank you :)
Omg the farm idea with the elderly this is the cutest best idea ever 😭
I wish there were more people like you.
I never met anyone like you, I just wanted to say thank you. You seem to embodied all of the best things, I wish you all the best
The amount of value your video just brought me is ❤️✨
Thank you for talking about the importance of mindset and priority when we talk about money. I see you mentioned Graham Stephan’s channel, I also highly recommend his videos for saving and investing strategy!
2:45 YES! Worked so hard on my money mindset the last months.
How you thought of sharing your farm with elderly is how I exactly envision my farm in the future but open it to everyone who are less financially fortunate not only with elderly. I love your kindness and this is why I love your channel ❤️
So many people need to hear this.
Thank you lana bout to finish high school in a year and needed this advice
Who Else needed this soo much?🥺❤️
This has become my favourite channel so fast
Yes please, a video on the things that you don't spend and how do you resist and also what are the substitutes 💛 Love
Wow, I love this so much. I’ve been really trying to understand my spending habits and I love how you mentioned the concept of delayed gratification. In this day in age, it’s like social media trains us for instant gratification. We want results fast. One tool you mentioned that has changed my perspective is understanding if the amount of hours i put in the office is worth me spending this amount of money on something. LOVE THIS. THANK YOU SO MUCH 🙏🏼
🙏
I've found your channel a week ago and i adore you a lot
Love the content
Ahaha the bit about delayed gratification and opting out of the the clubs with your friends to own a farm and raise some chickens was the best. You're truly a wonderful soul Lana.
This is the first video of yours that I have watched but I loved it and you laid things out really clearly and made me realise that I need to have a specific goal to work towards so that I can always think of that thing when I'm tempted to spend on 'wants'. Please do the video on what you don't spend money on and what you use instead. Thank you!
I have kinda this habit instilled in me through my mom of never buying anything that is not a basic necessity the first time I see it in a shop or online. I take time to think about whether it'll really be worth it, check out reviews, compare with other products and prices, and then only go for it if I really feel that it is going to be actually useful to me. Saves me from a lot of impulsive spending. And the best thing is nowadays you have product reviews on youtube for everything. Seeing someone use a product and their opinion on it can really put into perspective your need for that thing
Delayed gratification is a great technique, a good way to practice this is by putting things you want to buy in the basket on a website. Then leaving the website until the next day or so. This is a good way to ponder if you actually want these things, or it was just an impulsive purchase. With the internet everything is only a few clicks away, so it can be easy to spend without thinking it through.
I'm amazed by Lana her video's. Her voice is so calming
You are so wholesome and freshing. Your advice is so practical and useful!
Paper " money " is only as good as the government that's backing it.
Put your cash into tangible assets that never lose value and which you can increase that value and transport it in the event of an unexpected relocation.
Great video!
What i like about you is that you feel responsible for many people watching you and i think thats one of the most important things when you are connecting with so many people.
Because many good looking, hard working people who have success focus too much on themselves and forget that maybe 200000 people are watching 😅
I like it when youtubers really put energy in the audience, and not so that they stick around more on the channel, but so that you can actually help them
Just want to say that becuase i critized you for having too much attention on yourself, your looks. And i still critize that but youre still a precious youtuber and that weighs way more. I wanted to correct my input about you. So a big thank you for that
This is a great video thanks - some real substance in here. Great work!
I love how relatable you are its very refreshing to see on a platform like UA-cam. That idea for the seniors is beautiful💗.
0:17
I find these cut off parts of your videos funnier than I should
Thank you for sharing!Hope everybody here becomes successful on UA-cam.
Thank you Lana!
*Mindset* can help👏 us👏 or destroy👏 us👏
Our *why* and *planning* it out is definitely everything💖 I've been following *Aja Dang* as an inspo / model for my finances and pushing in my own journey and thank goodness💸💃
Thank you for this video!👑
“ Money is not something that we should be whispering but should be talked about.” nice one Ms. Blakely! I agree on this and I just recently understood this thought and it should really work from within first to help us change our ways. I’m glad to come across your channel! I’m inspired to create more content, too. I’m from the PHILIPPINES! 😅🥳🥰
Very good video. Money can't be separated from emotions. When you're working on your finances, you are working on your emotions.
Please make a videos more like this,what you don't shop and why? It's so soothing watching your videos 🤗
Great advice and simplified, thanks for this 🙌
Thank you Lana for a very interesting and helpful video I always say to myself do l want it or do l need it
also if anyone wants to treat themselves and go out with friends there are SO many free options out there!!
Love that you talk about saving money by helping people. You're doing what you're supposed to do. You're not saving up to retire so then you can start living your life. No, you're living your life right now, so that when you retire its just a continuation of it. I talk about the importance of building wealth in my latest video. Thanks for being such a kind soul.
Thank you for this video, it came at such a perfect timing!! This video was so well organized
Excellent video, Lana! I considered myself money-conscious, but I've been learning a lot from you.
May God bless You, congrats to your apartment.
Lana you have helped me so much with your videos I can't say enough to thank you. Keep making videos you have helped alot of people.I used to have a videogame addiction and you helped me so much you have changed my life.(thanks for everything without you I wouldn't be this happy.)
I only recently found your channel, but it's better late than never. I'm really enjoying your content, it leaves me thinking on some topics I usually don't pay attention.
Congratulations Lana, keep up the amazing work.
i love doing spreadsheets! there's both control and freedom over your money
Obsessed with your content.
Btw a viewer from Greece✋🏻
I was just thinking about this, glad one of my favorite poeple on here posted about it
Thank you for this insightful video! Also, your energy is quite calming 🙏🏼
I hope you talk about social media etiquette; what to do when you newly add friends (whether to like a couple of photos once you're friends on instagram), and other stuff that stregthens the meaning of social media interactions & discussion about misunderstandings that happen in social media