5 Ways CareCredit Will Cost You Big $$$

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  • Опубліковано 12 січ 2025

КОМЕНТАРІ • 28

  • @Jameschung81
    @Jameschung81 8 місяців тому +5

    Thank you for letting me know to apply for a higher amount and I got approved!!! Thank you so much!!! ❤️

  • @jeffreywilliams9220
    @jeffreywilliams9220 10 місяців тому +3

    They will max out your card instantly on the spot when u need some work done . Better to just apply on your own and just use it for prescriptions items or wellness products

  • @darrylwillhite7880
    @darrylwillhite7880 6 місяців тому +2

    Thank you for posting this video you help me make an informed decision. This is pretty much how PayPal’s line of credit works, and I don’t think it would function well as a medical card.

  • @angelozicarelli541
    @angelozicarelli541 10 місяців тому +7

    They set up so many traps for you wow 😮

  • @ChimePalmo-f1l
    @ChimePalmo-f1l 4 місяці тому

    HOW CAN I SETUP AUTOPAY ? WHEN I SIGN UP THE CREDIT CARE IT WAS ON AUGUST 29TH OR 30TH BUT I GOT THE CARD YESTERDAY SO DOES THAT MEAN IM LATE TO PAY FOR A MONTH I DONT GET IT

  • @stevehenry9826
    @stevehenry9826 6 місяців тому

    It's too late now. I'm getting raked over coals with them. Thanks for the informative video!

  • @rodg5416
    @rodg5416 10 місяців тому

    do you know if they allow balance transfer to a 0% card? lot of misinformation out there

    • @SmartFamilyMoney
      @SmartFamilyMoney  9 місяців тому +2

      I don't know and that's a very good question! That would be a way to deal with it if you can't pay if off in time.

    • @DayanandKashamalla
      @DayanandKashamalla 2 місяці тому

      Yes balance transfer is allowed but you have to check with your credit card company that you want to use for balance transfer

  • @pamelachandler1813
    @pamelachandler1813 3 місяці тому

    Have this for my Dental. Can I choose my pay date and pay online. I get my money once monthly.

    • @DayanandKashamalla
      @DayanandKashamalla 2 місяці тому

      Yes you if the default due date is not what you wanted you can get it changed to any date you choose but be careful you can only change the due date once every 12 months and yes you can pay online

  • @fireindahole857
    @fireindahole857 День тому

    Sounds like people don't know how to use credit I've never had this problem

  • @Ur_Mothas_Lova_716
    @Ur_Mothas_Lova_716 3 місяці тому

    Can I dispute them and get my money back I’ve paid over 2k

    • @DayanandKashamalla
      @DayanandKashamalla 2 місяці тому

      Yes you can dispute it an investigation will be done if everything is in your favour you will be refunded for sure but your reason for dispute has to be reasonable

  • @Panterarosa910
    @Panterarosa910 5 місяців тому +2

    Sounds like a payday loan. 😪

  • @Izzy1989.
    @Izzy1989. 2 місяці тому

    So you could get approved no matter what your credit score is?

  • @BeeBombard
    @BeeBombard 9 місяців тому +4

    I would never get this. I’m sorry but if my animal is hurting they will go naturally. If I’m hurting I’ll wait until I’ve saved up enough to pay cash. If I can’t pay cash I’ll go naturally. Welcome to America where our health insurance sucks.

    • @lisamarieesquivias7772
      @lisamarieesquivias7772 8 місяців тому +2

      Don’t get animals, if you’re smart with your money you’ll be fine

    • @Goldenhour24
      @Goldenhour24 7 місяців тому +8

      When you adopt a pet, you agree to provide necessary care and treatment. If this is too much of a burden, don’t adopt. I’m not being cruel, I’m being honest.

    • @TrampMachine
      @TrampMachine 5 місяців тому

      ​@@Goldenhour24"necessary" so if my dog gets cancer I should spend 10k on chemo? And nobody who doesn't have potentially thousands of dollars on hand at any moment shouldn't have pets? How many dogs are put down every year that would have a better life with someone who might not be able to afford care in an emergency.

  • @candihuber3149
    @candihuber3149 10 місяців тому

    Hello. I would appreciate if you could help me so I don’t make mistakes. I’m using 6000$ worth of care credit. Should I do 1k$ a month for 6 months? OR should I do 24 months and it would be 330$ a month with fixed payments?

    • @SmartFamilyMoney
      @SmartFamilyMoney  10 місяців тому +3

      I can't really answer that for you - the 24 month plan is going to cost you more because they'll be charging interest, but you need to figure out if you are confident you can pay it off in 6 months with deferred interest. Remember that if you choose that plan and DON'T pay it off in 6 months, it's going to be way MORE expensive.

    • @theodorecurry3885
      @theodorecurry3885 5 місяців тому

      If you don't have that payment in by or before that due date, take my word for it, they'll tact on more interest rate that they won't tell you about. The BBB has a lot of people that have complaints against them now.