Plan your cash-flow with SWP

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  • Опубліковано 26 сер 2024
  • Investors asked me various questions related to investment and I have answered few selected questions in this video. '
    This video is bases on question and answers related to mainly mutual fund asked by my viewers.
    This video is for educational and informational purposes only. Viewers should consult their Insurance Advisors/financial advisors/ Tax Consultants before making any investment decisions.
    Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.
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КОМЕНТАРІ • 99

  • @ARYAN-be7mi
    @ARYAN-be7mi Рік тому +1

    Thank you sir
    आपके एक ही विडियो से सारी बाते समझ में आ गई.
    अभी मुझे और विडियो देखने की जरूरत नहीं पड़ेगी.

  • @mdariz1794
    @mdariz1794 2 роки тому +1

    Sir, SWP per aapne jo bhi vedeo bannye sab ko main dekha bahut hi dhayan se sunna bahut hi behtar samjhate hain baariki se ...shukria
    Jo baat sahi nahi laga woh yeh Debt fund mein jaane se behtar hai bank FD kyun nahi?i aaj bhi 6% to sure mil jaayega guaranteed return .....
    Humne bhi ek portfolio banana hai...
    1)HDFC NIFTY-50 - 4 LAKH
    2) ICICI FLEXI CAP FUND- 4 LAKH
    3) SBI FOCUSED EQUITY FUND- 4 LAKH
    4) CANARA ROBACO EMERGING EQUITY FUND- 4 LAKH
    Main chhahta hun ke 5 saal baad chaaron funds se SWP ker ke monthly cash flow ....
    Approx.amount already invested hai matual funds mein bas zara haphazard way mein yaani filhaal 9 funds mein yeh amount hai .sab ko ekatha ker ke yeh portfolio banana chaata hun....
    Again mumkin ho to apka advice chaahye....
    Yeh bhi ke kitna monthly expect ker sakte hain 5 saal baad each funds se...

    • @pankajmathpal
      @pankajmathpal  2 роки тому

      क्या आपके सवाल के जवाब में हम यूट्यूब पर एक लाइव शो करें? मैं आपके सभी सवालों के जवाब देने की कोशिश करूंगा।

  • @manojprasad.4052
    @manojprasad.4052 2 роки тому +5

    Sir,apka samjhane ka style bahut accha aur aasan hai. you & your programme/episode is "Best"👍

  • @samay09
    @samay09 2 роки тому +6

    Respected Sir, I thank you very very much, it's unbelievable that you made a special video regarding my question. I will be very grateful to you ever as well do as you advised. Will not exit from this scheme but wait for SWP after 4-5 years. Thank you again.

  • @krishnamala5777
    @krishnamala5777 Рік тому +1

    PANKAJ MATPAL JI NAMASKAAR.
    AAP KA INVESTMENTS PALANS PASAND HAI.
    DHANYA VAAD.

  • @ankitkalita5520
    @ankitkalita5520 2 роки тому +4

    Sir please review my portfolio
    1 Mirea asset emerging bluechip 2500
    2 Parag Parikh flexicap 2000
    3 Sbi focus equity 1500
    4 Pgim midcap 2000
    5 Axis small cap 1000
    15 years ke liye hai....plz review

  • @RadhikaSharma-be4rq
    @RadhikaSharma-be4rq 7 місяців тому +2

    Sir , SWP में हम घटते बढ़ते returns के हिसाब से , अपना Withdrawal भी
    कम या ज्यादा कर सकते हैं 😅😅
    क्या ऐसा कोई FWP Plan ( Fluctuating Withdrawal Plan)😂😂

  • @samirdeb579
    @samirdeb579 2 роки тому +2

    Again very good video PANKAJ SIR 🙏
    For SWP . Very good learning me also

  • @dbodhi9057
    @dbodhi9057 2 роки тому +1

    Hello Sir, I am a salaried person and request to know details on income tax savings in different sections in detail. Please make a full video on this topic. Getting information from different sources making us confuse , but I am sure you can help me on this issue. Thanks Sir.

  • @sanjivesingh8995
    @sanjivesingh8995 11 місяців тому +1

    Very good and true video

  • @raghav25364
    @raghav25364 Рік тому

    Sir
    Aap bahut hi achha se concept clear kar dete hai

  • @prakashraghunathan2685
    @prakashraghunathan2685 4 місяці тому

    Thankyou sir for the Good video.

  • @narayanansreenivasan2558
    @narayanansreenivasan2558 Рік тому +1

    Investing in Nifty 50 bees is best for this case🤙 stay invested for 5yrs post that do only 2% SwP for atleast next 5-10 yrs

  • @shriidharkulkarni6648
    @shriidharkulkarni6648 5 місяців тому

    very apt answer. I agree with your suggestions. Thanks

  • @girishpillai7898
    @girishpillai7898 Рік тому +2

    Sir can you please make a video on swp amount transfer to sip

  • @lawrencedcruz3548
    @lawrencedcruz3548 2 роки тому +1

    Thank you sir.
    Very good video.
    God bless you

  • @dilpreetsinghchahal3097
    @dilpreetsinghchahal3097 2 роки тому +1

    🙏🙏Sir please suggest best safe schemes to invest except mutual funds and PLI 🙏🙏if possible please make special video for your valuable suggestions for most of your subscribers like me

  • @mangeshdhoke1969
    @mangeshdhoke1969 2 роки тому

    Sir mai aapke video hamesha dekhta hu bahut valuable rahte hai ...... मेरे पापा रिटायर्ड हुये है और 5lacs की swp करनी है 2000 per month की जरूरत है तो fund का नाम बताये

  • @Prasanta-1967
    @Prasanta-1967 Рік тому +1

    RESPECTED SIR , WHAT IS THE BEST APP FOR SWP? CAN I START SWP FROM GROWW APP?

  • @sunolshinde6849
    @sunolshinde6849 2 роки тому

    Very nicely explained.... I m retiring.... I got the answer...thnx,🙏🙏

  • @mukeshgupta6256
    @mukeshgupta6256 5 місяців тому

    Portfolio me bahut sare mf fund hai to kya sabhi se swp karna chahiye ya perticilar kisi ek fund. Pls reply

  • @aryantb
    @aryantb 2 роки тому +1

    Pankaj Sir very good advice.

  • @prantoshdas7917
    @prantoshdas7917 6 місяців тому

    Pankaj sir Hum 5Lac 5years Invest karna ka bad swp amount kinta hoga.

  • @amrutmestry8229
    @amrutmestry8229 2 роки тому +4

    Can the existing sip be converted to swp after investing for 5-6 years. Can the existing sip be topped up?

  • @raghvendrakumarsingh8779
    @raghvendrakumarsingh8779 2 роки тому

    नमसकार सर,मैं आपका वीडियो देखता हूं और मुझे बहुत ही अच्छा लगता है कृपया मुझे बताये की मुझे 25000 हजार रुपये हर महीने मिलने के लिए कितने रुपये की जरूरत पड़ेगी,और कौन सा swp plan लेना चाहिए और मेरी आयु 58 साल की है, कृपया उचित सलाह दे, धन्यवाद।

  • @RadhikaSharma-be4rq
    @RadhikaSharma-be4rq 7 місяців тому

    Sir please एक बात बता दें कि अगर हम हर महीने SWP से Rs.10,000 निकालते हैं, तो हमें Every Year निकाले गए Total Amount पर tax देना होगा
    या
    जब हम 10 साल बाद Redeem करेंगे उस समय taxe देना पड़ेगा
    Pls clear this concept
    🙏🙏

  • @KPFinancialservices
    @KPFinancialservices 2 роки тому +1

    Nice and informative advice

  • @tapabratadas8911
    @tapabratadas8911 2 роки тому +1

    Very Good video Sir.👍

  • @satishpujari2293
    @satishpujari2293 Рік тому +1

    Nice analysis sir. Thanks

  • @raghav25364
    @raghav25364 Рік тому

    Sir
    Mujhe 20 lakh rupees swp scheme ke liye lagana hai,
    Maine 4 scheme select kiya hai jo hubrid catogery ke hai
    1,canara robeco
    2.icic hybrid
    3 sbi hybrid
    4 hdfc hybrid
    Mai 20 lakh 1sath sabhi me daal du ya one lakh per month ke hisab se dalu uske bad swp karu

  • @vipingodbole9706
    @vipingodbole9706 2 роки тому

    सर मेरा सवाल है अगर मैने S W P प्लान से इन्वेस्ट किया माना दस लाख एजेंट के माध्यम से तो एजेंट का कमीशन क्या मेरे दस लाख अमाउंट से कम होगा तो तो सालाना करीब कितना कृपया उत्तर जरूर दे।

  • @tarapodo6102
    @tarapodo6102 Рік тому

    Sir, mai garib admi hun ,mujhey monthly 4000 rupaya chahiye, isliay mujhe kaunsa scheme may jana parega kripakar mujhe advice dijiay.Thank you

  • @hardeepsingh9101
    @hardeepsingh9101 2 роки тому

    bhai namsty
    hamare pass kuchh sr+ amaunt h
    hm ussy koon se fund me swp kr k
    phir ucci amaunt ki kis small cap fund me sip kare
    pls reply

  • @haripadachakraborty6915
    @haripadachakraborty6915 Рік тому

    Very nice informatin

  • @pratiktrivedi3131
    @pratiktrivedi3131 2 роки тому +1

    Pranam Sir 🙏🙏🙏🙏 Thanks for your informative video as usual 🙏🙏🙏🙏

  • @abhijitroy7705
    @abhijitroy7705 Рік тому

    Very good discussion

  • @abdulrahmanansari8011
    @abdulrahmanansari8011 Рік тому

    S w p kis fund Mein Karen kis mein sahi Padega

  • @Starr.9_1
    @Starr.9_1 2 роки тому

    Hello sir mere retirement huwa hai muje 30Lack found mela hai muje investment Karan hai post office me Karu ya koi mutual fund suggest Karu sir please

  • @muneshkumar7286
    @muneshkumar7286 9 місяців тому

    Ek must rs 5 lakh rupaye lagaen aur 10 sal Tak koi return nahin le to kitna Paisa mil sakta hai

  • @kumaryogendra2160
    @kumaryogendra2160 2 роки тому

    Nicely explained

  • @anilshrivastav488
    @anilshrivastav488 2 роки тому

    5 laakh 20 saal ke liye invest karna he kitna ho jayega plz..btayen

  • @swapankumarmandal2779
    @swapankumarmandal2779 2 роки тому

    Good advise......

  • @vineeshp6
    @vineeshp6 2 роки тому

    Balanced advantage funds best for SWP

  • @gajananshiral4535
    @gajananshiral4535 Рік тому

    Sir Swp accounts kis application se suru kare

  • @subhashsaharoy252
    @subhashsaharoy252 2 роки тому

    Thanks

  • @santoshpandit0412
    @santoshpandit0412 2 роки тому

    Sir agar manually har mahine withdraw kare to kaisa rahega

  • @Dipu7880
    @Dipu7880 Рік тому

    Sir muje monthly 15000 chaiya
    To kitna swp me lumsum invest karna hoga

    • @pankajmathpal
      @pankajmathpal  Рік тому

      ua-cam.com/video/h84nejKUCMk/v-deo.htmlsi=ex9qon-oEvt-S_iW

  • @saurabhvajpayee4732
    @saurabhvajpayee4732 2 роки тому

    Good evening sir
    Sir rbi floating rate bound ka rate present time me kya chal raha h??

  • @aksket2000
    @aksket2000 2 роки тому

    Does broker get charges on SWP?

  • @sudheerbabu4395
    @sudheerbabu4395 Рік тому

    Sir I am interesting to invest in mutuval fund for lumsum one time for swp purpose. Please tell me the best mf. How to invest in

    • @sudheerbabu4395
      @sudheerbabu4395 Рік тому

      Lumsum invest how to invest for long time for 30years but how to invest. Which is the best mf. In groww app there in only 5 years. There is no many years. Please tell me sir

  • @narendrapal1904
    @narendrapal1904 2 роки тому

    40 years for 50 lakh enbestment pr mnth enkam best plan so

  • @sanjaybhim
    @sanjaybhim Рік тому

    Sir what about icici prudential multi asset fund for swp want your opinion

  • @raghavendrahebbar3712
    @raghavendrahebbar3712 Рік тому

    Sir, can we skip the sip payment for six months and later on continue once again ?

    • @pankajmathpal
      @pankajmathpal  Рік тому

      Yes, you can pause your SIP for sometime, if required.

  • @sangeeta963
    @sangeeta963 Рік тому

    Don't know whats safe now

  • @aparnsinghruhela8225
    @aparnsinghruhela8225 2 роки тому

    Can we do swp in any fund or is it fund specific..please guide

  • @debabratadutta9656
    @debabratadutta9656 2 роки тому

    Post office MIS me invest koro

  • @Bhallaa05
    @Bhallaa05 2 роки тому

    Dear Pankaj,
    I am nearly 75 yrs old. Please suggest me how to invest Rs 15 lakh in MF for best returns.My time horizon is 5 yrs

    • @pankajmathpal
      @pankajmathpal  2 роки тому

      Thanks Sir for posting the question. You may be aware that mutual funds' returns vari from one category to another category. Please let me know your risk appetite and I shall tell you the best funds in the category that may be be most suitable for you.

    • @dilipkamble8289
      @dilipkamble8289 5 місяців тому

      Sir I m 60 year old retired fellow and wish to invest 5 lakh as lumpsum in M F. For 5 year And SWP ra 5000 pm after 3 year. Kindly suggest me in which MF I invest above amount

  • @sudipchakraborty677
    @sudipchakraborty677 Рік тому

    Fund ki name v bol diya kare sir ji

  • @debasiskumar699
    @debasiskumar699 Рік тому

    Dear sir .
    I want to invest 5 lakh for my grand son for 15 yrs .Pl suggest 2 funds .

  • @swarajmaan7004
    @swarajmaan7004 2 роки тому

    Motilal oswal midcap 30 mutual fund kaisa hai plz questions ka jawab dena

    • @pankajmathpal
      @pankajmathpal  2 роки тому

      Achcha hai. Is par bhi ek detail video aa raha hai.

  • @dhavalrathod8174
    @dhavalrathod8174 2 роки тому

    jai hind sir
    kya SWP se sirf PROFIT withrow kar sakte he ?

  • @alankarmathur2738
    @alankarmathur2738 2 роки тому

    🙏

    • @alankarmathur2738
      @alankarmathur2738 2 роки тому

      @pankaj mathpal sir, simple question, where should we block our ideal/emergency funds @2lac approx?

  • @dineshkumargupta104
    @dineshkumargupta104 2 роки тому

    Tax on fd above limit

    • @pankajmathpal
      @pankajmathpal  2 роки тому

      There is No TDS appcable if the total interest paid by one bank in one financial year is up to Rs. 40,000. The threshold limit is Rs. 50,000 in case of a senior citizen.

  • @ajayarora3582
    @ajayarora3582 2 роки тому

    Ram Ram ji

  • @sureshsingh4826
    @sureshsingh4826 Рік тому

    Sir you are experiance financial advisor. Your advice is not perfect. Kindly invest SIP in hdfc balanced advantage divided payout fund.for two years. Monthly divided will get and capital appreciation is more than 5lakh. I have already invested 3o lakh in this sheme. Monthly divided receiving about 30000 and capital appreciation at present about 35 lakh. Sender retired professional suresh singh

  • @AjayKumar-wr5ck
    @AjayKumar-wr5ck 2 роки тому

    सर मुझे 5लाख रुपए एक बार निवेश करना है मेरी उम्र 37 साल है और पैसे अपनी बेटी की पढ़ाई और शादी के परपस के लिए करना हैं बेटी 3साल कि है कृपया मार्गदर्शन करें धन्यवाद

  • @bidyutkumarmaji2783
    @bidyutkumarmaji2783 Рік тому

    Latest news bathai, sir

    • @pankajmathpal
      @pankajmathpal  Рік тому

      Latest news ye hai ki Sovereign Gold Bold ki nayi series open hui hai jo 19 se 23 December 2022 ke beech open rahegi.

  • @phuleshyam5583
    @phuleshyam5583 Рік тому

    तो क्या मैं ये समझू की म्यूचल फंड किसी काम का नही?

    • @pankajmathpal
      @pankajmathpal  Рік тому +1

      आप को यह समझना चाहिए कि म्युचुअल फंड से बेहतर कोई निवेश नहीं है।

    • @phuleshyam5583
      @phuleshyam5583 Рік тому

      @@pankajmathpal फिर सर आपने ऐसा क्यो कहा कि इस (mutual fund) फ़ंडमे रिटर्न की कोई ग्यारंटी नही?

    • @pankajmathpal
      @pankajmathpal  Рік тому +1

      @@phuleshyam5583 यह सच है कि म्युचुअल फंड में FD की तरह यह गारंटी नहीं होती कि आपको 5% से 6% का सुनिश्चित दर से ब्याज मिलेगा क्योंकि म्यूचुअल फंड्स का प्रदर्शन बाजार पर आधारित है लेकिन आपको इसे इस तरह समझना चाहिए कि बाजार में आपार संभावना है और म्यूचुअल फंड में आपको 5%-6% नहीं बल्कि कहीं ज्यादा लाभ मिल सकता है।

    • @phuleshyam5583
      @phuleshyam5583 Рік тому

      @@pankajmathpal thank you very much sir.👍👍👍

  • @punitrathi48
    @punitrathi48 Рік тому

    Why should we give our hard earned money to this AMC fund manager. I have earned nothing after one year

    • @pankajmathpal
      @pankajmathpal  Рік тому

      Historical Data proves that investors earn good returns in mutual Funds. You should see want went wrong in your case. Was your portfolio well diversified or you invested in some thematic or sectoral funds?

  • @nandakishorerajpurohit6454
    @nandakishorerajpurohit6454 9 місяців тому

    अपने गांव में दो रुपए के ब्याज से दे दीजिए पैसा डूबेगा भी नहीं वह मंथली इनकम चालू रहेगी और वह भी गारंटी से और अपने लोगों का सहयोग भी होगा

    • @brijeshchhetri1723
      @brijeshchhetri1723 7 місяців тому +1

      Doob jata hai brooo mere 20k doob chuke h 😢

    • @XNY137
      @XNY137 6 місяців тому +1

      Bahut se log suicide kr lete he nhi dena chahiye

  • @kishorachaval3146
    @kishorachaval3146 Рік тому

    Sir aapaka phone number description box mey dijiye