How to invest retirement corpus to get a regular income?| Q&A 44 [READ PINNED COMMENT]
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- Опубліковано 12 лип 2022
- Investors asked me various questions related to investment and I have answered few selected questions in this video. '
This video is bases on question and answers related to mainly mutual fund asked by my viewers.
This video is for educational and informational purposes only. Viewers should consult their Insurance Advisors/financial advisors/ Tax Consultants before making any investment decisions.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.
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Kindly note that there is an error in calculation of future value after 5 years as Rs. 25,00,000 has been added twice. The total should be read as ₹89,76,179. The objective of the calculation is to tell you that you will have more money than the amount invested initially. Apologies for the negligence.
मैं आपको बताना चाहता हूं कि वीडियो के अंत में excel में पूरी राशि को जोड़ते हुए ₹25,00,000 को दो बार जोड़ दिया गया है। असावधानी के कारण हुई त्रुटि के लिए मुझे खेद है। कुल राशि ₹8976179 पढ़ी जाए। गणना दिखाने का मकसद केवल यह है की 5 साल बाद कुल राशि शुरुवात में निवेश की राशि से अधिक होगी।
Ok sir
Applicable tax as per rules net income se minus karo or net gain batao.
@@sanjaykumarbhati7220 Rs. 40,000 per month ke hisaab se ek saal me 4,80,000 ki income hogi aur ek resident individual ko 5 lakh tak ki income par koi tax pay nahin karna hai. Kuch minus nahin karna hai.
4r
Thanks for your prompt reply
आपका समझाना बहुत ठीक है पसंद आया थैंक्स
Thank you Sir for explaining so nicely....I will surely follow your advice... Thanks a lot...
Excellent explanation. Very nicely explained. Thank you so much.
Very informative video on retirement planning....Keep educating us Pankaj ji.👍 Thanks
Excellent Sir. Your table will be useful to many seniors
Bahut achha vichar hai dhanyawad
Nicely explained. Thank you so much 🙏💐⚘
sirji you are very good financial planner in simple and low risk way. Thanks a ton
Thanks very nicely explained
Bahut achchhi Jankari di aapne Sir
बहुत अच्छा समझाया
Thank you Sir for suggesting and managing saving calander 🙏🏻🙏🏻🙏🏻
Thank u sir 🙏🏻for very important information
Very useful information sir thank you
Thanks sir, for valuable information
Thanks for your guidance sir
Great knowledge sir !!!
Very nice & best suggestions thanks
Very well explained 🙏🙏🙏
Nicely explained in simple words. Regards.
Very Nicely Explanation
Nicely explained. I understand that the 10L in FD is for emergency, so friends please put some money in health insurance otherwise it can eat away 10L for hospital expenses
Sir thanks.
Very well explained.
Very nicely explained
Very clearly explained but I don't have that much money.
Thanks👌
Great work sir.
Good answer. Thanks
छान माहिती दिली धन्यवाद
बहुत बहुत सुंदर पोर्टफोलियो बनाए पंकज सर❤
Grate Knowledge
Thx
Thanks lot. Partly I have got idea about that.
Thanks for worth information
Sir very nicely explain. There are different permutations and combinations for investment ( other than FD, MIS, SCSS, PMVVY , NSC , KISAN V P etc). U have shown investment in main TWO categories ( one is for safety of our principal amount and SECOND option to enhance our retired Corpus ). Pl prepare one video for retired persons with options for MFs , Pension funds, pension schemes. Pl.
Great example demonstration Pankaj ji, very easy to understand.
NICELY EXPLAINED. PLEASE XPLORE WITH MORE INESTMENT INSTRUMENTS WITH HIGHER RETURNS
Nice and informative video for retired persons.
Thanks sir , very valuable guidance, so nicely explained.
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ua-cam.com/video/kaJQIxbSgtU/v-deo.html
Nifty50 और Niftybees कहाँ जायेगा, next month view, ETF Best है, Traders Bar Stock Market
ua-cam.com/video/D8ggnXSAMPs/v-deo.html
07 Top ETF और 05 शेयर आपका इन्वेस्टमेंट का तरीका बदल कर रखा देगा, पूरा Market समझ मै आ जायेगा,
ua-cam.com/video/mmsAmajprNA/v-deo.html
Sir thanks very nice explained
Valuable video... 🙏
Very informative video Sir ji🙏
Very very thanks sirji
Comprehensive video for retirement fund allocation. Nicely you have allocated funds in several instuments to ensure capital protection and also to grow moderately
Sir, thank you, very nicely explained. I request if it is not then please upload vedeo for youngester of 30-35 year's of age, for retirement corpus. This is need of the hour.
Very good information
Fantastic and superb. 👍👌
Very good information, nice
Very very thanks sir
very nyc explained for investment .
आपका फार्मूला अछ्छा लगा
I like it ❤
Thank u information
Excellent idea
Nice information
Thank you sir
Thanks very good
NICE SIR. THANKS SIR.
Excellent advice
Sir retirement age state govt. 58yearsha
नमस्कार बढ़िया समझाते है सर
V. Nice planning
Good information
vvvvvvvvvv gud n practical pl give in detail regarding CORPORATE BONDS
Very Good and important informative video. Thanks a lot sir. Please continue this kind of informative video in the commig days.
Very good
Sir very nice 👍
👌Good morning Sir
Nice video on
Investment 👍
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ua-cam.com/video/kaJQIxbSgtU/v-deo.html
Nifty50 और Niftybees कहाँ जायेगा, next month view, ETF Best है, Traders Bar Stock Market
ua-cam.com/video/D8ggnXSAMPs/v-deo.html
07 Top ETF और 05 शेयर आपका इन्वेस्टमेंट का तरीका बदल कर रखा देगा, पूरा Market समझ मै आ जायेगा,
ua-cam.com/video/mmsAmajprNA/v-deo.html
Thanks
Nice video
बढ़िया सर
Good content
Thnks!👍👌💐
Very nice 👌👍
Impressed, How to take your Customised advice, from Corpus
Good video sir. 👍
Thanks 👍
As suggested by you to invest some amount in bonds, so let me know can I invest in bonds which are tradable in secondary market and giving periodic returns of the interest.Please reply.
Very nice
No SWP but PWP ( Profit withdrawal plan) is recomended for retirees. Always invest in BAF for a conservative retiree investor. Never invest in equity based fund after retirement.
Baf means what?
@@dhavalthakor6438 BALANCE ADVANTAGE FUND
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ua-cam.com/video/kaJQIxbSgtU/v-deo.html
Nifty50 और Niftybees कहाँ जायेगा, next month view, ETF Best है,
ua-cam.com/video/D8ggnXSAMPs/v-deo.html
07 Top ETF और 05 शेयर आपका इन्वेस्टमेंट का तरीका बदल कर रखा देगा, पूरा Market समझ मै आ जायेगा,
ua-cam.com/video/mmsAmajprNA/v-deo.html
BAF is too risky for a retiree. A conservative hybrid fund is the best. ICICI Regular Savings or Kotak Debt Hybrid are good funds.
@Kanjilal is there is no such plan available in mutual funds in which only profit is credited in your account automatically. And, even if you plan to do it manually then there is a limitation as the profit is not guarenteed and the retiree may face difficulty in managing cashflow if there is no profit in one or more months.
I suggest Tamilnadu Power Finance Corporate. Five year interest rate is 8 percent with TDS 10 percent . This is 100 perecent safe .
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ua-cam.com/video/kaJQIxbSgtU/v-deo.html
Nifty50 और Niftybees कहाँ जायेगा, next month view, ETF Best है, Traders Bar Stock Market
ua-cam.com/video/D8ggnXSAMPs/v-deo.html
07 Top ETF और 05 शेयर आपका इन्वेस्टमेंट का तरीका बदल कर रखा देगा, पूरा Market समझ मै आ जायेगा,
ua-cam.com/video/mmsAmajprNA/v-deo.html
Explained in very nice way.Thanks. But my quarry is for Sr.Citizen Saving Scheme. My one such scheme is going to mature on 23 March,2023 after completing 5years. If I extend above for 3 years more ,shall I get Income tax rebate of extended period? Thanks
समस्या ये है कि इन्सान की हवस कभी पूरी नहीं होती।
9L may be invested in Po MIS @6.6% annual interest
Please also advise on tax treatment for the withdrawals.
Sir, you have not mentioned about income tax deduction. It would have been more clear, if IT is taken into consideration while calculating the.returns.
Very nicely explained. I have 40L and would like to invest and from next financial year I may require 25k monthly payment.please suggest. Iam currently 58 years and having no pension.
Nice
You have takes best case scenario only.
Can money in GPF be considered as Debt/Fixed income instrument for the purpose of my portfolio?
Senior citizen saving scheme scss limit is now increased from 15 lakhs to 30 lakhs.
Corporate Bond koun se lene hain please mention karen sirji.
Sir, retirement ke baad corpus amount se ghar ya gaadi cash khareedna thik rahega ya bank loan lena sahi hoga ?
Good
Very useful, how to save tax?
इंडिया मे inflation rate approx 6% है ।
5 साल के बाद जो बैलेंस बचा interest amount के withdrawal के बाद क्या 80 लाख के बराबर है । इससे कैसे बचा जा सकता है ।
Sir can you add video for doing sip for retirement to get corpus around 60 lacs corpus . So want to know best long term mutual funds which will return this retirement amount. My current age is 32
Sir, Tex kitna lagega...??
Kya corporate bond pe bharosa karna sahi hai. Mera principal impact to nahi hoga na.
01अप्रैल 2023 से सीनियर सिटीजन मे सीमा 30 लाख हो गया है और ब्याज 8.2%की दर 61500 तिमाही मिलता है यह पोस्ट ऑफिस की स्कीम है
Can we use quant absolute mutual funds for SWP?
Sir I will retire at age of 40 yrs. Can I follow same rules after retirement or plan other way.please suggest me
Sir. 🙏 As you said 40k p.m milega tho interst on investment ke liye tax kitna katega
जहां रिटायरमेंट 58 साल में है, उस सूरत में सीनियर सिटिजन सेविंग स्कीम का लाभ कैसे मिल सकता है, इस बारे में मार्ग दर्शन करें कृपया।