Meet the Infamous Debt Collectors of Indonesia
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- Опубліковано 19 лип 2018
- In Indonesia, the world of debt collecting is typically made up of darker skinned minorities from the Islands of Maluku in Eastern Indonesia who are locally perceived and stereotyped as being intimidating members of the underworld. But in reality, Indonesia's debt collecting industry is regulated and crucial to the country's economic stability.
We met up with a crew of Moluccan debt collectors to find out more about their tight-knit community and the different ways they secure money for banks. Although they claim to be non-violent, some collectors say they use various "tools" to get people to pay up, from brandishing machetes to staying overnight at a debtor's home until the debt is paid. We also talked to a lawyer who's worked with Indonesians struggling with debt to learn more about the partnerships between the banks and the collectors, and the legality behind some of the intimidation tactics they allegedly use.
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"At the end of the day we are all humans.
Now give me all the money before I end you human life."
-Indonesian Debt Collector
MANOJ DAHALE Lmao
*our money
your* human life
@@emomales5782 word "the money" is true bc the money is not for them, bank hired them to do a jod called debt collection.
Hahaha
"We don't want to pay, because we feel like we haven't used the money"
*Understandable, have a great day*
More like: "understandable, anyway, pay the debt"
@@normal9591 but that's the joke--
"OH NO, anyway"
If you haven't used it then give it back.
@@normal9591 yep, true. "Understandable, now gib me da monies"
I work in a bank. And I've worked with these people, sometimes dealing with repo, they aren't scary, as long as you're not their target. Lol.
ofc lol
Repo:v
Hahahaha, Revo is the inventory vehicle from the office when I was working for Adira 😆
repo= reposition. aka nyita kendaraan/ bangunan yg jadi jaminan
@@anditard lebih tepatnya repossesion, alias juru sita
Despite their reputation, most Ambonese are one of the most friendly person in all of Indonesia. Seriously, once they consider you as their friends, they will welcome you like one of their own family
Many easterners are rough, but if you are kind to them, they will pay it tenfold. But if you ever do bad things to them, then pray for your life
@@copporn1615 nice profile pic
@@Numberonesambatukamfan thanks 😊
Carry a mechette everyday with you is very Friendly .
It's same like Russian
"If you steal a motorbike in Indonesia you may be burned alive or killed"
yup, that's exactly what happens here
Zahra I legit just saw an IG post about a thief burned alive in the open
Shit they do that in Haiti too that stuffs not tolerated
Sher Tanumihardja Theres also a guy that burned alive buy mass of people from a neighbourhood cuz they thought he stole the amplifier from the local musholla (a smaller mosque) and we also have terrorist attack here
yeah and that one too. we live in a fucked up shithole
Zahra Central and west Africa too. They put you in tires and light it on fire. People are too poor to tolerate thieves. In fact my cousins have seen thieves run to police stations to escape the mob.
The son wasn't weak, he was being reasonable and had sense to avoid the non sense.
Musto Chase i want to say it both misstranslation and not misstrlanslation. The word "lemah" could mean a lot of context on its bases meaning of weak so there is that i guess.
Okay me know it all.
the weak context was about him giving in to them about the debt, the mother was tougher because she didn't want to give in and stay stubborn not wanting to pay the debt
The son shouldn’t have spoken out while the mother was negotiating. Never let anyone outside the family know what you’re thinking.
Agree
Did he say TAKOT and UTANG? In Philippine language,it means “fear”(takot) and “debt”(utang)same as indonesia? Nice!!!
we all the same.. Even Malay has a lot of similarities. Well we are divided by the colonisation
ayy ..we were once united before the western tear us apart and destroy any single evidence bout us.. .so hello brother ..
well you guys are austronesian too.. before king philip came, maybe the language were more similiar..
dude we come from the same root...
I would love to know which is different in your language? This is one to ten in Malay..
Satu, dua, tiga, empat, lima, enam, tujuh, lapan, sembilan, sepuluh.
"Dont' play victim. You are the perpetrator" That's right. I lost sympathy for the lady.
I agree
You don't know how annoying people here when they loaned money from you and you tried to take back what is yours
That was a powerful speech though.
@@freedcrypto damn agree. Got reported to the popo cause i asked nicely what is legally mine. Ungrateful bastards, I helped them, now i need my money they chased me out
@@sopianwahyudi welcome to indonesia. That's why i never lend people a huge sum of money. I only lend maximum 7 bucks (Rp. 100.000) so whenever they don't return it, it gives me a lesson about their characters.
Aside from their scary reputation, Mollucans are Indonesia's best singer
hahahahaha
lmao random
It's hilarious but also SO true
True. One of my uncle is from ambon and he is a good singer. He is also a very nice person.
Main Bola Juga (Gio van bronckhorst, Sonny Silooy, Tahamata, Jos Luhukay, Bobby Petta, Denny Landzaat)..dan main Guitar: (Memru Renjaan, Vinchenzo Tahapary) Badminton: Dicky Palyama ..And by the way last week a Moluccan Grandpa won the The Voice Senior 2018 of Holland...Best Senior Singer Of Holland...It Makes the Moluccan people proud, world wide!..ua-cam.com/video/MYWIQUlz-B0/v-deo.html
Indonesia is like Brazil but less drug
And less gun
and less aclohol and prostitute and also less crime
@@DekaPaksiWiranagapati no alcohol is abundant
Bukan Indonesia , tapi ambon nya + Papua
But more smoking
"You'll die faster if you have no fear", damn boi you speakin STRAIGHT FACTS
hes not wrong. if you have no fear you wouldnt fear jumping off a mountain
@@strasseristsgaming3995 XD
Its the same thing with people who dont flinch when you spook them. Some think its tough - but in reality - that kind of behavior will get your face kicked in when someone doesnt pull their punch
I know this feeling. Your friend borrows from you and say he's/she's gonna pay it back next week. You easily lend but when the time has come, theres no sense of responsibility to pay back. On the 8th day you call to collect your money back but he say excuses or delay.
Month has passed and hes ghosting you.
Then you even go to his house and they play the victim, gives reasons bla bla bla and yourself looks like the bad guy.
If you borrow money have some responsibility to pay back.
Theres also people who just borrow but no plans in order to pay.
Dont lend give whatever ure willing to forget
120% people borrow to someone else without even planning to pay it back. It's just a lip-service to get the money.
yeah, I really hate those kinds of people ! No sense of responsibility at all !
@@izzuddinrasid3458 It breaks any good relationship from friends, neighboring, relatives, brothers and sisters up to kind and parents and so on and so fort.
well, a fist might be a good solution then
"Some say we use violence, but there is no evidence of that."
I'm just saying, that isn't the best way to phrase that lmao
It is the most bad ass way of saying it thk
A few sentences after openly admitting to have used violence in the past😂
Also Indonesia: Some say I have no motorcycle licence, but there is no evidence of that.
@@lb5560 Yeah, till the police decided to do their daily check up routine then you're basically fvcked.
@@TheOverlordEND Eh that's a big if
"I don't feel I've used the money"
ok now I know why they pick the thugs for this job lmfao what kind of an excuse is that.
KC Familam I think she was scammed. She said someone else take all the money. I think it's common in Asia, I certainly know the same case in Japan and Korea. People unwittingly signed a debt contract for someone else.
Some people that closes to you sometimes convince you to take a debt especially a credit card debt where they make duplicates of it and use your new credit card to buy stuffs on your "name"
Really? They can do that duplicating stuff? How?
I don't know the exact detail, it seems that you can claim a lost card or something then you will be given a new card without the old one get invalid.
Daotaku Ning That kind of scam cannot happen. There cannot be two cards with same code number. At least in my country, but I guess it's the same in every industrialized country.
By filing a loss/theft claim, the bank that supplies the new card will report the older one as lost/stolen, and flag it on the bank network. The bank will warn the user that from the moment they get the new card, if they somehow find the flagged card, they must NOT try to use it in any way, and return it to the bank; or more often, simply destroy it. Whoever finds it and tries to use it to pay for something will be denied the transaction (and can/will be tracked back by the insurance company), and if the same card is used to withdraw money from a cash dispenser, it will be swallowed and impounded.
"Speak softly and carry a big stick."
- Theodore Roosevelt
Man: "Yeah I've been to prison several times for murder and assault, now let's grab the machetes and go collect some debt"
Vice: "They were feared because their skin was dark"
"You will die faster if you have no fear." Wise words. And such a beautiful country.
*waves machete and gun around. Calls them “tools” for when people don’t submit to their interrogation* two seconds later, Vice journalists: “ they aren’t violent thugs, they’re a family” 😂
It's sarcasm mate, most of debt collectors aren't going to use violence as a mean of intimidation. They simply brandish and let their reputation do the work 95% of the time. I've known several debt collectors personally from my time in the Banking industry and they more often than not are just peaceful people trying to do a job which somehow are stereotyped that they were great at. Violence is the last thing these men wants since not only they were risking their life but also they might risking their family lives.
Then you might say "But their will get more jobs afterwards because street cred blablabla" yes they might do earn more cred in the industry but then you won't necesserarily get more "job". You might even get the tougher job of debt collecting some really powerful/influencial men or women which has their own way of dealing debts. That own way is counter-intimidation or even lynching of personal family members. So basically they dug deeper & deeper into the rabbit hole, and they might never be able to live their lives comfortably
They're not thug, they are a private company and banks employ them to collect debts
These thugs are "professional" just because they're on salary from their masters, but still they are thugs because they act like thugs and solve problems like thugs. That's what their job description is: to be thugs. These are the ugly guard dogs of the "clean business-like" corporate world. And they'll bite anyone: men, women, children, honest people crooked people, old poor people, you, me whatever their masters want them to. Hey, it's just "business".
The Pretentious V.D. A machete and gun by definition are tools.
John Smith hey John. I couldn’t help but be taken back by your utter stupidity. I just HAD to reply. In the context of the comment, you can clearly see I put tools in quotation marks to highlight the fact that they use machetes and guns not for their primary use, but instead for threatening people. They use them as “tools” for threatening. Hopefully that makes it clearer for you. Thanks. I have a great book to recommend. Great read. It’s call *Dictionary*. You’d find it fascinating.
Moluccans working in Jakarta, collecting debt "probably" from chinese, eating in Padang Restaurant.
O, Wonderful Indonesia.
Pretty sure they weren’t Chinese their skin was darker.
@@jeremypay276 i think he meant that they "collect" debt from chinese
👍
@@jeremypay276 learn English more bro
Nah tbh, I don't think it was Chinese
The interviewer's facial expression is the best! Just a perfect mix of curiosity and terror.
Yeah no.
@@ha-bv8is yeah yes
I thought she was high all the time
She's high
She's cute
Lucky I don't have any loan...
My dad, my grandma and basically everyone in my family always teach me to never ever to have a credit card or apply for loan. They always teach me to save up money and never take what you don't own or earn...
mantap
wise
you can have credit cards and just be a 'transactor' : that is, pa the total statement balance (in full) on or before the due date. You won't ahve problems with it.
The opposite is the 'revolver' : does not pay in full , perhaps only the minimum amount due. This is where companies make money the most, as the unpaid amount is slapped with high interest.
Wise choice
Same
ARE WE JUST GUNNA IGNORE THE DUDES WHO FOUND SOMEONE BLINDFOLDED
they're fat capping bruh, did you see his bs side kick iver the bike lmao
Bruh just posted the same thing wtfff
Thats black magic😂
@@gakpaa8090 LMAOOO
I don’t believe it there’s some trick
0:46 “so I’m here in a typical wedding in jakarta”
No, most weddings aint that good in jakarta
True.
Shut up train
Ay yo smoke! I thought you're a citizen of santos
Hahahaha..So true true true..
But... _it is_ a typical and standard wedding for Jakarta resident.
"wE'rE nOt TryINg To stEAL thE moNeY"
→ took a loan, refuses to pay it back
...
this might sound racist, but many of chinese-indonesian take loans from the bank and act like that.. when you asked them in private casual conversation, they said that the bank had already insured the money, and they (the bank) will have nothing to lose, so there's no need for them to repay anything..
so basically they don't feel guilty for taking loans and not repaying it..
@@judasthepious1499 i can assure that, being a chinese indonesians that have ambonese friends, some of my friends told me that, chinese indonesians are not saints. Yes, most of us are treated unfairly just because we are of chinese descent, but some of us love to play victims and very racist towards outsiders, sometimes even to fellow chinese-indonesian that have mixed heritage or befriend people from other races
@@judasthepious1499 ive heard similar stories from my chinese coworkers
@@judasthepious1499 tf?
@@spotsthecat7913My dad works for a Chinese company. And yet, my father gets false accusation whenever he's going to get salary raise, or a new position, and it already happens twice on the past two companies he's in.
But thank god, the current company that my father currently in, apparently runned also by a Chinese, had a very caring boss. He's even attending my grandma's funeral😀
her friends have a debt to her 500 million, her friend give her a house certificate as collateral, but when her friend cant pay the debt, she can't sell the house without her friend agreement (the owner name in those certificates) , the Lady in this video have an idea to get loan from bank and use her friend house sertificate as collateral to the bank, lets say the bank give 3.5 billion as a loan, The Lady get her money back 500 million, and give 3 billion back to her friend. But the problem is that the bank expecting debtors to pay back the loan include with the interest rate, the bank dont like to confiscate and auctioned the house because auction price usually dropped & cheaper, if the bank can't collect the interest the bank will lose profit, that's why the bank still hire debt collectors, the collateral only be used on the last option for example if the debtors died
Thanks for this answer. I was wondering why the bank just doesn't confiscate the house and auction it.
@Selva G billions in Indonesian Rupiahs usually amounts to hundreds of thousands of American Dollars
@Selva G do you even know what an indonesian rupiah is dum dum
@Selva G 1 billion rupiah
Well, not a great strategy to begin with..
Even if the bank decided not to send the debt collectors your way and just go straight to confiscate your asset.. by doing so, it will automatically put your name on the credit checking black list..
As the consequences, you will never be approved for any loans in the future..
And this is especially bad if you're a businessman.. because one way or another you WILL need help from the banks in one way or another.
What most people miss and didn't understand that the Banks whom "employed" this collectors are almost always responsible. The end of this videos explains it all. I wish you guys could get the banks side of the story more in-depth.
I used to work in one of the largest state bank in Indonesia and we are wholly aware that debt collectors are one of the most useful "off the book assets". We will never officially have ties with them (the collectors) and we will not acknowledge the collectors at any circumstamces if something goes wrong. So they are basically the black ops (no pun intended) of the financial industry. Which is needed in some situations.
Albeit not all of the debt collectors are honorable man like Jemmy there (murder etc) and also some collectors act like a loan shark even if the loaner already paid the debt, asking for more money than it is actually agreed upon. This is the side that VICE misses on both the UK and Indonesian debt collector reports. I doubt they will ever get the chance to report on that side since it is a rather secretive and off-limits to any kind of journalistic coverage.
But all and all an excellent reporting VICE, also i think i was present during your time filming in Bintaro!
Sir lolallot people with malicious intent and agenda are. Banks are just one of their creations.
Sir lolallot they do give a fuck if we mess with their money tho
Yep, people who cross the line exists in every society or any organizations after all.
@Akmal the problems with indonesia banks is.. their interest rate is very high if we compare it with country like China.. how the hell Business people can compete with other business man from other country?
Sir lolallot lol, say that to those jews
As someone who grew up in the eastern part of Indonesia, at first i was so scared when talking or interacting with Molluccans or Papuanese people in general. But after years and years living along side with them, they are actually very nice. They make the meaning of word "Family" and "Brotherhood" as the base of their lives. I was so touched and i respect them a lot and growing up in Papua, i can totally feel it. Even there's one guy, A Kei man (Kei is one of the Tribes in the Papua region that is famous as being so ruthless or just all around aggresive), he became a close friend to our family.. his family was known to be aggresive.. but we actually being treated as ordinary human beings with respect and love. We encounter many people that is being "Feared" by others.. but actually they are very nice.. its just respect them and they'll respect you to.
Which city do you live in, in Papua?
@@revansyah3478 Timika
@@gabson1336 I used to live in Timika too, the kei's were infamous eh
@@revansyah3478 VEEEERRRRYYYY almost every month.. there's always one news regarding them
@@gabson1336 haha ikr
"People assume we use violence, but there's no evidence of that." LOL! In other words "We don't hurt anyone, as far as you know."
"WE CUT PEOPLES NAUGHTY HANDS OFF.....HeHe" -debt collector "Despite being seen as street thugs, they're actually one big family." - Vice interviewer
It is indonesian jokes bruh.
Some of indonesian use violence language as a part of jokes. So dont take it litteraly.
In Indonesian tone he says it sarcastically
That's actually a soft dark joke. Sometime we said "gue matiin lu/i'll kill you" or "mampus, lu/die, you" as a joke and no one took it seriously. It's based on our tones and the euphoria.
These Maluku people look a bit like Maori (indigenous Polynesian people) of New Zealand, I'm guessing they have similar origins.
Daidi Fantaye they were actually have same root, western indonesian are melayu race and estern indonesian are like aborigin and polynesian race
Daidi Fantaye, yeah, Austronesian. same with papuan.
Yeah.. we consider as a part of polynesian..
@@macmcskullface1004 depends on where you want to look at it in Papua New Guinea. Because Papua New Guinea has a mix of Melanesia, Polynesia and Micronesia. And Maluku people here in Indonesia would mostly count as mixed Polynesian and Melanesian.
@@arthurimona5901 All you guys are right about us Moluccan people.But also,many Micronesians look very much like Maluku or Timor too.Just google Palau or Kiribati.In fact,I saw some Kiribati person saying on an Austronesian video that they descended from Alifuru from Seram and or Buru island.
A family member owed money to a bank, bad economic situation at the time. The bank sent some of these guys (mollucan debt collectors) to collect. The family member is a generous person who will help people in need around him and he employs a senior figure in the local mollucan community. Mollucans are very respectful people towards their elders, so when they came to collect the senior figure told them "go away, people in this area would kill for my boss". They just left scared and never came back (normally they'd come back in a bigger group). The family member paid his debt back. This senior figure is an interesting fella, I'd ask him about his past life when he was a bodyguard for a prominent Indonesian conglomerate family. How he would go to "business meetings" with a gun or how one of Indonesia's most notorious gangster even calls him his brother...good stuff.
Interesting story, really
Respect for elders in Maluku culture 🙏🏽
i dont know why but everyone in this video seems sympathic to me. I get strangely a good vibe while watching this video.
I'm half Moluccan and recently went to Ambon.My Moluccan family who had never met me before treated me still like a King and like they had known me forever.Lovely and family oriented,friendly folks.
i feel that too man, i don't know why. i hope i can meet one of them and can be friends with them. they're so friendly based on what i see in this video
Indonesia's version of "Can't pay? We'll take it away".
Actually pretty solid journalism, illuminating the problem from all angles, letting all sides speak...
There was a huge case ten years ago of the death of a debtor who went to an Indonesian bank for debt consultation. He was in a room with debt collectors and there were traces of assault using a blunt weapon. Sure, the final blow was the debtor's high blood pressure, but the debt collectors can't be said to be totally blameless. I hope that they're truly better regulated now, even though I'm a bit skeptical
These guys should've get hired to deal with our country's corruptors.
They are like debt collector motivational speakers
As they said, since 1998 law is more powerful there.. so they need to adapt & upgrade, if not, they'll loose their job
GTA San Indonesia.
That would be fucking awesome! Could go to Thailand too
@@user-uz7cn1dq8p ambon city 😂😂😂😂
Poso Dlc in the future when
Sandonesia
Bahahahahahah
11:00 for people that don't understand what they are saying, the debt collector is actually speaking to the lady in a very respectful manner. Maybe it's because of the camera but I definitely wouldn't expect a debt collector to be that nice.
Yeah, i thought it would be near-death scary.
But it's all a guy givinh out rational arguments.
nope, We always speak manner for ppl who respect us. they only doing their job as a profesional for feed their family.
Subtitles on top of subtitles. Nice work vice editing
You already know from the title this will be fire
Thank You so much Vice, This was very enlightening, And the Vice presenter was very professional not to mention pretty. It's too bad we can't hire these guys to get the 1MDB fund from Goldman Sachs. We need a corporate version of this sort of business.
People from east of Indonesia (Ambon, East Nusa Tenggara, Papua, etc) were one of the kind hearted people I've ever known..
Orang Maluku itu karakter dan cara bicaranya memang keras, tapi hatinya lembut. Tidak ada etnis yang jahat, yang ada hanyalah manusia yang jahat. Setiap etnis memiliki manusia2 jahatnya dan manusia2 baiknya...
Amen
They may be violent murderers but heeeyy... they're all a big family and they look after each other and they support the nation. Let's just forget that little detail with the murders.
pi.mp3 are they murders?
crunch9876 yeah one even admits it
But then again, we don't know details of what and how it happened.
pi.mp3 kinda like how governments do
pi.mp3
first interview: Yea we arent scary we are only human afterall
Second interview; literally a minute later: so If someone doesn’t pay we gather hundreds of people with machetes and take everything that isnt bolted down
The guy in the intro was amazing he shut her down real quick
"We have a lighter shaped like a gun"
"Hue hue hue hue hue" 😂😂😂
Wkwkwkkwkwk
6:42 John Kei is one of the most famous Thug in Indonesia.. i have mingle with The east of Indonesia people since i was a kid. till now I have a lot of friends who become a dept-collector, a guard in a club, . I have joined one of the organisation which is doing the same thing. I dont like the idea of people get scared with their look. actually a lot of them are so nice and become a preacher. but man all races has bad and good u just cant judge . and for your information too, the debt-collector in Indonesia not only from their race. its depend on the land, and what we called "son of the land" usually will be the one that can control the area.
Theodore Eleazar where your from
do you have contacts?
The more suitable word for "club-guard" is bouncer
Jon key mah gangster papan bawah bos, dia cuma kecoak kecoak yang kalau ada keributan pasti dia ditangkep wkwk
@@hasanbawazir6465 fearless man, sadly that's only on internet
From the sunny continent of the chocolate people, Africa. I love the indonesian language.
From the sunny Islands of Chocolate people,Maluku
at least Ambon, Maluku is known as the City of Music of Indonesia, which is a good thing
Yah,go international
The "execution room" looks really like one of those hostage video rooms.
orang timur yang paling ramah menurut saya adalah orang papua . pengalaman pernah tinggal di papua sangat baik sama saya sebagai pendatang dan nggak pernah ganggu orang
Tapi di injak injak oleh pendatang
Lu baru injek tanah papua aja udah berani komentar kayak gitu.
Tinggal di semua tempat di timur dulu baru ambil kesimpulan.
Blm bisa ambil ksimpulan klo lu bru tinggal di papua, klo udh smua daerah timur pernah lo tinggal bisa sja anda mngambil ksimpulan
@@deuspatriamgloriam104 Kam yg ada potong pendatang baru...
Orang papua ramah kecuali separatis KKB dan relijius garis keras
This was excellent! I love learning about Indonesia
i really enjoyed this. thanks VICE
For me Ambonese and Moluccans are famous for their kindness, singing ability and good local song, braveness, soccer skills, social activist, and don't forget about their food's, it's a gold standard!
Tarima kasih baña 😄😄😄😄🥰
If they come in your house, you are the guest.
HAHAHAHA
Why am I reading the subtitles, I'm Indonesian
Me too lmfao
Same, I understand the Indonesian language, but I understand english more. Probably because the Indonesian language is kind-off a mess.
*SAME*
Bruhhh I just realize I've been reading the english subtitles too till I read your comment, wkwkwk ngakak T.T
An Moluccans debt collector, collecting debt from a chinese (presumably) building material shop owner and then later have a lunch at a padang restaurant.
That's some diversity right there.
Ambonese and Mollucans are some of the most kind and generous people if you befriend them and close to them.
most other easteners i know (like Papuan, Florenese, Ambonese and Mollucans) are really kind and wholesome. but other ethnicity often misjudge them 'cause their appearance is tough and "scary" to other.
They really went off the deep end with those last few minutes.
"We don't want to pay, because we don't feel like we used the money." WTF
0:46
"So here's a typical Indonesian wedding"
50% of Indonesians: stop the 🧢
70+
typikal kok
fr, I've never been to those 'typical' wedding 🤡
@@Siblubru then get a fucking wider connection, all the other 5 religions besides yours have their wedding ceremony that way
@@breaktherules1554 well okay you're right, but geez calm down
Kalo berani berhutang,ya emang harus berani membayar...selama tidak menggunakan kekerasan debt collector menurutku gak salah...kalo ada orang hutang,tp tidak dikembalikan,siapa korban asli? Ya si pemberi hutang...selama bunga yg diberikan sesuai dengan perjanjian...yg hutang jg gak berhak marah
My friends from the east are one the most kind people I've ever met. Certain jobs require certain skills, that's a given.
Very interesting. Thanks Vice Indonesia.
VIDEO INI BUKAN DARI VICE INDON BRO.. INI VICE UNIVERSAL.. SEBELUM NONTON CEK CHANNEL DULU YA GAN..
Sound proof room? I feel bad for any ladies that get stuck in there with those dudes
He protec
He attac
But most importantly
He get bank money bac
That profile picture tho
Damn yo😂
b
When you take a loan, you should know how to pay. That is the thing that even 10 year old kids know...
I think I bknit will be so much better if Vice can cover this kind of issue as balance as possible so we audience can get a very clear understanding at the end of video. Even though it is good enough that I personally get (almost) complete view from debt collector point of view, I am looking forward to hear more from debtor and the bank side as well.
Very interesting video. I would love to visit Indonesia one day.
Setting Mind
Just remember one thing. We drive on the left. Several tourist have gone injured even killed in traffic accident by forget about it.
I would suggest you should go to Bali it's one of our popular tourist spot
@@fajaradi1223 lmao really?
Dun you know the philippines native , taiwan native and indo native has some words spoken in common. Example a taiwan native word 'makan' eat is same as malay or indo. So are some philippine native words and filippinos are from malay stock ancestory.
We are one big family before the western separate us lol, even thai script are very similar to javanese script
we are one Nusantara before thats why we have a lot of similarity
@@crazybulldog1874 Due to Indian influence
That's because Maritime Southeast Asia (Indonesia, Malaysia, Brunei, Philippines, East Timor) are of Austronesian speaking family. Same as Native Taiwanese, Madagascans, and most people in the islands of Polynesia and Micronesia region in the Pacific.
It's called polynesian my friend.
they were arguing but it felt like they were just chatting ez. hehe. what a beautiful language you have. ✌️🙏🙏 all should be like that.
Is that so?
nope :)
This was a great video. I love watching portrayals of lesser-explored parts of the world and their works, as they usually have more traditional and old-school methods and philosophies. Yet, there will always be the newer blood who is trying to incorporate and experiment with creative ideas that may seem common to the developed world but arcane to the old, like the son using a more rational, almost sympathetic-like approach to his methods which made him appear weak to his elders. The incongruity is what makes us human.
If I could suggest one thing for improvement, it is not of the production quality, but of the aura that the journalist has. No doubt she probably did something right to be accepted and not be shunned by the debt collectors, but I noticed throughout the video she was in a constant open-mouthed, baby gaze look. Perhaps try to keep the lips fully shut.
Another room for improvement is the posture of the female journalist. I have noticed that she does not possess a charismatic posture...? As in she seems to sit back as if lounging, and almost looking unconfident. Might I suggest she have a more upright posture, and maybe even have a slight lean forward, as it visually shows the speaker that you are listening attentively to what they are saying.
Even if this is not read by the intended recipent, I still hope that any random stranger that stumbles upon this comment may learn something, or even disagree with me. Take care.
If you learn the colonial history of Maluku and Indonesia you will realize this part of the world was in fact heavily "explored". The main reason why Maluku is kept in the dark today is because it is in the black pages of Dutch History. The direct reason why the Moluccan people are forced into positions like these.
@@savari5746 Yes,Maluku is in fact the notorious "Spice Islands" that Christopher Columbus was looking for when he found the Americas.
A start to an interesting series.
3.4b Rupiah = $234,600 USD
Axien 07 billion rupiah?
Ty I was wondering ...
Yes 1 dollar = 14.000 rupiah
@@youngniggaz1049 miliar ke rupiah
@@jayarantiano sekarang ? wkwkwkwk parah
Awesome video. Kudos vice, and the reporter
4:00 for you non Indonesian
that's not the brand of liquor
it's just a recyle plastic bottle
adi dia I had drunk it and I got high
@@sheogorathz Got high from drink water bottle, either its a joke or your tolerance is below minus.
@@TheOverlordEND they put the alcohol inside the water bottle dummy
@@justinredford Thats the joke
@@TheOverlordEND im sorry maybe i dont understand but indonesian people put alcohol inside water bottles even plastic bag hence "oplosan". so this joke ur referring, is it me who doesn't understand your joke or maybe u think that putting alcohol inside water bottles is a joke??
I was waiting for the "They're victims too". Thanks Vice.
In Indonesia is really had a lot of debt collector , especially on side of the city or a "slum" can i say , i live between them , i don't really seen and never get a debt , but its a common thing on a "not city" place specially on a poor family , and yess Maluku is the most debt collector and famous because of it , well...
i live on java island , even thought theres a lot of debt collector
its really hard i think to be a debt collector , both moral and your job is tested everytime
oh and we had a lot of movie and tv show about debt and corruption , its really a common sense in here
Here in the netherlands the molukkers or ambonezen (as we call them) are also here in "tough" jobs like deb collector, bouncer etc. Also infamous for have bike gangs.
Mark yes it's SatuDarah
In Indonesia is really had a lot of debt collector, RIP enlgish lol
But things have changed in Indonesia... I lived here a decade ago and then you could not get credit for a bike, car or house.. Now i live here and you can get all that stuff on credit... Debt collectors in ID will be busy for years
Midnight Austin it's a common thing on a not city
You'll make it big here in the Philippines. I'd gladly hire 2 or 3 for a single person just to make sure they pay their debt. We all know that one person who plays the victim and paints you as a bad guy.
Debt collecting ecosystem in indonesia were developed as part of our economic-defense strategy too.. these community gangs or masses organization were once people who control area, but then our defense institutions directed them to become partner of finance institutions or banks, we believed that healthy finance means healthy economy and stronger country
This was a truly good video. Really would like to see more about Indo, great journalist as well
The reality of debt collection in any country is that part of it is based off intimidation and power. I used to do repos in the USA and trust me we were always 2-3 deep to show force and to show people not to try anything stupid. Also 75% of repo teams in the USA are legally armed. Trust me no one wants to give up their vehicles willingly esp if they’ve paid tens of thousands of dollars of it for years. Even 2-3 deep armed and all of us 6’2” or better 250lbs or better people came out w shotguns pistols and got into plenty of physical incidents. Best thing is to not get into debt and not to give the collectors a hard time, they are there to do a job just like everyone else so they don’t fall into debt lmfao
DAMC3808 Wise words! Avoid debts as much as possible, especially from loan sharks!
Bro that's true, I'm from Indonesia btw but I also confirm that
Wow good luck if a phone company sells your debt for 30 bucks and they tell you you owe 2000
At least the debt collectors talked sense to the debtors so that they know that delaying in paying your debts will cause a bad reputation to the debtors business
this is some rare good content in UA-cam
Dibalik kemegahan usaha, hidup glamour yg kita punya, kalau kita berhutang, hidup tak tentram
I'm 100% Indonesian but I keep my eyes into subtitles
udh kebiasaan wkkwkw
Indeed, there is sometimes an error in the debtor during the repayment process, but it is better if the creditor categorizes the level of debtor's error to be processed by the debt collector. Do not let the lower class debtors handled by debt collectors as well as they also have difficulties to pay off. After all, the debtor will certainly pay the loan if they do not have difficulties / problems, because surely they are aware of the rights and obligations. Civilized deliberation must be prioritized before being 'executed'
Heard those words gave me chills already.
Knowing the polynesian migration route started from the Indonesian / asia pacific area. I can see the resemblence in these people from Maluka. Crazy.
Yes research Wallacea.
“It’s like a big family.....just don’t borrow any money”
It's pretty interesting when he said there's gonna be a lot more jobs when he got out of prison, instead of the opposite
Well, thats how the underworld goes... They are looking for people that dont want to go home...
I'm half ambonese here. These guys look just like my uncles and cousins that I see in my family gathering. I guess now I know why nobody mess with us. Lol 😂
But you look like chinese
@@tumpalsagala6258 my mom is a Chinese descent.
@Jenette T hehe 😄
@Penggemar MiawAug high five!
saya pun setengah ambon, setiap kali saya di acara² pertemuan atau nikahan saudara ayah, selalu dipaksa makan meskipun su kenyang.
#salamsatudarah
These guys are doing a tough job, and fighting corruption while doing it. It’s actually really good and helps to change the culture in Indo that you can’t just bribe your way out of problems and destroy the country from the inside like what happened in the 90’s.
A famous Moluccan saying is: A PROMISE MAKES DEBT.
Very good reporter! She is really good at being unbiased and doesn't try to 'paint' anyone as something. She does a nice job interviewing them as well. Hope too she more of her and you will give her more reports! A great journalist (not something you see very often in media, not at Vice as well... So please keep her!)
Sir Bizzel reject whats her name?
miss millies Her name is Khees Myass
Kathleen Malay
She paints them as a family tho.
Awesome and interesting. Oh and she should be a model.
Well at least i now realize vice have much connection in dark side of world and bright side of the word
Only a few minutes in yet. Ferry himself brings up the issue of possibly violent methods being used and rather than denying it outright he goes "there's no evidence of that". I'm like oookey...
Good thing I don't have any debts!
Actually if your country has a national debt you are worth part of it.
At least there's no Ambonese debt collectors in your country that will give you an MMA punch if you don't pay your loans. 😂
Correction: good thing no one remembers my debts!
Michael Jay - Value Investing what about that one friend that bought you that sandwich!!! You never payed him back!
Don't get your identity stolen..
"If you can pay, then have a loan. If you can't pay, don't" that is what i have been taught when i was a kid. Because my family were a poor one, and got saving moneys through decades now life better, no debt, no loans, just work and accept, eat what we have don't expect for more
Malucans are Nice ,friendly, welcoming people,you should not mess with them because they are the kind that will take it to the extreme in any case they feel disrespected in any way...my experience with the Malucans here in Holland.
are they living in their own bubble or assimilate with others?
@@rehanfauzan4623
Respect it all it takes,but i believe that is the case with áll people..but bullies come with the ages...i would not try to Bully anyone...try to Bully a typical Malucan? You will learn...it,s in their culture.
@@rehanfauzan4623
And i am a black guy..who has Malucan Friends,so yes,they assimilate...
@@derrickbergtop1239 they are integrated. not assimilated
Kathleen is wavy
Alex ....she loooks high
Reject whats her full name?
jackCrypt666 she certainly looked spaced out after sipping that liquor at the beginning
jackCrypt666 exactly what I was thinking, seems so out of place lol
Shes drunk.
Why would she drink doing her job?