8 MUST HAVE Amex Credit Cards for 2024
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- Опубліковано 24 чер 2024
- Here are my TOP 8 PICKS for the BEST Amex Credit Cards that just about everyone in the rewards game should get at some point. Do you agree with the ones I chose? Click “Show More” to see Ad Disclosure.
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00:00 - Intro
00:37 - Card 1 (Travel Credit Cards)
03:29 - Card 2
6:28 - Card 3
8:58 - Card 4
11:11 - Card 5
13:04 - Card 6
15:26 - Cash Back Credit Cards
15:44 - Card 7
17:11 - Card 8
18:28 - Bonus (Runner Up)
American Express currently has 31 credit cards spread across personal and business versions. Of those, I’ve narrowed them down to the best 8 Amex credit cards to apply for. The ones I chose may offer the best welcome offers, rewards structures (Amex Membership Rewards points or cash back), benefits, or a combination of any of these.
A big part of building a strong credit card strategy is to get the best value for the best price (i.e. annual fee). Amex has some of the best credit cards available, so be sure to keep in mind what you personally value before applying for one.
For general travel points, the Amex Platinum Card, Amex Gold Card, and Amex Blue Business Plus make for an incredible combo that we often call the Amex Trifecta. Then there are 3 hotel credit cards that can bring massive value to your stays, including the Marriott Bonvoy Brilliant, Hilton Honors Surpass, and Hilton Honors Aspire credit cards. They all have moderate to high annual fees, but their benefits can easily make sense of the cost.
Finally, the Amex Blue Cash Everyday and Amex Blue Cash Preferred are excellent cash back credit cards.
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, Biltrewards.com and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #americanexpress #amex - Навчання та стиль
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Thanks for the info + video!
Glad it was helpful!
Those hotel cards issued by Amex can bring HUGE value to people who travel multiple times per year 💯✈
They sure can!
great video as usual mark. tyvm.....are you sure that checking for targeted cc offers via cardmatch does not report to the credit bureaus as an attempt by me to get more credit? on occasion i have been told by a cc issuer that the bureaus reported i had a high number of inquiries for credit. just wondered if using cardmatch would appear to the bureaus the same as if i had sought credit by applying for a cc.
Confirmed. I've used CardMatch multiple times. No hard inquiry...ever.
Mark- Thinking of downgrading my Gold to Green. Should I do it before the Amex refreshes to get the $150 AF for an extra year? For context I’m not using my Gold right now due to CFU sign up bonus. I would also add the Amex EDP to duo with the Green at EOY. 99% chance I don’t renew my Gold next March. Thoughts?
I don't have any insight regarding when Amex may refresh their Green / Gold / Platinum Cards. I personally make my strategy decisions based on what options exist, not on what could happen in the future.
Another excellent video‼️👏🏽👏🏽👏🏽
My AMEX cards:
1. Gold ✅
2. Platinum ✅
3. BBP ✅
4. HH Surpass ✅
5. HH Aspire ❌
6. Marriott Bonvoy Brilliant ❌ 🤔💭
7. BCE ✅
8. BCP ✅
⭐️ [Honorable mention] Platinum - Charles Schwab ❌ 🤔💭
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Imo the BCE and BCP card are the best ones. Gold and platinum are good too but too high AF to justify unless you can jump through all the hoops
2 great cards for sure!
There’s a 90k offer on the gold and 125k offer for the plat showing up for me on their site.
Better than the standard 60K and 80K 💯
Nice, efficient group! 💯😀
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I just got the BCE! I was gonna wait, but I randomly came across the $250 offer so I pounced on it and got the highest starting limit of any card in my wallet!
You can 3x your limit around the 90 day mark as well!
Congrats on the approval + highest starting limit!
Thumbs up.... I think Platinum should be #1, just curious which amex cards offer roadside assistance? I need to look into it just in case of an emergency
It's my understanding that as of Jan. 01, 2020, Amex removed Roadside Assistance from all cards that had it.
I have 4 out of 8.
Platinum
Gold
BBP
BCED
Underrated Amex Card
Everyday Preferred
Nice video Mark
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Great timing! I was looking for a way to message you, but my message is related to this topic! Any chance you have any data points (or heard anything) about the "Bread Cashback American Express" card? There's not much info on UA-cam about it, but it seems to be a 2% cashback card with no annual fee and no foreign transaction fees. I'm looking to possibly run this in my Amex setup with the Gold card. I have the BCE, but the foreign transaction fees aren't helpful (since I do a lot of work overseas). Amex isn't the card issuer, but I'm wondering if this card will be filed under "obtainable cards with soft pulls" (since Amex lists information about this card on the Amex website and on the Amex app if requested). Any info will is much appreciated! This card could be killer and replace my BCE instantly.
I don't have any data points regarding the Bread Cashback American Express Credit Card at this time.
How often does the Surpass see elevated offers? It seems like a good keeper card for me, but I’m not sure if it would be better to hold out for an offer or start getting those quarterly credits now. Thank you as always for your help and speedy replies!
Not sure, I don't track offer frequency. If you don't have a need for the card right now, it could be worth waiting longer. If you could benefit from the card soon, then the 130K offer is still very good.
Hilton Surpass is offering 130k points and free night certificate for the welcome bonus right now.
@@UTubeVidWatcher - Yep! Plan to post about that one today.
I’ve had a green card myself already, but am going to apply for the gold. My girlfriend hasn’t had any Amex cards so should she definitely start witj the green or is the 90k SUB and 20% restaurant credit worth skipping the green?
If the goal is to get as many welcome offers along the way as possible, she'll need to go Green > Gold > Platinum.
Do you think that they are going to revamp the everyday preferred card?
At some point, yes. I just don't know when.
I currently have both the BCE and BCP card and wonder if it’s worth having both or not. I may downgrade the BCP after the first year but then I’d have two BCEs which seems dumb. But I also don’t know what other ok downgrade option there is and I don’t know if I wanna cancel the card
Run the numbers for your own spend to see if it's worth it. I've thought about upgrading my BCE to the BCP, but for now I'd miss the 3% U.S. Online Retail category so I haven't done it.
@@MarkReese yeah I like the online so end of the BCE a lot too. It’s why I want to also try out the BCP but got antsy and just applied for it instead of waiting to product change my BCE. Either way I have no AF until next April so may as well ride out the BCP u til then and maybe downgrade and I just have two BCEs at that point or maybe just cancel it. I’m not sure.
Would the application for a Schwab Amex Platinum card be a soft pull if you already have Amex cards, much like as if you're applying directly with AMEX?
Likely so. Like with other Amex cards though, it's not 100% guaranteed.
@@MarkReese thank you.
Should I get the amex platinum only travel 1 or 2 times per year. Want it for perks and 150K offer. What do you think?
as long as the benefits cover or exceed the AF your good
@@zackf7717 I forgot to mention already have the Gold card.
Only you can decide that for you! Year 1 can make sense with a big offer, but beyond that, if I only traveled 1-2 times per year, I probably wouldn't keep it long term.
honestly your use doesn't justify it. Be honest it's not a good card. And they have new rules that would now make you ineligible for future sign up bonuses on the green and gold .
@@billwright2176 already have the gold card.
How is the uber accumulating, I thought it disappeared every month if not used?
By that I meant the benefit itself accumulates across different sources. If you earn it from the Gold Card, Platinum Card, or other sources, then it all gets added to the same balance.
@@MarkReese oh ok got it. Thanks for clarifying
I would get the green before any of those hotel cards. Wheres the green?
Nothing wrong with that approach!
I received an offer to upgrade my Amex Gold to Platinum with 25,000 bonus points offer. Do I keep the Gold.or it’s replaced. I already have the Schwab Platinum
Only you can decide that for yourself 👍 Cost vs. value to you & your lifestyle / spending habits.
Don't do it. Wait for a better offer. Amex also has a 100k MR points offer for Gold to Platinum upgrade.
@@UTubeVidWatcherwhere can I access it( find it)?
What will your next card be mark?
Not sure at this point. Goal = no new cards for 2024.
This video illustrated why you are simplifying your set up. Amex is great for big spenders, but not the average person.
A big spender is all relative. You ought to spend much for any of those per year
Depends on the card & other circumstances. I wouldn't say the Blue Cash Everyday, Blue Cash Preferred, Amex Green, or even Amex Gold to require big spend to make sense.
It's good for the average person who wants to exploit MR transfer partners....but not great. That sub demographic has to be small compared to the simplicity of Chase or Capital One.
Yeah, I've been in Amex Pop-Up jail for over a year. I guess they do not want me to redirect more of my spending in their direction. 🙄😅
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Stuck in Platinum pop up jail
Wait for whatever other American Express MR card you have to reach the one year mark, and you'll probably get an upgrade offer. I want from Gold to Platinum with a $6,000 6-months 75,000 points bonus.
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Amex Green
Amex Platinum
Amex Everyday Preferred
Amex Blue Cash Everyday
Amex Hilton Honors
Amex Business Plum
Amex Blue Business Plus
Amex Blue Business Cash
Amex Business Green
Amex Business Gold
10! ✊🏆
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First
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