7 BEST Credit Card Benefits That Will Change the Way You Travel FOREVER
Вставка
- Опубліковано 24 чер 2024
- Here are my Top 8 Picks for the BEST credit card benefits that will change the way you travel! From free nights in hotels, upgrades on planes, and access to airport lounges, you won’t want to miss out! Click “Show More” to see Ad Disclosure.
📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
markscreditcards.com/maxrewards
💳👇 VIEW CREDIT CARD OFFERS!
markscreditcards.com/offers
🛍 RAKUTEN - Earn Cash Back!
markscreditcards.com/rakuten
Ⓜ️ CARDMATCH - Check for Targeted Amex Platinum 125K - 150K Offer | Amex Gold 75K - 90K Offer | & More!
markscreditcards.com/cardmatch
📊 GET FREE STOCKS FROM WEBULL
markscreditcards.com/webull
🏦 SOFI CHECKING & SAVINGS - Get $25! (or more w/ direct deposit)
markscreditcards.com/sofibanking
📊 GET FREE STOCKS FROM MOOMOO
markscreditcards.com/moomoo
🔐 AURA - Identity Theft Protection & More!
Get Your 2-Week Free Trial: markscreditcards.com/aura
00:00 - Intro
00:24 - Benefit 1
3:35 - Benefit 2
8:39 - Benefit 3
11:06 - Benefit 4
14:11 - Benefit 5
15:30 - Benefit 6
16:44 - Benefit 7
Benefit 1: Rewards that are Transferrable
The most valuable credit card points are the ones that give you strong value with a lot of flexibility, especially when you can transfer them out to other airline and hotel partner programs. Some of the best credit card rewards include:
- Chase Ultimate Rewards points
- Amex Membership Rewards points
- Citi ThankYou points
- Capital One Venture Miles / Capital One Spark Miles
- Bilt Rewards Points
- Wells Fargo Rewards (transfer partners coming 11.15.2023!)
Benefit 2: Automatic or Accelerated Elite Status
Elite status with hotel programs or airline programs makes your travel experience so much better. At your hotel, you may receive a room upgrade for more space or a better view, late checkout to stay a bit longer, and free or discounted breakfast each morning. At the airport, you may be able to get expedited check-in, priority boarding, free checked bags, and a better seat. There are some excellent hotel credit cards and airline credit cards that come with automatic status or a way to earn status faster. Some of these include Hilton Honors credit cards, Marriott Bonvoy credit cards, Delta credit cards, United credit cards, and American Airlines credit cards.
Benefit 3: Card-Linked Offers
These include Amex Offers, Chase Offers, and others. They’re like digital coupons that can give you additional cash back or points on top of your credit card rewards.
Benefit 4: Free Night Awards
Many hotel credit cards offer free night awards, and they’re the easiest way to justify annual fees on these types of cards. For instance, if your credit card has an annual fee of $95 and comes with a free night certificate or points each year that can be redeemed for more than $95, then you’ve essentially gotten yourself a discounted night!
Benefit 5: Lounge Access
Whether you’ve got the Amex Platinum Card for access to the Amex Centurion Lounge, Chase Sapphire Reserve or Capital One Venture X with Priority Pass, or any of the premium airline credit cards to get access to their lounge networks, airport lounges can offer a significantly upgraded experience over being in the terminal. From complimentary snacks and drinks to comfortable seats, many people love the experience!
Benefit 6: Insurance Protections
These can make a world of difference if you experience flight delays, lost luggage, or a damaged / stolen package!
Benefit 7: Credits / Partner Benefits
Looking for the simplest way to justify a credit card annual fee? Credits and benefits are the easiest way to do so, and the more you use them, the more value you can get!
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcard #creditcards #bestcreditcards - Навчання та стиль
📲 MAXREWARDS - Use promo code “markr”
markscreditcards.com/maxrewards
💳👇 VIEW CREDIT CARD OFFERS!
markscreditcards.com/offers
🛍 RAKUTEN - Earn Cash Back!
markscreditcards.com/rakuten
⬆ (More links in Description below video!)
Excellent information. As usual.
My favorite benefits are free nights, benefits based on hotel status, and, believe it or not, travel (including car rental) insurance!
Solid benefits to have 💯
Great information + video!
Thanks!
Excelente video, Mark!
I need that (Business) Platinum for holiday spending, but pop-up jail (on both sides) is very real!
Love your content.
- Ivan
"La Carcel Pop-Up" nunca me ha gustado 😆
Thank you Mark!
💯👍
Thank you very informative!
You're welcome!
Excellent video Mark. Definitely one of the best!
Thank you!
Totally missed this video but I’m here now with a 👍🏽👍🏽
💯👍
Great video
Thank you!
Definitely my favorite benifit is transfer partners and transfer bonuses
💯💯
It was great enjoying with you on Maui, Mark. Just wish you would drink with us
Great to have met ya brotha! 🌴🤙
Lime Green makes a Leprechaun happy, Are Lingus is the only line not tacky. 🍀
☘☘☘
Love the Venture X. That in combination with Surpass and Premier got my lodging covered. However, I’m looking for a good card that can give me a companion air ticket. Is it worth getting a card for that? I’m in upstate NY. Do you have a video comparing all airline CCs?
Nice combo! I don't have a video comparing all airline credit cards. There are too many to do that in 1 video. While it can be worth getting a companion certificate for some people, you'll have to keep in mind the opportunity cost of doing so. Many of them have spend requirements to earn the certificate, which means not earning rewards on another card. Only you can determine what you value.
@@MarkReese thank you! Very fair points.
You need to make that printable for us.
Which part?
Great video! I only saw 7 benefits though. Did I miss one?
Nah I just miscounted 😂
Are there any differences in the protections/insurances between the VentureX and the Sapphire cards?
Yes. See this video starting at 12 min 30 sec: ua-cam.com/video/0QyelzCgaZM/v-deo.htmlsi=A8o-SpsF2vyxUbSZ&t=750
3/6 for me :)
🌟
I’ve read how people say some hotels don’t acknowledge their status for whatever reason. What’s the reason for that??
That's common when booking via 3rd-party channels (e.g. Expedia, Hotels.com, etc.) and/or if your loyalty # didn't appear on the reservation. You'll need to book directly with the hotel websites w/ your loyalty account to guarantee your benefits.
But I get Hilton Family Rate discounts :)
Awesome!
If I book a hotel through my Chase portal and show up to Marriott with my Platinum Elite Status would I still be eligible for all the perks? Or do i have to book through Marriott?
Very unlikely. For current elite status to be recognized, you'll need to book directly. Same goes for earning credits towards status & for earning hotel points.
Curious, what is your preferred hotel loyalty program? And why?
Marriott Bonvoy. Reasons...
1. They have the greatest # of upscale & luxury brands, which are the types of hotels I like staying at most.
2. They offer automatic Platinum Elite status via a credit card, which is the sweet spot of the entire program & the level that includes nearly all of the benefits I value in a hotel program.
3. I'm 2-3 years away from achieving Lifetime Platinum Elite status, which is the closest 'lifetime status' opportunity of any hotel program within reach for me. I decided to pursue it so I can get off the 'status hamster wheel' for good.
Thank you, Mark! Love the content!
Mark- will you cancel/downgrade the Bonvoy Brilliant once you achieve lifetime Platinum? I’m thinking of doing so once I achieve lifetime platinum, since the card has a quite hefty AF
@@nickevans4273 - Current plan is to downgrade to the Marriott Bonvoy American Express Card. It has a $95 AF and comes with a Free Night Award up to 35K points in value.
@@MarkReese awesome. That’s what I’m going to do too when I hit lifetime platinum. Gonna take me a while, but good to have the plan in place.
👍🏻
👍
On the IHG Premier, the signing bonus (140k for 3,000 spend in 1st 3 months) is about *7* free nights since rooms average 20,000 points per night! 😊
Depends on the rooms you want to book, but yes, at a 20K/night rate that's possible! Even better, IHG gives a 4th Night Free when redeeming points if you have the credit card 😃
@@MarkReese I've gotten some nice suites for 17000.
I am looking into the IHG Premier in January 2024, after applying for the Sapphire Preferred in late November to purchase business-class round-trip tickets for a 2.5 week trip to the Netherlands in June 2024. I currently have the Venture X [and am almost done with the minimum spend required for the 90k SUB], and the Chase Freedom Unlimited.
The anniversary free night on the IHG Premier is a great perk, and is greater than the annual fee! In addition, the SUB is actually higher than that in terms of redemption with the 4th night free, so with a 20k/night redemption, you could stay at the same hotel for 9 free nights (instead of 7)!
IHG Premier fits my spending pattern on hotels as well, as I don't care about luxury/resort hotels - I just want a clean room with a comfortable bed, shower, air conditioning, free wifi, and a refrigerator/microwave (if I am staying for at least 4 nights). 2-3 star rated hotels are perfectly fine, and I have no problems staying at a Holiday Inn on vacation (or even a Holiday Inn Express).
Flights are another story - while I am fine with economy/economy plus for domestic trips, I like the flexibility of lie-flight business class for long-haul (7+ hour) flights so I can lie down and get some sleep (as well as enjoy the lounge and extra leg room), as I can't sleep on a plane sitting up.
Didnt Amex remove priority pass from Platinum too? How is the card beneficial without that option?
The Amex Platinum Card still has Priority Pass access, though only to lounges (i.e. it excludes Priority Pass restaurant, spa, and retail locations).
@@MarkReese so which card is best for lounge access now? Always heard the Platinum gave the most accessibility to ALL available lounges. Has that changed now?
@@JPfreedom - Amex Platinum still has the most comprehensive lounge access.
He didn’t mention cellphone protections
Another great benefit! However, I only used the Chase Sapphire Reserve's protections in the example. That card does not have cellphone protections.
Do you think a personal credit card or a business credit card is better?
Neither. 2 cards for 2 different purposes.
Is anyone talking about Robin Hood acquiring X1 credit cards?
Some channels may be...but not this one haha
7 benefits, 8 benefits - whatever it takes. :)
😁👍
1st
Almost! 🥈
No benefit could ever match the benefit of not being in the game
Agreed.
Can I pay all your bills with my credit card and you send me cash?
@@ac41510 negative
You were back in the game yesterday
@@DCGEMINI202 fake news