Thanks for bringing this to people who is getting scammed by dealerships. Appreciate your efforts, I make sure I dont miss any of ur videos since past 3 years. Infact you played a major role in choosing my second car for the family. Keep up the good work. You never get swayed by sponsorships content or chase money. Hats off to you.
Kids - Give gyaan from rich studio setup. Legend - Give gyaan from sitting inside Honda City. Big fan of you sir. Your videos are always very informative.
True, mostly these dealers force customers to buy Insurance from them only, saying you cannot take it from outside. We actually paid double the insurance premium considering lets go ahead it being the first time, while renewal we will do it from outside. It is only Tata dealerships where we heard the agents saying themselves, that you can take the insurance from anywhere and they keep the insurance part separate in the quote as well..
Not all TATA dealers are truthful in giving quotations. I have seen they, too, give hyped prices & later on reduce on Insurance & RC charges; so that customer gets lured in buying the vehicle. The same goes with Mahindra dealers too. After all, these dealers have to run their franchise & pay the staff. Indian 4 wheeler industry is quite a SCAM itself from 1st sale to service to pre-owned.
@@FreeSpiritRAJim about to make a purchase with tata for the new tata safari i compared from 4 different tata outlets in mohali and chandigarh and all of them gave me fair quotations of insurance for both harrier and safari.
Also, in most of the cases, IDV reduced to 90% in insurance purchased from the dealer. So, always take your insurance from online channels with close to 100% IDV and save upto 40 to 50% on premium.
very very calculated and professional Gyan shared by gagan sir. lastly I wud like to highlight by a reputed dealer based of Mumbai when we wanted to book exter the representative said NO SELF INSURANCE. I immediately cancelled and walked out without wasting a second got the same dealers HONDA branded car with almost 73K dis and getting delivery on 20th aug.
Donno why, in India, everywhere, people cheat to get money. Every retail shop asks for phone number to sell it to loan sharks, force to buy insurance from their own agents, send junk messages to take loans. I'm getting pissed of it.
The main problem is that people think that the vehicle price is inclusive of insurance, that they have no choice on them but to pay. This is what dealerships are milking out of poor customers who end up paying inflated premium to chase their dreams. Also accessories, its only wise to take what is actually needed, I picked up mine from a list I considered essential. I also negotiated with DKH KIA that 5D mats are available at much more cheaper rates and they obliged to give discounts. Same with extended warranties, that you can take afterwards as well, keep in mind there is a definite period within which it has to be taken or activated. But not at all compulsory to pay at the time of invoicing or delivery.
Yes, sir you are right, yesterday I visited one the famous car brand's showroom(don't want to disclose the name). The insurance premium is almost half online. And dealer said that you are not allowed the outside insurance and we provide 10k discount. The same rules that you told in this video was put before him by me also but still they were so rude and denied me. I walked out from show room After that one of the executive came and say" sir kuch karenge Aap final to kar lijiye"... Real a big scam....😮
In AP, RTO is charging life tax on road price of the car instead of invoice price. Even dealers are not showing invoice price in quotations. Some have gone to court for which court gave orders in favour of customer, inspite of this also RTO authorities not heeding to court’s directives. How to tackle this menace.
Just pay the extra amount and get your benefit. Don't try correcting the system. It's a time waste. This is how we can live here. If not better to find living in some another country.
i bought my 1st car in 2012 santro gls.. the dealer offered me free reg,insurance, teflon coating, antirust coating, car cover, seat cover, matting, mudflaps.. i just paid the exshowrrom price. in 2018 i bought another car ford ecosport. i negotiated and got a discount of 40k .. i was again planning another car but seeing the loot going around i eventually bought a preowned car from hyundais preowned section with 1 year warranty , 2 free service 1 year road side assistance. the car is just 4 yrs old n 40k done looks just like its been purchased a year back. i feel pained for those middle class ppl who are subjected to such loot. we need such videos to aware the ppl.
Thanks for informative vlog, same happens while purchasing 2 wheeler too.. My case: About 4 lacs bike purchase Insurance mentioned was x amount, policy document, only blur first page was shared without amount. Some how i was able to download policy from website. In which amount was y, i followed up with dealer and got difference amount, which they adjusted in first service.
Another scam run by dealers is replacing OE tyres with cheaper brand before delivery. This of course happens more in tier 2 cities where customer is not very particular about brand of tyres offered in the model.
This is so true, showrooms do not even talk to customers with a quotation if they say they will take the insurance outside the dealer. They are threatening that the waiting period would be up by about 9 months more and scared that the car price would increase by 2-3 lakhs. This is seen a lot especially with Vehicles with long waiting period Like Mahindra Xuv 700. He wrote a mail to the Mahindra customer care and was called back and indirectly scared that the waiting is 1.5 years longer and price would shoot up by 2-3 lakhs more if delayed. The diff in showroom and online is 70-80 K Rupees. The showroom does not even care and don't think the customer care cares either as most of them are outsourced. What a shame !
There is a secondary scam regarding insurance. If you purchase online insurance and your vehicle is involved in an accident. The showrooms or authorized workshops don't offer cashless repair, plus the surveyor who comes to check the damages hangs your case. Whereas when you purchase the same insurance from the dealer, the process is hassle free and is quickly addressed to. Saying this from a personal experience. Though not all dealers or workshops follow this practice, most of them do.
It's not true. If you are not ready for reimbursement system then ask the workshop/insurance company to provide the cashless garage list . You can choose among the companies listed in there. Also most insurance companies now provide instant settlement within few hours/days. So you can expect reimbursement before paying the bill amount.
@@AkashPaul-ql1fu It might not be true where you are from. It's true from where I belong. There is no authorised service network apart from the authorised dealer itself.
@@omchatterjee506 I didn't get your point . I said ask the ASC for the cashless company list . If your chosen insurance company is mentioned then you will get cashless, otherwise you'll have to go for reimbursement syste5
You are 100% correct as I had opted for a another online insurance and met with a small accident the same year,. The car got damaged on the rear side and the dealer informed me that the Tinkering / Denting / replacement etc., cost will be Rs.45000/= approx. and asked me to pay the same at the time of delivery (was not cashless as I had opted for an online insurance policy for the second year). As usual the surveyor visited and it took almost 20 days for the online insurance company to pay me the amount.
Maruti dealerships main bahut yeh problem bahut hai. Accessories, insurance main hi yeh dealers humse paise loot lete hain aur maybe car manufacturers se bhi yeh discount lete ho who knows.
Most of the dealers are NOT truthful in giving quotations. I have seen that they give hyped prices & later on reduce on Insurance, RC & accessories charges; so that customer gets lured in buying the vehicle. Tata, Mahindra, Hyundai, Kia, VW, Toyota, Suzuki. All such dealers are doing this SCAM. After all, these dealerships have to run their franchise & pay the staff. Indian 4 wheeler industry is quite a SCAM itself; whether its sales or service or insurance renewal or pre-owned.
Maine scorpio n purchase kiye hai abhi bhi delivery nahi liye baki sab billing ka kam ho gaya , dealer ne mujhe 1.30 lakh insurance ka budget diya tha 😂😂 but maine acko general insurance se 70 k me with alll add ons ke sath kiya jo ki dealer offer kar raha tha us se bhi 4 se 5 cheez jyada hi mila .
Again the problem is, aapko ab gaadi tab hi milegi jab AAP unki sharton pe unki jeb me extra Paisa bharenge.. warna gaadi hi nahi dete chahe aap 2 saal wait kar lo.. full neechta macha rakhi hai.. govt bhi businessmen se mili Hui hai tabhi aise rules banaye ke gaadi 10 saal 15 saal me bekaar ho Jaye aur hame nayi gaadi kharidni hi pade. Kahan aur kiske paas jaaye Sara system corrupt hai sabko Paisa jaata hai
Tip : Never tell them that you are buying insurance from outside or don't try to negotiate them with the online quotation that you have. Once the car comes , record their audio and keep it . Do the PDI, tell them that online quotation is less or you will take insurance from outside and you will give them the papers . They won't deny the car.
@@robinsadana8036 as I said. Don't tell them that you are doing what you will be doing until you see the car and have a recording. Keep a recording and blackmail them.
there is absolutely no harm in telling the dealer about self insurance! In this way u can immediately guage the authenticity of the deal if he wants to make u a fool or guinenuly interested in making your ownership better!
I am following your video from long time, and I was able to get good discount on insurance premium even on XUV 700, and got BH series number plate watching your video.
Knew this. Went to Kia showroom and sales guy denied selling the car if i don't get insurance from them. Went to Renault. Online quote was cheaper. But sales guy said that the coverage is higher, in terms of parts, that i can't get online. There was no way to check this. 😢
Mai brezza vxi le raha jisme mujhe on road price ke baad dealer Bola hai ki 23k me extended warranty or 15k ki accessories. Lena must hai. Or insurance ka mujhse 36k Bola hai.
Booked Exter recently in Mumbai. I was clear on not wanting insurance from dealer. One dealer refused to offer the car initially. After escalation, he offered to match the quotation I bring but doubled the waiting period. I ended up with insurance match offer only but with another dealer
I knew this plan by Hyundai dealers across pan India is doing the same. I went and changed the whole brand itself the whole brandship of Hyundai is doing this and telling customer about long waiting period and stuff. Shame !!!
Same thing I noticed for Hyundai cars.their insurance is too high compared to other showroom. Once I said I will take insurance from outside they delay my booking
Yes it is true. I had booked Hyundai i10 Nios AMT Sportz on 10th Jun 23. I have checked the insurance quotation offered by the dealer is around 70% higher than market rate. Hence, opted for taking insurance from market. Dealer was offering 50% discount on insurance but till it is higher. Also, there is 3 months waiting period for AMT version of Nios. Can you please tell me is it true ? Why so much waiting period? They have told to deliver the car by this month end. Hopefully they deliver. Anyway, your point is right. Thanks for sharing.
You are very right about these scams. I have always taken insurance independently for all my cars (new & renewal) thereby saving a lot of money. This time my dealer said that if I renewed the policy directly, there would be higher deductions in the event of a claim. Paying black money for any car selling in India is stupid. I am sure in such instances, both the manufacturer and dealer are hand-in-glove. How can the waiting time for any vehicle be one year!!? Is the manufacturer hand-assembling the car!?? If there is such incompetence then it defeats the proposition of Make In India!
Thanks for the video.This is a real issue and dealerships are charging a huge premium on insurance. They mislead the customers saying that this policy is assured by the manufacturer and the customer will.get a hassle free service. Please advise in case you have taken first year insurance from the dealer, how can u renew it for a better price..
What is the funda of 1 year comprehensive and 4 years third party ? Dealers say it is compulsory as per RTO for 5 years insurance is to be taken ? Is this true ? How can this be avoided ?
Sir aap insurance ki baat kr rhe hai... Dealers FASTAG ke naam par 500-600rs. add krte hai aur fastag mei 100rs ka balance dete hai woh bhi as security amount... Even on other hand agar aap khud le fastag toh 500rs mei 200rs balance milta hai and 200rs security.... Esa mere sath bhi ek hyundai dealer ne delhi mei kiya tha. yeh dekhne mei chota amount hai but haar dusre customer ke sth yeh hota hai.
Irrespective of from whom customer is buying premium rates shd be same.Yes you can pay additional for big volume but not anything more. Govt shd step in and stop this malpractice as many gullible ones get defrauded..
Such “scams” are also common at US auto dealership ! Not only they try to sell you insurance for items like “ding” on your car , car paint to name it ! Buyer Beware , walk away !
Sir I think you should have explained a bit more on how to deal with the dealers in these situations. This is the most common and most impacting fraud currently happening. I have experienced this while I went to purchase a innova hycross VX. The insurance they quoted was for 1.5lakh from Toyota insurance, and they justified the over charge by saying that the outside insurance does not cover the hybrid batteries. Over that they wanted me buy 50k worth of accessories plus a 10k logistics charge. When I insisted that I want to buy insurance from outside, they said then they won’t be selling the car. This was Rathod Toyota Vapi. I cancelled my purchase. And all this happened on the day of delivery. I escalated to Toyota, no reply. I ended up hating Toyota forever and still today did not purchase any car.
Thanks good information but the problem is in current scenario where there is huge waiting period the dealer does not listen for anything leave insurance he forces to buy accessories also through him at 3 times the cost . Till the chip shortage and till the cars are available easily this situation will not improve as it is sellers Market not buyers market
While Booking the nexon i have been told insurance with only zero depreciation add on for cost of 45k. when I told online its showing around 20k then said then can give 70% discount for there own and quoted me 37K. when I told its without ad on and still much more then they told me If I want can get from outside. Although still need to see whats going to happen at time of delivery. I have done PDI last weekend but will get delivery by Aug end due to astrological reasons
my father has ertiga and i had an argument over this high insurance premium, its evident that fathers dont listen to their sons and still he is renewing insurance from a showroom for more than 40% hike in premium. he just dont want to listen!!!!
If any showroom deny you for delivery of car by not purchasing insurance from them then directly wrote a complaint letter to head company with referring that showroom name.tjen they will do whatever you want
Even in maruti suzuki service centers in Mumbai now they do not have cashless facility for Non-Maruti Insurance Policies. All this so that you buy from Maruti Insurance Brokers and pay higher premiums.
Same practice followed by Mahendra dealers they are selling 1.5 lakhs extra for vehicle delivery within 15 days to 1 month Thar and scorpio n. I have recorded video of salesman of dealership of Rajasthan.
Highly informative,You are very right .I purchased new Innova hycross last month . When I requested to transfer old innova NCB to new one , I was asked to return last years NCB amount of approx 3200/- which is wrong as I am supposed to return only remaining time NCB ( which was 10 days only). But I had to do as taking delivery was urgent. Can I take insurance from other company Next Year at discounted rate to save charge?
Sir, I bought XL6 E20 Petrol. Within 7 days of booking from a small Nexa showroom i got my car. They have also given 10k discount in comparison to other big chain showroom. Whereas big chains were telling a waiting time of 2 months or to buy from their DSA paying black. I also got an XL6 cng for my friend within 15 days.
Thanks sir aapne bohot sahi baat batyai, I'm planning on buying Kia Carens and when I compared the insurance quote from the dealer Vs insurance company, there's almost 50% increase. Wanted to check with you if it's worth buying Kia Carens?
Is it advisable to for ford figo free style diesel driven 30k km 2018 model now in hyd, pls advise, worried about diesel cars continuation and service long term
HE forever. I refused the GV test drive today by asking executive not to come. Saw the car yesterday at a Nexa showroom. Back space is cramped. Boot space is
Nice video sir Creta EX diesel book krane gye the dealer ne bola 1.5L ki accessories humse lelo 1-1.5 mhine m miljayegi verna apko Hyundai ka pta 8-10mhine tak lag skte h. Loot macha rakhi h market m
@@rajandeepsinghbhullar4894 exactly. How hard it is to refuse to buy? It's the people willing to pay these scumbags who are creating this black market.
Here in my location when I go to buy Exter from Hyundai,almost 45 k for Exter s variant, I told them to get bargain price they told not even reduce a single rupees, he told Hyundai itself insurance company, shall I go for external insurance company?
Go for the external insurance Co. you could use the same amount of difference for something else. Dealer will anyway make money through some other customer somehow. Rather save your hard earned.
Thanks for bringing this to people who is getting scammed by dealerships. Appreciate your efforts, I make sure I dont miss any of ur videos since past 3 years. Infact you played a major role in choosing my second car for the family. Keep up the good work. You never get swayed by sponsorships content or chase money. Hats off to you.
Yes.
Authentic and useful Information he provides. 👌👍
Kids - Give gyaan from rich studio setup.
Legend - Give gyaan from sitting inside Honda City.
Big fan of you sir. Your videos are always very informative.
True, mostly these dealers force customers to buy Insurance from them only, saying you cannot take it from outside. We actually paid double the insurance premium considering lets go ahead it being the first time, while renewal we will do it from outside. It is only Tata dealerships where we heard the agents saying themselves, that you can take the insurance from anywhere and they keep the insurance part separate in the quote as well..
yes, TATA shows genuine quote when i compared with other dealers and given me discount on actual quote.
Not all TATA dealers are truthful in giving quotations. I have seen they, too, give hyped prices & later on reduce on Insurance & RC charges; so that customer gets lured in buying the vehicle. The same goes with Mahindra dealers too. After all, these dealers have to run their franchise & pay the staff.
Indian 4 wheeler industry is quite a SCAM itself from 1st sale to service to pre-owned.
@@kalyananrusimhan9797
Can you say please which company's insurance is offering by tata dealer?
@@FreeSpiritRAJim about to make a purchase with tata for the new tata safari
i compared from 4 different tata outlets in mohali and chandigarh and all of them gave me fair quotations of insurance for both harrier and safari.
@@raunak2011 they gave me all the options actually and ok to buy it outside. I opted for Bajaj Allianz .
Also, in most of the cases, IDV reduced to 90% in insurance purchased from the dealer. So, always take your insurance from online channels with close to 100% IDV and save upto 40 to 50% on premium.
very very calculated and professional Gyan shared by gagan sir.
lastly I wud like to highlight by a reputed dealer based of Mumbai when we wanted to book exter the representative said NO SELF INSURANCE.
I immediately cancelled and walked out without wasting a second got the same dealers HONDA branded car with almost 73K dis and getting delivery on 20th aug.
Donno why, in India, everywhere, people cheat to get money. Every retail shop asks for phone number to sell it to loan sharks, force to buy insurance from their own agents, send junk messages to take loans. I'm getting pissed of it.
Scammers are everywhere it's universal
proud to be indian
Two Rules in Indian Market
1. Dog eat Dog
2. Rat eat Rat
The main problem is that people think that the vehicle price is inclusive of insurance, that they have no choice on them but to pay. This is what dealerships are milking out of poor customers who end up paying inflated premium to chase their dreams. Also accessories, its only wise to take what is actually needed, I picked up mine from a list I considered essential. I also negotiated with DKH KIA that 5D mats are available at much more cheaper rates and they obliged to give discounts. Same with extended warranties, that you can take afterwards as well, keep in mind there is a definite period within which it has to be taken or activated. But not at all compulsory to pay at the time of invoicing or delivery.
Should i buy accessories from tata. My nexon is going to delivered on 17th aug?
@@mohitkumartiwari4782no bro. Not just abt Tata. Any car dealer don't buy or put accessories unless it's electrical and requires handling with wires
Sir is Hero , becoming villain of dealers and insurance companies. 😊😅
Awesome video. Indeed, monopoly of car dealers is increasing day by day.
Imagine paying 70k for early delivery of Ertiga 🤮
true 😂
😂
Include BREZZA also
ertiga mileage kitni de rahi hai petrol smart hybrid hai ya nahi please bta digiye mai lene wala hu
Those who are paying are responsible for this corrupt practices
Yes, sir you are right, yesterday I visited one the famous car brand's showroom(don't want to disclose the name). The insurance premium is almost half online. And dealer said that you are not allowed the outside insurance and we provide 10k discount. The same rules that you told in this video was put before him by me also but still they were so rude and denied me. I walked out from show room After that one of the executive came and say" sir kuch karenge Aap final to kar lijiye"... Real a big scam....😮
I totally agree Dealer was asking 40k after discount for insurance. Same inclusions I got online for 24k.
In AP, RTO is charging life tax on road price of the car instead of invoice price. Even dealers are not showing invoice price in quotations. Some have gone to court for which court gave orders in favour of customer, inspite of this also RTO authorities not heeding to court’s directives. How to tackle this menace.
Buy a pistol.
Say goodbye to the near and dear ones.
Now walk the path of justice, the anti hero way !
😂❤
Just pay the extra amount and get your benefit. Don't try correcting the system. It's a time waste. This is how we can live here. If not better to find living in some another country.
@@kgmprasanna no. Not everyone is rich enough like you to jump countries.
i bought my 1st car in 2012 santro gls.. the dealer offered me free reg,insurance, teflon coating, antirust coating, car cover, seat cover, matting, mudflaps.. i just paid the exshowrrom price. in 2018 i bought another car ford ecosport. i negotiated and got a discount of 40k ..
i was again planning another car but seeing the loot going around i eventually bought a preowned car from hyundais preowned section with 1 year warranty , 2 free service 1 year road side assistance. the car is just 4 yrs old n 40k done looks just like its been purchased a year back.
i feel pained for those middle class ppl who are subjected to such loot. we need such videos to aware the ppl.
Thank you for bringing this up. Need more automotive journalism like this. 👏
Thanks for informative vlog, same happens while purchasing 2 wheeler too..
My case:
About 4 lacs bike purchase
Insurance mentioned was x amount, policy document, only blur first page was shared without amount. Some how i was able to download policy from website. In which amount was y, i followed up with dealer and got difference amount, which they adjusted in first service.
Teflon coating, under chasis rubber paint or anti rust treatment, engine waxing are very good. It adds decade of life to your car.
This is India.. no action will be taken by car manufacturers against vendors nor govt.
Another scam run by dealers is replacing OE tyres with cheaper brand before delivery. This of course happens more in tier 2 cities where customer is not very particular about brand of tyres offered in the model.
You always give beautiful advice to customer, very very thanks
Dealers also force to take accessories package from them to skip waiting period otherwise they say wait for official waiting period of 4-6 months
This exact same thing happened to my brother-in-law.
This is your best video till now
This is so true, showrooms do not even talk to customers with a quotation if they say they will take the insurance outside the dealer. They are threatening that the waiting period would be up by about 9 months more and scared that the car price would increase by 2-3 lakhs. This is seen a lot especially with Vehicles with long waiting period Like Mahindra Xuv 700. He wrote a mail to the Mahindra customer care and was called back and indirectly scared that the waiting is 1.5 years longer and price would shoot up by 2-3 lakhs more if delayed. The diff in showroom and online is 70-80 K Rupees. The showroom does not even care and don't think the customer care cares either as most of them are outsourced. What a shame !
When the manufacturer is himself corrupt, how can the car be trusted?
There is a secondary scam regarding insurance. If you purchase online insurance and your vehicle is involved in an accident. The showrooms or authorized workshops don't offer cashless repair, plus the surveyor who comes to check the damages hangs your case. Whereas when you purchase the same insurance from the dealer, the process is hassle free and is quickly addressed to. Saying this from a personal experience. Though not all dealers or workshops follow this practice, most of them do.
It's not true. If you are not ready for reimbursement system then ask the workshop/insurance company to provide the cashless garage list . You can choose among the companies listed in there. Also most insurance companies now provide instant settlement within few hours/days. So you can expect reimbursement before paying the bill amount.
@@AkashPaul-ql1fu It might not be true where you are from. It's true from where I belong. There is no authorised service network apart from the authorised dealer itself.
@@omchatterjee506 I didn't get your point . I said ask the ASC for the cashless company list . If your chosen insurance company is mentioned then you will get cashless, otherwise you'll have to go for reimbursement syste5
You are 100% correct as I had opted for a another online insurance and met with a small accident the same year,. The car got damaged on the rear side and the dealer informed me that the Tinkering / Denting / replacement etc., cost will be Rs.45000/= approx. and asked me to pay the same at the time of delivery (was not cashless as I had opted for an online insurance policy for the second year). As usual the surveyor visited and it took almost 20 days for the online insurance company to pay me the amount.
@@kumbidimon I bought Iffco tokio for my car . 16000 was reimbursed within 10 hours of my claim initiation.
Maruti dealerships main bahut yeh problem bahut hai. Accessories, insurance main hi yeh dealers humse paise loot lete hain aur maybe car manufacturers se bhi yeh discount lete ho who knows.
R L HYUNDAI VARANASI IS ALSO DOING THE SAME,
THEY ARE SELLING Godigit insurance which is 12000 more than my preferred brand IFFCO TOKIO GIC LTD
Most of the dealers are NOT truthful in giving quotations. I have seen that they give hyped prices & later on reduce on Insurance, RC & accessories charges; so that customer gets lured in buying the vehicle. Tata, Mahindra, Hyundai, Kia, VW, Toyota, Suzuki. All such dealers are doing this SCAM. After all, these dealerships have to run their franchise & pay the staff.
Indian 4 wheeler industry is quite a SCAM itself; whether its sales or service or insurance renewal or pre-owned.
Maine scorpio n purchase kiye hai abhi bhi delivery nahi liye baki sab billing ka kam ho gaya , dealer ne mujhe 1.30 lakh insurance ka budget diya tha 😂😂 but maine acko general insurance se 70 k me with alll add ons ke sath kiya jo ki dealer offer kar raha tha us se bhi 4 se 5 cheez jyada hi mila .
In Mumbai the on money for the Innova Hycross is Rz 3.25 lacs for delivery within 45 days
Again the problem is, aapko ab gaadi tab hi milegi jab AAP unki sharton pe unki jeb me extra Paisa bharenge.. warna gaadi hi nahi dete chahe aap 2 saal wait kar lo.. full neechta macha rakhi hai.. govt bhi businessmen se mili Hui hai tabhi aise rules banaye ke gaadi 10 saal 15 saal me bekaar ho Jaye aur hame nayi gaadi kharidni hi pade. Kahan aur kiske paas jaaye Sara system corrupt hai sabko Paisa jaata hai
Tip : Never tell them that you are buying insurance from outside or don't try to negotiate them with the online quotation that you have. Once the car comes , record their audio and keep it . Do the PDI, tell them that online quotation is less or you will take insurance from outside and you will give them the papers . They won't deny the car.
If the car is hot selling and have waiting they will deny you delivery and call multiple customers in queue ready to pay the premium they would want
@@robinsadana8036 as I said. Don't tell them that you are doing what you will be doing until you see the car and have a recording. Keep a recording and blackmail them.
there is absolutely no harm in telling the dealer about self insurance! In this way u can immediately guage the authenticity of the deal if he wants to make u a fool or guinenuly interested in making your ownership better!
I recently bought kia Seltos. They were charging 60k insurance. I bought from policy bazaar at 26000. Same Zero dep insurance.
I am following your video from long time, and I was able to get good discount on insurance premium even on XUV 700, and got BH series number plate watching your video.
Knew this. Went to Kia showroom and sales guy denied selling the car if i don't get insurance from them.
Went to Renault. Online quote was cheaper. But sales guy said that the coverage is higher, in terms of parts, that i can't get online. There was no way to check this. 😢
I bought online insurance for 23k for kiger RXZ CVT turbo from Acko with no problem
Mai brezza vxi le raha jisme mujhe on road price ke baad dealer Bola hai ki 23k me extended warranty or 15k ki accessories. Lena must hai. Or insurance ka mujhse 36k Bola hai.
Le lo jyada fark ni hai
Last week Maruti Suzuki Arena Salesperson said if you don’t take insurance you won’t get company discount on the car price. 😂😂
Booked Exter recently in Mumbai. I was clear on not wanting insurance from dealer. One dealer refused to offer the car initially. After escalation, he offered to match the quotation I bring but doubled the waiting period. I ended up with insurance match offer only but with another dealer
I knew this plan by Hyundai dealers across pan India is doing the same.
I went and changed the whole brand itself the whole brandship of Hyundai is doing this and telling customer about long waiting period and stuff.
Shame !!!
You have to book the car online like ford Mahindra never deal with the dealer he will only loot you.
Same thing I noticed for Hyundai cars.their insurance is too high compared to other showroom. Once I said I will take insurance from outside they delay my booking
Thanks 🙏 Sirji for updating us.❤
Yes it is true. I had booked Hyundai i10 Nios AMT Sportz on 10th Jun 23. I have checked the insurance quotation offered by the dealer is around 70% higher than market rate. Hence, opted for taking insurance from market. Dealer was offering 50% discount on insurance but till it is higher. Also, there is 3 months waiting period for AMT version of Nios. Can you please tell me is it true ? Why so much waiting period? They have told to deliver the car by this month end. Hopefully they deliver. Anyway, your point is right. Thanks for sharing.
Nice information, pls share about handling charges and what to do if dealer is not ready to waive off the charges
Ek aur scam hai where dealer is asking consumer to buy accessories from them only they will allot the car .
Yes.. Woh bhi minimum 1 lakh ka
Two Rules in Indian Market
1. Dog eat Dog
2. Rat eat Rat
कहा एक जमाना था कार डीलर पीछे पडते थे कार बेचने के लिए.
Very informative video which is a must watch for anyone in the market for a new vehicle. #MustWatch
Your videos are highly useful.
I appreciate your video.
Keep up the good work 👏.
You are very right about these scams. I have always taken insurance independently for all my cars (new & renewal) thereby saving a lot of money. This time my dealer said that if I renewed the policy directly, there would be higher deductions in the event of a claim.
Paying black money for any car selling in India is stupid. I am sure in such instances, both the manufacturer and dealer are hand-in-glove. How can the waiting time for any vehicle be one year!!? Is the manufacturer hand-assembling the car!??
If there is such incompetence then it defeats the proposition of Make In India!
Excellent and very useful advise. Thanks for educating people.
Very informative message sir. Thank you.
I agree, Dealer quoted 71K for Creta SX, ICICI quoted 48K...
This is the best channel. I see only content delivered here. Many of the content providers should learn from this channel. Keep going....😊
Thanks for the video.This is a real issue and dealerships are charging a huge premium on insurance. They mislead the customers saying that this policy is assured by the manufacturer and the customer will.get a hassle free service.
Please advise in case you have taken first year insurance from the dealer, how can u renew it for a better price..
Thank you very much. You help so many save so much.
7:10 I have taken 3 years HDFC ERGO insurance from showroom.
Can I renew it online ?
What is the funda of 1 year comprehensive and 4 years third party ? Dealers say it is compulsory as per RTO for 5 years insurance is to be taken ? Is this true ? How can this be avoided ?
Thank you for this value for time video well explained 👍
Sir aap insurance ki baat kr rhe hai... Dealers FASTAG ke naam par 500-600rs. add krte hai aur fastag mei 100rs ka balance dete hai woh bhi as security amount... Even on other hand agar aap khud le fastag toh 500rs mei 200rs balance milta hai and 200rs security.... Esa mere sath bhi ek hyundai dealer ne delhi mei kiya tha. yeh dekhne mei chota amount hai but haar dusre customer ke sth yeh hota hai.
bhai same hua h mere sath venue li thi last week maine delhi se 600 liye fastag k but 50rs security deposit diya baaki paise khaa gye
@@yogeshgautam5564 kaunsa dealer tha ?
Thanks 🎉 i didnt knew this situation. Will do negotiate while i buy a car this December.
Great presentation. One doubt regarding new car buying. Can we get a PDI certificate from the showroom before geting a new car?
Irrespective of from whom customer is buying premium rates shd be same.Yes you can pay additional for big volume but not anything more.
Govt shd step in and stop this malpractice as many gullible ones get defrauded..
Eye opener
Thanks you for spreading awareness for the benefit of common people
Very nice information, you are doing a great job protecting the innocent customers 👍
Nail on the head video 👍👍
@mycarhelpline Can you do a video on ground reality of scrap policy. Dealers aren't giving any discount
Sir I’m a regular viewer of your video. I have question.
Sir Škoda salvia lena sahi rahega? Kyun ki road me bahut kam dikhti hai. Please suggest me.
@@jigneshpatel-zl1ob mujhe sedan pasand hai dear 😊😊
@@magicmoment8173 han ji, bilkul le sakte, fellow slavia owner here :)
Such “scams” are also common at US auto dealership ! Not only they try to sell you insurance for items like “ding” on your car , car paint to name it ! Buyer Beware , walk away !
Dealer blackmail tabhi karte Hain jab automaker customer ko ignore kartey hai due to high waiting
Thank you brother... I faced this... I got insurance price lowered from dealer... but they are very
Sir I think you should have explained a bit more on how to deal with the dealers in these situations. This is the most common and most impacting fraud currently happening.
I have experienced this while I went to purchase a innova hycross VX. The insurance they quoted was for 1.5lakh from Toyota insurance, and they justified the over charge by saying that the outside insurance does not cover the hybrid batteries. Over that they wanted me buy 50k worth of accessories plus a 10k logistics charge. When I insisted that I want to buy insurance from outside, they said then they won’t be selling the car.
This was Rathod Toyota Vapi. I cancelled my purchase. And all this happened on the day of delivery. I escalated to Toyota, no reply.
I ended up hating Toyota forever and still today did not purchase any car.
Good that u didn't buy Toyota. Go for VW ..worth the money. They won't force to purchase insurance or accessories
Things wouldn't change unless customers are aware and refuse to pay for unnecessary accessories.
What can we do if we have already bought insurance from and want to renew with best premium with discounts. Any solutions
Thanks good information but the problem is in current scenario where there is huge waiting period the dealer does not listen for anything leave insurance he forces to buy accessories also through him at 3 times the cost .
Till the chip shortage and till the cars are available easily this situation will not improve as it is sellers Market not buyers market
IRDAI has fined maruti suzuki and hero motors heavily for forcing insurance on customers
While Booking the nexon i have been told insurance with only zero depreciation add on for cost of 45k. when I told online its showing around 20k then said then can give 70% discount for there own and quoted me 37K. when I told its without ad on and still much more then they told me If I want can get from outside. Although still need to see whats going to happen at time of delivery. I have done PDI last weekend but will get delivery by Aug end due to astrological reasons
my father has ertiga and i had an argument over this high insurance premium, its evident that fathers dont listen to their sons and still he is renewing insurance from a showroom for more than 40% hike in premium. he just dont want to listen!!!!
Very informative video
If any showroom deny you for delivery of car by not purchasing insurance from them then directly wrote a complaint letter to head company with referring that showroom name.tjen they will do whatever you want
Very important points highlighted. Thanks
Even in maruti suzuki service centers in Mumbai now they do not have cashless facility for Non-Maruti Insurance Policies. All this so that you buy from Maruti Insurance Brokers and pay higher premiums.
Same practice followed by Mahendra dealers they are selling 1.5 lakhs extra for vehicle delivery within 15 days to 1 month Thar and scorpio n.
I have recorded video of salesman of dealership of Rajasthan.
Highly informative,You are very right .I purchased new Innova hycross last month . When I requested to transfer old innova NCB to new one , I was asked to return last years NCB amount of approx 3200/- which is wrong as I am supposed to return only remaining time NCB ( which was 10 days only).
But I had to do as taking delivery was urgent.
Can I take insurance from other company Next Year at discounted rate to save charge?
Sir,
I bought XL6 E20 Petrol. Within 7 days of booking from a small Nexa showroom i got my car. They have also given 10k discount in comparison to other big chain showroom. Whereas big chains were telling a waiting time of 2 months or to buy from their DSA paying black. I also got an XL6 cng for my friend within 15 days.
From where??
@@prashant694 Faridabad
Take it from the buyer of one of the most sought after cars with longest delivery in recent times - there is no waiting!
Thanks for this knowledge.
Good Night Sir. Thanks for Information 🙏. Yes ur Right
Very useful information sir ji.. thanks 👍
What is the way out to a old this scam.
Any regulating authority, where we can complaint
Thanks sir aapne bohot sahi baat batyai, I'm planning on buying Kia Carens and when I compared the insurance quote from the dealer Vs insurance company, there's almost 50% increase. Wanted to check with you if it's worth buying Kia Carens?
Great information, great friend for car buyers ❤
If we retaliate...Car company should support customer rather than dealer which does not happen 99% times in India....
Is it advisable to for ford figo free style diesel driven 30k km 2018 model now in hyd, pls advise, worried about diesel cars continuation and service long term
Honda Elevate vs. Grand Vitara.... long term reliability video pls....which 1 Best
HE forever.
I refused the GV test drive today by asking executive not to come. Saw the car yesterday at a Nexa showroom. Back space is cramped. Boot space is
@@speedbird109 spacewise GV has more space then any other car but seltos has slight less space but more compy seat
@@ashutosh0015 sorry but I differ. I sat in the car yesterday. Elevate 100% more spacious. GV is extremely cramped in the back seat.
@@speedbird109 sorry i commented on Seltos vs Grand Vitara . My Bad
Honda is always most spacious, my current car is honda only :D
Nice video sir
Creta EX diesel book krane gye the dealer ne bola 1.5L ki accessories humse lelo 1-1.5 mhine m miljayegi verna apko Hyundai ka pta 8-10mhine tak lag skte h. Loot macha rakhi h market m
Change dealer, change brand if necessary. Buy online. Don't encourage these scumbags.
Buy unsafe car by paying extra 😂 Mob mentality helps dealers
@@rajandeepsinghbhullar4894 exactly. How hard it is to refuse to buy? It's the people willing to pay these scumbags who are creating this black market.
Huge respect for you sir🙏
Thankyou
Very helpful
Sir, very helpful & the most important information shared by you. Thanks a lot. Hats off to you, Sir.
Amazing information. Thanks for sharing.
Insurance cost 10-20k extra in showroom.
Here in my location when I go to buy Exter from Hyundai,almost 45 k for Exter s variant, I told them to get bargain price they told not even reduce a single rupees, he told Hyundai itself insurance company, shall I go for external insurance company?
Go for the external insurance Co. you could use the same amount of difference for something else. Dealer will anyway make money through some other customer somehow. Rather save your hard earned.
How great u r sir...
Superb as always...