How to Maximize the Capital One Venture X: Must Have Duo System
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- Опубліковано 5 чер 2024
- 💳 Learn more about Venture X: www.asksebby.com/go/venturex 💳 More Savor One: www.asksebby.com/go/savorone
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#VentureX
Timeline
0:00 Start Here
0:49 CO SavorOne & Savor
3:06 Capital One Venture vs Venture X
5:58 How the Capital One Duo Works
6:47 Gas Credit Card Options
7:19 Optimal Strategy
8:09 Transfer Partners
9:04 Redemption Example
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Can’t believe it took so long to talk about this duo
Agree
I hit my one year anniversary on the venture x, I love this setup. Getting the savor one for sure
🪃 love your vids Sebby! Especially liked this one because you talked about 'outliers' or niches, and gave examples of what airlines and partners to use.
Great video. I appreciate the math, and also the transfer partner ideas for travel on business class. Going to use my Cap One points for that.
Chase is weak on groceries, Capital One is weak on gas, and the Citi Custom Cash is there to plug any hole!
Glad that you finally did a video on this duo. Love VX and waiting for a few months to get Savor One as C1 won't give it to me right away. Definitely underrated and for many a better setup than the Chase trifecta in terms of simplicity and value. Which other setup gives you this level of lounge access, minimum 2X, 3X for broad set of categories including groceries, primary CDW, no international fees, for credits that easily cover the VX fees. Hyatt is great, but how many Hyatt points can you realistically use if you are not into upper end resorts?
Great vid as usual, Sebby! What is your strategy when looking at flights at T300, T14, and T3 from flight date? In your opinion, is it better to book whatever you can using points and then trying to upgrade at those intervals? Or just risk it and try booking at those intervals? Thanks!
Great info! enjoy your passion
Loved the breakdown, Sebby! 🪃
I’m one month in with the Duo and can confirm this is perfect for anyone working abroad. Zero FT fees and 2-3x on everything you can pay with card. Also, Cash Back can only be transferred to Miles on the website, not in the app. That took a bit to figure out. So, to summarize: 💵💶💷💳🤑
I have this set up and I really love it. I went with the Venture X and the Savor One. For gas I use the no annual fee Amex Hilton card bc you get 5x Hilton points.👍💪
I like the setup. I have it. But really it's hard to extract value without as you point out using transfer partners. And finding that sweet spot. You should put a dollar amount on the work you have to do to extract value. To me it seems that if you're rich enough to travel to exotic places to get this value, your time is worth so much it offsets the value because of the time you have to put in to extract it
Excellent video. I'm newer in my credit card journey for upgraded travel. I use a three card setup that includes the Venture X, Savor One, and BILT Mastercard. Perfect for my level of spend and I'm basically getting paid $5 to use!
Considering this exact setup. How’s it been?
hey @asksebby thanks for this video, very helpful!
My wife got the VX in February. Hit that bonus Real quick. I then got the Savor in March right before going to Orlando. All amusement parks count at the 4%. So if you do things like that, you will hit that $9500 easy. Everyone loved the Priority Access for our family of 5 in Orlando. Had a 5 minute wait to get in, but the breakfast hit the spot for just a tip on our way back home.
Which lounge did you go to in Orlando if you don't mind me asking? I've got an Orlando trip coming soon and could use a good breakfast spot.
Thanks for the info
Been rocking this Duo since last summer. Pretty clutch.
🪃 Great video! Thank you for all the info!
I actually have the business venture X for the past 4 months, one of the few invited to test the card out before it was released. Its the same as venture x but doesnt report on your personal credit score and the spending is like an amex charge card. It adjusts based off your spending. I use the regular venture as my workhorse. Other than those two cards im heavy into amex with business platinum, gold, business gold, blue business plus, amex amazon business card, hilton surpass.
I'm obviously in a unique situation because of running an e-commerce business so i spend 60-100k a month, but most of that is on the business venture x now for wholesale.
Good stuff subbed
I've been running the venture X and Savor One. I've pocketed 220k miles on the last 10 months. Maximizing those modifiers has been amazing. Plus 95k miles for 4300 in spend with both cards intro bonuses. Also, one is a Mastercard and the other is Visa. So if you travel somewhere were one doesn't work, you can use the other. Had an issue in Korea years ago where Visa would not work anywhere. So I love that flexibility.
which one is visa?
@@Jiggy609 Venture X
Question - Have you ever done a cash back card vs travel card - which is the best way to go? With airlines like Alaska and American Airlines going to dynamic pricing and making miles worth a lot less does it make more sense to get cash back and use said cash for travel?
Have a Venture X been great so far and the lounges were really nice when i went to Japan. Just picked up the Savor after watching this vid seems like an easy combo for someone who is just dipping their toes into points optimization.
How were u be able to access to lounge in Japan? The ANA lounge at Haneda no longer accepts priority pass users unless u were at Narita airport
@@tomygun196 It was at Narita Airport, Flew ZipAir from SJC to NRT. Had a lounge that I could access right at both gates. was really nice
x gonna give it to ya is the theme song for my venture x card. it plays in my head when i use it or talk to friends about it
I use the venture X and Savor card (no annual fee since I was one of the first few to get the card) for everyday. My gas card is the PNC cash back card that gives 4% on gas. I think I’m pretty covered with all purchases.
Great video
🪃 Thanks Sebby! I currently have the SavorOne and Citi AAdvantage Platinum Select card. I use the SavorOne for all the things you mentioned but I have the Citi card because Philly is an American hub. My wife and I go on at least 2 trips a year. Do you think I would benefit from switch the VentureX card setup you just highlighted? Thanks again!
Very helpful: The "transfer" points was smart if you can keep up with it. Would be more helpful if this were written out. Do you have a transcript that can be downloaded. Do you have a chart that spells out how the points on one card, when transferred to another airlines, are then magnified. You are great. thank you
Thanks for the video. I have a Venture Card, and I'm trying to decide between the Savor/Savor One or the Amex Gold. Do you think this combo is better than getting 4x on dining and groceries through Amex and why?
🪃 great video, very helpful
hi Sebby, Ashley, love your videos. I was curious what your opinion would be I am moving to New York City in a couple weeks and I’m of thinking about applying for the venture X or the capital one I’m trying to decide because I know there is a six month gap between getting a capital one card and I was wondering, which one you would get first. I was leaning towards getting the venture one first because I can hit the minimum spend already and allow me to get that sign a bonus and secures me into getting the more premium card. But I thought it would be nice to be able to get that Uber benefits that come with the saver one by getting that first and utilizing that throughout all of 2023 and 2024. I currently have a discover it for being a student then I have an Apple Card and I just got a Chase off I preferred in May so I don’t wanna be locked out of capital one if I start gathering more cards before the venture Rex‘s do you think I should get the metrics before just secure my spot in there. I know it’s a long question but hope to get some guidance from one of the best.
I have a quicksilver card. Really don't wanna cancel that card just for Savor as it is one of my earliest cards.
Great video.
I am accumulating points to prepare for next year travel, thinking to use points to upgrade my family of 3 to business experience.
Do you think it's better to buy premium economy, and then use points to upgrade......OR...... Straight use points to buy business class better?
I have about 150k points, travel from US to SGP
Such an underrated duo!! Love the VX so much, and the savor one is the icing on the cake!
Don't think i'll be getting the SavorOne, but your warning on the Venture X got me the card back in Feb so thanks
Glad it was helpful!
🪃 Great video, as always!
I didn't know you could transfer from C1 VX to Virgin Red and they were a Delta partner. Are there any nice/easy to use charts out there that show these relationships?
I have the WF autograph, Active Cash, and the discontinued Visa Signature that multiplies my points by 1.5 when redeemed for flights. All of them are no annual fee and have no travel partners. I'm interested in moving to a setup with Travel Partners but is it worth moving to Amex, Chase, or Capital One?
I just started getting some Chase cards with the goal being to eventually get the Sapphire Preferred. Aftert seeing this and a few other videos about the Venture X I'm tempted to get that and the Savor One instead. Is there any benefit to getting both Capital One and Chase?
Amazing video! Is there a place where all the capital one points sweet spots are listed out? My fiancé and I are taking a year king honeymoon after our wedding in June and I have a huge stash of cap one miles. Hoping I can cash in on some of the best redemptions!
Hey sebby, what are your thoughts in the Wyndham business earner for gas?
🪃 my wife and I both have finished the Chase Trifecta. Looking for another product line to go into. Great info on not waiting till the late game to do Capital One, never thought of that. Thanks for all the great info as always.
Hello Sebastian. do you do persoal advice? we have the Capital one Venture X but having a hard time knowing how to use the points
I have the Venture X but also the AMEX Gold, I have been using the AMEX gold for dining but if I get the Savor it'll be the new dining card right? I've been using my Venture X as my catch all but wondering if it's better to continue using AMEX or switch?
I have the Venture and am excited to add the Savor this year (waiting for hard inquiries to go down). Adding my partner as AU on both so we both rack up miles. The Chase trifecta for me isn’t appealing bc of the weird points earning structure. I want the Hyatt points though so I may just get the Hyatt credit card in the future, or the Bilt. Already in the Cap1 and Amex ecosystems and don’t feel like adding in a third…
🪃 Good video! I like the simplicity of Cap One. I have a personal bias against them from many years ago, so I probably won’t get their cards. But their 2 card set is pretty attractive.
Hi Sebby, can you get cashback when you use the SavorOne card when you are travelling overseas?
I currently have the Capital One Venture X, a sock drawered Quick Silver, a US Bank Altitude Go, and Discover IT card. I was watching your recent video about the Savor One card, and was wondering if I should get that card and cancel my altitude go? Down side would be going from 4x points to 3% back on restaurants and food. But at the same time all I use the altitude go card for is food and the streaming credit. Good thing about savor one is I could transfer it's rewards over to Venture X, and it has 3% on groceries, entertainment, and streaming.
Great video..I have venture n venture x.. thinking about closing venture card ..AF is 59$ since it a old card..u think I can exchange to Savor or Savor one?
I have the savor one and venture one. Still contemplating the X. Or Citi premier. I don't value lounges, but kinda of want unlimited access. (I have the us bank altitude connect with 4 passes a year). I wouldn't use the hotel or flights multipliers because I don't like booking through a portal. I have a custom cash so a premier will unlock travel partners with Citi. Kind of feel like I don't need the X since I have the venture one, but I would like 2x back on everything
🪃 I have a Venture X. I have been wanting the Savor card. I don't spend much at grocery stores because I shop at Costco mostly but I do go to concerts and dine out regularly... year 1 will 100% be Savor and I'll debate downgrading in year 2.
Do you know where I can find out about which airlines to book for each destination?
Hey Seb! Would you go with the Chase Sapphire Reserve or Capital One Venture X? I currently have the Venture One card (used to have the Venture) downgraded during pandemic. I also have the chase freedom unlimited. I’ll be traveling a lot for work this year.
Thank you for your help and of course the great content!
I would go for Chase 5/24 slots first, and then Venture X. But really depends on how many cards you want to optimize for.
@@AskSebby thank you! I appreciate you. Just applied and was approved for the reserve! You’re the man
Just curious, if we just got the Venture X, how long can we wait to get the SavorOne? Thanks!
Can you do a video about tipping when using points or free nights to stay at premium hotels?
🪃 Thanks for the video Sebby. I have the Venture X currently. I've seen this setup getting a lot of attention in the credit card space. One question I was hoping to get answered in your video is, do Target and Walmart count as grocery spending on the Savor/Savor One cards?
No, they do not.
@@AskSebby I just started with capital one 1 year and 5 months ago and dont have any other cards besides them. I got approved for the platinum (was upgraded 1 year later to the Quicksilver cash rewards for good credit) and then was approved for the quicksilver one which is strange being that i was offered an upgrade to the QS cash rewards for good credit and the regular walmart rewards card with $300 limit each, so now i have 4 total cards with them as i was also recently approved for the Capital one Walmart rewards mastercard with a $3000 limit (maybe they are seeing me as a worthy customer) but sometimes i dont get how capital ones approval system and credit limit approvals work lol.
Hopefully i will graduate (get upgraded) to a Venture X, Savor and savor one..Do you think i have any chance? 🤞🤞🤞
I love to plan a year in advance so I've had some luck. Especially with Business class. First Class seems to be available more often at T3 and T14.... my plan for Japan, I'm going to book J with Alaska points and hope F opens up near or on my day of travel.. cancel and rebook. If it doesn't happen I'm sure I'll be ecstatic with J.
Good plan! We booked JAL F T14.
Great stuff, man! Your videos are always so insightful. Inserting a boomerang emoji since I'm on my computer lol.
Did Capital One remove the ability to convert cashback to miles? I ask because I got the Savor One card a few weeks ago and I can't, for the life of me, figure out how to transfer the cashback to my Venture X card.
im in the same boat...i've done it before but i cant seem to do it anymore
Boomerang... Nice walk through!
Would you get 10x points on Uber then, as the savorone has the limited time promotion with Uber?
Is it better to buy a business class flight outright with all miles or buy a economy flight with cc then upgrade with miles?
Does Virgin Red partner with Japan Airline? Which VX transfer partner I can use for Japan Airlines?
Im pretty much approved for all of these. I have 5 credit cards and theyre all paid off. I tend to dine alot with friends, order door dash every other day and want to start going to concerts, staying in nice hotels. I don't think id do much international travel. I wonder which card would be best for me🤔
Just got approved for the Venture X! How long should I wait to try and apply for the Savor One to get this awesome combo!?
hey SEbby, I currently have the Venture card... would I have able to apply for Venture X card? is it a good idea to get the Venture X? Also, I want to get my wife setup on a travel card as well currently she is not setup on a travel card. Since I have Cap One... should I have her sign up for Chase Sapphire?
Amex Gold & Venture X is my Duo :)
Simplicity is the best
I currently am mid game and have the quick silver as my first card and the venture. Are you aware of the capital one 2 card rule ? How can I move on from here to get the venture x without losing my points from the venture.
So from what I have heard is that you can only hold 2 personal capital credit cards (non-business cards) at one time. Unfortunately I have the quicksilver and savor one cards already. My plan was to have the savor one and venture x as my 2 main cards. I don't want to upgrade the quicksilver because i know I won't get to take advantage of the signup bonuses the venture x offers when you apply for a new account? What would you suggest i do to be able to somehow get the venture x and take advantage of the sign up bonuses? The quicksilver is alsonthe cedit card I have had the longest. Please help!!!
More sweet spot videos please! 🪃
Does Costco purchases qualify for 3% or 1%? Thanks.
If i only have the SavorOne, would it still count as miles when earning cashback while waiting on getting the VentureX?
🪃 Thank you. I have Venture X. Now I will get the savor to maximize on groceries (don't spend much on dining or streaming).
Any shot cap one comes up with a card that fills that gas gap?
I have venture x and quicksilver. Does that duo work?
🪃 Great video Sebby! I really like how you emphasized getting these cards by the mid game. It’s super important if you don’t want to get locked out of Cap1. I was able to grab the Venture X and later the SavorOne.
How long did you wait to get Savor One?
@@MattMcGrathOfficial 6 months in between applications. Use their pre-approval tool before applying. It may give you a good idea as to whether or not you’ll be approved beforehand.
🪃Great information Sebby! Based on your last video i decided to try for venture x since I have most other travel cards and setups. To my surprise I was approved since this is a late setup for me. Any information as to strong partners for a 2024 summer Hawaii trip?
Wyndham Rewards has flat-rate vacation rental access w/ Vacasa, and the deals are *great* for 1 br. They count bedrooms, not size and some are quite spacy. With a little luck you can easily get over 2$pp from the cash rate.
I hv VentureX & CapOne Miles card w/$39per year for 2PPC (my first credit car). Should I downgrade the Miles card to no annual fee??
You kinda talked me into the venture one. It would be a free way to transfer points earned from a savor card. Or it w ould at least definitely be the ideal downgrade path from venture X if you also had a savor card..right? Am I missing something?
I’m a healthcare worker and I like to travel but unfortunately my dates aren’t flexible is this set up still worth getting?
Just got the VX yesterday! 🎉 Time to wait for the SavorOne for that 10% on Uber!
VentureX and SavorOne might go with my Chase setup which only covers groceries part of the year. I see good synergy with the VentureX as the perks card and the CSP for Hyatt and United. I'm thinking Wyndham could be a useful partner when you consider the Caesars and Vacasa partnerships. I'll have to garden for about a year first or maybe let my wife have it since she is earlier on her credit card journey.
I've been considering dropping my CSR and applying for a CSP since the Venture X covers most of the perks for travel that the CSR offers. However I'm totally with you on Hyatt, it's my favorite transfer partner.
@@ColdWindPhoenix84 I also wouldn't want to drop the CFF because 5X on everyday spending is so good and it basically becomes 10-15% on Hyatt transfers. The CFU though might go in the sock drawer.
@@ramonsuarez10515x on what??
@@ps_83 CFF gets 5X on rotating categories every quarter. The important thing is how good the categories are. Groceries shows up once a year and you also see Walmart, Target, Amazon, and PayPal regularly, and you don't normally see them in other cards.
I have a Savior one. Next month I’ll get the venture x
Would the Venture X be worth it, if you already have an Amex Plat/Gold set up? I’ve had a sour taste in my mouth for capital one since they put the quicksilver card I got in college in the “unupgradable prison”
Capital One announced yesterday that the 10% Uber cash back is not available outside the US.
Venture X , Savor One and 2 Spark Business cards.
Hey Selby, For the CapitalOne cards you discussed, does the earning ratio apply to transactions outside US? Say If I use it at a restaurant in Canada, do I get 4X? Thanks
Google
I'm very interested in Venture X, but do you think it's worth it if you have the Amex Gold, Chase Preferred, Unlimited, and Flex (Chase trifecta) already? Kinda disappointed in their hotel transfers, though, but not a deal breaker.
I have a similar set up and the Venture X is worth it, the Capital One travel portal leverages Hopper and prices matches. The $395 fee is offset in year one with the SUB and the $300 credit with travel booked through the portal and every year after with the 10,000 point anniversary credit and $300 credit through the portal. Factor in the airport lounge access, 4 free AUs etc. it is very easy to justify.
I'm not thinking of it. My cards are focused at general chase points and hilton Aspire use.
I can't see how my spend would also support a third family. Next card to be CIC. I actually came out of retirement (for awhile) to help get the buisness cards.
I'm planning on getting the SavorOne soon, and thinking of getting either Venture or Venture X later. Was thinking about Venture X but I typically prefer Airbnb > hotel when I travel (except maybe in Asia), don't rent cars, and rarely show up to an airport with much time to spare. Would the venture X be worth it?
Do a search for Airbnb in Cebu, Philippines.
🪃 good info!
Hi Sebby, do you have any recommendations on card wallets (for holding nothing else other than cards, and a lot of them)?
I can recommend the Travelambo bifold wallet. It has nine slots for cards but you can easily add two cards per slot. I’ve had it for at least six years now and it still holds up well. The only things I hate about it is that taking your ID out of its clear slot is a hassle, and if you have a tall currency notes like euros, they’ll stick out of the wallet. Otherwise, I like it.
I use Tom Bihn wallet but Secrid is the best if you want to spend $75-100
I think I have a smaller bifold clip wallet I bought from like, Wilson Leather Company or similar. It has a nice clip on one side that I use to bifold any type of currency and it holds them within the dimensions of the clip wallet. Not even Yen stick outside of the wallet dimensions. I use it for things other than just cards, but I probably have...close to 10 cards in there, along with two IDs in the clear window (I have my Native American ID and Driver's License in that pocket), and there's a another hidden pocket within the bifold portion on the inside that I have some money folded inside, just in case I'm somewhere and for whatever reason my cards are all lost, stolen, whatever...It's small enough to carry in my front pocket (I *never* carry any wallet in a back pocket), but I don't wear nut hugger jeans. I don't wear overly baggy, but I don't wear jeans that may indicate I'm attempting to castrate myself. This wallet has been with me for a few years and has been all over the world with me, hasn't let me down once.
This is my 3-season wallet. For colder seasons (read: Pea Coats, overcoats, etc...) I pull out the classic stitched and leather "Bad Motherfucker" wallet.
If you already have the Amex Gold that gets multipliers on dining and groceries how could you still get maximum use out of Savor One?
Is there a limit to how many capital one cards you can have?
🪃 Great breakdown!! Currently we just have the venture but want to go to the venture x for we def travel every year and the gain of the 10k anniversary points would be nice! Just don’t know if we should apply for the savor one card first before telling them we want to upgrade to the other and also we just paid the annual fee for the venture card a few months ago and feel like we would be throwing out that money.
Is it worth getting the Venture if I know I’m not able to get the venture x?
Something to keep in mind with Capital One and referrals: if the person you refer currently has, or has ever had (even if it is cancelled) ANY Capital One credit product, they will *NOT* honor the referral. After 2 hours of extolling the virtues of VentureX to a friend who has for 20+ years refused to get a premium card and immediate approval, Capital One will not honor the referral bonus because she has a Quicksilver sitting in her desk drawer.
🪃 hey Sebby what kind of skis do you have and can you show us the design up close? They look sweet!
Wagner custom skis :)
Idk how I feel about capital one . Might close my account but I got approved for the card but they retracted the bonus