Chase Points: BEST (and Worst) Value | Redeem for Maximum Value 2023
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- Опубліковано 17 жов 2022
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Yes! Please do an advanced video with all the best options using travel partners and the alliances those partners have with other airlines.
🗿
🦀Honestly, Hyatt points have been an excellent inflation hedge for me this year. A quick UR -> Hyatt transfer for a 2.5 cpp award stay is soo much easier to pull the trigger on when last year the same award was closer to 1.8 cpp. Hyatt, please keep your award chart and don't pull a Bonvoy.
Hyatt has been great for us with domestic travel. So many 5000 per night properties here in Texas.
Yeah I got a 5000 point redemption in London near the airport (overnight layover) that was retailing for $179 a night.. easy low point high value redemption that was a necessity.
I saved $5k for my honeymoon in Maui… points were 3-3.5x for me. Spent only $1500 in points if I redeemed for cash.
🦀 I need to find a way to include Hyatt properties in my regular travel plans. It’s a challenge because their “footprint” is modest compared to Marriott and Hilton.
@@youngalwyn1124 true but website is fairly easy to use.. I always do a quick check to see if Hyatt is available in the city I am visiting.
Yes please do the advanced video. I'm not one of those 100 card guys to get points. I just get them all from Chase.
Me too
I would get at least one card from a different bank just in case chase closes you out. Chase has pretty aggressive fees and sends to collection quickly if you miss payments and sometimes closes accounts by error.
@@supreme5998 I do have an additional card but no rewards on it.
I would love an advanced UR usage video. Something I would like to see covered is transferring to airline partners, but to use points to book travel within that airline’s alliance
Just a quick call out, at 13:01, the Hyatt Points calendar just shows you the point price per night, not availability. It could be 35K Hyatt points with no availability and still appear in the calendar view. Additionally, some higher end resorts have 2 or 3 night minimums.
VERY helpful as I got a CSP a few months ago and now I am racking up points
🦀 Thank you so much! I just got my sapphire preferred card last month and Have been building up my credit to get into the points game. I really appreciate how clearly you broke that down! I will be subscribing and checking in for more tips. Thanks again
🦀 the optionality is key for me. Have utilized the points to book Hyatt across from Disneyland at 2.5 CPP and saved hundreds, and also used via the travel portal to lock in at 1.25CPP where bookings would otherwise be .4 CPP-1 CPP for more economy bookings just mean a lot of savings.
🦀 thanks Sebby! Would love a deeper dive on advanced redemptions, sweet spots etc especially✈️
🦀 I really appreciate your videos. I indeed, would like to see the "advanced tactics" version of this. Thanks for sharing your insights on the "points" game.
This was so detailed and helpful Prof Sebby. Thanks! 🦀
We need the additional video!😊
Recently got a CSP, love to see guides like this
🦀Sebby!
I started earning points thinking about aspirational travel (and even just business class etc) but realized there is far more value for me in economy flights.
I’ve stopped looking at “I pay x points instead of y $ for z thing” and now say “I pay x points for z thing instead of a $ for b thing”. I was never going to the Maldives or flying business internationally, so the points actually go much farther in economy for me. Cheap hyatts are great but 9/10x it’s a better idea to take the $70 a night Airbnb instead of points for the $150 hotel.
And with flights, while I still look at the $ amount, mostly I’m flying because of the points. So I see a good points deal and take it.
Recent points wins include 10k points RT on southwest to Cozumel and 15k RT to Belize. 40k RT den to Quito (twice!!) and some various 15k RT domestic travel on delta too. (All about 1.6 cents per point but I hate counting. Way easier to pay with points and think in points. It’s only money🤷🏻♂️)
🦀 I would totally appreciate a part two of this video with advanced redemptions. That way I could level up from being a total newb.
Yes, I second this!
Definitely on board!
🦀
Love the video! Thanks so much. Currently working with a Marriott Bonvoy card and looking to add Chase Sapphire to the mix. Probably take 4/5 decent trips per year. Thanks again.
🦀 love your breakdowns! Thanks as always!
🦀 Love your channel! When I can get that crab, that's of course the option. But lately with the pandemic, we've ended up taking some family on shorter trips and used our points for that domestic economy travel. It's just what has ended up working best. The Maldives is on our list though...but you just made that a bit tougher. :) Thanks for sharing all the tips!
Thank you for sharing! Excellent content as always. 🦀
I’d really love an in depth advanced video that helps us navigate UR points to travel partners like you did here with the Hyatt points. Also, thank you so much for your content. I can relate to your approach to value as someone who also grew up with less and wants to get the most out of what I can afford. 🦀
Thanks for your videos 🦀 I used my points for staying 4 days at the Hyatt House Miami and 5 days at Hyatt Place Orlando. Thanks. Saved alot of Money. Plus a bonus of no parking fees.
🦀 all valid points. One negative I came across regarding plane tickets: when you book a RT ticket, as far ash chase is concerned, they are two, one way tickets. In the wake of all of the cancellations lately, it caused me issues both locating my reservation and remedying the situation. Eventually it was fixed but it was a big problem in the moment! Otherwise I’ve had no issues with my reserve. I’m interested now in getting more upgrades so any videos on how to transfer tow which cards would be helpful. I don’t have an airline card as of now. Will likely do something with American since that what’s out of Phillybut it’s not my favorite airline by far lol.
Dang son I see that subtle flex of 1.3 mil Chase points😉 You could travel the world with that kind of point stash!! Chase points are some of the best points you can earn in the entire credit card game, and the ability to get 2+ cpp in value when transferring to travel partners makes these cards super powerful. It's Chase and Amex at the top of the game for me. Loved this video Sebby, great work! 🦀
🦀Great break down for chase points! This would be a good series for the other competitors.
I really appreciate this lesson on how to max points. More videos with details and examples for single country destinations in Europe would be super cool! 🦀
🦀 I just got into the Credit Card Points game with Chase Sapphire Preferred and AMEX Platinum cards, love your videos and the information that you have in them. Keep up the great content and I look forward to more to come.
🦀 Thanks to you Sebby I have been on some amazing trips!! I mostly use my points for Hyatt redemptions.
🦀 Sebby I am just like you. I grew up never taking vacations besides camping with the family. I would never pay out of pocket but I love using my points for aspirational travel, luxury hotels and business class flights.. (with the occasional first class flight when possible) I find myself using half my UR for Hyatt and all my Capital One miles for flights. Hyatt really makes Chase points so valuable. With the World of Hyatt card, boom, you're in business. So many people need videos like this!
Great video Sebby! Loving the content.
🦀 I’m so glad I found your videos. I just got approved for 5k with the CFU and looking into the CSP later on so the points explanation is greatly appreciated
Love the videos that show real-world point redemption examples
Going to the Hyatt Ziva Los Cabos in a couple days with UR points transferred over to Hyatt. Great video as always Sebby! 🙌🏼
Advanced tactics guide would be awesome. Love the channel!
Thanks for doing this. Please do the advanced version as well.
🦀 Thanks for sharing. I honestly use mine mostly for Hyatt because of the value. Recently stayed in Honolulu with just points. It wasn’t super outsized value, but it was enough for me to feel good about having the points. 🏝🏝
I really enjoyed your video. I scrolled through some of the other comments here & yup! Hyatt. All domestic, Hyatt Place kinda stuff, but points are suddenly worth 2.5 to 3x as much when you book. Awesome for my needs.
I just found you TODAY_ I am a newbie so I appreciate the schooling!!- Thanks!!
🦀 Thanks for all of your hard work. We just returned from a vacation where we used nothing but Amex and Chase points. Would have never known about the world of accumulating credit card points.
Bless this man for all the work!
Great video! Love seeing how to maximize value of points. Stayed at that Hyatt near LAX over the summer and was able to book a higher tier room at the same 12k points!
I was pleasantly surprised how nice that Hyatt was compared to the surrounding options.
🦀I think our next CC will be a Chase. Your website and videos are very useful to me. Thanks for educating us folks late to the CC game.
So cool that you can now book the AMR resorts through Hyatt. Booked deluxe suite at a Secrets resort with UR points at 2.5cpp.
Good info 👍
🦀 just started stacking up on my points. I normally use the reserve points to rent cars at the 1.5x but since starting to view your videos I plan to do more transfers to partners and maybe picking up specific cards for those partners ❤
The Hyatt's award calendar does NOT reflect actual availability. Wish they would change that.
🦀 Your info is always the most reliable Sebby! Thank you for the sick content man!
Great talk,thank you
🦀 Great video Sebby. I’ve learned a lot about maximizing UR/MR points for travel from your channel. I am currently stockpiling points and plan to use them for aspirational travel through transfer to travel partners. I’ll go for 🦀 over 🥖 too.
definitely need the deep dive. I've only thought of using my UR for business class domestically/internationally and Hyatt Hotels. I don't fly SouthWest
🦀 Good content!! As usual, thank you for the great information!
🦀 I haven’t used my points for travel yet but saving up for a trip to visit family in the Philippines! Im new to using points and I’m trying to find the best value when transferring to a travel partner for my flight. the most I’ve seen is 1:1, vs 1.25:1. Would love to see another video on how you use the transferred points for flights!
🦀 Have to say, I think I am missing out by skipping the crab stations! Might have to give them another look. 🦀 I am saving my Chase and AMEX points for aspirational travel. While I do make decent $$, I prefer using points for that type of travel.
Learning a lot from your work, Sebby. Thank you for putting out such entertaining and informative content.
This is what I have been waiting for years…
Hope it's helpful! :)
🦀 Great content as always! Interesting for even the advanced credit card "gamer". I'd appreciate a deep dive like has been mentioned in other comments. Cheers!
Love the video please do a more detail on transfer partners and stuff like that. 🦀🦀
🦀 Thanks for all the helpful info Sebby! I would definitely like to see a video with advanced tips.
🦀 thanks for all this juicy content! Also the phone on your head, while random af, made me crack up 😂
Yes. Please do the detailed vid. Really trying to do more hotel exchanges but never find the same deals I see in the vids. Especially around Hyatt 🦀
🦀 Thank you, this was really helpful!
🦀 - loving your content for my decision to step up my credit card game.
🦀 As an economy traveler, I typically either do BA Avios transferred to AA for short flights or I do Southwest where the Chase trifecta compliments all of my cards being enrolled in Southwest Rapid Rewards Dining where I get additional points beyond credit card rewards, so the Chase points are just a top off. I also have found that if you are going to a stadium concert or another large attendance event, the points cost with Marriott is less dynamic than the cash price and can result in some decent value. I got 4ccp after using a 25% transfer bonus to book an AC Hotel by Marriott less than a mile away from the stadium the night of the Coldplay concert.
As I am not currently travelling and am currently making renovations to my home, I have opted to use cash back or statement credit.
🦀 Hyatt is basically my top choice for Chase transfer partners! The Chase trifecta has served me well with CSP/CFF/CFU
🦀 Thanks for the Airbnb tip. Traveling with a family of 4, (usually abroad), Hyatt is often not an option because the hotel only offers standard room booking with points. Knowing I can pay myself back at 1.25 for Airbnb will be helpful when making choices.
I love my Freedrom Flex card! And I also feel like the Chase Travel portal offers better deals on flights than AmEx or other similar cards' travel portals. I get legitimately good deals through Chase Travel.
🦀 Love the channel, great content as always.
🦀 just got approved for the 80k offer as of 10/17. Moving off a USAA bank as they went from 2.5% cash back to 1.5%. Excited to look at points vs cash back. Do that advice video plz for maximizing csp
🦀 Great video, I might be a little late but it's still educational :). Thank you!
🦀 I’m looking to redeem my Chase points for hotel nights but I’m finding some of the options for Hyatt (outside the US) are very high in points. I also want to take advantage of thr $50 hour credit chase gives you. Thanks for your video!
I'm more of a quantity economy traveler with a player 2. Basically all our chase points get transferred to Southwest (I have comparison pass through Dec 2023) so we are looking at 3cpp value (excluding taxes and fees being factored in). This has been such a really great sweet spot for high value point redemption for everyday type travel!!
Southwest points are more like 2.8cpp these days, which remains an excellent value. I do the same thing, when not already bursting at the seams with Southwest points.
🦀Great video - you should do a video on how to book flights via those outsized value partnerships (eg Booking Delta with Virgin) I think a lot of us know about Virgin but what other good partnerships are out there? KrisFlyer? Flying Blue? What's the best way to book Cathay Pacific? etc.
🦀Thanks Sebby! Absolutely loving the UR program!
🦀 What’s up Sebby? Love the channel, learning the credit card game, but I need help in booking flights and trips with points. Any resources for those specific needs?
🦀 Definitely interested in the advanced video you mentioned with showing specific redemptions!
Ive been using the chase trifecta ever since the Chase Sapphire reserve was released. One of the best financial decisions Ive ever made.
🦀not starting out but first top tier card last week I chose Venture X. even with 11 years tenure with amex. next year I think I’ll obtain CSP especially with CapOne dropping priority pass. even without that much international travel. highly aspirational. keep up the great work seb
Right now my sapphire reserve is offering 50% bonus on apple…. 1.5cpp isn’t bad for a cash out
Better off doing a 1.5 cpp PYB cash out with the AirBnB. And using that to buy Apple products instead.
How would you accomplish this? Setup your own Airbnb to cash out?
🦀 Great video! I have recently booked an economy ticket using points since they cost upwards of $2200 in some cases. International travel
after aspirational travel! trying to find availability for singapore airlines from the west coast to Asia route(s) are so hard. They are always booked / waitlisted months out in advanced. 🦀
🦀 I use my chase points for Southwest flights, usually can get about 1.6cpp. Not the best redemption but I prefer to stay at Hilton over Hyatt 🤷
🦀 Great video as always. Thanks AskSebby
🦀thank you for the info.
I am a beginner and want to get in on the points trifecta
🦀I've had a CSR for several years and still don't feel competent at using the points (especially in using directly or transferring) and often look for tutorials. I live internationally so I'm always looking for ways to cut down on travel expenses. Your videos are great!
🦀 I’m in an economy, visit as many places as possible stage right now, so I generally use my chase points for Southwest and Hyatt stays!
🦀 Was thinking about downgrading CSR to CSP. Will I still be able to transfer to Hyatt and United at equal values after I downgrade? Majority of the time, I transfer to hotels or airlines directly.
🦀 I have been using my points this year with transfer partners like SW and Hyatt, PYB with AirBnB, and also through the travel portal for a cruise. All have been economical but a fantastic value for me and my family
🦀 great videos. Will you do a video for RTW travel using points through ANA? I just discovered this perk and am going to spend the next 2 years earning the points and planning for this trip. I’m specifically interested in business class around the world starting in the us (sfo or hnl) and flying to Asia, Maldives, Northern Africa, Europe and back to the US.
🦀Got into Chase points(CSP, Freedom Unlimited, and Hyatt) a year before COV started. I've never been super splurgey, so I use my points mainly to help out with travel that I'm already taking, like finding a good value for flights(SWA and United). It's also steered me away from Airbnb and mostly into Hyatt hotels now, which has been a mostly positive experience overall.
🦀🤣the silver spoon part at the end 😂
🦀 please do an advanced video using points towards aspiration travel for year 2023 ? And if it would be worth it ! Awesome video thanks !!!!
Ok question, I jus product changed from the Slate to freedom’s unlimited, now I got a pre approval for chase Freedom flex an preferred now should go for freedom flex an wait the 2years out to get the preferred because I’m at 4/24 so will that be best route to go right now or can still apply for preferred because I had chase bank account with them pass 15 years will be able to get while being at 5/24…
🦀 travel and would love to know which card would compliment the CSP so I can plan some aspirational travel if you have a moment.
Hey Sebastian - I recently applied for a Chase Freedom Unlimited card and got a really low limit. Not sure why, I have a pretty good credit score and have the Amex Gold, Everyday Preferred, and a Navy Fed Flagship with a high limit. Any data points that explain this or what I should do to get a higher limit in the future? I was really trying to find an easy in to the Chase ecosystem.
Do a deep dive! I was trying to figure out if I can buy southwest flights through Chase travel portal (I think you have to call chase travel agent). If so would you earn 5x points on buying the flight and earn southwest points as well?
I recently redeemed my UR Points to pay my CSR annual fee. I got 50% more value which brings down the cost of the card and increase the benefits. 36,666 UR Points to pay $550 AF. Pretty good value in my opinion
Hi I would love to see an advanced case of using Chase points to fly to London and or Paris first class round trip with different transfer partners. 🦀
Love the spoon props
I love the credit card game, but don’t have too many aspirational vacation goals. That made me team cash back for a long time, but I’m starting to test out team travel to see if I get more value out of it. Going for the CSP soon after my 5/24.
I would use UR points to get discounts on the Chase travel site. Rental cars, upgrades, etc. I don't pay the full price, but I do shop around (look at airline websites, rental car websites, etc.) to see if I can find a better deal. I know how much UR points I earn in a year and which quarter so I get an idea how long it takes to "recover" the spent UR points. Aspirational trips take longer but the US dollar (USD) is really strong right now depending on the currencies (EU, UK, Japan, Korea, etc.). It is just another factor you have to weigh in for costs.
🦀 Bilt credit card has Hyatt as a transfer partner as well. It's a great credit card for renters. I think it should be featured on your channel.
100% agree. I pay my entire apartment’s rent (and then a roommate pays me a portion), but this guarantees me 4500 points per month, which is the same amount of points I get as spending $1500 on food in a month!! When you put it that way… it’s an absolutely excellent card for all purpose dining and rent spend