How To Save Money Fast in 2024 (Money Saving Tips)
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- Опубліковано 27 сер 2024
- On this episode of The Table with Anthony ONeal, we share essential strategies to break free from debt and achieve lasting financial success. AO provides practical advice, sharing key principles for saving effectively, building wealth, and securing your financial future. From budgeting techniques to smart investment strategies, this episode equips you with the tools and knowledge needed to escape debt, create generational wealth, and ensure long-term financial stability. Join us and transform your financial journey today!
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Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.
Join me on my UA-cam channel and let’s start this journey together. I’ll share my experiences, tips, and tools to help you achieve success and become debt-free. Plus, you can follow me on Instagram @AnthonyONeal and visit anthonyoneal.com for more resources and help.
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The only debt I have is my house. I started this year January 2024 snowballing my $212,000 mortgage balance. The balance now is $162,000. My goal is to have it paid off in 2026.
Explain your approach. I'm interested. Congrats btw!
@@doc_alamin I’m using 90% of my net income from my job and side hustle to pay on my mortgage principal every month. I’m only saving through job my 401k.
Wow impressive, how much are you paying to knock that out!
Congrats! I am less than $75k away from 400K in my savings, I've been trading Btcoin for the past six months. I make an average of 18k per week even though I barely trade myself.
That's impressive! When you say you barely trade yourself,' what do you mean?
Been focusing on paying off my line of credit / credit cards this year
Started with 12k now I'm down to 3k
🎉🎉🎉🎉
Congratulations
Great work!!!
Great job!!
Great job!!!
"I am a wise stewart of my resources valuing and saving them diligently. In my dwelling there is abundance and security, for I manage my treasure (my money) wisely, ensuring a prosperous and stable future."
My dad always said if you can't pay it with cash don't buy it
The brightside7015 that is true but I couldn’t purchase my washer and dryer cash like I wanted to
Sounds familiar lol
I want Freedom, to owe NO MAN NOTHING BUT TO LOVE THEM. Period point blank
Me too! Unfortunately if you own a house you will never be out of debt, due to yearly property taxes, and insurance. Not including water, power and garbage
@@renatal1972budget for those. Annual payments can be set aside in a sinking fund.
Investments are a key to financial freedom as well.
The tip on electricity is true! Where I live it’s cheaper between off peak times 9pm and 9am. I turn my dishwasher on and wash clothes during that time. Put a load in at 9pm and another at 6am, which HAS made a difference on my bill!
Carmenhart7917 try led lights and try getting and energy efficient dishwasher they lower your power bill
I AM A WISE STEWARD OF MY RESOURCES.
GOOD,PRAY FOR THE REST OF US.
Yessss @@QUEENT5919
Man watching you talk about money and saving gets me hyped every time!! Bro I wish I knew you personally and you were in my circle personally! It's people like you I value and would want to surround myself with!💯
Duh, lol we all would like that bro.
You are right. I have to re teach myself again, paying my debt down and learning the value of every dollar.
Oh!!!!
I LOVE THAT SWEATSHIRT!!
"FIND YOUR BALANCE"
We want peace that hit me hard. Thank you so much
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I'm new at this, please how can I reach her?
After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery
Glory to God shalom.
Hi just meet your aunt at Lowe’s I. Fayetteville while listening to your podcast
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
keep contributing to your 401K, remember you are in for the long haul, but I'd suggest you consider financial advisory
Agreed, having a good financial advisor is invaluable, my portfolio is well-matched for every season of the market and has just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.
@@EShepard- bravo! mind sharing info of your invt- advisor please? tried learning few strategies to profit in this current market, but all of that flew right over my head
She goes by 'Katherine Nance Dietz a renowned figure in her industry with over two decades of experience. It's best you research her further on the web, can't divulge much.
Thank you for the lead. I just searched KATHERINE NANCE DIETZ by her full name and easily spotted her profile, no sweat. I have sent her an email, hoping she gets back to me soon.
I started an HSA account about 4 years ago and it has been a life saver
Same. I invested aggressively until I had the deductible and then just built from there
As well don't leave the air fryer, rice cooker, toaster or whatever plugged in while not in use.
This was superb! Keep it up Brother Anthony!
17:04 not really wasting electricity. I have been frugal with my energy consumption. My dad thoughts me some good habits back in the day
I had to listen again from months ago and share with family and friends.
You are making a hug Sense Bro. Tell them, i am glad you are educating Some People who are wasting their strength, Grace and time, inorder to live a Life of Financial Freedom. Thanks for Sharing such educative teachings. I love your teaching. I just came across your Programm. Keep it up !
You speaking facts bro 28:49
Definitely sick and tired of just getting by
Me too!
I am SICK & TIRED of paying others all this money to remain broke! I am SICK & TIRED!
Me too
This was awesome... Thank you for your wisdom and insight.
This was everything I needed! I’m in Grinding for Goals mode and this video got me with the gym membership. I had been meaning to cancel it for a few months but I decided to pause it instead because I do use it, I’m just not currently going to the gym enough to warrant paying for it, and I will return once I get some things in order this Summer.
Excellent video!!
This was great info, accountability and tracking savings and debt is keeping me on the right track, thank you 😊fantastic!
This was sensible,serious & satisfactory. Great job
..message delivered and received Boss.
That percent for the paycheck hit so hard. I have thought about everything else and never thought about that and I have ran a business and starting over to get back there but I haven’t been going hard enough to get back there. After hearing that it put it in another perspective. Thanks for that because it is very true.
Omgoodness. You just blessed my socks off! Ty so much for sharing your knowledge & taking the time to create this content. I found you yesterday & all I can say is praise God, praise God!🙌🏾 I've been binge watching & taking notes so I can make sure I apply what you're teaching. New subbie here.🤗 I know I'm not here by accident.
I was in debt for 3 years. I just finished paying it off and I took it serious in 4 months and at the end I was mad at myself because I let this debt linger for 3 years.
Betterment has been giving 5% for like the last year.
Your videos are awesome . Keeps me going for my financial journey
What should I prioritize first consumer debt or emergency savings?
Good insights, some points I needed to hear and apply in this space and time. Thank you for sharing! ✌🏾💚💙💜☀️
This is good stuff! It helps keep me motivated to push forward!
Am paying off past dedts one by one Of had enough with my madness! Am choosing to be my own hero bottom line it's nobody's else who gonna do it ..Am glad to have stuff conversations because am committed to becoming the best version of myself holistically unapologetically 😮😊💜💯. Am checking that tech out seriously.. thank you for sharing
I love it cold in the house too!
The tint is a game changer. Instant.
Why are we even talking about holidays like Christmas and Thanksgiving and so on when "we need Not" tribute to that, when we supposed to be taken care of our family through our the year food and giving every day 365 days and making sure we do stay ahead and put God first in everything we do thru out the year not just for those days.
25:42 me watching this video with my iPhone 12 😂 this phone does the job just as good tbh love all your videos bro
I purchased a RCA camcorder in the early 90s from Best Buy (open box) that's the worst purchase I ever made. QUALITY, QUALITY, QUALITY
Thanks a bunch..
I'm grateful to know that the gems that's being provided are what I'm currently doing. However, I still have some cc debt to pay off. I know for sure that I will pay off my mortgage before I turn 46 :).
Yes Anthony, I am wasting money on my A/C for sure. Thanks for this email.
Do you recommend a HYSA for sinking funds?
I started using Christmas lights as night lights... now I don't have to turn on my lights at night, and it is saving me money.
Hi Anthony! SoFi is not an FDIC bank. Is it still considered a safe account?
What is an example of a high yield saving account?
18:25 also protects your eyes from the sun which could do lots of damage. Eye doctors are expensive with corrective surgeries...lenses..frames. Also protects your wall paint. Tinted windows prevent sun from discoloring your walls, and we all know how expensive paint is these days
I need that strategy. 😎
What do you think about moving a NYLife policy to a 1035 exchange New York life?
Your haircut is on point
I really need to finish paying off this lil $4k of debt 😮💨
Great Content !!
What do you think about REIT account?
Like Fundrise???
I want to learn this too. . .
what are the best high yield savings to look into?
He mentioned SoFi. SoFi is also at the top of Forbes’ recommended high yield savings account list
How much money did you have in your high yield to get that amount
I must adjust electricity bills
What’s the downside of having a high-yield savings account? What’s the catch? Otherwise that’s all everyone would have.
Before 2022, the high yield savings account was at 2%. The high yield savings account is influenced by what the Feds set as interest rate.
1. You pay taxes on the interest earned.
2. There is no physical bank, so you have to wait a couple of days for transfers.
3. The account is not with your current bank.
Those are not deal breakers for me, but it will depend on the person.
The reason most people don’t park their money in a HYSA is financial illiteracy. Most people don’t know how money work, otherwise they would.
I started with Sofi at 4.60%, that lasted for 4 months now it’s droppped to 1.6%.. Does this happen often? Does it usually fluctuate?
Still better than 0.4%
Are there any remote jobs hiring?
Ooh I'ma have to write that down lol
Dubai is the place to be! Do it! 🙏🏾❤️🙌
Scared and I have a family. This is for singles.
@@jenniferjackson4980 I understand. ☺️😆👍
Hello ❤❤❤❤❤
Where's the 8%?
God bless you and your future wife!! 65 degrees in the house?! Heck no 🥶!! 😂😂😂
Ever heard of a sweater. I would gladly be his future wife. A man that knows how to handle money among other characteristics is so attractive.
❤❤❤❤amen
His math ain't mathing. 😂
I LOVE Anthony's content, but 4.6% interest on $10k isn't thousands of dollars. It's $460. And 0.46% interest on $10k is $46. He messes up these interest calculations all the time. He needs to date a woman with a seriously intelligent head on her shoulders, that can teach him new things.
Math is not his strong suit. 😂😆 ....But that's totally fine! His content is 100% relatable and accurate.
I actually waste money on utilities
Debit free iPhone 11
Please don’t utilize your electric this way. Your bills will be sky high!
Please speak with your local weatherization department for how to make your Home energy efficient.
I started a HYS account with SoFi. It was 4.8%. Needless to say I was overjoyed. Last month it went down to 1.2%. I know they fluctuate but how did it drop that much. I'm hoping it wasn't just a promotional rate to get me in.
Here is why…SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.60% annual percentage yield (APY) on savings balances .. however, Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances
@stargellmosley is correct. Just setup a direct deposit. It doesn't have to be a lot
Same
That's interesting, and kind of messed up. Thanks for that info.
OMG, you sound just like me with the AC baby. I will pay because I am not about to be hot for nobody.
Anthony, why are you shouting at me???
Your math is WRONG.
🙏🏿🔥🔥🔥🔥🙏🏿💣🎤
I try to contact your company how do I get help from your company