Layoffs: How To Best Prepare For Them And Survive If It Happens To You | 40 Year Old Average Worker
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- Опубліковано 19 вер 2024
- Excel budget I use (copy and paste)
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Budget. I like how you do not talk about the layoffs but how to prepare if it happens. It's very true that its not one's fault during a retrenchment, it's a business decision.
loads of videos feeding into this narrative this negative feelings all around that i do not feel comfortable at all quite honest. (anything bad or horrible there are many youtubers making videos on and i am not that quite honest)
and also, you have only 1 life, yes it can take time to navigate your journey, but once you do, and it does take time, it will get better.
appreciate you for your comments!
Walking and making a video on a cycling path. This person is on the right path in life.
lol. I had to read the latest laws to double confirm. Appreciate you for stating the obvious!
Thank you for sharing the the budgeting tips. Positive tips for those whom lost their job. 🙏
@@Yazooz830 appreciate you for commenting too!
Budget! Yay, Monday and Wednesday down, excited for Friday's upload.
Not having an emergency fund is an emergency! Never underestimate its importance.
Being one incident (whether retrenchment, accident, illness) away from financial ruin, that can happen any time, under circumstances that could be completely out of your control, is a terrifying thought.
Wah… stress. lol. But glad you are anticipating it!
Also yes, anticipation is also one that can be mentally draining, so why not do away some or most of it by doing the necessary? Then only then you can help yourself before these issues arises.
I know so to tell people to do so
Appreciate you!
Budget. Bro, thanks for sharing this valuable information that today's education doesn't teach us. Keep griding and I wish you all the best!
appreciate you!
When we have nothing, we have nothing to lose. From Kesang, Johor, West Malaysia.
I like this! Thanks for commenting!
Good topic sharing on budget 👍
You also brought up a very important point on expenses: Cutting down on expenses that don’t add value; Only spend on things that value add.
That one I realised late on and as I age there are stuff we can actually buy to enrich our lives and I want to at least make known to people that buying stuff need not be just… stuff.
Thanks for noticing! Appreciate you!
Budget. Another point to add on. Consolidate your consumer debt and take a lower interest rate loan. Start chipping off the debt bit by bit if you are still employed. I agree with you on cutting excesses but i think from a mental well being stand point have some leeway for yourself to enjoy a meal or two if you are going through a tough event like a layoff. Been trying to set up some side hustles but need some guidance from a guru like you . Hope to have kopi with you soon
Ah Teo
That is a good point! Consumer debt.
I am all for buying food or anything to make yourself happy, as long as the budget allows.
Budget everyone. It’s a lifesaver.
Appreciate you!
Thank you for sharing your thoughts and the spreadsheet.
Appreciate you for commenting!
Spreadsheet isn’t mine but since I myself am actively using it I believe many will find it useful.
Just start, and it will do well for you.
budget* good info bro watch till end.
Thanks man! Appreciate you!
like your new direction with this channel Alvin. Congratulations on getting on an interview with Josh Tan. Singapore is a good place to earn from UA-cam especially if you're talking about money.
Thanks Kenny! My direction is a little different and also difficult to tell partly because it’s super personal, but I feel…. My story is one that is interesting enough that many should have something to takeaway from.
It’s not really finance but there will be times I will talk about it as it’s part of my life and how it shaped me till today, for better or worseZ
Loads more to tell to be honest, trying to make sense so that many again can understand.
Which also means, if you can think of it, I most probably…. Done it. lol.😂
Thanks again appreciate you!
@@ASingaporeChipmunk ah that's good, I think more people crave that authenticity that's missing these days. Looking forward to other sides of you. Good luck Alvin!
Yes stay positive thanks for the video
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Good one bro. A very practical advice.
appreciate you stopping by!
budget. your video is nostalgic for me, I used to stay at Blk 59 Chai Chee Rd :)
Appreciate you for commenting! Chai Chee hasn’t really changed and yet I am falling in love with this space as I am Aging.
It is an interesting pocket of Bedok that I feel, many who grew up here can’t wait to leave this place but as I am staying here it’s a little odd it’s growing on me now.
Thank you for saying that you stayed here before!
@@ASingaporeChipmunk haha thx for replying! bo bian I was forced to move because of parents divorce, 20 years ago when I was 16. the long red tube behind you from minute 7.00 to 7.30 is Blk 59 lift shaft, still recognise despite the new paint colour, I used to walk up and down that slope beside it for exercise
best of luck with your hustles n business endeavours, your UA-cam must b getting traction since YT is recommending your videos to SG viewers who follow personal finance topics. jiayou!
budget. thanks for sharing!
Appreciate you!
you can do it!!!
You too!
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support!
thanks Master Leong! appreciate you for being here every time I upload.. thanks!
I mean its not like we can control the layoffs. So why worry about smtg we cannot control or change? If its you then llst lo. But i agree we need to fix our finances first. That is smtg we can control. If you're couple or married make sure your spouse is still working so at anytime only 1 of you is jobless while the other can still bring in some money.
yup. worry its not because of the layoff, if it happens it happens, thinking of them will not help your mental wellbeing. do the necessary is all i am saying. appreciate you commenting!
Jiayou bro
Appreciate you!
so your main point is don't worry go exercise
if that gets your mind off stuff why not? Its surprisingly helpful if you havent done so. I will do a video down the road about it. thanks for commenting!
I have WFH for 2.5 years always been sending my resume outside but need to balance with current role and interview, layoff no issue for me
Appreciate you for being candid here. Thanks.
Not wrong but his opinion of not to think about being layoff maybe explain why he is laid off twice..
Eh…. It’s normal to be laid off. If you aren’t laid off before, you haven’t worked long enough to know I guess. Sorry ah.
On a serious note I will talk about them in later videos, but if you want to know more why I got laid off, I wait for larger audience then I will tell my story.
There isn’t really any value to any of you right now when a lot of you guys and gals are stressing your own issues then to listen to little old me who ALREADY got laid off.
Thanks for the comment!
@@ASingaporeChipmunk I am working since 2005 after ORD. Not sure that’s considered long enough. I am not against your opinion but I am just saying the coin have 2 sides and in this topic there are also 2 sides. We should not be too panick of getting laid off but we also should not be totally not thinking about it. That’s why the gov encourage upgrading and constant improving and helping us with the skills future credit. Again I am not totally against your opinion. I just want to say if we know we are Aging in the work force we need to stay open minded and keep active and constantly upgrading ourselves to stay with the tide. We try but then don’t panick.
interesting
Appreciate you commenting!
Budget
appreciate you!
Why are you wearing saf shirt?
Why not? lol.
Bro were you from CSSB?
38! Yup yup!
I think I keep wearing my army shirt I get recognised more man. You 2nd one liao bwahahaha….
@@ASingaporeChipmunk Actually not the army shirt, I don't know you personally but I remember you. We are from the same unit.
common budget
Appreciate you!