Living on 8 Lakhs package as UX Researcher | Fix Your Finance Ep 10
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- Опубліковано 25 жов 2022
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Hey guys, in today’s video we meet Mitali, a UI/UX designer & a model who earns a salary of Rs. XX,XXX living in Bangalore. We discuss her income, expenses, investments and talk about how she can pursue her passion while at a full-time job.
Hope you like the video! :)
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Twitter: / anshuman_306
#moneymanagement #personalfinance #fixyourfinance
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Ride of a Lifetime: bit.ly/rideofalifetimebook
The Millionaire Fastlane: bit.ly/TheMillionaireFastlane...
Zurich Axioms: bit.ly/ZurichAxioms
Masters of Scale: bit.ly/masterofscale
Just Keep Buying: bit.ly/justkeepbuying
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Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
Music licensed by Epidemic Musicea
![How Much Do Indians Make And What Do They Do For A Living? [Mumbai] | Street Interview](http://i.ytimg.com/vi/ynGEwzbNDLU/mqdefault.jpg)
Bro this girl should start her own channel,she does things which people only imagine doing
I m totally addicted to this series man , best series on finance in the market 🧨🧨
Exactly I feel the same
Same here
Bro she so beautiful , plays basketball, loves to travel , paint , models . Manages her own expenses. Ma Bahu mil gayi 🥺🥺🥺🤣🤣
Thanks for fixing the audio! Great episode, loved the explanation and openness!
anshuman ko is vlog me feel hua hoga 100% ki he has to fix his health🌻
Asking a 24 year old about what she will advice her 22 year old self… seriously 😂😂
Didn't get please explain?☹
😁
The host is 24 years old….he is more matured(atleast financially) than most 30s bro
Her answer is good one
There can be things person would like to change or do different way 2 years back
please explain NPS
New pension scheme... that you are only contributing to your retirement,for pension, unlike it used to be government is providing.
06:03
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
She's super cute plus her hobbies at 24 is simply awesome painting ,trekking, Himalayan trek.... I started hiking at age of 24. She's already having a lavish lifestyle
"Connect with travel bloggers" I liked this piece of advice!
Loved anshuman's tip for exploring interests !!!
Hey Anshuman, loved this series and all your videos. Can I get your help in discussing my finances personally ?
I want to know like how he helped her by telling about the cred and not the best credit card she can have.
What is the fire technique being talked in the video?
Can u pls mention the participants education background in just like 15s bcz it would be helpful for teens if they want to pursue something like that
Anyone notice anshuman's heart eyes for this girl? He's got a lil crushhh
Would love to know more about NPS. Great content!
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
@@dailynews6991
M@@ chu#d@
bro plz make a series on personal finance and all about investment.a lot of people are waiting for this i guess.
Very true
yes
It is very simple first use fd laddering concept.second invest in cooperate fd.third in real estate fouth in stock or mutual fund fifth in ppf account.sixth in gold
She can sell her paintings thru Instagram etc as many young people r spending money to decorate the house
Hi
I have a very important question to ask. This is regarding surviving in Bangalore as a student with bare minimum financial help from family.
I am sorry, nothing much can be done here, study well, get good score and land a good job. All the best 👍
Need a video on NPS.
As a salaried person, is it better to invest in NPS or is it better to put the same amount in SIP ???
101% sip
if u are 30% bracket then extra 50 k is tax exempt...otherwise equity is best
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Is NPS something like the Roth IRA that Graham Stephen always talk about?
Please make a detail video on NPS.
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
im starting job soon,what is this investment investment everyone talks,can someone make a tutorial,not just give theory :(
@Anshuman I would not recommend to invest in NPS until your in 30% tax slab , I think index funds will be much better instead
Just to save 10 or 15k tax you lose control of 50k every year which would have helped you earn atleast 12%(index fund) or even 24%(some other high risk high gain) and that liquidity power
@@chinmayk9274 really 24% from an index fund? You can expect 10-15 at best. Secondly what's the point in giving up 10K in taxes and trying to recoup it through index investing? Am I missing something? Also do you realise that the return you're calculating is based on cagr. So it's not like you're going to get 12K or so every year with the index. It's like over a period of say 15 years, it'll be as though you gained 12K every year. The 10K you saved now is worth more than effective 12K achieved via compounding as inflation over long period of time definitely makes the 10K you are saving via taxes more valuable. Moreover, many companies contribute an NPS component if the employee contributes.
@@EveryThingTechet hey I said 12% from index read properly before you comment... 24% from some individual investment like I got lucky with Itc and jubiliant ingravia etc ... for your info there is chance to earn more in index as well .. I increased my sip amount heavily during Ukraine Russia War and reduced as nifty touching high .. So yeah I still firmly hold my statement that I can get more returns from other investment than nps ... especially when your not in 30% slab. I would not lock another 50k a year and losing my flexibility to explore other investment opportunities
@@chinmayk9274yeah no. You can’t expect to sustain 24% cagr. That’s stupidity.
Oh, Great thoughts sir,
I have some doubts:
should I invest in ELSS ?, I come under the 20% tax bracket, and by doing that I can 0 my tax liability. If not what area should I invest for 80C deductions?
Also, please suggest, shall I contribute 12% in PF or 1800 (which is the minimum)? like currently I nearly touched the corner only 4-5K less in 5lpa after using all my deductions. so if in coming future I get some hike so tax will be deducted. as the amount can go above 5lpa. benefits of using 12% in pf I mean is my gross salary would be decreased by the same amount, becz same contributions need to do by my employer, and my ctc will gonna remains the same. So, my gross would be decreased by the employer.
Suggestions would be very much appreciated...😇
Hey Anshuman,
I have a lot of finance related questions and I think I am fucked up financially. Do let me know how I can get featured. Also, because I am from Uttar Pradesh, can we do one online episode? Please Please pls pls pls :P
Bhaiyya nps vistar ho jaye thodasa aur parents ke kaam ka hai kya ye bhi batana
Hi I want to know about NPS.. Can you please make a video on this please?
I have PF account from my company can i still have an separate NPS where i can start my additional investment?
⬆️ ⬆️Appreciate your comment.
What'sapp me with the above line for information, mentorship and advice on investment skills...
Yes you can.
You make really great video, learning a lot. Kindly don't use vulgar words, it ruins communication.
Please do make a video on NPS and the good platforms where we can start with investing on NPS.
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
@Anshuman Sharma Bhai, can you please educate us about NPS in detail. Thanks
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Me and my wifey :- 40k in NPS and 40k around in life insurance, mf, etc saving huge tax
PG 7k me aa jati hai Bangalore me...
24k salary me bhi manage ho jata hai
@Anshuman Sharma - I feel I've a pretty good sorted finance plan and I would like to share to people anonymously. If you would like to connect to know more, I would be happy to share my lessons. Let me know...😊
well I’m interested..
NPS is not at all good options.
Withdrawal is way too complicated
Please share more details on NPS. Is it better than EPF??
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Bro make a video on national pension scheme in detail explaining everything abou the same
pls make a video on NPS with a user persona example
No Option for 4K?
10k with food? this woman is quite resourceful to find such a good deal
You will get 5k with food too.
Provident Fund contribution will also be counted in 1.5 lacs in 80C then balance only need to be invested in ELSS …right?
Yess in her case, she didn't have EPF
@@anshumanfinance That does seem odd... Her organization might be very small then. You could've suggested Term and Health Insurance though. Even if it isn't necessary straightaway, it's better to be safe than sorry
Hey great videos Anshuman. I’ve been binging the series.
If you could include their Instagram or any other contact info, that would be great.
She said she travelled for a month, I’m super curious to know how she did that with a full time job.
North side bhai aao, Noida Ggn vaalo pe bnao making 30k how to manage being 22 yr old !
We want a seperate video on NPS
~New Subscribers
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Yaa bro we want to know more about nps. Pls make separate video in detailed.
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Bhai pta nh kaun si math seekha rhe ho...
PF bh usi ka hi part hota h...
agar 60 in hand s toh I am assuming 3k, pf mein jata hoga but it's not something stagnant jese jese banda grow krega uska PF badhega...
80C mein max 1.5 L dikha skte hn and PF bh 80C ka hi part hai...
mene ese hi videos dekh k ek 4000 and ek 5000 hazar ka ELSS le liya... tab PF itna nh kat ta th...
But mera pf akela hi 9000 ka ho jata h, toh ELSS ka koi bht bada benefit nh mil rh .. except the fact ki use mein 3 saal baad nikalunga toh kam s ka 15% ka return aa hi jayega...
But agar kisi normal Mutual fund m krta toh toh jada refund rehta...
Please make a detailed video on NPS. Thanks in advance❤
Last question I guess it's paid promotion
Please don’t love your job. You are basically making money for some one else. Be competent and keep upgrading yourself up to a level you don’t have to work for anyone. That should be the goal
How come pg has HRA?
Bhai I save 2/3rd of my income almost every month unless I make some big commitments in house warna in Bangalore u have the option to lead not so fancy yet simple life
I recently subscribed to your channel and I really liked your content. The only suggestion I can give is that please keep your shorts video in a separate channel because we are struggling by scrolling down to find your long videos.. and because of which your audience retention might go down.. So, keep a separate channel for shorts such as "Anshuman ka Gyan" or something similar.. 🙏🏼 All the best.. 👍
Thanks for taking action.. I really appreciate it..
Yaar please just do a video on nps
I'm not bias but i really did not liked bangalore for water shortage, corruption, inflation and traffic.
Please explain about NPS...
Need a Video on NPS
Bhai muze bula leta. I lived in Bangalore for 6k per month that is for almost 2.5 years. I had a decent income.
form bhar lo bhai
In my view, NPS is not good investment
Anshuman pls catch a couple with h home loan and single bread winner of the 2 in pune
Plz bhai NPS samjha do (aise hi comment karne ko bola apne..)
I m 22 i will advice my 22 old self that swiggy se Wendy's ka burger mt mnga bkr hota h
You didn't ask one important question. INSURANCE!
#Comment1st
Hey Dude,
I need Some Advice..
I am a fresher (23 age), and Start doing job (4month back) at Bangalore of Around 70k.
1. Emergency fund- 2lack
2. Equity +Mutual- (3.3+0.35)=3.65lakh
3. FD - 1 lakh
4. Cash - 20k
5. Loan to Other - 2 lakh ( I will get back amount next month)
I am right now so obsessed with money that I don't go out, just Spend Money on food and Other Stuff and Keep searching for money Opportunities.
I am now Feeling Like, I am missing something.
Any suggestion you would like to give?
PPF is better than ELSS
Brilliant
sir explain nps please
both pros & cons
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
maybe you have stress more on the life insurnce , health insurance & emergency funds with other people they are imp right ?
⬆️ ⬆️Appreciate your comment.
What'sapp me with the above line for information, mentorship and advice on investment skills..
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Need detailed video on NPS
SPAM ALERT
9:15 India mei log engineering parents ke kehne pr karte by default. Uske baad career decide karte hain. 🤣
When the video started with kahi toh kuch hoga na jaha hag raha hain kuch insaan i spat the food i had in my mouth laughing 😭
Please make a video about NPS.
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Koi fan lagao bhai anshuman keliye😅
One day UXRs will rule the world
NPS in very detail pls
⬆️ ⬆️Appreciate your comment.
What'sapp me with the above line for information, mentorship and advice on investment skills..
A video on National Pension Scheme please!!!
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
It already exists go to hdfc bank or any other public bank or private bank and say them that u want to open nps account.
They will open for u
The volume is too low
⬆️ ⬆️Appreciate your comment.
What'sapp me with the above line for information, mentorship and advice on investment skills..
NPS IN DETAIL YES please
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
PG kahan hai please batao 😅😂😂😂
Mast
Bhai chilaa kyun rahe the aap beech mein 😭
love the series tho
Ik it's totally unrelated
But damn she's cute ❤️🤌
⬆️ ⬆️Appreciate your comment.
What'sapp me with the above line for information, mentorship and advice on investment skills..
Not subscribing to this channel is a crime!
Nps video pls
I am tired of everyone praising cred like this. It's such a shady app and the rewards are such bullshit. Like it's now full of fantasy games offers.
NPS is just a waste of money. Let's gov take tax. Instead of NPS invest in equity you will gain lot
Make a video on NPS
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Nps video pleasssee
Maaa... Bahu mil gae..
Please explain nps
⬆️ ⬆️Appreciate your comment.
What'sapp me with the above line for information, mentorship and advice on investment skills..
Dude you told us to fix our finances and minimize expenses - BUT YOU ARE WEARING THOSE SNEAKERSSS!! 💔🥺🔥🔥🔥 #JealousAndPoor
After shoot he will give back to brands
Avoid NPS, ELSS are better.
Make a video on NPS as being a Government employee does not have OPS now I was eager to know more about NPS
Hi sir
We have a investment plan which triples your investment and gives you immediate returns every year upto 30/40/50 years
Please give us one appointment we will come and explain
Invest in ppf account.under section 80 c u can save 1.5 lakhs
Working in IT Its not stable income come on man. Anyways its nice info.
These episodes are entertaining but not very knowledgeable. I just get to know their spendings and nothing about how can they invest smartly with the limited amount they have.
All I get to hear is emergency fund, index fund, mutual fund, health insurance, life insurance. Everyone knows these basics these days. Thanks to finance influencers. Tell us more about them. How do we choose them? What are things that are taken into consideration while investing? How do know which one is good for us? Give us a insight about stock, options, futures, bonds. There is so much to discuss. Where they can invest smartly with their budget? Pls take all these things into consideration.
Most of the people who come in the show are still struggling with the basics. No point talking about futures and options if the person hasn't even started investing their money
@@anshumanfinance True. I liked how you brought up NPS and ELSS funds in today's video which are unknown to many and also your travel advices. I would like you to go detail in mutual funds. Just saying invest in mutual funds is very vague. Pls discuss opportunity funds, growth funds, small cases, weather funds. SGB, wint wealth bonds, IPO, Dividends and much more.
Also, please make a series on "How to invest smartly with a small budget?"
There are many people who just don't invest as they feel pointless investing a small amount of money. I personally have a lot of friends who just don't invest for the same reason
Lastly, Fix your Finances is such a unique series. Hats off to you and your team for coming up with this series and the guests you get on the show
Every second person want to be a travel blogger, so it's no more a good idea.
Good food in PG!!!?!?!!
6:03 bhai dara diya yarr
Bhai why are you recommending NPS to someone who is just earning 9LPA 💀
Given the lockin for NPS its not for someone who is just saving 15-20k per month.
Explain nps
Har chej m cred he bolna hai to kya he bat hai