Latitude mastercard was the best, it used to be 29 degrees, no fees etc but in September 2024 they will charge $8 a month I cancelled mine and feel Im one of thousands who will
Hey Raymond, You didn’t cover off the exchange rates in the Bendigo bank card Would also have been good to see your review on the Up card also from Bendigo bank Thanks for the video
I wouldnt' be withdrawing money from an ATM with a credit card, as this would be treated as a cash advance and immediately begin incurring interest. I would only use debit cards to withdraw money from an ATM whilst overseas
Credit cards still have unneccessary fees when travelling...The best way to pay when travelling is by debit card from a Maquarie Bank or Bankwest as of early 2024. You pay no fees, only the MAstercard/Visa exchange rate which should be 1% or less.
Assuming that you're using a credit card with 0% international transaction fees, I've actually found there to be less fees overseas. Australia is one of the only countries that add on credit card processing fees. I was travelling Europe with my credit card and never got charged a single fee for using it, even for small transactions to buy gelato in Italy!
hi, going to Italy and France later this year. I already have a Qantas Money credit card and now looking at getting a wise card. Which one would I be better off using, and if I put money on my wise card do I have to transfer in Euro dollars before I use it or just put money and away i go.
Great video! Just wondering, do you know if there is any noticeable difference between the Bendigo Ready card and the Bankwest Zero Platinum card? Thanks!
With ING dropping its free International ATM withdrawal fee, will it still be a good choice for a travel card? It still has no international transaction fee and somewhat good rates?
Hey mate, it's still good really good for making international transactions because the rates are pretty good, but if you need to withdraw money from an ATM then you might want to look into an alternative.
If you fulfil the everyday benefit for ING, then you'll get 5 international ATM withdrawal rebates per month. They used to also refund you ATM fees that's charged by the ATM.
Would you recommend anyone using the Qantas Money Travel card as a general Australian debit card in everyday life? Essentially it would be Qantas points for free while using your own cash, right? Surely there’s a catch?
Hi, I just tried to sign up to the wise card, but I am having a problem with it. To authenticate my credit card payment. they are asking me to enter my bank accounts account code number. My banks sent me a message saying do not share that number with anyone. Not even employees that work with the bank. I contacted the wise help line from their web site. The lady said that is the only way to get the wise card. So I did not give them my code. And decided not to sign up with them. Is there another travel card that does not require this? Cheers Michael
Up Bank look like a good replacement, possibly better. Zero overseas withdrawal fees and they use the Mastercard International exchange rate (which I think is the same as what Wise uses?). Wise charges withdrawal fees over the first $350 per month, which of course doesn't go far when travelling.
Bendigo CC & Macquarie Debit are my current travel essentials. Thanks for the video❤
Good choice!
Latitude mastercard was the best, it used to be 29 degrees, no fees etc but in September 2024 they will charge $8 a month
I cancelled mine and feel Im one of thousands who will
Me too,
Hey Raymond,
You didn’t cover off the exchange rates in the Bendigo bank card
Would also have been good to see your review on the Up card also from Bendigo bank
Thanks for the video
Those credit card you mentioned , is there any ATM withdrawal fee?
I wouldnt' be withdrawing money from an ATM with a credit card, as this would be treated as a cash advance and immediately begin incurring interest. I would only use debit cards to withdraw money from an ATM whilst overseas
You need to pay $500 on pre travel items before your allowed travel insurance. This is not complimentary travel insurance.
which card is this for?
Credit cards still have unneccessary fees when travelling...The best way to pay when travelling is by debit card from a Maquarie Bank or Bankwest as of early 2024. You pay no fees, only the MAstercard/Visa exchange rate which should be 1% or less.
Assuming that you're using a credit card with 0% international transaction fees, I've actually found there to be less fees overseas. Australia is one of the only countries that add on credit card processing fees. I was travelling Europe with my credit card and never got charged a single fee for using it, even for small transactions to buy gelato in Italy!
❤❤❤❤ awesome
Thanks Raymond ❤
Raymond I can't do more than 3 cards. Is 3 to 4 cards usually the standard?
Great presentation. Thank you. Do you know if Revolut PIDM insured? Will it guarantee the return of funds scammed by hackers?
hi, going to Italy and France later this year. I already have a Qantas Money credit card and now looking at getting a wise card. Which one would I be better off using, and if I put money on my wise card do I have to transfer in Euro dollars before I use it or just put money and away i go.
Great video! Just wondering, do you know if there is any noticeable difference between the Bendigo Ready card and the Bankwest Zero Platinum card? Thanks!
There shouldn't be a noticeable difference between the two in my opinion!
You missed the BankWest Qantas Platinum Mastercard and Transaction account?
Wow I thought the latitude 28 degrees had insurance but seems it was a covid only thing and has since been discontinued.
Time to swap to Bankwest
With ING dropping its free International ATM withdrawal fee, will it still be a good choice for a travel card? It still has no international transaction fee and somewhat good rates?
Hey mate, it's still good really good for making international transactions because the rates are pretty good, but if you need to withdraw money from an ATM then you might want to look into an alternative.
If you fulfil the everyday benefit for ING, then you'll get 5 international ATM withdrawal rebates per month. They used to also refund you ATM fees that's charged by the ATM.
Can you please do a video on Pelikin card too.
Would you recommend anyone using the Qantas Money Travel card as a general Australian debit card in everyday life? Essentially it would be Qantas points for free while using your own cash, right? Surely there’s a catch?
The card only rewards you with Qantas points when you spend in foreign currency. So any domestic purchases won't earn you any points!
What do you think of UP Bank? Zero transaction fees or ATM withdrawals. Seems better than the above compared.
Hey mate, UP bank is also a really solid option to use as a travel card!
bendigo card, although 0 transaction fee, how about currency conversation fee
On 21 May Qantas Travel Money is changing to Qantas Pay. If like to join but I can't right now and have ti wait until 21 May to join Qantas Pay
What do you think about the combank and westpac travel card?
no good
Hi, I just tried to sign up to the wise card, but I am having a problem with it. To authenticate my credit card payment. they are asking me to enter my bank accounts account code number. My banks sent me a message saying do not share that number with anyone. Not even employees that work with the bank. I contacted the wise help line from their web site. The lady said that is the only way to get the wise card. So I did not give them my code. And decided not to sign up with them. Is there another travel card that does not require this? Cheers Michael
Up Bank look like a good replacement, possibly better. Zero overseas withdrawal fees and they use the Mastercard International exchange rate (which I think is the same as what Wise uses?). Wise charges withdrawal fees over the first $350 per month, which of course doesn't go far when travelling.