Don’t Travel Before This! Wise Travel Card Review
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- Опубліковано 7 чер 2024
- Sign up to get a fee-free transfer from Wise up to £500: wi.se/investwithqueenie
In this video I give you my thoughts on the Wise Travel Card. In this Wise review, I go through how to use the Wise card, the International transactions fees, what the Wise app is like to use, Wise Apple Pay and digital cards, how to pay with Wise, how to exchange money with Wise and more.
Timestamps:
0:00 Intro
0:17 Adding and transferring money
1:36 Fees
2:25 Avoid fees when travelling
2:38 Digital and physical cards
5:39 Things I love and I hate
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This information is general advice only and does not take into account your personal financial circumstances. It is for educational purposes only, and does not constitute personal financial advice. You should always do your own research and seek professional advice that is tailored to your specific needs and circumstances.
Queenie Tan and Marquetable Group PTY LTD (ABN 85 635 225 259) are authorised representatives (1301362 and 001301337 respectively) of Money Sherpa PTY LTD ABN 321649 27708 (AFSL: 451289). You can read our financial services guide here: bit.ly/3kuwQMQ
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Hey friends! Thanks so much for watching. I hope you enjoyed this video! Don't forget to sign up to get a fee-free transfer from Wise up to £500: wi.se/investwithqueenie
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Another couple of handy features are the auto convert where you can pick an exchange rate that you would like and if the rates move enough and it spikes for whatever reason - you get the rate you wanted. Also, it's a mistake to convert all your money in one hit to the currency you are travelling into, dribble it in in the lead-up like a savings account and you'll average the exchange rate so that any peaks or troughs are averaged out but leave a decent amount as AUD. If you are running low in the local currency you can top up with a currency conversion on the fly - or let Wise do it for you at the current live rates. But if you have too much foreign currency at the end of your trip - it will cost you to convert it back to AUD, but not if you left it as AUD.
Fair comment mate! I'm looking for answers of these questions exactly
Thank you, finally a review of actual use. I really appreciate you doing this review. My wife is Japanese so we do go to Japan every 2 to 3 years to visit family and friends. Actually planning on moving there in 7 years as expats. So we've been looking for a way to take advantage of current exchange rates and of course to convert my home country currency to Yen once we are living there. Thank you !
Nice! A very handy app to use 👍
Hi, thanks for this :) Can you swipe with the Wise card?
Question: are there no fees when adding money via a manual bank transfer? Would that be a good option when adding large amounts of money? TIA!
Hello, I wrote a few messages through your UA-cam and Messenger about fees but have had no response? I was told Wise do not charge fees but I am a new customer and loaded my currency (Australian) and Indo rupiah by transferring from my bank account and was charged fees both times by you? I have a screenshot of the transactions but cannot add them here?
Regarding the digital cards, do they have a 16 digit number like a credit card? For example, if I'm purchasing some airfare in Thai Baht, I'll need to put in the 16 digit card number along with expiration date and CVV. Do they work just like physical card in that regard?
Yeah you can
Great 🎉
Card doesn't work I am unable to withdraw any money from atms in Bangkok, have to transfer money into my girlfriend's bank account so I can get money.
It depends, what nationality is your girl friend. ..? A Thai girlfriend will always be able to get your money
Link didn’t work for me 😢
Since your video is fairly new, Have you had any issues with your money being lost and not being able to recover it seeing they are not a real bank? The tips on Apple Pay and using bigger banks atm are helpful.
Hey! I’ve never had any issues with not being able to receive money even though I’ve been using them for years. Glad you found the video helpful! Thanks for watching ☺️
@@InvestWithQueenie ok
When putting your pin in, do you need to press Credit or Savings?
I’ve used it outside the country and I selected checking account. It worked for me.
I had to to use credit. Cheque didn't work for me.
It depends on your credit rating. If you have a good credit rating, then go for credit card, otherwise just selec savings
Wise take fee if you spend/take out more than 200USD
I am deaf. I have the same money problem. I am poor. I want to apply wise.. I request you.. I feel.🙏
India Wise working great ❤❤❤❤
why not just use 28degree travel card
Making your way to the top step by step
Why don't you use the Qantas member card you can load it with money and use it as a debt card
I was thinking the same, however Qantas pay exchange rate is crap, but there are no conversion fees. So you gotta weight it up.
If I am with uBank would that be also a good option no fees international
Help me?
WISE may dazzle with all its bells and whistles, but when issues arise, brace yourself for potential frustration as their customer service or team may drag their feet, leading to a descent into chaos.🎉🎉
Hi @investwithQueenie - I thought WISE did charge a fee on withdrawals from ATMS after a certain amount of money was withdrawn. Like you have two free withdrawals per month up to a certain amount. I'm pretty sure after that, there's a percentage taken.
Yes you're right! Sorry I should have mentioned there is a cap. $350 AUD per month can be withdrawn fee-free from an ATM!