Financial Freedom / நிதி சுதந்திரம்

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  • Опубліковано 29 сер 2024

КОМЕНТАРІ • 164

  • @nagappanthiyagarajan6481
    @nagappanthiyagarajan6481 3 роки тому +38

    Deivame..🙏🙏🙏 kanna thiranthuteenga…

  • @vv2262
    @vv2262 Рік тому +1

    Sir you are running a youtube channel so that you are earning passive income after retirement also 😊 but , every one can't succeed in generating passive income & thereby earnings will be stopped if retired early and can't be completely dependent upon the savings amount 😊 Savings is important and also earning is very important ❤ Some can succeed in their life even after 40 years , who knows but if retired early how can one succeed 😊 FIRE ( Financial Independence Retire Early) is nice and fancy but it will not not work for all ❤ Life is about enjoy our career and spend for family 😊 I will work till my last breath

  • @ShwethaR-vy1ld
    @ShwethaR-vy1ld 2 місяці тому

    Very informative and understandable with realistic examples.
    Thanks for making our life simpler

  • @maanamveeram4877
    @maanamveeram4877 4 місяці тому

    தலைவரே.. பிரிக்கிறீங்க..!!❤

  • @Lightning535cc
    @Lightning535cc 2 роки тому

    கோடி நன்றி . இந்த காணொலி என் வாழ்வில் திருப்புமுனையாக இருக்கும் என்று நம்புகிறேன் .
    பல குழப்பங்களுக்கு எனக்கு விடைகிடைத்துள்ளது .
    இனி என் பாதை simple சிங்காரத்ததை நோக்கி

  • @gariad19
    @gariad19 2 роки тому

    im very much jealous on yo knowledge sir...gosh highest expense on vacation! yo livin the life!

  • @muthiahs3044
    @muthiahs3044 2 роки тому +5

    Hi bro, i have been referring all the possible concepts regarding financial independence and retire early for quite some time . But no one has explained it with this much clarity . Thank you very much for sharing it . The most important thing is arriving a figure or a target amount (25 X Annual Expense) to know how much amount will bail out us from the job- in your words "kastapattu kastapattu pakura velai". i really appreciated your efforts . Thanks again and keep enlightening us.

  • @drsaleem6283
    @drsaleem6283 3 роки тому +9

    I like you sir. You surprised me with your immense knowledge. You must have passion over finance sector. Knowledge is power, but spreading knowledge is charity. Thanks sir

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому +5

      Glad you like the content and Thank you for your support. Please help me spread the word so that others can learn as well. :)

  • @dineshmaniv
    @dineshmaniv 3 роки тому +3

    Hi. Was thinking to take a term insurance for two years and finally got one last week after watching your video. Though I'm in late 30's finally took the decision. Thanks for making crisp and clear videos.

  • @nash_life
    @nash_life Рік тому

    Awesome video sir, very useful. I am 35 years old, married and restarting my life from scratch with 0 savings. I want to achieve financial freedom through smart work.
    This video will be very useful for me as my first step.

  • @nandakishore671
    @nandakishore671 4 роки тому +3

    Eyeopener for young people😇

  • @yashwantshrivatsav4178
    @yashwantshrivatsav4178 3 роки тому +3

    I wish college education were like this. Thank you for the clear guidance. 8:48 And nice example Sir😆

  • @yokanandthirupathi9087
    @yokanandthirupathi9087 4 роки тому +7

    Hi, Thanks for writing to my question in other channel. If not, it would have taken more time for me to find this video. This video is good and very good explanation. Especially the references. It gives me confidence that FI is really possible. Keep up the good work!

  • @arunkumarradhakrishnan7734
    @arunkumarradhakrishnan7734 4 роки тому +4

    Excellent concept which is simply explained; 25 times annual expense requirement is an eye opener. Please make more videos.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  4 роки тому

      Thanks for the feedback. I can use all the motivation that I can get to keep this going...

  • @KarthikeyanA3010
    @KarthikeyanA3010 3 роки тому +1

    Ordered Rich dad & Poor dad book in Amazon. Thanks Sir

  • @Maranchezhiyan
    @Maranchezhiyan 2 роки тому

    Ungala video latea pathutean anaa pathutean THQ for best finical freedom

  • @dharsan_ravi
    @dharsan_ravi 3 роки тому

    Practical vadivel comparison examples top notch sir 👌👌

  • @vasudevansivalingam8494
    @vasudevansivalingam8494 4 роки тому +2

    Very good informations and directions on financial independence. I knew we need to have 25 times of our expense in order to retire. But now only I understood why. Good job Vijay. Thanks 🙏.

  • @loneranger4765
    @loneranger4765 3 роки тому +1

    I use Mint since 2015 and its really helping to see the aggregated and type of transaction.

  • @sanjay.k6165
    @sanjay.k6165 2 роки тому

    What i understood now clearly is, the amount we earn matters less than the percentage of amount we save
    Thanks for the content

  • @madhankumars6752
    @madhankumars6752 4 роки тому +1

    Sir your videos are really good with super explanation..your life experiences is good for us like younger generation.....

  • @shirleJesudoss
    @shirleJesudoss 3 роки тому

    Sir I'm following your videos past 2 days and I'm happy to announce you that you are my Guru for financial planning! Guruve நமஸ்காரம்🙏 you will rock our Tamil network very soon

  • @zakeerhussain7217
    @zakeerhussain7217 2 роки тому

    Sir You and Your videos are my Great Inspiration

  • @SivaKumar-qk3rb
    @SivaKumar-qk3rb 3 роки тому

    I really like your video sir.. It's very useful ... Now I reached 5th step, So right time seen ur video 🤩🤩🤩

  • @DividendIncomeBloodhound
    @DividendIncomeBloodhound 4 роки тому +4

    Amazing tips pal, really good I’ll be making a video including some of these!

  • @OASANCVP
    @OASANCVP 3 роки тому

    Really an Excellent video in Tamil for starting FIRE! Thank you sir!

  • @rnaga1980
    @rnaga1980 3 роки тому +1

    Thankyou sir, I am searching these kind of video for long time and finally I got it. Thankyou

  • @suryabs5387
    @suryabs5387 4 роки тому +1

    Very good info. Continue ur work.

  • @nakulvikerocks
    @nakulvikerocks 3 роки тому

    Best and simple video for learning financial freedom

  • @gpr2047
    @gpr2047 2 роки тому

    Super sir...

  • @jawaharraj1
    @jawaharraj1 2 роки тому

    வாழ்த்துக்கள் ஐயா

  • @sundari347
    @sundari347 3 роки тому

    Your video's create the self confidence sir,Thank you.

  • @nandhinisaravanan52
    @nandhinisaravanan52 Рік тому

    Thank u very much sir

  • @SURENDHIRAN369
    @SURENDHIRAN369 2 роки тому

    Financial Freedom...

  • @gopisrinivasan9459
    @gopisrinivasan9459 3 роки тому

    Arumai yaana vilakkam sir. Thank you 😊 👌👍

  • @deivas1425
    @deivas1425 3 роки тому

    Sir, your doing very great job... thank you so much..

  • @blueclouds6127
    @blueclouds6127 3 роки тому

    Super sir ...
    Let ur wrk useful to the society

  • @vinothkumarkarunanithi
    @vinothkumarkarunanithi 2 роки тому

    Lovely ❤ clarity 👌

  • @krishnamoorthymuthu458
    @krishnamoorthymuthu458 3 роки тому

    Thank you Sir.
    Very useful information with neat presentation.

  • @rajeshrs83
    @rajeshrs83 3 роки тому

    Awesome Vijay, as always, excellent content presented neatly and in an understandable way

  • @mohamedmoideen3320
    @mohamedmoideen3320 2 роки тому

    Hi sir,
    Great Explanation...

  • @ruban475
    @ruban475 3 роки тому

    Sir ungha vedio super

  • @prasath4605
    @prasath4605 2 роки тому

    You are doing a great service ⚡✨

  • @girubs
    @girubs 3 роки тому

    Very good and useful content. thank you!

  • @kannanpanneerselvam7207
    @kannanpanneerselvam7207 4 роки тому

    Thanks for sharing. Very nicely put all the information together. Keep it up sir...

  • @vasanthilamaran9466
    @vasanthilamaran9466 2 роки тому

    Subscribed Sir

  • @shanthir7741
    @shanthir7741 3 роки тому

    Clear explanation Sir. 👍

  • @aroundme3184
    @aroundme3184 3 роки тому +1

    Elderly time, risk of being cheated, losing savings, assets. Plan to how to secure too. Best investment is good kids - raise them with good ethics mortal love. If so, they strong enough to protect you and your assets savings. Same might back fire if not investing your time on your kids.

  • @kaasupanam619
    @kaasupanam619 4 роки тому

    Excellent sir, thanks for detailed video

  • @victoriakerenhappuch6778
    @victoriakerenhappuch6778 Рік тому

    Well explained sir

  • @user-nxvybdi
    @user-nxvybdi Рік тому

    Sir can you please create a new video with inflation factoring on the fire numbers please

  • @lakshmanan7104
    @lakshmanan7104 3 роки тому

    Useful information sir

  • @meignanamurthy9795
    @meignanamurthy9795 2 роки тому

    Excellent content 👌

  • @venkateshshanmugam3310
    @venkateshshanmugam3310 3 роки тому

    Dear Sir, Thank you.

  • @leelaganesan997
    @leelaganesan997 3 роки тому

    Well explained,sir👍

  • @kannadassasn
    @kannadassasn 3 роки тому

    Verithanamaana vadivelu rasigar.. Cheers..

  • @iniyanvishnu3065
    @iniyanvishnu3065 3 роки тому

    Great 👍

  • @yourganesan
    @yourganesan 3 роки тому

    As usual a great video!

  • @Ravikumar-iv2xe
    @Ravikumar-iv2xe 3 роки тому

    Guru natha super

  • @suunapaana2065
    @suunapaana2065 3 роки тому

    நன்றி தல 🙏🏻

  • @asifalir
    @asifalir Рік тому

    01:52 India la axio irukku for expense tracking. I am using it for five years. It tracks expenses using transaction SMS. Physical cash transaction manual ah enter pannikalam.

  • @girishsankaranarayanan8903
    @girishsankaranarayanan8903 3 роки тому

    Good Vijay

  • @Ram-ls7ji
    @Ram-ls7ji 3 роки тому

    Thanks lots sir👌.

  • @SURESHBABU-cx2jw
    @SURESHBABU-cx2jw Рік тому

    Good info.

  • @manikandanselvaraj7748
    @manikandanselvaraj7748 3 роки тому +1

    Sir, Really great explanation. I am going to watch all your video one by one from "Vijay Mohan's Investment Insights - அறிமுகம்
    ". Also I am happy to share this to my friends. Way of your presentation is very impressive. Which software you have use for video editing.

  • @azharuddhin
    @azharuddhin 3 роки тому

    Bandha Paramasivam aha appo neega Coimbatore aha sir? All your videos are very informative...

  • @mdshihabulhasanmdhamiz7942
    @mdshihabulhasanmdhamiz7942 2 роки тому

    Sir, can you put one video on VPF benefits

  • @thulasigeethanjali7467
    @thulasigeethanjali7467 3 роки тому

    Sir plz explain about NPS system..

  • @rajfarms8108
    @rajfarms8108 2 роки тому

    💯

  • @arun0921
    @arun0921 4 роки тому

    Good videos 👌

  • @deekae8814
    @deekae8814 3 роки тому

    Hi, Very recently I started following your videos, they are both simple and informative. It would be much helpful if you make more videos on investment plans like mutual funds/stocks. I have a thought in investing, but not clear in which one to choose. Thanks a lot for the video. Keeping doing so.

  • @letsdoittogether7124
    @letsdoittogether7124 3 роки тому +1

    Hi sir, great explanation. I have a questions to ask how can I predict my annual expenses will b the same for all years.. if my annual expenses increases then this will impact retirement need.. how handle this?? Example can b education , medical expenses these are unpredictable places where expenses can increase. Can you pls explain how to handle such scenarios?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому +1

      Yeah it is difficult to predict that. But if we start tracking your annual expenses every year, we will know the pattern on how it is expanding. It will give us an idea of how things are changing every year and how to plan for it. It will also help us to see the impact of any lifestyle change on our expenses and networth.

  • @nsathishkumarct
    @nsathishkumarct 3 роки тому

    please explain, how the 10% investment growth will give 62.5lak in 12 years, please provide the calculation

  • @ramboo23
    @ramboo23 4 роки тому +1

    Nice Video.. can you explain Grow your networth = 25 x annual expense. .. what makes the number multiply of "25" ?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  4 роки тому +3

      Good question. It comes from the 4% withdrawal rule. If we have to withdraw 4% of our net worth every year after retirement, that means we need to save 25 times our annual expenses.
      The 4% comes from multiple analysis from historical data to see what % of withdrawal would have made sure that the money would have lasted for ever - meaning, the balance should last longer than our life.
      Mr Money Mustache site has a wonderful explanation on this 4% withdrawal rule: www.mrmoneymustache.com/2012/05/29/how-much-do-i-need-for-retirement/

  • @deeksha1469
    @deeksha1469 11 місяців тому

    3 person kum retirement year epidi calcilate panenga

  • @krishnakumarsomu4200
    @krishnakumarsomu4200 2 роки тому

    Hi, Very useful info for financial managing...i have one question in which portfolio can we get 10% returns..i could not find this..?

  • @aldrinlijo
    @aldrinlijo 2 роки тому

    Walnut is a better application in India.

  • @sivakumarnatarajan3734
    @sivakumarnatarajan3734 3 роки тому

    Hi Sir, Very informative video. Can you put a video on how to take 4 percent withdrawal once we retire using FIRE methodology. For ex : If I attain the financial freedom in 50 years and the assets or in index funds and do we need take this and invest in risk free investment like FD?

  • @jnbalaji80
    @jnbalaji80 3 роки тому

    Awesome Vijay. Simple yet powerful contents. Do we need to use net pay or gross pay for savings rate?

  • @rafirasith1532
    @rafirasith1532 3 роки тому +1

    I have a DOUBT sir. If u keep living simple even after financial freedom, how would you spend your money? Would you save it for your children?

  • @sabareeshv7557
    @sabareeshv7557 3 роки тому

    In india, we can use CRED for Credit Card

  • @balaedge
    @balaedge 3 роки тому +1

    Thanks for this video sir.
    Question : Why did you not considered inflation ?
    For example: simple singaram's expense is 2.5Lakhs at present, his financial freedom is at 12 years with 62.5 Lakhs. So 4% of 62.5 is 2.5L. but after 12 years his expense will be 2.5 L with 6% inflation => 5Lakhs. so instead of 25 times yearly expense, he has to save 50 times of it (as u mentioned in BW series) i.e 1.25C so that he can withdraw 4% to get 5L per year . Am I wrong ?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому +4

      You are absolutely correct. I have to make a follow up video on this one. The last table is for relative comparison of different life style - just to stress on the point of how much of a difference savings rate make in our future goals. Given the inflation rate in India, 25X of annual expenses wouldn't be good enough for retiring early, but is good enough for regular retirement. Its just not the inflation, we have to take life style creep into account as well. Soon I will make a follow up video with a better explanation of the needs.

    • @balaedge
      @balaedge 3 роки тому

      @@InvestmentInsightsTamil ok Sir. Thank you very much for your reply..

  • @deeksha1469
    @deeksha1469 11 місяців тому

    How to find the retirement year

  • @balacool1
    @balacool1 Рік тому +1

    Networth Negative la irruntha enna pannurathu bro vangura salary la namaku nu ethum serka mudiyama neriya commitment irruntha enna pannurathu.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  Рік тому +2

      Alavuku athigama selavu panromnu artham. Selava kuraikanum. Puthu skilla develop panni incomea athiga paduthavum paakalaam.

    • @balacool1
      @balacool1 Рік тому

      @@InvestmentInsightsTamil Thank you so much brother for your reply :) I will try to improve my skills and income bro

  • @vsk78
    @vsk78 4 роки тому

    👍

  • @ramizraja3281
    @ramizraja3281 2 роки тому

    Hello Sir, As usual excellent content. I have a doubt.
    I saw one of your web session from "Austin tamil sangam" and in that you mentioned about term insurance.I am planning to take that now as per your guidance and also watched some videos about it. I am currently in US (Arizona) and planning to take STATE farm with term of 30 YEAR - 1000,000 with Waiver of Premium for Disability. (115$ per month).
    1- My question is once I enrolled and later if I move to India (h1b max out or some reason) should I pay any penalty or will i lose by breaking the term? what if I come back after a gap?
    2 - You also mentioned about 401k employer match in that session but you did not talk much about 401k NO MATCH. My current emp has no 401K match. It would be really helpful if you can give some hint on that please. Should I contribute some % ?
    Thanks

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  2 роки тому +1

      1. Generally speaking, as long as you keep paying the premium on time, your insurance will be in effect. When you stop paying the premium, there is no penalty, but the insurance will not be active any longer.
      2. Watch the 401K episode in this channel. It is still beneficial to contribute to 401K even if you are not getting the match.

    • @ramizraja3281
      @ramizraja3281 2 роки тому

      @@InvestmentInsightsTamil thank you 🙏🏻 so much

  • @vijaykalyanakrishnan1968
    @vijaykalyanakrishnan1968 3 роки тому

    In your calculation of yearly expense, you are taking current year expense. In simple singaram case, shouldn't you take his 12th year of expense to arrive at 25X value? else we are missing the expense increase due to inflation and life style change.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому

      Very true. Watch the latest "Retire Early in India" episode to understand the calculation better.
      The way we have to see this is, we are not ready to even consider retirement if we have not saved at least 25 times our current annual expenses. The target will keep changing depending on our lifestyle creep and inflation.

  • @singarajamudhaliar3736
    @singarajamudhaliar3736 3 роки тому

    Sir did you work in Mumbai in 2011-2012, because you look like one of my PG mate.

  • @balachandarr9544
    @balachandarr9544 3 роки тому

    Kadavulae !!! Kanthirantha kadavulae..

  • @ramyasubramani5329
    @ramyasubramani5329 3 роки тому

    Very useful video sir!! Is this calculation taking inflation into account?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому

      As it is a projection based off of current expenses, it was not accounted for. Check out my latest "Retiring Early in India" video to see all the variables that need to be considered: ua-cam.com/video/HhW_BOnxTMk/v-deo.html

    • @ramyasubramani5329
      @ramyasubramani5329 3 роки тому

      @@InvestmentInsightsTamil thank you for the reply sir..will chk that. am an indian doctor struck in pandemic .I started seeing your recently.great work on financial literacy for naive people like us..thank you👏 keep up good work

  • @madankumar-gg2fr
    @madankumar-gg2fr 2 роки тому

    jim simons can you talk about him

  • @josephchrisadrianregis8593
    @josephchrisadrianregis8593 2 роки тому

    Sir, for calculating net worth, how to adjust it for capital gains? Is there an easy way to track?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  2 роки тому +1

      I wouldn't worry about that. Capital gains will be realized only when we sell it and we are not going to sell them all at the same time. So no need to include it as long as we hold the assets.

  • @murugesanv4620
    @murugesanv4620 Рік тому

    Hi sir
    I need one clarification about financial freedom.
    if we start getting enough dividends from share investment which takes care of monthly expenses, shall we say financial freedom is achieved. is this what you mean? I am assuming you are not selling any stock to take care of expenses.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  Рік тому

      I meant both - liquidating 4% of the liquid assets to meet yearly expenses.
      Watch these two episodes as well, which has more info-
      Early Retirement Path: ua-cam.com/video/QGvV-_PRKIo/v-deo.html
      Retiring Early in India: ua-cam.com/video/HhW_BOnxTMk/v-deo.html

    • @murugesanv4620
      @murugesanv4620 Рік тому

      @@InvestmentInsightsTamil thank you sir

  • @kumarmanavalan9492
    @kumarmanavalan9492 3 роки тому

    Sir what about inflation rate ? we need to add ? While calculating retirement amount?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому

      Watch the latest "FIRE in India" episode. It has more details on the calculation.

  • @jagadishj6994
    @jagadishj6994 Рік тому

    Where is the calculator link sir?

  • @DineshKs
    @DineshKs 4 роки тому +1

    Hi. I'm 24 years old. This video is an eye opener for many youngsters. I'm not yet working. When I said about investing money in the stocks to my parents they're scared and didn't allow me to proceed further. What should I do?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  4 роки тому +4

      Not many youngsters of your age start looking into developing their financial knowledge. Kudos to you.
      Stocks are the most riskiest investment among all other assets. Your parents concern is very valid. Many youngsters get sucked into trading in stock market and eventually loose money. And that in turn leaves a very bad taste in them that they would never invest in stocks again in their life. Never try to trade in stock market. one in a million may be a successful trader. All others, they might show profit now and then, but eventually they all will loose.
      Best way to invest in stock market is by buying index funds, which is a representation of whole stock market and is also a representation of the country. If we believe that our country as a whole will do well, then the index fund will do well as well in the long term. On average Indian stock market has given a return of 16 to 18% every year.
      There should not be much of a concern from your parents for you to buy index funds, as it is just another mutual fund with less fees. Start buying them little by little and have them invested for long term. Ignore the short term movements in the price.
      As you get more experienced in the market, you will learn lot more. When you learn more, you will get more confident with taking on more risks than index fund. It might take few years… but keep learning the financial concepts. Till then, hold off on venturing into buying individual stocks.

    • @DineshKs
      @DineshKs 4 роки тому +4

      @@InvestmentInsightsTamil getting success is not a big deal; but sharing the idea of success is really a big thing. Tq for this❤️

    • @DineshKs
      @DineshKs 4 роки тому +1

      @@InvestmentInsightsTamil how can we buy index fund?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  4 роки тому

      @@DineshKs You need to open a demat account with a brokerage. Following is an example in ICICI: www.icicidirect.com/idcampaign/demat/index.asp
      I would suggest giving them a call and understand the procedures to open the account.
      Once you have the account opened, you should be able to buy an Index Fund like UTI Nifty 50 or the Nifty Bees ETF.

    • @nandakishore671
      @nandakishore671 4 роки тому +1

      @@InvestmentInsightsTamil for index mutual fund,demat account teva ila sir.
      And index etf or index mutual fund ,which is best?

  • @vijaykumars3732
    @vijaykumars3732 2 роки тому

    Hi Vijay, one question on networth. Should we include the house we live in into networth or not? Although it appreciates, either we won't liquidate right.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  2 роки тому

      It is a personal choice. But in actual networth calculation, we do have to include the home equity (excluding the debt part).

  • @venkatasmb
    @venkatasmb 3 роки тому

    Dear Vijay Ji, Have a question, if you see this comment, please suggest. Assume i have 5000$ in stock at AAPL, I didn't sell that yet and today's cost is 8000$. Which one I should include in my networth ?. 5000$ (or) 8000$ (or) i shouldn't include both as stocks are not predictable for future. How to calculate it in my networth if i have only index funds and stocks ?.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому

      Networth should include the amount that you would get if you sell it Today. So Today value of 8K is what you should be including.

    • @venkatasmb
      @venkatasmb 3 роки тому

      @@InvestmentInsightsTamil Thanks ji

  • @karthickr5234
    @karthickr5234 3 роки тому

    Sir , expense will vary year on year ( before and after marriage, inflation ) how will we keep it as constant?
    Or we have to consider it roughly?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 роки тому +1

      25 x annual expenses is a goal that we need to save towards. If you are expecting that to go up in the future when you retire, that is the amount you need to use in your calculation. Depending on your situation it could be a moving target. If at any point of time, if you have saved 25 times your expenses - you are ready for retirement. If you are not comfortable with 25 times, it wont take long to double that - 50 times. Say if you are capable of investing to get a return of 15% - then you would have converted that 25 times of annual expenses into 50 times in just 5 years. Just giving you examples on how to see this. So yeah, if you achieve 25 x annual expenses - you will be in a strong position to decide what you want to do next.

    • @karthickr5234
      @karthickr5234 3 роки тому

      Thank you Sir, for your brief explaination 😊

  • @vijays7529
    @vijays7529 4 роки тому

    I'm located in Singapore and planning to invest in US Stocks and I don't see any Tamil UA-cam channel, so it could be good opportunity
    More videos on US Stock overview, best ETF, US Company analysis/Earnings, Stock screening, ..... ?
    (You can see many Tamil UA-cam channel for Indian market, stocks)

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  4 роки тому

      Good suggestion 👍

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  4 роки тому

      Also, before I get to this in the video, if you would like to explore good ETFs in USA, use this for now: docs.google.com/spreadsheets/d/1qDQiZgurmanfA3pac0IXnV6QpEh5qhcTWrs9l-aPJNs/edit?usp=sharing