Great positive motivation and encouragement. But easiest way to get retired in India is go to USA work for 10 years do proper savings return back and get settled in our country.
Yes. This works. Worked in US for 6 years. Made some good money in company stock. This strategy works for simple folk who can manage to come back and live in India. You will have all the freedom in the world. Now having a second career in a different field and doing well.
Don’t know how much is good money? I came for my masters in usa when 21 years, started earning at 25, and I’m 35 now. Certainly have saved money but can’t say it’s great money. For me, if earning in usa for 10 years, or good money to return back to India, one should be able to buy a 5 Cr villa in ECR comfortably with hot cash. Certainly don’t have that much saved.
That one last point where you mentioned how achieving FIRE actually makes you more confident and brings you more power, is such a bang on statement!! With one line you have touched the Crux of the power influence of the classes! Amazing sir!!
We usually feel positivity when we have a conversation or hear their conversations from someone. I get that kind of mindset from your channel. Nowadays it is hard to get. And It is actually a great quality to share the experience we had in life. Kindly continue and let the finance knowledge roll to everyone. Thank you sir ❤️
Hello Vijay Mohan Sir.. How are you doing? These are some amazing videos. Am aged 35 and started acquiring Financial knowledge very recently and started watching UA-cam videos. Though I am comfortable in English videos, nothing is better than hearing in Mother tongue Tamil. Thanks for all the videos which are very informative and interactive. Appreciate your efforts
I always thought that I never had a mentor to teach how to manage my financial and my retirement. After watching your channel I feel I'm getting right guidance. Thank you so much!
12:30 points.. that's exactly my reason for goal... To be confident enough to take bold decisions and try our hands in a start up company team building etc etc without worrying much about financial failures ..
I am on my way to achieve Fire. my networth has grown by 10x in 7 years, You are an inspiration as your videos has given me more confidence in my stock investment. Networth 100% in stocks
Sir இந்த video எல்லாம் நான் பார்த்து கற்றுக் கொள்கிறேன். இதுக்கு மட்டும் direct ஆ பதில் சொல்லுங்க sir UTI nifty 50 or. UTI nifty NEXT 50 நீங்கள் சொன்னது எது? Please.....
Looking for this kind of simple explanation on Financial planning videos for very long. Your examples are very useful. Thanks for your videos. Sad to see why people are dislike this kind of great content videos.
You are adding more value to people financial stability which is unvaluable. Please continue your initiatives. The beauty of your video is that, we can keep watching multiple times like our Superstar Rajinikanth movies.
One the best videos I have come across. I had no ide about FIRE and the explanation can't get better than this. Thank you so much for your insights!!!!
Splendid articulation and such a powerful topic .Your clarity and ability to break complex items in laymen terms is impeccable.Thanks sir for showering us with your wisdom.
@vijay mohan sir, I find something missing here. If we accumulate the 25X of Annual expenses of today, it would be wrong, You should apply the inflation to the networth you would end up accumulating too, for eg, if you are 40 years old now and planning to retire in 15 years, and your annual expenses are 10L today then your network(liquid assets) cannot be 2.5Cr. Your annual expenses in 15 years from now would be 22.6L by applying 6% of inflation, so 25X of that would be 5.6Cr. So that should be your net worth.
You are an Inspiration for youngsters like me Sir. Your videos are Simple to understand, and very effective in real life. My support will always be with you and your channel.Keep Going sir!!!
Especially I liked the last 20 sec part to voice out your opinion in the office confidently and boldly rather than worrying about what other people might say... yes FIRE is the only way to attain that level.
Yeah, it looks frightening when you see it for the first time. But when you know your needs and the variables that affect the needs, we can easily work around it for a brighter future.
Sir, after watching this video, I watched all the videos in your channel. Your contents are of really high quality and eye openers. You have done one of the greatest contributions to the community by sharing your knowledge. Thanks a lot. Could you please do a video on how to plan for kids education?
Hi Sir, Thank you for the informative video. Could you elaborate on how to strategize for children's education expenses while pursuing a FIRE lifestyle?
Hi sir. Your video very helpful me sir. I am 28 Years old I start investing now. I reading somany books. But your videos equal to knowledge investing books. Upload more videos sir. Your conversation very very wonderful sir. I learn somany useful worth information & knowledge . Thanks sir.👍
Hello Mohan, I am following all you videos it’s all clear crisp and very informative.. Thanks for taking time to share it. However, I have a Question can you make a video for NRIs what are the legal ways, type of bank account they should have to invest in Indian stock market and mutual fund? What’s are the availability platform? And other important details they should consider?
Sir, I have been following your channel. Your voice modulation is awesome. Of-course you are delivering very standard videos to improve our financial knowledge
Good day sir, I'm Darshan. I was going to email you after watching all your 200 videos: how were the videos, what have I learned and how was the experience and all. But I was awe-struck to see the Google Sheets way of working and the power of compounding. 🤩 Really you are a gem for our society, Sir. Thank you for all your work. ❤ P.s: I'm still gona email you, Sir.😊
This video is such a treasure. Awesome content, very simple and easily understandable presentation. Very eye opening, like someone mentioned earlier, this video should be passed on to the next generation. Thank you so much for such a great video, please creating such content
One thing to add is that it's not realistic to assume same rate of return throughout your lifetime. You might be OK to take more risks early on but not when you have no other source of income. So instead of leaving one big corpus you can go for income laddering and split it into different buckets each running for a specific time and targeting specific ROI. Calculating a proper annual expense is the biggest challenge for FIRE. This is because different expenses grow at different rates.. like for example Insurance premiums grow non linearly with age but daily household expenses grow more predictably.. If you're thinking of FIRE then I would recommend doing a dry run for at least 5 years and diligently documenting how you do financially to understand how well you know yourself! Good luck and take care.
Most of the people back home invests in N50 and NN50. Have a look into momentum30 and also low volatility30 index as well as I see the returns in these index are superior looking into 10year data
வியாபாரம் என்றால் அதை நாம் தொடர்ந்து வளர்க்கவே விரும்புவோம் ஆனால் அதிலிருந்து வரும் லாபத்தில் ஒரு குறிப்பிட்ட சதவீதத்தையாவது நம் செலவுக்கு பயன்படுத்திக்கொள்வோம். அப்படி இதை பயன்படுத்த முடியுமா என்பதே எனது கேள்வி சகோ.
Watching your videos in repeat mode daily, publish podcast in Amazon music or in apple , so that without ads, we can hear your content at any place at anytime 😀
Thanks for explaining clearly. Can you please make a video on how to conver MF and shares to NRI account while being abroad and how to convert it back after settling in India. With zerodha it is offline process and with Kuvera they used to say to close all existing and start new NRI account where we will loose old Investments. Will this conversion works in same way for OCI card holders also as they will renounce Indian citizenship? Thank you for your other explanations too.
Sir I thought different about your vdos before watching it.. Like you would keep on saying same things as all do an all. But after watching.. The efforts you have put behind this vdo is amazing. Great analyzing
QQ - Wouldn't the net worth change drastically if we were to account for the inflation adjusted annual expenses during retirement? The example of 10L per year is relevant only if you are going to retire now but let's say if you want to retire in 15 years, then you would need at least 27.59L per year which will drastically change the net worth required. Is my understanding correct sir?
Woow! Wonderful content, explained very well in layman terms, good presentation skill. And foremost, I learnt a new concept. Thank you and you are going to grow leaps and bounds.
நீங்க சொல்றத வைத்து பார்த்தா, மாதம் 50,000 சம்பாதிக்கறவர் 25,000 சேமிச்சு வந்தால்தான் 30 வருடங்களில் அடைய முடியும். இரண்டு வருமானம் உள்ளவர்கள், வாரிசு சொத்து வந்தவர்கள், அடுத்தவர் வருமானத்தை பிடுங்கும் தொழில் உள்ளவர்கள் மட்டுமே எளிதாக அடைய முடியும். இதன் நடுவில் FIRE வருடங்களை அனுபவிக்க உடல்திறனை பாதுகாப்பது எதனை விடவும் சவாலான செயலாகும். வளமான தொழில், சரியான திட்டமிடல், செலவழிப்பதில் சிக்கனத்தன்மை எல்லாவற்றையும் விட குடும்பத்தார் ஒத்துழைப்பு உள்ளவர்கள் வேண்டுமானால் FI ( financial independence) என்கிற நிலையை 50 to 60 வயதில் அடையலாம். ஆங்..கடைசியாக ஒன்று. அதிர்ஷ்டமும் கடவுள் அருளும் ஒருங்கே இணைந்தால் 45 வயதில் அடையலாம். மேலும் அப்படி அடைந்த ஒன்றை அடுத்த 50வருடங்கள் அனுபவிக்கும் பாக்கியம் அடையலாம். 🙏🙏
Great point of view, I never heard this before, it is useful. But where we go to mobilize 25 or 50 X funds, should we liquidate real estate and make liquid assets, pls clarify
This vidoe gives fullfillment 👍👌🙌👌👌 and higher insights of border prepescptive.🙏 Ppl use to do and parallely talk , but You did it and talking , really your an inspiration 👍👌
If one’s networth in liquid assets alone, can generate a income (with bank FD interest itself), that covers ones basic expenses,then that also can be considered as financial freedom. As he need not worry too much to make ends meet in his life. Ppl may ask about inflation, but since interest income is passive, one will definitely have enough time and energy to find ways to generate some income back and return to investing. So financial independence is kind of back up one should have at anytime, to feel safe. Assuming no debt of course!!
Sir sbi mutual fund la investing pandran , Nan sip la investment pandran , normal ppf account mathri ethulaium mutual funds lauim interest tharuvangala
Sir please ethaiyum , enku sollunga mutual fund la investment pandrathu sariya , athula nalla profit pagalama long term la, mutual fund la interest thara mattinga na ah ? Year 12 % return tharanga aptina sonnanga sir etha pathium sollunga
Hi Sir your completely awesome. I like your attitude and delivery clarity. Thanks for creating investments insights initiative. Surely Your effort going to change life's .
👏🏻👏🏻👏🏻 What a great analysis!!! Don’t know how to say thank you for all your efforts put in to guide us. 💯 Percent perfect analysis. Waiting for your next episode. 🙏
Really I like your thoughts..... I started to learn about financial products to remove money dependent and get confident on my decision..... valanchu valanchu muthugu elumbu udanchudum pola bro......
Hello Vijay sir thanks for the detailed explanation I have a doubt, after achieving 50x and if I keep all the money in bond which will give 8% annual return, is there any risk? Kindly suggest thanks
Bond rates fluctuate too. And the risk is high inflation. But as long as your return rate after taxes beats inflation, you are good. Try using the google sheet in description and provide values 50x, 8% return rate and 7% inflation and you can see the results for yourselves.
Sir gm hats of you and thanks for you valueable time for us Your kids are very lucky to have such a amazing father. 👌🏻🙏 I hope and wish you have million subscribers soon sir Way of delivering the content is absolutely fantastic sir. Especially your slang and funny words is super sir. 👌🏻😊👍🎉
Need to see how this fits in an Indian context. How medical costs and insurance difffer between the two countries. Also there would be rental income in most households after retirement. Even in some cases, the parents are taken care by kids or they support them financially...Can't apply directly
I watched all your videos, you have shared super valuable information, and great guidance to acheive FIRE. Thanks you so much for spreading financial wisdom and inspiring people to become wealthy. Looking forward to learn more from you.
Hi The valuable content for beginners, especially this much of clarification I have never seen in UA-cam, I wish to for your work, and Please guide people by which way,funds we can achieve this goal, and especially importance of goal
Great positive motivation and encouragement. But easiest way to get retired in India is go to USA work for 10 years do proper savings return back and get settled in our country.
Yes. This works. Worked in US for 6 years. Made some good money in company stock.
This strategy works for simple folk who can manage to come back and live in India. You will have all the freedom in the world.
Now having a second career in a different field and doing well.
Don’t know how much is good money? I came for my masters in usa when 21 years, started earning at 25, and I’m 35 now. Certainly have saved money but can’t say it’s great money. For me, if earning in usa for 10 years, or good money to return back to India, one should be able to buy a 5 Cr villa in ECR comfortably with hot cash. Certainly don’t have that much saved.
That one last point where you mentioned how achieving FIRE actually makes you more confident and brings you more power, is such a bang on statement!! With one line you have touched the Crux of the power influence of the classes! Amazing sir!!
We usually feel positivity when we have a conversation or hear their conversations from someone. I get that kind of mindset from your channel. Nowadays it is hard to get. And It is actually a great quality to share the experience we had in life. Kindly continue and let the finance knowledge roll to everyone. Thank you sir ❤️
Superb message , first time I am hearing about FIRE !
Hello Vijay Mohan Sir.. How are you doing? These are some amazing videos. Am aged 35 and started acquiring Financial knowledge very recently and started watching UA-cam videos. Though I am comfortable in English videos, nothing is better than hearing in Mother tongue Tamil. Thanks for all the videos which are very informative and interactive. Appreciate your efforts
Thank you for those kind words.
I always thought that I never had a mentor to teach how to manage my financial and my retirement. After watching your channel I feel I'm getting right guidance. Thank you so much!
அருமையான விளக்கம். மிக்க நன்றி. தமிழ் மக்களுக்கு மிகவும் உபயோகமாக இருக்கும்.
vera level explanation thalaivarey... watching financial related videos for last one year, and never seen such a video like this... awesome
12:30 points.. that's exactly my reason for goal... To be confident enough to take bold decisions and try our hands in a start up company team building etc etc without worrying much about financial failures ..
Yep... that is the real motivation behind FIRE.
Very true
I am on my way to achieve Fire. my networth has grown by 10x in 7 years, You are an inspiration as your videos has given me more confidence in my stock investment. Networth 100% in stocks
Cool. As long as we understand the risks involved in 100% stocks, we are good.👍🏽
Related Videos:
Early Retirement Path: ua-cam.com/video/QGvV-_PRKIo/v-deo.html
Why I am retiring from corporate Life: ua-cam.com/video/GVodbSKyN0M/v-deo.html
My investment Journey - Episode 1: ua-cam.com/video/0Drl_1pZtAQ/v-deo.html
My investment Journey - Episode 2: ua-cam.com/video/3F2V4e3vQ-A/v-deo.html
My investment Journey - Episode 3: ua-cam.com/video/_UPjYPLyjqk/v-deo.html
Understanding Share Market: ua-cam.com/video/8_uAwsJroB0/v-deo.html
Financial Freedom: ua-cam.com/video/_E61uPjBXuY/v-deo.html
Building Wealth Series: ua-cam.com/video/YDoZvydr96U/v-deo.html
Sir இந்த video எல்லாம் நான் பார்த்து கற்றுக் கொள்கிறேன்.
இதுக்கு மட்டும் direct ஆ பதில் சொல்லுங்க sir UTI nifty 50 or. UTI nifty NEXT 50 நீங்கள் சொன்னது எது? Please.....
Vijay sir please பதில் சொல்லுங்க. நான் தப்பா invest பண்ண கூடாது குழந்தைக்காக invest பண்றேன் so please sir.....
Vijay sir please பதில் சொல்லுங்க. நான் தப்பா invest பண்ண கூடாது குழந்தைக்காக invest பண்றேன் so please sir.....
Vijay sir please பதில் சொல்லுங்க. நான் தப்பா invest பண்ண கூடாது குழந்தைக்காக invest பண்றேன் so please sir.....
@@rvd3135 UTI Nifty 50 - www.utimf.com/mutual-fund-products/equity-funds/uti-nifty-index-fund/
Good video. Key to arrive at X is to lead a simple lifestyle with less attachment to fixed and depreciating assets.
X Leads to corruption.
Looking for this kind of simple explanation on Financial planning videos for very long. Your examples are very useful. Thanks for your videos. Sad to see why people are dislike this kind of great content videos.
I am following your advice or not. I don't know. But addicted to your channel. Watching like a series
Look for your master you will find him, finally i find❤ awesome work sir🎉🎉
Sir I can assure you that for this amazing content soon you'll touch 100 k subscribers. Please continue the good work you are doing 🙏🎉
So nice of you
Very very useful content. I think this one channel enough for fin plan. Very worthy. Thanks
More than the information, I like the way you explain , your modulation is so nice 👍..
You are adding more value to people financial stability which is unvaluable. Please continue your initiatives. The beauty of your video is that, we can keep watching multiple times like our Superstar Rajinikanth movies.
I never thought that my videos will be compared to superstar movies. 🤣 Thank You! 🙏🏽
நல்ல விளக்கம் தொடரை விரும்பி திரும்ப கேட்டுபுரிந்கொள்ளுங்கள் இளைஞர்கள் கவனியுங்கள் வாழ்கை இனிதாக அமையும்
One the best videos I have come across. I had no ide about FIRE and the explanation can't get better than this. Thank you so much for your insights!!!!
First time watching this video in this channel and much liking the clarity & way of speaking.. Great job... 👍👍👍👌👌👌
Splendid articulation and such a powerful topic .Your clarity and ability to break complex items in laymen terms is impeccable.Thanks sir for showering us with your wisdom.
Inda video um "Totally Worth it".. Naa FIRE kku prepare aagureno illayo but Inda video,naalikku day positive ahh start panna surely Helpfull..
Till today I don’t have any financial goals, Now I know what to do next
All dots are connected in one video 👌👌👏👏👍👍vera level
@vijay mohan sir, I find something missing here. If we accumulate the 25X of Annual expenses of today, it would be wrong, You should apply the inflation to the networth you would end up accumulating too, for eg, if you are 40 years old now and planning to retire in 15 years, and your annual expenses are 10L today then your network(liquid assets) cannot be 2.5Cr. Your annual expenses in 15 years from now would be 22.6L by applying 6% of inflation, so 25X of that would be 5.6Cr. So that should be your net worth.
One of the best channel in youtube 👌👏💯
super sir. ivlo naala enga sir irundheenga neenga. interesting topics laam super ah explain panreenga. quality content👍
Wonderful analysis. I wish I had someone like this to guide when I were in my 20's. However i will do it for my kids
உங்களின் பதிவுகள் அணைத்தும் மிக அருமை ஐயா.
மிக்க நன்றி!
You are an Inspiration for youngsters like me Sir. Your videos are Simple to understand, and very effective in real life. My support will always be with you and your channel.Keep Going sir!!!
Fire is not just about retiring early. It is more than that. Well said at 12:11
I praying God to live long to watch many more explanation like this
Especially I liked the last 20 sec part to voice out your opinion in the office confidently and boldly rather than worrying about what other people might say... yes FIRE is the only way to attain that level.
Very interesting video, Sir. The numbers do give a bit of a fright! I really liked the last point of working fearlessly when you hit FIRE.
Yeah, it looks frightening when you see it for the first time. But when you know your needs and the variables that affect the needs, we can easily work around it for a brighter future.
My mentor
For our questions which will arise as mindvoice also you are capturing in early and saying the solution
Thank you so much sir
Sir, you are doing great. We look up to you as a life mentor. Hats off !
Your channel is the best I have come across
Sir, after watching this video, I watched all the videos in your channel. Your contents are of really high quality and eye openers. You have done one of the greatest contributions to the community by sharing your knowledge. Thanks a lot.
Could you please do a video on how to plan for kids education?
It is coming up soon...
@@InvestmentInsightsTamil I am waiting 😎
Hi Sir,
Thank you for the informative video. Could you elaborate on how to strategize for children's education expenses while pursuing a FIRE lifestyle?
Simply brilliant sir. Awesome and thanks much for sharing with us..appreciate your effort..
Hi sir.
Your video very helpful me sir. I am 28 Years old I start investing now. I reading somany books. But your videos equal to knowledge investing books. Upload more videos sir. Your
conversation very very wonderful sir. I learn somany useful worth information & knowledge .
Thanks sir.👍
Glad it is helpful for you. Thanks for the appreciation.
Thank you so much for the FIRE and it has really kindled FIRE in me for investing.
The Google spreadsheet is excellent, Thanks for sharing it.
Glad you like it!
Hello Mohan, I am following all you videos it’s all clear crisp and very informative.. Thanks for taking time to share it.
However, I have a Question can you make a video for NRIs what are the legal ways, type of bank account they should have to invest in Indian stock market and mutual fund? What’s are the availability platform? And other important details they should consider?
Sir, I have been following your channel. Your voice modulation is awesome. Of-course you are delivering very standard videos to improve our financial knowledge
Good day sir,
I'm Darshan.
I was going to email you after watching all your 200 videos: how were the videos, what have I learned and how was the experience and all.
But I was awe-struck to see the Google Sheets way of working and the power of compounding. 🤩 Really you are a gem for our society, Sir. Thank you for all your work. ❤
P.s: I'm still gona email you, Sir.😊
Glad you liked it. Thanks for the appreciation. 🙏🏽
It's thanks to you❤
This video is such a treasure. Awesome content, very simple and easily understandable presentation. Very eye opening, like someone mentioned earlier, this video should be passed on to the next generation. Thank you so much for such a great video, please creating such content
One thing to add is that it's not realistic to assume same rate of return throughout your lifetime. You might be OK to take more risks early on but not when you have no other source of income. So instead of leaving one big corpus you can go for income laddering and split it into different buckets each running for a specific time and targeting specific ROI. Calculating a proper annual expense is the biggest challenge for FIRE. This is because different expenses grow at different rates.. like for example Insurance premiums grow non linearly with age but daily household expenses grow more predictably.. If you're thinking of FIRE then I would recommend doing a dry run for at least 5 years and diligently documenting how you do financially to understand how well you know yourself! Good luck and take care.
Good advice.👍🏼
Most of the people back home invests in N50 and NN50. Have a look into momentum30 and also low volatility30 index as well as I see the returns in these index are superior looking into 10year data
It is a personal choice. I would not recommend those.
முதலீடு பற்றி சொன்னீர்கள்... அதை எப்போது எப்படி எடுப்பது என்றும் சொல்லுங்கள் சகோ.
நாம் ஒரு வியாபாரம் நடத்தினால், அதை எப்போ விற்று வெளியே வருவோம்?
வியாபாரம் என்றால் அதை நாம் தொடர்ந்து வளர்க்கவே விரும்புவோம் ஆனால் அதிலிருந்து வரும் லாபத்தில் ஒரு குறிப்பிட்ட சதவீதத்தையாவது நம் செலவுக்கு பயன்படுத்திக்கொள்வோம். அப்படி இதை பயன்படுத்த முடியுமா என்பதே எனது கேள்வி சகோ.
superb video once again and surely yours is the best in finanxe area and is very very useful to us.
Watching your videos in repeat mode daily, publish podcast in Amazon music or in apple , so that without ads, we can hear your content at any place at anytime 😀
Good idea. One step at a time. 🙂
Well said sir..good idea.. He can become so popular in very short time
Boldness and confident varum.. idhukagave fire ah achive panlam 👌🏾👌🏾
Thank you youtube for reading my mind and suggesting Vijay Sir's channel at the right time.
What a video sir this agenda of thinking is marvelous🤯🤯🤯🤯
Thanks for explaining clearly. Can you please make a video on how to conver MF and shares to NRI account while being abroad and how to convert it back after settling in India. With zerodha it is offline process and with Kuvera they used to say to close all existing and start new NRI account where we will loose old Investments. Will this conversion works in same way for OCI card holders also as they will renounce Indian citizenship? Thank you for your other explanations too.
Hi, Thanks for posting this video and explaining it very clearly.
The success of FIRE is, How realistic you are in claculating X value as well
Congratulations for 20k. We are now a big family 😊☺️❣️
Yes we are🙂
@vijaymohan sir ,r8ly packed and delivered . thanks .
Thanks Vijay .. it's very useful information.. once again, thanks for your work .. 🙏
You are welcome!
Sir
I thought different about your vdos before watching it..
Like you would keep on saying same things as all do an all.
But after watching..
The efforts you have put behind this vdo is amazing. Great analyzing
We cannot judge a book by its cover. Can we?🙂
@@InvestmentInsightsTamil Yeah true words sir...
Excellent Video Sir, You seems to be an eye opener for youngsters.
Theliva pesaringa sir.. Wish ur channel grows more ..👍
Thank you very much
Hello Mohan sir. Amazing and thanks for this video as expected. Really good and helpful. Hats off
Glad you liked it
Useful Insight 👍.. waiting for index fund detailed video!
Iam having some doubts in index investing. I think it will be cleared in your next video. Waiting very eagerly for the next video.
Great quality content sir. Precise and sharp information. Please keep up the good work sir.👏
QQ - Wouldn't the net worth change drastically if we were to account for the inflation adjusted annual expenses during retirement? The example of 10L per year is relevant only if you are going to retire now but let's say if you want to retire in 15 years, then you would need at least 27.59L per year which will drastically change the net worth required. Is my understanding correct sir?
Woow! Wonderful content, explained very well in layman terms, good presentation skill. And foremost, I learnt a new concept. Thank you and you are going to grow leaps and bounds.
Glad it was helpful!
நீங்க சொல்றத வைத்து பார்த்தா, மாதம் 50,000 சம்பாதிக்கறவர் 25,000 சேமிச்சு வந்தால்தான் 30 வருடங்களில் அடைய முடியும். இரண்டு வருமானம் உள்ளவர்கள், வாரிசு சொத்து வந்தவர்கள், அடுத்தவர் வருமானத்தை பிடுங்கும் தொழில் உள்ளவர்கள் மட்டுமே எளிதாக அடைய முடியும். இதன் நடுவில் FIRE வருடங்களை அனுபவிக்க உடல்திறனை பாதுகாப்பது எதனை விடவும் சவாலான செயலாகும். வளமான தொழில், சரியான திட்டமிடல், செலவழிப்பதில் சிக்கனத்தன்மை எல்லாவற்றையும் விட குடும்பத்தார் ஒத்துழைப்பு உள்ளவர்கள் வேண்டுமானால் FI ( financial independence) என்கிற நிலையை 50 to 60 வயதில் அடையலாம். ஆங்..கடைசியாக ஒன்று. அதிர்ஷ்டமும் கடவுள் அருளும் ஒருங்கே இணைந்தால் 45 வயதில் அடையலாம். மேலும் அப்படி அடைந்த ஒன்றை அடுத்த 50வருடங்கள் அனுபவிக்கும் பாக்கியம் அடையலாம். 🙏🙏
Great point of view, I never heard this before, it is useful. But where we go to mobilize 25 or 50 X funds, should we liquidate real estate and make liquid assets, pls clarify
Totally personal choice. Yes, it helps to liquidate the RE assets little by little to support us after retirement.
This vidoe gives fullfillment 👍👌🙌👌👌 and higher insights of border prepescptive.🙏
Ppl use to do and parallely talk , but You did it and talking , really your an inspiration 👍👌
If one’s networth in liquid assets alone, can generate a income (with bank FD interest itself), that covers ones basic expenses,then that also can be considered as financial freedom. As he need not worry too much to make ends meet in his life. Ppl may ask about inflation, but since interest income is passive, one will definitely have enough time and energy to find ways to generate some income back and return to investing. So financial independence is kind of back up one should have at anytime, to feel safe. Assuming no debt of course!!
Sir sbi mutual fund la investing pandran , Nan sip la investment pandran , normal ppf account mathri ethulaium mutual funds lauim interest tharuvangala
Interest thara maataanga. Dividends tharuvaanga. Mutual Fund la invest panrathunaala, athoda value valarchi thaan namaku profit.
Sir please ethaiyum , enku sollunga mutual fund la investment pandrathu sariya , athula nalla profit pagalama long term la, mutual fund la interest thara mattinga na ah ? Year 12 % return tharanga aptina sonnanga sir etha pathium sollunga
Hi Sir your completely awesome. I like your attitude and delivery clarity. Thanks for creating investments insights initiative. Surely Your effort going to change life's .
👏🏻👏🏻👏🏻 What a great analysis!!!
Don’t know how to say thank you for all your efforts put in to guide us.
💯 Percent perfect analysis.
Waiting for your next episode. 🙏
Monthly salary vanguravangalukaka neenga solrathu perfect . Nan 4 yearsla yela kadanaum adachitu yenoda pf amount mothama spent pani oru business start panlamnu irukan. Indha idea yepadi pakuringa? Wife sambathikiranga. Support panranu soli irukanga
Neenga sonna rendu linea vachi ennala antha ideava nalla ideava illaya nu solla mudiyala. Ungaluku yethu sari nu padutho, atha seinga.
Okay bro. Nanum athan nanaikuran. Avanga avanga life oru lession. Nan try pani patha than therium. Yethachum thapana. Thirumba job backup vachukanum
Really I like your thoughts..... I started to learn about financial products to remove money dependent and get confident on my decision..... valanchu valanchu muthugu elumbu udanchudum pola bro......
Thanks for your knowledge sharing 🙏
Thank you sir. Please share the excel sheet so that we can also use it.
It is a google sheet. The link is in the description, Copy it to your account to use it.
Hello Vijay sir thanks for the detailed explanation I have a doubt, after achieving 50x and if I keep all the money in bond which will give 8% annual return, is there any risk? Kindly suggest thanks
Bond rates fluctuate too. And the risk is high inflation. But as long as your return rate after taxes beats inflation, you are good.
Try using the google sheet in description and provide values 50x, 8% return rate and 7% inflation and you can see the results for yourselves.
Excellent content! Thank you.
Very nicely explained... continue to educate us🙏
Ji weekly two videos podunga. Please
If u want quality content, we need to wait.
If u want qty, everyday also can. But it won't fulfil.
Love this video. Hats off to you sir
Waiting for your next video....🔥🔥🔥🔥
Sir gm hats of you and thanks for you valueable time for us
Your kids are very lucky to have such a amazing father. 👌🏻🙏 I hope and wish you have million subscribers soon sir
Way of delivering the content is absolutely fantastic sir. Especially your slang and funny words is super sir. 👌🏻😊👍🎉
Sir, Neenga soldrathu unga experience la irundu soldringa nu puriudu, smallcase pathi konjam sollunga?
Smallcase naan use pannunathu kedaiyaathu. I will not be comfortable following someone else portfolio allocation.
Super Sir, Thank you for the wonderful videos.
Sir,
Really U R great. @Investment insights is one of my favourite UA-cam channel. 👍
Thank You!
Need to see how this fits in an Indian context. How medical costs and insurance difffer between the two countries. Also there would be rental income in most households after retirement. Even in some cases, the parents are taken care by kids or they support them financially...Can't apply directly
Adjust it to your needs. It is not meant to cover all possible scenarios. It is meant to give a guidance on what to account for.
I watched all your videos, you have shared super valuable information, and great guidance to acheive FIRE. Thanks you so much for spreading financial wisdom and inspiring people to become wealthy. Looking forward to learn more from you.
Great to hear that. I feel happy to hear that the purpose of this YT channel is working. 👍🏽
Hi The valuable content for beginners, especially this much of clarification I have never seen in UA-cam, I wish to for your work, and Please guide people by which way,funds we can achieve this goal, and especially importance of goal
Add some useful videos about brokerage cost and which broker is best, 3 in 1 brokers or discount broker??
I am not familiar with Indian brokerages to make any comment there. Check other channels for that.
Good calculator. But have you taken into account fees for portfolio management? That might change things a lot.
Vijay Sir,
This is an eye opener video for me!
Thanks a ton 🙏👍🏼👌🏼👏🏼👏🏼👏🏼👏🏼
Glad to hear that
That was a good informative video. Thanks so
Much!
Sir very useful video. Please try to upload more videos.