Buying Our First Home | Our Story in Canada
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- Опубліковано 9 жов 2024
- Looking to buy or sell your home in Canada? Contact me directly:
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Phone: (587)-850-3287
Email: igor@igorryltsev.com
Igor Ryltsev is a Calgary based REALTOR® with eXp Realty
Buying a house in Calgary was our main goal, but after careful planning we decided to go for a condo! This is how we were buying our first home in Calgary, Alberta.
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Looking to buy or sell your home in Canada? Contact me directly:
Contact: @t
Phone: (587)-889-8393
Email: igor@igorryltsev.com
Igor Ryltsev is a Calgary based REALTOR® with eXp Realty
Hello sir help me I want to come in liver work and
Looks like you and you wife make a great team! Congrats Igor. I was wondering how long did it take you to save ?
Always great content, Igor! And always great energy! :)
Uber sounds like a good idea. An extra $20k can help with a down payment. Congrads on buying your first condo. Calgary is very beautiful. I live in edmonton a bit cheaper.
Congrats Igor! I'm happy for you! Hopefully we can get our house in Canada quickly as well! We have our houses here but, our dream is to live in Canada. It's so nice and beautiful there. Texas is nice and we like it here, but, Canada is just so nice and the prairie is right next to the mountains. We envy you there Igor. Good job on your house man.
Thanks for your honesty. It is refreshing and very helpful. We appreciate your time and efforts. God bless you and your family.
Really like your video man, I am looking to come and settle in Calgary I hope I am thinking right about it.....and yah owing your own place will always be with you rather than paying someone else
For anybody wonderin; the name of the intro and outro song is "open road' by Chester Malone
Get going!! Time to show your condo!!
Can we get a video tour of ur condo if u don't mind?
That's awesome Igor! 👍 Congratulations on owning your own condo! But, do you have room for family members visiting from Ukraine? 😉😊🇨🇦
Of course dipshit dickhead look how large it is
Congratulations 👏🎉
Igor Brother! This is great motivation and I am happy you and sister made it. Great and I am happy that your struggles paid off. Congratulations :)
Congratulations Igor bro... Keep soaring high. Expect me knocking at your door step when I come to Canada.. #Tobit from Dubai...
Congratulations on buying your new condo. Smart move on not jumping on the $500 pre-approved house as a first buy with only 5% down. Also true about what u said with regards saving. Don't buy unnecessary crap. Especially, when visiting Walmart. I don't why, but every time I go to Walmart, I end up buying crap that I don't need just because it's on sale. Lol. Bottom line, live within your means and stay way from debts like car financing and credit car debts.
Hi, Does it justify paying condo fee which can be eliminated in case if we go for a house (According to my understanding). Let's assume we pay $400 as condo fees monthly, we can simply divert that $400 to buy a house with a higher value, right?. Please explain why you are saying it it is better to buy a cheaper condo and pay condo fees monthly rather than going for a house where you can add that condo fees to a monthly mortgage payment of a house.
The CMHC seems weird because surely the bank should reposes the property in any event because it was evaluated to be worth the mortgage/bond/loan.
I know generally u get building insurance, and content insurance.
I listened all of your videos. Thanks a lot
Secret of Indians, buy a house of your own as soon as possible every thing is secondry
Congratulations brother for your new house.
Hi Igor,
Congratulations on your first house .....
Do you have to pay for House Board or House Association ?
Also,
Are you getting tax return on Principal and Interests + Mortgage Insurance ?
If yes, then you can use that money directly against principle. If we pay 13 Instalments per year, we can finish 30 year loan in 25 years.. Just my rough calculation....
Hey! I went to Centennial College too! Awesome!
Great videos Igor!! Super helpful
Congratulations Igor wish you all the best ma man 👍
Is a condo the same as a 'trailer'?
I think I am going to e-mail you soon, hope you can help.
I'm still living in the Netherlands, but I want to emigrate to Alberta (Leduc). We found out that I am Canadian for Canadian law. Because my mom is Canadian and lives in Canada. The only thing, I can not live in her house. So now I am looking for other ways, like buying. But allll those rules, pfff... 😬😳
Speak with you soon (I hope).
Congratulations Igor, you are awesome! One thing I want to know if it possible to get an answer: around 5:55 in this video you are mentioning some tax returns. Can you please elaborate? What tax and how is been given back by the government, when, etc? Because I just saw a video about taxes in Canada, and they scared me a lot :)! Cheers!
Congrats Igor! More blessings to come! "D
Hi Igor!! nice to see your videos. love them. Why did you move from Ontario to Alberta? What were the factors that led to it?
I didn't understand anything about the purchase of the condo ....
Oh. One more thing. That insurance is worth it man. Just in case. You never know what could happen. We have insurance on EVERYTHING. Literally. I had a car when I was 16 and the insurance bought the whole car loan when it got wrecked. We have literally one house we can not insure because of "location". It's on a fault line. But, if something happens, our Insurance policy is to move in one of our other houses. Trust me. That insurance is great. You don't want the debt on top of rent.
All the best for your future Bro....
Hey Igor,
One more question...
If the price of the property going up, then can you refinance your loan with higher equity ?
Eventually, you can get rid of Mortgage Insurance.
Igor, can you make videos about what are the things that suit Indians to live in Alberta, the groceries, the weather etc.. kids education
Good job Igor. How about a tour of the new condo. Welcome to Alberta! Once you come, you'll want to stay :)
show your place, what area did you buy your house? what year of built is your house??
I love u man keep us posted
Igor.. Do mortgage providers ask for your credit report from your previous country when buying a house in canada.
Shout out to your wife! She's a great saver!
Good day! Igor, I always watching your videos. and it's very helpful for us. I just want to ask after you finished your 2years study in toronto, you apply for PR? or you apply first for PGWP?
And you have Idea, after the PGWP there is extension for this program? or after you Finished the PGWP you can apply for PR.? Hope you read my comment, thank you so much! and God bless..
Hi Igor could you make a house tour video for you house. Keen to look at it.
Bratan what about job security ?i think i should marry my economist friend .are there any seasons in which housing and condo pricess fall down?
I heard that in Alberta it snows for 8-9 months. Is this true? I am thinking of selecting Alberta but this 8 months snow is making me backtrack...
It’s not true, Alberta has the shortest winter in Central Canada
Congrats you have your own house now :)
How much does rent cost in your neighborhood?
Why did you moved to Calgary? Isn't Toronto a big city with a bunch of opportunities to find a job?
It is big but it is not empty. Not much jobs there, everyone wants to live there
Thank you Igor!
If you don't mind, I would love to ask for your advice. I have been accepted to an MBA program at TWU in Langley, BC. However I was thinking on choosing instead the GBM post graduate program at Humber due to specialization and I thought there would be more job opportunities there than in Langley, besides I read BC is more expensive than Toronto... Based on your experience what would be your advice? Thanks a lot for taking your time and keep up with the good job!
I've heard that BC is more expensive than Calgary. Personally I've not been there so cannot comment. I believe Langley do have a fair share of good companies, so I do not think you will face problems getting a job.
If I buy a new home or condo ..how much I will be paying monthly???
You are as exciting to watch as Game of Thrones or Breaking Bad 😊😊😊👍
Thanks Igor..!
Amazing work...
Can someone please tell me the name of this song 9:19
How long did it take for you to buy it??
How much was the price.. ??
I am not Ukranian but I like U a lot man ))) I want to move from Ireland to Canada as well ))
Irish hate Indjans no? He married an Indian. Suck it haha
I was born in Toronto and I now live in Ireland for the last 9yrs and I only have a couple yrs left of secondary,then I also want to move to (back in my case) Canada
Kindly make walk through vidio of your condo.
Next video a condo tour?
How much is monthly payment
Bravo !!!!
Great job.... keep going
Is there a credit score in Canada like in the US?
Could i buy a condo by 75000 CAD?
Congrats Igor :)
your videos are very informative. I am a Banker from India. Just wanted to know a life of a banker in Canada. Just reply if you have any friend working in a bank in Canada
Hello igor.. Are there good jobs in calgary ? I wanna choose where to study and live in canada
Hi brother it's very helpful vedio plz can u tel which website i can search apartments
Umer Ebaad kijiji
Thanks alot
Plz tel me website
Kijiji .com
www.remax.ca and realtor.ca :)
So all credit goes to ur wife
is it possible for a single person ?
I am civil engineer please tell me which city is best Canada for living and job opportunity
Nice video igor
Hi im from Calgary!
another great video brother! btw im also an intl student at Centennial College and I think we’re in the same program GBM, im on my last semester finishing this April 2018, i heard few good things about Alberta, is it quite easy to get a PR there compared here in Toronto? How’s the current job market there? thanks and more power brother!
Hello grifter jason! Yes I did GBM, same college and program. Graduated at 2013 December. Calgary is slow on Jobs right now, but I got my immigration done faster than my friends in Toronto. But, everyone I know got their PR in Toronto.
great advice, thanks
I love your videos
How many money Teachers earn in Canada?
Love your videos brother.. keep it up
You are really cute Igor..!!🥰🥰🥰🥰
Priviet,Igor!U tibia niet informatsii na ruskom?Ya liubliu tboi kanal no moi ruski namnogo lusche chem moi angliskii,jotia ya iz Kubi :-)
Igor, You are absolutely wrong,,,mortgage goes to the bank all your life,,,in the interess...You are wrong in many ways,,,is true you loose money on rent,,,but if the house priceing goes down you go in debts....
Andreea Power, this is correct, they obviously haven't taken a look at a mortgage amortization breakdown of how you pay way more interest than principal especially in the case where he has no significant down payment
I'm from Vancouver
G Vivek
Thats nice
Hey I live in chestermere.
do you tell us how are people take asylum? at the moment who they live thare
why worthless my degree
😄
In India it's a myth or belief that if lady encourages man to do something even in the bad condition assume she must have a great sixth sense. Your wife is your Laxami (Goddess of money). Good luck for your own heaven.
Punit Bhatt it’s not “in india” ... it’s just backward class and non educated illiterate people... it’s just based on hindu mythology and stories/myths ..... you wont find a indian muslim or indian christian or anybody except hindus believing that... stop spoiling the entire country’s name just because of a few .... sheep mentality blasphemy ignorance cheapness are some of the reasons why my grand father moved out of india when he was young .. my father and i are glad to be born in Texas
First what? Condom?
Ayan Chakraborty
condole?
Its Condo
Condoliano
Condominium.