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Best Dental Insurance

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  • Опубліковано 17 сер 2024
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    #dentalinsurance #aetna #dentaloffice

КОМЕНТАРІ • 108

  • @ThriveDentist
    @ThriveDentist  2 роки тому +7

    What dental insurance do you think is best?

    • @rozuerd2614
      @rozuerd2614 Рік тому +2

      I have Metlife insurance. My dentist wants to charge above the negotiated rates for crown work. This is the 3rd dentist that rejects doing the work for the rates set by my insurance. Although in-network, they aren't willing to do the work as they don't make the expected margins. I don't mind paying a small % above the rate but their markup is way above the negotiated rates. And the more work you give them, the more gridded they get.

  • @DaStrangeWeasel
    @DaStrangeWeasel 2 роки тому +63

    1. Metlife
    2. Aetna
    3. Delta Dental

  • @monti42
    @monti42 2 роки тому +61

    I’m 33 and Delta Dental PPO gives me $2000 towards orthodontist treatment and they cover my retainer cost….my deductible is $50 but was already paid on previous dental work before my braces.

  • @handiable
    @handiable 9 місяців тому +2

    Thanks for the valuable info. I'm a retired government worker and the dental insurance sucks. I've talked to representatives and no one seems to know anything. Thank you again.

  • @deewise3267
    @deewise3267 Рік тому +5

    Next month during AEP, I'm going to switch my insurance from Aetna DMO to PPO. Hoping to visit your office before this year is over.
    Ty for your energy, time and wisdom, you've put into these videos. 🥰💪🌟
    (I'm a new subscriber.)

  • @edwin4625
    @edwin4625 2 роки тому +19

    Military (Navy, Army, Marines) Veterans, I've heard Metlife is best because of the higher payout for major teeth work. BUT, something like a 2-year requirement of having Metlife Insurance before you can take advantage of it. If any other military veterans out there have updated/better insurance companies to recommend please reply back so that other vets can see it, thanks.

    • @daintykeisha9787
      @daintykeisha9787 2 роки тому +1

      I’m definitely looking for the same. I retire in a few months so I’m shopping around. Thanks for sharing.

  • @Ki.Lashay
    @Ki.Lashay Рік тому +10

    MetLife hands down. You get half off the price of ortho care per year up to $3500. So my braces came to only 1100

    • @demi5180
      @demi5180 Рік тому +1

      Hi! Can I know if you get your MetLife plan through your employer or something else?

    • @Ki.Lashay
      @Ki.Lashay Рік тому

      @@demi5180 my job

    • @truegrizzlesfan2292
      @truegrizzlesfan2292 Рік тому

      Yeah I might switch to MetLife as well. Current using Geha. Waiting to see if my insurance will cover 70 percentage braces. So far look like they will. We will see.

    • @Ki.Lashay
      @Ki.Lashay Рік тому

      @@truegrizzlesfan2292 that’s a great deal! 70 off

    • @gl9367
      @gl9367 Рік тому +1

      Is there a waiting period for Metlife?

  • @GospelOfTimothy
    @GospelOfTimothy Рік тому +11

    My insurance agent got me Aetna and it only covered $1,500 worth of dental cost after I wait a year and pay in $1,000. I canceled that policy but then re-signed up with Aetna and this time they gave me a $3,000 yearly limit they will pay on dental cost. As soon as I signed up, I seen that Cigna had a better plan and they will pay up to $5,000 worth of dental cost a year. I'm confused how these plans work.

    • @faculty891
      @faculty891 19 днів тому

      Are you still confused?

  • @ikeidaplummer5686
    @ikeidaplummer5686 2 роки тому +6

    I need to get my tooth pulled and I want to be sedated. Can you tell me which insurance will cover that? please help!

  • @daniclark2000
    @daniclark2000 Рік тому +4

    Unfortunate thing is that the major dental work doesn't kick in until after a year, so is it worth paying for the top insurance plan?

    • @mv3784
      @mv3784 Рік тому +1

      What do you mean ? The insurance won’t work until you hit a year paying for it ?

  • @denveyebanks4787
    @denveyebanks4787 Рік тому +5

    One thing that would be a great help. STOP being so greedy with your prices. You know you could but greed stops you. Why do so many dentists NOT accept Medicare Dental Insurance? GREED!

    • @The_Midnight-Hour
      @The_Midnight-Hour 10 місяців тому

      Because It pays them nothing 🤷🏽‍♂️

    • @denveyebanks4787
      @denveyebanks4787 10 місяців тому +2

      Bologna! It doesn't pay enough for you to get rich enough and that's the problem. How much does one NEED to prosper? Sadly too many doesn't care about the "Little People". Having you teeth cleaned shouldn't require a mortgage. But of course the greedy person won't agree.@@The_Midnight-Hour

    • @jomas1676
      @jomas1676 Місяць тому

      Yes, why do American doctors and dentists have to be so greedy? You have to travel abroad to get a fair price? I wish a law would go into action where there is a limit as to what can be charged. It would be enough for the doctor to live "comfortably" but affordable enough where a person doesn't have their health compromised because they can't afford it. I guess when it comes down to it, most doctors and politicians really don't care or can't be bothered to make others' quality of life better. Shameful.

  • @manassehengram597
    @manassehengram597 2 роки тому +5

    i am in a desperate situation !! i just lost one of my bottom teeth due to an accident and have been crying since nonstop because the doctors told me that it will cost $ 2000 dollars 💸 to fix my situation unfortunately i have medicaid and heath first is there anything that can be done about this ? because i can not afford to pay for any of this .

    • @Koolmoedeesimpson
      @Koolmoedeesimpson Рік тому +3

      Best bet is to get a job

    • @jnova3328
      @jnova3328 8 місяців тому +2

      Hi, I hope your dental needs have been taken care of since you wrote your message. There are many ways to get the help you need at a reduced cost. Try shopping for less expensive dentists or one that will give you a payment plan. One way to get reduced dental care is to look for a dental school that works with the public and gives discounted prices. I subscribed to the Clark Howard website and to his UA-cam videos and get valuable financial information on every topic involving how to handle and save money. Maybe his website can help you with your dental needs and other things as well. If you are a senior there are local offices that help seniors and if you aren't a senior maybe if you go to your local county office they can help you to find the care you need.

  • @JPsTechReviews
    @JPsTechReviews 2 місяці тому

    I didn't see you mention Humana, I looked over every one of the plans you spoke about, and I am surprised there was nothing about (Humana Extend 5000) I have this plan, is there some reason you would leave it out of the top plans? I am going in for some work soon and don't want some crazy hidden cost coming up.

  • @waterthywave
    @waterthywave 2 роки тому +4

    preciate the info brotha

  • @mrcrowleyoz
    @mrcrowleyoz 8 місяців тому +1

    What’s the best for adult ortho for braces?

  • @Randilynn66
    @Randilynn66 2 роки тому +4

    My insurance is through my spouses job. Los Angeles police department. I had 1750.00 towards orthodontics.

  • @jaymoney9438
    @jaymoney9438 2 роки тому +11

    This dude must be high with all that laughing

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      Are you looking for a business loan personal loan. Project loan, I know of a lending company who can help you with a loan i just got a loan amount of $200,000 for the renovation of my house.

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      ✝15596536478✡⏮⏮⏮⏮

    • @Natori_Reyes
      @Natori_Reyes Рік тому +1

      Why can’t he just be happy? He’s a happy man not a miserable one.

    • @theroyalone7588
      @theroyalone7588 Рік тому +1

      That’s what I said and thought too lol 😊

  • @lizzieaftertaylor939
    @lizzieaftertaylor939 4 місяці тому

    Thanks, for your advice I'm searching and I will evaluate your top three. You've been very helpful. I cannot afford the work done all at once but, I can afford to visit a dentist every two months until all my fillings are replaced. But, if replacing them is cheaper than I expected, I may be able to have a few done in one setting. Thanks again.

  • @theperpis3429
    @theperpis3429 2 роки тому +1

    Thank you for the information! Very helpful!

  • @user-wl7yf6uj8w
    @user-wl7yf6uj8w 9 місяців тому

    Are these insurance companies (metlife, aetna and delta) available to canadians (with a canadian address) whom reside in usa for 6 months a year or less (with no fixed usa address)? I understand the coverage is for a year and payments will still be payable for the whole calander year and service would be used within a six month period from approximate Dec through May in a revolving yearly plan or renewal. TY

  • @mauidelacruz
    @mauidelacruz 6 місяців тому

    Dr. Nate where did u get ur teeth done?.. it looks so naturally perfect!!!!!

    • @ThriveDentist
      @ThriveDentist  6 місяців тому

      I got them from my parents;) They are my own.

  • @dustinwolf5474
    @dustinwolf5474 Рік тому +3

    I’m loving all your content and you seem to be really caring and skilled. I have an extreme phobia of the dentist do to a lot of trauma and have put off dental work because of said trauma.
    You may think I’m crazy for this and I’m kinda scared of the response or lack there of. However, I’m looking for insurance and none cover what I need done, covid killed my credit ( though I’m now in a career where I’ll be making suitable income ) I have yet to save for the treatment needed, would it be impossible for you to help me ? I’m not sure what else to do at this point before things get worse or I just don’t have the courage to try anymore. So… would it be impossible for you to offer help? I’m willing to exchange anything of value for the service, my solar consulting , using me as a marketing Avenue for the before and after, anything.. im st the end of my rope.

  • @PeterFreemantennis
    @PeterFreemantennis Рік тому

    love the Russell Brunson intro

  • @getmorecontent.
    @getmorecontent. Рік тому

    Thank you sir how can I get a insurance temporarily and get some work done and then drop the insurance right away? Thanks. Subbed

  • @Ryan55171
    @Ryan55171 7 днів тому

    You can't even name the insurance plans without looking at your notes, and you expect me to believe you? This is bizarre.

  • @skorpyo331
    @skorpyo331 Рік тому +1

    Try lookin this info up thru search and you will never find this answer. Why im here.

  • @rb8913
    @rb8913 Рік тому +3

    Pet doctors should just find other jobs. They don’t care about healing our pets, they care about the money. $3,000 for a dang root canal on a shepherd, and that’s with a “deal.” I had a root canal done a couple of years ago for $650, with a crown. Pet doctors/dentists- you should be ashamed of yourselves!

  • @dwtubeyou
    @dwtubeyou 2 роки тому

    Do one or more of these carriers NOT automatically downgrade resin composite filling coverage to cheaper amalgam filling coverage? And also do some NOT downgrade porcelain crowns or full noble metal crowns down to cheaper base metal crowns?

    • @joannasisemore7184
      @joannasisemore7184 Рік тому

      all the dental plans i have looked at pay their percentage of a cheaper filling or crown and if you want a better one you pay the difference. the exception is resin fillings for front teeth.

  • @yourguy8388
    @yourguy8388 2 роки тому +3

    Hey . I am an international student planning to come to the US . I just got my braces in my home country .. so can i continue my treatment in the US? And what would be the cost ?

    • @sauravshaw6965
      @sauravshaw6965 2 роки тому

      go got any update i m in the same boat

    • @kingznqueenztv
      @kingznqueenztv Рік тому

      Yes. Different dentist have different priced programs.

    • @mimi1o8
      @mimi1o8 Рік тому

      My son has change from one USA State to other and had to restart and pay full price again. Thousands of dollars, it is expensive, unfortunately.

    • @mdshabaz9946
      @mdshabaz9946 Рік тому

      Hey man I’m planning to get braces. I need your opinion on that can you provide me your contact

  • @user-hc1pt4rc8q
    @user-hc1pt4rc8q 9 місяців тому +3

    insurance is a scam. The % means you can be charged any amount for the procedure.

  • @divinelyguidedwithmaxx5481
    @divinelyguidedwithmaxx5481 2 роки тому +2

    Thank you so so much!

  • @elindigeno1215
    @elindigeno1215 5 місяців тому

    What about Geha?

  • @parvathykalyanidhulipalla9221
    @parvathykalyanidhulipalla9221 2 роки тому +3

    Hi Is MetLife dental insurance offered through a private company same as MetLife federal ppo plan? Or are these separate ?

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      Are you looking for a business loan personal loan. Project loan, I know of a lending company who can help you with a loan i just got a loan amount of $200,000 for the renovation of my house.

  • @ryhannayanito440
    @ryhannayanito440 Рік тому +2

    What about vision insurance.

  • @watchthis1316
    @watchthis1316 4 місяці тому

    Great video

  • @akaVINAYAK
    @akaVINAYAK 8 місяців тому

    What is ups?

  • @joeybenoit6269
    @joeybenoit6269 2 роки тому +9

    I thought this was Donald Trump jr. At first!

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      Are you looking for a business loan personal loan. Project loan, I know of a lending company who can help you with a loan i just got a loan amount of $200,000 for the renovation of my house.

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      ✝15596536478✡⏮⏮⏮⏮

  • @tahersadeghi6773
    @tahersadeghi6773 Рік тому +1

    You seem to have good front teeth.

  • @cynthiaarchuleta3773
    @cynthiaarchuleta3773 2 роки тому +20

    Delta dental sucks. They screwed me over big time

    • @ceuser3555
      @ceuser3555 Рік тому +2

      Hardly there insurance

    • @Koolmoedeesimpson
      @Koolmoedeesimpson Рік тому

      How did they screw you ? Over the dental chair ?

    • @naturalPaths
      @naturalPaths Рік тому +1

      How? I’m about to buy insurance and Delta is my current front runner.

    • @kennethrohen5963
      @kennethrohen5963 Рік тому

      Delta won't authorize work on the upper incisors, no matter how decayed they are!

  • @drewamasterpiece5268
    @drewamasterpiece5268 4 місяці тому

    Greed....allow that in YOUR business dealings with dentist or orthodontist. Provide a service or product to them JACK THE PRICE UP! Economics is checks and balances.

  • @taospencer1403
    @taospencer1403 Рік тому +1

    is this relevant to the United kingdom or is this USA based?

  • @happyandhealthy888
    @happyandhealthy888 6 місяців тому

    The one that covers previous medical schools false teachings.

  • @jaydenp4975
    @jaydenp4975 Рік тому +1

    Why is PPO better than HMO?

    • @kayp4601
      @kayp4601 9 місяців тому

      Very few dental offices accept HMOs.

  • @zolokantivi4900
    @zolokantivi4900 2 роки тому +2

    You have beautiful teeth bro 🦾

  • @happyandhealthy888
    @happyandhealthy888 6 місяців тому

    And previous medical school mistakes

  • @shahidakamal3951
    @shahidakamal3951 Рік тому +2

    Thank you ! ❤

  • @lilnecababy
    @lilnecababy 2 роки тому +5

    Googles ups jobs lol

  • @charltonheston969
    @charltonheston969 Рік тому

    I just blew 8k on 11 fillings & 4 crowns 🤷‍♂️ my whole yearly bonus gone 🤷‍♂️
    Well my bonus was 15k but came out to 8k after the government stole 1/2 of it🤷‍♂️

    • @Noghen
      @Noghen Рік тому

      Wow wow wow 😰

    • @theshield2207
      @theshield2207 8 місяців тому

      You wouldn’t have blown that if you took care of your teeth..want to blame someone? Look in the mirror

  • @elleryray4754
    @elleryray4754 2 роки тому +1

    GEHA

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      Are you looking for a business loan personal loan. Project loan, I know of a lending company who can help you with a loan i just got a loan amount of $200,000 for the renovation of my house.

    • @bradleybenyeibenyei7504
      @bradleybenyeibenyei7504 2 роки тому

      ✝15596536478✡⏮⏮⏮⏮

  • @DeidreMichelleIngram
    @DeidreMichelleIngram 7 місяців тому

    Thank you for this information. I appreciate it!

  • @godzilla6490
    @godzilla6490 Рік тому

    So not Blue shield?