Bhai thoda aur research karke video daala karo, bcs annual return jo is policy me hain woh bhi complete tax free hain under section 1010D..... Go & Check......
With ref to your example - What if at the age of 60 policy holder wants to get lum sum amount then how much he will get? Only 5L or along with Bonus? Can u pls quantify approx amount for above condition?
Please make one video for 45 year age group like which LIC policy is good. For example which will give return while alive and also post death as well. Please do make one for age group 45 as most of your videos cover young people. Any policy which can be bought at 45 and pay premium till 60.
Sir maine 20 sal ke liye policy liya or 20 sal pure ho gye uske bad maine 10 sal tk us policy se pension bhi liya or ab us policy ko mai surrender krna chahta hu to hoga ya nhi or agar hoga to kitni amount milegi mujhe plz reply sir🙏🙏
Sir mana v same policy liya haa 450000/- Premium year 25 years, jab mara 52 age hoga tabsa benifit milna chalu hoga. Mara question ha ki 52year ka bad ma yearly income na laka ustim jetna banaya pura sum assure amount and bonus withdrawal kar sakta ha ka??? Pls Answer dijiya...
Sir agar me 2221rs. Ka SIP karwata hoon to mera 20year's/15% se growe hoga to mera pass approx 33lacs hoga or ye har 5 year's me double hoga rahega to hame iss policy se kya benifit milega? And inflation adjust karenge to kuch worth hi nahi hoga
Nice video,thoda confused hu,20 yrs ka premium term pura hone k baad 10 yrs pension lene k baad withdraw Kiya ja skta h? Ydi ha to kitna mil skta h ,aapke isi video k example se btaye plz
Sir ye house wife keliye leni thi to 600000 ka to uske liye uska husband ka bhi होना जरूरी है kiya। Mujhe agent aisa bol raha hai। 6lakh keliye husband ko bhi 6 L ka पॉलिसी होना जरूरी है
Yeh video, 5 minute mein Khatam ho sakti thee, Agar aap same sentence teen teen baar repeat nahin karte. U tube par rewind karke dekhne ki suvidha uplapdh Hai
Hello sir, if policy holder die during the premium payment term, then death benefit amount equals to basic sum assured plus bonus amount ( if any) will be given to the nominee of policy holder
20 saal baaad Wo jo pension ke roop me 40000rs milenge uski kya value reh jayegi? Inflation khaa jaayega sab Ghatiya scheme hai sala Wo log jinki financial knowledge kam hai wahi shikaar bante hai LIC AGENT KA ya phir aisi schemes ka Isse acha ek term insurance lelo. Bas. Aur baaki disposal income jo hai aapke paas usko imvest kro mutual funds mein .🤡
Suppose My Age is 32 & My son age is 1 . If i took this policy for my son for 30 yrs ppt & PWB selected. Incase of my death after 10 years What will happen ??
Tumhare jane ke baad son ke pair aur LIC office ki sidhiya ghiss jayegi papa ke lic ke paise lete samay.. Aur itna hi nahi..Wo paisi bhi one time nahi melenge son ko. Emi se milenge..😅
Sir in the case where you have opted for pwb, the remaining premium payment will be taken care by lic till the policy term is completed and benefits can be availed once your son turns 32 years and it will be available till your son attains 100 years or till you decide to surrender the policy.
sir 30 ki age me 20 year ki police lete hai to 50 year age ho jati hai aur 20 year ki police complite ho jane ke baad 50 ki age ho jatai hai uske bad 51year se 99 year tak 40000 thousand milte rahege tell me plz fast reply
This doesnt seem like good plan . Investing 27k per per year for 20 years and then getting only 3,333 per month back or 40k annually and that too post 20 years value of 1000 rupee will reduce further. Not sure but any suggestions ??
👇🥱👇 Pehle toh ye jitne niche comment kare hai kuch dimagdaar logo ko chor ke Sab LIC ke Dalle Hai. Jo Wah Wah, Maza Aagya Kar Rhe Hai 🤣 💥Ab Karte Hai Uncle Ji MUDDE Ki Baat💥 ☠️ Aap jo ye table n.o 945 ka BAWASEER , SO Called "Whole Life Plan" Bech Rahe Ho Ye Ek Dum Janwar Ke Mal Ke Saman Hai. 💩 8% S.A ka wo bhi 15 saal baad. CHALO MENE KRWA LIA 1200000 LAKH SUMASSURED KA PLAN YE WALA. Jeewan bhar ke liye mtlb 100 saal ke liye, Toh calculation aisihogi ki meri Age Hai maan lo 47 saal toh 🫸47-100= 53 saal ka policy term hoga jisme se PPT aapne di hai 15, 20, 25, aur 30 saal. Maan lo aadmi ne 15 saal ka PPT krwa liya. Note: kyunki admi BEWKOOF hai USKO ZDA PREMIUM DENE ME MAZA ATA HAI. 12lakh ka sumassured mujhe 97500rs Yearly Premium Ke Roop Me Milta Hai. So, 97500 x 15saal = 14,62,500rs toh mein khud inko dunga 🤣🤣 wo bhi 12lakh rs (SumAssured) ke liye. *wah re laalchi khudgarz insaan lic*🫡 Iske baad 16th Saal Se Ye Company Mujhe Mere Sumassured Ka 8% degi , As a Pension Ke Roop Mein Jo Hota Hai, 1200000 x 8 ÷ 100 = 96000rs 96000rs Mujhe Ek Saal Me Milega Toh Monthly Pension Huyi Meri 96000rs ÷ 12 = 8000rs Per Month🫡🥹😱 Ab sala 15 saal baad jb inflation india ka aasmaan chu rha hoga abki jo already 7% pahuchne wala hai kuch saal mein. Tab us 8000rs ki kya value hogi🤣 ye toh dusri class ka bacha bhi bta dega uncle ji. Ab ye 8000rs ye humko maturity date tak denge mtlb 53 years tak mujhe jb tk me 100 saal ka nhi ho jata. Jo ki mein hunga nahi aur shayad koi ho🤣 iska mtlb wo insaan toh maturity ka paisa dekh he nhi pyega. Uska nominee he dikhega. Ab smjh lo mein 20 saal baad mar gya. Abhi 47 saal ka hu 20saal baad 70ki age me mar gya. Ab In 20 saal mein meine 15 saaal toh premium bhara bacha sirf 5 sukoon ke uske baad mar gya. Phir Apko LIC kya Degi Mein Btata Hoon 🤌🤌🤌 Sumassured : 12lakh (jo mene karaya) Reversionary Bonus : Ye Har Saal Annouce🫠 hota hai kuch % Final Additional Bonus: Jo Ek he baar milta hai. (KAUDI KE BHAAV) NOTE: WAISE BONUS POLICY KE AVDHI PE DEPEND KRTI HAI. JITNE SAAL CHALEGI UTNA ADD HOTA HAI RSB BONUS MEIN 🫥 TOH 20 SAAL BAAD MUJHE 12LAKH + 2-3LAKH MAX TO MAX BOL RHA HU. 14-15 LAKH MERE NOMINEE KE MUH ME MAR DENGE. AUR BOLENGE NIKAL LO BETA. 😅😅 20 SAL bad sirf 2 3 lakh paa ke. Aapko yakeen na ho toh aap Excel mein apne poore policy date ke sath premium ke sath iska (IRR) NIKAL SKTE HAI. (INTERENAL RATE OF RETURN) 🤣 MUSHKIL SE 4 SE 5 % AAYEGA. BAS BAS BAS BAS 🫡🫡🫡🫡 YE SALE AGENT LOG KO APNE PERCENTAGE SE MTLB HOTA HAI BS. JO INKO 25% MILTA HAI. I KNOW EVERYTHING ABOUT THIER MINDSET. AAPKO AISA PLAN YE BECHENGE JISME AAPKA NAHI UNKA BHALA HO. 🤣 AAJ KE TIME PE SBKO FINANCIAL KNOWLEDGE RKHNA BHAOT ZARURI HAI 🫡 "JAAGO JANTA Jaaago" Agar koi ye bhi jaanna chahega ki iske jagah Kaunsi Scheme Karni Chaheye ya Apna Future Kaise Secure Karna Chaheye Khud Ke Liye Bhi Aur Unke Baccho k Liye Bhi Toh Mujhe Niche Zarooor COMMENT KARE 🙏🙏🙏 I WILL TELL YOU THAT ALSO. ❤️
Don't buy this policy. Better to invest in SWP ( System Withdrawal Plan ). 8% will be paid on Sum Assured not on Sum Assured + Bonus. Not a single penny interest will be paid on Bonus amount which will be bigger amount than Sum Assured after 20 years. Will you deposit your hard earned money in a Bank which promises to pay 15% interest rate per annum but after 20 years ? Actual return from policy is not more than 3.75% .
Bhai thoda aur research karke video daala karo, bcs annual return jo is policy me hain woh bhi complete tax free hain under section 1010D..... Go & Check......
This policy is very good for everyone ❤
I took two LIC jeevan umang, for 5 lac each.... Nice plan
With ref to your example - What if at the age of 60 policy holder wants to get lum sum amount then how much he will get? Only 5L or along with Bonus? Can u pls quantify approx amount for above condition?
Please make one video for 45 year age group like which LIC policy is good. For example which will give return while alive and also post death as well. Please do make one for age group 45 as most of your videos cover young people. Any policy which can be bought at 45 and pay premium till 60.
So many policies are there.
Har month milta ya yearly
Sir maine 20 sal ke liye policy liya or 20 sal pure ho gye uske bad maine 10 sal tk us policy se pension bhi liya or ab us policy ko mai surrender krna chahta hu to hoga ya nhi or agar hoga to kitni amount milegi mujhe plz reply sir🙏🙏
If a child is 3 yrs aged. He opts for jeewan umang policy. At what age will his risk cover start ? At age 8 yrs or 5 yrs. ?
धन्यवाद सर महत्वाची माहिती दिली
पॉलिसी पूरी होने के बाद बार्षिक इनकम को क्या महीने में भी Lic दे सकती है।
Tamara videos jabarjast hoy 6e
15 साल का पॉलिसी लेने के बाद 16वे साल में विड्रॉल कर सकते है क्या?
Yahi mera sawal hai
Valuable information
Sir mana v same policy liya haa 450000/-
Premium year 25 years, jab mara 52 age hoga tabsa benifit milna chalu hoga. Mara question ha ki 52year ka bad ma yearly income na laka ustim jetna banaya pura sum assure amount and bonus withdrawal kar sakta ha ka??? Pls Answer dijiya...
Yes you can
Surrender karne par us vakt jo bhi bonus ke sath amount banegi vo milegi kya
agar bonus hoga troh uska kutch percent he aapko milega.
Sir agar me 2221rs. Ka SIP karwata hoon to mera 20year's/15% se growe hoga to mera pass approx 33lacs hoga or ye har 5 year's me double hoga rahega to hame iss policy se kya benifit milega? And inflation adjust karenge to kuch worth hi nahi hoga
sir ek agent ke through policy li mene thodi hurry me lekin aab calculation me gadbad ho rahi hai koi solution batado?
Maine policy le li hai but confuse hoo it's good or bad.....☹️ So please reply me sir
Informative video 👌
Thanks 🙂
Nice video,thoda confused hu,20 yrs ka premium term pura hone k baad 10 yrs pension lene k baad withdraw Kiya ja skta h? Ydi ha to kitna mil skta h ,aapke isi video k example se btaye plz
Yes, aap 10 sal pension lene ke baad policy surrender kar sakte hai... Aapko lumsum amount milega...
basic sum 5 lakh ka lia he to death k baad kitna return milega,agar policy 46 yr me lia he to
Annual benefits are not taxable as the same is treated money back.
🌹LIC jeevan anand 915 plan video nahi bhai🌹
👍👍👍
100 year se pahle bhi le sakte hai kya
Please give an example about one year old child.
Sir ye house wife keliye leni thi to 600000 ka to uske liye uska husband ka bhi होना जरूरी है kiya। Mujhe agent aisa bol raha hai। 6lakh keliye husband ko bhi 6 L ka पॉलिसी होना जरूरी है
Good
Thank u
Exemption on pension return is upto ₹250000
Yeh video, 5 minute mein Khatam ho sakti thee, Agar aap same sentence teen teen baar repeat nahin karte.
U tube par rewind karke dekhne ki suvidha uplapdh Hai
👏👏👏
Thank u
Good evening sir, if the assured person death during the policy primium paying time. What will be retrun.
You're looking to buy plans?
Hello sir, if policy holder die during the premium payment term, then death benefit amount equals to basic sum assured plus bonus amount ( if any) will be given to the nominee of policy holder
200000 Sum Assured Ke Leye per Month Premium Kitna Hogs 15years Ke Leye
Nice Video 🙏
Accident benefit kab tak rahega
What if the party complete his 20 years of premium payment and then wanted to surrender the policy after his 65th age
How to calculate the surrender value
Ismein team plan bhi hai 5000 month Plan u get 75000 death benefit har sal badhta jaega next year 800000 next year more
Maturity pr kitna milta h
Kitna milega ek udaharan ke taur per batayen agar 15 lakh tk le len
20 saal baaad
Wo jo pension ke roop me 40000rs milenge uski kya value reh jayegi?
Inflation khaa jaayega sab
Ghatiya scheme hai sala
Wo log jinki financial knowledge kam hai wahi shikaar bante hai LIC AGENT KA ya phir aisi schemes ka
Isse acha ek term insurance lelo. Bas.
Aur baaki disposal income jo hai aapke paas usko imvest kro mutual funds mein .🤡
Ismein team plan bhi hai 5000 month Plan u get 75000 death benefit har sal badhta jaega next year 800000 next year more 👍
@@Raza0876 please ache se samjhaiye.
Team plan mtlb?
Suppose My Age is 32 & My son age is 1 .
If i took this policy for my son for 30 yrs ppt & PWB selected. Incase of my death after 10 years What will happen ??
In case of this policy PWD was not available
Policy will be continued till end of ppt
Pwb will be continued till 25 age of son. Then premium to be paid till end of ppt
Tumhare jane ke baad son ke pair aur LIC office ki sidhiya ghiss jayegi papa ke lic ke paise lete samay..
Aur itna hi nahi..Wo paisi bhi one time nahi melenge son ko. Emi se milenge..😅
Sir in the case where you have opted for pwb, the remaining premium payment will be taken care by lic till the policy term is completed and benefits can be availed once your son turns 32 years and it will be available till your son attains 100 years or till you decide to surrender the policy.
Agr policy holder ki death 20saal se pehle ho gai then uski family ko kya milega
sir 30 ki age me 20 year ki police lete hai to 50 year age ho jati hai aur 20 year ki police complite ho jane ke baad 50 ki age ho jatai hai uske bad 51year se 99 year tak 40000 thousand milte rahege tell me plz fast reply
Yes
Jo fix amount milega per year , kya us par tex lagega , arthath income me add hoga
Nahi
Death word contains, Immature Death*
Bhai Bilkul Sahi Sahi Jankaari Do, Banayo Mat
This doesnt seem like good plan . Investing 27k per per year for 20 years and then getting only 3,333 per month back or 40k annually and that too post 20 years value of 1000 rupee will reduce further. Not sure but any suggestions ??
Don't invest in this worthless plan. SWP is the best thing for pension.
Thanks so much
You're welcome!
@@MoneyUpay 25 years ka term rkhna chahta hu toh sum assured kitna hoga
Dm to buy this plan online ..
Hello sir,
My father is about to turn 44 years on Jan 2023.Can he avail this policy???
Waste of money hai
Apko agar father k liye insurance chaheye he hai toh sirf EK ACHA SA TERM INSURANCE PLAN LE LIJIYE.
PROFIT ME RAHENGI
Yes, he can avail this policy..
👇🥱👇
Pehle toh ye jitne niche comment kare hai kuch dimagdaar logo ko chor ke Sab LIC ke Dalle Hai.
Jo Wah Wah, Maza Aagya Kar Rhe Hai 🤣
💥Ab Karte Hai Uncle Ji MUDDE Ki Baat💥
☠️
Aap jo ye table n.o 945 ka BAWASEER , SO Called "Whole Life Plan" Bech Rahe Ho Ye Ek Dum Janwar Ke Mal Ke Saman Hai. 💩
8% S.A ka wo bhi 15 saal baad. CHALO MENE KRWA LIA 1200000 LAKH SUMASSURED KA PLAN YE WALA.
Jeewan bhar ke liye mtlb 100 saal ke liye,
Toh calculation aisihogi ki meri Age Hai maan lo 47 saal toh 🫸47-100= 53 saal ka policy term hoga jisme se PPT aapne di hai 15, 20, 25, aur 30 saal.
Maan lo aadmi ne 15 saal ka PPT krwa liya. Note: kyunki admi BEWKOOF hai USKO ZDA PREMIUM DENE ME MAZA ATA HAI.
12lakh ka sumassured mujhe 97500rs Yearly Premium Ke Roop Me Milta Hai.
So, 97500 x 15saal = 14,62,500rs toh mein khud inko dunga 🤣🤣 wo bhi 12lakh rs (SumAssured) ke liye.
*wah re laalchi khudgarz insaan lic*🫡
Iske baad 16th Saal Se Ye Company Mujhe Mere Sumassured Ka 8% degi , As a Pension Ke Roop Mein Jo Hota Hai, 1200000 x 8 ÷ 100 = 96000rs
96000rs Mujhe Ek Saal Me Milega Toh Monthly Pension Huyi Meri
96000rs ÷ 12 = 8000rs Per Month🫡🥹😱
Ab sala 15 saal baad jb inflation india ka aasmaan chu rha hoga abki jo already 7% pahuchne wala hai kuch saal mein.
Tab us 8000rs ki kya value hogi🤣 ye toh dusri class ka bacha bhi bta dega uncle ji.
Ab ye 8000rs ye humko maturity date tak denge mtlb 53 years tak mujhe jb tk me 100 saal ka nhi ho jata.
Jo ki mein hunga nahi aur shayad koi ho🤣 iska mtlb wo insaan toh maturity ka paisa dekh he nhi pyega. Uska nominee he dikhega.
Ab smjh lo mein 20 saal baad mar gya.
Abhi 47 saal ka hu 20saal baad 70ki age me mar gya. Ab In 20 saal mein meine 15 saaal toh premium bhara bacha sirf 5 sukoon ke uske baad mar gya. Phir Apko LIC kya Degi Mein Btata Hoon 🤌🤌🤌
Sumassured : 12lakh (jo mene karaya)
Reversionary Bonus : Ye Har Saal Annouce🫠 hota hai kuch %
Final Additional Bonus: Jo Ek he baar milta hai. (KAUDI KE BHAAV)
NOTE: WAISE BONUS POLICY KE AVDHI PE DEPEND KRTI HAI. JITNE SAAL CHALEGI UTNA ADD HOTA HAI RSB BONUS MEIN 🫥
TOH 20 SAAL BAAD MUJHE 12LAKH + 2-3LAKH MAX TO MAX BOL RHA HU.
14-15 LAKH MERE NOMINEE KE MUH ME MAR DENGE. AUR BOLENGE NIKAL LO BETA. 😅😅 20 SAL bad sirf 2 3 lakh paa ke.
Aapko yakeen na ho toh aap Excel mein apne poore policy date ke sath premium ke sath iska (IRR) NIKAL SKTE HAI.
(INTERENAL RATE OF RETURN) 🤣
MUSHKIL SE 4 SE 5 % AAYEGA.
BAS BAS BAS BAS 🫡🫡🫡🫡
YE SALE AGENT LOG KO APNE PERCENTAGE SE MTLB HOTA HAI BS. JO INKO 25% MILTA HAI. I KNOW EVERYTHING ABOUT THIER MINDSET.
AAPKO AISA PLAN YE BECHENGE JISME AAPKA NAHI UNKA BHALA HO. 🤣
AAJ KE TIME PE SBKO FINANCIAL KNOWLEDGE RKHNA BHAOT ZARURI HAI 🫡
"JAAGO JANTA Jaaago"
Agar koi ye bhi jaanna chahega ki iske jagah Kaunsi Scheme Karni Chaheye ya Apna Future Kaise Secure Karna Chaheye Khud Ke Liye Bhi Aur Unke Baccho k Liye Bhi Toh Mujhe Niche Zarooor COMMENT KARE 🙏🙏🙏
I WILL TELL YOU THAT ALSO. ❤️
A to jivan akshay ka plan ha
A jivan akchay ka plan ha
Jivan umang ka nahi ha
Kase Vishwas kare sar
All lic policy come with government securities
Agar bich me death ho jaye to
Uska nomini marjayigi aur son 75 age ho jayega marjayega
Don't buy this policy. Better to invest in SWP ( System Withdrawal Plan ). 8% will be paid on Sum Assured not on Sum Assured + Bonus. Not a single penny interest will be paid on Bonus amount which will be bigger amount than Sum Assured after 20 years. Will you deposit your hard earned money in a Bank which promises to pay 15% interest rate per annum but after 20 years ? Actual return from policy is not more than 3.75% .