Jeevan Umang - 945 : With 5 Examples of surrender and death benefit | जीवन उमंग 945

This video helps you to understand the LIC Jeevan Umang ( Table No. 945 ). this is one of the best life insurance policy of LIC, This policy is designed to get the whole life pension and leave the maturity or death benefit behind you. We have explaind 5 examples of Jeevan umang death benefit , 5 examples of surrender value of Jeevan umang at different age. 5 examples of loan under Jeevan umang policy at different stage. Purpose and structure of Jeevan umang policy in details. This video is in very simple but effective language, it provides complete information about the policy, its eligibility cafeteria , Benefits , Riders and Other Benefits with examples.
Subscribe this channel to understand Insurance in simple language.
If you like the content of this channel please create awareness among people about this “Insurance Technical “channel.
This “Insurance Technical “Channel is All About Insurance. Purpose of this channel is to share the insurance knowledge and put the complex wording in simplified form with example so that everyone can understand it.
All Videos are in Hindi
पेड-अप वैल्यू | Paid-Up Value - How to calculate and other important information : • पेड-अप वैल्यू | Paid-U...
LIC’s Related Video Playlist - www.youtube.co....
LIC’s Riders
Accidental Death and Disability Benefit Rider - • LIC Accidental Death a...
Accidental Benefit Rider - • LIC Accident BenefitRi...
New Term Assurance Rider - • #LICTermAssuranceRider...
Critical Illness rider - • LIC’s Critical Illness...
Accidental Benefit Rider - • LIC Accident BenefitRi...
Motor Insurance Related Video Playlist - www.youtube.co....
Mediclaim / Health Insurance Related Video Playlist - www.youtube.co....
Fire/ Property Insurance Related Video Playlist - www.youtube.co....
Life insurance Related Video Playlist - • Life Insurance Related...
( #LICJeevanumang #LICJeevanumang #LICjeevanumanginhindi )

[@RohitYadav-od3sm]

सर जी आप की आवाज भी बुलंद है और समझान्ने का तरीका भी सटीक है आप मे बहुत ही तजुर्बा है बहुत ही अच्छा है 🌹🙏🏻🕉️👑👑✈️✈️🎂
मे भी L I C अभिकर्ता हूँ जूनियर हूँ आप से बहुत कुछ सीखता हूँ आप को ईश्वर स्वस्थ और लम्बी आयु दे ❤🙏🏻🙏🏻❤✈️✈️

[@sandeepkrishnababar1183]

I have seen many vedios to understand this policy no. 945 , but your vedio is best to understand soo easily😊👍👍👍👍

[@InsuranceTechnical]

Many thanks for your appreciation

[@ramsuchitchandel9120]

@@InsuranceTechnical hi hai ye kya आई हैं लेकिन उनके घर से दूर ही रखना है लेकिन शायद यही है वह

[@dancemeresang4942]

Gazab explained

[@alonegamerz2494]

Ghanta kuchh samajh aaya 😂😂😂
.. Bhai mere ko batao agar 15 saal ki policy lete hai S.A 500000 PE to premium pay kya hoga aur benefits kya hai

[@vijaykrishna1246]

bas 2 min pehle google me in jakes Jeevan Umang ka brochure download kia....aur aapka notification mila

[@panditpalisharmapalisharma2196]

Bahut khub BAHUT shandaar baat kahi aap ne

[@user-el3gb9sq2t]

Bahut sundar,satik jankari ,aasan bhasha me. Thanks

[@sikhanajarurihai]

Sir bahot sare sawalo ka jawab milgya
Thankyou very much sir

[@Kosmicpower2012]

Thank you sir and god bless you with health to you and your family to enjoy these returns.

[@InsuranceTechnical]

Thanks, Regular income is for assured and return is for next generation.

[@rameshthaduri4777]

Snake bite death, kisi unchi jagaha se girkar death, current shock Death is three me se natural death Konsa hai our accidental death Konsa hai [natural death, accidental death] deference kya hai isper ek video banaye please... Tnk u sir

[@InsuranceTechnical]

Interesting Topic, Thanks for your comment.

[@singhsingh5505]

thanks for ur video sir first i took this policy thinking that i would get lumpsum amount after 15 years term .. but after watching ur video i got to know that the only lumsum benefit will go to my nominee after my death... mostly we create policy for lumsum so that we can invest somewhere in future that big amount or keeping it in bank inform of fd we can get great interest... we want money alive .. whats the use of it u are saving ur life and giving it to our future generations... lets make term plan and make our future generations safe ....by seeing this video i took jeevan labh scheme in 25 years i m getting 28 lac rupees lumsum my age is now 22

[@dippratiktripathy1942]

Very very Informative 👌 👌 👌
Thank you so much....

[@rajkumargope8478]

Very nice....
Aapka samjhane ka tarika mujhe bahut aacha lagta h.

[@rampratapprasad2381]

Aapne bahut Sundar video banaye Hain,

[@rajendragiri2100]

Our time is precious after watching your vdo. Thank you very much ...

[@dippratiktripathy1942]

Very very good explanation 👏 👌 👍

[@pankajkumar-fr1sv]

Bhut badiya sir aab koye confusion nhi hai🙏🙏

[@roushanansary862]

Very easy and simple presentation, Thank you Sir

[@InsuranceTechnical]

Many Thanks for your appreciation

[@mayu410]

Thank you sooo much sir🙏🙏
It will be very helpful for the new agents in this field.
This vedio covered all the points and will be very educating for the agents.

[@alokmishraadvocate2098]

a

[@kashiadhikary3842]

@@alokmishraadvocate2098 .

[@ajaykumarsingh5395]

Excellent presentation for LiC and Agent business development

[@arnabtechlover]

amazing he is very hard working thanks man for educate us.

[@callmekumarpawan]

Very good explanation in a simple way....

[@007SAMRATROY]

Best video on Jeevan Umang.

[@geethasubramanian150]

Your explanation was very good and useful

[@sambitdash1973]

I am your great fan,sir.

[@achintanath8268]

great presentation

[@snehlatasinghal7775]

Thnks for excellent guidance

[@chandanchoudhary5654]

Bahut badiya explaination 👌

[@sarbjeetsinghbatra5796]

Excellent n very helpful Presentation sir
It Covered all useful points and it will educate the customers n agents.
Sir, I want to see the video on paid-up, plz share the link.
Thanks a lot.

[@parmeshwarsutar7824]

Thank you sir bahut acha samja diya apne

[@radhekrishna3671]

I am also on a MDRT post in LIC if you want you can talk to me

[@matadeenrai7666]

@@parmeshwarsutar7824 00

[@santoshpardeshi4546]

Best jankari di hai sir Ji 🙏

[@ranjankumar.3176]

Very very Thanks sir ❤❤❤❤❤❤

[@sanilahare5312]

Bahut Mast samjhaya aapane

[@manishsathwara7138]

Very informative. All doubts cleared 👍

[@KBS506]

Sir, thanks for the video .
Sir , Is surrender value taxable ?

[@rameshwarkumar4994]

सर जी,
एक छोटा सा डाउट है जैसे Mr. lofi Age 29 उसके बाद 100साल और चलेंगे पॉलिसी, या फिर 100 साल में 29 साल घटा दी जाती हैं।

[@abhijitkale6093]

Sir, in your example you have explained Mr. Lopi gets Maturity benefit of Rs. 50L at age of 100 year. Does this maturity benefit include Rs 48,000 pension paid per year or this pension paid is over and above maturity benefit ?

[@ummedsinghshekhawat7521]

Good

[@kasinabalaji4878]

Maturity is excluding the every year amount you receive after premium payment term

[@dureveshkumardureveshkumar6953]

Good ji

[@pankajshuklapeaceandsuccess]

Very helpful video
Thanks sir

[@Ajtigerfacts]

very easy explanation sir

[@mohdalipasha3191]

Excellent explanation sir,please lic ke all plans bonus rates ke bareme vedio dalo sir please

[@InsuranceTechnical]

Sure ek ek kar ke dalunga.

[@krishnachandrasharma1321]

Awesome bro. Maja aa gaya jis tarah explain kiya he :-)

[@mukundverma2083]

Bhut sunder Btaya sir

[@arunmishra4114]

Toh iss policy ko kaam age mein lena chahiye ? Kiynki kaam age mein lene se policy period jada hoga aur bonus bi jada hoga
Am I right ?

[@dushyantgupta4604]

Sir, thank. What is the concept of 1time, 1.5times, 2times, etc. in Jeevan Umang

[@InsuranceTechnical]

Couldn't understand your question

[@mattp5915]

Sir aap video banane ke liye konsi application use karte ho????
Btw video bahut hi achha hai, very informative.....

[@varunpatel2291]

sirji fir ye to surrender karnese zyada benefit ho raha hai, yaa vo death maturity me aapne pension nai gina tha?
Sirji please reply karna
Dhanyawad

[@InsuranceTechnical]

Surrender karne par bonus ka calculation change ho jayega kyon ki bonus rate aur period dono kam ho jayega.

[@narayanhota1969]

Very good explanation

[@InsuranceTechnical]

Thanks

[@yashmiglani1307]

Love you sir you are great

[@papunaswain9353]

Thanku sir. But I am a new learner so that I am not understand purely thise policy

[@d.kaimuri147]

सरेंडर करने पर जमा राशि का कितना प्रतिशत मिलता है और कब तक मिल जाता है

[@subhaschandradalui2613]

Please calculate /Example given around age 45 to 50 year. Jeevan Umang.

[@manojnarang82]

Bhaisaab.. Aapka effort aur awaaz bahot achi hai.. Par confidence sach bolne mein dikhayen to acha hoga.. All the best

[@clthapa7132]

Thank you for information sir 🙏

[@ajitkumar6728]

Bahut accha sir

[@narendrasinghverma606]

Sir aap ees policy ko bacho k umar m bataye 90 days se le kar 10 year's. Make a video comperasion between umang policy and PPF scheme

[@patel5manish379]

yes sir muje b janna hai

[@tarundas7073]

Very good plan

[@abhijitbhalerao8871]

Jeevan umang👍☝️👌👌💯

[@sayantansahoo4252]

Think twice on this policy bro😎

[@Abhay_Thawait.__]

Sir kya mai 2 sal baad surrender kaunga to 90% amount milega pura

[@banwarilalsen1959]

Very nice information

[@InsuranceTechnical]

Thanks

[@rajendraprasaddey1986]

Beautiful different pension plan

[@dushyantkumar7235]

Meri confusion ye hai ki bimadharak or nominee done ki deth ho gyi to benifit kise milega ... please reply jrur kriyega

[@santoshtambe3027]

बहुत अच्छा व्हिडीओ लेकीन सर ये प्रेझेंटेशन अापने कौन सा अॅप का ईस्तेमाल किया है

[@InsuranceTechnical]

Videoscribe

[@gouravgarg7613]

What should be rate of interest if we took loan on LIC jeevan Umang?? Please reply. Also let me know how much should we receive if we surrender policy after 2 years.

[@abheyjotthind5068]

Thankfully sir good information

[@haritgaud2596]

sir meri age 39 h . agar m aaj 150000 life insuranse ke sath hu aur agar death 50 year hoke ho jati h kitni maturty milegi mere bachcho ko

[@karthiknair2212]

Sir sum assured hum select kar sakte hai ya voh fix hi rehta hai ?

[@kurienmathew9770]

a very good detailed explanation

[@InsuranceTechnical]

Thanks

[@aamadmi2890]

Thank you for explaining, meri wife ka jeevan umang policy hai, mujhe doubt tha ki agar mai 60 years mai policy band karta hun toh kya benefit milega, aapne bata diya. I think 100 years tak koi jeeta nahi so its better ki 60 or 65 years mai jabh ham retire ho jaye tab policy cancel karwake paise lele. Mera bhi yahi plan hai

[@pratipsarkar8921]

Ye VSRB ka calculation aap kaise kare? Aur surrender value jo nikale hain uska calculation bhi agar bolde achha Hota.. 🙏🙏

[@dr.sunilkumarray1794]

Saheb maturity ke kitane din bad surrender karane par paisa pura milega ya 100 Sal tak intajar karna parega esko clear kijiyea
Manlijiyea hamne 43 ke age me es policy ko 20 Sal ke liye liya
63 me mera kitna amount milega
Aur aage pension nahi lena chahe to total kitna amount milega

[@prasantmuduli5395]

Thank you so much sir

[@arakshitasahoo]

thank you sir

[@shivbanerjee8403]

Apne ek info nahi di - 8% of SA as pension payout I think it can be a lumpsum or monthly payout and It is paid after 5, 10 and 15 years.Correct me if incorrect.

[@awadhvihari1673]

❤
Thanks for such a clear information..
Sir agr ek baar jeevan anand ko bhi alag alag example ke sath bata de to sone pe suhaga ho jayega..

[@InsuranceTechnical]

Zaroor.

[@mamaji1461]

Nyc n complete presentation

[@kishanrauthan1]

Excellent presentation...sir thanx ....but policy no value....totly loss

[@abhishekhdas3050]

Surrender value calculation kaise kiya jata h,ydi ppt k under surrender kre to kitna mil skta h,or ppt k baad surrender kre to kitna mil skta h? Plz surrender value calculation ka formula btaye...

[@praveennair2605]

Very well explained Sir

[@vasavanarendra2206]

Polic lene ke bad nomini badala ja sakata he ki nahi batae sir

[@bikashsenapati8480]

Sab kuch toh thik hai but CAGR or compounding rate kitna hoga woh toh bataya nahin??

[@shivshankarmaurya919]

Thanksgiving

[@prabhatranjan6167]

lic Jeevan umag ka tax benefit hai kay sir

[@devidarshana8829]

good motivasion

[@shreeganeshaaynamah353]

Thank you so much.. Information provided here about LIC Insurance is really helpful.. If possible please clear this doubt of customers here regarding Jeevan Umang Policy that they usually ask after 15 yrs, how much worth 16k pension will be...??? Thanks in anticipation..

[@sajidunnisasanjuwahee5998]

Very well explained sir😊

[@SubhashSharma-hg9xs]

Sir, Presentation is very good, but please tell at what rate and how FAB has been calculated?
1775000/- at 6 Lac SA?

[@pariharinsuranceadvisor8968]

Nice

[@Ash-uk8pz]

Sir agar hame apni next generation ke liye nahi chhod na aur..agar hame khud ko hi final bonuschahiye toh mil sakta hain??? Pl.ans..

[@puneetkumar6596]

Agr 20,00,000 sum assured with yearly premium ko third year me surrender kare to total kitna milega n kitna pfoit ya losd hoga

[@michael2378]

Mera bi same question hai 30 years, 20,00,000 sa aur monthly 5500 faida hai kya?

[@InsuranceTechnical]

Bahut nuksan hoga laghbhag aadha paisa milega

[@clthapa7132]

Thank you for information sir

[@kushfreefireminecraft5592]

Sir aapne bahut accha bataya h
Lekin accident k bad policy holder ki death na hoke disability hojati h to Kya premium Dena h or LIC Kya return dega y bhi batay
Age 35, PPT 15 years, 15000 premium deti hu to return dega

[@InsuranceTechnical]

Check accidental death and disability Rider video

[@phalgunibhuyan3881]

What is the use of 4000/month after 20 years????

[@Humanityonlyplz]

Thanks a lot

[@swapnilsheth1855]

I invested 20 lacs in Jivan Shanti in 2019 with interest rate of 8% with deferred period of 3 yrs and I am satisfied but again next year I invested 30 lacs in Jivan Shanti with interest rate of 7% with deferred period of 3 yrs and here I am not satisfied with this interest rate as now govt is giving more interest in FDs,my first annuity will be deposited next month for 30 lacs ,which are the reasons with which I can surrender and what penalty LIC will levy on surrenderance

[@sonaliroy4478]

How did you calculated the surrender value ?

[@DevDev-xr2uo]

Nice information sir 🎉❤

[@nareshkumarramteke8387]

Thank u sir 🙏👍👍

[@satyaveersingh1574]

Very good Sir je

[@biswajitsahoo15]

Very nice video...

[@InsuranceTechnical]

Thanks

[@biswajitsahoo15]

U most welcome sir. Ur videos are very clear and very helpful.

[@siddharthswain9463]

If I don't pay my premium after 2 years, want to surrender my policy, and I have taken a policy of 5 lack rupees for 20 years, what would be my surrender value?

[@InsuranceTechnical]

Near about 30%

[@satishkumarsunkara2397]

If u don't pay if u wait for 20yrs u get returns ie paid up value it's more then surrender value

[@bhaktimungekar9479]

Very good

[@balbirkaur3630]

Best information 👍

[@upendrabhue6913]

100 years maturity to hain, lekin 20, 30 years main surrender karsakte hain kya... 20yr ka primium hain...