8 Most Exclusive Black Cards on the Credit Card Market

Поділитися
Вставка
  • Опубліковано 27 тра 2024
  • Learn more on the Chase Sapphire Reserve: bit.ly/3alRC6X
    Click "show more" for ad disclosure
    Credit Shifu Wallets: bit.ly/2wG0Glo
    Like Credit Shifu on FACEBOOK: / thecreditshifu
    We look at some crazy exclusive credit cards like the Dubai First Royale, the DBS Insignia, Amex Centurion Black Card, Citi Chairman Card, JP Morgan Reserve etc..
    SONG FROM OUTRO
    Track: Halcyon & Valentina Franco - Runaway (Heuse Remix) [NCS Release]
    Music provided by NoCopyrightSounds.
    Watch: • Halcyon & Valentina Fr...
    Free Download / Stream: ncs.io/RunawayHeuseRemix
    "The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available."
    Advertiser Disclosure: This site is part of an affiliate sales network and receives
    compensation for sending traffic to partner sites, such as CreditCards.com. This
    compensation may impact how and where links appear on this site. This site does not
    include all financial companies or all available financial offers.

КОМЕНТАРІ • 338

  • @TheCreditShifu
    @TheCreditShifu  4 роки тому +42

    Check out part two of this video here! ua-cam.com/video/BuhCjrG7Zno/v-deo.html

    • @romaingamalet3046
      @romaingamalet3046 4 роки тому

      What about Jp Morgan Reserve?

    • @tanjoel2185
      @tanjoel2185 4 роки тому

      It's a thrash site...

    • @campkira
      @campkira 4 роки тому

      yeah i had them.... pretty much junk... they do gave some shit but it just pain to had them.... when you rich... just don't want to look after your credit card..... i

    • @petersmith2040
      @petersmith2040 2 роки тому

      The Amex Centurion is the most popular and has the largest number of card members worldwide compared to the other ultra-exclusive cards on this list. I heard that approximately 100,000 people worldwide have the Centurion card.

  • @aliawan5490
    @aliawan5490 4 роки тому +591

    I got a LibraryCard😐😐

  • @Musubee
    @Musubee 4 роки тому +485

    I don't know why I'm watching this, I can't relate.

    • @jdmitchell2
      @jdmitchell2 4 роки тому +16

      not bad to dream...

    • @tres2112
      @tres2112 4 роки тому +7

      no, really. what's the point of this shit?

    • @Cali_bred89
      @Cali_bred89 4 роки тому +2

      Gotta speak it into existence 🤙🏾

    • @brickcity1711
      @brickcity1711 2 роки тому

      Me either

  • @clutchtastic_
    @clutchtastic_ 3 роки тому +89

    Imagine having one of these cards, achieving success, and entering a place where like 10k other people have it, too

    • @MrNick-
      @MrNick- 2 роки тому +15

      Well compared to America’s population of around 325 Million…. 10k is nothing.

    • @renatosardinhalopes6073
      @renatosardinhalopes6073 2 роки тому +1

      @@MrNick- I think that's what he meant when he said "achieving success" (which is hard and I assume financial success). Though what he said leaves for multiple interpreations I aggre.

    • @arvindsrikanth550
      @arvindsrikanth550 Рік тому +1

      That's actually a brilliant networking opportunity. 10k people who are on the same level of wealth as you or more can lead to some interesting financial opportunities.

  • @markpearson7532
    @markpearson7532 3 роки тому +69

    I’ve got a First Direct black credit card. It gives me the right to join the normal security queue at airports, access to the normal departure lounges, and the right to join the queue at the car hire counter or the bus queue to my final destination. There is no annual fee though.

  • @hashvid
    @hashvid 4 роки тому +116

    Amex black card is made of metal. It’s heavy. Kinda makes an impression when you hold it

    • @VictorDeveze
      @VictorDeveze 4 роки тому +1

      hashvid Capital One Venture is also metal, not so exclusive, but I live in Mexico so it makes a big impression lol

    • @calvinking1663
      @calvinking1663 4 роки тому +2

      My damn acorns card metal. 🤷🏽‍♂️

    • @marclloyd5443
      @marclloyd5443 3 роки тому +1

      It’s made out of titanium

    • @pigbenis2812
      @pigbenis2812 2 роки тому +4

      It should be made of platinum for the price of the fees.

    • @magasaurus7210
      @magasaurus7210 2 роки тому

      Still not as physically impressive as the Amex Platinum. Essentially very similar to the Amazon Business Amex lol.

  • @walkeradair4570
    @walkeradair4570 4 роки тому +44

    I was so proud when my 21 year old canadian ass got approved for the BMO World Elite Black Card! Didnt expect to ever be making the 80k limit at 21... Now I have goals for 31.... ;)

  • @castill0PR7
    @castill0PR7 4 роки тому +267

    List is not complete without the MasterCard BLACK CARD 😂

    • @castill0PR7
      @castill0PR7 4 роки тому +16

      CHIGGS 58TH I'm curious to know how many people actually hold this card. It is absurd

    • @ducatirottie
      @ducatirottie 4 роки тому

      castill0PR7
      Uhhhhh.....that would be me!😖

    • @Alot0fmonkeys
      @Alot0fmonkeys 4 роки тому +9

      Got a reference to that twice in the mail. I laughed both times.

    • @gillsilverberg5857
      @gillsilverberg5857 4 роки тому +6

      i just think it's so lame how they took an already renowned term about something else and are now calling it their product. the amex centurion is the REAL black card, they just never officially called it that. honestly i dont even know how mastercard got away with that.

    • @treyperry9722
      @treyperry9722 4 роки тому +4

      If you look on their website they also have a GOLD CARD and it's a higher tier for some reason and even dumber looking. I actually do know two people who have the black mastercard and I asked them about it and they both admitted they just wanted it and barely use them

  • @valledis823
    @valledis823 4 роки тому +184

    So this is what Jim Carrey is up to these days!

  • @Gomez1915
    @Gomez1915 4 роки тому +53

    These cards aren’t shit! I still have my Blockbuster Video membership card. I’m ballin’ 🤩

  • @soojoe
    @soojoe 4 роки тому +4

    One thing I really about you @The Credit Shifu is that you do not act like you know everything. Sometimes other UA-camrs spread false information that confuses the masses.

  • @carbonchain
    @carbonchain 4 роки тому +29

    In a previous career I had the centurion for business expenses (I myself am not affluent at all, just average middle class).
    It attracts the wrong type of attention and I would just stick with platinum as the novelty wears off quickly.
    Stay safe and healthy everyone!

    • @johntrust6217
      @johntrust6217 4 роки тому +2

      Would you explain what you meant by the statement, “attracts the wrong type of attention”?

    • @winterrose9811
      @winterrose9811 4 роки тому +8

      Lol maybe he means gold diggers and sugar babies😂😂

    • @steveshillinger2920
      @steveshillinger2920 4 роки тому +8

      I worked at a restaurant where we saw a lot of black cards, the first time I handled one I was just impressed by how heavy it was, other then that from my observations when someone used it was how many people paid attention to how someone else pays even other tables and new staff, after people saw it the cardholder basically just gets stared at and the conversations around the room quickly change to money and wealth. And sometimes you get someone who throws it down in the middle of the table like a big dick

  • @SlotsxMyxThing
    @SlotsxMyxThing 4 роки тому +17

    thew fact you were able to admit your net worth speaks volume about your character... liked and subbed

  • @senseiois4208
    @senseiois4208 4 роки тому +40

    you only need 5 million to start your own bank

    • @c.s1393
      @c.s1393 4 роки тому +8

      Last time o read the requirement was 20 million

  • @mmilanovic
    @mmilanovic 4 роки тому

    great video!! thank you

  • @jealva
    @jealva 4 роки тому +10

    I thought the JP Morgan Reserve card was not for Chase Private Clients, only for JP Morgan Private Bank clients. There are material differences to qualifying (over $10M of investable assets is one major difference, not just net worth). I have it and that’s what I was told. I think the AMEX Centurion Card has finally become worth it for me because of the Equinox membership and the Saks credit. It basically costs $400 a year (not including the initiation fee) when you account for those benefits. I hadn’t considered the AMEX Black Card to be a good value previously and have had my Platinum card for 20+ years (yes, I do care about value, despite being able to afford it), but now, I think I’ll accept it, assuming I get invited again by AMEX.

  • @7Neighbours
    @7Neighbours 3 роки тому +29

    I got approved for the Coutts silk card today . Can’t wait to try out the concierge after lockdown .
    You even get sent a video voiced by joanna lumley reading all the pre contract information when applying . Little bit different

  • @potatojibet
    @potatojibet 4 роки тому +32

    Me watching Minecraft
    UA-cam : HEY LOOK AT THEESE EXPENSIVE CARDS

  • @wannabedal-adx458
    @wannabedal-adx458 4 роки тому +2

    This list is incomplete without the Credit Shifu "Black Card"!!! LoL
    Entertaining video, Ben!!!

  • @innertamement
    @innertamement 4 роки тому +4

    You used to be able to get the JPMR as a CPC upon request as you mentioned, but they changed that a few years ago. You can pretty much only get it as a private bank client now

  • @09NXN06
    @09NXN06 4 роки тому +74

    The American Express black card is the best looking out of them but the annual and the initiation fee is horrendous!

    • @amex4453
      @amex4453 4 роки тому +29

      Relax, they won't be inviting you anytime soon

    • @adre819
      @adre819 4 роки тому +1

      AM3X lol

    • @adre819
      @adre819 4 роки тому +2

      Nick Parker maybe the platinum might entice you?

    • @09NXN06
      @09NXN06 4 роки тому +1

      @@adre819 No I'm fine with the gold one!

    • @adre819
      @adre819 4 роки тому +2

      Nick Parker same hahah gold enough more . Platinum out of reach

  • @Glorytothelord.3
    @Glorytothelord.3 3 роки тому +7

    One day I will get this card , I believe in myself.

  • @TheArkangel1977
    @TheArkangel1977 4 роки тому +23

    My "EBT" card works with almost everywhere too!!! LOL

  • @davidhite4682
    @davidhite4682 4 роки тому +18

    Any word on the 2
    new exclusive American Express cards you mentioned a couple videos back?

  • @manuelescobedo3546
    @manuelescobedo3546 4 роки тому +30

    El Chapo has all of them.

    • @Enriquemba1
      @Enriquemba1 3 роки тому +2

      Pablo escobar had all of them.

  • @tantradossantos4501
    @tantradossantos4501 Рік тому

    I would love to see you do a review of the UBS cards.

  • @spacecowboy801
    @spacecowboy801 3 роки тому +2

    Just subscribed because I like your style 👍

  • @roxcyn
    @roxcyn 4 роки тому +34

    Thanks for covering cards I'll never have.

  • @SwedisGamer00
    @SwedisGamer00 4 роки тому +9

    Another chapter in my "Recomended" Online Series

  • @elmeme88
    @elmeme88 4 роки тому +10

    I don't know why I'm watching this. I don't have a single credit card.

  • @No-day-off
    @No-day-off 4 роки тому +2

    I've been told that it is JP Morgan Private client, which is 10M, but it is not a hard requirement. As long as you met the requirements and upgraded to JPMPC, you may remove some money out as long as you still have a large amount in there. It won’t downgrade you unless your balance is significantly low.

  • @snapsorfly
    @snapsorfly 4 роки тому +17

    The best one is clearly the Dubai First Royale in Gold and diamond with absolutely no benefit... 😂😂😂
    When i thought that the €590 fee of my Amex AF/KL Platinum was way too high...

    • @aceofspades001
      @aceofspades001 2 роки тому +5

      No benefit? You can ask for anything and it will be done for you.
      That's a totally different league than chasing points and 1% cashback 🤣

    • @snapsorfly
      @snapsorfly 2 роки тому +2

      @@aceofspades001 with my simple classic visa it's possible to request anything too, the only limit is my banker 😁

  • @TheRockroll2
    @TheRockroll2 4 роки тому +3

    You should make a video about how some credit cards are working with people to defer interest, payments, and other things

  • @thiagolima5932
    @thiagolima5932 4 роки тому +1

    Nice content, please come out with more content like that so we have something to distract us, hahaha!

  • @twixter1000able
    @twixter1000able 4 роки тому +24

    I have black Revolut...and I get free Starbucks coffe....hoorrraaayyyy

    • @CryptoJackk
      @CryptoJackk 4 роки тому

      twixter1000able how? I have that card lol

    • @twixter1000able
      @twixter1000able 4 роки тому

      Ohhh nooo. I just found out...I was actually paying for it....

  • @lorrimiller7010
    @lorrimiller7010 4 роки тому +1

    Citi bank black preferred, 21 months of 0% for all my vacation needs. Takes care of auto rental insurance up to 50,000 euros.

  • @lillian-annwhitingmonkarel2774
    @lillian-annwhitingmonkarel2774 3 роки тому

    Maybe a Splash of deep purple would make it even more unique or you could do burgundy

  • @LMays-cu2hp
    @LMays-cu2hp 3 роки тому

    Thanks.

  • @TechCryptoNow
    @TechCryptoNow 4 роки тому +16

    Welp... maybe someday I’ll be rich enough to for a black card 😂 great video credit shifu!!!

  • @TomsLife9
    @TomsLife9 4 роки тому +29

    still waiting for you to say "quid" in a video. Lol!

  • @dismiggo
    @dismiggo 4 роки тому +27

    I legit thought this was a new GTA update explanation video

  • @supportmalphite8769
    @supportmalphite8769 4 роки тому +9

    As the great lil Wayne once said “pull out my black card, that’s my lil nigga”

  • @dugroz
    @dugroz 4 роки тому

    Your coffee is fancy!

  • @RAJohnson713
    @RAJohnson713 4 роки тому +3

    Can you get the capital one venture card sign up bonus twice?

  • @zunaiandre2341
    @zunaiandre2341 3 роки тому +1

    Black because is mysterious

  • @Sky_Bridge
    @Sky_Bridge 4 роки тому

    Nice haircut mate

  • @princecuddle
    @princecuddle 4 роки тому +1

    You forgot about the exclusive card from bank of America. Which has no credit limit as long as you have it played back within a certain time frame which I think is 1 , 3 or 6 months. I dont know of any specific bonuses that you might get with this card cause my father never talked about it. I do know you need either a certain net worth or a certain amount of money being cycled through your hands in a given time frame.

  • @cyriluebbing22
    @cyriluebbing22 3 роки тому +1

    Nice

  • @iHustleLXXXI
    @iHustleLXXXI 4 роки тому +2

    I have the Apple MC. Does that count? It’s made of titanium.

  • @__sn
    @__sn 4 роки тому

    Credit cards with no FX fees in the UK are not rare, most banks have one. Halifax have a quite popular one (Halifax Clarity), NatWest/RBS do (creatively named their Credit Card), Barclays has one too (Barclaycard Reward) and Santander does too (Santander Zero). Just to name a few 😄 it's actually harder to find current accounts (also known as a checking account, but we don't call them that here) with no FX fees, but neobanks such as Starling Bank and Monzo are popularizing it.

  • @MK-xn6qx
    @MK-xn6qx 4 роки тому +5

    I kind of like to be an uninvited guest.
    Who needs an invitation?
    Hence I applied for Discover, Capital One, Amex, Chase, Barclays.

  • @thomass.4997
    @thomass.4997 4 роки тому +5

    I have a better chance of getting a reach around before I get one of these cards.

  • @kevinklein3406
    @kevinklein3406 4 роки тому +4

    JPMorgan card you need to be a Private Bank client - not the same as Chase Private Client

  • @danward8720
    @danward8720 4 роки тому

    Does the card include a round at Pebble Beach? The greens fee is essentially a monthly mortgage payment.

  • @wh7824
    @wh7824 4 роки тому +3

    I own an OCBC Voyage Titanium Credit Card ( which is the highest of it’s class for commoners or prolly income that is at least over 100k a year ) and i thought i am damn awesome, then after looking at the list of your credit card list, i felt like a poor people all of a sudden

  • @bogelcute7154
    @bogelcute7154 4 роки тому +2

    does it work if I just paint my normal Citibank card black?

  • @sauravkamra8512
    @sauravkamra8512 4 роки тому +2

    There's no Centurion lounge in Taipei bro

  • @akshussain1722
    @akshussain1722 4 роки тому

    Surely you make income in many otherways..your income stream is not solely youtube is it?? Would like to know which cards you use if that’s ok or if you have a video showing this already which i may have missed..Thanks

  • @pierceadams4256
    @pierceadams4256 4 роки тому +31

    The 10 mil requirement for the JPM reserve isn't true Im a chase private client with under 1 mil and got it.

    • @qwerdssa4805
      @qwerdssa4805 4 роки тому +5

      Pierce Adams I remember they changed their policy about that recently, so you might got grandfathered

    • @pigbenis2812
      @pigbenis2812 2 роки тому +1

      Peasant.

  • @tubeee99
    @tubeee99 Рік тому

    The Dubai Royale card is sick! Imagine, not caring enough that if you spend so much you don't get any points.

  • @alanchankw
    @alanchankw 10 місяців тому

    Citi just announced the Ultima card will change to Mastercard...

  • @spencer8035
    @spencer8035 2 роки тому

    I know someone with a Bass Pro Shops black card and thats gotta be the hardest Ive ever been flexed on tbh

  • @Emily_Quinn
    @Emily_Quinn 3 роки тому +3

    I have the Costco Business Executive membership card it’s black so yeah!!! 😳😂

  • @joseseda6044
    @joseseda6044 3 роки тому

    Just got my credit one black card oh yeah im about to shop at target hehe

  • @MrZiggler1980
    @MrZiggler1980 4 роки тому +3

    I’m wondering when will the major Airlines start offering. Once in a lifetime specials on buying airline miles/points? Because of the current situation.

    • @JamesBen937
      @JamesBen937 4 роки тому

      For banks absolutely for consumers no

    • @stephengnb
      @stephengnb 3 роки тому

      American Airlines tried that once, and they apparently ended up losing millions of dollars, or so they say.

  • @salehm.zaheen3464
    @salehm.zaheen3464 Рік тому

    11:23 ; **the rock eyebrow rising**

  • @armistice2358
    @armistice2358 4 роки тому +1

    How do you get citi chairman, Ive been trying to search it up but could not find any info

    • @TheCreditShifu
      @TheCreditShifu  4 роки тому

      Yeah there is really not much info about it, so I wonder whether it is still open to new applicants or not

  • @TheLaundryGuy32
    @TheLaundryGuy32 4 роки тому

    I'm carrying the AMEX platinum

  • @KevinP32270
    @KevinP32270 4 роки тому

    EPIC.

  • @laughfaster1
    @laughfaster1 4 роки тому +1

    How will this virus situation in general affect credit in situations where people aren’t required to pay in this volatile situation? For example: renters being barred from evictions and therefore you’re racking up debt until the situation is cleared up and evictions are allowed again. Will we take hits on our credit?

    • @Spydah3kgt
      @Spydah3kgt 4 роки тому

      Pay all of your bills as normal regardless of grace periods given... why accrue debt if you don't have to?
      If you can't pay the rent, you best get with your landlord and work something out ASAP. Credit score will be the least of your worries then.

  • @Moisesmora10
    @Moisesmora10 4 роки тому

    Hey Credit Shifu, so I discoverd an Ad online from “Payoff Inc” showing that they can help pay off credit card debt with a loan since their interest is lower. Do you know anything about this company? I’m trying to lower my interest on one of my credit cards I owe a lot. Any tips.

  • @kresnawirdana
    @kresnawirdana 3 роки тому

    You are the Generation Tech guy

  • @ducatirottie
    @ducatirottie 4 роки тому

    Well I don’t have any of them . So there!!😂

  • @skylerroxasmidoriyatardisp2882
    @skylerroxasmidoriyatardisp2882 4 роки тому

    Clicks on the video.... GENERATION TECH?! THIS GUY!?!

  • @steveouzman758
    @steveouzman758 4 роки тому +12

    I didn't know Jim Carrey was reviewing credit cards now

  • @zackcab1471
    @zackcab1471 4 роки тому

    Im a chase private client myself and I didnt get any invites for the JP Reserve. Yet?

  • @LikoKheh
    @LikoKheh 4 роки тому

    UOB has a new reserve Diamond card made of platinum and 9 diamonds!

  • @Trevonious95
    @Trevonious95 4 роки тому +1

    I that fkn Jim Carey!? what's up my guy looking good!

  • @alvingeorge8055
    @alvingeorge8055 4 роки тому +13

    My mom has the American Express black card I never knew that it was so exclusive

  • @adityaprakash8991
    @adityaprakash8991 4 роки тому

    You should also add diners blacj the list isnt complete

  • @nsytr06
    @nsytr06 4 роки тому +13

    Fun Fact: They all also guarantee a priority position to the guillotine.

  • @karl-rickbizoza2029
    @karl-rickbizoza2029 4 роки тому +8

    I also have a black card, only use it to get out of sticky situations.

    • @akhil9581
      @akhil9581 4 роки тому +1

      Karl-Rick Bizoza That’s actually funny lol

  • @swardinc
    @swardinc 3 роки тому +1

    i was just thinking could you make a living reviewing credit cards of all things and i think im one step closer to finding out

  • @dugroz
    @dugroz 4 роки тому +36

    Meanwhile, I'm debating a $95 annual fee for weeks . . .

  • @chandrachurniyogi8394
    @chandrachurniyogi8394 4 роки тому

    I once bought (16% advance payment of the €56 M price tag) a Bombardier GLOBAL 8000 on a credit card!!!🙂🤑🤑😉🤑🤑🤓🤓🤓

  • @meatloaf6107
    @meatloaf6107 4 роки тому +1

    I've a zero balance debit card, if that counts. It comes in blue and black

  • @multimeter2859
    @multimeter2859 3 роки тому +3

    My man calling out luxury card. 😂

  • @nachovidal4642
    @nachovidal4642 4 роки тому +27

    Where the heck is Apple card..🤔😅😂

  • @reynanhenry612
    @reynanhenry612 4 роки тому

    The hardest card to get is the dubai royale?

  • @MrDisneylover69
    @MrDisneylover69 3 роки тому +2

    I'll take "8 cards I will never be invited to have for $800 Alex".

  • @capmalogs
    @capmalogs 4 роки тому

    im wondering how did u get the haircut

  • @sjakhar6933
    @sjakhar6933 4 роки тому

    Can I just get out of this lockdown using my Dubai First card?

  • @keithanneperez1441
    @keithanneperez1441 4 роки тому +1

    13 years old me never owned card in my whole fucking and watching this.

  • @frankunderxx
    @frankunderxx 4 роки тому +4

    Thanks Jim Carrey

  • @jessicajane5994
    @jessicajane5994 3 роки тому

    I bought for him and they are legit and they have good rate price of cc

  • @princessmeganelsa1901
    @princessmeganelsa1901 Рік тому

    Expensive credit cards wow!! 😳😳😳🤦🏻

  • @brooksdanielgary
    @brooksdanielgary 3 роки тому

    I'm 90 percent sure I've held my boss's Centurion before. That thing is THICC. Like, you could use it as a lethal weapon thicc.

  • @watchclog2979
    @watchclog2979 4 роки тому

    The Coutts concierge is not better than centurion ! Oh and btw in the uk Amex gives you a plastic card as well as a titanium card as the titanium is not contactless..

    • @mscott3918
      @mscott3918 4 роки тому

      I find my C Hoare and Co debit card far better than any credit card. Coutts has too many downmarket customers these days.

  • @marcelanoryadi9110
    @marcelanoryadi9110 4 роки тому +4

    Remember kids owning a credit card means :
    1) u pay annual fee
    2) they charge monthly interest fee
    3) if u missed 1 payment for whatever reason, your credit score drop

    • @mscott3918
      @mscott3918 4 роки тому +1

      It also means that you have credit but not enough cash, generally, to pay it off.

  • @brucelaw9364
    @brucelaw9364 4 роки тому

    So which is the best for the ultra rich in your opinion?

    • @karaayers2867
      @karaayers2867 4 роки тому +1

      The ultra rich have people to manage their people who manage their $ and a person who handles receivables and payable. They don't need a damn card, they just walk in and do whatever.