My Wife Is Spending Money Faster Than We Can Save It!
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- Опубліковано 3 гру 2024
- My Wife Is Spending Money Faster Than We Can Save It!
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these two keep this up, they can say goodbye to their marriage forever....
@The Ramsey Show - Highlights
Do you plan to ever hold women accountable on this show, or just blame men? Please read though the comments here, most are long time listeners (myself included) who are very frustrated at the double standards and the way the caller was treated.
Please take the feedback on, why on earth don't you hold misbehaving women accountable?
You can hear the defeat in the guys voice. He's very close to being done.
Yes, and they just tied an anchor to his feet.
He needs to file for divorce so she doesn't drag him into bankruptcy repeatedly for the rest of his life.
His only options are to establish separate finances or to divorce, that's it.
Hopefully he learned by being a beta. He still lose with women.
Oh god you're starting to sound like John.
Does this channel ever hold women accountable?
Honestly though! They both really annoyed me! 🙄
Nope, gotta find an excuse somewhere!
Not advertising friendly, blame society
I really share your sentiment. If this had been a woman talking about an overspending man, I think that their tone and response would have been very different (something like he's acting like a spoiled boy and needs to grow up)
Nope lol it’s comical cause had this been the other way around someone would have said this guy needs to grow up. But cause it’s a women we have to be empathetic
This relationship will not end well..... The gentleman's voice sounds like regardless he's already past the point of no return.
with a monotone voice like his, it's not a surprise she's overspending and not taking him seriously. I couldn't imagine him putting his foot down and have his voice be heard.
@@Primitive_Code SIMP's always get taken advantage of because they have no spine.
Yep. Need a miracle from God at this point
yes you can hear the words im done with her
Can you imagine if the genders were reversed in this scenario?
A financially responsible wife calls in to get help because she took money out of her retirement to offset her husband blowing through money.
Think they would have blamed her for communication issues?
I don't.
It's annoying that they really like attacking guys. Treating women like bimbos and not people who should be responsible, too
Weak men at DR.
Women have no accountability anymore.
Dave Ramsey and his team are disgusting
I feel like men let woman off the hook more than women. I am the one that works because my husband is disabled. He manages the budget because he wants to and I really don't want to. If he tells me something is not in the budget, I respect that he knows what we can afford. sometimes he is a little too cheap (I like to travel and he does not) and I will have a conversation for what I want and we both figure out a way for me be able to afford it.
Sell the wife.
Husband spends money frivolously = He is irresponsible
Wife spends money frivolously = Husband is weak for not being on the same page as wife
Husband manages finances = Society says he is being controlling and financially abusive
Any questions?
Solution: don’t become a husband.
Bingo! Exactly what I was thinking!
sounds like you watch that Dave Ramsey show.
You have described the Dave Ramsey philosophy beautifully. Let me make it even shorter: "the man is always wrong."
No. She needs help, and the spending is a symptom of the problem. She needs to fix it, but he’s married to her, so he needs to work with her to fix it.
Hold the woman accountable.
Its literally impossible in the USA.
It's pretty jacked.
@Heinrich Himmler To hold one accountable but not the other? I think not.
She had a baby. She’s depressed. She needs therapy.
Save the url of this video so you can post it in the comments of the video where a wife calls saying the husband is spending too much money so everyone can see for themselves that women and men are NOT held to the same standard.
Treat her like a child, give her a allowance.
@@evoprod3344 What she is doing to him is wrong, That's the real financial abuse he makes she takes.
@@evoprod3344 She is a child. It is reality, not abuse. She does not get to drown them.
He just needs to take control of the money not necessarily treat her bad but never allow her to this
Its crazy how this show treats women like weak toddlers. they never want to hold the woman accountable. It's always the mans fault/problem. Very insulting to women and not sure how not many people are angry about this
They didn't take away her reaponsibility...... they said that these two need to be a team, to have better communication.
You live up to your name
@@labtumcm The husband is paying off debt, the wife is buying garbage. One of them is failing the team.
You can't reason with an addict, she needs to want to change her toxic spending behaviors and all you can do it support her and the tough love of not enabling.
This channel is only blaming men lately. No longer a fan
This guy needs to pack his bags or ask her to do that.
Welcome to 2016
If it was the other way around. Dave would be saying about how the wife shouldn't be the Mom in the relationship
I feel sorry for this guy. This will probably go nowhere good for him
It doesn’t even sound like he is happy in the marriage
@@JihadPowell yup he needs to walk out and close out the account
Life is hard for imps
He got what deserves. When you are a beta, expect to be taken advantage by wife.
I feel bad for him, you can hear the defeat in his voice. Bottom line if someone is putting you back in debt they have some serious issues. Cancel the cards in the meantime. I'm a woman and I couldn't cope with that behavior. I'm not a super saver and I like to have fun but c'mon man! Putting your family in the poor house is terrible!
0:30 the tone of resignation of this dude, i can feel it deep
She has shown her true colors; cut her off at the source.
They haven’t given him any useful advice
Sexism against men! They basically blamed him for his wife’s mess
It is always the man’s fault on this disgusting show
So rather than blaming the obvious offender they want the husband to be better and criticizes him when he is not the problem. Why not hold the person who is actually the problem accountable rather than blaming the victim for not doing enough ?
We all have anxiety.
She needs to stop spending now period.
Poor guy. He sounds dead. 🤣
But seriously I agree with everyone: The "advice" was contraproductive. She has an issue, not him.
Exactly!
To me, this felt like they were blaming/attacking him for not being enough.
They always blame the man
My husband had a coworker that divorced over an issue similar to this. He just could not take it anymore.
Smart man
I had to beg my wife every month for “her money” to help with our bills. “You make more than me so you should pay more”
She cheated on me and I left her. I have plenty of money now
Weak man
This is why it is sometimes good to have separate accounts. You don't want her spending all of your money on non-essential items.
She likes to spend money 💰, she doesn't care about your budget
I’d go even further and say that she doesn’t care about how this is making him feel. That must be so stressful.
Exactly
My Wife's money = My Wife's money
My money is...also my Wife's money
ME ==== HAPPILY SINGLE AT 40 ------SPENDS MY OWN MONET AND ALMOST RETIRED... HAHAHAHAH....
@@michaelargenta3856 The only person I spend money on is my dog. It's great!
Lol 🤣😆
@@chartuck Dogs are way more grateful.
Now you got it
Well if this was a roles reversed call, I wonder if they would say "you need to have a lot of patience and empathy for why he is doing this and really help him with the reasons he is spending"
It's financial abuse no matter how you slice it.
They would call him a weak, irresponsible boy who needs to man up and handle his responsibilities.
It would be several minutes of them bashing the guy
Spending due to post partum sounds like a easy cop out Rachel.
she still gave a better response than what her man-bashing father would give.
@@dachicagoan8185 Yea actually she did..she was placing a little accountability on the women.
I divorced the wife after 14 years for her having her own "agenda" with regards to spending. Good luck with that.
So, their advice to this man is to "be soft, vulnerable and say I'm not doing a good job", when the woman is spending all his money? Wow!
Disgusting. This show wants women to have all the control, zero of the accountability. Men need to quit taking advice from these happy wife happy life losers.
They dont teach it is ”his” money or ”her” money. They teach it is their money. She obviously has issues and they both need to work on it and their marriage. It is a partnership.
We don't know the full story however I agree with you about why should he take the blame, being a godly wife is respecting your husband and spending money as fast as he can make it is disrespectful , and I don't mean women need to bow down and take abuse. She needs to grow up and take responsibility for her actions
@@sandramulchahey8268 The days of a woman respecting her husband are long gone. This isn't the good ol' days anymore.
@@chartuck it's not completely gone, I respect my husband, I believe in the biblical teachings on how to be a good wife and how to be a good husband.
See a lawyer and see how you can best protect yourself.
Perhaps they should seek therapy together before getting a divorce lawyer?
Divorce is not a solution maybe therapy and counselling
He basically got no advice to fix the problem.
She’s using you bro. You need to grow a Backbone and divorce her it’s the only way out she will not change.
It’s hard to make a saver out of a spender.
That sounds like another similar saying. Both are very true.
Extremely difficult smh. Unfortunately
Yes, it is just as difficult to turn a saver into a spender.
True, but if they would commit to a budget things would be a lot better.
I wonder if she could still spend though but on inexpensive clothes etc.
I think people need to stop diagnosing irresponsibility as "depression and anxiety". They always combine the two and use it as a cop-out.
how come you didnt tell him to go get a LAWYER??? just like you advised that other female?
she's abusing this guy!!!
why the double standard????
Because marriage is a commitment. We don’t run when they have a problem. We try to help them. Your generation is pretty weak.
This honestly isn't about being a saver or a spender. The only word to describe someone who spends more than they make is STUPID.
Change my mind.
another word might be ADDICT
@johnSmith-uz8nl Meanwhile you go into bankruptcy if and when she's ever cured.
Call the police..this so emotional and financial abuse! Listen to this broken man. She's a burden.
So we’re spending money on a therapist for her and then we spending more money on just frivolous things and then we’re spending more money on 401k early withdrawal expenses. I know she’s got some stuff going on but I’m good on this one I couldn’t be this guy cause I’m getting out that situation if I’m him
Yeah bro I agree. He doesn’t have kids so I would just get out and end it
@@emmanuelagyemang3738 he said she has postpartum depression so there’s a kid somewhere.
He's telling him that "HE'S not doing a good job at getting on the same page?!?" Just wow.. SHE'S the one not on the same page and is the one with the problem. This channel always blame the man no matter the scenario!! Unbelievable!
Real disrespectful for her to do that
Smh. This is what happens when you have zero 🏀🏈
Beta will always be losers even if he has the girl.
As a woman who has depression and a shopping addiction, I cannot sympathize with her. Stop spending money, and spend that time improving yourself, your finances, and loving your baby. I want to blow my savings on clothes and makeup too, but I DON'T.
Postpartum is real, that’s correct. However, that does not mean that you no longer have the self control to decide how you spend your money. It’s called self-discipline and setting priorities. What if this woman was a single mom and could not rely on her husband to help? Do you really think she would continue to spend to the point where she would loose gern home, car etc? If her postpartum is that really that bad she should check herself into an institution until she is in a better place.
@john Smith post partum does not give the right to destroy one’s family. You are justifying torture and making big judgements for someone who isn’t paying the bills of this person.
Zero tolerance. Dump the problem. A good wife brings peace to your life. A bad wife is shown the door. Aren’t modern women supposed to be empowered and independent? What weak advice to dump all the fix onto the back of the husband who is the victim. He deserves better.
Are there kids involved? If not, SELL THE WIFE.
🤣
Delony is annoying on this one..
Dude, this guy is going through it! Spending on clothes and makeup while he is taking out a loan from his 401k? gahdam.
My brother in law made the mistake of having a kid with a woman like that. Now he pays thousands of dollars in child support to fund her lavish lifestyle. And he only gets to see his kid every other weekend.
Wow! What a joke the system is. If he’s paying her child support and time should be 50/50
@Dog Mutt That would be unenforceable as against public policy. Parents are legally responsible for supporting minor children, in the lifestyle their income affords.
@Dog Mutt yeah, that's not even legal.
Make sure your partner makes the same or roughly the same in income. You might pay child support but it won’t be as bad.
Saying she is overspending because of " hurt and pain" is utter nonsense. People spend money because they want to, it gives them pleasure, and they have no consequences. Blaming HIM for her spending is unfair and ridiculous. How is that going to stop her from doing it? It's giving her the perfect excuse! I think he should start moving money immediately. He should pay the bills, not her. Put a hundred dollars a paycheck into a hidden strongbox. Talk to a divorce lawyer. Tell her you cannot live like this. If she doesn't listen, serve her with divorce papers. But first plan the exit strategy with the lawyer to protect assets as much as possible.
This is literally my worst nightmare
Then don't rush into marrying someone until you've gotten to actually know them really well
Basically you are safe, your not married. Lucky man.
@@Lon1001 He didn't, he waited more than three years.
John is so pathetic lol
He truly is. His infatuation with satisfying Dave is weird. Neither him no Dave have a spine. Both in a battle to see who can simp hardest for women callers.
@@chartuck And he gets paid really well for doing it without having to actually work for a living or even deliver pizzas. I cannot imagine what motivates him.
Communication is key to a healthy financial relationship.
* a healthy relationship period 👍
Thank you Admiral Obvious.
You miss the point
How can he communicate if she is not listening or
People only communicate what they want.
@@rodneyevans8362 I never look at it that way well said
Simpin ain't easy
But it’s necessary…
Guy is going to be divorced
One can only hope it is soon. She will take half the assets and he will be stuck paying all the debt she has racked up. She won't pay half.
Get a new wife
The problem is his wife is clearly very self-centered and that needs to be addressed first.
This was once me. They don't change and it cost me hundreds of thousands in paying off her debt. I divorced her in the end and started over.
I've read most of the high rated comments. It's clear the consensus is that the hosts need to hold women accountable. Stop excusing them, it's wrong and it's losing you viewers. Just because it's popular to always blame men doesn't mean it's correct.
Since we become 100 percent debt free I see such a change in my husband. He just seems like the weight of the world is off his shoulders. I notice him taking better of our home and doing more around the house. Probably because it now is really our home and not the banks.
Why did Dr Delaney say “don’t do something dumb” and “don’t blame her” when referring to pulling out of his 401K early to pay off debt SHE created?! She’s an adult with a conscience, well aware of what she’s doing. That wasn’t fair to the caller. Poor guy is just doing whatever he can to keep his family outta debt. Like many others have mentioned, if the gender roles were reversed here, the hosts wouldn’t have given any sympathy to the husband if he was the spender.
Surprise.. Surprise. John d asking the guy to apologize..
I was a spender but also saved enough until this year 2022 I decided to control myself and I have been successful. I pay all the bills and I’m the one who puts money in different accounts. I regret how much money I spend on unnecessary things. It makes me mad that I was addicted to shopping. I look at the things I have over 100 perfumes over 100 handbags two closets full of clothes and many other things. I now don’t buy anything for myself. My goal now is to pay off mortgage and save for retirement and savings. My husband now is spending more money on fixing and upgrading the house. I’m now in control of our finances and I tell my husband where the money is going cause before I would not. We are now on the same page. It feels good
The spender never understands the stress and disrespect of spending hard earned money carelessly. 😔 married couples need to be on the same page. Manage, budget and build wealth. 😊
He said how do I fight THIS! Not how do I fight my wife?!?
Yees, you are right. Imagine a man using masculine terminology! How dare he?
Yeah that relationship is probably over. I agree with everyone else, and it’s kind of interesting that every sees it the same, I guess we’ve all been there
i've been there and no counseling will fix this train wreck of a relationship. Both are passive aggressive towards each other and i can sense the deep hatred. Time for them to pack their bags and separate.
It gets worse...Sell the wife...Keep the Car!
My wife gets coupons for 20% off on various and thinks she is saving money, 🤬🤬🤬🤬🤬🤬
My mom has that same mentality. Buys things that she and my dad doesn't need, but justifies with she only paid 80% for it.
This guy sounds like a defeated chump. His wife probably doesn't respect him.
Close the account
Great advice guys!!! You need to take the blame for her lack of self control and trying your best to get rid of her debt and have grace for when she continues sinking the ship and putting us in the position where we had to take out a loan against your retirement and stop hating on the overpriced makeup she put you in debt to buy she just want to be happy! I mean what a joke if that was a guy I can already here the Dave calling him a manchild and irresponsible and a dead beat for not putting his family over his petty emotions
Dr. John is always asking what else? There has to be something else!
He's trying to be a therapist... not a fan of his approach.
i'm sure there is even more about this relationship that didn't make it into the conversation. You can sense the deep hatred he has for his wife. She probably cheated on him.
I know!!! I feel bad that I am so annoyed when he is on, to the extent that I skip everytime he's on air, but he is always on air, that I move some other podcast.
@@jeffkline9191 yeah I dont really like DeLony that much. He has his own show and this is a show about finances not counseling
Why is she frustrated when she's blowing through the family's money?
Leave her and find someone with the same financial mentality.
Excuse excuse excuse, cancel the cards ,separate the financial and if she can’t get on the house hold budget then cut ya losses and that includes her as well unfortunately. Coddling her B.S. is only going to prolong and increase the hole she is digging.
I hope she can heal and rise beyond toxic spending as a coping for her issues.
This ole boy better man up. The woman is running over him like a freight train over a tin can.
4.5 years get divorced! Before you pass the alimony point. Pay off cards in your name with your retirement, (she will get your 401ks so spend them) if you own a home sell it and file.
He should never pay for unnecessary debt she should take responsibility for her actions.
Having drastically unequal ideas about handling money will kill a marriage.
One person hiding finances from the other is a form of abuse.
Run..
Run for your life!
Get rid of the wife.
She clearly doesn’t respect him. Lose her.
You don’t just “lose” your WIFE.. its bound by God. You fix it, not just drop it like a hot tamale. That’s EVERYTHING that’s wrong with our generation
@@amandafoster24 I'm going through this same thing right now and there's no fixing it. Trust me. Been fighting it for 14 years.
So what can he do to get debt free. I feel bad for him he really wanted help. This is why guys don't ask for help.
I kept waiting for the moment they came to reality, but it just kept going towards blame shifting and victimizing.
True beta's. Pathetic show. Pathetic hosts.
The girl is Dave's daughter and has never lived a day in reality and the guy knows the company line.
Put her in time out
communication is a really underrated thing in relationships.
Probably buying stuff for them Instagram shots😂🤣🤣😂. Keeping up with the "Karen's"🤣😂😂🤣🤣🤣
Help her, but take her cards away and put her on a budget. If she wants to spend, she can use her own money right after she contributes to her family livelihood
Get a seperate bank account where your wages go into it, Whilst you are working with your wife on her issues.
I would imagine her spending is causing all kinds of issues in the relationship for him. Cut her off. Life is short, if your wife loved you she wouldn't want to see you work yourself to death.
I know this feeling. My husband is this way. He Doesn’t have any desire to change his spending habits.
If you had called in you'd be told that you married an irresponsible man child instead of this bs advice on the need to understand and support his spending addiction.
I watch my neighbor work himself to death only to have his wife spend it. There are delivery trucks driving through there drive all day. I feel bad for the guy.
🤔 Are you my neighbor?
@@roro_poly639 I could be lol.
This was really bad advice, beyond “not useful” to the point of being hurtful. The male counselor appears completely unaware of the wounded and very discouraged condition of this young man. You can hear it in the tone of his voice and in the words he is sharing. And then the male counselor instead helping him heal, adds to the wounds by attempting to use shame as a counseling tool, by saying don’t do something “stupid”. I cringed. Lord have mercy on us all. Dave still gives good advice, but this is not the first time I have seen this issue of bashing men. There appears to be a “man bashing” mindset held by many within this organizational that needs to be treated just like you would treat an infection. Get rid of it!
*These are things you should be in the same page about before someone earns the title of husband or wife!*
What if they change their mind after you marry them?
@@luminous6969 they don't. My guess is he loved lavishing her with gift pre-marriage, and now he is surprised she spends money. He thought the gifts could stop after marriage.
@@luminous6969 then you try to get back on the same page and maybe meet halfway or maybe you just grow apart I guess
He married the wrong person….
Another example to stay single fellas
This is useless advice! Believe me I put up with this for 20 years, always thinking it was my fault, and her just saying "I have my vices"!
I love how nearly everyone in the comments thinks this is horseshit. Women are incapable of taking accountability and it’s sickening. It’s even more sickening the way they handled this call. My GOD
He sounds defeated. Smh.. man up!
If he wants to be a man, he is calling the wrong show
Dave, fire these two. They spent the whole clip blaming the victim.
Dave is super simp
Separate accounts, problem solved.