What Happens On Closing Day?
Вставка
- Опубліковано 4 чер 2024
- You've gone through all of the mortgage process and you're ready to close!
Closing day is an exciting time when you can officially finalize the deal, gain ownership of your property, and get the keys so you can move in.
Hey, my name is Kyle and I'm a Mortgage Advisor serving Ohio and Tennessee. My goal is to help you get a crystal-clear home loan that helps you win the house you love.
Start your pre-approval at kyleseagraves.com
Kyle Seagraves
Mortgage Advisor
www.winthehouseyoulove.com/
www.winthehouseyoulove.com/
-- Legal --
NMLS# 1701021
Motto Mortgage Alliance
www.winthehouseyoulove.com/
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity
![ПОЛНАЯ ИСТОРИЯ ЭКЗОРЦИЗМА [Топ Сикрет]](http://i.ytimg.com/vi/qBySr6Bt0B8/mqdefault.jpg)
I close in my first home this Friday ! I am excited !
Congrats!!!
- Kyle Seagraves winthehouseyoulove.com
Congratulations!!
Congratulations! I close this Monday. So excited.
Congratulations!!!!
I close on Monday. So excited!!!
I close on Monday 11/23/20. Anyone else? Lol lookd like Mondays are popular!
9 months later....and I close tomorrow morning on my first home. Breath in. Breath out.
Incredible!! Congrats!
Closing on my first house this afternoon I’m so excited!
Congrats!
I close in 40mins I'm sitting outside the office nervous as shit. This really put me at ease.
Me and my husband are closing today 🙏🏿☺️
Yay, congrats!!
I'm closing Tuesday. I'm so excited 😁. Thank you Jesus amen
Congrats!!
✨I love to feel everyone’s happiness through these comments!! I will also be closing on my first home in a few weeks 🙏🥰 Everyone has different paths in life , different struggles, different experiences ! What ever it took for you to get to this point was all worth it ! Congratulations everyone!! Keep working hard on your dreams ! Everything in life is possible ! And If you haven’t made it to this point but wish to do so, don’t worry ! Your time will come ! ✨sending good vibes to everyone ❤️
This is awesome! Congratulations! Let's hope everyone on this channel will have their home too very soon. Congratulations! :)
Thank you and congrats! Well said!
Closing on a home on the 29th at the age of 21 God is great🙏🏼🙏🏼everything is there for us we just gotta go and get it hope yall have a great 2024🤘🏼
congrats man! Im 21 and throwing offers at houses, hopefully i close a house this year.
@@S7SGamerHD thank you brother! and that’s great bro you can do it keep grinding
Congrats!
My wife and I will be closing in exactly 30 days from now in San Antonio TX. We are praying everything goes smoothly. Thanks for the video.
Kyle! You taught me everything I know! We are closing!! We couldn't have done it without your incredible videos! And calming voice, videos that reminded us to enjoy the process amd breath! and actual replies to me! :) I have recommended your videos to friends who are ready to start the process because of you!
Congratulations!!!!!!!
That makes me so happy to hear! Very well done :) Enjoy your new home!
My closing date is February 14th! Inspection is tomorrow, at the time of writing... so nervous, yet so excited for that. My rational brain says everything is probably going to be fine, but my anxiety brain is terrified of what happens if the inspection reveals something (or multiple somethings) horrible.
Damn it I should have found your channel earlier, our underwriting process just started. Being first time homebuyers it was so overwhelming, This is amazing, you make everything so clear. Thank you so much sir! You are a legend.
I'm closing on my first home this week! I'm so grateful for all of your videos for helping to guide me through this process! Everyone mentioned they were surprised by how prepared I was -- and that's mostly because of your videos! Especially your super in depth first time buyer guide. Thank you!
Wonderful! I'm sure you are excited to move in. Congratulations! :)
We are closing on our dream house this Friday! It’s been a long road to get to this day, my hubby is amped up but I’m overwhelmed with the move so can’t get excited! I might just be flooded with emotions after closing! Your videos have been so helpful from the very beginning and very informative. Thank you for getting us through the house buying process!
That is awesome!
I understand this feeling! That’s what I’m experiencing right now. I think when it’s all said and done I’ll probably cry with over joy 😅😂
Thank you and Javier Vidania for your collaboration videos 🥰🙂
We learned a lot in this hard market (summer 2021)
Thanks to all your videos we are confident and made the best decisions and now we close on Tuesday 😁
Thank you so much.
We close on our home next month and we are super stoked ! We can’t wait to finally be homeowners. It’s been a long time coming and such a loooong journey 🎉
I just recorded a personal video reply for you: vid.us/5iaudj
Closing tomorrow on my first home after 40 long days, so excited!
Congrats!!
I'm closing on my home in just under 24 hours. This channel helped me so much! Thank you, Kyle.
I really appreciated this video! I’ve hear so many equally awesome and scary things about closing. This was a calm moment. Thanks
Glad it was helpful!
Great videos and very good audio! My fiancee and I are closing in a few days on our first house. Very anxious to get started on all my checklists and get all the repairs done.
Thanks!
It can be nerve-racking for sure. Hang in there, you'll right at the finish line!
I'm two weeks away from closing! Thank you!
Awesome, congrats!!!
Is meeting in person still necessary for buyer/seller? with DocuSign, electronic deposits/payments, keys lockbox, etc..
2 more days. Close on Tuesday morning at the title company.
Exciting!! Congrats!
Ah... it's very refreshing to see that, despite all our differences, we are all incredibly similar in most ways. We all want to put a rood over our heads, fear being stuck in an unhealthy long term commitment, and per the closing of a house, my biggest fear would be getting gassy or something at the table. That would be just my luck.
we close on our first house, May 20th.. super excited
Awesome! Congratulations! :)
Closed yesterday!!!🎊 🎉🎉🎉 Woohoo lol. This process was the most stressful! Great info, thanks!
Congratulations! 🥂
Closing today on my first home. Was a stressful month but I made it. Your videos were super helpful so glad I found you. I also had a great team my agent and lender.
Awesome! Congratulations! :)
What was stressful about it
Closing on the 29th. Thank you Kyle for all your videos! Very helpful
That's awesome! Congratulations!
I can’t said it enough, YOU ARE THE BEST!
I have learned so much throughout your videos! Thank you!!!
Wow, thank you!
Closed on our first home today. Thanks Kyle, your information has been very helpful along our journey.
Best news I heard today, congratulations! Thanks for watching my videos. :)
I just LOVE your videos...I like you to know you were instrumental in my personal experience! Thank you for that! Question:what are your thoughts about a HILOC to payoff the Morgage faster??
Thanks! I've been hearing more and more about them recently, so I will add it to my video ideas list so we can weigh your options. Great suggestion!! :)
We close today. During covid the experience was a little different.
2 Days ago we got a notary sent to our home who took our signatures and then we received sellers signed documents uploaded to us online.
On the closing day we are just expecting a call that we can get our keys 🔑 once the records are updated at the county office!
Never met anyone but our agent during the whole home buying process.
Congrats on your new home!!
Best home buying process channel hands down! Thanks for sharing your knowledge 😎
Wow, thanks!
Thank you!! That day is quickly approaching ~ 🙌🏾🤗
Yay! Congrats!
is it compulsory to hire a title company for closing?
Is it obligate to put your property on the list for selling?
Love your videos man. Busy buying my first home now. This is very informative!
Hi! I'm not sure if you already saw my Ultimate FIRST TIME HOME BUYERS GUIDE 2021 video. This might help you. Here's the link: ua-cam.com/video/xBtKMup3jVE/v-deo.html Best of luck!
Very good informative video! Anything special to expect if both parties are not using a realtor? Do we receive the forms we will be signing in advance so we can review them before we sign?
The lender will provide the loan closing documentation, but it is up to the buyer/seller to secure and maintain a sales contract
We signed these documents and gave our cash to close at the title company on 04/04/2022 but we don’t get our keys until 04/13/2022 for a new build. Is this normal waiting period?
I closed in late January, the happiest day for me in I don’t know how long, it’s the icing on the cake of the whole entire experience.
Been building our dream home for 9 months now…closing on Tuesday….spent a good amount of cash on upgrades on the house and it paid off our appraisal came in at 50k over our agreed purchase price 600k we paid 560 with closing rolled in on a VA loan…so exciting for my family and I
Question: realtor says keys will be given after confirmation of the transfer of ownership. When exactly does that happen and how long does that take? Thanks in advance
I close next Wednesday, this is my first house but not feeling that excited, this process has been long and stressful.
Hang in there, you're close to the finish line!
Hi Kyle! What if youre paying cash and no loan/mortgage? During closing can you just wire transfer all the money thats owed for the house?
Please also explain document recording process at the local county office on the closing date.
Possibly in the future
You explained this topic very well!
Glad you think so!
Very informational! You've inspired us to step up our UA-cam game!
Thanks for watching!
Does the lender check credit again after signing the closing documents with notary?
How much time can be expected to be spent at the table on closing day?
I’m closing on my first home this Friday!!! This video really helped calm my nerves!! 😄😱 Thank you!!!
I'm so glad!
I'm closing on my first home Monday and I August 15 2022 so I was checking this out
Awesome, congrats!
Another great video as I have mine closing coming up on Sept 30th. Question though, my landlord at my current residence has stated that he wants to sell the place so we can leave whenever we like with no penalty. Is getting them to bump it up typically as issue?
Thanks! And congrats on your soon-to-be closing!
It mainly depends on the status on your loan. Your lender can help you get a better idea if you can close earlier.
I close on a house on the 27th of this month .. and the seller needs the inspection push back , how many days before closing can it be done ?
The lender and a realtor I am currently going through are telling me that I can do this all remotely. I am currently buying a home in Arizona and I live in california. They said that they can have a person come over to my current address and notarize everything for me then he goes back with the documents. Have you ever heard of such thing happen? Just seems odd how they allow people to buy homes from out of state like this
We were supposed to close on monday the 3 but now they told us they will be extending it one more week. Its really stressing me out our lease ends this month and don't want to give another payment which will be a waste of money for only 10 days.
That's super frustrating!
Thank you , stress relieved!
I'm glad to hear!
I’m closing on my first home for my parents tomorrow!! :) super excited
Awesome!! Congrats!
Closing tomorrow 8/31/2021 so excited!
Awesome!!!! Best of luck!
Kyle,closing this Friday!!!!!🤩thanks!!!
Congrats!!
I close on my home tomorrow. I’m super excited 😊
Wonderful! Best of luck!
I close on my house today 🎉 thanks for the information 🎉❤😊
Thank you for the advice
My pleasure! Thanks for watching. :)
Thank you 👊🤝
You're welcome!
are mobile notary loan signing agents in non attorney states a real thing? or should I look for a different career...thanks so much because I am gambling my life with this career choice!
Thank you for this video. I’m closing in 3 days
Wow! Congratulations!
I have an escrow date on march 9 and closing date on march 12. But loan processor said that they probably will send out the CD tomorrow or Monday.
Is it kind of late ?
That's not too late :)
Close on mine today. It’s a rare situation. Negotiated the sellers to bring it from 200k to 175k. Appraised for 181. First time home buyer grant paying closing costs. USDA guaranteed loan so no down payment. Insurance is 50 a month even though roof is 25 years old. The only thing I had to pay was for a 3rd party inspection which was my choice to get one, and smoke alarms and carbon monoxide alarms because the appraiser said we needed them. I’m actually getting a 900 dollar check back at closing which was for my EMD anyways
Congratulations on closing on your new home! It sounds like you got a great deal negotiating the price down and receiving a first time home buyer grant to cover closing costs. It's also great to hear that you were able to secure a USDA guaranteed loan and don't have to worry about a down payment. I'm glad the insurance is reasonably priced despite the older roof, and it's always a good idea to get a 3rd party inspection for peace of mind. Enjoy your new home!
i have been watching your video for many years. i am about to close my first home tomorrow after many years of waiting, i am so excited and nervious at the same time, the interest rate is the highest i have seen but i will mean so much for my family to get this home. thank you so much for your video
Thank you and congratulations!!
If you wouldn't mind, please leave a review about the channel here: g.page/r/CT-jVkJFOsxFEAg/review
Absolutely @@WinTheHouseYouLove
Also with COVID this has changed a great deal! Realtor send notary with paperwork to home and no one gets together in office now.
Yeah COVID changed things quite a bit
closing 3/16 two weeks! super excited!
Yay!!! Congrats!
If a bank wire transfer is initiated on a Friday, when would the funds appear in my account?
We close on our home March 29 one more week 2 go❤❤❤
This has been the longest walk of my life!!
It's a tough journey sometimes! Hang in there, sounds like you're close to finished
@@WinTheHouseYouLove yes signed my closing disclosure 3 days ago now my lawyer waiting on funding before I officially close
Still waiting
Finally!!!
Thanks for the information
You're welcome!
The anxiety 10 days before closing is real. This put me at ease
9 days... I had no idea what to do... thank you!
Best of luck!
How did it go?
It's super stressful but exciting when you're happy with the property ☺️
Absolutely! Thanks for watching. :)
Thank you for your mazing explaination!
You're very welcome! Thanks for watching. :)
Im closing on my first home to buy nov 4th! Thanks for the tips that will help me and be at ease during the closing process :)
Congrats. How are you liking it so far?
@@KingNidus not to bad , improving things to my new home I don't like that the former sellers did to it .
@@timhorton7190 thats great itll be shaped more to you. my house that i close on in a few days was "inherited" and not lived in for a while. The gas company took their gas meter and now I will have to get the gas plumbing inspected and up to code before i can get it back lol hope its not pricy.
Am 23 yrs old am closing my very first home after been here in the U.S. for last 10 yrs now. @$243k on 06/18/2021 @11am please wish me luck am so stressed and very anxious about this whole thing since February of this year. Sweet people of this greatest nation have given me every greatest opportunity, keep me in your prayers. 🙏🏾🙏🏾🙏🏾
Quick question, can we open new credit card after we get conditional approval and before closing date ? Will that have an impact on my loan process ?
Noooooooooooooo
Don't do it. Wait until after closing.
I am finally at this phase, and I cannot wait to put this process behind me.
Best of luck!
Wonderful video! Thank you 😊
Glad you enjoyed it!
Thanks for providing the details. It helps.
A question: is it normal for Seller to stay in the property when putting it for Sale?
e.g. when we visit the property, the Seller's things are still there (as they are staying).
Very common
@@WinTheHouseYouLove thanks
Excellent. Thanks a lot for this video
Glad it was helpful!
I close to on Tuesday
Awesome, congrats!!
What if you applied for a loan and you already paid it? I applied two loans and it's paid off. My credit score actually went up? I am scared?
I’m closing next week!! 🤞🏾🤞🏾🤞🏾
Congrats!!
I close in 2 weeks! So happy!
Also, do these typically take place at the bank for the mortgage? Real Estate office?
It's normally chosen by the buyer, so it can be anywhere :)
What is wiring funds?
We closed on Friday, but the deed did not record so we are technically not the owners yet is my understanding. Would buying appliances and such at this time be ok? Great vid btw
Hi! If you think it is the best time, go it. It's still your decision. :)
Thank you!!! I close on Jan 19th!!
What a nice gift to start the year! Congratulations!
@@WinTheHouseYouLove Omgg yes it is!!!
Can an Auto Accident Law suit affect the Mortgage Application at closing ?
Very small accident but the law suit is for personal injury after 1.11 years after accident . And the Insurance coverage is just state minimum ,
Currently my company Insurance lawyer is handling the case
Only if someone is pursuing damages against you. The underwriter would need to know a bit of what's going on.
Closing tomorrow. Excited and nervous
Congratulations!!!!
I love you bro thanks for making this understandable and making me ease a little bit
Best of luck! :)
What happens if you close and then find damage from seller moving out? Any way to resolve costs from seller after closing?
That would mainly be in your contract on how it's handled. Talk you your agent about that, it may require an attorney
Do lenders do a soft pull on credit after closing or prior to closing?
Prior to closing
Thank you :-)
You bet!
Me and my boyfriend are closing on our first house this Thursday, we're so excited 😊
Congratulations on closing on your first home this week! Buying that first house is such an exciting milestone!
I closing my first house in 2 days. very happy
Congrats!!!