My Girlfriend Is $100,000 In Debt And Not Working!

Поділитися
Вставка
  • Опубліковано 31 лип 2019
  • 💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
    📱Download the Ramsey Network App ⮕ ter.li/ajeshj
    🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
    📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
    Explore More Shows from Ramsey Network:
    🎙️ The Ramsey Show ⮕ ter.li/ng9950
    🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
    🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
    💰 George Kamel ⮕ ter.li/1elws8
    💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
    💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
    📈 EntreLeadership ⮕ ter.li/ktxv2k
    Ramsey Solutions Privacy Policy
    www.ramseysolutions.com/compa...

КОМЕНТАРІ • 1,9 тис.

  • @diyswithangie7377
    @diyswithangie7377 5 років тому +2094

    RUNNNNNNNNNNNNNNN!!! Bro, I'm a female and I'm telling you to RUNNNNNNNNNNNN🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️🏃‍♂️

    • @AdaEstherGJ
      @AdaEstherGJ 4 роки тому +91

      I'd probably suggest the same. And I'm also a woman. Either fix it. Be willing to fix it or leave.

    • @dumbdumb5821
      @dumbdumb5821 4 роки тому +19

      I’m non binary and I say RUNNNNNNN AWAYYY, RUN AWAY AS FAST AS YOU CAN.

    • @zee9709
      @zee9709 4 роки тому +48

      RUN forest RUNNN!!!!!

    • @diyswithangie7377
      @diyswithangie7377 4 роки тому +6

      @@zee9709 🤣🤣🤣

    • @itspricila
      @itspricila 4 роки тому +55

      im female and i agree even if the girlfriend is not using him shes being lazy by not working. She has 100k of debt she cannot afford to not work!!

  • @Sawautha
    @Sawautha 5 років тому +2012

    She saw you were making it and she thought, “I’m set.”

    • @nathan_2780
      @nathan_2780 5 років тому +16

      😂

    • @carojames6776
      @carojames6776 5 років тому +53

      9 months later..........

    • @mikebagwell8229
      @mikebagwell8229 5 років тому +12

      El Classico

    • @yamamancha
      @yamamancha 5 років тому +15

      @@carojames6776 technically 10 months, but yeah

    • @fredericksharon6908
      @fredericksharon6908 5 років тому +6

      Well it's true , when she has someone to fall back on, she would feel things are sorted out.. I guess he should let her know that her debt is her debt and vice versa 😊

  • @blakelaker322
    @blakelaker322 4 роки тому +565

    I just came for the “dump her” comments.

  • @darylbaptie5159
    @darylbaptie5159 4 роки тому +1211

    Gets married, he pays off her 100k debt, she files for divorce and takes 50% of all he has.
    Run...just run....

  • @omegamalerevelations7543
    @omegamalerevelations7543 5 років тому +2217

    Once you pay it off she will leave.

    • @cadavison
      @cadavison 5 років тому +46

      Anyone who gave this comment a thumbs up is a dishonest person. You are projecting what is inside of yourself.

    • @cadavison
      @cadavison 5 років тому +22

      @@passive101 You can't claim that you are not projecting by further projecting. "Female nature"? Using bs like that says more about you than them.

    • @josephparra7655
      @josephparra7655 5 років тому +159

      @@cadavison Then why hasn't she paid a dime toward her student loans! Exactly......Stop embarrassing yourself all over the internet anyone can see she wants someone else to pay her loans. Fact, if she wanted to pay her loans herself she would be working to pay them. Not difficult to figure out.

    • @omegamalerevelations7543
      @omegamalerevelations7543 5 років тому +58

      @@cadavison You must have a lot of debt and feel guilty...

    • @kaiung7542
      @kaiung7542 5 років тому +63

      cadavison
      Facts don't care about your feelings. Shut up.

  • @wichaelmeston1492
    @wichaelmeston1492 5 років тому +757

    Run dude...RUN

    • @rodrigofernandez9055
      @rodrigofernandez9055 5 років тому +3

      Future 100 meters champion

    • @Arthur_StJohn
      @Arthur_StJohn 5 років тому +15

      100k debt and no job no motivation? Don't run. Fly.

    • @swoopes7777
      @swoopes7777 5 років тому +7

      I bet she's hot as he'll though

    • @costakeith9048
      @costakeith9048 4 роки тому

      Depends on attractive hot she is, if she's good enough looking a prenup might do the trick. There's nothing wrong with a trophy wife if you can afford one and there are social advantages to having an attractive wife that might even come in useful down the line. Just make sure the paperwork is air tight and you keep what you make in the relationship without taking on the debts she has incurred.

    • @benalias5766
      @benalias5766 4 роки тому

      @@costakeith9048 The guy's young and while a prenup may well help guard the inherited wealth, they tend to be far less effective with any wealth generated during the marriage, particularly if the spouse isn't working.

  • @mikementzer9292
    @mikementzer9292 4 роки тому +1209

    Imagine a woman calling: "My boyfriend is 100K in debt and sits at home all day..."
    I wonder if we would be listening to the same conversation.

    • @linna3179
      @linna3179 4 роки тому +45

      Mike Mentzer right lol

    • @nitabe8653
      @nitabe8653 4 роки тому +111

      Of course not...Dave would be fuming!!

    • @renskedj
      @renskedj 4 роки тому +32

      A friend from primary school got her dads business, made a load, retired w 40 and married an artist who just paints for fun. She never wanted kids. He's absolutely fine with it and she doesn't care either. He hit the jackpot.

    • @z040880
      @z040880 4 роки тому +106

      Dave is a simp

    • @BoltUpright190
      @BoltUpright190 4 роки тому +75

      LOL If the roles were reversed, "Blue Pill" Dave would be telling the guy to Man Up!

  • @evaclark1792
    @evaclark1792 4 роки тому +235

    "I think shes paralyzed by the debt" No shes hoping that YOU pay it off

  • @eqsharp
    @eqsharp 5 років тому +739

    My advice father to son: “You’re 28. Not your job to fix her. Don’t try to be a hero. There’s too many women out there. Stop wasting time. Be friends and don’t even think about marriage.”

    • @dogan6070
      @dogan6070 5 років тому +4

      Lol

    • @SoulfulVeg
      @SoulfulVeg 4 роки тому +39

      No friendship, cut her off. She will reel him back in.

    • @janetmcdaniel1112
      @janetmcdaniel1112 4 роки тому +12

      Great advice. I'm surprised DR wasn't a lil more tougher about his girl. She's his girlfriend not his wife and dudes 2 young for the bull lol. It's ok 2 play the nice card once or maybe twice but l get the impression dude was always being nice bc he sounds like it.

    • @GX2re
      @GX2re 4 роки тому +5

      Don't even be friends, cut her clean off

    • @LaCosmetologia
      @LaCosmetologia 4 роки тому +5

      and wrap it!

  • @dogan6070
    @dogan6070 5 років тому +1278

    Tell her, UBER EAT is hiring. That's what I did and payed of my $40.000 Debt off. All I did is work, work work. 2.8 years I payed it off. I feel free now.

    • @frogsama666
      @frogsama666 5 років тому +62

      @@AndreC1992 weekends and fridays you make the most money. Definetely worth trying it.

    • @mariposarn8038
      @mariposarn8038 5 років тому +35

      *paid*
      But good job getting out of debt!

    • @doctorbeanis
      @doctorbeanis 5 років тому +29

      Love reading these comments! Proud moment for sure!! I can finally see light at the end of the tunnel and that snowball is picking up steam myself- it's so exciting:)

    • @nataliyak9555
      @nataliyak9555 4 роки тому +12

      Congrats! Well done!

    • @Allaiya.
      @Allaiya. 4 роки тому +10

      Good job!

  • @KB-ic3th
    @KB-ic3th 4 роки тому +362

    If this was a female that called in about her non-working boyfriend with $100k in debt, who thinks Dave's answer would be different?

    • @ayo30s
      @ayo30s 3 роки тому +8

      Haha!!! 👍🏾👊🏾✌🏾🇳🇬🇺🇸

    • @mastersfan04
      @mastersfan04 3 роки тому +10

      You Bet! It would be: unto thee i pledge all my worldly goods...

    • @ironmantis25
      @ironmantis25 3 роки тому +6

      @@purepit4ever1200 Its old school thinking, guys were supposed to be the man of the house and be financially responsible. Women can always rely on the guy.

    • @mekverseedits
      @mekverseedits 3 роки тому +7

      @ZayTooWoke the thing is the message is the same, but the DELIVERY is different. Regardless, if your partner is in debt and not working, help them get tf up to contribute or leave em. Same message, don't forget

    • @same.7939
      @same.7939 3 роки тому +1

      Absolutely. He's pretty biased.

  • @macneoh7418
    @macneoh7418 4 роки тому +22

    His next call...."Dave my girlfriend is unemployed, has 100K of debt, and is pregnant with my child." This dude needs to run and not look back while he still can.

  • @tjbalistic
    @tjbalistic 5 років тому +2408

    He knows he needs to dump her, but is looking for reasons not to let go. She was probably a great college girlfriend, but she isn't real life wife material.

    • @JamesWilson-sb9iq
      @JamesWilson-sb9iq 5 років тому +92

      I couldn't say it better myself!

    • @sunshinebaconandmusic416
      @sunshinebaconandmusic416 5 років тому +17

      Bingo!

    • @penguin12902
      @penguin12902 5 років тому +96

      Her long term goal is divorce him and take half of everything...

    • @braxxian
      @braxxian 5 років тому +77

      Agreed. Just because you have dated someone in college doesn't mean you have to ruin your life for them and clean up their mess. Look elsewhere.

    • @conormctapoutaka0-1aka0tit5
      @conormctapoutaka0-1aka0tit5 5 років тому +25

      That box probably insane

  • @smittymac81
    @smittymac81 5 років тому +1104

    Alex, when Dave said to help her, he means help her find a job, not help her pay HER loans.

    • @shortchubbyneckbeard1681
      @shortchubbyneckbeard1681 5 років тому +22

      smithshot
      Yeah, hopefully he has enough sense to not marry this chick, at least until most or all of her debts are gone

    • @theunfadeable60
      @theunfadeable60 4 роки тому +2

      You sure? Cause Dave sounds like a white Knight to me.

    • @miket6094
      @miket6094 4 роки тому +14

      I'm surprised Dave didn't tell him to get a second and third job to help her out.

    • @mexital1159
      @mexital1159 4 роки тому +4

      Not worth helping her.

    • @miket6094
      @miket6094 4 роки тому +8

      @@mexital1159 the point I was trying to make is that Dave is a simp who thinks women should be placed on a pedestal and worshipped. Don't ever be a doormat for a woman, treat them only as well as they treat you... Period!!!

  • @rcas350pilot8
    @rcas350pilot8 4 роки тому +237

    If this guy marries her then he deserves what he gets.

    • @athens31415
      @athens31415 4 роки тому +10

      Targets of emotional abuse and manipulation deserve what they get? Get out of here.

    • @mark6714
      @mark6714 4 роки тому +3

      45 Auto I was thinking the same thing.

    • @shutupandeatasmr4498
      @shutupandeatasmr4498 4 роки тому +12

      astroathena219 He is saying he knows what he’s getting into, so don’t complain about it later. All the red flags are there.

    • @alexjones28
      @alexjones28 4 роки тому +1

      🤣🤣🤣😂😂

    • @cayden3470
      @cayden3470 3 роки тому +4

      astroathena219 he’s deliberately subjecting himself to the abuse and manipulation - there’s this thing called accountability I don’t know if you’ve ever heard of it.

  • @debbieann4479
    @debbieann4479 4 роки тому +22

    If I was her I would be working full-time somewhere paying off that debt and showing him that I do not expect him to pay it off. She's not doing that. A definite RED FLAG !

  • @ricardoalvarez5585
    @ricardoalvarez5585 5 років тому +430

    I feel sorry for this guy. He loves her but she WILL ruin him. He has everything to lose and she has everything to gain.

    • @beth.l8608
      @beth.l8608 5 років тому +3

      So mention a preen up and if she is disgusted then bye bye

    • @DonTheConMan
      @DonTheConMan 5 років тому +1

      Exactly! He has nothing to gain being with her vs someone who actually works.

    • @itsmob4life
      @itsmob4life 5 років тому +3

      R- Man never feel sorry for a simp.

    • @sococomfort22s34
      @sococomfort22s34 3 роки тому +5

      Yea true but she could be very pretty and the dude could be thinking with his smaller head if you get what I mean. Lots of guys do stupid things for pretty women.

  • @arnycazaz2126
    @arnycazaz2126 5 років тому +427

    This fool is going to payoff her loan. Get out while u can buddy

    • @bee12355
      @bee12355 4 роки тому +1

      Sad to say, he will likely pay off her debt.

    • @michiyodoll9916
      @michiyodoll9916 3 роки тому +4

      Alimony and child support. .

  • @countdown2xstacy
    @countdown2xstacy 3 роки тому +21

    The more I listen to these Dave Ramsey clips, the more I realize my situation isn’t that bad at all.

  • @hollyb6885
    @hollyb6885 4 роки тому +66

    Her goal is to be a stay at home mom with a fine arts degree and a husband to pay her bills. This is infuriating.

    • @victorkreitner754
      @victorkreitner754 2 місяці тому +1

      And the sad part is she may be a nice girlfriend and have good intentions. If you're with someone 4 years there has to be some good qualities to her. I just think she picked a degree of study that just won't cut the mustard. Debt is not only frustrating it stems from a lack of control, and can be embarrassing and shameful...male or female. Part of me feels bad for her as well as him, because it sounds like he really likes this woman, but she has to show some responsibility now to save the relationship. It's a very bad situation for him.

    • @hollyb6885
      @hollyb6885 2 місяці тому

      @@victorkreitner754 And what job can she get with that degree?

  • @smittymac81
    @smittymac81 5 років тому +480

    Dont stick around.. She will have a kid or two, never work, then leave you.. you will be paying a grip in child support and alimony then you will move into your parents guest bedroom... Think long term.. DONT STICK AROUND

    • @nightfangs2910
      @nightfangs2910 5 років тому +14

      Getting married gets him locked down by the state she knows what she is doing right now he's not in a contract with the state

  • @justintaylor-moneymindset4073
    @justintaylor-moneymindset4073 5 років тому +647

    Find a new girlfriend homie!!

    • @jayjordan833
      @jayjordan833 5 років тому +10

      I don't think he realizes that It's that easy especially since he's not married

    • @oroville12345
      @oroville12345 5 років тому +16

      Dont find a woman at all invest that money and live off of the interest dont waste it on a woman

    • @economiclifestyleinvesting9884
      @economiclifestyleinvesting9884 5 років тому +4

      Jay Jordan his still living in dream world, he should be waking up one day......hopefully

    • @yiliu5909
      @yiliu5909 5 років тому +2

      Well, it’s easier to say . I think he knows he needs to dump her, but he is also don’t have the ball, maybe the attachment or he doesn’t believe he deserve better.

    • @economiclifestyleinvesting9884
      @economiclifestyleinvesting9884 5 років тому

      Yi Liu I never thought of that, you’re probably right it could be one of those assumptions. Hope at the end of the day it works out well for both in the long term no matter what happens

  • @briannan.joseph2808
    @briannan.joseph2808 4 роки тому +45

    I needed this pep talk. I’m currently in this situation. Paralyzed by bills, anxiety at an all time high, however, I’ve made the decision to change my life. I’m only 40k in debt.

    • @hymnodyhands
      @hymnodyhands 4 роки тому +6

      You can do it -- even in the midst of the present crisis, you can do it!

    • @josereyes1148
      @josereyes1148 2 роки тому +1

      How's it going w your debt?

    • @dessy844
      @dessy844 2 роки тому +2

      I hope you are in a much better financial situation now. And your anxiety has subsides 🙏

  • @amanhasnoname1510
    @amanhasnoname1510 5 років тому +63

    She’ll be OK once the art factory gets up and running.

  • @leefamily9000
    @leefamily9000 5 років тому +422

    100k for an art degree...someone arrest the school for robbing her and someone have an intervention for her for getting that degree. Don't people understand that there is truth behind the saying "starving artist"?

    • @sheisasurvivor8479
      @sheisasurvivor8479 5 років тому +7

      Joel remember they probably also gave her a bunch of money to “live off” included in that money.

    • @blackworldtraveler3711
      @blackworldtraveler3711 5 років тому +40

      Joel
      She wasn't robed
      She freely handed them the money and blew some or most of it as well.

    • @leefamily9000
      @leefamily9000 5 років тому +24

      @@blackworldtraveler3711 I know she wasn't literally robbed...my point is that these institutions are out of control....tuition skyrocketing and they can care less about students and the debt they accrue since they always get their money.

    • @leefamily9000
      @leefamily9000 5 років тому +10

      @@sheisasurvivor8479 Honestly, I didn't listen to the entire story. I'm just saying that it's amazing that kids still buy into this idea that a loan is the only way to pay for school. I always tell my students to also find out if the degree they are pursuing is actually in demand and pays well.

    • @blackworldtraveler3711
      @blackworldtraveler3711 5 років тому +7

      Joel
      No different than buying a house,car,etc..
      Documents presented to you.
      Some reading,math to do.
      Common sense and thought process involved,
      No gun to head to agree and sign.

  • @auntyuber5127
    @auntyuber5127 5 років тому +695

    4 years and he doesn't know if she's lazy? Oy vey

    • @Ryan_DeWitt
      @Ryan_DeWitt 5 років тому +89

      The fact that he didn't answer right away and his sheepish answer means he knows she is. He is just in love and is trying to deny it.

    • @patty109109
      @patty109109 5 років тому +9

      Ryan De Witt absolutely right. I guarantee she isn’t using her days working out or into some other hobby all in.

    • @Roy.story.4
      @Roy.story.4 5 років тому +1

      @@Ryan_DeWitt sheepish eh

    • @carojames6776
      @carojames6776 5 років тому +2

      They say it takes time to REALLY get to know your other half, he obviously needed more time.

    • @Eveningbreeze721
      @Eveningbreeze721 5 років тому +9

      He knows she is and does not want to say it.

  • @blackmantravel6954
    @blackmantravel6954 3 роки тому +24

    Just imagine if it was the other way around. She would leave him so fast

  • @MrThiefHater
    @MrThiefHater 4 роки тому +56

    The fact that she spent $100,000 to get a degree in art should tell you everything you need to know. Run!

    • @nadia4999
      @nadia4999 4 роки тому

      Lol. Dang that’s low. He said she went to a private school. Maybe cost on top of out of state fees, but you’re right lol.

    • @dostagirl9551
      @dostagirl9551 10 місяців тому +2

      That wasn’t a degree in art. That was a postponement of adulting with a 100k price tag that she’s hoping to honey pot her way out of.

  • @selfmadesm2068
    @selfmadesm2068 5 років тому +512

    "I think shes paralyzed by the debt" No shes hoping that YOU pay it off through marriage, your income and maybe divorce. Something tells me shes not the brightest light bulb if she got into debt by majoring in art. Plus not actively working she is lazy. That is a dangerous combination.

    • @deekayvixen
      @deekayvixen 5 років тому +25

      Yep, he said right away that he makes good money. All she sees is 💰.

    • @jaya.0069
      @jaya.0069 5 років тому +9

      She's hoping he's not the brightest bulb! Run away fast....

    • @javajav3004
      @javajav3004 5 років тому +7

      If she got a art degree you shouldnt touch her

    • @ahastar1141
      @ahastar1141 5 років тому

      @dachicagoan Probably the easiest and most successful pick up line out there

    • @Jeff-xy7fv
      @Jeff-xy7fv 5 років тому

      @dachicagoan Another kind of woman who I avoid like the plague is one who does not like bluegrass music.

  • @KH9th
    @KH9th 5 років тому +526

    "My Ex-Girlfriend is 100k in Debt", title fixed.

  • @chriswilson1968
    @chriswilson1968 4 роки тому +18

    You'll never find no woman taking care of a dude with no job and 100k in debt...A pretty woman doesnt have to work a day in her life in this world if she doesnt want to.

  • @13ikea
    @13ikea 5 років тому +24

    After 4 years, no conversation should be too hard to communicate with your partner. Sounds to me like she wants you to take care of her with your inheritance.

    • @Herrera_70
      @Herrera_70 2 роки тому +2

      exactly!! they have been together so long but still can't have serious conversations lol what a joke.

    • @JOESUBA122
      @JOESUBA122 8 місяців тому

      Of cause she wants him to pay it then marry him run up more debt and divorce him! It happens all the time 😂

  • @clarifyingquestions
    @clarifyingquestions 5 років тому +384

    My concern is Alex is making the call and not his girlfriend. I would not want this for my son. She needs to start contributing.

    • @joeymerrell8585
      @joeymerrell8585 5 років тому +16

      I would bet that 100k she won't. She's hoping someone else will step up to her debt.

    • @joeymerrell8585
      @joeymerrell8585 5 років тому

      @Johnny Five I agree

    • @williams242ful
      @williams242ful 5 років тому

      🤣😂

    • @clarifyingquestions
      @clarifyingquestions 5 років тому +4

      @bla blahblah I also have a daughter so I think of people as people first. I would not want Ale's situation for my daughter either and I would seriously wonder why my child ( male, female, other) would want to be supporting another adult. Everyone contributes 2yrs - 92yrs!!!! As usual Dave's advice was spot on and delivered with intelligence and kindness - sitting on the couch is not an option.

    • @NikNik0123
      @NikNik0123 4 роки тому

      Johnny Five simp = a high earning provider man.

  • @user-lq6vp9el6l
    @user-lq6vp9el6l 5 років тому +503

    Dave Ramsey has a weak spot for Women with debt.

    • @BRBallin1
      @BRBallin1 4 роки тому +38

      All he said was find out ways that she can pay her debts off on her own or dump her if she's not working towards it.

    • @jennym007
      @jennym007 4 роки тому +25

      u a
      He’s also got a weak spot for men in debt 🤷🏻‍♀️...that’s the point of his show!

    • @scottalbers2518
      @scottalbers2518 4 роки тому +28

      I've found this bias in him too. It's not realistic and not fair.

    • @Purplepenguinguy
      @Purplepenguinguy 4 роки тому +67

      Gf with $100,000 in debt not working - "awww, listen babydoll, you gotta do something"
      Son living at home, working(possibly part time, but $40,000 in debt - "you have 1 MONTH to get out

    • @davem4193
      @davem4193 4 роки тому +61

      Dave is a simp.

  • @flipphone582
    @flipphone582 4 роки тому +110

    A woman who is in debt $100K for an ART degree, and unemployed (!!!), isn't someone who had the critical thinking skills necessary to be a good wife/mother.

    • @unnamedchannel1237
      @unnamedchannel1237 2 роки тому +1

      Bravo

    • @sgtcrab2569
      @sgtcrab2569 Рік тому

      If they have kids she will be able to critique the fridge magnet drawings.

    • @Jakkaribik1
      @Jakkaribik1 Місяць тому

      Her ART is doing FUN things and letting the Boy work..

  • @davidwirth2716
    @davidwirth2716 3 роки тому +19

    I new a guy who was in so much debt and they had no children, she would spend her days doing metal art work as a hobby and didn't earn a dime. He would struggle to make ends meet , he would allow it , fool!

  • @BaconMountainMan
    @BaconMountainMan 5 років тому +209

    He's known her for four years and doesn't know if she's lazy? 🤦‍♂️

    • @horacevu
      @horacevu 4 роки тому +8

      a lot of people and especially women are good at hiding their flaws until you either move in with them or its too late (marriage, cheating, etc).

    • @michellerichardson3090
      @michellerichardson3090 3 роки тому +1

      @@horacevu she owes that much debt, she can't hide that

    • @JoMama123451234
      @JoMama123451234 3 роки тому +7

      He knows but cant admit it

    • @Emma_madison
      @Emma_madison 3 роки тому +3

      Love is blind, the poor guy can't see nothing😂

  • @WhiteBoardFinance
    @WhiteBoardFinance 5 років тому +685

    People show you who they are, it's up to you to believe them lol

    • @ladypink3473
      @ladypink3473 5 років тому +14

      Marko - WhiteBoard Finance 💯💯💯

    • @Ethiodawg
      @Ethiodawg 5 років тому +6

      Amen!

    • @MyNameIsCorey
      @MyNameIsCorey 5 років тому +5

      Absolutely! Well said...

    • @rebeccashields9626
      @rebeccashields9626 5 років тому +7

      Yaaahhhssss well said. They usually even straight up tell you but we aren’t listening.

    • @christinawojtowicz2698
      @christinawojtowicz2698 5 років тому +3

      Wow !!!!! Now THAT's a good one !!! Especially when they actually do show you who they are.

  • @celinened7256
    @celinened7256 4 роки тому +18

    Tell her to be an art teacher, and to sell her art on Etsy, and Instagram. Do not Marry her until she shows initiative.

  • @samantharoberts6471
    @samantharoberts6471 5 років тому +16

    I have $11, 000 in debt and am panicking, looking for a second job to knock it out. Like, I want it gone so bad I can taste it!
    And these people I hear about on this show are just like, " 100k, almost a million....eh! Whatever! It'll work itself out".
    😨😨😨😨😨😨😨😨😨

  • @Kaz.2719
    @Kaz.2719 5 років тому +327

    You mean your ex girlfriend?

  • @fkcavs
    @fkcavs 5 років тому +151

    Best breakup bro. That girl is well aware you're an engineer with an inheritance and it's highly likely she pushes for marriage and uses him to pay off the debt. Once he pays it off she'll find an excuse to divorce. Be very careful Alex.

    • @BeautyMommysUnite
      @BeautyMommysUnite 4 роки тому +3

      Oh so you know her? She told you this? When did you talk to them to get the whole story? Your investigative skills are impressive.

    • @loganknupp9034
      @loganknupp9034 3 роки тому +8

      Mrs. Buttersworth You’re mad because you wanna do this

    • @BillyBobbby
      @BillyBobbby 3 роки тому +6

      @@BeautyMommysUnite you don't need impressive investigations skill to come to this conclusion. All you need is a little common sense and be aware of common trends occurring in a lot of marriages.

    • @SSS-wo2hn
      @SSS-wo2hn 2 роки тому

      @@BeautyMommysUnite no, she’s a female.

  • @JB-kx9bx
    @JB-kx9bx 3 роки тому +8

    I'm an engineer (paid off my 85k student loan debt) and married an engineer with 0 student loan debt. No way I was going to marry someone with a large debt for a basket weaving degree.

    • @kencurtis2403
      @kencurtis2403 3 роки тому

      I’m an engineer who married an engineer and our son is an engineer lol.

  • @mecheckraise
    @mecheckraise 5 років тому +14

    Dump her. She will bring you down. DUMP HER!!!

  • @abramolandvideo
    @abramolandvideo 5 років тому +107

    This is not unheard of. She is quietly expecting him to "man up" and pay off her debt. And if he should marry her, this is exactly what the rest of his life will be unless she finds a richer man. He needs to find a woman who is financially stable to avoid financial and legal problems in the foreseeable future.

  • @christinad4412
    @christinad4412 5 років тому +80

    “Sitting in the Middle of the road getting ready to get run over by an 18 wheeler .... is not a good plan!” 😂🤣😂🤣😂

    • @markm0000
      @markm0000 5 років тому +3

      It’s good for him. That girl has nothing going for her and the debt is a freaking boat anchor for at least 10 years.

  • @jennym007
    @jennym007 4 роки тому +17

    I’ve been very happily married for over 20 years and imo the key to a successful marriage is mutual respect and similar work ethics.
    If you’re both lazy, that’s okay.
    If you both work hard, even better.
    But you can’t have one work hard and the other not.
    He will lose respect for her and that’s a downward slope to divorce.

  • @justlivelovelaughfrugally
    @justlivelovelaughfrugally 3 роки тому +18

    She’s about to get pregnant to ensure that he pays when he does leave.

  • @dgw4049
    @dgw4049 5 років тому +73

    100k art degree... omg
    She is living with this guy obviously. So she has no bills. Just make 30k as a teacher or a waitress and pay it off in 3 years. 100k is not a lot when you have no other responsibilities.

    • @Ryan-sw4xy
      @Ryan-sw4xy 4 роки тому +12

      30k gross income will not pay off 100k debt in 3 years.

    • @Ryan-sw4xy
      @Ryan-sw4xy 4 роки тому +4

      @Kaven Gilbert 30k after taxes and other living expenses is not 90k, genius.

    • @TimeisUp22
      @TimeisUp22 4 роки тому +2

      . The boyfriend is paying for the living expenses. Her check will go towards her debt. Plus her income tax. She will still be able to get the majority of it down.

    • @BryanEaton
      @BryanEaton 4 роки тому +5

      But she needs to buy shoes!

  • @InvestingHustler
    @InvestingHustler 5 років тому +230

    Time for a new girlfriend ! Lol

  • @PKent
    @PKent 5 років тому +39

    Throw away the whole girlfriend. Immediately

    • @arinthium4018
      @arinthium4018 29 днів тому

      From the streets she came, to the streets she shall go!

  • @Essays4College
    @Essays4College 4 роки тому +9

    "paralyzed by the debt" LOL Young man you'd better run while you can!

  • @Magerquark
    @Magerquark 5 років тому +128

    Run as fast as you can my man
    I feel like 90% of the people calling Ramsey, already know deep inside what the right thing to do is, they just can't face the truth.
    Ramsey acts as the wise man we all need from time to time, to bring us back on our feet having lost traction for a moment

    • @joyaustin6581
      @joyaustin6581 3 роки тому

      Don’t run away. Skip, it burns less energy. Wonder what he did

  • @DanielIles
    @DanielIles 5 років тому +47

    "you don't think she is lazy"
    *Uh oh Dave got him now!*

  • @---cr8nw
    @---cr8nw 4 роки тому +27

    Homie needs to learn three simple words. "Not my problem."

  • @chedengg
    @chedengg 3 роки тому +2

    That's golden advice. Thanks Dave!

  • @user-zm1in3gv8k
    @user-zm1in3gv8k 5 років тому +133

    Girlfriend Is $100,000 In Debt And Not Working 🤭!!!! 🏃💨RUN!!!

    • @janetmcdaniel1112
      @janetmcdaniel1112 4 роки тому +3

      In 2019 agree and I'm a girl lol. That debt is hers not his. If that was my son, nephew or cousin l would give them the 411 about sneaky conniving women 2. Not just the sweet ones.

    • @lavonnealexander6936
      @lavonnealexander6936 4 роки тому

      Janet McDaniel Yup 👍! Some women are horrible.

  • @dreddy_g
    @dreddy_g 5 років тому +88

    Dump her, and dump her fast. You are setting yourself up for a life of misery if you stay with this woman.
    Just my opinion.

    • @markm0000
      @markm0000 5 років тому +2

      Brian Waller this is most likely her plan B.

    • @Originalman144
      @Originalman144 5 років тому +1

      Mark M yikes! So true

  • @BernadetteTeachesMusic
    @BernadetteTeachesMusic 3 роки тому +106

    Now is such a good time to be an artist. You don’t need to be “discovered” to make it. You can make it by growing your online presence and selling art online.
    She could be sponsored by art supply companies, make money from her art and also teach. There is so much she can do to make an income now. She just needs to start.

    • @Storjunkare
      @Storjunkare 3 роки тому +10

      And this guy who called in will be the one bankrolling it, no doubt. She needs to get a job, any job at this point. Her debt should be her primary concern right now.

    • @deepfakesforreal9487
      @deepfakesforreal9487 3 роки тому +4

      Yes it IS. Where do I sign up for a 100k degree to become an 'online' artist? Can't wait...

    • @jeffreyhavlik3562
      @jeffreyhavlik3562 3 роки тому +1

      @Michael Ellingsworth obviously it is NOT bringing in Consistent money! It's bringing in zero.

    • @Jane5720
      @Jane5720 3 роки тому

      Right she can do all of that and she still wouldn't make very good money

    • @snowflakesandstars
      @snowflakesandstars 3 роки тому +3

      She should try Only Fans LOL

  • @williamj.dovejr.8613
    @williamj.dovejr.8613 3 роки тому +7

    She saw him as a bailout and a retirement plan...end this relationship yesterday!

  • @tanya292
    @tanya292 5 років тому +28

    Everything he said about her shows how financially irresponsible she is. Laziness is only cute after you've spent a week working and don't want to clean or do laundry on your day off.
    And the biggest red flag is that he is the one who called Dave, not her.

    • @tanya292
      @tanya292 5 років тому +3

      @Johnny Five love makes us do crazy things. But thankfully he's receptive to the idea that he should give her an ultimatum. Smart of Ramsey to do it one step at a time because people can behave like star crossed lovers when you try to separate them.

  • @53c3000
    @53c3000 5 років тому +20

    The minute he dumps her is the minute she gets up and does something.

    • @DougAlesUSA
      @DougAlesUSA 3 роки тому

      Something like find a different SIMP

  • @ericananz
    @ericananz 4 роки тому +6

    I hope Alex reads these comments! he sounds like a genuinely good guy and he can do better

  • @lennoxmutterick6434
    @lennoxmutterick6434 Місяць тому +338

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @Lourd-Bab
      @Lourd-Bab Місяць тому

      Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

    • @lennoxmutterick6434
      @lennoxmutterick6434 Місяць тому

      @@Lourd-Bab However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

    • @Lourd-Bab
      @Lourd-Bab Місяць тому

      @@lennoxmutterick6434 Oh please I’d love that. Thanks!

    • @lennoxmutterick6434
      @lennoxmutterick6434 Місяць тому

      @@Lourd-Bab Judith Ann peace is her name

    • @lennoxmutterick6434
      @lennoxmutterick6434 Місяць тому

      Lookup with her name on the webpage.

  • @anthonywaldrep5982
    @anthonywaldrep5982 5 років тому +19

    She's setting him up for financial abuse if he doesn't realize it now. She's wilfully underemployed with $100,000 in debt

  • @Dn1sdr
    @Dn1sdr 5 років тому +71

    I just want to point out if this were a woman calling about her boyfriend who had $100,000 in debt in a worthless career field and wasn't working Dave's advice wouldn't be lovingly help him Dave's advice would be kick him to the curb now! And truthfully that ought to be the advice he's giving this young man for this lady. There's only one correct response here that's cut your losses and move on.

    • @TheBryanmauro
      @TheBryanmauro 5 років тому +14

      Exactly...Dave is such beta for females it kills me.

    • @f.-j.j.5738
      @f.-j.j.5738 5 років тому +6

      My thoughts are that women are his base audience that he doesn't wanna upset. I sure hope he called the caller off air and told him to run like there's no tomorrow...

    • @Shyhalu
      @Shyhalu 4 роки тому +1

      @@f.-j.j.5738 That is the epitome of being a beta.....

    • @memberofthelambily1340
      @memberofthelambily1340 4 роки тому

      Floreine-Jemima Joseph it’s also a societal thing

    • @dpeagles
      @dpeagles 4 роки тому

      He has a good wife, he thinks they are all like that.

  • @burntblonde2925
    @burntblonde2925 4 роки тому +7

    She should already be self motivated to pay off her debt. Especially, if he is paying all the
    other bills.

  • @bynx3959
    @bynx3959 4 роки тому +20

    Caller: my girlfriend has 100k debt
    Dave: SELL HERRRR

  • @campuslife11
    @campuslife11 5 років тому +68

    She is bringing nothing to the relationship besides horrible debt and drama! Dump her!!

    • @kjjlskdjfljf
      @kjjlskdjfljf 5 років тому +7

      And lack of motivation. If she can't deal with the student debt, then how can she deal with other life issues that will always come up!

  • @offgridjack5779
    @offgridjack5779 5 років тому +40

    Girlfriend knows how to play the guilt trip card on this guy. You can tell by his voice he doesn't even want to talk to her about any of it. DO NOT MARRY HER!!!

  • @diyanaabdullah4255
    @diyanaabdullah4255 3 роки тому +4

    "There's no sense in walking because I can't climb Mt Everest." 😭😭😭

  • @blinkingred
    @blinkingred 4 роки тому +2

    "My life looks like a country song" hahaha love it

  •  5 років тому +45

    hahahah buddy she targeted you like a predator ..drop her now

  • @nealp885
    @nealp885 5 років тому +30

    You have the opportunity to leave right now without any consequences. Really consider doing so before it is too late!

    • @nhgriff1
      @nhgriff1 5 років тому +2

      And hold your breath for the next few months hoping she is not pregnant!

  • @predator-hunter-31
    @predator-hunter-31 4 роки тому +5

    His future call....my soon to be ex wife is putting me on the street and taking me to the cleaners. This guy is naive.

  • @olefilesedumedi2367
    @olefilesedumedi2367 5 років тому +5

    This is exactly what Coach Greg Adams has been saying, precise man.

  • @JG-ve8fb
    @JG-ve8fb 5 років тому +68

    Message to Alex: Run! Her debt will become yours if you marry her!

  • @landgsmith
    @landgsmith 5 років тому +27

    “Doing nothing is probably not a plan.”
    Quote of the day!

  • @yvonnemclaughlin4324
    @yvonnemclaughlin4324 3 роки тому +8

    She feels safe knowing you are financially secure and possibly take care of her.
    Don’t let it go on much longer.

    • @isay207
      @isay207 2 місяці тому

      Whats she brooding about shes got a degree and a great guy???

  • @pedrochip
    @pedrochip 3 роки тому +6

    We've all been blinded by love. Love makes guys do crazy things.

  • @swampcrawlerls1267
    @swampcrawlerls1267 5 років тому +72

    I agree with nearly every comment in the comment section.
    Doesnt happen often.

  • @TheSafetyMarshalPSF
    @TheSafetyMarshalPSF 5 років тому +47

    They have been together for four years and he doesn't know if she is lazy. That says it all. At that age you need to make sensible decisions. This guy has made a lot of good choices. She has not. Private Arts degrees were for women that come from families that could afford tuition. If she won't get off the couch now she won't when they have kids lol

    • @LittleHatori
      @LittleHatori 5 років тому +2

      Agreed. I think it is possible for the gf to wake up & turn this around and get motivated tho! Tons of ppl who have paid off debt just needed a "wake up call" and feel hopeful again!
      If anything, the bf is trying to help her, and if she cant see how much he loves her from that, then the bf should 👀🚶‍♂️

    • @janetmcdaniel1112
      @janetmcdaniel1112 4 роки тому +1

      @@nadia4999 and u don't need a degree to sell or make art. As time went on n the relationship she prob had something up her sleeve.

    • @nadia4999
      @nadia4999 4 роки тому +1

      @Janet. Honestly, I am not mad at this female. She is doing nothing less than what countless women before her have done. This is a silent yet known thing deep among Caucasian women, and the men know it too. But it sounds like these men are getting tired of this old concept, lol. Frankly, after 4 years he should know if he wants to marry her or let her go, because she will not willingly let her white knight ride off without her. To a woman, 4 years is a long time, and no woman willingly lets a financially stable guy go if he isn’t hitting her up side her head every other day.

  • @christophercarrigg3775
    @christophercarrigg3775 4 роки тому +11

    Update: She's pregnant with his anchor baby

  • @Ces999919822
    @Ces999919822 4 роки тому +6

    As many others have said, this dude needs to run far and fast. It’s her debt, and not his bridge to cross. I would have ran the second I heard 100k of loans for an art degree.

    • @simplybeef8232
      @simplybeef8232 3 роки тому

      Well...i wouldve waited to hear the plan on how to pay it off...and how far has the plan came

  • @deekayvixen
    @deekayvixen 5 років тому +21

    Dave was right on the money about her being lazy.
    My career is completely unrelated to my bachelor’s degree. There is a lot she can do with an art degree. She just doesn’t want to.

  • @familybroich3073
    @familybroich3073 5 років тому +69

    Do you think she would pay your 100k debt while your unemployed? Absolutely not 😂🤷‍♀️ she would call you a bum. She’s taking advantage of you. Move on. It’s going to be more emotional for you when you pay that debt and then she leaves you.

  • @dportal844
    @dportal844 4 роки тому +3

    I feel bad for this guy man. I was in a similar situation with a girl that I dated for about 3 years. I loved her but her lack of ambition was just crushing. I ended up leaving her. Probably what this guy should do the same. It’s tough to make the decision but this kind of woman is not someone you make your wife.

  • @Donnachain
    @Donnachain 4 роки тому +2

    I'd love to have an update on these stories!!!

  • @wazzzzzzzup89
    @wazzzzzzzup89 5 років тому +100

    Art degree? You don't even need a degree to make/sell art.

    • @jeffreystern5886
      @jeffreystern5886 5 років тому +10

      That's a great answer!!!!

    • @twdjt6245
      @twdjt6245 4 роки тому +5

      As Dave once said; she got a degree in finger painting 😂

    • @Emma_madison
      @Emma_madison 3 роки тому +2

      😂 it like those people with music degree.
      Am like ask any of the famous musicians whether they have a degree in music😂

  • @rbraxton00
    @rbraxton00 5 років тому +32

    If she was upset about it, she would figure out a plan to do something. It happens, that’s what most people do.

    • @ahastar1141
      @ahastar1141 5 років тому +10

      She isnt really upset. She is upset that he hasnt " saved" her from it yet. She is hoping for a ring and a piece of his inheritance to solve her problems

    • @pcs.8304
      @pcs.8304 3 роки тому +1

      She does have a plan....it is called find a “sugar daddy”.

  • @anthonynosike
    @anthonynosike 4 роки тому +2

    Dave is too nice. I would straight up tell him that he can get better. Run!!!

  • @milkncookie
    @milkncookie 3 роки тому +5

    After phone call:My girlfriend is now single and back in the dating game.

  • @apollox5953
    @apollox5953 5 років тому +85

    Never, and I mean *NEVER* become a Captain-Save-a-Hoe.

  • @lindsey9728
    @lindsey9728 5 років тому +33

    I've been where she is. My boyfriend of a few years did say these things to me and when I had to start over and get an entry level job, his support was wonderful. Took me a out 2 years to pay off my debt while taking over my financial responsibilities. We're still together and happy.

    • @johnnastrom9400
      @johnnastrom9400 4 роки тому +8

      Great. You'e the exception to the rule.

    • @TheRedExpedition
      @TheRedExpedition 4 роки тому +1

      Thank you for adding some positivity to the comments. I don't agree with everyone saying he should leave, but I was this man who not only dated, but married someone in the same struggle as this woman. Unfortunately, my situation didn't have the happy ending. However, I hope your situation strengthened the bond between you and your boyfriend and that you have a long future together.

    • @anitaknight3915
      @anitaknight3915 4 роки тому

      @@TheRedExpedition What happened in your situation, did you help pay off her debts and end up divorced? Sorry you went through whatever you did. Sometimes people go through hard times and need support from their significant other, but they need to be contributing and working toward a plan to get out of debt. There's always exceptions to the rule but this callers gf doesn't sound responsible.

    • @hymnodyhands
      @hymnodyhands 4 роки тому

      Good for you!

    • @ryankiel4895
      @ryankiel4895 3 роки тому +1

      Good job pulling yourself out of the ditch! It's no fun, but well worth it.

  • @Atlas60308
    @Atlas60308 3 роки тому +2

    My gf is 40k in student loan debt, I have none. We agreed that if we get married, the debt is still hers, not mine. If I'm the one paying the bills but she still works, she can pay off her own loans

  • @Mo-bq8lz
    @Mo-bq8lz 3 роки тому

    So glad I found this channel.

  • @mariannestanley9173
    @mariannestanley9173 5 років тому +42

    Oh yeah, she's just waiting for him to open his wallet...... and yes, don't get pregnant!

  • @That-Wanderer
    @That-Wanderer 5 років тому +18

    I've already decide years ago, that going to college for art is absolutely pointless and a total waste of money... I'm an artist, I learn way more just by watching youtube...
    Create art and sell it with Sotheby's or Christie's thats the best way I know how to start... It works...

  • @breerowe2721
    @breerowe2721 4 роки тому

    i really love Daves advice. loving, stern and realistic always

  • @NickPeitsch
    @NickPeitsch 5 років тому +16

    You’re going to be her best return on investment she’s ever seen man.
    Don’t do it