CIBC VS Scotia Bank - Which Bank Is The Best For GIC For International Students 2022

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  • Опубліковано 12 бер 2022
  • CIBC VS Scotia Bank - Which Bank Is The Best For GIC For International Students 2022
    CIBC Referral: gargpiyush03@gmail.com
    Choosing a bank for GIC as an international student shouldn't be the priority when you have so much to do between coming to Canada and applying for VISA. So, in this video I compare the two prominent banks in Canada, Scotia Bank and CIBC Bank, and differentiate between them on six parameters.
    We discuss about:
    1. Availability of these banks
    2. GIC Installments given each month
    3. Cash Back
    4. Charges each month
    5. GIC Payment Methods
    6. Consumer Service
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    Piyush Garg
    #WhichBankIsBestForGIC #GICCanada #GICInCanada

КОМЕНТАРІ • 24

  • @TheGud29
    @TheGud29 2 роки тому

    Nice! Piyush make one about getting sin also.

  • @DuTechofficial
    @DuTechofficial 2 роки тому +1

    Hey Piyush, also one more point is that CIBC has mentioned about student price card (SPC) as a free addition, do you find that card useful in Canada?

    • @PiyushGarg
      @PiyushGarg  2 роки тому

      I don’t have that card. I opened my account in September so it must be a new deal for the latest/new students.

  • @mr.himalayan6258
    @mr.himalayan6258 2 роки тому

    Best comparison video that no one is telling

    • @PiyushGarg
      @PiyushGarg  2 роки тому +1

      I’m glad you liked it!

    • @mr.himalayan6258
      @mr.himalayan6258 2 роки тому

      @@PiyushGarg btw, what is the currently, credit card limit on both banks, and where to find the latest, I checked both websites of the bank but it is difficult to check as they have not provided all info that is easily accessible, especially for international students.
      Their site is showing me different it may be for domestic students

    • @PiyushGarg
      @PiyushGarg  2 роки тому +1

      1000$ for both banks

  • @iqbalahmed5979
    @iqbalahmed5979 Рік тому +1

    Some of the service providers in Socotia bank do not provide satisfactory information. Customers face issues at later stages.

  • @MAHESH-nl5tg
    @MAHESH-nl5tg 2 роки тому +1

    Hi. Regading GIC, apart from the top choices of CIBC, SCOTIA BANK, ICICI & SBI that is often always discussed on the various www & tube videos, why isn't anyone considering the others mentioned in the list of IRCC?

    • @PiyushGarg
      @PiyushGarg  2 роки тому +1

      Because these are the most popular banks here in Canada. And if you see my video completely and the points I discussed, this applies to most banks. Also, the user interface, customer service and other things are the best provided by these two banks in the CHEAPEST price.

    • @MAHESH-nl5tg
      @MAHESH-nl5tg 2 роки тому

      Thanks for the reply. Did you know that TD TRUST CANADA BANK offers a GIC without any high fees as compared to CIBC & SCOTIA BANK, or others? Only fee they charge is $17.50 (incoming bank transfer) plus $10 (certificate charges) plus another $25 (refund/cancellation). Would you know if there's any hidden charges that I missed to note or anything else that pips others top banks over this GIC offered by TDTC?

  • @Nailzbyshaa
    @Nailzbyshaa Рік тому

    Speak little loud next time bro cant hear you in the highest volume also

  • @Dracoool
    @Dracoool Рік тому +3

    Scotia Bank was fined 157 million for price fixing.

  • @simranmahajan4705
    @simranmahajan4705 2 роки тому +3

    I received the installment chart from CIBC which is 730 cad every 30th day and 2k cad in first month

    • @PiyushGarg
      @PiyushGarg  2 роки тому +1

      Could have changed it for new students. I am still a student and have received about 4 GIC Installments. I got 2k first month, and 1k every 1.5 months.

    • @prarthanajamwal
      @prarthanajamwal 2 роки тому +1

      Hey can you please confirm is it monthly now or not in cibc

    • @simranmahajan4705
      @simranmahajan4705 2 роки тому +1

      @@prarthanajamwal I received the chart with monthly installment of 730 cad

    • @YENxYEN
      @YENxYEN Рік тому

      how much did you get after 12 months as interest?

  • @ArnabTS
    @ArnabTS Рік тому

    is this referral still valid ?

  • @harpreetsidhu8834
    @harpreetsidhu8834 Рік тому

    Is ur reference id still valid ???

  • @nav1519
    @nav1519 2 роки тому

    Honestly, TD Bank- RBC- BMO-CIBC are best worldwide. 🌎🌏🌍🪐🌌