"How much saving up should you have at age 30?" Ask Chinese young people on the street!
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- Опубліковано 2 жов 2024
- My name is Kaho, I'm a Japanese🇯🇵 living in Shanghai ,China🇨🇳
In this video I'm asking Chinese people in 2022,
"How much saving up should you have at age 30?"
If you like my video, please click the thumb up and
I will really appreciate if you also subscribe my channel!
I will make more interview videos!
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#china #chinesegirl #japanesegirl #streetinterview #subscribetomychannel #shanghai #海外生活 #バイリンガル #マルチリンガル #トリリンガル #海外インタビュー #海外系 #shanghailife #generationzero #relationship #shanghailifeMy name is Kaho, I'm a Japanese🇯🇵 living in Shanghai ,China🇨🇳
In this video I'm asking Chinese people in 2022,
"What do you think of Latin???"
If you like my video, please click the thumb up and
I will really appreciate if you also subscribe my channel!
I will make more interview videos!
Love you guys!
My instagram: k.kaho831
URL: ....
Facebook:
URL: / kaho.kawaguchi.7
#china #chinesegirl #japanesegirl #streetinterview #subscribetomychannel #shanghai #海外生活 #バイリンガル #マルチリンガル #トリリンガル #海外インタビュー #海外系 #shanghailife #generationzero #relationship #shanghailife
i'm not sure about saving, but not having debt is more important for me
Hi Kaho, nice topic. I'm saving but haven't reached 86K USD ...yet. Your interview style is laid back and intuitive...very nice. I am subscribed and I've watched all of your videos. Great job.💯
kaho your chinese is so good, even for me as singaporean chinese yours chinese are probably even better than mine
Based on the range of numbers given for average annual salary in Shanghai (about $45k USD, but different sources ranged from $21k to $110k), it looks like most of your respondents had in mind an amount equal to about 1-2 years' average salary for savings. The low was about 8 months' average salary, and the high was 3 years' average salary. This may reflect each individual's specific salary, and they were basing it off of 1 year of their own salary.
In the US, basic advice for savings is to have 3-6 months' expenses. Since many Americans don't save, they basically spend their entire salary. For shorthand, we can say they should save 3-6 months' salary. The average in the US is somewhere between $50k-70k, depending on info source. So we SHOULD have $13k-35k in savings (though 3 months is a really tight safety margin in case of employment/economic hardship or personal emergency -- one medical emergency in the US could wipe out your savings), but as you pointed out in your intro, actual savings are about $11k on average for people aged 35 and under. HOWEVER, due to wealth inequality, the MEDIAN savings for 35 and under is only $3500. This is due to the wealthiest 0.1%, 1%, and 10% saving significantly more than $11k, which pulls the average up higher than the median.
Interesting that Chinese cultural values specifically regarding savings are more conservative by a factor of at least 2.
I recently found out that China's wealth distribution is very similar to the US, being only a few percentage points less unequal. This is probably reflected in savings distributions in similar ways.
Great comment! You sure have an analytical mind. Good for consulting
wow i never think like this before but when i look at myself it's the same as what you said.
I don't think $45k is average. That would be around 31K RMB. I am looking at zhaopin. There are jobs which pays 30K like IT and banking with 5-10 years of experience. Seems 30K is upper boundary. Manager role in pharmaceutical company: up to 50K RMB. They have progressive taxes, so I think at 50K income tax rate will be 35%. Shanghai is cheap and usually Asian companies pay or compensate apartment costs. So, biggest part of salary goes to savings!
good job Kaho，I’m shanghainese and like your video, pls keep up the good momentum, thanks
Wow 10 years in China. You will have so much experiences there. I also want to move there someday if I have a chance.
Very nice, I love how they have a figure in mind but some don't save up regardless :) I save up, but I'm far away from the amounts in this video. Living in Europe.
99.99%母语水平😱😱😱
Thank you for your videos!
You look very Chinese rather than Japanese!!!
How much they save is not important in their mind. This generation is the richest, as whatever their grandparents(on both sides) left belong to them. They are the single heir of three families. So, they totally have no concern, even without a job.
KAHO I love you!Do you have BILIBILI account?
At age 30, you should borrow as much as your credit allow and invest in property (or equivalent). Make sure you also have sufficient savings to meet any unforeseen short term cash flow issues.
好有魅力的日本姑娘，爱了，可以去b站开个频道吗🎉🎉
谢谢您！ 我在考虑中！☺️
@@Kahoschannel 你好呀，再推荐一个，小红书不错！里面大多数人都比较礼貌一些，app社区环境好一点。b站用户主要是Z世代，总体还行，但是有时候感觉不懂事的年轻人也不少，可能有时候一件小时也能吵起来。
@@Kahoschannel 中文母语水平啊
股票、基金大部分时间会亏钱。年轻人可以在本职工作的基础上发展副业，这是目前比较主流的想法
I need two years to save 500,000 RMB, but I need 10 million to buy a school district house for my children.
Arigato 😃
It’s pointless having that saved up. You’d be better off getting a deposit together and having a home and invested in certain markets than having that much lying around. Inflation will destroy it.
I always use consumerism as I usually in my 20ish in college,
right now I only have few K for emergency for my presently 50ish in USA.
I love the video's and you 🙂
Thank you 😊😊😊😊
what camera do you use?
Beautiful.
全都在吹牛哈哈哈
哪一点是在吹牛
@@lukee_812 街坊吗，别那么认真，肯定没人说自己穷的
能在上海扎住根的话30岁存个二三十万是随随便便的，根本不需要特意节省。存到50万真的很平常。我30岁的时候存款有80多万，34岁的时候存到了200万，就是工资和年终奖存的，完全没有刻意节省。后来开公司创业，赔光了。。。。。。
🔥👍