Ram Ram Pankaj sir 🙏 sir Agar etf me sip Kar ni ho to kon s Etf me Kar ni chay Kal aap ka ICICI K Shaha sir ke sath program Dekha jo fof k upar tha plz koe ek etf (fof)beta y 10 s 12 Sal k ley
Pankaj sir, Thematic aur Sectorial fund mein kya farak hai, ya phir ye bas 2 alag naam hain ek hi tarah ke scheme ke ? Also, for senior citizen please suggest some hybrid / aggrrssive hybrid fund / aggresive debt fund.. (in SIP mode, and also for lumpsum mode)
Sirji your opinion is very very clear always. You are not prejudiced at all. I like yr videos always .I watch u on TV also. Sirji by the grace of God I am retd and no responsibility. I can invest 50000 rs per month. I want 50 lakhs after 5 years to buy a farm. Pl help me.
Sir mere pass 2 lacs Hain inko mutual fund mein kaise depl karoon waise mere portfolio mein nimnlikhit fund hain- 1 Sbi contra fund 2 sbi balance advantage fund 3 sbi small cap fund 4 kotak flexi cap fund 5 kotak emerging equity fund 6 ICICI pru large & mid cap
Sir meri age 32 sal hai, aur 13-15 sal bad mujhe aaj ke hisab se 2 crore rupye chahiye. Mera portfolio abhi 40 lakh ka hai, aur sip 22,000 per month chal rahi hai. Jise 8-10% stepup krta rahunga. Utar chadhav se mujhe dar nahi hai, jyada giravat me m kuch lumsum dal deta hu. SIP- 1. Axis small cap- 4000 2. Nippon small cap- 4000 3. Quant small cap- 4000 4. Motilal Oswal midcap- 5000 5. Parag Parikh flexi cap- 5000
Sir please mera confusion dur kijiye...mere pass maine motilal oswal ka Dmat account hai..jisme mai equity bhi khareedti hu..aur maine isi me mf ki sips ki hue hai..kiya yeh sahi nahi hai..pls suggest
For STP parked in debt fund , what about the tax implications at the time of transfer into eqity .. it should be short term capital .. same as one income slab ( 30%) Then how dies it help
Wth reference to STP. ( SYSTEMATIC TRANSFER PLAN ) What's the benefit of putting of 1st parking in liquid fund .... Which are the other funds one can park the money in for STP eg in SBI MF
Very good... Sir, thanks. Main 53 + years hu... Sir, aur around 20 L lumpsump invest korna sahta hu for SWP upto 10-15 years ke liye... Sir, thanks. Mere liye thora risk free koun sa MFs sohi rohega... Sir, please suggest if possible... Sir. Thanks with regards... Have a good day
Sir I am 60 year old person sir mai 30 Lakhs ka lumsum amount invest karna chahta hu but thoda safe ho aur bank FD se jyada return de kon sa MF select kare please sir suggest kare
Good eve Pankaji. I am a regular viewer of your show which is quite educational for new commer. I have a query on the SIP. Hope you will address it. My son age is 27 years. He want to start SIP for Rs10000/- p.m. for 10-15 years . I have selelected few funds 1. ICICi prudential value discovery fund Rs2500,/- 2. Kotak emerging equity Rs2500/- 3. Parag Parik Flexicap Rs2500/- 4. NIPPON india Small cap Rs2500/-. Can you pl suggest how are the funds ? Any changes required ? Rabindra...
Dear Sir, I am an NRI living in Dubai.I have 1.6cr PF in ICICI Equty&Debt-40 lacs,Parag Flexy-40lacs,Quant Asset Dynamic-40 lacs& HDFC Balanced advantage- 40 lacs.I will retire in 2026 and will continue SIP of 3 lacs/month for one more year.I would like to do SWP of Rs 1 lac/month from 2028. Please advise me if any change is required.
Sir mera portfolio review please 1 Nippon india small cap fund ₹1000 2 Parag parikh flexi cap fund ₹1000 3 Hdfc mid cap opportunity fund ₹1500 4 Icici prudential bluechip fund 1500...mera portfolio thik hai ya nehi review please sir...15/20 years keliye sip karna hai
Namaste sir Mai md afroz alam ,Patna Bihar se hu sir Mai pichle baar bhi apna portfolio bheje the sir but aap kisi Karan se show me nahi le pa rahe hai Please sir mera bhi portfolio le lijiyea sir Mai 12000 ka invest sip me kar raha hoo sir 1sbi contra fund 1500 2 motilal oswal midcap fund 1500 3 bhandhan equity fund -1500 4 hdfc flexi Cap -1500 5 jm flexi Cap -1500 6 hdfc dividend yield fund 1500 7 icici prudential Focus equity fund 1500 8 quant small cap fund -1500 Mera gole 15 year me 1 cr ka hai sir or Mai 10% tak har saal stepup bhi kar sakta hooo Iske elawa Mai ppf me bhi 72000 per anum invest hai sir Please sir mera bhi sawal show me lijiyea 🙏🙏🙏
Hi sir Age 34. 10 to 15 year. Trgt 1.5crore Sbi small cap 1000 Tata small cap 1000 Nippon india smallcap 3000 Motilal oswal midcap4000 Jm flexicap fund 4000 Uti nifty 50index 2000 Icici prudential multi asid fund 2000 Sbi helthcare opportunities fund 1000 Total 18000 invest Kiya hai Today pls check portfolio. (Second portfolio) 10 year Targat 50 lakh Nippon india small cap 1000 Motilal oswal midcap 1000 Parag Parikh flexicap 1500 Kotak multicap 1000 Icici prudential multi asid fund 500 Agar koi change krna hai to batiye sir. 50k lumsum krna hai Pls advice Thanks sir
Sir , My name is Puja and I want to start SIP of Rs 5000 per month. Kindly suggest 1 portfolio where I can do investment & which can give me good returns for the long term.
Good Evening, sir Maine lump-sum two schim me invest Kiya hu.. long term ke liye. 1/HDFC balance advantage fund-10lakh 2/HDFC Mid cap opportunities fund -5lakh Review kijiye mere liye..
Hello Sir, What is the difference between dynamic asset allocation fund or balanced advantage of multicap fund? For a period of 5 years investment which will be better for a retired person like me. Regards Amit Mukherjee
Hi Sir, I want to invest 60000 lumpsum amount. Following below is my portfolio, please guide where to invest. 1. Parag Parikh Flexi cap 2. SBI Magnum Midcap Fund 3. Quant Small cap Fund 4. Nippon India Small cap Fund
I’m HARSUKHLAL ABHANI age 65 years I have invested 3000000/- in SCSC and 1500000/- PMVVY I have F D of 1 cr I want invest in mutual funds please advise
It is not prudent to invest in FD as you wl be paying 30% tax on interest accrued too your post tax return wl be only 6%. You should have long term vision of minimum 10 years and should not lose heart with volatility of market and take it as golden opportunity to invest. You may invest Rs 1 cr in a period of 6 months - weekly SIP or STP In mutual funds post tax return wl be 10% to 15% as LTCG 12.5% applied only in redemption
You can invest in Balanced Advantage Funds, Aggressive/ Conservative Hybrid Funds, Flexi Cap Funds and Multicap/Multi Asset Funds. Before investing, check to see that these Funds are more large cap oriented than mid-cap/small cap - to be on the safer side. Remain invested for at least five years or more.
![How to invest retirement corpus to get a regular income?| Q&A 44 [READ PINNED COMMENT]](/img/n.gif)
Slow and detailed presentation I like.
Most Balanced Guidance ... 👍
Very Valuable edition Pankaj sir
Ram Ram Pankaj sir 🙏 sir Agar etf me sip Kar ni ho to kon s Etf me Kar ni chay Kal aap ka ICICI K Shaha sir ke sath program Dekha jo fof k upar tha plz koe ek etf (fof)beta y 10 s 12 Sal k ley
My money guru❤
Sir, kindly compare equity saving fund, balanced advantage fund and arbitrage fund fromrisk, rturns and downside protection and taxation point
Pankaj sir, Thematic aur Sectorial fund mein kya farak hai, ya phir ye bas 2 alag naam hain ek hi tarah ke scheme ke ?
Also, for senior citizen please suggest some hybrid / aggrrssive hybrid fund / aggresive debt fund.. (in SIP mode, and also for lumpsum mode)
Sir, please take one full session for only just retired persons
Sirji your opinion is very very clear always. You are not prejudiced at all. I like yr videos always .I watch u on TV also.
Sirji by the grace of God I am retd and no responsibility. I can invest 50000 rs per month. I want 50 lakhs after 5 years to buy a farm.
Pl help me.
Nice video
Hello sir
Mai Health insurance lena ki soch rha Bhut confusion ho rha plan selection me app btaye kin baton ke dhyan rkhna chahiye
Which fund should one (aged 35)buy to build retirement corpus ?
Sir please JM MIDCAP FUND AND JM SMALL CAP FUND KAISA HAI
Pl tell sometime taxation on hybrid fund having 15 to 30% equity
Kham sahab 62 mein, post requirememt 30k per month invest karna chahte hain. Kya baat hai 👏👏
Yahan to younger generation bhi ek baar ko share market /MF mein conservative approach rakhti hai..
Sir mere pass 2 lacs Hain inko mutual fund mein kaise depl karoon waise mere portfolio mein nimnlikhit fund hain-
1 Sbi contra fund
2 sbi balance advantage fund
3 sbi small cap fund
4 kotak flexi cap fund
5 kotak emerging equity fund
6 ICICI pru large & mid cap
Sir meri age 32 sal hai, aur 13-15 sal bad mujhe aaj ke hisab se 2 crore rupye chahiye.
Mera portfolio abhi 40 lakh ka hai, aur sip 22,000 per month chal rahi hai. Jise 8-10% stepup krta rahunga. Utar chadhav se mujhe dar nahi hai, jyada giravat me m kuch lumsum dal deta hu.
SIP-
1. Axis small cap- 4000
2. Nippon small cap- 4000
3. Quant small cap- 4000
4. Motilal Oswal midcap- 5000
5. Parag Parikh flexi cap- 5000
आपके सवाल का जबाव जानने के लिए देखिए ये वीडियो: ua-cam.com/video/fJeheqrPaT4/v-deo.htmlsi=mOE9gcDGsES3SoEu
Sir, may I know whether lumpsum payment can be made in Kotak Debt Hybrid Fund, irrespective of market condition ? Thank you.
Sir please mera confusion dur kijiye...mere pass maine motilal oswal ka Dmat account hai..jisme mai equity bhi khareedti hu..aur maine isi me mf ki sips ki hue hai..kiya yeh sahi nahi hai..pls suggest
For STP parked in debt fund , what about the tax implications at the time of transfer into eqity
.. it should be short term capital .. same as one income slab ( 30%)
Then how dies it help
Your query has been answered in this video.: ua-cam.com/video/fJeheqrPaT4/v-deo.htmlsi=mOE9gcDGsES3SoEu
Sir meri age 53 hai me 15000 rupay 7 sal tak sip kon se mutual fund me invest karu please advise kare🙏
Sir, will you please tell me is Lumsum investment allow in Canara Robeco Small Cap fund!
Your query has been answered in this video.: ua-cam.com/video/fJeheqrPaT4/v-deo.htmlsi=mOE9gcDGsES3SoEu
Wth reference to STP. ( SYSTEMATIC TRANSFER PLAN ) What's the benefit of putting of 1st parking in liquid fund ....
Which are the other funds one can park the money in for STP eg in SBI MF
Sbi psu debt fund, sbi low duration fund or sbi short duration fjnd where exit load is zero. Here You can get 5 to 7 %
sir namaskaar mai 66years old ka hun.mera portfolio 25 lakh multicaph and equity me hai.age ke anusar kya karna chahiye?
Quant Absolute fund, what will be your view on the performance of this fund ?
Is it good for lump sum investment for a retired?
Very good... Sir, thanks. Main 53 + years hu... Sir, aur around 20 L lumpsump invest korna sahta hu for SWP upto 10-15 years ke liye... Sir, thanks. Mere liye thora risk free koun sa MFs sohi rohega... Sir, please suggest if possible... Sir. Thanks with regards... Have a good day
Sir I am 60 year old person sir mai 30 Lakhs ka lumsum amount invest karna chahta hu but thoda safe ho aur bank FD se jyada return de kon sa MF select kare please sir suggest kare
Your query has been answered in this video.: ua-cam.com/video/fJeheqrPaT4/v-deo.htmlsi=mOE9gcDGsES3SoEu
Aap ko kya sbi MF PASAND NAHI HAI KYA 😊
Sir Namaste
Mera age 53yrs hai. Main sbi me investment karna chahta hu. 5yrs ke liye. Amount 2 lac.
Please portfolio bta de.
Thanks
Good eve Pankaji. I am a regular viewer of your show which is quite educational for new commer. I have a query on the SIP. Hope you will address it. My son age is 27 years. He want to start SIP for Rs10000/- p.m. for 10-15 years . I have selelected few funds 1. ICICi prudential value discovery fund Rs2500,/- 2. Kotak emerging equity Rs2500/- 3. Parag Parik Flexicap Rs2500/- 4. NIPPON india Small cap Rs2500/-. Can you pl suggest how are the funds ? Any changes required ?
Rabindra...
Dear Sir,
I am an NRI living in Dubai.I have 1.6cr PF in ICICI Equty&Debt-40 lacs,Parag Flexy-40lacs,Quant Asset Dynamic-40 lacs& HDFC Balanced advantage- 40 lacs.I will retire in 2026 and will continue SIP of 3 lacs/month for one more year.I would like to do SWP of Rs 1 lac/month from 2028. Please advise me if any change is required.
Sir mera portfolio review please
1 Nippon india small cap fund ₹1000
2 Parag parikh flexi cap fund ₹1000
3 Hdfc mid cap opportunity fund ₹1500
4 Icici prudential bluechip fund 1500...mera portfolio thik hai ya nehi review please sir...15/20 years keliye sip karna hai
Good choice of schemes.
Namaste sir
Mai md afroz alam ,Patna Bihar se hu sir
Mai pichle baar bhi apna portfolio bheje the sir but aap kisi Karan se show me nahi le pa rahe hai
Please sir mera bhi portfolio le lijiyea sir
Mai 12000 ka invest sip me kar raha hoo sir
1sbi contra fund 1500
2 motilal oswal midcap fund 1500
3 bhandhan equity fund -1500
4 hdfc flexi Cap -1500
5 jm flexi Cap -1500
6 hdfc dividend yield fund 1500
7 icici prudential Focus equity fund 1500
8 quant small cap fund -1500
Mera gole 15 year me 1 cr ka hai sir or Mai 10% tak har saal stepup bhi kar sakta hooo
Iske elawa Mai ppf me bhi 72000 per anum invest hai sir
Please sir mera bhi sawal show me lijiyea 🙏🙏🙏
Nameste sir I am 61 years old I want to invest 50000 in mutual funds for 7years which fund u suggest
Hi sir
Age 34. 10 to 15 year.
Trgt 1.5crore
Sbi small cap 1000
Tata small cap 1000
Nippon india smallcap 3000
Motilal oswal midcap4000
Jm flexicap fund 4000
Uti nifty 50index 2000
Icici prudential multi asid fund 2000
Sbi helthcare opportunities fund 1000
Total 18000 invest
Kiya hai Today pls check portfolio.
(Second portfolio)
10 year
Targat 50 lakh
Nippon india small cap 1000
Motilal oswal midcap 1000
Parag Parikh flexicap 1500
Kotak multicap 1000
Icici prudential multi asid fund 500
Agar koi change krna hai to batiye sir.
50k lumsum krna hai
Pls advice
Thanks sir
Sir , My name is Puja and I want to start SIP of Rs 5000 per month. Kindly suggest 1 portfolio where I can do investment & which can give me good returns for the long term.
Good Evening, sir Maine lump-sum two schim me invest Kiya hu.. long term ke liye.
1/HDFC balance advantage fund-10lakh
2/HDFC Mid cap opportunities fund -5lakh
Review kijiye mere liye..
Age 56.5 years
I am having ten lakh rupees
Where to invest for one and half (18 months)
At the age 58 become retired and working in private company
Invest in bank FD. Equity Mutual Funds are for minimum period of 5 years
Hello Sir,
What is the difference between dynamic asset allocation fund or balanced advantage of multicap fund?
For a period of 5 years investment which will be better for a retired person like me.
Regards
Amit Mukherjee
Both are same
Hi Sir,
I want to invest 60000 lumpsum amount.
Following below is my portfolio, please guide where to invest.
1. Parag Parikh Flexi cap
2. SBI Magnum Midcap Fund
3. Quant Small cap Fund
4. Nippon India Small cap Fund
आप icci के agent है? बार बार इसका जिक्र करते है ।
I’m HARSUKHLAL ABHANI age 65 years I have invested 3000000/- in SCSC and 1500000/- PMVVY I have F D of 1 cr I want invest in mutual funds please advise
It is not prudent to invest in FD as you wl be paying 30% tax on interest accrued too your post tax return wl be only 6%.
You should have long term vision of minimum 10 years and should not lose heart with volatility of market and take it as golden opportunity to invest. You may invest Rs 1 cr in a period of 6 months - weekly SIP or STP
In mutual funds post tax return wl be 10% to 15% as LTCG 12.5% applied only in redemption
Suggest me four mutual funds schemes please
You can invest in Balanced Advantage Funds, Aggressive/ Conservative Hybrid Funds, Flexi Cap Funds and Multicap/Multi Asset Funds. Before investing, check to see that these Funds are more large cap oriented than mid-cap/small cap - to be on the safer side. Remain invested for at least five years or more.
SBI Contra fund is the best
Nice video