I am 35 years old and want to invest through SIPs for 11 years. My financial goals are: 1. After 12 years: ₹50 lakh for kid's education 2. After 15 years: ₹1 crore for kid's education 3. After 10 years: ₹1 crore for a house 4. After 10 years: ₹4 crore for retirement (planning to SWP ₹40K monthly from 2035 for the next 35 years, 40k based on current expenses) Current Investments: SIPs (₹30K/month): 1. PPFC - ₹6K 2. HDFC Sensex Index - ₹3.5K 3. Motilal Oswal Midcap - ₹6K 4. Kotak Equity Opportunities - ₹6K 5. Nippon India Small Cap - ₹6K 6. ICICI Nasdaq 100 - ₹2.5K PPF: ₹4K/month Current Portfolio: Mutual Funds: ₹12 lakh (including returns) PPF: ₹2.5 lakh Additional Lump Sum: I have ₹10 lakh for a lump sum investment.
Pankaj sir, I thank you profusely for answering my query so promptly & such an in depth manner. A die hard fan of yours. Will get back to you for more queries in future. Mitun.B Thanks & regards.
Sir, I have a couple of questions: Sectoral funds are cyclical. If they perform well for a couple of years, they do not perform for the next couple of years. So if my horizon is long (i.e., 10 years), can I expect to see 5 bullish cycles and get good returns out of it? So my question is, where is the risk in it? Is the Healthcare sector cyclical? I see some people saying yes, but without a proper reason. Because it is essential for people all days/years/decades together.
Good evening sir 🙏 Quant small cap fund ab return nahi de raha hai agar iski jagha main koyi or small cap fund rakhun to konsa best rahega or please sir quant fund ko bhi cover kijiyega 🙏
1.Bandhan smallcap fund,2.kotak emerging equity fund,3.mahandra menu life malti cap fund, 4.ICICI large and mid cap fund, 5.HDFC flexi cap fund,6. ICICI malti asate fund ha.sabme 2 thousans karka ha 10 sal ka leya karna ha aur stepup bhe kar sakte hai
Hello sir, 1. Parag parekh flexicap fund -10000rs 2. HDFC Small cap fund - 5000rs Sip chalu hai 10% se step up karunga Next 15 year k baad kitna rupiya juta paunga. Please suggest above mutual fund is good for investing. Your reply is truly appreciated. Thanks.
Good morning sir 🙏 Mohan sasaram rohtas bihar se Age 33 year Risk medium Mera portfolio es prakar hai. 1.Nippon india small 2000 2.hdfc mid opp 2000 3.motilal Oswal large mid 4000 4.kotak multi cap 4000 5.parag Parikh flexi 2000 Lumpsum Sbi focused equity 70000 Sbi contra 150000+sip 2000 par month Total current velue 2.7lakh hai Q1 son 2 1st son 06 years 2nd son 03 years In bacho ke name se Sip portfolio 02 karna alag alag direct open karna hai kya sahi ho sakta hai Sahi to document kya kya hoga Side se ya third party apps sahi hoga Scheme name ???? Please suggest sir
Sir, I am a Pensioner. I am having monthly spear amount of Rs 10,000. I would like to invest in MF for 10 yrs in Max Two scheme of combination - Equity [Large 50%, Med 20% S 5%] 75% + Govt Bond 10% + Commercial Real Estate 10% and Gold 5%.
Hello sir, I built a portfolio for my children education and for my retirement. I Need your valuable insights on the same. 1. Bandhan alpha 50 index 12000 2. Motilal flexi 12000 3. Motilal small 10000 4. Tata capital markets index 6000 5. Hdfc pharma Healthcare 6000 6. Franklin feeder us opportunities fund 4000 7. Whiteoak capital multiasset fund for lumpsums and let over money at EOM - 8L
Good evening sir.I'm 45 years old.I have just started my SIP in NIPPON INDIA LARGE CAP-8000/,PORAG PARIKH FLEXI CAP-5000/ and QUANT SMALL CAP-2 000/. I want to invest 5000/ more. Further want to invest 5 Lakh lumpsum for ten years for 80 lakh corpus
Good night sir, sir 2014 HDFC MID-CAP OPPORTUNITY FUND ME Rs. 9000/- per month ka SIP hai (1000/- per year top-up hai). (2) HDFC MULTI CAP FUND ME RS 1000/- Ka SIP hai, 10 years our hold karna hai, kya kare sir pl advice sir
Jai hind sir 1 - Agar Mai kisi fund Mai five year s Nivesit ho or Mai us fund ki same AMC ya other AMC mai dusare fund Mai switch karata ho to hamare return ya campaunding pr kya fark padata hai
Good evening sir I am 34 years old.Presently, I am in defence and going to retire in 2027 with 45 Lakh corpus. I am doing SIP in following funds from 2021. Nippon india large cap: 4000 Nippon india small cap: 2000 Kotak emerging equity : 3000 Kotak small cap: 3000 Axis mid cap: 3000 Parag parikh flexi: 4000 Quant small cap: 3000 Total : 22000/- with step up 10% yearly current porfolio value is 3.5 lakh After retirement in 2027, I Am hopeful to get another govt. Job. My pension will be 30000/- pm , it will be required another 10000/- pm for my monthly expense. My plan is , till I get another govt job continue SIP with retirement corpus when I get 2nd job then no problem to maintain SIP amount. My goal is to achieve amount for education of my son : 10 yrs and daughter: 05 yrs I required amount of as follows In 2032: 25lakh( for son ) 2036: 50 lakh( for son) 2038: 36 lakh( for daughter) 2042: 70 lakh( for daughter) I have one LIC policy which will be mature in 2029. I will get 13 lakh amount. Please suggest the strategy to achieve my goal.
Hlo sir good morning iam watching your all videos I am 25 years old Please sir suggest me My fund portfolio 2500 - nippn small cap 3000- Motilal mid cap 3500- Hdfc large cap 5000- nippon multi cap 2000 axis nifty 500 momentum 50 fund Sir mai 2 fund sector fund add karna chahta hu 4000 rs kotak economics reform fund / icici infrastructure fund And lic infrastructure fund Ya koi aur fund suggest please sir top 2 infrastructure ya reform ya digital fund please sir suggest me urgently Sir
SIR I WANT TO START SIP BY 20000 PER MONTH DIVIDED IN 5 FUNDS THAT BECOMES A DIVERSIFIED PORTFOLIO...PLEASE GUIDE ME WITH FUNDS NAME TO INVEST BECAUSE ITS BECOMES VERY DIFFICULT TO SELECT A FUND WHEN EVERYONE SUGGEST DIFFERENT FUND HOUSE NAMES IN THE SAME CATEOGORY
Long Term 10 ,15 years ke liye Lump sum 50000 investment Karna hai HDFC multi cap MF G Jyada Return De Sakta hai Ki HDFC Nifty 500 Index fund 50 :25:25 Kripya Marg Darshan karne
Hai sir please review my portfolio my age is 25 now, Retirement to 60 age Whiteoak capital multicap - 1500 Motilal oswal midcap-1500 Hsbc large and mid-1500 Invesco India smallcap-1500 Bank of India flexicap -1500
I am 35 years old and want to invest through SIPs for 11 years. My financial goals are:
1. After 12 years: ₹50 lakh for kid's education
2. After 15 years: ₹1 crore for kid's education
3. After 10 years: ₹1 crore for a house
4. After 10 years: ₹4 crore for retirement (planning to SWP ₹40K monthly from 2035 for the next 35 years, 40k based on current expenses)
Current Investments:
SIPs (₹30K/month):
1. PPFC - ₹6K
2. HDFC Sensex Index - ₹3.5K
3. Motilal Oswal Midcap - ₹6K
4. Kotak Equity Opportunities - ₹6K
5. Nippon India Small Cap - ₹6K
6. ICICI Nasdaq 100 - ₹2.5K
PPF: ₹4K/month
Current Portfolio:
Mutual Funds: ₹12 lakh (including returns)
PPF: ₹2.5 lakh
Additional Lump Sum:
I have ₹10 lakh for a lump sum investment.
Pankaj sir,
I thank you profusely for answering my query so promptly & such an in depth manner.
A die hard fan of yours.
Will get back to you for more queries in future.
Mitun.B
Thanks & regards.
👌
Good information sir ji
Thanks very useful information nice presentation
@@ravindrasahukar3060 thankyou sir
Sir, I have a couple of questions:
Sectoral funds are cyclical. If they perform well for a couple of years, they do not perform for the next couple of years. So if my horizon is long (i.e., 10 years), can I expect to see 5 bullish cycles and get good returns out of it? So my question is, where is the risk in it?
Is the Healthcare sector cyclical? I see some people saying yes, but without a proper reason. Because it is essential for people all days/years/decades together.
Thankyou sir 🙏😊
Thankyousir.
Good evening sir 🙏
Quant small cap fund ab return nahi de raha hai agar iski jagha main koyi or small cap fund rakhun to konsa best rahega or please sir quant fund ko bhi cover kijiyega 🙏
How much need to invest in multy assets allocation fund to get one crore for 10 years?
Why no one suggests axis funds😢
1.Bandhan smallcap fund,2.kotak emerging equity fund,3.mahandra menu life malti cap fund, 4.ICICI large and mid cap fund, 5.HDFC flexi cap fund,6. ICICI malti asate fund ha.sabme 2 thousans karka ha 10 sal ka leya karna ha aur stepup bhe kar sakte hai
सर मेरी आयु 43 साल है अगर 10 हजार रूपये महीना 15 साल के लिए इन्वेस्ट करूं तो कौन कौन सी कम्पनी मे इन्वेसस्ट करना चाहिये कि अच्छा रिटर्न मिल सके !
Jai hind sir
Meri age 34 year hai
Mujhe 10 years Mai 1 CR Ka portfolio banana hai
Please mujhe kismai SIP Karna hai please suggest
Hello sir,
1. Parag parekh flexicap fund -10000rs
2. HDFC Small cap fund - 5000rs
Sip chalu hai 10% se step up karunga
Next 15 year k baad kitna rupiya juta paunga.
Please suggest above mutual fund is good for investing.
Your reply is truly appreciated.
Thanks.
Good morning sir 🙏
Mohan sasaram rohtas bihar se
Age 33 year
Risk medium
Mera portfolio es prakar hai.
1.Nippon india small 2000
2.hdfc mid opp 2000
3.motilal Oswal large mid 4000
4.kotak multi cap 4000
5.parag Parikh flexi 2000
Lumpsum
Sbi focused equity 70000
Sbi contra 150000+sip 2000 par month
Total current velue 2.7lakh hai
Q1 son 2
1st son 06 years
2nd son 03 years
In bacho ke name se
Sip portfolio 02 karna alag alag direct open karna hai kya sahi ho sakta hai
Sahi to document kya kya hoga
Side se ya third party apps sahi hoga
Scheme name ????
Please suggest sir
Sir, I am a Pensioner. I am having monthly spear amount of Rs 10,000. I would like to invest in MF for 10 yrs in Max Two scheme of combination - Equity [Large 50%, Med 20% S 5%] 75% + Govt Bond 10% + Commercial Real Estate 10% and Gold 5%.
Hello sir, I built a portfolio for my children education and for my retirement. I Need your valuable insights on the same.
1. Bandhan alpha 50 index 12000
2. Motilal flexi 12000
3. Motilal small 10000
4. Tata capital markets index 6000
5. Hdfc pharma Healthcare 6000
6. Franklin feeder us opportunities fund 4000
7. Whiteoak capital multiasset fund for lumpsums and let over money at EOM - 8L
Good evening sir.I'm 45 years old.I have just started my SIP in NIPPON INDIA LARGE CAP-8000/,PORAG PARIKH FLEXI CAP-5000/ and QUANT SMALL CAP-2 000/. I want to invest 5000/ more. Further want to invest 5 Lakh lumpsum for ten years for 80 lakh corpus
Good night sir, sir 2014 HDFC MID-CAP OPPORTUNITY FUND ME Rs. 9000/- per month ka SIP hai (1000/- per year top-up hai). (2) HDFC MULTI CAP FUND ME RS 1000/- Ka SIP hai, 10 years our hold karna hai, kya kare sir pl advice sir
Change Nippon India LargeCap to Nippon India Multicap , Add 2000 more to Parag Parikh Flexicap and 3000 to Quant Smallcap. Thats all u r good to go
Jai hind sir
1 - Agar Mai kisi fund Mai five year s Nivesit ho or Mai us fund ki same AMC ya other AMC mai dusare fund Mai switch karata ho to hamare return ya campaunding pr kya fark padata hai
Good evening sir
I am 34 years old.Presently, I am in defence and going to retire in 2027 with 45 Lakh corpus.
I am doing SIP in following funds from 2021.
Nippon india large cap: 4000
Nippon india small cap: 2000
Kotak emerging equity : 3000
Kotak small cap: 3000
Axis mid cap: 3000
Parag parikh flexi: 4000
Quant small cap: 3000
Total : 22000/- with step up 10% yearly
current porfolio value is 3.5 lakh
After retirement in 2027, I Am hopeful to get another govt. Job. My pension will be 30000/- pm , it will be required another 10000/- pm for my monthly expense.
My plan is , till I get another govt job continue SIP with retirement corpus when I get 2nd job then no problem to maintain SIP amount.
My goal is to achieve amount for education of my son : 10 yrs and daughter: 05 yrs
I required amount of as follows
In 2032: 25lakh( for son )
2036: 50 lakh( for son)
2038: 36 lakh( for daughter)
2042: 70 lakh( for daughter)
I have one LIC policy which will be mature in 2029. I will get 13 lakh amount.
Please suggest the strategy to achieve my goal.
Good Evening sir
Respected sir I invest 25000 SIP in SBI Small Cap mutual fund regular growth. How long time it will become one crore sir
Sir, can a wife of state govt employees, a housewife, open pm man dhan yojna?
❤️❤️❤️❤️🙏🙏🙏🙏🙏👍👍👍👍👍👍
Hlo sir good morning iam watching your all videos
I am 25 years old
Please sir suggest me
My fund portfolio
2500 - nippn small cap
3000- Motilal mid cap
3500- Hdfc large cap
5000- nippon multi cap
2000 axis nifty 500 momentum 50 fund
Sir mai 2 fund sector fund add karna chahta hu 4000 rs
kotak economics reform fund / icici infrastructure fund
And lic infrastructure fund
Ya koi aur fund suggest please sir top 2 infrastructure ya reform ya digital fund please sir suggest me urgently
Sir
SIR I WANT TO START SIP BY 20000 PER MONTH DIVIDED IN 5 FUNDS THAT BECOMES A DIVERSIFIED PORTFOLIO...PLEASE GUIDE ME WITH FUNDS NAME TO INVEST BECAUSE ITS BECOMES VERY DIFFICULT TO SELECT A FUND WHEN EVERYONE SUGGEST DIFFERENT FUND HOUSE NAMES IN THE SAME CATEOGORY
Lumsump 2cr where to invest for retirement. Need @ 1lac monthly from Jan 2026
Fund se better hai Tata share me investment..
..
Sir aapko sawal kise mail id pay bheje, pls confirm.
Namaskar sir
Muje 15 sal me 2 cr chahiye please suggest funds with amount
Tauras ethical fund
Sir namaskar please review my portfolio. age 35 yr. Time -25yr. Stepup 5%.
ICICI blue chip - 1500
Parag Parekh flexicap - 2000
Motilal midcap - 2500
Canara robeco smallcap-3000
Nippon 500 Momentum 50 index-1000
Thanks.
नमस्कार सर जी मुझे 8 साल में एक करोड रुपए चाहिए
Bakwas Suggestion ..
mai ek sal 1 cr+ kr lunga 10 lakh ka sip se
Sandar jabardast jindabad
@kundan , baap k paise se recharge karana band kr kr kuch khud k dum pr kr , backchodi nhi😂
😂
Long Term 10 ,15 years ke liye Lump sum 50000 investment Karna hai
HDFC multi cap MF G Jyada Return De Sakta hai Ki
HDFC Nifty 500 Index fund 50 :25:25
Kripya Marg Darshan karne
Hai sir please review my portfolio my age is 25 now, Retirement to 60 age
Whiteoak capital multicap - 1500
Motilal oswal midcap-1500
Hsbc large and mid-1500
Invesco India smallcap-1500
Bank of India flexicap -1500