Zelle Scams to Know Before It's Too Late
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- Опубліковано 27 лют 2023
- Zelle scams are on the rise. If you get caught up in one, there's a 90% chance you WONT get your money back. Learn these scam tricks so you can recognize them faster when you happen to be the target. Just knowing how it works can help you spot them before its too late. Hope this helps.
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I don't use Zelle to buy things. Only for Money transfer to family members or friends. Also to pay rent to landlord.
I agree!!! I’m the same way
Same here. Family money transfers, my landlady for rent, my hairdresser.
I was buying stuff on FB marketplace and every time someone asked to pay them with Zelle, it will always be a no from me
Good rule of thumb. Zelle with friends you know only.
I use zelle a lot but in person and never in advance
Yeah I had multiple people ask me if I accepted zelle and after I said no but I have every other online banking app and I accept cash they never responded, knew it was a scam.
I tried going along with a buyer wanting to use zelle on marketplace, and her funds kept on not coming through. Buyer claimed that she would have to have to pay an extra $200 for her account to be activated, so that she could DEFINITELY pay me. I told her not to do that, but pay she claimed to do. Anyway, I’m betting the scam was for me to be guilted into trying to reimburse her for her troubles, and she’d pay back the difference (which I would probably never see again) but I was like, “if your funds couldn’t get through to me before, I sure as hell ain’t throwing out money in hopes you’ll give it back!” Whew! God! In retrospect, as desperate as that “buyer” sounded with her zelle problems, it sounds more and more like a jip. SO glad I didn’t front her anything!
I came here because I posted something for sale on Facebook marketplace. Almost everyone is trying to pay with Zelle. I came here to see if it may be a scam. Also Facebook marketplace notified to beware of Zelle scams. Thank you for the video.
This is a fantastic reminder of how careful we must be. Thank you!
If you have Zelle, you can send the request for money to them using there Zelle. That way the request for payment like a bill and then once they pay it hits your bank account. Just don’t respond to any text or email that they would send. Just check your bank account and if the money if there great. If not then they did not pay.
My daughter uses it to send money to her daughter or Son......
OMG thank you so much for this information. I don't know much about scams so I'm glad you are letting people aware of this/these scams
Bravo, *Briskdeft* I'm so glad you're out there fighting these scumbags. We must do everything in our power to protect the elderly and the general public from these despicable scammers. You're a true hero, my brother. 😊😊
Thank you for pulling this off so smoothly
As always thank you for keeping us one step ahead of all these scammers. If it sounds too good to be true more than likely they are getting rich off of you. If you can’t find a paper trail don’t send $$. Sadly the big banks are the ones behind Zelle who want to shift the responsibility to the consumers.
It's a hole in the banking system since they can funnel money out of your account with no recourse.
Someone was trying to scam me
Thanks a lot BTB.Thank you for helping me to become debt free.Most appreciated.Excellent Content.
Slow and steady makes it to the top Good job.
This is the old Francis. Good to see you healthy again. ❤
THANK YOU FOR THE INFORMATION. YOU ARE THE BEST.❤
This is a great video 👍
Thanks for the time you spent teaching us.
The time and efforts vou had put into this work that is bevond excellence Take my cordial thanks You are really an efficient organized
Thank you for your good information
Excellent tutorial!
Zelle is the worst. One time a barber told me to Zelle him the payment and he then gave the wrong phone number to Zelle. I even Zelled with a tip. Later finding out he gave me the wrong phone number. I could not get the money back. So I had to pay twice. My bank said using Zelle is like giving someone your money and if the person doesn’t return it, you cannot get it back.
That's his bad I wouldn't send again
I have people request it
@@wifeyb.9779 Exactly. I only send money to people that I've told to send me a payment request from their account. That way there's no phone number or email account mixup possible on my part.
Thanks for all the tips. I just recently had a buyer on Facebook marketplace insisting to pay in advance via Zelle, even after I said cash only. They asked 3 times for Zelle and tried to justify why Zelle is such a great option used nationwide. They stated that they were not planning to buy anything at this moment, but that I had a good price and that this was the only way they could pay at the moment. I felt bad, but I don’t sell stuff online often to justify signing up for Zelle. Now I know better. This video just confirmed my suspicion.
For me the issues would be, only zelle works in my home country, no paypal, no cash app which makes things rather difficult.
Regardless I don’t buy any onFB .
I would rather go to the store myself even it is expensive rather than being scam.
Thank you for putting this important information out there.
Excellent!! Thank you!
Thank you. People please be careful online. Do not click!
Only pay cash or debit card. Don’t hook up your bank account with any transfer app. Do big transactions over the counter in a bank through checks or bank transfers. Old school .
Thank you for sharing,God bless you
I fell for the rental thing a long time ago when i was moved away from home for the first time. Live and learn ya know?
Hey thanks I was in the midst of a scam and your into helped me from getting scammed through Zelle
You comment is my reward for making this video. =D
Thank you, you just saved me from a scam
Thanks so much bro.
Good advice
Every payment method can be used for scamming.
Zelle doesn't have a way back once it has been sent that can be beneficial if used mostly for close friends and family the speed of money delivery with Zelle has saved my kids and me out of many many jams
Good point. But then the fact that it's there allows for large sums of money to exit your account if someone gains access to your bank credentials.
@@BeatTheBush I have always operated under the assumption that if someone gains access to your bank credentials you are going to have a very very bad time.
Is Zelle safe if you are a seller? For example on fb marketplace if someone sends me the money on Zelle at a public meet up or something
@@ethanclinton6147 always for the seller gets their money but with the purchase there is no guarantee they will receive product or service or a return of said product
Thanks for the info
No problem 👍
Surprised the “sent you a payment by mistake, please send the money back” scam isn’t covered in your video. My friend just fell for this.
SOMEONE JUST SEND ME MONEY AND IS ASKING FOR IT BACK,,WHAT HAPPEN TO YOUR BUDDY
@brendanmc83 How does that scam even work?
So did a friend of mine..they wanted her to use gift cards to give to them for their "mistake".
Excellent advice!!!
Bob
Thx for the tips. My big error is when I get wrong password, I try various ones I can remember. The scammer just needs to record my tries or log tries and voila, probably has password of all acounts.
Thanks for the head up
Thanks
What I do when I receive inquiries about bank, credit or any kind of account, I don't respond via the text or email. I go directly to the verified actual website or call the known and verified phone number. If the text or email says you must respond to that notice, its a scam. Block sender immediately.
Same goes with phone calls. Don't give sensitive, personal information to someone calling you. If it's a legitimate concern, any customer service rep that you get through the legitimate phone number will be able to discuss the issue.
Stay alert, protect yourself. 😊
Cash will always be king
Well... you don't want too much of it in person in case you get robbed.
@@BeatTheBush You're much more likely to have your card info stolen out of some database and used fraudulently than being mugged these days.
Sorry but cash is slowly being phased out of our society.
Jesus is King
@@BeatTheBushwhen he sent you a pre payment what did you do with the money exactly?
I mean it could be a good service if they put more checks and features in place like PayPal or other services have.
It seems like the Bank doesnt do anything
Knowing its a scam
..unbelievable
I was a victim of this scam. I was asleep when i got the call. My bank was able to tell me what bank received my stolen money.
How do you disable Zelle?
I am coming as well from Nashville Tennessee
I learned my lesson , nowadays I only Zelle people I know ! Never again just trust people you don’t know and Zelle them money for any reason 😊
I would send them .1 dollars and if they receive that, you can be sure that you are using the right account.
This is why I only use it with family 💯‼️
Zelle know that is risky but they also know it will be a big improvement for the business. They are trying to follow paypal like most business ethics does and succeed.
I always have them meet me at a police station lol
They got me once and my bank had something to do with it. I lost the claim also. I was transferring money from my account to Zelle. How the bank sent it to the wrong email. After months of waiting for my claim, I was told I was denied reimbursement.
Aim to finish renovating 3/4
Zelle transfer via Chase bank app is fine for me. Heard the actual Zelle is complicated.
If you type the word Zell into the search box of UA-cam you will see a video from a reporter back east who spent months and months trying to get $9000 back from a man who used the Chase app or was it so anyway he finally got his money back but it took a reporter digging and digging in order to make that happen
Zelle is the shit! Just be smart about it my dudes.
I'm with outmost respect and love for
I’m so confused on the first “scam” about prepaying. If you are the seller, and they want to prepay you via Zelle (which is the hardest to “charge back” on) how is that a bad thing for the seller?
Zelle must only be use to people you know personally! Family and friends!
Yesss!!
I literally have a guy right now trying to pay me up front before his sister came to meet with me tomorrow, and he said he wants to pay now to make it easier for her when she comes.
This is just good advice in general, not Zelle specific.
=D Thanks!
As s seller never accept zelle.
I love Zelle, but I only send money to friends and family using that method. It's great when you go out to eat and want to send someone payment for your portion of the meal, or your half of the cost of concert tickets or whatever. As long as you know the person you're sending it to, it's fantastic. It's even faster when they also bank with the same bank, in my case Bank of America.
Sending money to friends and family is the safest way to send money through Zelle. Don’t send money through Zelle to people you don’t know.
No refunds, what is the good APP. to Uptain.
Hi! I’m selling something on FB and someone just replied to my ad saying he would like to pay in advance using Zelle. To me, someone who has not used Zelle, it was pretty awkward. So, is there anyway I could be scammed if this person offers me to send money in advance? Without me giving him the product. Thank you all
Did you get a response to that question
I don't use Zelle for personal purchases. I only use Zelle with family and friends I know. Sometimes people open the door to these scammers.
I Don't use my Cell Phone for any type of banking or Cash Payments and I never will! I leave all Credit Cards & Bank Card at home unless I Need one for a reason for that day.
Zelle only applies in the US unless they have a mule to send it to other countries .
The old ways are the best ways.
If you were gonna send money but it says "verify " did u lose that money or do u have to press verify to lose it completely.
I will never make payments through Cash app for any companies or businesses.
Do not reply! DELETE! Just don’t open the text/Email. If you’re stressed about it contact your bank! This is a no brainer as far as I’m concerned.
Zelle is so easy and it doesn’t charge you a fee to use transfer the money or receive right away.’
Zelle is great for entrepreneurs or friends splitting a bill etc.
Hi! If you get a notification from zelle, make sure to contact customer service before making transaction or ignore it. Zelle does not offer protection so send money to the person you only know. If you want to learn more about zelle, customer service asnwer general question
I use Zelle every month to help a relative. It's the only transaction I do through Zelle. Do I need to stop?
No, if it's working with that person then you should be ok.
My bank gave me money back.... all of it my ex scammed me and zelled herself money from my phone
How to remove Zelle scammer off my BOA account?
I gave the scammer my zelle QR with my name & cellphone number and now I don’t know what to do. I didn’t go forward with the transaction but now he has my info. Should I be worried?
Yes, at the very least, close that account.
Did not quite get it when you said scammers want your email account. What harm can it be for just an address on internet?
Phishing attempts.
Zelle is a great man. Just make sure you know who you are sending it to.
So you mentioned you want to remove it from your bank account. Is that possible?
Yes it’s possible.
@@trinity123 how?
I don’t buy anything from FB regardless .
I would rather go to store myself .
I can't tell you how great is
What's your thoughts on TEMU? A scam?
Temu is not a Scam in the traditional sense, meaning they don't steal your money. But Temu is a Scam due to the fact that they sell only inferior products which are not worth the money they ask for, this is all of course in my humble opinion. Hope this helps. Think of it this way, if something sounds too good to be true, then it is, so don't fall for it.
TEMU is just selling cheap and easy broken products which are made in China..... that's it.
Never got a refund on material I sent back….beware
Zelle seemed too convoluted, plus no guarantee? Hard pass!
Has anyone here had a situation where money that was Sent to them ended badly or reversed? Because I accept payment by zelle all the time.
I had a situation where a man that was in jail with my family member asked if he knew of anyone that could help him get money out of his bank account so that he could have money put into his commissary, phone, etc. I was asked to do this and I was given a Power of Attorney to be able to withdraw funds from his account. Since he used the same bank that I did he asked me to use Zelle to transfer funds from his account to mine so that I could do transactions for him as he requested. I did this for him for several weeks (and I even used some of the money to pay for his attorney) and when he got out of jail he had in his mind that I would be interested in a personal relationship with him. When I told him that there was not even a remote possibility of that ever happening he went into his bank account and filed online disputes for 8 of the Zelle transactions sent to me and put my account into almost $2000 overdraft. When I spoke to the fraud investigators at Chase bank they told me they would let me know the result of their investigation within 10 days. I assumed they would ask me my side of the story as well but when I called them back they said that they had already made their decision that the man's disputes were justified and that my account was frozen and was only able to accept deposits until the full amount was paid off. I feel like this was some sort of scam and that his intentions were to get his money back from my account once he got out of jail, leaving me in a very serious financial bind.
I would close my accounts at that bank and move them to another bank to prevent them from being hacked. Giving up banking information makes me nervous
would filing a police report help ???
Nope...
@@sugalovely1238 😢😢Hate this world someone got 2.5k out of my account in March
Yeah I tried to sell some on fb and they tried to use Zelle and they got my address and zelle they like you got send the 250 back but I never received the 250
And the person offering me death threats thinking I scammed
It’s very weird
A new zelle scam! They will give you their phone to put their number to look up your account which is what zelle does and normally when you receive money your phone gets a text but now MAKE SURE THE MONEY GETS IN YOUR ACCOUNT BECAUSE THAT NUMBER IS FAKE!! i got too comfortable and got the number without checking and got scammed. Lesson learned im done being nice
Remove your phone number to disable Zelle
Just don't take convenience over safety if your transaction involves liike more then $100 to $200 USD.
I only send Zelle to ppl I know!
Why is getting prepaid is bad? Just exposed email or phone number?
exposing information. just don't give out personal information.
Basically, don’t use Zelle unless you KNOW the person or they do it right in front of you and you watch for the money hitting your account!
I'm just here to say thank you
A possible scammer just now on the Facebook wanted to pay me an advance. I gave them my Zell email and the amount of money which was $500. Didn't go through because I needed to upgrade to a business account. They were willing to send me another 300 as long as I sent go that far the $500 never went through but since they have my email. Is that a problem?
The fact that this is happening to u as it is to me shows me this must be a scam
I set up an acct with only a small amount in it so the most I keep in it is a 100 bucks
I’m ten min in and still don’t know why it’s not safe to zelle. Dude, tell us why
Because the bank is not libel and once the money goes to a scammer it’s gone. You will never get it back.
I don’t use it period
if someone zelles you money. how are you getting scammed? you can screw them in reality 🤦🏻♂️🤦🏻♂️
I just got rob $150 for deposit. Should have known earlier
Only pay via Zelle to people you know.
I'm old school and will never use these apps.
Zelle is good make sure the phone numbers are right
They can’t take the money back once it’s sent that’s a good thing
Just don’t use Zelle.
When I smell fish, I am out.