Yeah I had multiple people ask me if I accepted zelle and after I said no but I have every other online banking app and I accept cash they never responded, knew it was a scam.
I tried going along with a buyer wanting to use zelle on marketplace, and her funds kept on not coming through. Buyer claimed that she would have to have to pay an extra $200 for her account to be activated, so that she could DEFINITELY pay me. I told her not to do that, but pay she claimed to do. Anyway, I’m betting the scam was for me to be guilted into trying to reimburse her for her troubles, and she’d pay back the difference (which I would probably never see again) but I was like, “if your funds couldn’t get through to me before, I sure as hell ain’t throwing out money in hopes you’ll give it back!” Whew! God! In retrospect, as desperate as that “buyer” sounded with her zelle problems, it sounds more and more like a jip. SO glad I didn’t front her anything!
I came here because I posted something for sale on Facebook marketplace. Almost everyone is trying to pay with Zelle. I came here to see if it may be a scam. Also Facebook marketplace notified to beware of Zelle scams. Thank you for the video.
If you have Zelle, you can send the request for money to them using there Zelle. That way the request for payment like a bill and then once they pay it hits your bank account. Just don’t respond to any text or email that they would send. Just check your bank account and if the money if there great. If not then they did not pay.
As always thank you for keeping us one step ahead of all these scammers. If it sounds too good to be true more than likely they are getting rich off of you. If you can’t find a paper trail don’t send $$. Sadly the big banks are the ones behind Zelle who want to shift the responsibility to the consumers.
Bravo, *Briskdeft* I'm so glad you're out there fighting these scumbags. We must do everything in our power to protect the elderly and the general public from these despicable scammers. You're a true hero, my brother. 😊😊
Thanks for all the tips. I just recently had a buyer on Facebook marketplace insisting to pay in advance via Zelle, even after I said cash only. They asked 3 times for Zelle and tried to justify why Zelle is such a great option used nationwide. They stated that they were not planning to buy anything at this moment, but that I had a good price and that this was the only way they could pay at the moment. I felt bad, but I don’t sell stuff online often to justify signing up for Zelle. Now I know better. This video just confirmed my suspicion.
What I do when I receive inquiries about bank, credit or any kind of account, I don't respond via the text or email. I go directly to the verified actual website or call the known and verified phone number. If the text or email says you must respond to that notice, its a scam. Block sender immediately. Same goes with phone calls. Don't give sensitive, personal information to someone calling you. If it's a legitimate concern, any customer service rep that you get through the legitimate phone number will be able to discuss the issue. Stay alert, protect yourself. 😊
Every payment method can be used for scamming. Zelle doesn't have a way back once it has been sent that can be beneficial if used mostly for close friends and family the speed of money delivery with Zelle has saved my kids and me out of many many jams
@@BeatTheBush I have always operated under the assumption that if someone gains access to your bank credentials you are going to have a very very bad time.
@@ethanclinton6147 always for the seller gets their money but with the purchase there is no guarantee they will receive product or service or a return of said product
Only pay cash or debit card. Don’t hook up your bank account with any transfer app. Do big transactions over the counter in a bank through checks or bank transfers. Old school .
Zelle is the worst. One time a barber told me to Zelle him the payment and he then gave the wrong phone number to Zelle. I even Zelled with a tip. Later finding out he gave me the wrong phone number. I could not get the money back. So I had to pay twice. My bank said using Zelle is like giving someone your money and if the person doesn’t return it, you cannot get it back.
@@wifeyb.9779 Exactly. I only send money to people that I've told to send me a payment request from their account. That way there's no phone number or email account mixup possible on my part.
Zelle is sending money to another bank account. It is traceable and Zelle should be able to inform the other bank if fraud is reported and freeze funds. They just don't want to cause, it costs money and they don't have any regulations pressing them to do so.
The first "scam" makes no sense. What's wrong with accepting prepaid? Please explain...that is not a scam...if he prepays you with zelle and you still have the product, how is that a scam?!
Hi! If you get a notification from zelle, make sure to contact customer service before making transaction or ignore it. Zelle does not offer protection so send money to the person you only know. If you want to learn more about zelle, customer service asnwer general question
I’m so confused on the first “scam” about prepaying. If you are the seller, and they want to prepay you via Zelle (which is the hardest to “charge back” on) how is that a bad thing for the seller?
Exactly! I’m selling a couch on Next door, so it seems to be a similar tactic paying up front to pick up later. Also, they never want to negotiate on price! But how do they gain access to your account? Has anyone gone that next step?
Hi! I’m selling something on FB and someone just replied to my ad saying he would like to pay in advance using Zelle. To me, someone who has not used Zelle, it was pretty awkward. So, is there anyway I could be scammed if this person offers me to send money in advance? Without me giving him the product. Thank you all
Thx for the tips. My big error is when I get wrong password, I try various ones I can remember. The scammer just needs to record my tries or log tries and voila, probably has password of all acounts.
If you type the word Zell into the search box of UA-cam you will see a video from a reporter back east who spent months and months trying to get $9000 back from a man who used the Chase app or was it so anyway he finally got his money back but it took a reporter digging and digging in order to make that happen
I love Zelle, but I only send money to friends and family using that method. It's great when you go out to eat and want to send someone payment for your portion of the meal, or your half of the cost of concert tickets or whatever. As long as you know the person you're sending it to, it's fantastic. It's even faster when they also bank with the same bank, in my case Bank of America.
They got me once and my bank had something to do with it. I lost the claim also. I was transferring money from my account to Zelle. How the bank sent it to the wrong email. After months of waiting for my claim, I was told I was denied reimbursement.
Call your bank and tell them you want Zelle disabled. Once they do that, even you will not be able to send cash thru Zelle unless you go to the bank in person and have them turn it back on. I did that and I don't regret it.
I Don't use my Cell Phone for any type of banking or Cash Payments and I never will! I leave all Credit Cards & Bank Card at home unless I Need one for a reason for that day.
Yeah I tried to sell some on fb and they tried to use Zelle and they got my address and zelle they like you got send the 250 back but I never received the 250
wrong...i don't care..i gave them my zelle, once i got the money in my bank i ship the item, not always but sometimes to avoid fb fees and tax and they trust me (or i trust the seller). nothing wrong with that, why you afraid to give out your zelle info ? why ?. just make sure the fund available in your bank. otherwise no more action needed.
Zelle know that is risky but they also know it will be a big improvement for the business. They are trying to follow paypal like most business ethics does and succeed.
Temu is not a Scam in the traditional sense, meaning they don't steal your money. But Temu is a Scam due to the fact that they sell only inferior products which are not worth the money they ask for, this is all of course in my humble opinion. Hope this helps. Think of it this way, if something sounds too good to be true, then it is, so don't fall for it.
I literally have a guy right now trying to pay me up front before his sister came to meet with me tomorrow, and he said he wants to pay now to make it easier for her when she comes.
Me too! I just don’t know how that particular scam would work though! If they sell u, how do they get access to your account? I can’t seem to find the answer to that.
@@phyllisbaker3974 They dont this guy doesnt know what hes talking about. If your selling something and you get the money and still have the product thats a good thing for the seller. You have full control of the situation . On top of that after you ship out the product the buyer cant do a chargeback and try to scam you. Thats a win, win for the seller all day long . Zelle is great ! 😀
I gave the scammer my zelle QR with my name & cellphone number and now I don’t know what to do. I didn’t go forward with the transaction but now he has my info. Should I be worried?
A new zelle scam! They will give you their phone to put their number to look up your account which is what zelle does and normally when you receive money your phone gets a text but now MAKE SURE THE MONEY GETS IN YOUR ACCOUNT BECAUSE THAT NUMBER IS FAKE!! i got too comfortable and got the number without checking and got scammed. Lesson learned im done being nice
I don't use Zelle to buy things. Only for Money transfer to family members or friends. Also to pay rent to landlord.
I agree!!! I’m the same way
Same here. Family money transfers, my landlady for rent, my hairdresser.
I'm a landlord and my tenant uses Zelle, but for some reason the payment takes 3-4 days. Have you ever had a Zelle take 4 days?
@@dliv1687 only if it is the first time after that it should be right away
This is a fantastic reminder of how careful we must be. Thank you!
I was buying stuff on FB marketplace and every time someone asked to pay them with Zelle, it will always be a no from me
Good rule of thumb. Zelle with friends you know only.
I use zelle a lot but in person and never in advance
Yeah I had multiple people ask me if I accepted zelle and after I said no but I have every other online banking app and I accept cash they never responded, knew it was a scam.
I tried going along with a buyer wanting to use zelle on marketplace, and her funds kept on not coming through. Buyer claimed that she would have to have to pay an extra $200 for her account to be activated, so that she could DEFINITELY pay me. I told her not to do that, but pay she claimed to do. Anyway, I’m betting the scam was for me to be guilted into trying to reimburse her for her troubles, and she’d pay back the difference (which I would probably never see again) but I was like, “if your funds couldn’t get through to me before, I sure as hell ain’t throwing out money in hopes you’ll give it back!” Whew! God! In retrospect, as desperate as that “buyer” sounded with her zelle problems, it sounds more and more like a jip. SO glad I didn’t front her anything!
I came here because I posted something for sale on Facebook marketplace. Almost everyone is trying to pay with Zelle. I came here to see if it may be a scam. Also Facebook marketplace notified to beware of Zelle scams. Thank you for the video.
If you have Zelle, you can send the request for money to them using there Zelle. That way the request for payment like a bill and then once they pay it hits your bank account. Just don’t respond to any text or email that they would send. Just check your bank account and if the money if there great. If not then they did not pay.
My daughter uses it to send money to her daughter or Son......
@@lindacurtis3513i think with immediate family that you trust is ok
As always thank you for keeping us one step ahead of all these scammers. If it sounds too good to be true more than likely they are getting rich off of you. If you can’t find a paper trail don’t send $$. Sadly the big banks are the ones behind Zelle who want to shift the responsibility to the consumers.
It's a hole in the banking system since they can funnel money out of your account with no recourse.
Someone was trying to scam me
Bravo, *Briskdeft* I'm so glad you're out there fighting these scumbags. We must do everything in our power to protect the elderly and the general public from these despicable scammers. You're a true hero, my brother. 😊😊
Thanks for all the tips. I just recently had a buyer on Facebook marketplace insisting to pay in advance via Zelle, even after I said cash only. They asked 3 times for Zelle and tried to justify why Zelle is such a great option used nationwide. They stated that they were not planning to buy anything at this moment, but that I had a good price and that this was the only way they could pay at the moment. I felt bad, but I don’t sell stuff online often to justify signing up for Zelle. Now I know better. This video just confirmed my suspicion.
For me the issues would be, only zelle works in my home country, no paypal, no cash app which makes things rather difficult.
Regardless I don’t buy any onFB .
I would rather go to the store myself even it is expensive rather than being scam.
What I do when I receive inquiries about bank, credit or any kind of account, I don't respond via the text or email. I go directly to the verified actual website or call the known and verified phone number. If the text or email says you must respond to that notice, its a scam. Block sender immediately.
Same goes with phone calls. Don't give sensitive, personal information to someone calling you. If it's a legitimate concern, any customer service rep that you get through the legitimate phone number will be able to discuss the issue.
Stay alert, protect yourself. 😊
OMG thank you so much for this information. I don't know much about scams so I'm glad you are letting people aware of this/these scams
This is the old Francis. Good to see you healthy again. ❤
Every payment method can be used for scamming.
Zelle doesn't have a way back once it has been sent that can be beneficial if used mostly for close friends and family the speed of money delivery with Zelle has saved my kids and me out of many many jams
Good point. But then the fact that it's there allows for large sums of money to exit your account if someone gains access to your bank credentials.
@@BeatTheBush I have always operated under the assumption that if someone gains access to your bank credentials you are going to have a very very bad time.
Is Zelle safe if you are a seller? For example on fb marketplace if someone sends me the money on Zelle at a public meet up or something
@@ethanclinton6147 always for the seller gets their money but with the purchase there is no guarantee they will receive product or service or a return of said product
Operative words; friends and family. 🎉
I fell for the rental thing a long time ago when i was moved away from home for the first time. Live and learn ya know?
Only pay cash or debit card. Don’t hook up your bank account with any transfer app. Do big transactions over the counter in a bank through checks or bank transfers. Old school .
Yes. I am almost 50 and I am not comfortable with zelle
Thank you. People please be careful online. Do not click!
Zelle is the worst. One time a barber told me to Zelle him the payment and he then gave the wrong phone number to Zelle. I even Zelled with a tip. Later finding out he gave me the wrong phone number. I could not get the money back. So I had to pay twice. My bank said using Zelle is like giving someone your money and if the person doesn’t return it, you cannot get it back.
That's his bad I wouldn't send again
I have people request it
@@wifeyb.9779 Exactly. I only send money to people that I've told to send me a payment request from their account. That way there's no phone number or email account mixup possible on my part.
sounds like a scam to me. his buddy got your 1st payment and he got the second one.
Thank you for pulling this off so smoothly
Zelle is sending money to another bank account. It is traceable and Zelle should be able to inform the other bank if fraud is reported and freeze funds. They just don't want to cause, it costs money and they don't have any regulations pressing them to do so.
I learned my lesson , nowadays I only Zelle people I know ! Never again just trust people you don’t know and Zelle them money for any reason 😊
I would send them .1 dollars and if they receive that, you can be sure that you are using the right account.
Surprised the “sent you a payment by mistake, please send the money back” scam isn’t covered in your video. My friend just fell for this.
SOMEONE JUST SEND ME MONEY AND IS ASKING FOR IT BACK,,WHAT HAPPEN TO YOUR BUDDY
@brendanmc83 How does that scam even work?
So did a friend of mine..they wanted her to use gift cards to give to them for their "mistake".
Do not reply! DELETE! Just don’t open the text/Email. If you’re stressed about it contact your bank! This is a no brainer as far as I’m concerned.
Cash will always be king
Well... you don't want too much of it in person in case you get robbed.
@@BeatTheBush You're much more likely to have your card info stolen out of some database and used fraudulently than being mugged these days.
Sorry but cash is slowly being phased out of our society.
Jesus is King
@@BeatTheBushwhen he sent you a pre payment what did you do with the money exactly?
Hey thanks I was in the midst of a scam and your into helped me from getting scammed through Zelle
You comment is my reward for making this video. =D
Zelle must only be use to people you know personally! Family and friends!
Yesss!!
This is just good advice in general, not Zelle specific.
=D Thanks!
Zelle is the shit! Just be smart about it my dudes.
The first "scam" makes no sense. What's wrong with accepting prepaid? Please explain...that is not a scam...if he prepays you with zelle and you still have the product, how is that a scam?!
It seems like the Bank doesnt do anything
Knowing its a scam
..unbelievable
Thank you, you just saved me from a scam
This is a great video 👍
Thanks for the time you spent teaching us.
The time and efforts vou had put into this work that is bevond excellence Take my cordial thanks You are really an efficient organized
Thanks a lot BTB.Thank you for helping me to become debt free.Most appreciated.Excellent Content.
Hi! If you get a notification from zelle, make sure to contact customer service before making transaction or ignore it. Zelle does not offer protection so send money to the person you only know. If you want to learn more about zelle, customer service asnwer general question
I’m so confused on the first “scam” about prepaying. If you are the seller, and they want to prepay you via Zelle (which is the hardest to “charge back” on) how is that a bad thing for the seller?
Exactly! I’m selling a couch on Next door, so it seems to be a similar tactic paying up front to pick up later. Also, they never want to negotiate on price! But how do they gain access to your account? Has anyone gone that next step?
Hi! I’m selling something on FB and someone just replied to my ad saying he would like to pay in advance using Zelle. To me, someone who has not used Zelle, it was pretty awkward. So, is there anyway I could be scammed if this person offers me to send money in advance? Without me giving him the product. Thank you all
Did you get a response to that question
Thanks so much for this info. Yes, I was skeptical of Zelle, and you helped a lot
Excellent tutorial!
I don't use Zelle for personal purchases. I only use Zelle with family and friends I know. Sometimes people open the door to these scammers.
Thx for the tips. My big error is when I get wrong password, I try various ones I can remember. The scammer just needs to record my tries or log tries and voila, probably has password of all acounts.
Thank you for putting this important information out there.
Zelle transfer via Chase bank app is fine for me. Heard the actual Zelle is complicated.
If you type the word Zell into the search box of UA-cam you will see a video from a reporter back east who spent months and months trying to get $9000 back from a man who used the Chase app or was it so anyway he finally got his money back but it took a reporter digging and digging in order to make that happen
I love Zelle, but I only send money to friends and family using that method. It's great when you go out to eat and want to send someone payment for your portion of the meal, or your half of the cost of concert tickets or whatever. As long as you know the person you're sending it to, it's fantastic. It's even faster when they also bank with the same bank, in my case Bank of America.
Sending money to friends and family is the safest way to send money through Zelle. Don’t send money through Zelle to people you don’t know.
Thank you for your good information
Great information. Thank you!
Zelle only applies in the US unless they have a mule to send it to other countries .
No refunds, what is the good APP. to Uptain.
As s seller never accept zelle.
I use Zelle with family and friends. Never had a problem. No messy checks to mess with.
THANK YOU FOR THE INFORMATION. YOU ARE THE BEST.❤
They got me once and my bank had something to do with it. I lost the claim also. I was transferring money from my account to Zelle. How the bank sent it to the wrong email. After months of waiting for my claim, I was told I was denied reimbursement.
I use Zelle every month to help a relative. It's the only transaction I do through Zelle. Do I need to stop?
No, if it's working with that person then you should be ok.
Zelle I use it. It's bank to bank . I use for work or people I know. That's it. How is it a scam if you get the money?
I have had Zelle payments denied by my bank. I only Zelle to family members. I hardly ever buy online anymore. Scammers are everywhere.
Slow and steady makes it to the top Good job.
My bank gave me money back.... all of it my ex scammed me and zelled herself money from my phone
I don’t buy anything from FB regardless .
I would rather go to store myself .
I was a victim of this scam. I was asleep when i got the call. My bank was able to tell me what bank received my stolen money.
Excellent advice!!!
Bob
The old ways are the best ways.
Zelle is a great man. Just make sure you know who you are sending it to.
Excellent!! Thank you!
if someone zelles you money. how are you getting scammed? you can screw them in reality 🤦🏻♂️🤦🏻♂️
How do you disable Zelle?
Call your bank and tell them you want Zelle disabled. Once they do that, even you will not be able to send cash thru Zelle unless you go to the bank in person and have them turn it back on. I did that and I don't regret it.
@-myal-8691 Thank you so much. I appreciate you making the effort to respond.
Thank you for sharing,God bless you
I Don't use my Cell Phone for any type of banking or Cash Payments and I never will! I leave all Credit Cards & Bank Card at home unless I Need one for a reason for that day.
I always have them meet me at a police station lol
Good advice
This is why I only use it with family 💯‼️
If you were gonna send money but it says "verify " did u lose that money or do u have to press verify to lose it completely.
I only send Zelle to ppl I know!
Yeah I tried to sell some on fb and they tried to use Zelle and they got my address and zelle they like you got send the 250 back but I never received the 250
And the person offering me death threats thinking I scammed
It’s very weird
I will never make payments through Cash app for any companies or businesses.
Zelle seemed too convoluted, plus no guarantee? Hard pass!
Zelle is good make sure the phone numbers are right
They can’t take the money back once it’s sent that’s a good thing
wrong...i don't care..i gave them my zelle, once i got the money in my bank i ship the item, not always but sometimes to avoid fb fees and tax and they trust me (or i trust the seller). nothing wrong with that, why you afraid to give out your zelle info ? why ?. just make sure the fund available in your bank. otherwise no more action needed.
Do not use Zelle, they have too much power over you..
Go back to old school.
Zelle know that is risky but they also know it will be a big improvement for the business. They are trying to follow paypal like most business ethics does and succeed.
Thanks for the info
No problem 👍
Did not quite get it when you said scammers want your email account. What harm can it be for just an address on internet?
Phishing attempts.
I only zelle to someone I know in person. thats it! paying random people with Zelle is dangerous.
would filing a police report help ???
Nope...
@@sugalovely1238 😢😢Hate this world someone got 2.5k out of my account in March
I mean it could be a good service if they put more checks and features in place like PayPal or other services have.
What's your thoughts on TEMU? A scam?
Temu is not a Scam in the traditional sense, meaning they don't steal your money. But Temu is a Scam due to the fact that they sell only inferior products which are not worth the money they ask for, this is all of course in my humble opinion. Hope this helps. Think of it this way, if something sounds too good to be true, then it is, so don't fall for it.
TEMU is just selling cheap and easy broken products which are made in China..... that's it.
Never got a refund on material I sent back….beware
Thanks so much bro.
Thanks for the head up
Aim to finish renovating 3/4
FACEBOOK SHOULDBAN TEMU TO ADVERTISE BECAUSE OF MIREPRESENTATION ANDTHE MERCHANDISE YOU BOUGHT IS NOT THE SAME YOU SEE IN THEIR CATALOGUE.
I literally have a guy right now trying to pay me up front before his sister came to meet with me tomorrow, and he said he wants to pay now to make it easier for her when she comes.
Me too! I just don’t know how that particular scam would work though! If they sell u, how do they get access to your account? I can’t seem to find the answer to that.
@@phyllisbaker3974 They dont this guy doesnt know what hes talking about. If your selling something and you get the money and still have the product thats a good thing for the seller. You have full control of the situation . On top of that after you ship out the product the buyer cant do a chargeback and try to scam you. Thats a win, win for the seller all day long . Zelle is great ! 😀
I’m ten min in and still don’t know why it’s not safe to zelle. Dude, tell us why
Because the bank is not libel and once the money goes to a scammer it’s gone. You will never get it back.
How to remove Zelle scammer off my BOA account?
What about PayPal?
I gave the scammer my zelle QR with my name & cellphone number and now I don’t know what to do. I didn’t go forward with the transaction but now he has my info. Should I be worried?
Yes, at the very least, close that account.
Thank you
Thanks!
A new zelle scam! They will give you their phone to put their number to look up your account which is what zelle does and normally when you receive money your phone gets a text but now MAKE SURE THE MONEY GETS IN YOUR ACCOUNT BECAUSE THAT NUMBER IS FAKE!! i got too comfortable and got the number without checking and got scammed. Lesson learned im done being nice
So you mentioned you want to remove it from your bank account. Is that possible?
Yes it’s possible.
@@trinity123 how?
Don't blame Zelle for the stupidity of some people.
Why is getting prepaid is bad? Just exposed email or phone number?
exposing information. just don't give out personal information.
Its not its a good thing
Thanks
Basically, don’t use Zelle unless you KNOW the person or they do it right in front of you and you watch for the money hitting your account!
Just don't take convenience over safety if your transaction involves liike more then $100 to $200 USD.