Retirement planning in 2025 feels tougher than ever, doesn’t it? Between inflation, unpredictable markets, and rising costs, I’m honestly worried about whether my savings will last. I’ve been trying to manage everything myself, but it’s overwhelming
I hear you. A lot of people underestimate how quickly things can change financially. One big mistake I see is people relying too heavily on cash savings. With inflation, that money loses value over time. Investing smartly is the only way to outpace inflation.
After a devastating hurricane destroyed my beachside business in 2017, I vowed to never again put all my eggs in one basket. I've since diversified my investments and hired a financial advisor to manage my excess funds. Now, as a semi-retired sailor, I spend only 9 hours a week maintaining my yacht, and I'm thrilled to be just 5% shy of my $3.4 million retirement goal, thanks to savvy investments made since rebuilding my finances
My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfOlio management
Agreed, the issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand encounter, my portfolio has yielded over 330%, since covid-outbreak to date, summing up nearly $1m.
I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I am 53 and retired at 50. One thing I did to retire early was to get out of the 401k and IRA programs. I bought rental real estate, and I am now a limited partner in about 1500+ units from collaborative efforts in the fund my estate planner has me invested in. I do not work.
My licensed fiduciary, "Caroline Suzan Olson," taught me about government acts. Caroline Suzan Olson demonstrated the advantages of long-term Treasury and alternative investments, which the government does not reveal.
My wife and I live off of our 401K. We don't work. 1 recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is that when it gets over 300K, it starts to accelerate. When you get over $500K, it can really accelerate as the stock market grows.
Well, I can understand the wisdom behind working with these professionals because I'm completely aware of the psychological effects of bad financial decisions and investments.
I know this lady you just mentioned. She is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. She has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Hey Azul: Beginning in 2026, if your wages are higher than $145,000, any catch-up contributions you make will have to be done after taxes to a designated Roth account, which means you won't get a tax deduction.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
If your employer 401k plan allows for after tax contributions (not ROTH) and in-service withdrawals, then an employee can contribute up to $69,000 ($76,500 if over 50) and immediately convert it to a ROTH IRA. I've heard this called ROTH in-plan conversion, backdoor ROTH, or mega-backdoor ROTH. I think the money can then be withdrawn without taxes or penalties after 59 1/2. I'd love to see a dive into this topic from you, Azul if you haven't already covered it.
@@bradfortner1684 Great point! As Azul says, the limits widely advertised are the employee contribution limit. If you go for after tax contributions, we need to leave room for the employer match. I've had anywhere from 3-7% match which is less I need to add from after-tax.
Love your Channel. You have helped me to understand that i need to retire when i can. Im only 38 now but i know once it’s time im done. I will have my life back
I believe you can also use the HSA $ in retirement for ANYTHING, if you have (& can prove it) paid for any medical expenses out-of-pocket in the past. (check with an accountant)
I thought there was a 2 year delay in implementation for that $7,500 catchup being forced into a ROTH if you make over 145K. I’m seeing the effective date is 1/1/26 not 1/1/25?
Beginning in 2026, if your wages are higher than $145,000, any catch-up contributions you make will have to be done after taxes to a designated Roth account, which means you won't get a tax deduction.
Also consider "Roth Stuffing" as an opportunity. The money in a traditional 401(k)/IRA belongs to you AND the IRS. The money in a Roth 401(k)/IRA belongs 100% to you. So if you contribute to a 401(k) or IRA up to the IRS contribution limit, choosing a Roth 401(k)/IRA allows you to "stuff' more of YOUR money in there because none of it belongs to the IRS. You will pay more income taxes now though.
You'll pay more in taxes on the contributions (upfront) to Roths but no taxes on the growth when you start withdrawals. And, there are no RMDs. And the money withdrawn from a Roth doesn't count toward your income to figure IRMAA. So many good things about Roths!
I just turned 47 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $80k
Retirement is now more difficult than it was in the past. it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
My CFA Carol Vivian Constable a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
The higher catchup provision applies to you for the year you TURN 60,61,62, or 63. Not if you are that age. So if you're 63 and you turn 64 in December, 2025, that limit does NOT apply to you. It's based on your age at the END of the calendar year.
The 401k catch-up contributions must be made to ROTH side of 401k (if wages >$145k) kinda stinks. Edit. I just looked up and this particular rule doesn't go into effect in to 2026. Correct me if I'm wrong.
Hello Azul, I really enjoy and appreciate your videos. What about those of us over 63 (64 to 70)? What is the new make-up contribution and total for us?
Whenever I leave a company, I move it immediately to an IRA while using the new companies 401k. The thing I like about not keeping it in the 401k once you leave a company is in CONTROL. I like controlling what I can invest in, unlike the 401k where it’s ultimately picked for you.
The purpose of the rollover is technically to consolidate your retirement assets so it can grow faster in one managed account. I put about $80k in rollovers from 2 previous jobs that are managed by my Financial Advisor, Now my portfolio is about $400k... it has been great returns.
When ‘Melissa Terri Swayne’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
Now is not the time to contribute more than the matched amount unless you can direct the money to go to funds that don’t involve stocks. I moved all my 401k to money market funds in 2007 and missed the crash that devastated the stock market. I’m pretty sure we are headed for another cliff right now. Tariffs and trade wars are the last thing an overbought stock market needs.
There shouldn't be contribution limits at all. Start taxing wealthy people their fair share and let us average earners contribute whatever we can because the more we can contribute, the less we'll need in safety net programs later in life.
What exactly is “their fair share”? Top 10% of earners already pay 70% of taxes. It’s always fine if someone else has to pay, right? Maybe if EVERYONE contributed, we’d all be more concerned about wasteful spending.
Enough of tax wealthy people their fair share talk. That’s a democratic talking point and complete lie. Open your eyes and see the truth. We overspend and can cut taxes for everyone. Wealthy people who pay less in taxes CREATE MORE JOBS! Don’t believe the democrats!
I plan to retire or reduce my work hours in five years, and I'm interested in how others allocate their income between savings, spending, and investments. I currently earn about $175K annually but haven't built up much in savings so far.
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
@@RashelYeva Crypto is backed by nothing except the next person who buys. I have nothing in crypto. It might be better to buy something that has some residual value holding it's value up above 0. I am not a fan of gold or silver, but at least it is backed up by the underlying value of the metal. I have stayed in the S&P500 for years which has worked out for me, but you may need to look at some sectors instead of just large cap stocks in the US. When I was young, shoveling money into mutual funds worked. Once you get to 100K, the growth starts to outpace your contributions and then eventually your working income. ETFs might be better because they do not have the LT and ST capital gains distributed to you every year(like average mutual funds) which you need to pay tax on. But when starting out and building the portfolio, it is not a problem.
Viewers beware, this guy, Azul, a "financial advisor" is on the public record as stating that we have a "national debt" when nothing could be further from the truth. WE DO NOT HAVE A NATIONAL DEBT and anyone who says we do, and I mean ANYONE who says that we have a national debt is lying, and I can very easily prove it.
@@danlake7970 Excuse me, I got you confused with probuilder961. Anyway, if you can, review the replies I left for him, and I would also recommend that you view video (9) on the UA-cam channel - Equity Spending - that is not my channel, but these nine videos are, and video (9) really does pretty much cover it all. Then there is video (7) that is very revealing when it comes to who it is behind the censorship and suppression of these videos for all of these years, not to mention the censorship and suppression of my book which the likes of Senator Mitch McConnell does not want the masses to read.
@@danlake7970 Another thing, so that I don't end up like RFK Jr. or Herod, I know what I know by the grace of Almighty God, and if you're a Christian, you know exactly what I'm talking about.
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work.. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
Retirement planning in 2025 feels tougher than ever, doesn’t it? Between inflation, unpredictable markets, and rising costs, I’m honestly worried about whether my savings will last. I’ve been trying to manage everything myself, but it’s overwhelming
I hear you. A lot of people underestimate how quickly things can change financially. One big mistake I see is people relying too heavily on cash savings. With inflation, that money loses value over time. Investing smartly is the only way to outpace inflation.
After a devastating hurricane destroyed my beachside business in 2017, I vowed to never again put all my eggs in one basket. I've since diversified my investments and hired a financial advisor to manage my excess funds. Now, as a semi-retired sailor, I spend only 9 hours a week maintaining my yacht, and I'm thrilled to be just 5% shy of my $3.4 million retirement goal, thanks to savvy investments made since rebuilding my finances
Do you have any recommendations for a good investment advisor? I could really use some help
My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfOlio management
Agreed, the issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand encounter, my portfolio has yielded over 330%, since covid-outbreak to date, summing up nearly $1m.
this is quite huge! would you mind revealing info of your advisor here please? in dire need of portfolio rebalancing
I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I am 53 and retired at 50. One thing I did to retire early was to get out of the 401k and IRA programs. I bought rental real estate, and I am now a limited partner in about 1500+ units from collaborative efforts in the fund my estate planner has me invested in. I do not work.
If I may ask, as in withdrew all of the money from the 401K and IRA programs? If so, what was your strategy behind that decision? Thank you
My licensed fiduciary, "Caroline Suzan Olson," taught me about government acts. Caroline Suzan Olson demonstrated the advantages of long-term Treasury and alternative investments, which the government does not reveal.
My wife and I live off of our 401K. We don't work. 1 recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is that when it gets over 300K, it starts to accelerate. When you get over $500K, it can really accelerate as the stock market grows.
Well, I can understand the wisdom behind working with these professionals because I'm completely aware of the psychological effects of bad financial decisions and investments.
I know this lady you just mentioned. She is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. She has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Hey Azul: Beginning in 2026, if your wages are higher than $145,000, any catch-up contributions you make will have to be done after taxes to a designated Roth account, which means you won't get a tax deduction.
Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in October 2024…
I would really love to know how much work you did put in to get to this stage
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.
Waking up every tenth of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌
If your employer 401k plan allows for after tax contributions (not ROTH) and in-service withdrawals, then an employee can contribute up to $69,000 ($76,500 if over 50) and immediately convert it to a ROTH IRA. I've heard this called ROTH in-plan conversion, backdoor ROTH, or mega-backdoor ROTH. I think the money can then be withdrawn without taxes or penalties after 59 1/2. I'd love to see a dive into this topic from you, Azul if you haven't already covered it.
Just remember that $69K limit is the overall 415 limit which includes employer match, so don’t squeeze out any match.
@@bradfortner1684 Great point! As Azul says, the limits widely advertised are the employee contribution limit. If you go for after tax contributions, we need to leave room for the employer match. I've had anywhere from 3-7% match which is less I need to add from after-tax.
Love your Channel. You have helped me to understand that i need to retire when i can. Im only 38 now but i know once it’s time im done. I will have my life back
Thank you for continuing to educate us and provide options.
I believe you can also use the HSA $ in retirement for ANYTHING, if you have (& can prove it) paid for any medical expenses out-of-pocket in the past.
(check with an accountant)
I thought there was a 2 year delay in implementation for that $7,500 catchup being forced into a ROTH if you make over 145K. I’m seeing the effective date is 1/1/26 not 1/1/25?
That’s correct. The catch up provisions don’t have to be Roth until TY 2026
Beginning in 2026, if your wages are higher than $145,000, any catch-up contributions you make will have to be done after taxes to a designated Roth account, which means you won't get a tax deduction.
@ right. This video alludes to it happening in 2025 though so glad I looked it up to confirm!
The trigger is your TY 2025 earnings. Catch up contributions in TY 2026 must be to a Roth if you exceeded that income.
Also consider "Roth Stuffing" as an opportunity. The money in a traditional 401(k)/IRA belongs to you AND the IRS. The money in a Roth 401(k)/IRA belongs 100% to you. So if you contribute to a 401(k) or IRA up to the IRS contribution limit, choosing a Roth 401(k)/IRA allows you to "stuff' more of YOUR money in there because none of it belongs to the IRS. You will pay more income taxes now though.
You'll pay more in taxes on the contributions (upfront) to Roths but no taxes on the growth when you start withdrawals. And, there are no RMDs. And the money withdrawn from a Roth doesn't count toward your income to figure IRMAA. So many good things about Roths!
Increasing the limits... without actually paying people any more money... that's like a way to fix the problem... without fixing anything.
I think the closer to retirement or 59 1/2 yrs old you are, the more valuable the tax deduction becomes, vs the tax rate on your future gains.
I just turned 47 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $80k
Retirement is now more difficult than it was in the past. it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?
My CFA Carol Vivian Constable a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Just ran an online search on her name and came across her website; pretty well educated. thank you for sharing.
When you're talking about tax-rate. Do you mean effective tax-rate or marginal tax-rate?
The higher catchup provision applies to you for the year you TURN 60,61,62, or 63. Not if you are that age. So if you're 63 and you turn 64 in December, 2025, that limit does NOT apply to you. It's based on your age at the END of the calendar year.
Thanks, Azul, for an informative video!
Question
W2 employee
Can I contribute catch up $30500 and an additional $7000 both tax deferred??
$7000 Ira
The 401k catch-up contributions must be made to ROTH side of 401k (if wages >$145k) kinda stinks. Edit. I just looked up and this particular rule doesn't go into effect in to 2026. Correct me if I'm wrong.
Love your guidance and your haircut. I am turning 60 during 2025. Am eligible in 2025 for this or would I have to wait until 2026?
can you be on Affordable Care Act and contribute to HSA?
Hello Azul, I really enjoy and appreciate your videos. What about those of us over 63 (64 to 70)? What is the new make-up contribution and total for us?
Whenever I leave a company, I move it immediately to an IRA while using the new companies 401k. The thing I like about not keeping it in the 401k once you leave a company is in CONTROL. I like controlling what I can invest in, unlike the 401k where it’s ultimately picked for you.
what's the rollover for ?
The purpose of the rollover is technically to consolidate your retirement assets so it can grow faster in one managed account. I put about $80k in rollovers from 2 previous jobs that are managed by my Financial Advisor, Now my portfolio is about $400k... it has been great returns.
I'm still sort of a rookie out here ..if you don't mind who is your F.A ?
When ‘Melissa Terri Swayne’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Playing monopoly and changing the rules when you land on go directly to jail do not pass go.
Forcing Roth contributions? Don't threaten me with a good time.
What about contribution catch up is you are over 63?
Now is not the time to contribute more than the matched amount unless you can direct the money to go to funds that don’t involve stocks. I moved all my 401k to money market funds in 2007 and missed the crash that devastated the stock market. I’m pretty sure we are headed for another cliff right now. Tariffs and trade wars are the last thing an overbought stock market needs.
There shouldn't be contribution limits at all. Start taxing wealthy people their fair share and let us average earners contribute whatever we can because the more we can contribute, the less we'll need in safety net programs later in life.
Wealthy peeps are overtaxed, bro.
@@vanji611 Hardly
What exactly is “their fair share”?
Top 10% of earners already pay 70% of taxes.
It’s always fine if someone else has to pay, right? Maybe if EVERYONE contributed, we’d all be more concerned about wasteful spending.
Enough of tax wealthy people their fair share talk. That’s a democratic talking point and complete lie. Open your eyes and see the truth. We overspend and can cut taxes for everyone. Wealthy people who pay less in taxes CREATE MORE JOBS! Don’t believe the democrats!
@@shou635you are spot on!
The lion kingdom finally qualifies for a roth in 2025, thanks to catch up contributions & inflation.
Where do you see that catch-up contributions have to go to the Roth part of your 401k if wages are over $145k? The IRS website doesn't say so.
that does not go into effect till 2026 Part of Secure 2.0, it does NOT go into effect until 2026
I plan to retire or reduce my work hours in five years, and I'm interested in how others allocate their income between savings, spending, and investments. I currently earn about $175K annually but haven't built up much in savings so far.
That's quite impressive! Can you share more information about your financial advisor??
Better to be retired before needing additional contribution space in your early 60s
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
look up her name on the web for her website.
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this.
@@RashelYeva Crypto is backed by nothing except the next person who buys. I have nothing in crypto. It might be better to buy something that has some residual value holding it's value up above 0. I am not a fan of gold or silver, but at least it is backed up by the underlying value of the metal. I have stayed in the S&P500 for years which has worked out for me, but you may need to look at some sectors instead of just large cap stocks in the US. When I was young, shoveling money into mutual funds worked. Once you get to 100K, the growth starts to outpace your contributions and then eventually your working income. ETFs might be better because they do not have the LT and ST capital gains distributed to you every year(like average mutual funds) which you need to pay tax on. But when starting out and building the portfolio, it is not a problem.
Azul, why do you crank out so many videos? Kick back and enjoy your younger years!
Viewers beware, this guy, Azul, a "financial advisor" is on the public record as stating that we have a "national debt" when nothing could be further from the truth. WE DO NOT HAVE A NATIONAL DEBT and anyone who says we do, and I mean ANYONE who says that we have a national debt is lying, and I can very easily prove it.
Prove it.
National debt, national debt, national debt!
ok, genius. Why don't you make your own channel and you can talk about it all you want.
@@danlake7970 Excuse me, I got you confused with probuilder961. Anyway, if you can, review the replies I left for him, and I would also recommend that you view video (9) on the UA-cam channel - Equity Spending - that is not my channel, but these nine videos are, and video (9) really does pretty much cover it all. Then there is video (7) that is very revealing when it comes to who it is behind the censorship and suppression of these videos for all of these years, not to mention the censorship and suppression of my book which the likes of Senator Mitch McConnell does not want the masses to read.
@@danlake7970 Another thing, so that I don't end up like RFK Jr. or Herod, I know what I know by the grace of Almighty God, and if you're a Christian, you know exactly what I'm talking about.
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work.. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??