I am retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.;
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex•
Initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of $250k...that's like 7times more than I average on my own:
There are definitely some experts out there. I’ve tried a few over the years, but I’ve been with Lewis James Godfrey for about 3 years, and his performance has consistently impressed me. He’s well-known in his field-definitely worth looking up! He was featured on CNN recently.’’
@@HarrietteLaux@Thank you so much for the suggestion! I really needed this. I found him online and sent him an email. I hope to hear back from him soon..
My wife will retire in May 2026 and is content with her life, but leaving a solid source of income and building a nest egg to live off of it is a frightening prospect, especially in light of the alarming recession and CPI report. I intend to retire at the end of 2025 at the age of 62 after 36 years in telecom as a sales engineer.
I feel your pain mate, as a fellow retiree, I'd suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $80k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $$275k to $850K...
Many people minimise the importance of advisors until they are overwhelmed by their own feelings. A few summers ago, following a protracted divorce, I needed a boost to keep my business afloat, so I looked for licensed advisors and found someone with the highest qualifications, who has helped me grow my reserve from $$275k to $850K despite inflation.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
I retired at 62. I'm not rich by no means,but i have cheap fun. Camping kayaking walking, just sitting by a camp fire is enjoyable. Get up in the morning and stay active. I do somethings on my own and enjoy it. Not working is the best job i've ever had lol
That sounds like a fulfilling retirement, Mary! Staying active and enjoying simple pleasures like camping and kayaking is what it's all about. Love the "not working is the best job" perspective-so true! 😊🔥
@@MrJawnyNumFive I love sitting out back playing fetch with my dog, and watch the birds and squirrels. When warmer weather hits I'll spend a lot of time out there just enjoying life.
1. Don’t say “yes” to everything. But don’t have limiting thoughts either. 2. Don’t hold onto the work stress when you leave your last job. 3. Stop ignoring your body. If something doesn’t feel right, go to your doctor. Go to health screenings and be your own advocate. 4. Don’t ignore your mental health. Check in on friends and family. 5. Appearance…not obsess on the way you look but stay up with fashion trends. Don’t look like a slouch in sweats every day. 6. Don’t live in the past. 7. Embrace new technologies to make your life easier. 8. Let go of eating like a 30-yr-old. Make healthier choices for your body. 9. Don’t avoid conversations about mortality. Get a will, what do you want for your funeral plans, etc.
You guys are so cute! When my dad was alive, I asked my mom if they had made his funeral arrangements yet. I reminded her that he was entitled to a free military burial with plot. Mom didn’t want anything to do with it, so I started the process. I came by and dropped off the paperwork for him to sign. I came back and the papers weren’t signed yet. She said she didn’t know how to approach the subject. I was bewildered. I asked why, and she said, adamantly, “married couples don’t talk about death”! So I marched out to the living room and calmly explained what I wanted, got his signature, and 2 years later, we had a beautiful service, in a beautiful military cemetery! And I talk to my daughter about my passing. She knows where all my important information is kept, and stuff like that.
Thank you for sharing such a heartfelt and practical story! 💕 It’s so meaningful that you stepped in to ensure everything was taken care of, and it sounds like your dad’s service was truly beautiful. Open communication about these topics, as you’ve done with your daughter, is such a gift-it’s a way to provide clarity and peace of mind for loved ones. Your approach is both inspiring and wise!
Even after death, it's farily easy to arrange a military funeral at a national or state veterans cemetery. All you need is their proof of military service, a DD-214 document.
I retired at 67 from the corporate world where I worked very hard and was quite successful. I enjoyed working with teams and achieving goals. I was motivated to grow my wealth. But now, despite having financial independence I seem to be happiest living a minimalist life style and enjoying the outdoors. My Tahoe is 24 years old and my Ford truck is 20 years old. My RV van is also 20 years old. It's funny how when you get older you seem to enjoy the simple things in life. I agree with focusing on your health and staying in shape. That takes time so use your retirement time to work out. Grand kids are fun too.
It’s amazing how life simplifies as we age, and the little things bring the most joy. Your minimalist lifestyle and focus on health and family sound fulfilling. Thanks for sharing your journey!
Post election is one of those things that could really contribute to portfolio growth and vice versa. I've been going hard with my investments this year and have been able to build up to 180k, Are there tips I could apply to help me grow my portfolio even more during this election season?
If you are in cross roads or need sincere advice on the best moves to take now its best you seek an independent advisor who knows about the financial markets. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one, after my retirement pension took a hit in April due to the crash.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
My CFA ’Gabriel Alberto William a renowned figure in his line of work. I recommend researching his credentials further. he has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Election seasons can bring volatility, so stick to your long-term strategy, diversify your portfolio, and consider consulting an advisor for tailored advice.
My company "retired" myself and 18000 others during Covid. My wife was already retired but working part time while I was at work . I slid right into it and never looked back. Retirement is great!!!
Love this! Enjoyed the more relaxed filming setting and attire. I think some of the differences you are experiencing in your approach to choices and decisions may be related to the difference in your ages. I am 64 and I am much more protective of my time (Number 1) than I was only a few years ago. The 8 years between your ages gives the two of you very different lenses in the way you feel and approach life. Empathy and having patience with your partner become so important in our retirement years. The two of you are a darling and dynamic couple. Thank you for inspiring us all through your honesty and your videos. I wish you great health and happiness!
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@ЕленаФирсова-ц6м That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well..
@@ЕленаФирсова-ц6м The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
I was retired out after 38 years. Retired at age 57 along with my wife and retirement is the best season of life. I love the freedom and one must have a routine of waking up and going to bed. I bought a little scooter and feel like a kid again. Taking two long walks daily and feeling the best. 60 today is the new 30 and one cannot think old either. So much fun doing great things together and creating new hobbies.
Retirement sounds like a dream for you! A routine, fun hobbies, and embracing the freedom-you're absolutely making the most of it. Thanks for sharing your inspiring perspective!
Sounds amazing. I’m 54, can retire in a month. I might work a few more years, I live like I’m semi-retired now. We travel as much as we can and live in SOFLO, so we already live with the sun and palm trees. I think the secret is live in the moment and make new memories with those that mean the most to you. The best things in life are almost free anyways.
I retired at the age of 48, yep you got that right 48 - and I never looked back, but I started planning for my retirement at the age of 18, thanks to my two parents……
Love the new outdoor format! My wife is retiring in 9 days and your channel has really helped prepare us for retirement/graduation as my wife calls it! Lol😂. Thank you so much!
Thank you so much for your kind words! 😊 We’re thrilled the channel has been helpful as you and your wife prepare for her 'graduation'-love that term! 🎉 Wishing you both a smooth and exciting transition into this new chapter. Congrats to your wife!
Retirement is now more difficult than it was in the past. it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, Joseph Nick Cahill has assisted me in doing that efficiently, he is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
@@RetirementTransformed UA-cam TV is great, I joined about 5 years ago when it was about $60--65/ month. It just went up from $72.99 to $82.99/month. Still worth it compared to Verizon cable. I still need Fios which is $79.99/moth for internet, so for $163/month I get all the channels i need. Plus my Samsung TV Plus gives 100 + channels built into my HD TV for free
Just came back from Europe ( cascais, Paris , London) and I walk daily an hour rain or shine, swim 4/7 , 40 minutes lap pool. Life is great after retirement. Scary at first when thinking about it but in reality it's wonderful if you do good during your working life, you have a good health (very mostly important) and a good spirit. I am 72, healthy, beautiful and happy as always
Your energy and positivity are truly inspiring! 🌟 Retirement sounds like it's treating you wonderfully, and your commitment to staying active and enjoying life is a fantastic example. Walking daily, swimming, and traveling-what an incredible balance! Here's to continued health, happiness, and adventure at 72 and beyond! 😊✨
My husband and I started following you two a few months ago. Your topics hit everything right on the head. We are 61 and are planning retirement at 65. Love your new background:). Love your channel. Thank you!!!!
hank you so much for the kind words! 😊 We’re thrilled that our topics resonate with you both. Best wishes as you plan for your retirement-65 will be here before you know it! 🥳
Thank you. Yes after 300+ videos all buttoned up in a quasi studio setting in our house, we have moved outside. We are relaxing into this new way of shooting video and getting lots of positive feedback.
This is one of your best videos. I’m concern on this level you’ve discussed. I’m due to retire from my current employment. I do have a plan for my retirement. I’m typically a yes person but I recognize I’ll need to say no. I’m working on changing diet to lose weight and protect my internal organs and only buy food that I plan to consume and not waste due to spoilage. I know to shave shower and cut my hair regularly, will avoid shoes, dress shirts/slacks and no longer have a suit, I’ll dress comfortable only with sneakers. Thanks for thoughts. You both are great to watch and listen to.😊
Thank you for your kind words! It sounds like you have a thoughtful and practical plan for your retirement. Prioritizing your health, simplifying life, and learning to say no are such valuable steps. Plus, comfy sneakers are always a win! Wishing you all the best in this exciting new chapter. 😊👏
Thank-you both. You provide great advice and prompt me to work or think my way through changes that we all face. The new out-door studio looks very nice! :)
Thank you so much for your kind words! 😊 We’re thrilled to hear the advice resonates with you, and we’re glad you like the new outdoor setup. Wishing you all the best as you navigate life’s changes!
Congrats on your pending retirement!! I retired a bit over a year ago, at 60 yrs old, and cycling is an integral part of my life. I live in a northern state and this morning the temperature is 1 F which I choose not to ride in. If you are in a similar area, I’d suggest looking into smart trainers and the different apps which allow you to (realistically) ride your bike up and down mountains, in different countries you may never travel to, and on some apps, ride with famous professional cyclists you may never have the opportunity to meet in real life. There are many options, personally I like an app called Rouvy which uses actual video of the roads you’re riding, and at last count I believe there were over 1,300 unique routes. Zwift is a wildly popular app I used in the past, but I didn’t enjoy the video game feel of the app as much as actual video of, say, riding through National Parks in the US or other countries. Having the ability to ride a smart trainer that simulates the challenge of riding up a mountain has enhanced my retirement immensely! Another plus is the fact you will find yourself getting stronger for the outdoor season, which is the REAL reason to ride; to get out and have FUN. Good luck to you and if you want to research the trainers, apps, etc, your local bike shop should be able to help with any questions you might have.
That’s amazing! 🚴♂️ Biking thousands of miles is no small feat-what a fantastic way to stay active and healthy. Enjoy your final year of work and the adventures ahead!
Thank you. This is very timely. I just turned 61, 2 Days ago. I admit that I have been somewhat depressed, feeling my best years are over and my life dreams unfulfilled. I'm trying to set new goals and be realistic as well as optimistic about the future.
Happy belated birthday! 🎉 It’s never too late to dream new dreams or set new goals. Every chapter brings fresh opportunities. Your best years might just be ahead-stay optimistic and take it one step at a time!"
Great information. I am loving retirement because now I have the time to dress up and keep my nails done. I am so much more organized and retirement is wonderful
That sounds amazing! 😊 Retirement is definitely the perfect time to focus on self-care and enjoy life’s little luxuries. So happy to hear you’re loving it!
Taking care of your digestion and inflammation with probiotics and turmeric is such a proactive approach! 😊 It’s great to hear you’re finding what works for you. Wishing you continued health and wellness!
Can you both show a picture of your before and after fitness. You speak so much of it, and I would love to see the progress ❤. I try to eat my wt in grams of protein and walk 5-7 miles per day. Thanks
That’s an awesome suggestion! ❤ We’ll definitely consider sharing some before-and-after progress to inspire others. Your dedication to eating well and walking 5-7 miles a day is truly impressive-keep up the great work!
Digestive enzymes, probiotics, prebiotics and other supplements are often needed as women become menopausal. Or HRT if you choose. But estrogen loss causes changes in the gut and our digestive abilities.
That’s such valuable insight-thank you for sharing! 🌸 Understanding how menopause impacts digestion is so important, and supplements like probiotics and digestive enzymes can make a big difference. Appreciate your thoughtful contribution!
Totally agree with your wife on appearances .. changing how we dress and going make up free is amazing .. I am 62 and I love this age but no one prepares you for this next season
I am about five yrs from retirement and my kids can manage on their own. Was a “I come last” type up to a couple years ago. Just want to give you both a shout out, bc of you and my older brother and sister in-law I am now leaving work on time, travelling more, and have started pickleball. I am loving it. Bless you both for sharing your journey and tips!
Hi: My husband and I are recently retired (moved from NJ to Florida). Still in the “honeymoon phase.” More physically active but find that my appetite has decreased (which is not a bad thing). I feel great! Love your videos 👍🏽
Thank you so much for your kind words! 😊 We’re thrilled to bring a little humor and clarity to your day. Your support means the world to us-thank you for watching!
Recently I've made a new, different list of things to do, that are bast on my having a hard stop at some point in the next 20 years (I'm, 77. was working up to this year). This new list is things that i will enjoy, that will make me feel fulfilled, and can be interrupted without causing a problem. I wouldn't start a business now. That takes too long. I wouldn;'t do another triathlon. Too much physicality. What I plan to do is a lot of learning, a lot of philosophizing, and a new website with interviews. All are fun things, and all they require is a good brain, which I have, so far. Alternatively, I would take up knitrting and crosswords. Why not!? Do what you can !
Well we are 61 and 60 and the first thing I want to do is moving to a small house, one floor and get rid of many things we don't need, my youngest daughter still with us and she doesn't want to talk about it😮, not easy. But at least my husband is listening now. I want to be prepared. And don't give my three girls problems. Thanks so much for sharing ❤
Sounds like you're taking thoughtful steps toward simplifying life and planning for the future. Change is never easy, but it’s great that you and your husband are on the same page now. Wishing you the best as you prepare for this new chapter! ❤😊
It’s amazing that you’re still staying active and doing what you can! 😊 Slowing down a bit is natural as we age-what matters most is taking care of yourself and celebrating the things you do accomplish. Keep it up!
What a great video. Many great points to contemplate. Currently 56 and financially ready. Change is hard for many people. I feel bad for the slaves I will leave behind. You have faith in the medical field? I do not, but your point is valid. My number one job in retirement is my health.
Thank you! It's inspiring that you're putting your health first in retirement-such an essential focus. Change is challenging, but it sounds like you're more than ready to embrace it. Wishing you the best on this new chapter! 🌟
Hello, first time viewer here, I absolutely loved the way you two come across a real team . I look forward to watching more of your videos. I wish you and your loved ones a safe and happy holiday season.
So you left up north and moved south. So happy for you. We are closer now. So much of what is always said somehow hits home for me. Jody turning 60, my wife is 60. Losing your mom to Pancreatic Cancer, me too. My wife had actually noticed the symptoms while dining with her and my sister. My wife is a registered nurse. Went to the doctor the following day who sent her to the hospital and 2 weeks later she was gone at the young age of 57. Mark is 67, well I am 66. My wife is more the one to say yes to things including me in the picture without my knowing about it. And yes there are times I would say "No". Digestion issues, well that would be my wife too. Maybe it is a girl thing, I don't know. Aging, well I have been very fortunate. Still have almost all my hair, still do not need glasses. and still physically fit as someone my age can be I think. The "No" thing I know can be an issue sometimes. I believe guys and girls look at it differently for the most part and it is truly a balancing act for sure. "But you know what they say "Happy wife Happy life" and as I have grown older, well why not? So much more to say but I will end it with this. When Jody turns 60 Mark tell her she will always be 29 to you. Great Video!
Thank you for sharing such a heartfelt and relatable message. It’s amazing how many parallels there are between your journey and ours-truly a reminder of how connected our experiences can be. I’m so sorry for the loss of your mom to pancreatic cancer; it’s such a difficult and personal journey to go through. Your perspective on aging, balancing differences, and embracing 'happy wife, happy life' is inspiring. And don’t worry-I’ll absolutely make sure Jody knows she’ll always be 29 to me. 😊 Thank you for your kind words and support!
Retired at 59, 72 now. Traveling. Cruises and such. Two weeks at fishing cabin instead of one short week. Still getting to the Boundry Waters for wilderness camping. (Backpacks, tents & no facilities). Used to be with my son, now with him and his kids. Volunteering. Habitat for Humanity constitution (I don't go up on the roof any more), driving seniors to doctor appointments. Bought a new truck & camper, joined a camping club and this year we've camped more nights than ever. Replaced a couple of hobbies with new ones. The eating thing, okay I'll give you that, but I'll still win an ice cream eating contest. Use your "benefits". Take senior discounts, park in the veteran spot at Home Depot, go to Costco an hour earlier than youngsters. And the one we laugh about. Don't go out shopping & stuff on the weekends. Leave the weekend traffic to everybody that's still working. Enjoy. 🇺🇸
Retirement goals! 🙌 Sounds like you’re living your best life, Mike. Love the mix of adventure, volunteering, and making the most of those perks. Here’s to more ice cream contests and weekday Costco runs! 🍦🚐
I retired from the Navy at 49 and from being a university professor at 59, and now I'm 64. I call myself "old" jokingly, but I don't really think of myself as old. I'm experienced. Physically, I'm closer to the average 40-yr-old. I do pretty much the same "exercise" things as when I was younger, just more carefully and not quite as fast. I am engaged in many "community" things, but I have learned to say "no" to things I'd rather not do, especially sympathy invitations from people who know I'm not married and think I shouldn't be alone. I try to eat healthy meals, but food is probably my greatest weakness. Working on it.
It sounds like you've built a fulfilling and balanced retirement, blending physical activity, community engagement, and self-awareness. Calling yourself "experienced" is such a positive perspective-it reflects how you’ve embraced this phase of life with wisdom and vitality. Saying "no" to what doesn’t serve you is a valuable skill, and it’s great to hear you’re working on your goals while maintaining a sense of humor about it all. Keep thriving!
Avoiding Technology- finally gave in to my husband wanting a keypad lock on side door since HD had a Powerbolt 250 in 1 style silver nickel /square deadbolt at around 40.00. Don’t really care about color or design , only price. Video on utube showed us how to install. Absolutely love it!
That’s a great example of embracing technology when it adds convenience! It’s amazing how something as simple as a keypad lock can make life easier. Kudos to you and your husband for tackling the installation yourselves.
Retirement is a career! You’re self directed and it’s time to live in the moment. It’s important to keep both your mind and body active. Pushing yourself outside your comfort zone is a great way to feel more alive.
So true! Letting go allows us to truly embrace the joys of life and focus on what really matters. What’s been the most rewarding thing you’ve experienced since learning to let go?
I am 61, retired at 59! I adjust constantly due to physical disabilities, but do stay very active! But, I move at my own pace and my wife rides me on it! Looks, lol! Haven’t had a haircut in 3 years and might shave once a week, I do have a goatee!!!
Thanks for sharing! It sounds like you’ve found a rhythm that works for you-staying active at your own pace is key. And it’s great that you’ve embraced your own unique style! Wishing you and your wife all the best on this journey. 😊
I like working. Making a contribution, being a problem solver, being productive, having social interaction is all so fun! I don’t plan to retire any time soon. I am 62.
I plan to retire at the end of 2025 at 62 after 36 years in Telecom as a sales engineer. My wife will retire in May 2026 and she's loving life! But walking away from a good income stream and building the nest egg to living from the nest egg is a scary proposition couple with the alarming recession and CPI report
That’s a big decision. It’s totally understandable to feel a little anxious about transitioning from a steady income to relying on your nest egg, especially with the current economic climate.
A buddy of mine recently took our 36 year old VHS tape of our wedding that I hadn’t seen in a quarter of a century and turned it digital. I kept rewinding on a part outside the church where the camera guy was talking to me. Hardly recognized myself but couldn’t figure out why then it hit me -- SWAGGER😂😂. I was like “what year did I loose that?”.
Sounds like you've rediscovered a piece of your younger self! Swagger never truly disappears-it’s just waiting for moments like this to shine again. Thanks for sharing such a great memory! 😊🎥✨
Good advice. Everyone’s situation is different. I guess I’m semi retired since I sold two companies a few years ago, but I’m still consulting here and there which kind of helps the day-to-day budget. My one advice…is find and buy good rental property and they do exist. It is not only set me up, but it’s set up the future generations as well.
That's great advice! Owning rental property can provide long-term financial stability and security. It's fantastic that it has not only helped you but also set up future generations.
I am 61 now and will turn 62 in May of next year. My job is very physical. You mentioned some of the things you used to do that you should not do anymore. At work I jumped off a roof.It was only about 4 feet high. I twisted my ankle doing that. I did not twist it badly, but that showed me that I can not do the things that I used to do. I am going to retire next year. Thoughts?
It sounds like you're already reflecting on the physical changes that come with aging, and it's great that you're thinking ahead as you approach retirement. It's wise to listen to your body and make adjustments as needed. Retiring next year sounds like a well-deserved step, especially after having such a physically demanding job. Have you thought about how you’ll stay active or engaged once you retire?
I have an advanced directive and living will tucked away. My wife doesn't want to read it. She doesn't handle death and dying very well and she gets upset if I bring it up. We are in our 60's and I am retired. I had weight loss surgery 3 months ago and lost over 70 pounds and am still working on it. I have to watch what I eat now. I'm hoping we can take a couple of trips together soon.
Congratulations on your incredible weight loss journey, Dan! That’s such an inspiring achievement. It’s thoughtful of you to have plans in place, even if those conversations are tough. Hopefully, as you both enjoy your upcoming trips together, it creates space for more open discussions over time. Wishing you continued health and happiness! 🌟
I think saying no depends on what feeds you. I do recognize that I need to say no to some things but there are those things that are innate to me like helping family, visiting friends when they invite me but maybe it isn’t the top of my list but it means something to them. I feel I need to be careful not to reject too many things because I may become too detached.
You make an excellent point, Mark. Saying "no" can be about balance-prioritizing what feeds your own well-being while staying connected to the people and values that matter. It’s all about finding a way to care for yourself without losing those meaningful connections.
Well said, Ronald! Taking pride in your appearance shows self-respect and care, but you're right-there’s a fine line between that and obsessing. Balance is key! 😊
Great information and suggestions. I’m planning now for retirement. I’m preparing for how to leave a high stress career without feeling “less valuable” or losing my sense of purpose.
That's such a thoughtful approach! Preparing mentally and emotionally for retirement is key. Finding purpose beyond work can make this transition fulfilling. Best of luck as you plan your next chapter!
I am 72 and have been retired for 2 1/2 years. I took the drums back up in 2017, played in rock bands in high school and hadn't played since then. I have close to 300 drum cover videos poste on UA-cam, drive a modified Camaro and my health is excellent. I swing trade stocks and make more now than when I worked full time. Life is good! Funny how things worked out.
Thank you so much for the kind words! Jody will be thrilled to hear that-she works hard to stay vibrant and healthy. We really appreciate your support!
#6 on Appearance and Fashion. Maybe in the Florida retirement communities but for those of us still in the general population, not so. We need to keep up (and shave), especially us singles.
Great point! Staying sharp and maintaining a good appearance is important, no matter where we are. It definitely helps with confidence and making connections, especially in the single world. Thanks for sharing your thoughts! 😊
Retirement used to be about taking it easy, volunteering, maybe a vacation a year and paying your bills. Now there are so many things to do that people are not just wanting to stay home. Everyone I know wants to travel the world and that's expensive
Love your advice, as for me, a woman over 60, I stopped eating beef, chicken, and pork. I lost weight, I lost pain in my joints, and I just feel better. I stopped interacting with toxic family members and other toxic members of society.
It sounds like the universe is sending you a message! Learning to say "no" can be a game-changer for protecting your time and energy. You’ve got this! 😊💪
So sorry to hear you’re going through this-it’s such a frustrating and challenging situation. Don’t give up! Networking, reaching out to local job support groups, or even considering volunteer opportunities to build connections could help. Wishing you the best of luck-you’ve got this!
Age 68 and retired 5 years. Exercise makes more sense as there is not excuse of not enough time. A healthy diet makes more sense as there is no excuse about not enough time.
It’s great that you’re prioritizing exercise and a healthy diet in retirement! Without the time constraints of work, it really is the perfect opportunity to focus on your health and well-being.
Sorry to hear that. It's like Robin Williams. Top of the world in entertainment and then the unexpected. I hate depression and apparently it can be very bad.
So sorry for your loss. That’s an unimaginable tragedy... Please know you’re not alone-sharing this may help others understand the importance of mental health during major life transitions. Sending you strength and comfort.
Not all insurance companies will pay for hooded eyelids. My eye doctor says if he writes it up that it's affecting my sight, they will pay. United healthcare says it cosmetic, so eye doc getting involved is a must!
My mother had that eyelid surgery and it was great for her. Be aware you'll have to pay for the unaffected eyelid so they match. I'm not even 60 yet, but I can tell that it's time to focus on the importent things. People, experiences, making a difference. These matter.
That’s such a thoughtful perspective-focusing on what truly matters is such a beautiful way to approach life. ❤️ Glad to hear the surgery was helpful for your mom, and thanks for sharing your insights!
At 62 I transitioned to eating ONLY beef, butter, bacon and eggs and my health has dramatically improved! I eat NO veggies and rarely eat fruit. All my blood work has improved and I'm healthier than I was in my 50s. I wasn't hardly even able to work the past ten years, and now I've gone back to working! It's been almost 3 years and it's like I have a whole new life!
Wow, Gail, that’s an incredible transformation! It’s amazing to hear how your dietary changes have had such a positive impact on your health and energy levels, even allowing you to return to work.
This is hard for people who have autoimmune disease and you talk about how much money a person should have for retirement. My husband has worked for 38 years in a factory he is 57 and worries constantly about if he will be able to save enough to take care of me.
I am retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.;
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex•
Initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of $250k...that's like 7times more than I average on my own:
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?..
There are definitely some experts out there. I’ve tried a few over the years, but I’ve been with Lewis James Godfrey for about 3 years, and his performance has consistently impressed me. He’s well-known in his field-definitely worth looking up! He was featured on CNN recently.’’
@@HarrietteLaux@Thank you so much for the suggestion! I really needed this. I found him online and sent him an email. I hope to hear back from him soon..
My wife will retire in May 2026 and is content with her life, but leaving a solid source of income and building a nest egg to live off of it is a frightening prospect, especially in light of the alarming recession and CPI report. I intend to retire at the end of 2025 at the age of 62 after 36 years in telecom as a sales engineer.
I feel your pain mate, as a fellow retiree, I'd suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $80k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $$275k to $850K...
Many people minimise the importance of advisors until they are overwhelmed by their own feelings. A few summers ago, following a protracted divorce, I needed a boost to keep my business afloat, so I looked for licensed advisors and found someone with the highest qualifications, who has helped me grow my reserve from $$275k to $850K despite inflation.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like
I retired at 62. I'm not rich by no means,but i have cheap fun. Camping kayaking walking, just sitting by a camp fire is enjoyable. Get up in the morning and stay active. I do somethings on my own and enjoy it. Not working is the best job i've ever had lol
Same here. I can sit out back, watch the grass grow, and the leaves fall. Just not having work anymore. It's beautiful. 😅
That sounds like a fulfilling retirement, Mary! Staying active and enjoying simple pleasures like camping and kayaking is what it's all about. Love the "not working is the best job" perspective-so true! 😊🔥
Agreed. I won't have much of an income but I'll be living on a lake so it could be worse!
@@MrJawnyNumFive I love sitting out back playing fetch with my dog, and watch the birds and squirrels. When warmer weather hits I'll spend a lot of time out there just enjoying life.
Man, fishing and sitting by the fire on that lake seems very therapeutic @@DavidHernandez-tc5nh
1. Don’t say “yes” to everything. But don’t have limiting thoughts either.
2. Don’t hold onto the work stress when you leave your last job.
3. Stop ignoring your body. If something doesn’t feel right, go to your doctor. Go to health screenings and be your own advocate.
4. Don’t ignore your mental health. Check in on friends and family.
5. Appearance…not obsess on the way you look but stay up with fashion trends. Don’t look like a slouch in sweats every day.
6. Don’t live in the past.
7. Embrace new technologies to make your life easier.
8. Let go of eating like a 30-yr-old. Make healthier choices for your body.
9. Don’t avoid conversations about mortality. Get a will, what do you want for your funeral plans, etc.
Thank you for sharing :)
You guys are so cute! When my dad was alive, I asked my mom if they had made his funeral arrangements yet. I reminded her that he was entitled to a free military burial with plot. Mom didn’t want anything to do with it, so I started the process. I came by and dropped off the paperwork for him to sign. I came back and the papers weren’t signed yet. She said she didn’t know how to approach the subject. I was bewildered. I asked why, and she said, adamantly, “married couples don’t talk about death”! So I marched out to the living room and calmly explained what I wanted, got his signature, and 2 years later, we had a beautiful service, in a beautiful military cemetery! And I talk to my daughter about my passing. She knows where all my important information is kept, and stuff like that.
Thank you for sharing such a heartfelt and practical story! 💕 It’s so meaningful that you stepped in to ensure everything was taken care of, and it sounds like your dad’s service was truly beautiful. Open communication about these topics, as you’ve done with your daughter, is such a gift-it’s a way to provide clarity and peace of mind for loved ones. Your approach is both inspiring and wise!
Even after death, it's farily easy to arrange a military funeral at a national or state veterans cemetery. All you need is their proof of military service, a DD-214 document.
I retired at 67 from the corporate world where I worked very hard and was quite successful. I enjoyed working with teams and achieving goals. I was motivated to grow my wealth. But now, despite having financial independence I seem to be happiest living a minimalist life style and enjoying the outdoors. My Tahoe is 24 years old and my Ford truck is 20 years old. My RV van is also 20 years old. It's funny how when you get older you seem to enjoy the simple things in life. I agree with focusing on your health and staying in shape. That takes time so use your retirement time to work out. Grand kids are fun too.
It’s amazing how life simplifies as we age, and the little things bring the most joy. Your minimalist lifestyle and focus on health and family sound fulfilling. Thanks for sharing your journey!
Wise, man, you are.
Post election is one of those things that could really contribute to portfolio growth and vice versa. I've been going hard with my investments this year and have been able to build up to 180k, Are there tips I could apply to help me grow my portfolio even more during this election season?
If you are in cross roads or need sincere advice on the best moves to take now its best you seek an independent advisor who knows about the financial markets. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one, after my retirement pension took a hit in April due to the crash.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
My CFA ’Gabriel Alberto William a renowned figure in his line of work. I recommend researching his credentials further. he has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for putting this out, it has rekindled the fire to my goal
Election seasons can bring volatility, so stick to your long-term strategy, diversify your portfolio, and consider consulting an advisor for tailored advice.
Love the new outdoor format and the raw honesty you both share.
Thanks, we like it too! It’s bit more difficult format but we are leaning into it.
My company "retired" myself and 18000 others during Covid. My wife was already retired but working part time while I was at work . I slid right into it and never looked back. Retirement is great!!!
It sounds like you were ready for a new chapter-retirement is definitely meant to be enjoyed!
Retired at 57 and love it. ❤
That’s amazing-retiring at 57 and loving it is the dream! ❤ Wishing you continued happiness and enjoyment in this exciting chapter of life!
Love this! Enjoyed the more relaxed filming setting and attire.
I think some of the differences you are experiencing in your approach to choices and decisions may be related to the difference in your ages. I am 64 and I am much more protective of my time (Number 1) than I was only a few years ago. The 8 years between your ages gives the two of you very different lenses in the way you feel and approach life. Empathy and having patience with your partner become so important in our retirement years.
The two of you are a darling and dynamic couple. Thank you for inspiring us all through your honesty and your videos. I wish you great health and happiness!
YOU ARE LAZY😂 IM 65 I WORK
@@jesusmoreno3563Speak for yourself
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@ЕленаФирсова-ц6м That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well..
@@AlilatTiamiyu My advisor is *MARGARET MOLLI ALVEY*
You can look her up online
@@ЕленаФирсова-ц6м The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
I was retired out after 38 years. Retired at age 57 along with my wife and retirement is the best season of life. I love the freedom and one must have a routine of waking up and going to bed. I bought a little scooter and feel like a kid again. Taking two long walks daily and feeling the best. 60 today is the new 30 and one cannot think old either. So much fun doing great things together and creating new hobbies.
Retirement sounds like a dream for you! A routine, fun hobbies, and embracing the freedom-you're absolutely making the most of it. Thanks for sharing your inspiring perspective!
I’m 72, walk an hour a day, reasonable diet, took hiking trip in Italy in the Alps in September… life is great so far…
It’s wonderful to hear that you’re living life to the fullest! Thank you for sharing
Nice. I'm 68 and still working. I hope I have time to go for walks like that sometime next year.
Sounds amazing. I’m 54, can retire in a month. I might work a few more years, I live like I’m semi-retired now. We travel as much as we can and live in SOFLO, so we already live with the sun and palm trees. I think the secret is live in the moment and make new memories with those that mean the most to you. The best things in life are almost free anyways.
I retired at the age of 48, yep you got that right 48 - and I never looked back, but I started planning for my retirement at the age of 18, thanks to my two parents……
I would like to learn from your experience.
That's incredible! Starting early and having supportive parents clearly made a huge difference. Enjoy your well-earned retirement-it's inspiring! 🌟👏
Love the new outdoor format! My wife is retiring in 9 days and your channel has really helped prepare us for retirement/graduation as my wife calls it! Lol😂. Thank you so much!
Thank you so much for your kind words! 😊 We’re thrilled the channel has been helpful as you and your wife prepare for her 'graduation'-love that term! 🎉 Wishing you both a smooth and exciting transition into this new chapter. Congrats to your wife!
Retirement is now more difficult than it was in the past. it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
Most people miss it but the secret to retiring comfortably is finding a way to make returns while your money works for you.
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
Consulting with a financial advisor can provide personalized insights and help align your investment strategy with your retirement goals.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, Joseph Nick Cahill has assisted me in doing that efficiently, he is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
Y'all are the best. We are recently retired and have learned so much from your videos.
We are glad you are enjoying our videos. Thanks for joining our journey.
We cut the cable TV cord a few months ago. Very pleased with UA-camTV. Easy to access and use. Highly recommend!
Cut cable tv and home phone about 5 years ago. Switched to UA-cam TV and never going back.
This is helpful. We are cutting cable in our florida home this week and see how we do.
@@RetirementTransformed UA-cam TV is great, I joined about 5 years ago when it was about $60--65/ month. It just went up from $72.99 to $82.99/month. Still worth it compared to Verizon cable. I still need Fios which is $79.99/moth for internet, so for $163/month I get all the channels i need. Plus my Samsung TV Plus gives 100 + channels built into my HD TV for free
Just came back from Europe ( cascais, Paris , London) and I walk daily an hour rain or shine, swim 4/7 , 40 minutes lap pool. Life is great after retirement. Scary at first when thinking about it but in reality it's wonderful if you do good during your working life, you have a good health (very mostly important) and a good spirit.
I am 72, healthy, beautiful and happy as always
Your energy and positivity are truly inspiring! 🌟 Retirement sounds like it's treating you wonderfully, and your commitment to staying active and enjoying life is a fantastic example. Walking daily, swimming, and traveling-what an incredible balance! Here's to continued health, happiness, and adventure at 72 and beyond! 😊✨
Saying 'no' protects time and energy for what truly matters. Thanks for sharing! - Lipika - Team Evan Carmichael
Absolutely! It's amazing how saying 'no' can make such a big difference in how we prioritize our time and energy.
My husband and I started following you two a few months ago. Your topics hit everything right on the head. We are 61 and are planning retirement at 65. Love your new background:). Love your channel. Thank you!!!!
hank you so much for the kind words! 😊 We’re thrilled that our topics resonate with you both. Best wishes as you plan for your retirement-65 will be here before you know it! 🥳
Enjoying the more realistic vibe!
Thank you. Yes after 300+ videos all buttoned up in a quasi studio setting in our house, we have moved outside. We are relaxing into this new way of shooting video and getting lots of positive feedback.
This is one of your best videos. I’m concern on this level you’ve discussed. I’m due to retire from my current employment. I do have a plan for my retirement. I’m typically a yes person but I recognize I’ll need to say no. I’m working on changing diet to lose weight and protect my internal organs and only buy food that I plan to consume and not waste due to spoilage. I know to shave shower and cut my hair regularly, will avoid shoes, dress shirts/slacks and no longer have a suit, I’ll dress comfortable only with sneakers. Thanks for thoughts. You both are great to watch and listen to.😊
Thank you for your kind words! It sounds like you have a thoughtful and practical plan for your retirement. Prioritizing your health, simplifying life, and learning to say no are such valuable steps. Plus, comfy sneakers are always a win! Wishing you all the best in this exciting new chapter. 😊👏
Thank-you both. You provide great advice and prompt me to work or think my way through changes that we all face. The new out-door studio looks very nice! :)
Thank you so much for your kind words! 😊 We’re thrilled to hear the advice resonates with you, and we’re glad you like the new outdoor setup. Wishing you all the best as you navigate life’s changes!
I've been waiting for content like this-thank you!
That means so much to us! We're glad the content resonates with you. Thank you for your support!
I'm 60 about to start my last year of work. Still physically active I bike thousands of miles every summer.
Congrats on your pending retirement!! I retired a bit over a year ago, at 60 yrs old, and cycling is an integral part of my life. I live in a northern state and this morning the temperature is 1 F which I choose not to ride in. If you are in a similar area, I’d suggest looking into smart trainers and the different apps which allow you to (realistically) ride your bike up and down mountains, in different countries you may never travel to, and on some apps, ride with famous professional cyclists you may never have the opportunity to meet in real life. There are many options, personally I like an app called Rouvy which uses actual video of the roads you’re riding, and at last count I believe there were over 1,300 unique routes. Zwift is a wildly popular app I used in the past, but I didn’t enjoy the video game feel of the app as much as actual video of, say, riding through National Parks in the US or other countries.
Having the ability to ride a smart trainer that simulates the challenge of riding up a mountain has enhanced my retirement immensely! Another plus is the fact you will find yourself getting stronger for the outdoor season, which is the REAL reason to ride; to get out and have FUN. Good luck to you and if you want to research the trainers, apps, etc, your local bike shop should be able to help with any questions you might have.
That’s amazing! 🚴♂️ Biking thousands of miles is no small feat-what a fantastic way to stay active and healthy. Enjoy your final year of work and the adventures ahead!
@RetirementTransformed thank you
Thank you. This is very timely. I just turned 61, 2 Days ago. I admit that I have been somewhat depressed, feeling my best years are over and my life dreams unfulfilled. I'm trying to set new goals and be realistic as well as optimistic about the future.
We cut the cable...love UA-cam channel, enough sports to keep my hubby content
Happy belated birthday! 🎉 It’s never too late to dream new dreams or set new goals. Every chapter brings fresh opportunities. Your best years might just be ahead-stay optimistic and take it one step at a time!"
@@RetirementTransformed Thank you so much!
Great information. I am loving retirement because now I have the time to dress up and keep my nails done. I am so much more organized and retirement is wonderful
That sounds amazing! 😊 Retirement is definitely the perfect time to focus on self-care and enjoy life’s little luxuries. So happy to hear you’re loving it!
That’s so wonderful to hear! 😊 Retirement sounds like it’s treating you well-enjoy every moment of the freedom and organization you’ve created!
I don’t digest well either. At almost 59 - I am taking more probiotics and Tumeric to help with inflammation and digestive
Taking care of your digestion and inflammation with probiotics and turmeric is such a proactive approach! 😊 It’s great to hear you’re finding what works for you. Wishing you continued health and wellness!
Can you both show a picture of your before and after fitness. You speak so much of it, and I would love to see the progress ❤. I try to eat my wt in grams of protein and walk 5-7 miles per day. Thanks
That’s an awesome suggestion! ❤ We’ll definitely consider sharing some before-and-after progress to inspire others. Your dedication to eating well and walking 5-7 miles a day is truly impressive-keep up the great work!
Digestive enzymes, probiotics, prebiotics and other supplements are often needed as women become menopausal. Or HRT if you choose. But estrogen loss causes changes in the gut and our digestive abilities.
That’s such valuable insight-thank you for sharing! 🌸 Understanding how menopause impacts digestion is so important, and supplements like probiotics and digestive enzymes can make a big difference. Appreciate your thoughtful contribution!
Totally agree with your wife on appearances .. changing how we dress and going make up free is amazing .. I am 62 and I love this age but no one prepares you for this next season
Absolutely! Embracing this new season with confidence and authenticity is inspiring. Loving yourself at every stage is such a powerful mindset! 😊
I think this is spot on. At 65, I need to be thankful I've made it this far, haha. And not fight it. Just continue to grow old with grace.
Absolutely! Embracing the journey with gratitude and grace is such a powerful mindset. Wishing you many more years of health and happiness! 😊
I think caring about how you look and dressing well is part of feeling younger. I agree with Jody.
Feeling good starts with looking good-Jody would definitely agree with you! 😊
I like the relax atmosphere of you guys being outside. Do a video walking on the beach at any place you find yourself at.
We’ll definitely consider adding a beach walk to our content in the future-thanks for the idea! 😊
Great video! You guys are great together! Thanks
Thank you for your kind words! We're so glad you're enjoying our content! 😊
I am about five yrs from retirement and my kids can manage on their own. Was a “I come last” type up to a couple years ago. Just want to give you both a shout out, bc of you and my older brother and sister in-law I am now leaving work on time, travelling more, and have started pickleball. I am loving it. Bless you both for sharing your journey and tips!
Thank you for sharing this. It’s always nice to see that our videos help real people.
Nice job on this one. You could have added giving up risk taking in all its forms’
You are right. Thank you for the comment.
I totally avoid stressful people at work. They won't change anyway.
Smart move! Protecting your peace is so important, especially when it comes to work dynamics. Stressful people can drain your energy.
Hi:
My husband and I are recently retired (moved from NJ to Florida). Still in the “honeymoon phase.” More physically active but find that my appetite has decreased (which is not a bad thing). I feel great!
Love your videos 👍🏽
It sounds like you are off to a great start in Florida! We live here too and love it. Smartest thing we did was join a gym.
Hi there. You two are a breath of fresh air. Your sense of humour cracks me up. The videos you make are so comprehensible and sensible. Thankyou.
Thank you so much for your kind words! 😊 We’re thrilled to bring a little humor and clarity to your day. Your support means the world to us-thank you for watching!
Love your videos. Really look forward to each one
Thanks so much!
Recently I've made a new, different list of things to do, that are bast on my having a hard stop at some point in the next 20 years (I'm, 77. was working up to this year). This new list is things that i will enjoy, that will make me feel fulfilled, and can be interrupted without causing a problem.
I wouldn't start a business now. That takes too long. I wouldn;'t do another triathlon. Too much physicality.
What I plan to do is a lot of learning, a lot of philosophizing, and a new website with interviews. All are fun things, and all they require is a good brain, which I have, so far.
Alternatively, I would take up knitrting and crosswords. Why not!? Do what you can !
Love your mindset of embracing new passions and prioritizing what matters most! Those interview-filled websites sound fascinating. 🎤
Well we are 61 and 60 and the first thing I want to do is moving to a small house, one floor and get rid of many things we don't need, my youngest daughter still with us and she doesn't want to talk about it😮, not easy. But at least my husband is listening now. I want to be prepared. And don't give my three girls problems. Thanks so much for sharing ❤
Sounds like you're taking thoughtful steps toward simplifying life and planning for the future. Change is never easy, but it’s great that you and your husband are on the same page now. Wishing you the best as you prepare for this new chapter! ❤😊
I am 64 and I can still do things. But 10 years ago, I'd do 10 things per day, but now, I get tired after doing even 3 of them in one day.
It’s amazing that you’re still staying active and doing what you can! 😊 Slowing down a bit is natural as we age-what matters most is taking care of yourself and celebrating the things you do accomplish. Keep it up!
I learned how to surf at 59. And the best frisbee players are in their 60s. Best times ahead!!
That's amazing! Proof that it's never too late to learn something new and enjoy life to the fullest. Best times, indeed!
What a great video. Many great points to contemplate. Currently 56 and financially ready. Change is hard for many people. I feel bad for the slaves I will leave behind. You have faith in the medical field? I do not, but your point is valid. My number one job in retirement is my health.
Thank you! It's inspiring that you're putting your health first in retirement-such an essential focus. Change is challenging, but it sounds like you're more than ready to embrace it. Wishing you the best on this new chapter! 🌟
Hello, first time viewer here, I absolutely loved the way you two come across a real team . I look forward to watching more of your videos. I wish you and your loved ones a safe and happy holiday season.
Welcome to the channel! We're so glad you enjoyed the video and we wish you a safe and happy holiday season as well!
So you left up north and moved south. So happy for you. We are closer now. So much of what is always said somehow hits home for me. Jody turning 60, my wife is 60. Losing your mom to Pancreatic Cancer, me too. My wife had actually noticed the symptoms while dining with her and my sister. My wife is a registered nurse. Went to the doctor the following day who sent her to the hospital and 2 weeks later she was gone at the young age of 57. Mark is 67, well I am 66. My wife is more the one to say yes to things including me in the picture without my knowing about it. And yes there are times I would say "No". Digestion issues, well that would be my wife too. Maybe it is a girl thing, I don't know. Aging, well I have been very fortunate. Still have almost all my hair, still do not need glasses. and still physically fit as someone my age can be I think. The "No" thing I know can be an issue sometimes. I believe guys and girls look at it differently for the most part and it is truly a balancing act for sure. "But you know what they say "Happy wife Happy life" and as I have grown older, well why not? So much more to say but I will end it with this. When Jody turns 60 Mark tell her she will always be 29 to you. Great Video!
Thank you for sharing such a heartfelt and relatable message. It’s amazing how many parallels there are between your journey and ours-truly a reminder of how connected our experiences can be. I’m so sorry for the loss of your mom to pancreatic cancer; it’s such a difficult and personal journey to go through. Your perspective on aging, balancing differences, and embracing 'happy wife, happy life' is inspiring. And don’t worry-I’ll absolutely make sure Jody knows she’ll always be 29 to me. 😊 Thank you for your kind words and support!
Retired at 59, 72 now.
Traveling. Cruises and such. Two weeks at fishing cabin instead of one short week.
Still getting to the Boundry Waters for wilderness camping. (Backpacks, tents & no facilities). Used to be with my son, now with him and his kids.
Volunteering. Habitat for Humanity constitution (I don't go up on the roof any more), driving seniors to doctor appointments.
Bought a new truck & camper, joined a camping club and this year we've camped more nights than ever.
Replaced a couple of hobbies with new ones.
The eating thing, okay I'll give you that, but I'll still win an ice cream eating contest.
Use your "benefits". Take senior discounts, park in the veteran spot at Home Depot, go to Costco an hour earlier than youngsters.
And the one we laugh about. Don't go out shopping & stuff on the weekends. Leave the weekend traffic to everybody that's still working.
Enjoy. 🇺🇸
Retirement goals! 🙌 Sounds like you’re living your best life, Mike. Love the mix of adventure, volunteering, and making the most of those perks. Here’s to more ice cream contests and weekday Costco runs! 🍦🚐
I retired from the Navy at 49 and from being a university professor at 59, and now I'm 64. I call myself "old" jokingly, but I don't really think of myself as old. I'm experienced. Physically, I'm closer to the average 40-yr-old. I do pretty much the same "exercise" things as when I was younger, just more carefully and not quite as fast. I am engaged in many "community" things, but I have learned to say "no" to things I'd rather not do, especially sympathy invitations from people who know I'm not married and think I shouldn't be alone. I try to eat healthy meals, but food is probably my greatest weakness. Working on it.
It sounds like you've built a fulfilling and balanced retirement, blending physical activity, community engagement, and self-awareness. Calling yourself "experienced" is such a positive perspective-it reflects how you’ve embraced this phase of life with wisdom and vitality. Saying "no" to what doesn’t serve you is a valuable skill, and it’s great to hear you’re working on your goals while maintaining a sense of humor about it all. Keep thriving!
I love you guy's audio. Your sound is wonderful.
Thanks so much!
New camera produces great video quality. I do like the outdoor setting.
Thank you for noticing! So glad you like the video quality.
Avoiding Technology- finally gave in to my husband wanting a keypad lock on side door since HD had a Powerbolt 250 in 1 style silver nickel /square deadbolt at around 40.00. Don’t really care about color or design , only price. Video on utube showed us how to install. Absolutely love it!
That’s a great example of embracing technology when it adds convenience! It’s amazing how something as simple as a keypad lock can make life easier. Kudos to you and your husband for tackling the installation yourselves.
Retirement is a career! You’re self directed and it’s time to live in the moment. It’s important to keep both your mind and body active. Pushing yourself outside your comfort zone is a great way to feel more alive.
Love that perspective! It's all about finding ways to stay engaged and energized in this exciting new chapter.
I am 51 and can’t believe that in 9 years I can retire early. Financially my wife and I are on the right track. It’s coming fast😱
Sounds like you and your wife have done an amazing job planning ahead! Retirement will be here before you know it-exciting times ahead! 🎉
Nice podcast.
A very grounded couple.
Excellent information.
Living it.
Thank you for the kind words! We’re so glad the information resonates with you. Wishing you continued success in your journey! 😊
Thank you for your time and for inspire older adults to stay active and not just sit watching TV.
Thank you so much! We truly believe staying active is key to enjoying this stage of life. Appreciate your support and kind words!
Love it. Life is about letting go, not holding on.
So true! Letting go allows us to truly embrace the joys of life and focus on what really matters. What’s been the most rewarding thing you’ve experienced since learning to let go?
I am 61, retired at 59! I adjust constantly due to physical disabilities, but do stay very active! But, I move at my own pace and my wife rides me on it!
Looks, lol! Haven’t had a haircut in 3 years and might shave once a week, I do have a goatee!!!
Thanks for sharing! It sounds like you’ve found a rhythm that works for you-staying active at your own pace is key. And it’s great that you’ve embraced your own unique style! Wishing you and your wife all the best on this journey. 😊
Love the outdoor vibe & the palm trees.
Thank you! We love the outdoor vibe too-it's so refreshing! The palm trees really add to that relaxing atmosphere. 🌴😊
I like working. Making a contribution, being a problem solver, being productive, having social interaction is all so fun! I don’t plan to retire any time soon. I am 62.
Keep doing what you love! There’s no right or wrong time to retire when you’re enjoying what you do. 😊
I plan to retire at the end of 2025 at 62 after 36 years in Telecom as a sales engineer. My wife will retire in May 2026 and she's loving life! But walking away from a good income stream and building the nest egg to living from the nest egg is a scary proposition couple with the alarming recession and CPI report
That’s a big decision. It’s totally understandable to feel a little anxious about transitioning from a steady income to relying on your nest egg, especially with the current economic climate.
I think I love this couple. I’m not sure how you showed up, but the algorithm is working well. ❤❤
Thanks for being here! We're happy you're enjoying our content.
Thank for Share, The lesson was quite interesting, I learned a lot from you guys.
We're glad to have you here and hope you continue to enjoy the content :)
A buddy of mine recently took our 36 year old VHS tape of our wedding that I hadn’t seen in a quarter of a century and turned it digital. I kept rewinding on a part outside the church where the camera guy was talking to me. Hardly recognized myself but couldn’t figure out why then it hit me -- SWAGGER😂😂. I was like “what year did I loose that?”.
Sounds like you've rediscovered a piece of your younger self! Swagger never truly disappears-it’s just waiting for moments like this to shine again. Thanks for sharing such a great memory! 😊🎥✨
@@RetirementTransformedthat’s a very thoughtful reply. Thank you !
Good advice.
Everyone’s situation is different. I guess I’m semi retired since I sold two companies a few years ago, but I’m still consulting here and there which kind of helps the day-to-day budget. My one advice…is find and buy good rental property and they do exist. It is not only set me up, but it’s set up the future generations as well.
That's great advice! Owning rental property can provide long-term financial stability and security. It's fantastic that it has not only helped you but also set up future generations.
You both look great!! Thanks for sharing!
Thank you! We're so glad you're enjoying the channel.
I am 61 now and will turn 62 in May of next year. My job is very physical. You mentioned some of the things you used to do that you should not do anymore. At work I jumped off a roof.It was only about 4 feet high. I twisted my ankle doing that. I did not twist it badly, but that showed me that I can not do the things that I used to do. I am going to retire next year. Thoughts?
It sounds like you're already reflecting on the physical changes that come with aging, and it's great that you're thinking ahead as you approach retirement. It's wise to listen to your body and make adjustments as needed. Retiring next year sounds like a well-deserved step, especially after having such a physically demanding job. Have you thought about how you’ll stay active or engaged once you retire?
@@RetirementTransformed I am going to have more time for my hobbies. I also plan on selling things on eBay.
I have an advanced directive and living will tucked away. My wife doesn't want to read it. She doesn't handle death and dying very well and she gets upset if I bring it up. We are in our 60's and I am retired. I had weight loss surgery 3 months ago and lost over 70 pounds and am still working on it. I have to watch what I eat now. I'm hoping we can take a couple of trips together soon.
Congratulations on your incredible weight loss journey, Dan! That’s such an inspiring achievement. It’s thoughtful of you to have plans in place, even if those conversations are tough. Hopefully, as you both enjoy your upcoming trips together, it creates space for more open discussions over time. Wishing you continued health and happiness! 🌟
Love the casual outside and dress
:)
Great content, thank you.
Glad you found it helpful!
I think saying no depends on what feeds you. I do recognize that I need to say no to some things but there are those things that are innate to me like helping family, visiting friends when they invite me but maybe it isn’t the top of my list but it means something to them. I feel I need to be careful not to reject too many things because I may become too detached.
You make an excellent point, Mark. Saying "no" can be about balance-prioritizing what feeds your own well-being while staying connected to the people and values that matter. It’s all about finding a way to care for yourself without losing those meaningful connections.
Obsessing over appearance is a matter of interpretation. I believe taking pride in appearance is important. However, obsessing is different.
Well said, Ronald! Taking pride in your appearance shows self-respect and care, but you're right-there’s a fine line between that and obsessing. Balance is key! 😊
Great information and suggestions. I’m planning now for retirement. I’m preparing for how to leave a high stress career without feeling “less valuable” or losing my sense of purpose.
That's such a thoughtful approach! Preparing mentally and emotionally for retirement is key. Finding purpose beyond work can make this transition fulfilling. Best of luck as you plan your next chapter!
I am 72 and have been retired for 2 1/2 years. I took the drums back up in 2017, played in rock bands in high school and hadn't played since then. I have close to 300 drum cover videos poste on UA-cam, drive a modified Camaro and my health is excellent.
I swing trade stocks and make more now than when I worked full time. Life is good! Funny how things worked out.
That sounds like a rockin' retirement! 😎
You both look great and these are great points!!
We're glad to have you here and hope you continue to enjoy the content :)
The woman in this video for sixty years old looks fantastic!!
😂 lots and lots of makeup ! Catch her right out of the shower
Are you sure she's 60? Looks more like 46 years old.
@@peterlyons8793you think a trophy wife?
She is georgeous
Thank you so much for the kind words! Jody will be thrilled to hear that-she works hard to stay vibrant and healthy. We really appreciate your support!
Its not the sun. Its diet and processed foods.
Excellent, thanks for sharing ❤
Thank you for your kind words! ❤️
#6 on Appearance and Fashion. Maybe in the Florida retirement communities but for those of us still in the general population, not so. We need to keep up (and shave), especially us singles.
Great point! Staying sharp and maintaining a good appearance is important, no matter where we are. It definitely helps with confidence and making connections, especially in the single world. Thanks for sharing your thoughts! 😊
Ptosis. Me too. I plan to pursue this before I retire so I can see better.
That sounds like a smart plan! Taking care of vision issues like ptosis before retirement can make a big difference. Wishing you the best! 👁️✨
Retirement used to be about taking it easy, volunteering, maybe a vacation a year and paying your bills. Now there are so many things to do that people are not just wanting to stay home. Everyone I know wants to travel the world and that's expensive
You're right, retirement has evolved and folks are finding all sorts of ways to stay active and explore the world! 😊
Love your advice, as for me, a woman over 60, I stopped eating beef, chicken, and pork. I lost weight, I lost pain in my joints, and I just feel better. I stopped interacting with toxic family members and other toxic members of society.
That’s inspiring to hear about your journey to better health and well-being-it’s all about finding what works for us!
We cut the cord on cable and have gone to digital. Huge savings lots of channels
We are in the process of doing this. Our plan is to make the change January 1.
Retired at 62 and it is great. You can use UA-cam to journal your life 😊
Love that idea! UA-cam is a fantastic way to capture life's adventures.
I have a very difficult time saying no, it's my number one issue
You’re not alone-saying no can be so tough! Setting boundaries is a skill that takes practice, but it’s so important for self-care. You’ve got this!
This is the 3rd time I’ve heard, “Don’t say yes to everything”. After ignoring the first two. I guess I need to seriously consider this one.
It sounds like the universe is sending you a message! Learning to say "no" can be a game-changer for protecting your time and energy. You’ve got this! 😊💪
Common sense thoughts! Easy to understand! Thanks!
Thank you for the kind words! We're glad you found the ideas straightforward and helpful. Common sense often makes the biggest impact!
I was laid off last year. I’m 61. I cannot get anyone to even return my calls or respond to my application.
So sorry to hear you’re going through this-it’s such a frustrating and challenging situation. Don’t give up! Networking, reaching out to local job support groups, or even considering volunteer opportunities to build connections could help. Wishing you the best of luck-you’ve got this!
Use Indeed
If you like outdoor work check out local nursery and garden centers. I own a nursery and always need some seasonal help.
Age 68 and retired 5 years. Exercise makes more sense as there is not excuse of not enough time.
A healthy diet makes more sense as there is no excuse about not enough time.
It’s great that you’re prioritizing exercise and a healthy diet in retirement! Without the time constraints of work, it really is the perfect opportunity to focus on your health and well-being.
Also, mammograms are SO important- breast cancer caught early is best.
Absolutely agree! Mammograms are such a vital tool for early detection and can make a huge difference. Thank you for sharing this important reminder!
My brother committed suicide right after he retired at 59. No idea why. So devastating.
Sorry to hear that. It's like Robin Williams. Top of the world in entertainment and then the unexpected. I hate depression and apparently it can be very bad.
@ Thank you. It is so sad.
So sorry for your loss. That’s an unimaginable tragedy... Please know you’re not alone-sharing this may help others understand the importance of mental health during major life transitions. Sending you strength and comfort.
@@RetirementTransformed thank you!
Its called hooded eyes. Insurance pays for the surgery. I just had it done. Really easy procedure.
r
Don’t believe her folks - she is pulling the wool over your eyes😅
Thanks for sharing your experience! Glad it worked well for you!
Not all insurance companies will pay for hooded eyelids. My eye doctor says if he writes it up that it's affecting my sight, they will pay. United healthcare says it cosmetic, so eye doc getting involved is a must!
My mother had that eyelid surgery and it was great for her. Be aware you'll have to pay for the unaffected eyelid so they match. I'm not even 60 yet, but I can tell that it's time to focus on the importent things. People, experiences, making a difference. These matter.
That’s such a thoughtful perspective-focusing on what truly matters is such a beautiful way to approach life. ❤️ Glad to hear the surgery was helpful for your mom, and thanks for sharing your insights!
Number 2!!! Work is done!!!
:)
At 62 I transitioned to eating ONLY beef, butter, bacon and eggs and my health has dramatically improved! I eat NO veggies and rarely eat fruit. All my blood work has improved and I'm healthier than I was in my 50s. I wasn't hardly even able to work the past ten years, and now I've gone back to working! It's been almost 3 years and it's like I have a whole new life!
Wow, Gail, that’s an incredible transformation! It’s amazing to hear how your dietary changes have had such a positive impact on your health and energy levels, even allowing you to return to work.
I loved this.
Thank you so much! We're glad you enjoyed it. Your support means a lot to us!
Thank you very much
:)
This is hard for people who have autoimmune disease and you talk about how much money a person should have for retirement. My husband has worked for 38 years in a factory he is 57 and worries constantly about if he will be able to save enough to take care of me.
Financial worries can be all consuming. Getting some good advice from a planner is so helpful.