How to Build the Perfect Credit Card Setup (for most people)
Вставка
- Опубліковано 25 чер 2024
- Simplifying the only three cards you'll ever need and why... To see my essential cards right now go 👉 rdguarantee.link/Best-Credit-... and Click "Show More" to see Ad Disclosure.
💳 Featured In this Video:
🔶1️⃣Catch-All Cards:
➡️ Wells Fargo Active Cash
creditcards.wellsfargo.com/ca...
➡️ Citi Double Cash
www.citi.com/credit-cards/cit...
➡️ Chase Freedom Unlimited®
rdguarantee.link/Chase-Freedo...
🔷2️⃣ Crazy-High Multiplier Card:
➡️ Citi Custom Cash
www.citi.com/credit-cards/cit...
➡️ Discover it® Cash Back Credit Card
rdguarantee.link/Discover
➡️ Blue Cash Preferred® Card from American Express
rdguarantee.link/AmEx-Blue-Ca...
🔶3️⃣ Luxury Travel Card:
➡️ Capital One Venture X Rewards Credit Card
rdguarantee.link/Capital-One-...
➡️ Chase Sapphire Reserve®
rdguarantee.link/Chase-Sapphi...
➡️ The Platinum Card® from American Express
rdguarantee.link/AmEx-Platinu...
💰 Best Financial Apps:
➔ Robinhood (Free Stock up to $200): rdguarantee.link/Robinhood
➔ CashApp (Free $5): rdguarantee.link/CashApp
➔ Venmo (Free $10): rdguarantee.link/Venmo
💎 Wallets and Financial Lifestyle Gear
➔ Andar (CODE: "Guarantee15" for 15% off) rdguarantee.link/Andar-Lifest...
💬 Credit Card Consulting: rdguarantee.link/Consulting
✏️ My Thoughts:
This video is the result of all of the credit cards that I've been fortunate enough to get myself a s well as examining what has worked and what doesn't for others in the credit card game. There can be many different overwhelming messages when you try to find which cards work for you and which don't. I hope this video can cut through all of the noise by assigning each card a purpose in your life, and then suggesting the best that I have come across to achieve those purposes.
⏰Timestamps:
0:00 - Intro
0:52 - Perfect Setup Principles
2:04 - Card No. 1
4:54 - Card No. 2
8:56 - Card No. 3
12:54 - Key Tips
🚩Advertiser Disclosure:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only as the time of the video publishing date and may have changed by the time you watch it.
The RD Guarantee is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity.
Specific Card Mentions:
American Express:
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more." at the beginning of editorial articles that reference American Express products, services or offers.
Capital One:
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Hertz:
Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
Very high quality video! You have a new subscriber. I think there is better setups but for the average person who just wants to take a family vacation once a year, this is perfect.
Here is my setup:
Catch-All: Capital One Venture X
Food and Grocery: Amex Gold
Luxury Travel: Amex Platinum
With the venture x $300 annual credit and the 10,000 mile anniversary bonus it is a negative annual fee card (pays you just to have it) so even though it is it’s own luxury travel card, it has 2x back on everything with lots of over lapping transfer partners. When traveling it is also my hotel and rental car card and my home airport has a Cap1 lounge which is amazing ❤
Thanks for checking it out. I really tried to make it for (like you said) the average person.
I really like your setup. Thinking about making a video with this, but I always seem to end up in airports with no VX lounge access but I would have been able to get in with the American Express Platinum...
Just subscribed!! I have over 20 cards (by accident) the first 10 (roughly) are the beginner cards, First Premier, Credit One, Continental Finance, Mission Lane. The other half is when I got serious. 4 Capital Ones. 3 Amex. 3 Wells Fargo. 1 BOA. 1 Discover. I hesitate to close the first ones because I don't want to hurt my length of credit.
Haha 20!
That’s a crazy lineup but respect for managing it all
With the AmEx BCP, you just need to spend $32/week in groceries to pay for the AF. You need to spend $64/week in groceries to break even with the BCE card. If you spend more than $64/week in Groceries, you win. The streaming credits, which include in-app purchases on iOS and Android/Google, are gravy. And the 3% on Gas is also nice.
Thank you for sharing this information with us
Great video!!!!!!
Thanks so much!
Good content!
Thanks! Glad you liked it!
Just subscribed!!!!!
Thanks @djwashx! Glad the video helped and I you checking it out 👍🏼