I’ve been loving the vlogs! ❤ I’ve been binge watching your videos on all your channels and you’ve been so motivating and so consistent! Every time I watch, something sparks in me and makes me want to get up and edit or create some content. Keep up the good work! 🥰
I'm so appreciative of you and this video. It's inspiring hearing you speak about your financial challenges and the tips you've shared and used personally to overcome your debt. I'm working on doing the same, so this is extremely helpful. 😊
Great video! It would be shocking to see how much money you spent on interest payments over the years. December credit card statements show how much interest was charged for the year. Take those amounts and plug them into an online compound calculator at 7% annual return to see how much money you would have today if that money was invested instead. example: $150 invested monthly for 10 years at 7% return is $26,000!
I think the biggest difference with a spending plan vs a budget that you didn’t touch on is that budgets are a lot more strict and are designed to help repair negative behaviors where as a spending plan is a lot more flexible and doesn’t really force you to stick to any set amount. A lot of people are not disciplined enough for a spending plan. I’m glad to see you have the discipline to stick to one!
You have no idea how beneficial your financial videos are. So relatable❤
I’m glad you enjoy them. I know they are different for my channel so I never know if you girls enjoy them 🥹
Good tips, Another option- Health Savings Account- tax advantage and saving for future medical needs.
yes we’d love to see a spending plan ❤
You got it!😇
Keep up the great work so proud of you
🥰
Love love these videos so much!
Thank you for watching them! 🥹✨🩷
I’ve been loving the vlogs! ❤ I’ve been binge watching your videos on all your channels and you’ve been so motivating and so consistent! Every time I watch, something sparks in me and makes me want to get up and edit or create some content. Keep up the good work! 🥰
girl go for it! 💕
I'm so appreciative of you and this video. It's inspiring hearing you speak about your financial challenges and the tips you've shared and used personally to overcome your debt. I'm working on doing the same, so this is extremely helpful. 😊
youre so very welcome! you should be proud to be on this journey!! Well im proud of you!
@kaylalashaevlogs Aww, thank you, it means so much to me :).
This was really good I love this era for you very helpful and informative 💕💕
I love it here too 🥹🥹🥹
Yes Kayla this topic was amazing I love it .
Glad you enjoyed! 🎀
Thank you thank you for this video ❤👍🏾👏🏾🤗
I got you girl! ❣️
Great video! It would be shocking to see how much money you spent on interest payments over the years. December credit card statements show how much interest was charged for the year. Take those amounts and plug them into an online compound calculator at 7% annual return to see how much money you would have today if that money was invested instead. example: $150 invested monthly for 10 years at 7% return is $26,000!
I think the biggest difference with a spending plan vs a budget that you didn’t touch on is that budgets are a lot more strict and are designed to help repair negative behaviors where as a spending plan is a lot more flexible and doesn’t really force you to stick to any set amount. A lot of people are not disciplined enough for a spending plan. I’m glad to see you have the discipline to stick to one!
Yes. This. I was going to touch on this in my video comparing the two!
Great video ❤
Thank you!!
Excellent video. On the road to debt fee.
Glad it was helpful! good luck on your journey! 💕
@@kaylalashaevlogs thank you
Credit card debt ruined my life 😅
its the biggest scam of life 😩
14:52 I do that
Kaylaaa 😃
financially stable girl > that girl
♥️