You Can't Afford That Apartment!

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  • Опубліковано 21 вер 2024
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КОМЕНТАРІ • 589

  • @joeriveracomedy
    @joeriveracomedy 2 роки тому +180

    This call earned Dave's spot in heaven. His patience is DIVINE.

    • @joebriggs5781
      @joebriggs5781 2 роки тому +7

      I thought Heaven wasn't earned

    • @iiii8358
      @iiii8358 2 роки тому

      😭😭

    • @ProDevelopmentPK
      @ProDevelopmentPK 2 місяці тому

      @@joebriggs5781 you were wrong, Heaven is earned with good deeds and morals

    • @Landis_Grant
      @Landis_Grant 2 місяці тому +1

      @@joebriggs5781Heaven is a gift from the Lord Jesus Christ by simply believing in Him as your Savior of your sins.

  • @eplugplay8409
    @eplugplay8409 2 роки тому +317

    I’m just shocked people like her can’t decide for themselves why paying more than 50% of your income on rent is a bad idea.

    • @nicklysaght1381
      @nicklysaght1381 2 роки тому

      @@iamnotgonnagiveyoumyname1373 maybe if you had better grammar you could afford to rent to hard luck cases like her so she doesn’t get taken advantage of by a slumlord like me lol

    • @eckankar7756
      @eckankar7756 2 роки тому +19

      the call isn't about the finances, she's wanting an audience that will support her delusional thinking. She called the wrong show.

    • @bonnievandergriff8272
      @bonnievandergriff8272 2 роки тому

      @@eckankar7756 She needs to seek mental health counseling now because at age 34, she is a little old to be seeking to upgrade her life. Many people at her age can successfully change careers. The problem with this lady is she has no career and has never had one and cannot handle the stress and anxiety that come with most jobs including low paying ones. Until she can successfully overcome her mental health issues, she may never improve her life.

    • @eckankar7756
      @eckankar7756 2 роки тому +14

      @@bonnievandergriff8272 She's delusional she doesn't see that she has a problem. She won't seek help because she sees herself as a victim, the problem is everyone else. It's like a form of narcissism. They never see themselves as the cause of their grief.

    • @m_rod9562
      @m_rod9562 2 роки тому +21

      im apartment hunting and just thinking of paying 30% of my NET income makes me sweat bullets.

  • @MrTmenzo
    @MrTmenzo 2 роки тому +108

    She sounds older than 34 more like 54.

  • @uwone7778
    @uwone7778 2 роки тому +349

    Poster child of why a lot of people are broke. No plans. Tons of excuses.

    • @adamseidel9780
      @adamseidel9780 2 роки тому +28

      But she’s an INTROVERT!!!

    • @djpuplex
      @djpuplex 2 роки тому

      She's a lazy human walking active dogs

    • @konye618
      @konye618 2 роки тому +30

      Literally so many excuses. Trust fund baby and her parents have probably helped her all her life

    • @jml9550
      @jml9550 2 роки тому +9

      @@konye618 $700 a month is pocket change for retirement. Good luck with that.

    • @genxx2724
      @genxx2724 2 роки тому +6

      @@adamseidel9780 INTROVERTS UNITED 😆

  • @JessicaLeigh
    @JessicaLeigh 2 роки тому +310

    I don’t know anyone my age (23) that isn’t chucking half their income at rent. Unless they live with their parents. Housing is so expensive.

    • @DG-mk7kd
      @DG-mk7kd 2 роки тому +14

      It's always been that way, but adversity is opportunity. If you take the risk of buying a house and renting out the rooms you can be FIRE by the time you're 30.

    • @timothygibney159
      @timothygibney159 2 роки тому +66

      @@DG-mk7kd No it hasn't. My old place from 2015 was $650 a month. Today it's $1150. No my wages have not doubled neither and car prices have nearly doubled too. Renting before 30?!! Lol. You need to pull in 120k a year for a 1200sq starter home in the majority of cities today. I live in Texas not New York or San Francisco either!

    • @JessicaLeigh
      @JessicaLeigh 2 роки тому +42

      @@DG-mk7kd The issue is we can’t even afford a house right now. I’ve been saving, living with parents, and working full time for two years and still can’t afford a down payment

    • @kylefielder9664
      @kylefielder9664 2 роки тому +11

      At least 50%. Even though the goal is 30%.

    • @carojames6776
      @carojames6776 2 роки тому +3

      Sounds like it's time to visit the "bank of mum and dad" for a deposit and financial assistance with the mortgage !!!!!

  • @lukemiller539
    @lukemiller539 2 роки тому +33

    “I pretend my trust fund doesn’t exist but I pull $700/ month from it”

  • @Leocomander
    @Leocomander 2 роки тому +75

    $1600 a month in rent not counting Utilities and she has an income of $2500 a month. In what world spending close to 65% of your income is a reasonable idea?

    • @derekrank4572
      @derekrank4572 2 роки тому +12

      the landlords dont care about her $2500 a month....the entire system is broken.

    • @MrBacon-ou1kw
      @MrBacon-ou1kw 8 місяців тому +6

      @@derekrank4572 I don't understand your comment. Why should the landlord care about her $2500 a month?

    • @mattbenz99
      @mattbenz99 5 місяців тому

      @@derekrank4572 The landlord will rent to whoever will pay the same way any business person would. It isn't the job of the seller to care about the financial health of the buyer.

  • @acrane1100
    @acrane1100 7 місяців тому +14

    I last lived in an apartment in 2020 and my rent was $895 for a 2BR/2Bath. Now that same apartment rents for $1300.

    • @awill3454
      @awill3454 2 місяці тому

      Ramsey is such an out of touch Boomer. Used to listen to him regularly but he’s so smug and has no clue what the ordinary US citizen struggles with. I make $160k/year and bought a house last year. Nothing fancy, just a 1,100 sq ft house in the South East. I spend almost 40% of my income on the house, which Ramsey would totally object to. I’m a high earner and a very average house these days still sucks up an huge portion of my income. The house went from $280k in 2019 to $420k in 2023.
      That and his little political jab at Biden Bucks when the majority of the $5T printed during Covid was under the Trump administration makes Ramsey so insufferable. He just spews his Christian and right-wing nonsense to his viewers nowadays

  • @amandadean3948
    @amandadean3948 2 роки тому +162

    She has a trust fund. I don’t get the impression that she would ever be truly lacking money if she needed it because she doesn’t sound overly ambitious.

    • @superblump87
      @superblump87 2 роки тому +35

      I would argue her lack of ambition would be the reason she may be lacking money in the future.

    • @lot2196
      @lot2196 2 роки тому +1

      No kidding.

    • @Gibb591
      @Gibb591 2 роки тому +24

      @@superblump87 I think the trust fund may be the reason for the lack of ambition

    • @superblump87
      @superblump87 2 роки тому +1

      @@Gibb591 agreed

    • @karencarlos3942
      @karencarlos3942 2 роки тому +11

      Lack of ambition?? Did you guys miss the part when she said she's an introvert with crippling anxiety and depression? For anyone with mental health issues, maintaining a steady job is ambitious. $700 is approximately 25% of what she earns from actually working, so it's ridiculous to think that that small amount would make her think she has it made and doesn't need to continue working. She said she enjoys her job, it just doesn't bring a large income.
      I guess you also missed the part where she said she has a degree and is thinking to pursue that again. She may be lacking direction, but apparently she listens to Dave, so I'd say she's working pretty hard to keep it together.

  • @shanep2760
    @shanep2760 2 роки тому +161

    So glad and lucky I was able to buy a house before the pandemic. Mortgage is only $450. I feel terrible for people who pay $1600 for a little apartment.

    • @TheIronChainMaster
      @TheIronChainMaster 2 роки тому +25

      What are you living In for a 450 mortgage?! A run down itty bitty shack?!

    • @tinker2217
      @tinker2217 2 роки тому +35

      @@TheIronChainMaster There are many affordable houses in different parts of the country. That was a rude comment and assumption. Wow...

    • @simonthebroken9691
      @simonthebroken9691 2 роки тому +23

      $450 per month...a 15 year fixed?
      Includes property taxes?
      Includes homeowners insurance?
      Includes water, garbage, sewer?
      Includes utilities?
      Please, don't compare apples to oranges.

    • @saramatthews7159
      @saramatthews7159 2 роки тому +9

      @@simonthebroken9691 exactly I would like for him to include those costs as well

    • @littleripper312
      @littleripper312 2 роки тому +16

      haha my city starts at 2k/month, I'd kill for 1600/month

  • @DisabilityExams
    @DisabilityExams 2 роки тому +176

    "What is your long term career plan"
    - talks about everything except her career plan.

    • @mirabella2154
      @mirabella2154 2 роки тому +22

      She clearly said that she didn't really have one because of her psychological issues.

    • @Smallvillefreak
      @Smallvillefreak 2 роки тому +6

      @@mirabella2154 she said in the past she didn’t have one, as if to indicate that she now does, but only seemed to talk about the past and about how she’s happy where she’s at, which is essentially broke.

    • @MrTmenzo
      @MrTmenzo 2 роки тому +8

      I'm an introvert myself but I gotta eat and not be a wimp sitting around doing nothing.

    • @truckingmoney485
      @truckingmoney485 2 роки тому +13

      Being an introvert has nothing to do with earnings or being broke or rich I would almost argue that an introvert has an advantage on building wealth because we’re not obsessed with impressing people we don’t know

    • @goldendydy
      @goldendydy 2 роки тому +4

      @@Smallvillefreak She clearly said she wanted to start screen writing in the near future, to which Dave replied to start now.

  • @grizzleyadams2101
    @grizzleyadams2101 2 роки тому +131

    Florida now requires financial literacy courses for high school students.

    • @ralphholiman7401
      @ralphholiman7401 2 роки тому +12

      Just a simple course in finance and investing would have been the most valuable thing I could have been taught in high school. On my own I didn't learn it until I was 30 or 31. That was a lot of wasted years I could have been putting money away.

    • @diablo2punk
      @diablo2punk 2 роки тому

      The education system is full of brainwashing and communism that they don’t teach life skills and lessons to kids. So it’s awesome that Florida is requiring financial literacy for high school students. It’s a start.

    • @saramatthews7159
      @saramatthews7159 2 роки тому +1

      That is good to hear those courses need to mandated for all high school students in this country

    • @SimbolicProductions
      @SimbolicProductions 2 роки тому +3

      Thank Desantis

    • @SuperpowerBroadcasting
      @SuperpowerBroadcasting 2 роки тому +2

      Based. Every state should require it

  • @SledgeHammer99
    @SledgeHammer99 2 роки тому +149

    Waiting for Dave to start telling people to start an OnlyFans while working the baby steps

    • @ChristianTW3555
      @ChristianTW3555 2 роки тому +2

      When pigs fly

    • @tonysoprano6265
      @tonysoprano6265 2 роки тому +4

      How about a only fans person who is a baby steps millionaire?! I wonder if Dave would let them do a debt free scream lol

    • @johnmoore1495
      @johnmoore1495 2 роки тому

      He quotes the Bible too much to say anything about it lol

    • @eckankar7756
      @eckankar7756 2 роки тому +3

      I'm 69, my grandkids think I should open up a "here's granny" page there...I am really thinking about it. why not? Go bust or go rich, who knows.

    • @jacobwoods614
      @jacobwoods614 2 роки тому +2

      😂😂😂 this one wins the comment section

  • @kekejefferson9219
    @kekejefferson9219 2 роки тому +54

    Yeah, I'm a introvert too and the pandemic was great for my mental health too! 🤩

    • @saramatthews7159
      @saramatthews7159 2 роки тому

      Lol same

    • @billmelater6470
      @billmelater6470 Рік тому +3

      Ive never ubderstood this. You can be an introvert on your own. No pandemic required.

    • @gamingwitharlen2267
      @gamingwitharlen2267 6 місяців тому

      Because you are pressured to meet with family and friends even if you don't want to.@@billmelater6470

    • @keelydinh
      @keelydinh 5 місяців тому +1

      The pandemic was like a mini retirement test drive for me and, honestly, it wasn't so bad.

  • @thomasmoon983
    @thomasmoon983 Рік тому +5

    So you're telling me that I'm supposed to spend 30% of my income in rent. Therefore, if the average rent in my state (MN) is $1165, I need to make $22.41 per hour and work 40 hours a week. But I'm a college student Dave, and I can't do that. My parents bought a house, got married, and had me by the time they were my age. So where did things go horribly wrong, and who is to blame, and what the hell do we do about it?

  • @mister.Ed1
    @mister.Ed1 Рік тому +10

    It should be illegal to raise rent that much.

    • @mattbenz99
      @mattbenz99 5 місяців тому +4

      They aren't. The caller literally said they were going to get a new apartment. She was trying to upgrade.

  • @fhuber7507
    @fhuber7507 2 роки тому +28

    She can afford the rent IF she lives on beans and rice... doesn't have a car... doesn't have kids and has no social life.

    • @esonon5210
      @esonon5210 2 роки тому +3

      she's an introvert so she pretty much doesn't have much of a social life

    • @Coryraisa
      @Coryraisa Місяць тому +1

      She may just have to do that for a while until she can either rent a cheaper place or supplement her income.
      There is no shame in living without luxuries for a while.
      Most of the world lives without a car.
      Most of Europe and Asia as well as most US cities have mass transit.
      I never get why some Americans behave as if it's some huge "disgrace" to take a bus or train.

  • @stevenporter863
    @stevenporter863 2 роки тому +87

    The trust fund isn't in the back ground like the caller said if she is drawing $700 a month from it. It is an active primary source of her income.
    1:06

    • @rachelharrison7961
      @rachelharrison7961 2 роки тому +15

      I think by “in the background” she means that she hasn’t taken any principal yet, just the income it throws off.

    • @donaldlyons17
      @donaldlyons17 2 роки тому +4

      @@rachelharrison7961 In her case I really hope she can always do that!!! She seems to need all the help she can get for the rest of her life.

    • @Julian-zc9vm
      @Julian-zc9vm 2 роки тому +2

      She probably isn’t eating into principal. If it’s throwing off $700/month in interest, the principal could be a few hundred thousand.

    • @dangeroreilly2028
      @dangeroreilly2028 7 місяців тому

      @stevenporter863 Or, "in the background" could mean if she were in a short-term pinch, she could withdraw more.

  • @edwingarcia9626
    @edwingarcia9626 2 роки тому +66

    $2500 a month is like a $20 dollar an hour job after taxes what Dave doesn't realize is that he expects everyone to make $30 dollars an hour

    • @dash4800
      @dash4800 2 роки тому +20

      No, he just expects people to do the work necessary for the life they want to live. This lady has no plans or aspirations and at 34 has done nothing to build up useful skills of any kind. And she doesn't even have years of working for a company that might potentially promote her or pay for education, so whatever she does she is basically starting from scratch. But she expects to be able to live in a $1600/mo apartment.

    • @edwingarcia9626
      @edwingarcia9626 2 роки тому +7

      @@dash4800 oh I understand that but at the end he said she could make more delivering pizzas than her ($20 dollar an hour job)

    • @philmarsh7723
      @philmarsh7723 2 роки тому +2

      @@dash4800 I made much more and always lived in a room/basement shared house until I bought a house.

    • @lindsayclark4009
      @lindsayclark4009 Рік тому +3

      That includes her trust and $2500 mo would only be $30-$35/yr

    • @PurpleRose8725
      @PurpleRose8725 Рік тому +1

      He expects people to live within their means and change their means if necessary.

  • @mandypdx
    @mandypdx 2 роки тому +27

    I’m an introvert, so I’m a computer programmer. It pays $140k/yr.
    I also have a trust fund, it pays $2k/mo…forever.
    My current mortgage is $1300 a month.

    • @alexjohn5251
      @alexjohn5251 2 роки тому +14

      You single? 😂😂😂

    • @moiv8
      @moiv8 2 роки тому

      @@alexjohn5251 🤣

    • @ncxp5663
      @ncxp5663 2 роки тому

      @@alexjohn5251 😅😂good luck

    • @grahamcarmichael6567
      @grahamcarmichael6567 6 місяців тому +4

      Why are you telling us this?

  • @tristanrodenhauser5267
    @tristanrodenhauser5267 2 роки тому +11

    I don’t know how they could be so calm about having a landlord nearly doubling your rent by asking for another $700 a month for a studio. If she like taking care of dogs it make more sense to move somewhere more affordable and then house sit for ppl.

  • @lsgsrob2102
    @lsgsrob2102 2 роки тому +78

    It honestly sounds like she is trying to justify a lot for where she is. Their is zero reason for her to get a new apartment that is almost twice as expensive and zero reason for her to be drawing from the trust fun. Especially in your mid 30’s. Get to work! I have anxiety and panic attacks to! In fact my mom has them even worse and she’s a full time nurse and isn’t on any medication. Get to work.

    • @mikemcbeth3216
      @mikemcbeth3216 2 роки тому +2

      How I know people like that. She is so messed up it's like wow

    • @eckankar7756
      @eckankar7756 2 роки тому +15

      She's totally delusional and a full time victim. A third of a century old and emotionally a first grader. She isn't looking for direction or an answer she wants support her self defeating beliefs are valid. She called the wrong show.

    • @guineapigtalks
      @guineapigtalks 2 роки тому

      For real. She has a trust fund, so she could afford the best mental health care. No excuse.

  • @roolyfe
    @roolyfe 2 роки тому +77

    I see why I need to buy a house 🏡! Rent keeps going up

    • @warmijo10
      @warmijo10 2 роки тому +20

      Terrible time to buy a house 😅

    • @Blueman2018
      @Blueman2018 2 роки тому +6

      own a home or rent you will always be expected to pay some form of increases it’s all the same

    • @larrybarbee4916
      @larrybarbee4916 2 роки тому +1

      @@Blueman2018 not really lol

    • @larrybarbee4916
      @larrybarbee4916 2 роки тому +1

      @@Blueman2018 not to the same extent

    • @Blueman2018
      @Blueman2018 2 роки тому +1

      @@larrybarbee4916 you may say not the same extent but the concept is you expected to pay any increases that happens to your cost of living roof repair rent increase increase the cell phone so it’s all the same we’re all in the same situation we have to spend money when we don’t have to and it’s hard to save when we want to 😂

  • @leehall5447
    @leehall5447 2 роки тому +11

    She sounds comfortable with just kinda hanging out lol

    • @RosE-ic8yw
      @RosE-ic8yw 7 місяців тому

      especially when she has a Trust fund

  • @adamseidel9780
    @adamseidel9780 2 роки тому +78

    Even with the trust fund money she can’t afford that apartment lol. She doesn’t like her teeny tiny apartment but she has a teeny tiny income with teeny tiny career ambitions.

    • @barbieblue3336
      @barbieblue3336 2 роки тому +2

      No, her dreams are not realistic

    • @adamseidel9780
      @adamseidel9780 2 роки тому +5

      @@barbieblue3336 what dreams? She has no articulated plan or ambitions

    • @Kaktus965
      @Kaktus965 2 роки тому +1

      @@adamseidel9780 I
      Can’t come close to controlling her own life, but I bet she has biiiig ideas on how gov’t should be run though. Seriously, people like her voting are why we are where we are……….

    • @sarahridges9853
      @sarahridges9853 Рік тому

      😂😂everything tiny but she want make her rent larger🤔🤔🤔

  • @suzygarcia4300
    @suzygarcia4300 2 роки тому +46

    I had a lot of traumatic events that would have placed me in loony place, I had to work. I didn't have a chance to rest or be depressed.

    • @annberlin5811
      @annberlin5811 2 роки тому +4

      I have never had a chance to be weak

    • @mikemcbeth3216
      @mikemcbeth3216 2 роки тому

      Lucky

    • @cutehumor
      @cutehumor 2 роки тому +3

      glad we got tough women commenting! not "introverts" with "anxiety" ladies who are broke like a joke like the caller

    • @terriesmith2616
      @terriesmith2616 2 роки тому +5

      Exactly!
      Almost every one has some type of hardship in their lives but they carry onward, continue to work, continue to stay busy, they ain't got time to be depressed or anxious.

    • @interceptingfist5682
      @interceptingfist5682 2 роки тому

      @@cutehumor lol I take it empathy is a foreign word to you.

  • @mrcloudd1056
    @mrcloudd1056 2 роки тому +4

    $25 an hour for delivering pizza? No. I delivered pizzas for extra income. I kept track of all my earnings and time worked. I averaged just over $17 per hour. With the price of gas and wear and tear on your vehicle that isn't much

  • @kevinb8881
    @kevinb8881 2 роки тому +19

    A shortage of pizza delivery drivers, LOL!!!😂😂😂

    • @raallen1468
      @raallen1468 2 роки тому +9

      It's very hard work & in some metros very dangerous.
      With insane gas prices of $5 per gal & up added to the wear & tear on your vehicle, a person can't make any money.

    • @kylefielder9664
      @kylefielder9664 2 роки тому +1

      @@raallen1468 I would hope people tip better right now

    • @eckankar7756
      @eckankar7756 2 роки тому +1

      I've ordered pizza and never had it delivered because of no drivers. Who would have guessed.

    • @eckankar7756
      @eckankar7756 2 роки тому

      @Rich Casino That's a lie.

  • @jennyhammond9261
    @jennyhammond9261 2 роки тому +12

    Oh, I see now that she's in St. Louis. Emily, come across the river to Alton. I'm paying $550, most utilities included. I just sold my house, which was less than my rent.

  • @shamblesman
    @shamblesman 2 роки тому +26

    Brave lady for laying it all out. She has been through a lot and I wish her the best...

  • @HOLDXSTEEL
    @HOLDXSTEEL 2 роки тому +75

    This is going to be his advice for the foreseeable future

    • @donaldlyons17
      @donaldlyons17 2 роки тому +1

      @donald johnson If you have enough extra cash buying how may not be bad. However one needs more $,$$$.$$ than before.

  • @CommentorX
    @CommentorX Місяць тому +1

    Wrong and wrong. Door Dsah / food delivery pays MAYBE $8 to $10 / hour before gas and car costs. Sometimes you get robbed, depending on where you deliver to. $25/hour is fantasy.

  • @dlakersnation2379
    @dlakersnation2379 2 роки тому +8

    She had to call Dave to figure out if this was a bad idea?? Bless your heart lady lol. After utilities and a few bags from the grocery store, your bank account will be overdraft SMH.

  • @quicktrips
    @quicktrips 2 роки тому +9

    I can’t believe rent prices.

    • @derekrank4572
      @derekrank4572 2 роки тому +3

      imagine working a full time job and living in poverty the whole time while your landlord happily takes all your money every month and pays off his mortgage

  • @patty109109
    @patty109109 2 роки тому +10

    “What are your long term plans?”
    …two minutes later of rambling…
    Doesn’t have one.

    • @matthewgardner2144
      @matthewgardner2144 2 роки тому +1

      Um, hello! She's planning on becoming a famous screenwriter!!

  • @willelliott5052
    @willelliott5052 2 роки тому +72

    Yes, and when you pay people to not work, you have to pay them a lot more to actually work. It confounds me how little politicians want to understand about the simplest aspects of human nature.

    • @maryyoung1992
      @maryyoung1992 2 роки тому +12

      that's not happening anymore.

    • @euenfheiejrj
      @euenfheiejrj 2 роки тому +9

      Didn’t that end awhile ago?

    • @bobsacamano7653
      @bobsacamano7653 2 роки тому +6

      I work 60+ hours a week and cannot afford to rent in my area.

    • @moiv8
      @moiv8 2 роки тому +7

      All they understand is, whatever they think will help them at the ballot box.

    • @jimroscovius
      @jimroscovius 2 роки тому +1

      @@bobsacamano7653 Then why do you live there? My daughter works a regular job and can easily afford her rent. Same for my son.

  • @KENTUCKYUSA1
    @KENTUCKYUSA1 2 роки тому +33

    Surprised he didn't tell her to find the old lady with the cheap garage apartment.

    • @SalisburySnake
      @SalisburySnake 2 роки тому +10

      That sweet old (imaginary) lady doesn't need this drama in her life.

    • @robot12423
      @robot12423 2 роки тому +1

      @@SalisburySnake 🤣🤣🤣🤣

    • @bonnievandergriff8272
      @bonnievandergriff8272 2 роки тому

      @@SalisburySnake LOL so true.

    • @terriesmith2616
      @terriesmith2616 2 роки тому +1

      @@SalisburySnake
      Hahahaha 😆😂😆 bingo! 🎯

  • @unbothered6357
    @unbothered6357 4 місяці тому

    I don’t understand people who call in and say things like
    I am in debt worth several tens of thousands of dollars, my Monthly cost of living is several thousand dollars and my Monthly income is below the national poverty level. Now they need Dave to tell them how to pay off their debt, allow them to buy a house, fund their retirement and allow them to live a comfortable life with zero financial stress.
    Where is the Math class for this equation?

  • @exgamer07
    @exgamer07 2 роки тому +8

    They are not paying pizza drivers $25/hour.

  • @evol9201
    @evol9201 Рік тому +2

    Where Tf are They Hiring $25 For Pizza Delivery???😂😂😂

  • @dawnt5587
    @dawnt5587 2 роки тому +13

    She just sounds lazy. The trust has taken the drive out of her. She uses depression as an excuse.

  • @CommentorX
    @CommentorX Місяць тому

    Also, as someone who has been hunting for a second job, all those "Help Wanted" signs? Scams. You're more likely to shop at a profitable business.

  • @ivanvargas2425
    @ivanvargas2425 2 роки тому +11

    She needs a plan and that’s not a lot of money. It’s enough to get by but not retire. She’s comfortable and doesn’t want to work.

    • @ivanvargas2425
      @ivanvargas2425 2 роки тому

      @Jerry Haden she can afford a lower class living however she’s delusional and thinks she’s worth more than she is.

    • @donaldlyons17
      @donaldlyons17 2 роки тому

      @Jerry Haden Yeah unless your compensation is good working is not worth it!!!!

    • @mrb152
      @mrb152 2 роки тому

      Jerry. The McDonald’s near me is paying starting pay of 17 an hour. If you can get that for no skill, pretty sure there’s job out there that allow you to afford things.

    • @bonnievandergriff8272
      @bonnievandergriff8272 2 роки тому

      @Jerry Haden Possibly to eat and have a safe place to lay your head at night.

    • @kylefielder9664
      @kylefielder9664 2 роки тому

      @Jerry Haden like 30-35 max. The inconsistency is also a factor in one week you might get 15 hours then the next 35. They also want 100% availability for that 17 an hour which means you can’t plan another part time job around it unless it’s something like DoorDash.

  • @paulamathis523
    @paulamathis523 2 роки тому +7

    I have a similar income to this caller. I qualified for a first time homebuyer loan, down payment assistance, even closing costs were minimal.
    I'd suggest if she wants more space, to try buying instead of renting. She may be able to buy something for around what she pays in rent.

  • @jeffdorris5321
    @jeffdorris5321 2 роки тому +8

    $2,500 a month come on man. She needs to make more money, and lower monthly expenses.

    • @edwingarcia9626
      @edwingarcia9626 2 роки тому +7

      $20 dollars an hour job is $2500 a month after taxes. College graduates sometimes don't even make that.

  • @RubeeRoja
    @RubeeRoja 2 роки тому +46

    As a millennial, her story sounds like a lot of our stories.

    • @kdilli6426
      @kdilli6426 2 роки тому +18

      Yes, minus the trust fund lol

    • @RubeeRoja
      @RubeeRoja 2 роки тому +2

      @@kdilli6426 right? One could only wish

    • @kylefielder9664
      @kylefielder9664 2 роки тому +5

      I can’t believe how small her place is for 900 a month, You would think for like $1000 a month you could get 700 or 800 ft.²

    • @RubeeRoja
      @RubeeRoja 2 роки тому +1

      @@wordsalad01 smart plan. I'm trying to live that way! I hope it works out well for the caller

    • @euenfheiejrj
      @euenfheiejrj 2 роки тому

      Not in my experience.

  • @rebeccaoprea9917
    @rebeccaoprea9917 2 роки тому +34

    Has anyone ever considered that moving out and living on your own isn’t for everyone ? I mean everyone wants living wages but most of those entry level jobs are for students , retired or even stay at home moms . Maybe we bought into the lie that we can have it all without long term planning and sacrifice.

    • @adamseidel9780
      @adamseidel9780 2 роки тому +5

      Who the heck ever told you can have it all, or anything, without long term planning or sacrifice?

    • @DavidRamseyIII
      @DavidRamseyIII 2 роки тому

      What kind of pathetic loser can’t afford to live on their own? If that’s a struggle I suggest running the car in the garage

    • @kylefielder9664
      @kylefielder9664 2 роки тому +2

      Who said taking care of several animals was an entry-level job?

    • @robj577
      @robj577 2 роки тому +7

      There are indeed other cultures where the family always lives together unless someone gets married. They combine their incomes to get a huge house for everyone.

    • @rebeccaoprea9917
      @rebeccaoprea9917 2 роки тому

      @@adamseidel9780 entitlement says so

  • @miriambertram2448
    @miriambertram2448 2 роки тому +40

    Trust fund? Perhaps there's a reason it is in trust is because she cannot be relied upon to handle her money well. Living as a doggie caretaker? And the fact that every single sentence ends up on the valley girl uptick are enough to indicate she was incompetent and clearly doesn't need to pay twice as much money for an apartment.

    • @victoriaquetel2822
      @victoriaquetel2822 2 роки тому +4

      Agreed. Her statements end on high notes. She sounds like she’s asking for confirmation/approval of some sort. Sounds very blasé yet attempting to move up on “social status”. Be radical, caller. Get attentive and take some serious action toward your future.

  • @sarikagoode1505
    @sarikagoode1505 2 роки тому +31

    There’s a lot of demand for cheap labor. Unfortunately people are not going for that. If you’re looking for delivery drivers who have to pay for their car and ever increasing gas, and you’re going to pay $25/hr, you can deliver your own pizzas.

    • @SDALLE99
      @SDALLE99 2 роки тому +10

      90% of these calls are what Dave called “income problem.” Cheap labor isn’t the solution, it’s the problem.

    • @robot12423
      @robot12423 2 роки тому +3

      @@SDALLE99 agreed

    • @kylefielder9664
      @kylefielder9664 2 роки тому +2

      @@gizmosworld5855 Self-employed taxes are kind of insane also

    • @sarikagoode1505
      @sarikagoode1505 2 роки тому +4

      @@gizmosworld5855 As well as wear & tear on your vehicle. Car service centers are struggling to obtain parts, and techs are quitting because they’re not getting paid if there’s no repairing going on. And who wants to buy a new vehicle right now?

    • @eckankar7756
      @eckankar7756 2 роки тому +4

      She'd talk the ear of of the customer if she did deliver pizza...she's not looking for a solution, she just wants to validate her self defeating life choices.

  • @idkmybffjill9682
    @idkmybffjill9682 7 місяців тому +1

    $25 an hour delivering pizza? $50k a year doing pizza delivery? Man don’t be dumb

  • @saramatthews7159
    @saramatthews7159 2 роки тому +3

    Listen I am an introvert and I work from home...plenty of opportunities from home out there so there is no excuse

  • @RJ-cv2uw
    @RJ-cv2uw 2 роки тому +18

    25/hr for pizza delivery? Where they do that at?

    • @timothygibney159
      @timothygibney159 2 роки тому +9

      25 an hour won't cover a 1 bdrm anymore where I am at even

    • @raallen1468
      @raallen1468 2 роки тому

      Downtown NYC.

    • @noreenn6976
      @noreenn6976 2 роки тому +11

      As a female, I would not deliver pizzas in my city, I would not feel safe.

    • @diceportz7107
      @diceportz7107 2 роки тому +1

      I bet they are factoring in tips.

    • @mrb152
      @mrb152 2 роки тому +3

      Tips! Pizza costs like 30 a pie now. I stopped buying them for that reason.

  • @buddykerr1
    @buddykerr1 2 роки тому +13

    Freelance writing? You can do a boatload of freelance writing and not make any money. Not a valid plan for broke people.

    • @nyaluv143
      @nyaluv143 2 роки тому

      Dave will throw anything out there most times he is out of touch

    • @genxx2724
      @genxx2724 2 роки тому

      @@nyaluv143 He doesn’t know writers don’t make any money?

  • @marcoluca9232
    @marcoluca9232 2 роки тому +4

    Dave - "I think that's fun" ☺️

  • @Jane5720
    @Jane5720 2 роки тому +6

    She doesn’t have a career plan at 34

  • @timothygibney159
    @timothygibney159 2 роки тому +23

    Out of touch. Math or not you pay over half your income in rent or you live in your car. Rents and mortgages keep gooing up. There is no way to save for a down payment 😂 ... Delivering pizzas will not cover a $2000 a month studio shack

    • @jrwntctv8091
      @jrwntctv8091 2 роки тому +2

      Out of touch is not seeking addiitonal income sources (aka side hustles) to get the income up to a point that rent is way under half ...

    • @kylefielder9664
      @kylefielder9664 2 роки тому +1

      DoorDash or pizza delivery or Amazon pay good but it’s still rough to live on those pays. They also max out around $20-25 an hour.

    • @timothygibney159
      @timothygibney159 2 роки тому

      @@kylefielder9664 Still not enough for an apartment if rent is near $2000

    • @kylefielder9664
      @kylefielder9664 2 роки тому +1

      @@timothygibney159 Your income needs to be 80k To avoid roommates at this point

    • @timothygibney159
      @timothygibney159 2 роки тому +2

      @@kylefielder9664 I make just under 90k and FYI that is well over the top 25% income bracket. This is redicilous

  • @bluesky5384
    @bluesky5384 3 місяці тому

    I'm in St. Louis and have never paid $1600 in my life. She must be living in some "luxury" unit out here lmao

  • @trainsandlocomotives
    @trainsandlocomotives 2 роки тому +3

    There’s a reason why there’s a shortage of pizza drivers. It’s not worth it.

  • @MrMyname18
    @MrMyname18 2 роки тому +18

    I'm not against a person with a trust fund it would be nice to have, but you can tell when people don't have to worry about money just by the way they talk. I have anxiety and have had depression for the whole 10 years I have worked at my job but I didn't let that get in my way of my goals. I think if anything the pandemic ruined relationships. Allowing the shy and introverts to stay the way they were instead of exploring the real world.

  • @warmijo10
    @warmijo10 2 роки тому +5

    They mean 15ish dollars an hour 🤣🤣😂

  • @jimba6486
    @jimba6486 Рік тому +1

    Dave is wrong about his generalization about the delivery for the major pizza chains. I was a driver for 3 years for Pizza Hut in San Diego. I quit in 2019. I was the fastest driver and reliable before I left. Long story short, they always violated labor laws. I got money 3 times for the years from class action lawsuits from summitwest pizza (holding co. Of the franchises) due to breaking labor laws constantly. They don’t like people working more than 29 hrs a week unless they are a “General Manager”. That is how they legally get out of paying healthcare. They treated workers bad. Bad management. Toxic work environment. They didn’t build up staff. They screw drivers on mileage. There are a lot of legitimate reasons why they can’t find labor, and the short answer is because they are legit a bad employer. I think it is ridiculous that the laws incentivize people to offer only part time positions for a job that could be full time. It doesn’t make sense.

  • @faustoreyesjr
    @faustoreyesjr 2 роки тому +17

    So does everyone have mental health issues nowadays? Maybe I’m insensitive, but it seems like it gets thrown around so often as an excuse.

    • @thinkingagain5966
      @thinkingagain5966 2 роки тому +4

      Its just a sign of the times..

    • @israelrosario3922
      @israelrosario3922 2 роки тому

      It’s just a trend, REAL people who have REAL MENTAL TRAUMA will never boast about it like some sort of badge of honor

    • @mikemcbeth3216
      @mikemcbeth3216 2 роки тому +1

      Yes they do

    • @shaunwilliams8738
      @shaunwilliams8738 2 роки тому +2

      I have what some people would call “mental health issues,” and my household income is over 3x hers. Some people will just use anything as an excuse.

  • @BetYouHateMeNow
    @BetYouHateMeNow 2 роки тому +5

    increase your charge for the doggie daycare, tell customers blame it on inflation.

  • @samuelburton9761
    @samuelburton9761 2 роки тому +4

    Why don’t Dave deliver some pizzas 🍕🍕🍕😂🤣

    • @jarodfalk1046
      @jarodfalk1046 8 місяців тому

      Dave has done those things back when he was a lot younger

  • @HHHPedigrees
    @HHHPedigrees Рік тому +4

    How did her rent jump from $900 to $1600??

  • @annaelisavettavonnedozza9607
    @annaelisavettavonnedozza9607 Рік тому +1

    That was the longest way of saying “I don’t have any plans”

  • @davidstephens1993
    @davidstephens1993 2 роки тому +1

    You do not make 20hr delivering pizzas. Around where I live in Georgia it ranges from 10 to 12.

  • @FearhandWinner
    @FearhandWinner 2 роки тому +9

    These are the calls I love. BS degree, no job, “depressed,” trust fund, mid 30s with no family and is just starting to think about starting an unrealistic career.

    • @marcial84mc
      @marcial84mc Рік тому +5

      You should be thankful you are not in the position she is. It’s easy to judge from the outside

  • @CryptoUno
    @CryptoUno 2 роки тому +3

    Dave is obsessed w delivering pizzas . They also force you to use your own car , not worth it ..

  • @cstickles
    @cstickles Рік тому

    I am impressed that you were able to convince the state of North Carolina to push out an Emergency Savings broadcasting alert for me at the 11th hour. Do you not have any good contacts in the medical field at Vanderbilt or Duke University?. I have heard a lot or pharmaceutical sales reps on your show in the past doing debt free screams. It would be a lot easier for me to Pizza Pizza if I had a better time receiving healthcare. If I had only one prayer request, it would be for more humane medical care. If anyone knows ANYONE at all who can even indirectly help me get proper care, I would greatly appreciate it. To Yankee's are going to try and make travel via an Old Testament Donkey after this.. Lord Hear our Prayers 🎉

  • @corycowan-morrison
    @corycowan-morrison 2 роки тому +9

    I've met 1000s of people who refuse to do anything that requires work.

    • @robloxvids2233
      @robloxvids2233 2 роки тому

      I've met thousands of people who write "1000s" instead of thousands.

  • @fawkestheplotphoenix964
    @fawkestheplotphoenix964 2 роки тому +1

    She knew she was out of line. That’s why she called in

  • @suen5006
    @suen5006 2 роки тому +2

    There may not be other options available in terms of rent, period! That's happening many places including my area.

    • @derekrank4572
      @derekrank4572 2 роки тому

      its either pay rent or be homeless...and working and homeless doesnt seem logical.

  • @karenstough8708
    @karenstough8708 2 роки тому

    I agree with caller, Dave, you are also my comic relief!

  • @tomturnerrrr
    @tomturnerrrr 2 роки тому +1

    I’m so sick of hearing depression as an excuse. Everyone has a sad story, just get up and get to work.

    • @grahamcarmichael6567
      @grahamcarmichael6567 6 місяців тому

      Lmao guarantee you have no friends

    • @tomturnerrrr
      @tomturnerrrr 6 місяців тому

      @@grahamcarmichael6567bro I work 60 hours a week at UPS making $49 an hour and am a competitive bodybuilder with no social life. Why tf would I want friends? I’m way ahead in life.. 😂😂

    • @grahamcarmichael6567
      @grahamcarmichael6567 6 місяців тому

      @@tomturnerrrr lmao maybe because relationships are the most important thing in life, good luck when you’re 60 and can’t bodybuild anymore and are about to retire and you have plenty of money but life is meaningless.

  • @eckankar7756
    @eckankar7756 2 роки тому +19

    My grandmother used to call people like her "psychic vampires." They only want to waste your time and attention to draw your energy to validate their delusional self image. She's not looking for an answer she just wants to manipulate others that her self defeating decisions are valid. She's a full time victim. If she were drowning she's gladly pull her rescuer down with her rather than be taken safely to shore. They get a giddy joy setting a trap to get someone to listen to their illusions. She's 1/3 of a century old and an emotional 1st grader. There's no fixing this. Run.

    • @barbieblue3336
      @barbieblue3336 2 роки тому

      You need a life

    • @genxx2724
      @genxx2724 2 роки тому

      I agree she sounds like an attention wh*re. Introverts aren’t needy like that. We’re content from inside.

  • @gamingnguitar4527
    @gamingnguitar4527 7 місяців тому

    My God lady shut up for 2 seconds lol

  • @nungacynderilla5095
    @nungacynderilla5095 2 роки тому +7

    What is your long term career plan : just say you don’t have And build one periodt , stop beating around the bush

  • @nyaluv143
    @nyaluv143 2 роки тому +2

    Delivering pizza ? Can we talk about how dangerous that is ?

  • @robot12423
    @robot12423 2 роки тому

    🤣🤣the title of this video. Omg. Sounds like a concerned father

  • @canicksmith6629
    @canicksmith6629 2 роки тому +3

    I worked at a dog hotel, it pulled in 40k/ week.

  • @jggg926
    @jggg926 2 дні тому

    4:40 housing is NOTHING like having a car. HOUSING IS MANDATORY FOR EVERYONE. Cars are optional.

  • @PinkInTheDiamonds
    @PinkInTheDiamonds 2 роки тому +6

    I'm willing to bet a whole lot of millennials and zillennials chuck 50% of their NET income to rent. This is especially true if you live in a major city. Safety and other factors always come into play. You're more than likely not going to find cheap rent unless you live in a lower cost of living area.

    • @laurenjohnson8530
      @laurenjohnson8530 2 роки тому

      Most "Zillenials" in large cities have roommates. Older Millenials (like me) are established in our careers and can afford rent on our own. I live in LA and my rent is less than 25% of my income.

  • @Kingtone_ii
    @Kingtone_ii 2 роки тому +14

    $25/hr delivering pizza? Come on George, that’s just not realistic

    • @truthseeker6370
      @truthseeker6370 2 роки тому +2

      Tips in addition to hourly wage. Yes that is possible.

    • @takingbackprofits1280
      @takingbackprofits1280 2 роки тому +3

      It absolutely is, I used to do it. I would still do it if I didn't have to use my own car.

    • @eckankar7756
      @eckankar7756 2 роки тому +2

      My neighbor's son averages $40. an hour delivering pizza.

  • @KC-dr3cg
    @KC-dr3cg 2 роки тому +1

    I cannot listen to her any longer..fast forward to the next call PLEASE.

  • @dachicagoan8185
    @dachicagoan8185 2 роки тому

    So many people getting the job they want, but not the job they need. And they wonder why they're in the situation they're in.

  • @Kaodusanya
    @Kaodusanya 2 роки тому +1

    Seriously what is she talking about? He asked for her long term career goals.

  • @BrandonMinguez
    @BrandonMinguez 2 роки тому +4

    275 sq ft isn't a lot, but if she brings up her income she could definitely afford something bigger and better.

  • @annberlin5811
    @annberlin5811 2 роки тому +13

    People should get roommates. For 10 years i saved and paid all my debt off and bought a house in 2010

    • @kylefielder9664
      @kylefielder9664 2 роки тому +1

      I think a lot of people are okay with roommates they just Struggle to find one that will do their own dishes and we generally respectful and always pay their half on time

    • @mikem9612
      @mikem9612 2 роки тому

      You got a point but some roommates are crazy and irresponsible and lots of landlords won't care if anything happens. It's better if they lower the taxes. Single people that are renting pay the most in taxes, insurance and other necessary stuff. Some people are taxed into poverty.

    • @eckankar7756
      @eckankar7756 2 роки тому

      This woman is so delusional any room mate would go crazy living with her.

    • @kylefielder9664
      @kylefielder9664 2 роки тому

      Roommates could also become a illegal in a county in Kansas 😂 That would be awful if it passed

    • @eckankar7756
      @eckankar7756 2 роки тому +1

      @@kylefielder9664 I've been reading about this, why do they want to outlaw roommates?

  • @TstormVA2012
    @TstormVA2012 2 роки тому +1

    This insanity. These rent increases are criminal!

    • @laneblount9888
      @laneblount9888 2 роки тому +1

      No it’s not. Property taxes are up, utilities, repairs, and just about everything else that goes into running a rental property. The land lords are not profiting from the increase

  • @tkleo2006
    @tkleo2006 2 роки тому +1

    When anyone is beating around the bush they are hiding something.

  • @theforeignerinamerica1817
    @theforeignerinamerica1817 2 роки тому +2

    Dave, how would anyone afford anything in a city like LA??

  • @gardenofe12
    @gardenofe12 Рік тому +2

    She’s only 34 !! Geez !!! I thought she was 54 or something !!! She sounds a lot older !!!

  • @Tameker6
    @Tameker6 2 роки тому +7

    I am trying to be sympathetic to her situation, but at the same time it feels like she uses her mental health as an excuse not to take a leap of faith on anything. All throughout this call there was a lot of excuses.

  • @dash4800
    @dash4800 2 роки тому +1

    I rent because I only pay $600/mo and it lets me save for when I find a house I really want, I can't imagine paying 1600 in rent. At that point just buy a house. You live in st. louis, the marked there is way cheaper than where I live. You could easily buy a nice house there with a lower mortgage payment than your rent will be.

    • @Swedetwin
      @Swedetwin 2 роки тому +1

      Could u explain your living situation please for such low rent. Are you sharing space?

  • @petebach7221
    @petebach7221 2 роки тому +3

    Film degree = dog sitter. Enough said.

  • @topsykretts2264
    @topsykretts2264 9 місяців тому

    50% of income for rent is already a lot. 65% going to rent like the caller’s situation is just overkill.

  • @terryedwards171
    @terryedwards171 Рік тому +1

    Is not that people don't want to work, they don't want to work for low pay and or abuse from patrons. Dave needs to view some of the UA-cam videos of services people being abused.

  • @ctb3343
    @ctb3343 Рік тому +1

    Her decision making is solely emotion based and she will continue to drain her trust fund and have nothing at retirement, if she keeps this path.

  • @davidlindsay8937
    @davidlindsay8937 Рік тому

    Dave is lot more humble then I am