HOW TO GET CHEAP COMMERCIAL INSURANCE 😱😱😱

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  • Опубліковано 2 жов 2024

КОМЕНТАРІ • 135

  • @bamboy2113
    @bamboy2113 5 днів тому +1

    I just bought a cargo van and trying to sign up with a company they told me I need 1 million and a hundred thousand do I really need that to sign up with a company?

  • @ashleyhoward4967
    @ashleyhoward4967 4 місяці тому +2

    I got a quote from an insurance company "$1,069"/month on a 2015 Chrysler 200! Is this right Tony?

  • @mzdooda2011
    @mzdooda2011 Місяць тому +1

    If you plan on doing loads with dot/mc number, DO NOT USE A VIRTUAL NOTHING. Some brokers or carrier companies are red flagging especially for new authority. We were red flagged out the gate by TQL.

  • @Chin0_3y3z
    @Chin0_3y3z 2 місяці тому +3

    i needed this info bad…my quotes were up the wazoo because i gave them the wrong info

    • @stickwithusdelivery
      @stickwithusdelivery  2 місяці тому +2

      @@Chin0_3y3z you about to save yourself allot of money now

  • @joegrind5865
    @joegrind5865 5 місяців тому +3

    Bro I was just looking for insurance today now to in my algorithm with this gem 💪🏿💪🏿💪🏿

  • @ChrisWade-o7x
    @ChrisWade-o7x 9 днів тому +1

    Are you gong to repost the dispatching class?

  • @DanielAguilar-z7w
    @DanielAguilar-z7w 4 місяці тому +1

    I’m with hasting insurance company they drop me the other day because I was one day late on a payment and I’m without insurance now. What do I do please

  • @uh5jg
    @uh5jg 3 місяці тому +1

    Thank you for this info

  • @charleneburney7436
    @charleneburney7436 5 місяців тому +3

    Love the content..... thank you so much

  • @tyeBoogie100
    @tyeBoogie100 5 місяців тому

    Thanks Tony 1 love

  • @gavinross4108
    @gavinross4108 5 місяців тому +2

    Do you have a session for about 45 minutes or 1 hour to ask questions privately . You had something I saw, but can't find it anywhere. I'm interested

    • @BinisaElebo
      @BinisaElebo 5 місяців тому

      Yes he has

    • @stickwithusdelivery
      @stickwithusdelivery  5 місяців тому +1

      I’ll leave the link below
      calendly.com/stickwithusdelivery/45min

  • @bigo7242
    @bigo7242 5 місяців тому

    Love the contact FYI. We're not able to hit the like button, for whatever reason.

  • @npursuit
    @npursuit 3 місяці тому +1

    I'm training myself before I get started. Does this apply if I want to deliver from my SUV? It sounds like only for "commercial vehicles" such as cargo vans and larger. I will check your channel to see if you've already answered this.

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      Yes, Cargo Commercial needs DOT unless contracted under a company. Your situation requires a commercial policy it falls under a different category. Let me know if you need assistance with insurance.

  • @ashlywest9568
    @ashlywest9568 2 місяці тому +2

    But if your llc is in another state and you’re working in Georgia how can you say you’re working locally

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      Keep everything in the same State to avoid a claim being denied. The risk is expensive. A good insurance consultant can help you by shopping the rate. I'm a consultant and can help you 😁
      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @izaiahjoseph1000
    @izaiahjoseph1000 4 місяці тому

    This the one we gotta figure out.

  • @keithm9808
    @keithm9808 5 місяців тому +1

    Thank you brother you always deliver

  • @dwaynegarnes9225
    @dwaynegarnes9225 5 місяців тому

    Thanks for the information bro 👍

  • @albertogonzalez38
    @albertogonzalez38 16 днів тому

    I just told them all that. On everything I love she told me $1,300 now and $1,680 a month 😂

  • @irvingthompson9049
    @irvingthompson9049 15 днів тому

    Thank you just got 120.00 a year for my p42 under rv ins. So think you for your suvice general lowest one that I can afford

  • @juliocorrales3304
    @juliocorrales3304 21 день тому

    Very helpful and to the point thank you. From Miami,FL

  • @chulo9477
    @chulo9477 15 днів тому

    What if you already have a DOT# can you still tell them you don't plan on getting one or will they already know?

  • @rwgcream5336
    @rwgcream5336 4 місяці тому

    Appreciate ya

  • @nosleep513
    @nosleep513 5 місяців тому

    As always, I appreciate you giving us the game want to know how i can get started 👀

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @horseman1456
    @horseman1456 2 місяці тому

    How can I not tell them i have no DOT number? What happens when they ask for my company name and my driver info?

  • @jacktrippa843
    @jacktrippa843 Місяць тому

    What if we're planning otr do I still tell them I'm not getting my mc number

  • @andresbautista6819
    @andresbautista6819 2 місяці тому

    Does this go for hotshots as well. Also what if already got a DOT number?

  • @brendafranklin4520
    @brendafranklin4520 3 місяці тому

    Tony I just signed up for the masterclass. I want you do mentorship as well. Do I need register for it.

  • @JaydenKaufman-b3s
    @JaydenKaufman-b3s 3 місяці тому +1

    Does this work for a lawn care business

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      Lawn Care Coverage is in a different category. You have your own supplies. Let me know if you need help with a quote.

  • @famheirelevation3320
    @famheirelevation3320 Місяць тому

    But how much is the business insurance tho?

  • @Itsjusme_
    @Itsjusme_ 3 місяці тому

    Do you recommend the same method for rental car business?

  • @TG-vt8ed
    @TG-vt8ed 5 місяців тому +1

    If the commercial vehicle is being used for business, wouldn’t the insurance company know a DOT # is required?

    • @DestinedforGreatness-zf7yv
      @DestinedforGreatness-zf7yv 4 місяці тому

      Only if your van has a Gvw of 10001 or greater

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @travisdooley9724
    @travisdooley9724 5 місяців тому +2

    Thanks Sir!!

  • @JaydenKaufman-b3s
    @JaydenKaufman-b3s 3 місяці тому

    Does this work for a lawn care business

  • @ATLTRANSPORTER2
    @ATLTRANSPORTER2 Місяць тому

    Great information you keep putting out brother. Thanks

  • @JaydenKaufman-b3s
    @JaydenKaufman-b3s 3 місяці тому

    Does this work for lawn care bussiness in cali ?

  • @sveretymez
    @sveretymez 5 місяців тому

    How do we lower the rate with progress if I already have a policy. I’m paying $1024

  • @ryanboyd8441
    @ryanboyd8441 23 дні тому

    i like before the video started

  • @swzy-ke3uj
    @swzy-ke3uj 5 місяців тому

    Gems 💎

  • @virginiab1083
    @virginiab1083 Місяць тому

    I’m going to try this. I appreciate the information.

  • @kennethford1779
    @kennethford1779 5 місяців тому +1

    When are you doing your mentoring program, I'm intrested.

    • @stickwithusdelivery
      @stickwithusdelivery  5 місяців тому +1

      My mentorship program is available right now. I’ll leave the link below.
      tony-s-site-f0a5.thinkific.com/bundles/swu-academy-cargo-van-basics-mentorship

    • @jewellmarie5596
      @jewellmarie5596 5 місяців тому

      ​@stickwithusdelivery hi I live in michigan I plan on doing otr do I need 1million dollar policy? Or what coverage do I need?

  • @chefmikeankh6434
    @chefmikeankh6434 4 місяці тому

    How much is the business insurance per month?

  • @40ForAPurpose
    @40ForAPurpose 5 місяців тому +1

    Thank you once again for these valuable gems of information.

  • @BanditExpediting
    @BanditExpediting 5 місяців тому

    Thanks for sharing the info. I am black american specializing in expediting between the USA and Canada. 🇺🇸 🇨🇦

  • @willinc3
    @willinc3 4 місяці тому +5

    I called four different insurance companies and they all try to push me to progressive. I refuse to allow them to force me to get progressive insurance and I kept calling around. I settled with Geico in which they are half the price of progressive. I’m only paying 350 a month and only had to put 700 down for $1 million policy with 100,000 in cargo.

    • @brianup100
      @brianup100 4 місяці тому +1

      Great info I’m looking for the same

    • @wcm68tn
      @wcm68tn 4 місяці тому +3

      Could you share your agent's contact info?

    • @cosbyikaev2584
      @cosbyikaev2584 Місяць тому

      Progressive has 75-80 family of companies with different names, but all of them related/belong to Progressive. One can guess how many more? All over the country and much more.

  • @minhtran-up6bo
    @minhtran-up6bo 20 днів тому

    One love bother

  • @vonniemims4899
    @vonniemims4899 2 місяці тому

    Even if I have a DOT number still tell them I don’t have one? Won’t it come up once my license are ran?

  • @charlenelove6833
    @charlenelove6833 5 місяців тому +1

    Hello I’m new to your channel

  • @Popstarrips
    @Popstarrips Місяць тому

    So if I get a LLC in North Carolina I need to get the insurance in the same state? Can I still drive in Florida I live in Riviera Beach

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      You want to keep everything in the same state to avoid a claim being denied.
      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @DsPickHaulServiceLLC
    @DsPickHaulServiceLLC 2 місяці тому

    why does is drop your insurance by it being at the bottom of the windshield

  • @TooTallVA
    @TooTallVA 5 місяців тому +1

    when you say locally with no DOT, that means only doing deliveries in the state i live and reside in right? if i want to cross state lines with a load, i need a DOT correct?

    • @HoneyBerighthere-Saysarath
      @HoneyBerighthere-Saysarath 5 місяців тому +1

      Yep.

    • @cosbyikaev2584
      @cosbyikaev2584 Місяць тому

      Some States require USDOT some States not. If you engaged in Interstate operating authority you will need MC Motor Carrier number. MC is given by FMCSA. (Federal Motor Carrier Safety Administration)

  • @kleingeorges12
    @kleingeorges12 5 місяців тому

    But if you open a LLC in another state that you don’t live in wouldn’t you have to file that LLC as a foreign LLC ? & ultimately have to get 2 LLC cus in order to get a foreign you would need a domestic or you would have to get a registered agent ?

  • @Damubeam82
    @Damubeam82 5 місяців тому +1

    Always dropping these gems!! Appreciate you Big Dawg!!

    • @stickwithusdelivery
      @stickwithusdelivery  5 місяців тому

      Appreciate that

    • @chulo9477
      @chulo9477 14 днів тому

      ​@stickwithusdelivery I called SIMPLYBUSINESS & for some reason they couldn't cover me. They tried to get another partner to cover me. Do you have any updates on this issue?

  • @denverbilalian
    @denverbilalian 2 місяці тому

    very helpful. thank you

  • @bobbyhouston33
    @bobbyhouston33 Місяць тому

    Thanks we appreciate it

  • @saylorgirl799
    @saylorgirl799 5 місяців тому +1

    Great content!

  • @bageltv3489
    @bageltv3489 Місяць тому +1

    Any recommendations of the cheapest insurance companies??

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      I can help you, it's about the person managing your insurance. Each company has a different rating system based on the client's information. A credit check is included.

  • @Zafroupfarming03
    @Zafroupfarming03 5 місяців тому

    Hi Tony is the good time right now to go to the van business ?

  • @tallchicknvegas
    @tallchicknvegas 16 днів тому

    Hi, are you a licensed agent? I've been doing insurance for 30 years, including commercial insurance. Can I get your email to go over the information you give?

  • @jmoreno2228
    @jmoreno2228 5 місяців тому +1

    On simply business what did you choose as the profession

  • @PhoenixRising2484
    @PhoenixRising2484 3 місяці тому

    Hello, open up ?

  • @nopadnopencil
    @nopadnopencil 5 місяців тому

    This ain’t nothing but good game being told

  • @jenellewilson8226
    @jenellewilson8226 3 місяці тому

    Do you have a program

  • @ericwilhite6585
    @ericwilhite6585 2 місяці тому

    Thanks my brother

  • @horseman1456
    @horseman1456 2 місяці тому

    Is this info for new drivers? What about folks who already have a DOT number and company name for years?

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      You just need a good insurance consultant to shop your insurance for you and manage your policies with you. I can help 😁

    • @horseman1456
      @horseman1456 16 днів тому

      @@tallchicknvegas I have a low safety score. That's my issue

  • @stephanbuvanyk3653
    @stephanbuvanyk3653 Місяць тому

    Thank you 🙏

  • @Soundhertzfrequency
    @Soundhertzfrequency Місяць тому

    But when you do get a dot/mc number your policy will change…basically starting over

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @Itching2bfree
    @Itching2bfree 2 місяці тому

    Hi Tony, i have a question: if i get an llc in north carolina but thats not the state i operate in, wouldnt that be considered interstate commerce, thereby requiring a DOT number?

    • @stickwithusdelivery
      @stickwithusdelivery  2 місяці тому +1

      You still good either way

    • @Itching2bfree
      @Itching2bfree 2 місяці тому

      @@stickwithusdelivery so basically get the insurance first and then get DOT later, if needed?

  • @cleo1488
    @cleo1488 3 місяці тому

    This is daunting

  • @StueyJenkins
    @StueyJenkins 3 місяці тому

    I’m counting on you, G! 💪🏾✊🏾

  • @RNS360Jay
    @RNS360Jay 2 місяці тому

    Can you buy cargo van insurance 750k then switch it once you get approved for your authority?

  • @royalfamily4198
    @royalfamily4198 3 місяці тому

    Good looking out bruh🙏🏾

  • @veno16181
    @veno16181 2 місяці тому

    Thanks my brotha

  • @EWorld52
    @EWorld52 3 місяці тому +1

    California want $1,900.00 a month

    • @digitalego6078
      @digitalego6078 2 місяці тому

      Same problem I’m having currently. Still can’t find affordable insurance

  • @tyheecurtis3410
    @tyheecurtis3410 2 місяці тому

    Thank u

  • @theresastampley9390
    @theresastampley9390 3 місяці тому

    Thanks for the 💎

  • @spongebobfishnews
    @spongebobfishnews 5 місяців тому

    Who is the best broker?

  • @yonatangetachew3545
    @yonatangetachew3545 3 місяці тому

    Boss maker ✌️😎

  • @seddymogul5823
    @seddymogul5823 5 місяців тому

    I’m paying $732, it was cheaper my first year $594 and I have a DOT but I only do local. So they do based on radius. I don’t have business insurance so I’ll look into that. I have the 100/300/50

    • @leekraacks
      @leekraacks 3 місяці тому

      What insurance

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      You do need business/commercial insurance. I can help 😁 what are you paying for that cost $732?

  • @johnvelarde3469
    @johnvelarde3469 3 місяці тому

    Thanks Ton Loc

  • @Dmoney1980
    @Dmoney1980 4 місяці тому

    Does it take all of this when you are renting a cargo van?

  • @MeccaMakeba
    @MeccaMakeba 5 місяців тому

    Tony is so smart.

  • @youngbullslafamilatheredwa5039
    @youngbullslafamilatheredwa5039 5 місяців тому

    Thank you Fam🙏🏽

  • @Tubefish07
    @Tubefish07 5 місяців тому

    Thank you.

  • @chefmikeankh6434
    @chefmikeankh6434 4 місяці тому

    Is it any money in driving local?

  • @sheedwehere
    @sheedwehere 5 місяців тому

    We here 🙌

  • @jakeelliot3316
    @jakeelliot3316 5 місяців тому

    Big Ws

  • @PlayMakerKev
    @PlayMakerKev 5 місяців тому +2

    So if you tell them your going local, what if you get a contract for otr what happens then?

  • @EWorld52
    @EWorld52 3 місяці тому

    1,000,000/$100,00 cargo

  • @KelvinDHarrisSr
    @KelvinDHarrisSr 5 місяців тому

    So DOT makes your insurance high? What if I want to go state to state?

    • @HoneyBerighthere-Saysarath
      @HoneyBerighthere-Saysarath 5 місяців тому

      Just drive. The Constitution allows you to travel all of USA.

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @curtiseli542
    @curtiseli542 5 місяців тому

    I appreciate the information

    • @tallchicknvegas
      @tallchicknvegas 16 днів тому

      WHEN DOT NOT REQUIRED: If you are contracted with a company, you will haul cargo under their DOT and MC number, so you do not need additional compliance requirements.

  • @JaydenKaufman-b3s
    @JaydenKaufman-b3s 3 місяці тому

    Legal?

  • @TimmayRat
    @TimmayRat 5 місяців тому

    How do you get loads locally without an mc?

  • @nakeshagordon
    @nakeshagordon 3 місяці тому

    Wow Tony ❤️❤️❤️🫶🏽

  • @johngoldman5823
    @johngoldman5823 5 місяців тому +1

    Help me out brother

  • @johngoldman5823
    @johngoldman5823 5 місяців тому +1

    They're giving me an estimate on 2023 Sprinter cargo van $2900 down-payment and $1450 per month for 10 months. General liability $300k and $100k content

    • @polop7126st
      @polop7126st 5 місяців тому +3

      Damn that’s Box truck numbers, 500/week for insurance 🤮

    • @jacquezflyigburnett82
      @jacquezflyigburnett82 5 місяців тому +1

      Who did you go to for insurance

    • @HoneyBerighthere-Saysarath
      @HoneyBerighthere-Saysarath 5 місяців тому +1

      Just look at your payment. No wonder everybody is broke.

    • @genesis667
      @genesis667 2 місяці тому +1

      That's what I pay for my 14ft box truck.
      They're killing us with these rates.