Insurance Companies to AVOID!
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- Опубліковано 27 вер 2024
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You’re not in good hands with Allstate as I was told by my Canadian lawyer. He claims they are the worst in the industry. I was a victim in a near fatal car accident and Allstate dragged the law suit out for seven years. My own insurance company told my wife and I they would have paid out in a fraction of the time whereas it was a cut and dry case as to who was at fault. This is cruel and an unjust way for conducting insurance business in terms of payouts. There needs to be laws against this sort of thing. My lawyer basically threatened to take the persons home that hit me as I was about to lose my own by default. I was no longer
able to work and forced in to early retirement. Twenty years later I live with chronic pain and haven’t worked in Twenty two years. I am now sixty two years old and was only forty in the prime of my life the year of the accident. I feel cheated out of a normal fruitful life and had to close my business, a very sad situation indeed.
Damn dude thats one hell of a story I truly hope you have found a better purpose or reason to move on or has pushed you past the consequences of that accident, the system scammed you and you didn’t deserve it
Yep. Allstate is criminal.
I’m so sorry brother. That’s a very heartbreaking story. I am praying for you.
I love how my renewal jumped up to $70 a month extra for literally no reason. No tickets. No claims. Same address. On time payments.
Similar situation with me. Insurance spreads risk amoung a large group, so we are paying for the errors of the group.
AND ADVERTISING
Mine did the same and when asked why they say they'll check and they never get back to me
that because people like you lack a basic understanding of how a rate is made, when a person in your area gets in a accident your rates go up.... lmfao yall really cant be this naive and not understand rates....
Me too. Progressive.
I dislike car insurance companies!!! They are greedy!!! They keep raising the prices!!! 😣
I mean no disrespect what I'm about to say. Let's suppose you hit my car slightly, fender bender at worst and it's your fault, I am going to get an attorney & rake up $29,000 in medical bills and demand your insurance pay the auto liability limits, normally they are $30K and it will be paid. The attorney, the doctors and I split the proceeds. Now, tell me, whose being greedy.
@@rogerbec5766you are assuming the people are just want to rip off the insurance company but my take is they do this because of the insurance companies are known for low balling or denying claims hoping the person filing the claim will accept what they are offered.
@@rogerbec5766 State Farm has a net worth of $134.8 billion dollars. 30K and 29 K is chump change to these insurers. Every time they have to pay out, they cry like a bitch like Mike Tyson just kicked their ass.
You think it's expensive now have a axdent
They raised prices because of plenty of insurance frauds and high payout.
Insurance is a scam.
I have it, because my state requires it, but the company that I use DOES NOT ADVERTISE.
No cute animated figures, no actors, no racecars, no boats, etc, none of that stuff that you know gets passed down to the consumer.
Why pay for that?
If the rates are crazy for me I'll drop the Comp & Theft and only pay for liability. Same for my house. Not going to get ripped off.
Tried that!!.....I live in Oregon with a 2012 vehicle and I still have to have both
Wait until you have a claim? Or after. WHO?
@@floydestelle6242yeah wait till you get denied from fraudulent hearsay.
depends on how much assets you have to protect.
We need an insurance,doctor,hospital,government,drug company,court system overhaul they are all way too broken.
What we need is a dollar for dollar forensic audit of the Federal Budget.
@@Lileigh980 In an interview several years ago and according to former Fed Chair, Alan Greenspan; as long as the The Fed is charge of the money supply that will never happen.
@@watcher-someone-awakeit’s never too late to
Amen brother
Abolish the entire insurance industry.
So then how will your
Claim to your property be made whole ?
@@robertnunn3015why not make it optional?
@@JaakSparrow Have you tried living in TX. People will shoot and kill themselves. They already do that with insurance. Imagine without …
Then the federal government would have to step in to provide more relief which leads to higher taxes and cuts in needed services.
So basically they all suck?
Have with USAA 40 years. Good service.
Yes they ALL suck. They SUCK.
Who are you kidding, ALL insurance is a SCAM !
You're right
Have you ever been in an accident or had something major happen to your home?
If you had good coverage with a good company you likely avoided having to pay tens or hundreds of thousands after paying a few thousand over the years
Then don’t buy insurance….problem solved.
Of course it is a scam. Let's say your insurance premium is $3,000 a year. You paid every month on time. Guess what, you just gave away $3,000 for FREE to an insurance company just to have the right to legally drive your car. It's like you're playing the lottery every year, except you never win but when you do and you need the money, they will make it impossible for you to spend any of it. What about life insurance companies? The older you get the more they raise your rates and the best part is, if you're too old, they won't accept you at all or if you have a pre-existing condition, they will deny you completely. Insurance companies sell insurance to people who don't need and will never use it because they know they get to keep 100% of the money. The customer never receives back any sort of incentive.
If all insurance is a scam, then don’t buy insurance. Problem solved. I am fully insured, and that protects me from folks that aren’t insured. Therefore, I could care less whether other people are insured.
Insurance is legalized extortion.
THAT IS THE STATEMENT OF THE CENTURY!!!
If you have a company that takes in people's money EVERY month and in return promises to pay you back some money IF....THATS IF.... something ever happens to you or your family and even then fights like hell to not even give you that. I'LL TAKE THAT DEAL ALL DAY LONG AND TWICE ON SUNDAY!! They have already lobbied the government to give them privileges with certain laws so they will always come out on top. We are definitely a slave to them and always will be!!
Well said Lileigh980!!!
I agree 100% about avoiding Allstate. Many years ago, when I was 26, I had moved to a new state and purchased my first car. I had been driving for years and had no violations, but this was the first auto I actually owned. I paid a visit to an Allstate office located in a Sears store (Sears owned Allstate at that time). I filled out the application and was told to return in a couple of days after their regional office located in Mississippi had a chance to review the application and approve it. There was no hint of any problem. When I came back a couple of days later, I was shocked when they told me my application had been declined. No reason was given but I had my suspicions that race had something to do with it. Within a day or so, I had secured coverage with another insurer (I think it was Liberty Mutual) with no problem whatsoever. That is the only time in my life I have ever been turned down for insurance coverage. I vowed at the time that I would NEVER buy insurance of any kind from Allstate and I have kept that vow for over 50 years. I never have, and I never will!!! My current car insurance is with State Farm and I am very happy with it and their local agent I deal with.
My experience is that insurance companies rely on their customers not bothering to shop around when renewal time comes. People, SHOP, SHOP, SHOP AROUND! Its very easy with the internet. GEICO screwed me with an unreasonable renewal rate increase and I had new insurance within an hour and saved $2K a year..
Same asvice of shopping around comes from Prepper Princess!!
Even to get a quote they want my ssn and entire life history. Am I supposed to trust 13, 14 agents with that info just for some ballpark figures?
@nickv4073 who did you used. I had a 4k increase
@@sugarrbear7113 I live in NJ and found a great company called NJM but they only service NJ, CT and NY.
Good luck trying to move insurance companies when you need both car and home insurance... it's insane how different companies are rate-wise with the two. For example, one company has lower car rates, but crazy high home rates... or won't even agree to insure the home. Some have crazy high car rates and lower home rates. I've spent many hours trying to get quotes but can never find anything lower in-toto than what I'm paying.
Insurance companies are controlled by Greed!
The days of putting the customer first, are dead!
Along with the American Dream.
I would add the general as one of the worst companies to deal with, so far. They start out cheap, but raise your rates shortly after joining and the first time you get in an accident they jack your rates way up. I went from $129 a month to 250, 350, 459, 750, $1000. When I decided to cancel they want to charge me $350 to cancel. Also they have very long claims approval waiting time.
I didn’t even have a accident and they still raised my insurance
Can't be legal charging a fee to cancel
@@davidcarp5935 Geico pulls that same crap. I refused to pay and told them to pound salt where the sun don't shine.
I don't think Allstate has ever been fair and I speak from experience of many years!
I was in the Army from Dec. 7, 1965 through Dec. 6 1967. From the last part of 1966 until I got out, I lived off base near Fort Bragg, N. C. I had Allstate Insurance. Didn't have any tickets, I had my address changed while there, when I came back to MIchigan, I called and let them know I was back in MIchigan. I got a letter in the mail telling me that they were cancelling my insurance because of high mileage on my car. I tell anyone that I talk to that I would stay away from Allstate!
In Arizona the State Atorney Generals Office has long referred to State Farm Insurance as "snake farm insurance" because state farm had demanded that their clients that had been hospitalized due to auto accidents be removed from hospital beds as they were not going to pay for hospitalization whether the accident was the client's fault are not. The Arizona AG office has been busy over the years, suing state farm forcing them to honor their contractual agreements.
this should be good publicity for them nationwide, lol
100% untrue as far as SF ordering how medical care treatment is administered. Handled THOUSANDS of BI claims and never once made any kind of request like that. Mistakes are made and there are times when SF has dropped the ball, but this claim here is 100% BS.
@@johnc1848Your comment is invalid for two reasons. First this is social media, Lol, you could claim to have cured cancer and have no facts to prove who you are and what you’ve done. Secondly, it’s AMERICA where almost every ins agency is looking more like a scam then an agency that honours the insurance policies their consumers pay.
It doesn’t matter all of them are the same only premium matters in the end run. Unfortunately after claim not matter who you are with you are screwed
Total your car and cut you a check for 3000. What a scam.
A few years ago there was a report about Allstate where several customers with Allstate policies claimed Allstate has the highest claim denial for auto accidents, even if the other driver was at fault. Around 80% of Allstate claims are denied. Keep in mind most county police will not do a police report for an accident when private or public property is not damaged or no passengers were injured. That gives the insurance company ultimate leeway to decide fault. When they deny claim then you have to get an attorney.
Never heard this from anyone! If you have collision coverage, it does not matter if you are at fault or not…your insurer covers your car ACV less deductible, and may subrogate against the responsible party.
@@maryrenaud6732 As I mentioned Allstate
My uncle‘s wife said stay away from Allstate!
@@simon359 I had a major issue with Allstate 20 years ago with my auto policy. I ended up cancelling the policy. Allstate has been on the bottom of the list for a very long time.
I was with State Farm for 30 years (auto, home, medical) with no claims and no traffic citations. Wthe last time the policies came up for renewal, State Farm doubled my auto and home insurance premiums with no explanation. I switched to Erie and for the past 15 years my home and auto insurance premiums have been far below State Farm and have gone up only marginally during this period. Way back when I was 16 and my father added me to his auto insurance policy with Hartford, he was cancelled despite 15 years with no claims and no traffic citations. I vowed then NEVER to buy any kind of insurance from Hartford.
I’m tired of every 6 months I always have a higher bill they never had to pay out no tickets no accident I feel they owe me a check instead of using my money for irresponsible drivers and my rates keep going up and because were I live this is a monopoly that needs to stop!
The basic rule of insurance is to avoid a payout or at least delay it until the next reporting period. My neighbor was a long time NW agent. They paid ‘bonuses’ on basis of loss ratio. My son worked for LM and he told me that they assume people won’t switch agents, so they try to increase premiums knowing you won’t leave. And , Allstate is good hands until a claim and then arthritis sets in!
State farm is high they raised my insurance up another $50.00 for no reason the law needs to be changed so that you don't have to have insurance then they would be willing to lower their prices to compete with other companies
State Farm is one of the WORST paying claims - they do not want to pay claims.
I dumped Liberty Mutual because they wanted to raise my annual rate $500.
You are lucky that's all they raise it
I’ll stay with USAA! When you call for info and help, they are the most courteous, informative and nice to speak with. They answer all questions and when we needed repair to our car, they were quick to respond. Had an accident with a Progressive customer who backed into my car. It took six months to get everything settled. All it was is a dent in the front panel of my car. Their customer hit and ran away from my parked car. Unfortunately, for them, someone was watching and got their license place number. 😊
Usaa is so expensive now though 😢 at least in MD but maybes it’s just that state
@@sailorthesis No, they all screw you for everything they can get.
From our ( my wife and I ), experience, your agent can play a significant role in your satisfaction or disappointment regarding an insurance co. We have had agents that, if there was a problem on our end, would speak out on our behalf and, for the most part, get the situation resolved. Also, I think agents in smaller towns tend to have more of a caring attitude towards their customers.
The secretary of my Insurance Agent (A friend) told me recently of a new deal with Home Owners Insurance. The "Deal"? "Two claims, and you are dropped" She said. Over how much time? No time frame She said. All Insurers are in on it. Then, if you do find coverage, you will pay out the azz for it. If you file a claim and are turned down, that still counts as an "Incident". She calls it "Two Strikes and you are out". She said a big contributor to this was homes getting a new roof after Hail Storms, often old roofs that were due for shingle replacement. Another form of cost control.
Great information!! Thank you for helping elevate the game for agents - love what you're doing!
👊🏼
I worked for a very popular insurance company, in claims, for 6 years. I've seen hundreds upon hundreds of auto and home claims from multiple states come across my desk , and from the experience that I've seen, Nationwide Insurance and Allstate Insurance are the 2 biggest companies that will screw you out of your claims the most, by far. Nationwide is definitely the worst, especially with auto accidents. The best ones I've had experience with has been USAA and Farm Bureau
its not useful when you list every company i ever heard of.
I was just checking prices and they did a credit check.
Pissed me off . I was just comparing.
I previously had Kemper. Lady crashed me and left scratches and dents on my 2 passenger doors. When I filed a claim, it all happened in less than 2 weeks. Filled a claim, they sent me the money and chose my auto body repair shop.
The funny thing is over the years the amount they covered you for will have far surpassed
I’m with you on Progressive, and so forth. If you tell them you’re licensed they immediately hike your price instead of providing better price and coverage. When you’ve tried to use “price your own tool”, not everything you’d like to build your own policy. I can’t stand them.
I have allstate for home and auto and had storm damage to my roof. It took me 6 months and 4 different adjustors to get my claim finalized. Were not willing to help at all....
Many years ago had Allstate until they left the state had Liberty Mutual they dropped me after one very minor accident neither one will ever get my business ever again all insurance is a scam unfortunately it’s an evil necessity where the consumer is the one that ultimately always gets screwed
as a liberty mutual agent, local agents haven more become Comparion agents HOWEVER when you call in you get a specific licensed agent and can get their direct number to keep the same agent. state farm 2 years and LM 8 years.
Liberty Biberty.
we had Allstate for a long time. We were paying something like $4000 a year. for two cars. Full insurance. Now we got a letter that they sold our policy to some other insurance. Yearly $10,000. We dont have any accident or tickets. Crazy
SOUNDS LIKE A LOAD OF CRAP? WHAT ARE THEY.... TWO LAMBOS? FERRARI'S, MCCLARENS?!?
Can you tell us who we should use?
Farmers actually sucks. I had them for years. Come a claim time, the adjuster told me they don't pay for anything. Cost me some $6,000 out of pocket. On top of that, I went from $400 a year premium cost to $900 a year for my home in just 3 years. They love adding crap to your policy that is worthless, you can't deny and get screwed paying for it.
Ugh I just got farmers cause of a buy out of met life or whoever I had I forget at the moment but the prior was good
Not to Be Named Company, first letter P, has REPEATEDLY added a 93 year old Mother, to the Current Insurance Policy and all additional policies at the same address!
She used to the Insured by the P company, but She Surrendered her driver license in 2020 and no longer has a drivers license! The Agent knows her personal and knew she surrendered her license, but continued to act like, it’s normal to leave her on the policy, even though it is Increasing the Rate substantially!
This more than doubled the rate for last 4 years and the Agent called Mom a close friend!
Lawsuit Pending!
Farm Bureau of NC has been cheapest company I called and I called basically all the main ones. A lot of the smaller ones seem to use bigger ones for insurance.
I have a theory: rates are up to cover the expense of those companies paying for EVs and natural disasters. They can't have their profits impacted by anything.
Thanks for the good videos 😊
I've been with GEICO since I was 16 (I'm 62). I've never had a problem with them, and nobody has beaten them for price and claim handling.
I will not do any emergency tree service for a customer who has Allstate unless The customer signs a contract and pays me directly in cash when the job is done
What's even more annoying is that many employers prefer people who can drive and have their own car. So I'm paying for insurance and maintenance for a car, and then commuting on a bicycle, but if I get rid of my car then my employers will take issue with that and finding new jobs would be even more of a pain.
I'm with Toggle, basic insurance for my old old car is $136 for 6 months. Living in a small town, grocery getter.
I worked in auto insurance and learned over the years that the word "coverage" is also a plural and that "coverages" is often misused.
I only buy insurance because it's required. I buy the cheapest I can find and just drive extremely defensively. Haven't needed to make a claim for 30+ years. (Fun Fact: Statistically, an uninsured driver is safer than an insured one.)
Like I was told you drive good but others don't
Is there a video where you explain "stacked and unstacked" UM coverage?
Was treated pretty good by allstate new roof and damage to vehicles
Been with usaa for 30 years. Best company hands down.
I've had Mercury and Travellers over the years, the both have been good to me. Mercury did me right on a car accident, and Travellers did a great job when my Truck was totalled and House had holes through the roof. (2016 Wylie hail storm) State Farm and Allstate SUCK!
Cars cost more, so premiums to cover car damages will cost more. Medical care costs more, so premiums to cover injury will cost more.
Sir, Since I have all state insurance , they use after market parts on their insurance claims at their body approved shops. Always saving money on their customers. Larry
Allstate-I received 6 different bids for home insurance. I will never use them again.
10 years or newer roof for a basic shingle roof sure but there's stuff that lasts way longer
We need laws where the plan max per person and accident has to go up directly with the increase in the price percentage. If they increase the price of a 100/300/100 policy 50% then it should become a 150/450/150 policy. The payout never rises with inflation. Imagine 100 years from now the insurance payout won't even cover half a Corolla.
LM owns SAFECO for more basic and higher risk customers. you have an interesting bias or opinion towards companies.however I don't disagree with most
Safeco is as preferred as LM
I really need to buy an auto insurance and I reside in CA. Please recommend an affordable one and easy to deal with. Thank you.
Mercury and Wawanesa are two companies I would look into. Geico is likely the cheaper option
“Entrance Exam” models for insurance rates makes all the common sense in the world!
Though you would have to go
“on-site.” Similarly to getting a drivers permit, you can study all you want but you can’t take the test at home.
This idea is pure GOLD and you should run with it! Why not create your own not-for profit insurance company that actually serves its people. We are all completely over the price hikes in auto, home and medical insurance in this country of the U.S.A. It’s time for a better change, not a bitter change. Do you wonder what bitter change would be? Well I will tell it to you straight: when the people have had enough of the squeeze and the price gouging - they leave. Meaning no one uses the model of “insurance” anymore, what a sad time for all of us if that becomes true.
90$ a month to drive a 1974 beetle with only liability,4 years ago it was 50$
We had truck accident. Over 45 days the adjuster hasn't looked at the truck because too far.
The storage yard is threatening to sell our truck for what we owe, and we've been told by adjuster that that is our problem.
They have paid recovery to vendor and towing service took 40000 lbs of aluminum to scrap ( $16000). Who does that belong to?
And last, now we've been told that we didn't have our trailer insured.
We have 10 cois that say we did but broker says our contract says no.
Anybody
Add Plymouth rock to that list of scammers. I Got no notice to a rate increase and they took the money out of my bank on a auto payment earlier that what was contracted and jacked up my insurance payment. Crooks.
Add Horace Mann to this list. They'll nickel and dime you for no reason.
People hate insurance until they make a claim.
My car insurance jumped up 21 percent for the new year of 2024. With 3 teenagers the wife and me I am gonna be in the poor house.
State Farm
Mine too this month in mass
Find a Citizens Insurance-agent if they’re in your state (not FL’s Citizens/carrier of last resort). They have a few programs for teen drivers that can save a chunk. Also, if you can sign up for AARP and AMAC, you get a good discount.
Always keep COMPRENENSIVE on your insurance coverage, even if you change to liability.
Without Comprehensive coverage, anything happens especially if bad weather causes damages then insurance companies will NOT cover your damages for repair.
You will have to pay out of your pocket.
Allstate sure screwed the people in Florida a number of years ago on their Homeowners policies. They left them holding the bag and didn't honor their claims.
When it comes to shady adjusters and crappy overall customer service, The Hartford ranks number one.
Allstate is absolutely the worst insurance company ever. They will never pay a claim, but they sure will take your premiums,,,,,,,,,,,,,,Unless the law makes you buy insurance, just don't buy any insurance. Put those premiums in a bank and then pay your own claims,,,,,,,,,,,,,
You are 110% correct USAA has changed over the years. They are horrible! Their phone system is horrible and the agents are being treated like social workers it’s horrible.
Why is it your fault if you go over railroad tracks and the driver accross the road that runs parallel to those tracks, leaves his stop sign and drives infront of you? He violated the stop sign and stopped your forward progress?
So literally every company?? What company do you recommend?!?!
Dude
You need to do a holistic detox with zeolite asap
Nice. Good eye
Everyone at Farmers should be in jail !
Hello how are you doing which insurance is the Best for People to used ❤❤please
Anyone notice the insane amount of money liberty mutual Geico state farm an All state spends on tv commercials. Absolute no way they gonna give you a low quote. How could they afford to advertise that much if they did. I never would consider these insurance co....
I know ins salesman that bought a ranch home near him and tore it down. I know a family car shop that is selling out and siblings are selling insurance. Billions taken in, billions admin made, just a sliver paid out. Yes your good neighbor is getting rid of you
i JUST WATCHED YOUR CHANNEL AND LOVE IT. Very informational and to the point, and as such I now have a question I'd like an honest answer to as follows: USAA has been our propety and auto insurance firm for 45 plus years. I am now 72. I noticed that once I went over 70, even though I am a very safe driver, have never in 35 years had any accidents or claims, and have not gotten any tickets in over 30 years that in the last TWO YEARS my auto policy for MY CAR went up over $1K per year over that of my wife who is 63 years of age and has an even cleaner record than I do. I believe it is MY AGE that USAA is discriminating against me now. TRUE OR NOT TRUE? This leads me to my questions which is: IF I REREGISTER my car which is a Subaru Turbo ino my wife's name only, putting BOTH of our cars under her (Being titled only to her) and registered to her and not me, with her as the PRIMARY driver on both cars, (since I drive so infrequently) will our rates drop, can I legally do this to avoid being penalized? What insurance options do I have? FL is just a miserable state to live in with ultra High insurance costs for autos. PLEASE HELP.
Yes, age is a rating factor. If your agent is nice enough to do it, he can manually change your age to a year back to see what it would have cost to see if it’s your age or something else. Obviously he can’t legally save it but it would give you an idea.
You don’t have to change the registration to have your spouse be required as the primary named insured. You can always co register the vehicle if you have to and you can pick who is first. Before you do all that, check with your agent, to see if it is even necessary. Credit would be the main factor of switching who is first on the policy. Age will be calculated either way.
@@ThinkInsurance THANK YOU
You’re welcome :0)
I wish we didn't have car insurance think of the money we would save but if your car gets damaged it costs a lot to fix it.
If insurance companies were honest: AllCountry State Insurance: “Like a flaky friend, AllCountry State is sometimes there, 5 hours later than we said originally, and only under certain conditions favorable to ourselves.”
Did u mention state farm ?
Yes he said they are not good
Geico is a real nightmare to adjust a claim. Who has before and after pictures of everything in your front yard. Who is going to waste time settling a claim for materials only, if you send them the receipts. Good luck getting to the claim form.
So many of the companies that you mention don’t even provide service to people living or driving in California
Move somewhere else.
@@ScottRock-mr6qk
That's a great solution, let's all move to Montana!
@glynnjohnson3531 I would if I lived in California because there ain't nothing but a bunch of thieves out there. The reason insurance is so high out there is because those thieves are robbing the stores blind and that's a main reason why they're moving out California to other states. So maybe Montana would be better for you. Definitely cleaner air. Although it's colder there. But definitely more prettier than California and less thieves.
@@ScottRock-mr6qk I traveled there for a company I used to work for. I can honestly say it was the most expensive, dirty, shithole I ever saw.
@stealthbomber2127 See. I'm a Texas guy, and as a kid, I always wanted to go to California, but as I got older. Yeah, that changed, and I don't have any desires to make my way out that way. Because all you ever hear about is crime, poverty, and earthquakes. Instead, I made my way straight up and went to Colorado, Nebraska, and all the way to Canada. Which back in the 70s, Canada was actually beautiful. Colorado was nice, too. But it was too expensive. Back in 88' me and my ex-wife went to Colorado and at that time I was a Grocery Manager at Kroger and when we went we stopped in at an affiliate of Kroger and I asked what top pay was and it was 5.00 more than what I made because it was so much more expensive up there.
I think going with a local company is better then a branded company. Wife had some off branded insurance its less and it actually does stuff not like GEICO, Farmers, State Farm. These all suck!
I hate farmers insurance. They priced me out and now I have legal issues because of it. I hope they don’t survive as a company. They’ve even sold off life insurance policies.
Where I have to pay for six months upfront and then still getting charged on a monthly bases- is what I meant by being priced out. Mind you never had a car accident or any major claims, but I should be able to use roadside services that I pay for or windshield replacement.
State Farm will cancel your insurance and give you one week to get a roof done or they will drop you. Awful homeowner insurance. They pressure you and then tell you one roofer to go to where they can do your roof in two days. Can you say kick backs from the roofer???
Would the independent high quality auto body repair experts care to elaborate on this matter?
Best insurance for Texas
Avoid Travelers for house and car policies. They screwed me on house insurance renewal and put my house on a blacklist. Now no insurance company will even look at the house.
I’d like more info on Mercury Auto coverage, please.
Richard
Hard disagree on Geico. I've had 2 claims with them 15 years apart - the last one being 6 months ago and they took care of me quickly and efficiently both times. And neither accident affected my rates at all. Important to remember that this guy is in the insurance business with a quote link. Sorry, conflict of interest.
I hate progressive. I was following the law by parking in a lot to not be on my phone while driving and my car was assaulted while I was inside. They broke my windows, terrifying me and I moved my car to scare them away n bumped the open door. They blamed the broken window on the little impact and said I was at fault. Even though I had a video a passerby managed to take of them throwing out what they managed to take AFTER the impact proving they smashed into my car BEFORE I moved a muscle. I have another witness that they refused to get a statement from even when I provided their information. I'm "At Fault" for following the law, getting assaulted, and feeling the need to defend myself when I was trapped in a corner with no safe escape. Lovely...not
usaa and progressive have the best rates period always have always will and you can service your own policy and get what best for you
I need help I am considered high risk driver (no dui’s) I’ve had people hit me so I had to file a claim. I can’t find anything under $600 a month plus my car payment.
What state are you in?
Add State Farm
I think it’s strange that you aren’t recommending Allstate because I did fill out your form on your website and the first company to call me was Allstate. I expected you or someone from your team to call me to help me, I haven’t heard from you yet!
Allstate is a bad company. It all depends on the state, the agent and persons situation. I assume you’re in AZ. Give it about a month and my agency will be licensed in AZ 😀, otherwise, if you’re in a diff state we’re not licensed in, I forward you to the next closest option.
What do you think of Cincinnati Insurance for home and auto?
I remember them being a decent company in the past but if you reach their reviews lately, a lot of customer see it differently. It seems as though they're very tight on claims and from a few reviews, they're quick to say goodbye to customers that are not a fit regardless of the loyalty.
I know this doesn't help much but I would good their reviews and read some recent ones.
@@ThinkInsurance That is helpful. Where is a reputable website to find these reviews?
@rexvaughn986 a lot of them are reputable but advertise like crazy to get you to do quotes toe sell your information. I start with Google and go through a few of them myself to get an overall idea
Add USAA to the list. 0:20
There are many more companies that over charge and under pay!