Omg Ramit, you have to react to all of the other money talks couples have on Love Is Blind. It happens every season!!! Amber and Barnett, Shane and Natalie, Nancy and Bartise. Please react!!!
The conversation is basic. He’s not grown. She's clearly frustrated at this point. He’s still living at home. He’s clearly not use to having these conversations or understanding how important these conversations are.
I think context is important here - the interpretation would be different. She had been bullying and psychologically manipulating the dude from the moment they met IRL.
Yeah I haven't seen Love is Blind, but your comment clarified why a red flag went up for me as soon as she started being directive with that list of chores. I was like why is she talking to him like that? What's going on here?
Thank you for confirming my suspicion- the second it started I was like "This guy is worn down from the same old complaints and he's exhausted from being told he's not enough."
Is she manipulative or just assertive? There's a big difference, and some people (especially men) sometimes interpret assertive women in negative ways.
@@kcx2678 "Men don’t like assertive (specially aggressive) women. Men want traditional women." Yeah, I'm going to go out on a limb and say you're part of the problem. That's so weird and backwards, man
I am both a LIB fan (but a bigger Ramit fan). Seeing these two together in a video thumbnail is WILD. I thought my mind was morphing them together inexplicably 😅
What I liked about that couple’s interaction is that they actually had that conversation! It’s crazy that those conversations don’t happen at all! They’re getting married!!
Hannah was emotionally & verbally abusing that man in that relationship. The dynamic is as it is BECAUSE THAT IS WHAT SHE LIKED. For context she never ever felt Nick was good enough for her. Berating him was her favourite past time. I don’t care how positive an abuse person is about finances. Her entire approach to this was wrong. He had just come back from work & was immediately set upon by Hannah with this conversation with no warning. She starts off complaining about housework then all of a sudden it’s their finances where she is never truly ASKING for his input but rather TELLING him constantly. The better approach would be for Hannah (as the proactive one) to invite Nick to the conversation about money before it happens. (Hey Nick, I’d like to speak on our finances when you get back from work today) Then speak kindly and encourage his participation. IT IS TRUE that Nick was more inexperienced and less informed about his finances (which some people find annoying) Hannah was unkind and loved to demean and bully this man. “I’m better at you than money” alienates your partner and puts you in a superior position by default. There was never an attitude of coming together or working together. That woman was abusive. Nick was inexperienced and passive but that’s not grounds to bully and abuse a person. She pretended to be superior their entire relationship meanwhile being more insecure and projecting her insecurities on him constantly. Hannah may seem more “clued up” financially but this conversation was very problematic.
YEP!!! That woman was so demeaning to him the whole time. I'm glad for his part that their relationship ended. Unless she changes big time, I feel sorry for her future boyfriends.
The word "abusive" is thrown around much too easily these days; it minimizes the horror of those who ARE truly being abused. In this clip, was Hannah unkind? Pushy? Aggressive instead of assertive? At most. But I interpret it as doing her best, although flawed, to have a challenging conversation. I absolutely agree on your suggestions about when and how to invite Nick into the conversation. But abuse? No.
Really LOVE that Ramit is pointing out how frustrating it is when you are doing more of the work & the emotional burden of always having to take the lead . I’ve noticed majority of men worldwide seem to be looking for a mother / they LIKE taking a backseat !! I see this happen to 90% of women and yet it’s never acknowledged or understood. Instead the man gets to gaslight her by calling her bossy or a nag, and then of course she feels guilty . THANK YOU 🙏 Ramit.
Without watching the show, it seems like she’s asking nicely and having a good conversation but that’s not the case. She treated him like absolute shit and he’s quiet and defensive because he’s tired of it. Watch the show first to get the whole picture
Yeah he asks what the benefit of having the insurance be joint and she just berates him about being independent from his parents. Uhh? He had a genuine quesiton? Could just be the way it was edited but still.
What this conversation didn’t include is the fact that Hannah quit her job to be on a reality show, nobody financially literate would do that. Edit to add: To people defending her, do you really think it is financially WISE to give up a stable job to join a reality show in the hopes of becoming a famous influencer and be set for life? Might as well just go to the Casino and gamble, could be the way to a rich life too.
If she’s media literate she would know how to pivot this into a personal brand/business. So while she may have quit, this may have been a long term investment in her mind. Other LIB cast have built careers off being on the show.
Motion Graphics is back on POINT! Love the graphics and the weight of the camera movements here. Some of the subtle movements have great easing that builds tension perfectly. I love the subtle camera zoom on many of the scenes. Thank you!
It completely works to have different checking accounts and a joint account, but that takes the same conversations (before marriage!) and the same vision and total transparency.
The problem is Hannah is super abusive lol it doesn't show in this clip but she's been berating him the whole show so he's kinda clocked out lol This was an insane crossover
Finding out the person is in debt is worse than a picky eater. I have experience dealing with picky eaters. It's annoying, but doable. Debt is a deal breaker.
Picky eating can be circumstantial too. I’m celiac/dairy intolerant and my husband grew up without being introduced to some foods. Both feel circumstantial to me
My wife was a very picky eater, but it stemmed from her childhood poverty and growing up on extremely bland food. She wouldn't even eat Chipotle at first. She's still not super adventurous or anything, but she actually enjoys a decent variety of ethnic foods and uses actual seasoning when she cooks now. Her current obsession is pho, and she even likes to get it a little spicy! We never would have gone anywhere near a Vietnamese restaurant when we were dating, so she's definitely made huge strides.
My dad refused to let mom use spiced, even though she's Italian. Very bland food besides salt and pepper. Chipotle was way too much for me st first😊 Love it now
no, it's kicking the making of a decision down the road, to "someday" it's essentially an avoidant trait, the way to do it skillfully would be, "we're not making a decision right now, but THIS is the exact date when we will revisit this and decide"
I have never watched reality shows, and I will never watch reality shows. This clip, although taken out of context, was instructive alongside your commentary. I’m in the last third of life. My husband was my second marriage, his third. Finances were almost the dealbreaker. The thing that turned it around was my husband‘s commitment to get debt-free and learn to be more fiscally responsible. He did an amazing job eliminating debt completely. He is now the sole earner in our household. I run the backend of his business. It took years of learning how to talk about money, trust, and monthly financial meetings for us to both feel we are a financial team. My husband avoided talking about money. He isn’t interested in finances per se. He is a good earner and hard-working man. He does what he’s good at. I do what I’m good at. And we come together and discuss both on a regular basis. We are 20 years in and still have things to learn. What you’ve created with your books, your podcast and your UA-cam channel Ramit is such a gift!❤
Debt over picky eater any day! Especially if it’s CC debt, that means thoughtless spending is a habit. You can always find a restaurant that has something for both when you go out. If they hate something that you love to eat, go there when you have your friends night out 😊
12:16 - I can simplify it even more: shared checking and shared savings. If you can't trust your spouse enough to do this, don't get married. Use a detailed written budget and create a line item for each person, so they spend whatever they agree upon at the budget meeting. There's no need for a complex flow chart and hopes that your spouse actually follows a logical plan.
Nick definitely has some maturing to do on the side of finances and independence, but Hannah was genuinely horrible to him from the minute they met. She is constantly degrading him and acting like he knows nothing. So the posture he displays in this clip is stemming from previous experiences. Not to mention she quit her job for this experiment, not exactly a wise money decision.
She clearly didn’t respect him. No women should date or marry men they don’t respect. It’s a mis match. He should date a girl still living at home too. It’s actually a big factor
Picky eater here (for the one person who will see this 😂). My husband can’t cook well so I cook two meals every night (one that he likes and one that I like). I love going out to new restaurants with him and he’s learned to appreciate it too. I eat a small meal ahead of time. He gets to order everything he wants and I get a nice cocktail. He gets to order more food than we could normally afford if both of us were eating full meals. I get a fancy drink (or two) I normally wouldn’t be able to afford along with a full meal. The bill is lower and he gets lots of leftovers for the next few days. You make it work! 😊 Nobody wants to be a picky eater. I hate it. I wish I liked salad and tikka masala. Life would be so much easier.
that's a beautiful compromise!!!! i love how you both make it work so wonderfully for 2 very different persons! (I love to eat all kinds of things, i'm an adventurous eater, but for health reasons, there're a lot of foods that i cannot eat, sadly)
That’s a whole bunch of nope! There’s absolutely no way that I would get married in this scenario. Although I’m extremely impressed with how you’re able to see both perspectives & recommend a better way to communicate.
Having watched this show, I know what happens to this couple, but I won’t exactly spoil it here in case someone wants to watch it later. At this point, Nick and Hannah had met in the pods “blind” and Nick proposed to Hannah, they had gone to Mexico on their honeymoon with 4 other couples and now they were back in DC and living together in a common apartment for a period of time before they decided to actually get married and say “I Do” at the wedding. In the pods, Nick was a smooth talker and won Hannah over, they met in person, but she soon realized she was supposedly more mature than him (at 26), but she really treated him like crap and when I was watching them together I kept yelling at the TV for Nick to “RUN, Nick, RUN!”. Hannah may be more self sufficient because she had to take care of herself since she was 18 years old, but that didn’t make her more mature emotionally. On the other hand, Nick certainly needs to mature quite a bit himself and isn’t really ready for marriage in my opinion. But, from what I learned later, he might not be that financially ignorant with his real estate business, but who knows, he may blow it all, too. He supposedly just bought (or rented, still unclear), in a wealthy neighborhood in Virginia. What was also interesting is that supposedly Hannah made a lot of money in the medical device sales (believable), but she quit her job to be on the show and was insecure about finding another job once she got married and back into life again (she told Nick this). Maybe she thought the risk of gaining followers or exposure for future jobs was worth it, so maybe she’ll make a lot more than she would have if she didn’t go on the show, who knows? But, right, her knowledge of investing is very minimal and it isn’t just about “stocks”.
I love this topic. My partner and I talked about student loan debt, our salaries, and career plans on our first date. We talk about money all the time as we both use the same budgeting app. We discussed how we would manage joint expenses and expectations for individual budgets for "shared" expenses before we moved in together, and we continue to adjust and re-evaluate over time. While it isn't always comfortable or easy to do, our financial life is not a cause of stress in our relationship. We have a system that works AND we aren't even married yet!! So it's wild to see people not being proactive or willing to engage in these conversations early on-- it can be awkward or difficult, but these conversations will have to happen if you want a future together.
I absolutely love this advice on how to have the conversation! I literally paused the video and showed my husband that account structure and we talked about changing our set-up!
This brings back memories of my college years. I'm a guy, but my senior year I lived in a house with two girls. They decided I needed to take out the trash, etc. I'd say, no problem, remind me, and I'll do it when you tell me to. I was this guy.
Ramit, you should react to the LiB money conversations between Season 5’s Izzy and Stacy (and her family). I’d love to get your take of their money outlooks based on their family of origin.
This analysis was very good and I am grateful I fell upon this video. I am getting married soon and have had conversations like this with my partner. We share the same values about finances (savings, investing, tithing, etc...) But I would get frustrated at times when his answers were not clear "yes/no" and he would attempt to get explanations... because I thought, as someone "serious", he should already know this info. I can see how combative I have been when bringing up this topic and why my partner would respond as he did. The truth is I also had to learn what I currently know about money. It's up to me to create an environment of trust and openness, without shame, and make it a learning experience for the both of us. All this to say, thank you for breaking this down.
Love Ramit's "joint checking account flow chart"! I can't wait for the new book! I think the best part about his flow chart is that if you're single now, and a high earner with assets and a vacation fund, you should already have your side of the chart established and working automatically. Then when you meet the partner of your dreams, you just connect their income right to your "main" checking account, and the system is ready to go. This flow chart can even put the right amount of money back into your partner's personal checking and savings account at the end for their personal bills and expenses. It's like tapping their garden hose in the middle to water your joint flowers, haha. This is good stuff!
Hes an immature loser who lives in his mothers basement. His mother has babied this man to the point of patheticness. I have no idea why people are coming at Hannah, as she is a self sufficient, and independent 26 year old mature girl. This guy is nothing but a baby, who was talking smack about her the whole time. Good luck to the girl he marries...Hannah dodged a huge bullet 👏
A good friend of mine is a picky eater and I met up with him on a road trip. I can't imagine how a significant other can live with someone like that. I couldn't stand a few days of it
Much of my happiness is looking sharing new food (literally from my plate) with the people I love and seeing if they like it. It’s like my most favorite thing to do. I couldn’t go with a picky eater unless they can work on having an open mind.
The picky eater thing is offensive and people who break up with people over it are a huge ick to me. A lot of picky eaters are recovered anorexics (or other eating disorders), have childhood trauma (I already saw someone who mentioned this in the comments), the list goes on. You like to eat a lot? That's fine. Some people struggle a lot with eating, and empathy around this would be valuable in every type of relationship (including toward strangers).
My issue with target date stocks, and I may have bad knowledge, is there is a proper entry point. If I made bad decisions and invested almost nothing until I was 50, a target date fund might not work because Im going to need more risk to try to “catch up”?
She had important conversations. Finance is extremely important. My friend dreads talking to his wife about her spending and he had no answer when I asked if they ever discussed money before Marriage.
Picky Eater and Spice Adverse! So Happy my husband Loves to try new food and likes most spices though scorpion peppers he shys away from LOL. Also, I taught him the joys and experience of traveling and he is hooked!
I tried to have this conversation with my partner, about a household budget, rich life and financial goals as we moved from two incomes to one. All I got was either a shut down or verbal abuse (what do you know about money since you don't have any, being a stay at home mom, etc). We are now getting divorced. I won't be making the same mistake twice and will continue to work on my rich life journey :) Ramit, your rich life concept is by FAR the best of all the financial advice out there. It truly makes you consider what is important and what is worth investing your time and energy into and WHO you want to do that with.
Hi Ramit, sorry…. Unlike you, I’ll marry the chicken nugget person. 😅 I married (and divorced) someone who was ok with debt, not working, not traveling (because they were so bad in debt), and student loans they wouldn’t pay. Thankfully I divorced debt free from them. I remarried recently (with a prenup) and financial talk is a regular topic, but not to argue… instead to cheer each other over our financial goals, accomplishments, and travel plans. ❤
Ramit, you're so right, its very cultural. My brothers and I only moved out WHEN we got married. I had NO clue how bills even work other than a phone bill, my husband now does it all and I asked him to show me how, he learnt because he moved countries to settle here in the UK from Italy and thus lived alone. My brothers somehow knew anyway because they helped dad. But honestly, I don't see WHY he has to pay for his own phone bill if his parents do....at the same time, he doesn't seem to "GAF" about anything (like, what does sports have to do with stocks?! lmao)
What a bad match! She's not wanting to be a partner, shrugs looking to be a boss. And he's still figuring life out it seems. Their marriage can only end up in flames
I hate how she was portrayed as a bully in this season. It is so hard being with someone that is so immature and not willing to have these conversations. I can see why she got so frustrated.
I haven't watched most of this season but oof the way the internet jumps to the defense of a man who can't even boil a pot of water, and hates on a woman who knows how to invest in retirement accounts...society has a long way to go!
We are a family of 3 and don't spend $300 a week. Granted, we do buy store brand when possible and buy in bulk (example, months worth of chicken 1 week, portion season n freeze, next week beef, etc) but we also have our 'luxuries' like buying salmon instead of cheap tilapia, brand name lactose Free milk and brand name feminine products for our teen. On a big restock kinda week we MAY hit $200, tops, for 3.
Question: I have a chunk of my retirement savings in a Target Date fund through Vanguard. I ended up retiring early, and the money is still sitting in that account. What are a couple of smart options for investing/saving that money now that I have PASSED that Target Date?
The guy is not ready for marriage ( clearly) Obviously this is a reality tv show, yet SO many marriages are like this! Frustrated & unhappy. People stay in them because they don’t want to be alone. It’s easy to look at people in relationships & think its all rose. Yet the more I see, the more I know - marriage truly is NOT THE GOAL !
I love this video, just one criticism is that the audio is just a touch echoey. If you don't have them in the room you film in, some drapes and a plush rug might help to soften up the audio a little bit. It's not so bad that the video is unwatchable of course, but it is a little distracting as a viewer. Love your content Ramit! Edit: Picky eater is definitely worse than having credit card debt imo
I was in debt, and I’m not a picky eater. I got married last month! I think my wife would have seen the picky eating as a red flag. 😂 (I’m no longer in debt thanks in part to your book and podcast Ramit!)
This is the guilty pleasure content crossover of my dreams lol. Love the more casual content of a reaction and this is very watchable
I would love a LIB couple to go on his couple Netflix crossover lol
Same here. Terrible season imo though :(
This
Sameeee 😂
Yes!! I was so excited! Check out psychology in Seattle if you also like this kinda thing
Ramit reacting to Love Is Blind is my dream come true! 😂
Yassssssssss 💃🏾💃🏾💃🏾💃🏾💃🏾💃🏾💃🏾💃🏾❤️❤️❤️❤️❤️
Same here! The way my eyes completely popped when I saw the push notification on my screen 😂😂😂🎉
Mine too. He read my mind bc I was looking for a summary of their relationship to show my husband who refuses to watch the show with me. 😂
"What are stocks" is her version of "do you even lift bro"
Only gym rats get that one. 😂
Omg Ramit, you have to react to all of the other money talks couples have on Love Is Blind. It happens every season!!! Amber and Barnett, Shane and Natalie, Nancy and Bartise. Please react!!!
I juuuuust posted that about Amber & Barnett!!😂😂😂 That was jarring!
Stacey and Izzy too
When Shane said "I don't believe in 401ks" 🤨
OMG, the hot mess that was Amber and Barnett back then…oy VEY!
@@ThankGodImHannahI stopped watching after the Seattle season. Which season was this?
I love how this video is more than the financial talk but also how couples/partners should converse better.
The context is she had been bullying him for days at this point and picking apart everything he does
Her body language definitely goes along with that. She seems really aggressive. Like, "My way or the highway"
@@dhypeislife and that's exactly what she had said in the show she likes it "her way or the highway" and it's something she was working on
The conversation is basic. He’s not grown. She's clearly frustrated at this point. He’s still living at home. He’s clearly not use to having these conversations or understanding how important these conversations are.
I think context is important here - the interpretation would be different. She had been bullying and psychologically manipulating the dude from the moment they met IRL.
Yeah I haven't seen Love is Blind, but your comment clarified why a red flag went up for me as soon as she started being directive with that list of chores. I was like why is she talking to him like that? What's going on here?
Thank you for confirming my suspicion- the second it started I was like "This guy is worn down from the same old complaints and he's exhausted from being told he's not enough."
Is she manipulative or just assertive? There's a big difference, and some people (especially men) sometimes interpret assertive women in negative ways.
@@kcx2678 "Men don’t like assertive (specially aggressive) women. Men want traditional women."
Yeah, I'm going to go out on a limb and say you're part of the problem. That's so weird and backwards, man
@@Fernball21Neither. She was a bully and she was terrible at it too.
*Thank you😊 for this video, do you offer account management or have any recommendations?*
As a beginner investor, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria Walters Hayward, a widely known consultant
If you’re using a good manager, it’s easier to earn from the market
That's true. a lot of people today have been
having lots of disappointments in trading in light of helpless direction and awful consultants
I've been trying to trade but I keep making losses and it's frustrating
Could you suggest a consultant for me?
Ramit reviewing Love is Blind was not on my bingo card this week. 🤣🤣
I am both a LIB fan (but a bigger Ramit fan). Seeing these two together in a video thumbnail is WILD. I thought my mind was morphing them together inexplicably 😅
What I liked about that couple’s interaction is that they actually had that conversation! It’s crazy that those conversations don’t happen at all! They’re getting married!!
Hannah was emotionally & verbally abusing that man in that relationship. The dynamic is as it is BECAUSE THAT IS WHAT SHE LIKED.
For context she never ever felt Nick was good enough for her. Berating him was her favourite past time. I don’t care how positive an abuse person is about finances. Her entire approach to this was wrong.
He had just come back from work & was immediately set upon by Hannah with this conversation with no warning. She starts off complaining about housework then all of a sudden it’s their finances where she is never truly ASKING for his input but rather TELLING him constantly.
The better approach would be for Hannah (as the proactive one) to invite Nick to the conversation about money before it happens. (Hey Nick, I’d like to speak on our finances when you get back from work today)
Then speak kindly and encourage his participation.
IT IS TRUE that Nick was more inexperienced and less informed about his finances (which some people find annoying)
Hannah was unkind and loved to demean and bully this man. “I’m better at you than money” alienates your partner and puts you in a superior position by default. There was never an attitude of coming together or working together.
That woman was abusive. Nick was inexperienced and passive but that’s not grounds to bully and abuse a person.
She pretended to be superior their entire relationship meanwhile being more insecure and projecting her insecurities on him constantly.
Hannah may seem more “clued up” financially but this conversation was very problematic.
100%
YEP!!! That woman was so demeaning to him the whole time. I'm glad for his part that their relationship ended. Unless she changes big time, I feel sorry for her future boyfriends.
Also for context - he was saying she was ugly to everybody around her so she was likely being very defensive.
💯💯💯💯
The word "abusive" is thrown around much too easily these days; it minimizes the horror of those who ARE truly being abused. In this clip, was Hannah unkind? Pushy? Aggressive instead of assertive? At most. But I interpret it as doing her best, although flawed, to have a challenging conversation. I absolutely agree on your suggestions about when and how to invite Nick into the conversation. But abuse? No.
Really LOVE that Ramit is pointing out how frustrating it is when you are doing more of the work & the emotional burden of always having to take the lead . I’ve noticed majority of men worldwide seem to be looking for a mother / they LIKE taking a backseat !!
I see this happen to 90% of women and yet it’s never acknowledged or understood. Instead the man gets to gaslight her by calling her bossy or a nag, and then of course she feels guilty .
THANK YOU 🙏 Ramit.
Without watching the show, it seems like she’s asking nicely and having a good conversation but that’s not the case. She treated him like absolute shit and he’s quiet and defensive because he’s tired of it. Watch the show first to get the whole picture
Yeah he asks what the benefit of having the insurance be joint and she just berates him about being independent from his parents. Uhh? He had a genuine quesiton? Could just be the way it was edited but still.
Also this conversation happening in week 2 of their relationship 🫠
Thank you for pointing this out.
At times I felt like she is harassing the guy.
This conversation wasn't bad, but the one where she blindsides him and criticizes him is pretty nasty.
@@lvega5606” I’m converting you from a child to a man” 😂😂😂
Do more of these, Ramit! I really enjoyed this. This is gold!!
What this conversation didn’t include is the fact that Hannah quit her job to be on a reality show, nobody financially literate would do that.
Edit to add: To people defending her, do you really think it is financially WISE to give up a stable job to join a reality show in the hopes of becoming a famous influencer and be set for life? Might as well just go to the Casino and gamble, could be the way to a rich life too.
Eh, *maybe* her rich life is she saved up to do some adventures like that.
@@TheahLil True! Also, maybe she knows she can easily find another job when the show is over.
If she’s media literate she would know how to pivot this into a personal brand/business. So while she may have quit, this may have been a long term investment in her mind. Other LIB cast have built careers off being on the show.
Unless she's got a plan and a fallback plan.
There's no amount of money someone could have saved up for that to make sense in your opinion?
Motion Graphics is back on POINT! Love the graphics and the weight of the camera movements here. Some of the subtle movements have great easing that builds tension perfectly. I love the subtle camera zoom on many of the scenes. Thank you!
It completely works to have different checking accounts and a joint account, but that takes the same conversations (before marriage!) and the same vision and total transparency.
@@CocoLicious I agree!!!
The problem is Hannah is super abusive lol it doesn't show in this clip but she's been berating him the whole show so he's kinda clocked out lol This was an insane crossover
It does show in this clip, she’s definitely bullying him
Yay! So glad you’re doing this review. I was totally thinking “What would Ramit say?” during this whole scene.
Based on this conversation alone, I don't think this couple is going to last 30 years....
Bit of a spoiler:
They didn't end up getting married. Couple of days before the wedding, she cut if off because she felt like he wasn't being genuine.
@@ashhas1000Lol. She definitely dodged a bullet. Although she's no prize either. Lol
@@ashhas1000 which episode/season is this?
but did they last 90 days?? eh eh? ....i think i have the wrong show lol
@@ZhiyingHarp It's from the latest season. So Love is Blind USA - Season 7 Episode 8
“do you know about sports?” LMAO
“The best part of this was the end” 🤣🤣🤣 so true, Ramit!!
Finding out the person is in debt is worse than a picky eater. I have experience dealing with picky eaters. It's annoying, but doable. Debt is a deal breaker.
debt could be circumstances, picky eater is down to character 100%
Or IBS @@martinzihlmann822
Picky eating can be circumstantial too. I’m celiac/dairy intolerant and my husband grew up without being introduced to some foods. Both feel circumstantial to me
I loved this content! Amazing Job Ramit! I was locked in 🎉
My wife was a very picky eater, but it stemmed from her childhood poverty and growing up on extremely bland food. She wouldn't even eat Chipotle at first. She's still not super adventurous or anything, but she actually enjoys a decent variety of ethnic foods and uses actual seasoning when she cooks now. Her current obsession is pho, and she even likes to get it a little spicy! We never would have gone anywhere near a Vietnamese restaurant when we were dating, so she's definitely made huge strides.
My dad refused to let mom use spiced, even though she's Italian. Very bland food besides salt and pepper. Chipotle was way too much for me st first😊
Love it now
that's awesome. food is such a good way to experience different cultures, and once you get past that uncomfortable start it's really rewarding
Upbringing has such a HUGE IMPACT!
I think a common mistake ppl make is thinking indecisiveness isn't making a decision. It is, not making a decision is a decision 😅
Right. He hasn't decided if this woman is even worth having this conversation with..
no, it's kicking the making of a decision down the road, to "someday" it's essentially an avoidant trait, the way to do it skillfully would be, "we're not making a decision right now, but THIS is the exact date when we will revisit this and decide"
@rocioiribe5841 it could be that. Or it could be that he knows that she is not the one.....
When value is clear, decisions are easy.
I have never watched reality shows, and I will never watch reality shows. This clip, although taken out of context, was instructive alongside your commentary. I’m in the last third of life. My husband was my second marriage, his third. Finances were almost the dealbreaker. The thing that turned it around was my husband‘s commitment to get debt-free and learn to be more fiscally responsible. He did an amazing job eliminating debt completely. He is now the sole earner in our household. I run the backend of his business. It took years of learning how to talk about money, trust, and monthly financial meetings for us to both feel we are a financial team. My husband avoided talking about money. He isn’t interested in finances per se. He is a good earner and hard-working man. He does what he’s good at. I do what I’m good at. And we come together and discuss both on a regular basis. We are 20 years in and still have things to learn. What you’ve created with your books, your podcast and your UA-cam channel Ramit is such a gift!❤
Crossover content of my dreams 😂 Pleaseee do Jessica and Marc from season 1. I’d love to see Ramit’s reaction when he sits down with Jessica’s dad
Debt over picky eater any day! Especially if it’s CC debt, that means thoughtless spending is a habit.
You can always find a restaurant that has something for both when you go out. If they hate something that you love to eat, go there when you have your friends night out 😊
Samesies! Lol
And you can go to Thailand and let them have KFC lol
Definitely 55k of bad debt. This bad habit is hard to change. As someone that eats only one thing 95% of the time I can still travel. Lol
I was so hoping someone would break down this convo! Thanks Ramit!
12:16 - I can simplify it even more: shared checking and shared savings. If you can't trust your spouse enough to do this, don't get married. Use a detailed written budget and create a line item for each person, so they spend whatever they agree upon at the budget meeting. There's no need for a complex flow chart and hopes that your spouse actually follows a logical plan.
Nick definitely has some maturing to do on the side of finances and independence, but Hannah was genuinely horrible to him from the minute they met. She is constantly degrading him and acting like he knows nothing. So the posture he displays in this clip is stemming from previous experiences. Not to mention she quit her job for this experiment, not exactly a wise money decision.
She clearly didn’t respect him. No women should date or marry men they don’t respect. It’s a mis match. He should date a girl still living at home too. It’s actually a big factor
The crossover I didn't know I was waiting for!! More LIB content, PLEASE!!
Her: “You vacuum once every two weeks?” Camera switches to dog and dog looks up confused 😂😂😂😂.
As a dog owner we vacuum/ sweep several times a day.
That sounds literally insane haha. I mean good for you, but I don’t know how that’s realistic for people that work full time.
You got problems. My dog doesn't even shed 😂
Get a robot vacuum to maintain and continue your once every two weeks deep vacuum, problem solved.
Picky eater here (for the one person who will see this 😂). My husband can’t cook well so I cook two meals every night (one that he likes and one that I like). I love going out to new restaurants with him and he’s learned to appreciate it too. I eat a small meal ahead of time. He gets to order everything he wants and I get a nice cocktail. He gets to order more food than we could normally afford if both of us were eating full meals. I get a fancy drink (or two) I normally wouldn’t be able to afford along with a full meal. The bill is lower and he gets lots of leftovers for the next few days. You make it work! 😊 Nobody wants to be a picky eater. I hate it. I wish I liked salad and tikka masala. Life would be so much easier.
that's a beautiful compromise!!!! i love how you both make it work so wonderfully for 2 very different persons!
(I love to eat all kinds of things, i'm an adventurous eater, but for health reasons, there're a lot of foods that i cannot eat, sadly)
That’s a whole bunch of nope! There’s absolutely no way that I would get married in this scenario. Although I’m extremely impressed with how you’re able to see both perspectives & recommend a better way to communicate.
Having watched this show, I know what happens to this couple, but I won’t exactly spoil it here in case someone wants to watch it later. At this point, Nick and Hannah had met in the pods “blind” and Nick proposed to Hannah, they had gone to Mexico on their honeymoon with 4 other couples and now they were back in DC and living together in a common apartment for a period of time before they decided to actually get married and say “I Do” at the wedding.
In the pods, Nick was a smooth talker and won Hannah over, they met in person, but she soon realized she was supposedly more mature than him (at 26), but she really treated him like crap and when I was watching them together I kept yelling at the TV for Nick to “RUN, Nick, RUN!”.
Hannah may be more self sufficient because she had to take care of herself since she was 18 years old, but that didn’t make her more mature emotionally. On the other hand, Nick certainly needs to mature quite a bit himself and isn’t really ready for marriage in my opinion. But, from what I learned later, he might not be that financially ignorant with his real estate business, but who knows, he may blow it all, too. He supposedly just bought (or rented, still unclear), in a wealthy neighborhood in Virginia.
What was also interesting is that supposedly Hannah made a lot of money in the medical device sales (believable), but she quit her job to be on the show and was insecure about finding another job once she got married and back into life again (she told Nick this). Maybe she thought the risk of gaining followers or exposure for future jobs was worth it, so maybe she’ll make a lot more than she would have if she didn’t go on the show, who knows? But, right, her knowledge of investing is very minimal and it isn’t just about “stocks”.
👏I could watch many more of these videos!! Great job, Ramit.
I love this topic. My partner and I talked about student loan debt, our salaries, and career plans on our first date. We talk about money all the time as we both use the same budgeting app. We discussed how we would manage joint expenses and expectations for individual budgets for "shared" expenses before we moved in together, and we continue to adjust and re-evaluate over time. While it isn't always comfortable or easy to do, our financial life is not a cause of stress in our relationship. We have a system that works AND we aren't even married yet!! So it's wild to see people not being proactive or willing to engage in these conversations early on-- it can be awkward or difficult, but these conversations will have to happen if you want a future together.
My husband and I talked before getting married. We haven't had any money issues since married 15 years ago.
I absolutely love this advice on how to have the conversation! I literally paused the video and showed my husband that account structure and we talked about changing our set-up!
This brings back memories of my college years. I'm a guy, but my senior year I lived in a house with two girls. They decided I needed to take out the trash, etc. I'd say, no problem, remind me, and I'll do it when you tell me to. I was this guy.
Ramit, you should react to the LiB money conversations between Season 5’s Izzy and Stacy (and her family). I’d love to get your take of their money outlooks based on their family of origin.
Yes please
Ramit please do more of these!!!! I LOVE IT!! Do this season! Do previous seasons! Do other reality shows!!
I haven't watched this show but omg why is she so mean to him 😭😭 this is not how you treat someone you want to marry
You obviously took nothing from this video 🙄
This analysis was very good and I am grateful I fell upon this video. I am getting married soon and have had conversations like this with my partner. We share the same values about finances (savings, investing, tithing, etc...) But I would get frustrated at times when his answers were not clear "yes/no" and he would attempt to get explanations... because I thought, as someone "serious", he should already know this info. I can see how combative I have been when bringing up this topic and why my partner would respond as he did. The truth is I also had to learn what I currently know about money. It's up to me to create an environment of trust and openness, without shame, and make it a learning experience for the both of us. All this to say, thank you for breaking this down.
Love Ramit's "joint checking account flow chart"! I can't wait for the new book! I think the best part about his flow chart is that if you're single now, and a high earner with assets and a vacation fund, you should already have your side of the chart established and working automatically. Then when you meet the partner of your dreams, you just connect their income right to your "main" checking account, and the system is ready to go. This flow chart can even put the right amount of money back into your partner's personal checking and savings account at the end for their personal bills and expenses. It's like tapping their garden hose in the middle to water your joint flowers, haha. This is good stuff!
This is my favorite video of yours. ❤ so much juicy stuff here!!
Amazing video! This was so good advice!
Good one, Ramit! Waiting for your new book.
The $55k of credit card debt is worse...that can do a lot of damage if it's not addressed.
Hes an immature loser who lives in his mothers basement. His mother has babied this man to the point of patheticness. I have no idea why people are coming at Hannah, as she is a self sufficient, and independent 26 year old mature girl. This guy is nothing but a baby, who was talking smack about her the whole time. Good luck to the girl he marries...Hannah dodged a huge bullet 👏
Great crossover episode between two of my favorites.
Ramit - Your sweater is gorgeous!
A good friend of mine is a picky eater and I met up with him on a road trip. I can't imagine how a significant other can live with someone like that. I couldn't stand a few days of it
Much of my happiness is looking sharing new food (literally from my plate) with the people I love and seeing if they like it. It’s like my most favorite thing to do. I couldn’t go with a picky eater unless they can work on having an open mind.
I don't know this show or who these people are but from this it looks like she talks at him not to him, and that is hard to respond too.
Oh if you watch the show she is CRUEL and a NARCISSIST. The guy is immature financially but this woman has more issues than he does.
Credit card debt is way worse. Being married to a picky eater actually makes meal planning very easy.
Love that you did this!!
"OPTIMIZE!" LOL my fav word from Ramit.
If you want to watch more Love Is Blind money conversations, watch Nancy and Bartise and Izzy and Stacy!
It's amazing to me that they got to engagement without her knowing that his parents pays his bills
Regarding the question around 9:00, my wife is a picky eater, but I've slowly gotten her to try new things over the last 11 years. I'm proud of her!
The picky eater thing is offensive and people who break up with people over it are a huge ick to me. A lot of picky eaters are recovered anorexics (or other eating disorders), have childhood trauma (I already saw someone who mentioned this in the comments), the list goes on. You like to eat a lot? That's fine. Some people struggle a lot with eating, and empathy around this would be valuable in every type of relationship (including toward strangers).
My issue with target date stocks, and I may have bad knowledge, is there is a proper entry point. If I made bad decisions and invested almost nothing until I was 50, a target date fund might not work because Im going to need more risk to try to “catch up”?
I really like this content, I like the tips on better communication strategies
She had important conversations. Finance is extremely important. My friend dreads talking to his wife about her spending and he had no answer when I asked if they ever discussed money before Marriage.
Personally, I think the 50k credit card debt is worse. Don't really care about the variety of foods they eat.
Picky Eater and Spice Adverse! So Happy my husband Loves to try new food and likes most spices though scorpion peppers he shys away from LOL. Also, I taught him the joys and experience of traveling and he is hooked!
I tried to have this conversation with my partner, about a household budget, rich life and financial goals as we moved from two incomes to one. All I got was either a shut down or verbal abuse (what do you know about money since you don't have any, being a stay at home mom, etc). We are now getting divorced. I won't be making the same mistake twice and will continue to work on my rich life journey :) Ramit, your rich life concept is by FAR the best of all the financial advice out there. It truly makes you consider what is important and what is worth investing your time and energy into and WHO you want to do that with.
I'm sorry to hear this, but I'm so happy you took away such a powerful lesson on leaning into your Rich Life! You deserve it
@@ramitsethi Thank you! It's only onwards and upwards from here. :)
This video was gold!! The part about stocks 😂😅😂
Hi Ramit, sorry…. Unlike you, I’ll marry the chicken nugget person. 😅 I married (and divorced) someone who was ok with debt, not working, not traveling (because they were so bad in debt), and student loans they wouldn’t pay. Thankfully I divorced debt free from them. I remarried recently (with a prenup) and financial talk is a regular topic, but not to argue… instead to cheer each other over our financial goals, accomplishments, and travel plans. ❤
"I don't think stocks does"....Guuuurrrlll run
Tell me you don’t watch love is blind without telling me watch love is blind
If I have decided to change my retirement year should I change the target fund I’m contributing to in my 401k?
Ramit is a better relationship coach and counselor than most crowned and certified relationship c.-s
Not true. He’s a great money coach, but he is intensely sexist, and always fails to spot female abusers.
Ramit, you're so right, its very cultural. My brothers and I only moved out WHEN we got married. I had NO clue how bills even work other than a phone bill, my husband now does it all and I asked him to show me how, he learnt because he moved countries to settle here in the UK from Italy and thus lived alone. My brothers somehow knew anyway because they helped dad. But honestly, I don't see WHY he has to pay for his own phone bill if his parents do....at the same time, he doesn't seem to "GAF" about anything (like, what does sports have to do with stocks?! lmao)
Thank you for making me feel less guilty about "picky eating" being a deal breaker. 😂
I dated a guy who would only eat meat and potatoes. It was the worst relationship of all time.
Whatever comes in the house, stays in the house. We both pay the bills and take care of our responsibilities
What a bad match! She's not wanting to be a partner, shrugs looking to be a boss. And he's still figuring life out it seems. Their marriage can only end up in flames
I hate how she was portrayed as a bully in this season. It is so hard being with someone that is so immature and not willing to have these conversations. I can see why she got so frustrated.
I haven't watched most of this season but oof the way the internet jumps to the defense of a man who can't even boil a pot of water, and hates on a woman who knows how to invest in retirement accounts...society has a long way to go!
300$ a week for two adults is crazy!
It’s actually relatively normal if you live in a higher COA area, and aren’t eating just the cheapest food available
Totally agree.
@@vincentwhitney1538show sum numbers! 300 a week for 2 people on groceries is insane!
We are a family of 3 and don't spend $300 a week. Granted, we do buy store brand when possible and buy in bulk (example, months worth of chicken 1 week, portion season n freeze, next week beef, etc) but we also have our 'luxuries' like buying salmon instead of cheap tilapia, brand name lactose Free milk and brand name feminine products for our teen. On a big restock kinda week we MAY hit $200, tops, for 3.
@@Flyterbut exactly. You CAN spend that much for 2 people easily. But you do not have to.
It was going well until she started bossing around. She’s not taking a burden on… she’s bossing around.
The first big waterfall that came to mind for me actually wasn't Niagara! It was La Fortuna in Costa Rica. Guess I'm an outlier lol.
Question: I have a chunk of my retirement savings in a Target Date fund through Vanguard. I ended up retiring early, and the money is still sitting in that account. What are a couple of smart options for investing/saving that money now that I have PASSED that Target Date?
Wait you watch love is blind 😊 good video thanks for the insight
If you only eat chicken nuggets😂😂😂🤣
Love this reaction!
Yes I love this review !!
The only one who likes Hannah is Ramit 😂
I was thinking of Ramit's take while I was watching that scene on LIB
The guy is not ready for marriage ( clearly) Obviously this is a reality tv show, yet SO many marriages are like this! Frustrated & unhappy. People stay in them because they don’t want to be alone. It’s easy to look at people in relationships & think its all rose. Yet the more I see, the more I know - marriage truly is NOT THE GOAL !
“This guy’s not a good liar.” 😂
I love this video, just one criticism is that the audio is just a touch echoey. If you don't have them in the room you film in, some drapes and a plush rug might help to soften up the audio a little bit. It's not so bad that the video is unwatchable of course, but it is a little distracting as a viewer. Love your content Ramit!
Edit: Picky eater is definitely worse than having credit card debt imo
I was in debt, and I’m not a picky eater. I got married last month! I think my wife would have seen the picky eating as a red flag. 😂 (I’m no longer in debt thanks in part to your book and podcast Ramit!)
The moment you realise this 28 y/o is actually 15 😬
so does it mean if we were in early 30, we can choose pure sp 500 and once we get to 50s, we can switch it back to target date fund?