What Rich People Do vs Everyone Else

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  • Опубліковано 11 січ 2025

КОМЕНТАРІ • 190

  • @arnabchatterjee694
    @arnabchatterjee694 2 місяці тому +45

    1. Do an X-ray on your finances
    2. Make systems for everything
    3. Plan before you need to plan
    4. Follow the 80/20 principle
    5. Consider value over cost

  • @GalvanizedPlays
    @GalvanizedPlays 2 місяці тому +143

    Thanks Ramit. After reading your book, I'm now debt free, created and auto invest into my retirement account, and automatically save using an HYSA. I closed my savings account with Chase and I'm never going back to my old ways of transferring from my savings to make a non-essential purchase. Having a money management system has truly made this all a no brainer. You're the man!

    • @ebonybeauchamp5380
      @ebonybeauchamp5380 2 місяці тому

      Whats the name of his new book?

    • @frankpace5510
      @frankpace5510 2 місяці тому

      ​@@ebonybeauchamp5380Same as his channel. I will teach you to be rich

    • @lowlowseesee
      @lowlowseesee 2 місяці тому

      @@ebonybeauchamp5380 Money for Couples, out in Jan

    • @iris_fink
      @iris_fink 2 місяці тому

      ​@@ebonybeauchamp5380
      "I will teach you to be rich "

    • @th8132
      @th8132 2 місяці тому

      @@ebonybeauchamp5380 It's literally in the caption. Goodness.

  • @sirheisenberg4459
    @sirheisenberg4459 2 місяці тому +331

    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

    • @mariahudson9939
      @mariahudson9939 2 місяці тому +5

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @belobelonce35
      @belobelonce35 2 місяці тому +3

      Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.

    • @type-r3x
      @type-r3x 2 місяці тому +2

      I'm intrigued by your experience. Could you possibly recommend a trustworthy advisor you've consulted with?

    • @belobelonce35
      @belobelonce35 2 місяці тому +1

      REBECCA NASSAR DUNNE is her name. She is regarded as a genius in her area and works for Equity Services inc. She’s quite known in her field, look-her up.

    • @vanessahopkins-g5y
      @vanessahopkins-g5y 2 місяці тому +1

      I found her page by searching for her entire name online. After that, I emailed her and we set up a meeting so we could talk; I'm currently waiting on her response.

  • @stevenporter863
    @stevenporter863 2 місяці тому +75

    4:30
    A few months ago a utility company cancelled my scheduled payment. Only discovered because I logged in to check. The answer when I called: 'system update, and good you caught before the due date otherwise it would be considered late. We are not responsible for system errors or updates.' I usually agree with Ramit, but life is not set and forget - it is set and spot check since NOTHING is 100%. Computers are only as good as the people running them.

    • @MissGirl1450
      @MissGirl1450 2 місяці тому +6

      I still balance my checkbook every two weeks on my checkbook app. I have all my regular expenses set up each month to pay and in the app. So if my account doesn't match that app, I know something is wrong.

    • @rebeltheharem7028
      @rebeltheharem7028 2 місяці тому +3

      Yeah, same thing happened to me with my trash bill. It was on autopay, but they switched systems, and never sent a single message about it.
      I only found out about it when I was doing my occasional bill spot check, and wondered why I was underspending on my trash budget.

    • @manojipereira9169
      @manojipereira9169 2 місяці тому +6

      Agree, automation is only as good as the IT system behind it, and the security of that system (ie will there be a data breach, which is not cheap)

    • @undrtkr1000
      @undrtkr1000 2 місяці тому +4

      Yeah I NEVER automate bill payments. Automate investing..sure. But bill payments? Manually every time. I don't have that many bills anyway just necessity and a few credit cards. Only takes 15 min to manually pay all of them.

    • @lalalalalalee6311
      @lalalalalalee6311 2 місяці тому +3

      Trust but verify!!

  • @CyrinaSwanston
    @CyrinaSwanston 2 місяці тому +19

    Thanks for the video, Ramit!! I think the hardest part has been figuring out what my values are (I'm 26, so still a pretty young adult) - identifying what I actually value versus what I simply like or enjoy on occasion has been the latest challenge for me. I've finally got it figured out, but it took a few years! Now, I have to figure out how to fund those values with time and money.

  • @NathanielFriend
    @NathanielFriend 2 місяці тому +8

    Love the bit about $3-5 coffee. Something I think worth adding for folks to consider - If you don’t spend the $155 a month at the coffee shop, how much is it costing you at home? If it’s $55, then the extra cost is really only $100 to you. You then have to ask you whether your time, convenience, and happiness is worth $100 for that coffee. - I did this exercise with purchasing lunches at work (hybrid 3x a week), and found spending $132 for a whole month of lunch was incredibly cheap considering I do not need to do any planning, prepping, or transporting food for lunch. I also don’t feel pressure to eat the food I’ve prepped when the end of the week comes and the food isn’t as fresh. - Food for thought.

  • @murphydaquan
    @murphydaquan 2 місяці тому +94

    I invested for the first time in my life last month. Gonna do it every month now.

    • @EDunn21
      @EDunn21 2 місяці тому +7

      Keep at it and be disciplined! Time in the market is better than timing the market. Or the old Chinese proverb: the best time to plant a tree was 20 years ago, the second best time is today.

    • @Oddy4-s3r
      @Oddy4-s3r 2 місяці тому +1

      🎉🎉🎉🎉🎉🎉🥳🥳🥳🥳🥳🥳🥳🥳🥳

    • @KnineFeline
      @KnineFeline 2 місяці тому +1

      Automate it so you decide one time and it runs without you.

    • @Salaction
      @Salaction 2 місяці тому

      Invest where?

    • @Itsdjsigi
      @Itsdjsigi 2 місяці тому

      You took the first step, congrats 💪

  • @the1337fleet
    @the1337fleet 2 місяці тому +46

    Got called out not being productive at work 😩 3:45

    • @BabyBearRudy
      @BabyBearRudy 2 місяці тому +2

      I was like, “how dare you!”

  • @NicoleJurek488
    @NicoleJurek488 2 місяці тому +27

    I'm one of those people that wear the same thing every day! 🎉 I wear nice clothes but I make it easy.

  • @theredpilllion5922
    @theredpilllion5922 2 місяці тому +11

    People generally fall into an economic class because of their psychology and their values. Each of the three classes has a characteristic psychological profile. For the lower class, it’s apathy. They have nothing, they’re ground down and they don’t really care. They’re not in the game, and they aren’t going to do anything; they’re resigned to their fate. For the upper class, it’s greed and arrogance. They have everything, and they think they deserve it - whether they do or not. The middle class - at least in today’s world - is run by fear. Fear that they’re only a paycheck away from falling into the lower class. Fear that they can’t pay their debts or borrow more. Fear that they don’t have a realistic prospect of improving themselves.” - Doug Casey

  • @ntimn8r
    @ntimn8r 2 місяці тому +21

    Oh shoot, how did you know I was watching this at work? haha

  • @justxdruu
    @justxdruu 2 місяці тому +8

    personally i like checking my accounts on a daily basis (not my retirement though) and moving money manually while i keep track of spending because it keeps me on track of where it goes and how close i'm reaching my short term and long term goals financially. I think you just have to find a strategy that works best for you and be disciplined and stick with it. I do spend on things i want as well, i just don't OVER spend , or if i don't have the money liquid for it i just don't get it. All about balance,

  • @Safeway_Sage
    @Safeway_Sage 2 місяці тому +6

    Thank you for this valuable video. I would like to highlight a component you touched on but didn't explicitly label: personal financial KPIs (Key Performance Indicators). You mention these when discussing the questions listeners should ask themselves. For instance, define your KPI for the percentage (or dollar amount) you aim to contribute to your emergency fund each year. Once you've defined your KPIs, you can set up automated systems and develop SOPs to ensure you're meeting these goals or know what actions to take if you fall short. Having SOPs or systems without clear financial KPIs leads to a lack of direction and hinders continuous improvement.

    • @milabolognini6305
      @milabolognini6305 2 місяці тому

      Interested in this, where did you learn about KPIs?

    • @Safeway_Sage
      @Safeway_Sage 2 місяці тому

      ​@@milabolognini6305 John Doerr wrote a really useful book called, "Measure What Matters". He talks about a few different systems including KPIs. There is also a book called, "Key Performance Indicators for Dummies" by Bernard Marr. Both books are really good primers on the subject. Enjoy!

  • @markanthonyganotice1498
    @markanthonyganotice1498 2 місяці тому +6

    Thank you for always inspiring. Content suggestion (out of curiosity haha). Ramit review his CSP.

  • @notafallacy9749
    @notafallacy9749 2 місяці тому +2

    I am wanting to increase the amount I'm putting towards investments. Currently, as a state employee, I am contributing a mandatory 7.5% pre-tax to my 403b and my employer matches it 100%. As a state employee, I have two other accounts that I am eligible to contribute to: a second, voluntary 403b and a state-sponsored DCP 457b, both of which can be pre-tax or Roth. Is it better to put as much as I can to the second 403b or divide it between the two? Should one be pre-tax and the other Roth? TIA for any advice!

  • @FrugalFamilyFocus
    @FrugalFamilyFocus 2 місяці тому +2

    YES!!! My Roth- auto, 529s- auto, sinking funds- auto, Thursdays- jambalaya, Mondays- spaghetti! It’s a system and happens regardless of life going on around us.

  • @NM-hq1io
    @NM-hq1io 2 місяці тому +6

    After going through your book, I learnt how important it is to have that guilt free spending bucket, else you’re going to dip into your savings & feel like a douche

  • @BabyBearRudy
    @BabyBearRudy 2 місяці тому +6

    If I’ve learned anything from Ramit, it’s that he really doesn’t like the FIRE community ppl

  • @AwakenWealth999
    @AwakenWealth999 2 місяці тому

    10:18 Learning the habits that matter to grow wealth instead of sweating the small stuff is a valuable takeaway.

  • @ChrisO-c1j
    @ChrisO-c1j Місяць тому +1

    Thanks 👍 from Uganda

  • @coastergirl98
    @coastergirl98 2 місяці тому +36

    Uhmmm, I actually enjoy logging into my accounts everyday.

    • @Joda30088
      @Joda30088 2 місяці тому +2

      I've heard from other rich people to log into your accounts regularly. That a little dose of paranoia goes a long way to stay rich or not be blindsided and lose your money

    • @MixedG80
      @MixedG80 2 місяці тому +1

      No one claimed it isn't or shouldn't be enjoyable... especially if your assets move in one direction... the point is there's little benefit to be gained/more to be lost from doing so in the grand scheme.

    • @coastergirl98
      @coastergirl98 2 місяці тому

      @@MixedG80 Maybe for a "normal" person. My depressed, autistic ass finds the math and numbers to be pretty damn stimulating. Like it ain't the best hit of dopamine, nor is it anywhere near as nice as getting high off my ass on weed, but it's better than nothing. Emotions have no bearing over how I invest for retirement. Sure, I don't like seeing my portfolios going down, but I know damn well that they're eventually going to go back up, and when they shoot up, that's also a pretty nice hit of dopamine. There's also the fact that I currently don't have an emergency fund that leads me to check daily, but at this point, it's become a part of my morning routine.

    • @sanasiddiqi7372
      @sanasiddiqi7372 2 місяці тому

      😂

    • @arnescehic374
      @arnescehic374 Місяць тому

      Haha me too. I'm a recorder!😂😂

  • @SamPerez-21
    @SamPerez-21 2 місяці тому +9

    Damn first comment! lol Thanks for all these videos you’ve helped my wife and I so much in the last few months! We appreciate your hard work please keep it up!! Can’t wait to read your new book

    • @philp3234
      @philp3234 2 місяці тому +3

      Ramit would tell you to borrow the book from the library. So do that.

    • @ramitsethi
      @ramitsethi  2 місяці тому +4

      Thanks for watching!

  • @Jungles_of_Lustria
    @Jungles_of_Lustria 2 місяці тому

    Thank you Ramit. Today starts my journey, I have 0 investments, 0 retirement, I'm $108 K in the red and am barely hanging on with my wife and I working. I need my money to make money so that I can get out of debt and fight for the future. I have maybe 25 working years left.
    My Rich Dream is to have a quiet, paid off small home on a 5 acre piece of land near water, far enough away from people but close enough for emergencies, where I can hike, fish, enjoy nature, have an older truck and raise my Amazon Rainforest dart frogs in peace and quiet, with the knowledge that I can CHOOSE to work a job, that I can go into work every single day knowing that if I decided that very moment that I wanted to get up and walk out that I could do so without it destroying my life. THAT is Rich to me.

  • @TatiH28
    @TatiH28 2 місяці тому +2

    Not Ramit calling me out for watching this at work lol 😅

  • @el_chilango2953
    @el_chilango2953 2 місяці тому

    I log on to my accounts everyday. Any inconsistency reported earlier will always have the best outcome when you need something resolved. Also being aware of the numbers tells me where I stand in my budget. What if the paycheque you receive was incorrect? What if you got charged USD amounts rather than CAD? Leaving it automated will likely not flag you of these inconsistencies.

  • @jensans
    @jensans Місяць тому +1

    omg I am literally watching this while at work and I'm being so unproductive because I can't stop watching your videos. They are helping me so much lol

  • @filb
    @filb 2 місяці тому

    10:40 Reminds me of David Bach's book where he does all the calculations for a latte over time.

  • @seanhenriques808
    @seanhenriques808 2 місяці тому +3

    Another entertaining and informative video from you! I really do enjoy your content and I pre-ordered your book so I am not a loser lol

  • @CarlosAguilar-st3mp
    @CarlosAguilar-st3mp 2 місяці тому +2

    Ramit you help me a lot. I’m not blind about money no more thanks

  • @bitboycrypto5975
    @bitboycrypto5975 2 місяці тому

    Beautiful ideas ❤

  • @gurbym5513
    @gurbym5513 2 місяці тому

    The book is a must read for anyone/everyone. Thank you.

  • @anitafrancis2786
    @anitafrancis2786 2 місяці тому

    Where can I find the video on the annual review?

    • @ramitsethi
      @ramitsethi  2 місяці тому

      It's in my Money Coaching program (iwt.com/moneycoaching) -- you have access to past episodes as a member

  • @rebeltheharem7028
    @rebeltheharem7028 2 місяці тому +3

    I keep accounting records for myself (former accountant here), so I know my financial situation to the exact dollar.

  • @0utta_Bubblegum
    @0utta_Bubblegum 2 місяці тому +5

    dont be throwing shade at the broccoli bake. =P
    enjoy your content

  • @Nb61777
    @Nb61777 2 місяці тому +5

    1:14 what gets measured, gets managed!

  • @thewarthens
    @thewarthens 2 місяці тому

    🔥”Subscribed”

  • @xiiinzi
    @xiiinzi 2 місяці тому

    Thanks Ramit.

  • @pgplaysvidya
    @pgplaysvidya 2 місяці тому +2

    i know fitness and nutrition. like all of those questions you had the start the video, if you changed them to fitness and nutrition questions i could answer them without thinking. Applying that to finance is such an obvious game changer
    but what was mind blowing is realizing that we need finance systems for our budgeting investing etc. There are strategies/theories in the psychology of fitness and nutrition that can apply here. basically we are creatures of habit and laziness and if things are made easier for us, we will choose those. so put the healthy snacks within reach. hide the unhealthy snacks so it is a chore to get. automate your shopping list - have a shopping list app that tells you when you need to go out for avocado and kiwis. you can't adhoc your nutrition and fitness any more than you can adhoc your finances and investments. It's SO OBVIOUS why didn't i think of that.
    Amazing video

  • @lowlowseesee
    @lowlowseesee 2 місяці тому +4

    shirt matching the beard, take notes youngins

  • @Didi-hh9hx
    @Didi-hh9hx 2 місяці тому

    Hey Ramit, thanks for all you are doing to help people make informed financial decisions. I really appreciate your videos. I thought it would be great if you could tackle some issues with college finance because like mortgage and car, this is also a big financial undertaking for Americans. Thanks in advance!

  • @user-hu5os2gk3m
    @user-hu5os2gk3m 2 місяці тому

    Génial thank u goods tips

  • @xanderberry5727
    @xanderberry5727 2 місяці тому +1

    *I didn't become financially independent until I was in my late 40's, and I'm still in my 40's. In addition to having purchased my second home and earning money on a monthly basis through passive income, I've also achieved three out of five goals. I just hope this inspires someone to realize that it doesn't matter if you don't have any of these things yet, you can start today no matter your age. Change your future by investing! I made a rather big decision by investing in the financial market.*

  • @ophirmayer1
    @ophirmayer1 2 місяці тому +1

    Don't imitate what the rich do when they are rich. Imitate what they did to get rich.

  • @Yourmission9
    @Yourmission9 2 місяці тому +1

    I love getting my weekly dose of no nonsense financial advise, keep calling us out on our bad habits, it’ll stick eventually! Keep it gangster Ramit🕶️✌️

  • @Sincrow
    @Sincrow 2 місяці тому +1

    Let's goooo, let's get our bread up and WIN at life!

  • @amirnaderi8470
    @amirnaderi8470 2 місяці тому

    Yooo, where you get that shirt from ?

  • @dreamleaf6784
    @dreamleaf6784 2 місяці тому +6

    remit never had costco pizza. lol

  • @lowlowseesee
    @lowlowseesee 2 місяці тому

    i follow a lot of ramits stuff but i definitely have to work on how i pay bills lol. i do like to pay them early but thats probably still a control issue.

  • @xPOOPDog7
    @xPOOPDog7 2 місяці тому

    Love the video!

  • @kckuc310
    @kckuc310 2 місяці тому +1

    2M here , 57 age listen to this guy

  • @kimberlygrasso1494
    @kimberlygrasso1494 2 місяці тому

    As someone who loves spicy food, I appreciated the broccoli bake joke

  • @michellegreen1072
    @michellegreen1072 2 місяці тому

    Can you put the commercials back into the box so I can skip past them faster?

  • @michaelwiebeck3
    @michaelwiebeck3 2 місяці тому +5

    One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

    • @Derekhoffman312
      @Derekhoffman312 2 місяці тому +4

      You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

    • @el_chilango2953
      @el_chilango2953 2 місяці тому +1

      lol. You’re hoping you’d invest in stocks this year and hope to make profits? Sounds like what you’re doing in gambling rather than investing. You’re betting on making a profit which you can’t do in the stock market, what if the market experiences a down turn? No one can time the market. Time in the market > timing the market.

  • @paulfriedman224
    @paulfriedman224 2 місяці тому +5

    Arby’s…We have Ra Meats!

  • @elizabethobioha1145
    @elizabethobioha1145 2 місяці тому

    Good ideas

  • @erendiralanda-godinez9555
    @erendiralanda-godinez9555 2 місяці тому

    Ramit….. wooo wooo woooo…. I’m being productive 😂

  • @Anonymous-xq3cd
    @Anonymous-xq3cd Місяць тому

    I started packing lunch just so I could stop ordering $20 door dash meals at work 5 days a week. My credit card balance has never been so small.

  • @Trewq79
    @Trewq79 Місяць тому

    When it comes to "don't get bogged down over the $3 decisions", I agree.....mostly.
    It's not the one time someone buys a $5 coffee that makes them poor. It's the 500 $5 decisions within a month that make them poor. I used to religiously watch Dave Ramsey. And while I don't 100% agree with him, I did develop the "red flag" sense he has when it comes to spending on things. When I see a Starbucks $8 coffee, a little voice in my head says "are you sure you want to spend that much?". I believe that little voice is instrumental in the amount of money I've saved and invested. You may make a good decisions here or there, but a solid behavior behind you will lead to consistent good decisions.

  • @ArtByHazel
    @ArtByHazel 2 місяці тому

    Thank you Ramit.
    Debt-free for a decade and counting.

  • @avedurham
    @avedurham 2 місяці тому

    I think knowing our money scripts is really challenging because they're so much a part of us that we can't really see them. I would love a tool that asks me questions to help me understand my money beliefs. Is that a tool you guys have?

  • @Adventures_with_nick
    @Adventures_with_nick 29 днів тому

    As someone who was raised by a hard ass dad, this tough love talk is comforting. Ha!!

  • @jamesgibb9341
    @jamesgibb9341 2 місяці тому

    Hey, thanks for the advice all throughout your channel.
    My expenses are way too high and not within 50-60% of my take home income.
    A year ago, I created a vanguard account. I could only afford $20 a fortnight. As soon as I started trimming down my expenses. Im now on $100 & I've set up automation. I have nearly $1500 now and I'm investing in 2 ETF's. Those are (VAS & VGS) as I'm Australian. Im 34 now, I'm hoping to eventually increase my investing to $500 a month to become a millionaire by the time I'm close to retire.
    There's a lot of BS out there when it comes to financial advice. Your advice is easy to understand, easy to implement & has helped me get started on setting up generational wealth for my family.

    • @jamesgibb9341
      @jamesgibb9341 2 місяці тому

      I started with a very small amount, just to get started. I automated those deposits so I didn't think about it. Then gradually increased it when I could afford it. That's my advice to anybody.
      But I do have a question about what I'm investing in. Right now, I'm focusing on VGS & VAS ETF's with vanguard. This covers Australian market & international markets. Do you believe I should stick to those two ETF's or should I expand into other ETF's or stocks or whatever?

  • @Hariharasubramanian-i5w
    @Hariharasubramanian-i5w 2 місяці тому

    Hi am seeing your videos for the first time.its very thought provoking and I thoroughly enjoyed your humour sense 🎉 a new subscriber 😊

  • @baddboo
    @baddboo 2 місяці тому

    The sarcasm is music😂

  • @MotiveTales-zo3pl
    @MotiveTales-zo3pl 2 місяці тому +1

    Ok sir I will start the following rules

  • @dom7019
    @dom7019 2 місяці тому

    How do I automate bills that are not fixed amounts? Major oversight there IMO

    • @ohchristineho
      @ohchristineho 2 місяці тому +1

      You put them on autopay, the amount shouldn't matter if you've budgeted for the variable (average out the annual cost of that bill per month and budget for that amount)

  • @mcoffeecation2153
    @mcoffeecation2153 Місяць тому

    The system for automated payments is easier if you’re paid on the 1st and the 15th each month or 1 time monthly, instead of every two weeks.

  • @KERPALSINGH
    @KERPALSINGH 2 місяці тому +1

    I used to be an Arby's hater too and then I ate there and it's really not that bad.

  • @Scarletcroft
    @Scarletcroft 2 місяці тому

    I made a plan/calculation for 30 years, because i'm ridiculous.....(I went a little overboard with excel and I know it's not entirely correct, but I plan to reajust it every year).

  • @veggito13
    @veggito13 23 дні тому

    Being hands on with your money is actually significantly better than not..

  • @JBoy340a
    @JBoy340a 2 місяці тому

    Great content. I use dividend reinvestment to automatically grow my accounts and that has worked well for the last 30+ years for me. Debating if should continue to invest aggressively as I move into later phases of life

  • @peterzeller5736
    @peterzeller5736 2 місяці тому

    Automating Everything takes the guess work and brain power overload out of the equation.

  • @JETurp
    @JETurp 2 місяці тому +1

    Different people and businesses catching strays all over the place in this video 😂

  • @StephanieG.Augustus
    @StephanieG.Augustus 2 місяці тому +4

    I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025.,..

    • @MixedG80
      @MixedG80 2 місяці тому

      Saw "hope" used twice... maybe start with an achievable goal of growing that $350k by 10-20%, which would be a great result for 1 year, before talking about 10x-ing in the same period. That won't happen by investing as Ramit advises, you'd have to trade for those latter results, which would also be much less certain.

  • @perseoeridano4182
    @perseoeridano4182 Місяць тому

    👏🏻👏🏻👏🏻

  • @marvinhawkins2000
    @marvinhawkins2000 2 місяці тому +2

    Great tips! But I can't stand for the Arby's Slander!!

  • @thehoteldeveloper
    @thehoteldeveloper 2 місяці тому +7

    You gotta chill man. The stress will kill you! Trust me. I know. Lol

    • @maggielapido548
      @maggielapido548 2 місяці тому +3

      Right. I get his passion but he gives off anxiety.

  • @willlsmith8063
    @willlsmith8063 2 місяці тому

    top content

  • @Vaiiyaa
    @Vaiiyaa 2 місяці тому

    Help, Ramit is so judgey 😂 but call me out, it's working. I still don't like spicey food though. 😘

  • @carbon-structure
    @carbon-structure 2 місяці тому

    guru advice

  • @Misantronic
    @Misantronic 2 місяці тому +1

    tbh, I took care of all my 30.000$ decisions in life. for me it‘s fun to optimize those 3$-decisions

  • @blacktiger2154
    @blacktiger2154 2 місяці тому

    But do I invest into the S&P500 or into Nasdaq?

  • @peterlopez8641
    @peterlopez8641 11 днів тому

    Love the Ears !!!

  • @enzoeclipsed
    @enzoeclipsed 2 місяці тому

    What are some other 330000 questions besides a property purchase?

  • @Donkeyearsa
    @Donkeyearsa 2 місяці тому

    People don't need to know what the rich do, what people watching such videos like this one need to know is what millionaires do. The people that are watching this are not going to be rich as the rich have far more important things to be doing than wasting their time watching youtube videos. The people who would be watching videos like this one will at best be multi millionaires if they are smart with their money.
    Braking things down to the simplest terms earn more, save more of a percentage of your income, invest smartly and take advantage of time by compounding over the long term.

  • @Northilus-e4z
    @Northilus-e4z 2 місяці тому

    Your last name literally means “Rich Person” in my language lol.

  • @dbest4755
    @dbest4755 Місяць тому +1

    Calm Down Relax... c'mon man !

  • @michellegreen1072
    @michellegreen1072 2 місяці тому

    How much is “rich”?

  • @David010101010101010
    @David010101010101010 2 місяці тому

    I love Joes pizza ❤

  • @CurieBohr
    @CurieBohr 2 місяці тому

    New cars keep poor’s poor. How’s that big loud truck fella? Is it more enjoyable than a big loud portfolio?

  • @akinnolaayomide8761
    @akinnolaayomide8761 Місяць тому

    please whats the difference between savings and investments

  • @mylesmikieal
    @mylesmikieal 2 місяці тому

    Give it to my kids 😂😂😂

  • @baddboo
    @baddboo 2 місяці тому

    ARBYs PR team enters the chat …….

  • @mikeshubinski
    @mikeshubinski 2 місяці тому

    I have 10,000 in cash. Any advise what I should do with it to invest. I'm new to this and I want to start

  • @danvain
    @danvain 2 місяці тому +3

    Number one place people over spend is their stupid luxury vehicle.

  • @Mxyzptlk30
    @Mxyzptlk30 2 місяці тому

    I think you have an extreme, perverse view with most of the FIRE community or maybe you're thinking of the PovertyFIRE community. Most FIREees will not look at the cost of a burrito because they're already way beyond the $3 questions.

  • @frostyk1371
    @frostyk1371 2 місяці тому

    F all that 😁

  • @farameen_mola_ali_a.s
    @farameen_mola_ali_a.s 2 місяці тому

    Which stocks or mutual funds is good world widely

  • @brendagaskin9010
    @brendagaskin9010 2 місяці тому

    Your thoughts on Dave Ramsey announcing he is voting for Trump. He has always kept politics out of his show, why now?

  • @andrewgross1453
    @andrewgross1453 2 місяці тому +2

    What Arby’s do to you 😮